{"text_format":"1","workbook":"xlsx","n_sheets":13,"sheets":["User Guide","Introduction Summary","Insurance Summary","CII","Initial_Base_Rates","Data","Calculations","Scenario1","Scenario2","Scenario3","Scenario4","Scenario5","Scenario6"],"not_rendered":{"charts":2,"images":6,"macros":1,"external_links":0,"defined_names":56,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"User Guide","index":0,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"Introduction Summary","index":1,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[[33,3,33,12]]}

{"sheet":"Insurance Summary","index":2,"n_rows":74,"n_cols":15,"rows_kept":74,"cut":false,"hidden":false,"merged":[[20,9,20,10],[20,3,20,4],[22,3,22,4],[41,3,41,13],[21,9,21,10],[22,9,22,10],[24,3,25,13],[15,9,15,10],[16,9,16,10],[17,9,17,10],[18,9,18,10],[19,9,19,10],[15,3,15,4],[16,3,16,4],[17,3,17,4],[18,3,18,4],[19,3,19,4],[54,3,55,13],[69,4,71,13],[43,3,43,4],[43,9,43,10],[44,3,44,4],[44,9,44,10],[51,3,51,4],[51,9,51,10],[45,9,45,10],[46,9,46,10],[47,9,47,10],[48,9,48,10],[49,9,49,10],[50,9,50,10]]}
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,"The needs",null,"Amount",null,"Years",null,"Insurance",null,"Death benefit",null,{"$f":"IF(Calculations!BJ30=FALSE,IF(CII!$AA$27=\"Monthly\",\"Initial monthly premium\",\"Initial yearly premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Initial yearly premium\",\"Initial monthly premium\"))","v":"Initial monthly premium"}]
[null,null,null,{"$f":"IF(Calculations!$BK$111<>\"\",Calculations!$BK$111,\"\")","v":""},null,{"$f":"IF(Calculations!$BL111>0,Calculations!$BL111,\"\")","v":""},null,{"$f":"IF(Calculations!$BM111<>\"\",Calculations!$BM111,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO20,IFERROR(IF(Calculations!FH2>0,Calculations!FH1,\"\"),\"\"))","v":""},null,{"$f":"IF(J17<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI20,Calculations!FH2),\"\")","v":""},null,{"$f":"IF(J17<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO103*0.09,Calculations!BO103),Calculations!FO2),2),\"\")","v":""}]
[null,null,null,{"$f":"IF(Calculations!$BK$112<>\"\",Calculations!$BK$112,\"\")","v":""},null,{"$f":"IF(Calculations!$BL112>0,Calculations!$BL112,\"\")","v":""},null,{"$f":"IF(Calculations!$BM112<>\"\",Calculations!$BM112,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO21,IFERROR(IF(Calculations!FI2>0,Calculations!FI1,\"\"),\"\"))","v":""},null,{"$f":"IF(J18<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI21,Calculations!FI2),\"\")","v":""},null,{"$f":"IF(J18<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO104*0.09,Calculations!BO104),Calculations!FP2),2),\"\")","v":""}]
[null,null,null,{"$f":"IF(Calculations!$BK$113<>\"\",Calculations!$BK$113,\"\")","v":""},null,{"$f":"IF(Calculations!$BL113>0,Calculations!$BL113,\"\")","v":""},null,{"$f":"IF(Calculations!$BM113<>\"\",Calculations!$BM113,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO22,IFERROR(IF(Calculations!FJ2>0,Calculations!FJ1,\"\"),\"\"))","v":""},null,{"$f":"IF(J19<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI22,Calculations!FJ2),\"\")","v":""},null,{"$f":"IF(J19<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO105*0.09,Calculations!BO105),Calculations!FQ2),2),\"\")","v":""}]
[null,null,null,{"$f":"IF(Calculations!$BK$114<>\"\",Calculations!$BK$114,\"\")","v":""},null,{"$f":"IF(Calculations!$BL114>0,Calculations!$BL114,\"\")","v":""},null,{"$f":"IF(Calculations!$BM114<>\"\",Calculations!$BM114,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO23,IFERROR(IF(Calculations!FK2>0,Calculations!FK1,\"\"),\"\"))","v":""},null,{"$f":"IF(J20<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI23,Calculations!FK2),\"\")","v":""},null,{"$f":"IF(J20<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO106*0.09,Calculations!BO106),Calculations!FR2),2),\"\")","v":""}]
[null,null,null,{"$f":"IF(Calculations!$BK$115<>\"\",Calculations!$BK$115,\"\")","v":""},null,{"$f":"IF(Calculations!$BL115>0,Calculations!$BL115,\"\")","v":""},null,{"$f":"IF(Calculations!$BM115<>\"\",Calculations!$BM115,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO24,IFERROR(IF(Calculations!FL2>0,Calculations!FL1,\"\"),\"\"))","v":""},null,{"$f":"IF(J21<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI24,Calculations!FL2),\"\")","v":""},null,{"$f":"IF(J21<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO107*0.09,Calculations!BO107),Calculations!FS2),2),\"\")","v":""}]
[null,null,null,{"$f":"IF(Calculations!$BK$116<>\"\",Calculations!$BK$116,\"\")","v":""},null,{"$f":"IF(Calculations!$BL116>0,Calculations!$BL116,\"\")","v":""},null,{"$f":"IF(Calculations!$BM116<>\"\",Calculations!$BM116,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ$30=FALSE,Calculations!BO25,IFERROR(IF(Calculations!FM2>0,Calculations!FM1,\"\"),\"\"))","v":""},null,{"$f":"IF(J22<>\"\",IF(Calculations!$BJ$30=FALSE,Calculations!BI25,Calculations!FM2),\"\")","v":""},null,{"$f":"IF(J22<>\"\",ROUND(IF(Calculations!$BJ$30=FALSE,IF(CII!$AA$27=\"Monthly\",Calculations!BO108*0.09,Calculations!BO108),Calculations!FT2),2),\"\")","v":""}]
[null,null,null,"Total",null,{"$f":"IF(SUM(F17:F22)>0,SUM(F17:F22),\"\")","v":""},null,null,null,"Total",null,{"$f":"IF(SUM(L17:L22)>0,SUM(L17:L22),\"\")","v":""},null,{"$f":"IF(SUM(N17:N22)>0,IF(AND(Calculations!BJ30=TRUE,Scenario1!$EG$6=\"Monthly\"),2.25,IF(CII!$AA$27=\"Monthly\",2.25,25))+SUM(N17:N22),\"\")","v":""}]
[]
[null,null,null,{"$f":"IF(Calculations!BJ29=TRUE,CONCATENATE(IF(CII!$AA$27=\"Monthly\",\"The initial monthly premium for \",\"The initial annual premium for \"),Scenario1!EL5,\", for an Evolve Term policy is \",TEXT(N23,\"$#,##0.00\"),\" (including policy fee).\"),CONCATENATE(IF(AND(Calculations!BJ30=TRUE,Scenario1!$EG$6=\"Monthly\"),\"The initial monthly premium for \",\"The initial annual premium for \"),Scenario1!EL5,\" is \",TEXT(N23,\"$#,##0.00\"),\" (including policy fee).\"))","v":"The initial annual premium for Person1, female, age 0, smoker (risk class 3) is  (including policy fee)."}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,{"$f":"IF(Calculations!BK28=1,\"Note: Evolve Term offers flexible insurance coverage with terms ranging from 5 to 40 years, providing protection up to age 85. For extended protection needs beyond this timeframe, please consider our Permanent Life Insurance solutions. \",\"\")&Scenario1!EL7","v":"This illustration assumes you will request non-smoker rates starting at age 18. This option is not automatic; please remember to request non-smoker rates when the insured person is eligible. Otherwise, smoker rates will be charged starting at age 18."}]
[]
[null,null,null,"The needs",null,"Amount",null,"Years",null,"Sun CII",null,"Coverage",null,{"$f":"CII!AB27","v":"Discounted monthly premium"}]
[null,null,null,{"$f":"IF(Calculations!$BH$117<>\"\",Calculations!$BH$117,\"\")","v":""},null,{"$f":"IF(Calculations!$BI117>0,Calculations!$BI117,\"\")","v":""},null,{"$f":"IF(Calculations!$BJ117<>\"\",Calculations!$BJ117,\"\")","v":""},null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE27,\"\")","v":""},null,{"$f":"IF(J45<>\"\",CII!AB26,\"\")","v":""},null,{"$f":"IF($J45<>\"\",CII!D2*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE28,\"\")","v":""},null,{"$f":"IF(J46<>\"\",L45,\"\")","v":""},null,{"$f":"IF($J46<>\"\",CII!D12*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE29,\"\")","v":""},null,{"$f":"IF(J47<>\"\",L46,\"\")","v":""},null,{"$f":"IF($J47<>\"\",CII!D22*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE30,\"\")","v":""},null,"",null,{"$f":"IF($J48<>\"\",CII!D32*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE31,\"\")","v":""},null,"",null,{"$f":"IF($J49<>\"\",CII!D42*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE32,\"\")","v":""},null,"",null,{"$f":"IF($J50<>\"\",CII!D52*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE33,\"\")","v":""},null,"",null,{"$f":"IF($J51<>\"\",CII!D62*0.95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!$BI$29=TRUE,CII!AE34,\"\")","v":""},null,"",null,{"$f":"IF($J52<>\"\",CII!D72*0.95,\"\")","v":""}]
[]
[]
[null,null,null,{"$f":"IFERROR(CONCATENATE(IF(CII!AA27=\"Monthly\",\"The discounted monthly premium for \",\"The discounted annual premium for \"),Scenario2!EL5,\" for a Sun CII policy is \",TEXT(CII!D2*0.95,\"$#,##0.00\"),IF($J$45=\"T10\",\" at the start of the policy.\",\". \")),\"\")","v":""}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,{"$f":"\"Bundle up and save! With the Evolve Term and Sun CII special offer, you can take advantage of the 5% premium discount on the Sun CII policy for the life of the policy*. \"\n&IF(CII!$AA$27=\"Monthly\",IFERROR(CONCATENATE(\"The combined monthly premium when you purchase Evolve Term and Sun CII together in this offer is \",TEXT(CII!$AC$30,\"$#,##0.00\"),\", a savings of \",TEXT(CII!$AC$31,\"$#,##0.00\"),\" monthly\",IF($J$45=\"T10\", \" at the start of the policy. \", \". \")),\"\"),IFERROR(CONCATENATE(\"The combined annual premium when you purchase Evolve Term and Sun CII together in this offer is \",TEXT(CII!$AC$30,\"$#,##0.00\"),\", a savings of \",TEXT(CII!$AC$31,\"$#,##0.00\"),\" annually\",IF($J$45=\"T10\",\" at the start of the policy. \", \". \")),\"\"))&IF($J$45=\"\",\"\",\"This accumulates to a savings of \"&TEXT(CII!$AC$33,\"$#,##0.00\")&\" for the life of the policy!\")","v":"Bundle up and save! With the Evolve Term and Sun CII special offer, you can take advantage of the 5% premium discount on the Sun CII policy for the life of the policy*. "},null,null,null,null,null,null,null,null,null,{"$f":"CII!AJ32","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CII!AJ34","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CII!AJ35","v":0}]
[null,null,null,null,"* Offer ends February 27, 2026. Terms and conditions apply. "]
[null,null,null,null,"Visit https://www.sunlife.ca/term-cii-offer/ to see terms and conditions."]

{"sheet":"CII","index":3,"n_rows":103,"n_cols":38,"rows_kept":103,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report Design",null,"Functionality",null,null,null,null,null,"Year",{"$f":"Calculations!GN1","v":"Total Needs"},{"$f":"Calculations!GO1","v":"Critical illness insurance benefit"},{"$f":"\"CII Discounted Premium \"&$AA$27","v":"CII Discounted Premium Monthly"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SLI Output Language",{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"English\"))","v":"English"},"FileName",null,null,null,null,null,null,1,{"$f":"Calculations!GN2","v":0},{"$f":"Calculations!GO2","v":{"$error":"#N/A"}},{"$f":"ROUND(D2*0.95,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report Language",{"$f":"Calculations!AT3","v":"English"},"FilePath",null,null,null,null,null,null,2,{"$f":"Calculations!GN3","v":0},{"$f":"Calculations!GO3","v":{"$error":"#N/A"}},{"$f":"ROUND(D3*0.95,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Designed For","-------------------","Number of Pages",1,null,null,null,null,null,3,{"$f":"Calculations!GN4","v":0},{"$f":"Calculations!GO4","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name",null,"Payment Years",{"$f":"MAX(IF(AA$2=\"English\",IF(ISNA(MATCH(\"Total Full Year Premium\",A$1:$W$1,0)),COUNTIF(INDEX(A1:W105,,MATCH(\"Yearly base coverage premium\",$A$1:$W$1,FALSE)),\">0\"),COUNTIF(INDEX(A1:W105,,MATCH(\"Total Full Year Premium\",$A$1:$W$1,FALSE)),\">0\")),IF(AA$2=\"French\",IF(ISNA(MATCH(\"Prime totale – année complète\",A$1:$W$1,0)),COUNTIF(INDEX(A1:W105,,MATCH(\"Prime annuelle de l'assurance de base\",$A$1:$W$1,FALSE)),\">0\"),COUNTIF(INDEX(A1:W105,,MATCH(\"Prime totale – année complète\",$A$1:$W$1,FALSE)),\">0\")))),0)","v":{"$error":"#N/A"}},null,null,null,null,null,4,{"$f":"Calculations!GN5","v":0},{"$f":"Calculations!GO5","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name",null,"Version",1,null,null,null,null,null,5,{"$f":"Calculations!GN6","v":0},{"$f":"Calculations!GO6","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Card","-------------------","Max",{"$f":"MAX(Calculations!GO104,Calculations!BJ117)","v":101},null,null,null,null,null,6,{"$f":"Calculations!GN7","v":0},{"$f":"Calculations!GO7","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name",null,null,null,null,null,null,null,null,7,{"$f":"Calculations!GN8","v":0},{"$f":"Calculations!GO8","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name",null,null,null,null,null,null,null,null,8,{"$f":"Calculations!GN9","v":0},{"$f":"Calculations!GO9","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Title",null,null,null,null,null,null,null,null,9,{"$f":"Calculations!GN10","v":0},{"$f":"Calculations!GO10","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Company",null,null,null,null,null,null,null,null,10,{"$f":"Calculations!GN11","v":0},{"$f":"Calculations!GO11","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AA3=\"English\",\"Office: \")","v":"Office: "},null,null,null,null,null,null,null,null,11,{"$f":"Calculations!GN12","v":0},{"$f":"Calculations!GO12","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AA3=\"English\",\" Ext: \")","v":" Ext: "},null,null,null,null,null,null,null,null,12,{"$f":"Calculations!GN13","v":0},{"$f":"Calculations!GO13","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AA3=\"English\",\"Cell: \")","v":"Cell: "},null,null,null,null,null,null,null,null,13,{"$f":"Calculations!GN14","v":0},{"$f":"Calculations!GO14","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AA3=\"English\",\"Email: \")","v":"Email: "},null,null,null,null,null,null,null,null,14,{"$f":"Calculations!GN15","v":0},{"$f":"Calculations!GO15","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,{"$f":"Calculations!GN16","v":0},{"$f":"Calculations!GO16","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,{"$f":"Calculations!GN17","v":0},{"$f":"Calculations!GO17","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,{"$f":"Calculations!GN18","v":0},{"$f":"Calculations!GO18","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,{"$f":"Calculations!GN19","v":0},{"$f":"Calculations!GO19","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,{"$f":"Calculations!GN20","v":0},{"$f":"Calculations!GO20","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,{"$f":"Calculations!GN21","v":0},{"$f":"Calculations!GO21","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,{"$f":"Calculations!GN22","v":0},{"$f":"Calculations!GO22","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,{"$f":"Calculations!GN23","v":0},{"$f":"Calculations!GO23","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,{"$f":"Calculations!GN24","v":0},{"$f":"Calculations!GO24","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"User","Date","Coverage Amount","Full Year Premium","ROPC/E Premium","Coverage Term","Payment Period","Client information included","Advisor Information included",24,{"$f":"Calculations!GN25","v":0},{"$f":"Calculations!GO25","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Grace Jin",{"$f":"TODAY()","v":"2025-11-25"},{"$f":"C2","v":0},{"$f":"IF(CII!$AA$2=\"English\",IF(ISNUMBER(A2),VLOOKUP(A2,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Total Full Year Premium\",CII!$A$1:$W$1,0)),MATCH(\"Total yearly premium\",CII!$A$1:$W$1,0),MATCH(\"Total Full Year Premium\",CII!$A$1:$W$1,0)),FALSE),\"\"),IF(CII!$AA$2=\"French\",IF(ISNUMBER(A2),VLOOKUP(A2,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Prime totale – année complète\",CII!$A$1:$W$1,0)),MATCH(\"Prime annuelle totale\",CII!$A$1:$W$1,0),MATCH(\"Prime totale – année complète\",CII!$A$1:$W$1,0)),FALSE),\"\")))","v":""},{"$f":"IF(CII!$AA$2=\"English\",IF(ISNUMBER(A2),VLOOKUP(A2,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Full year ROPC/E premium\",CII!$A$1:$W$1,0)),MATCH(\"Yearly ROPC/E premium\",CII!$A$1:$W$1,0),MATCH(\"Full year ROPC/E premium\",CII!$A$1:$W$1,0)),FALSE),\"\"),IF(CII!$AA$2=\"French\",IF(ISNUMBER(A2),VLOOKUP(A2,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Prime du RDPR/E – année complète\",CII!$A$1:$W$1,0)),MATCH(\"Prime annuelle du RDPR/E\",CII!$A$1:$W$1,0),MATCH(\"Prime du RDPR/E – année complète\",CII!$A$1:$W$1,0)),FALSE),\"\")))","v":""},{"$f":"INDEX(B2:B150,MATCH(9.99999999999999E+307,B2:B150))","v":{"$error":"#N/A"}},{"$f":"IF(VLOOKUP(AC5,A2:B105,2,FALSE)=75,\"To Age 75\",IF(VLOOKUP(AC5,A2:B105,2,FALSE)=100,\"To Age 100\",CONCATENATE(AC5,\" years\")))","v":{"$error":"#N/A"}},{"$f":"IF(AND(AA5=\"\",AA6=\"\"),\"No\",IF(OR(AA5<>\"\",AA6<>\"\"),\"Yes\"))","v":"No"},{"$f":"IF(AND(AA8=\"\",AA9=\"\",AA10=\"\",AA11=\"\",AA15=\"\"),\"No\",IF(OR(AA8<>\"\",AA9<>\"\",AA10<>\"\",AA11<>\"\",AA15<>\"\"),\"Yes\"))","v":"No"},25,{"$f":"Calculations!GN26","v":0},{"$f":"Calculations!GO26","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(D1=\"Total yearly premium\",D1=\"Prime annuelle totale\"),\"Annual\",\"Monthly\")","v":"Monthly"},{"$f":"IF(OR(D1=\"Total yearly premium\",D1=\"Prime annuelle totale\"),\"Discounted yearly premium\",\"Discounted monthly premium\")","v":"Discounted monthly premium"},{"$f":"D2*(1-Calculations!BI118/100)","v":0},null,{"$f":"IF(AE26=100,\"Lifetime\",IF(AE26=75,IF(Calculations!GM104=10,\"T10\",\"T\"&AE26),\"T\"&AE26))","v":{"$error":"#N/A"}},null,null,null,26,{"$f":"Calculations!GN27","v":0},{"$f":"Calculations!GO27","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(D2,2)+ROUND('Insurance Summary'!N23,2)","v":{"$error":"#VALUE!"}},null,{"$f":"IF(AND($AE$27=\"T10\",B12>0),\"T10 - Renewal 1\",\"\")","v":{"$error":"#N/A"}},null,null,null,27,{"$f":"Calculations!GN28","v":0},{"$f":"Calculations!GO28","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(NOT(AE28=\"\"),B22>0),\"T10 - Renewal 2\",\"\")","v":{"$error":"#N/A"}},null,null,null,28,{"$f":"Calculations!GN29","v":0},{"$f":"Calculations!GO29","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!BJ30=TRUE,IF(AND(Scenario1!$EG$6=\"Monthly\",AA27=\"Monthly\"),\"The total monthly premium \",IF(AND(Scenario1!$EG$6=\"Annual\",AA27=\"Annual\"),\"The total annual premium \",IF(AND(Scenario1!$EG$6=\"Monthly\",AA27=\"Annual\"),\"The total annual premium \"))),IF(AA27=\"Monthly\",\"The total monthly premium \",\"The total annual premium \"))","v":"The total monthly premium "},{"$f":"ROUND(AC27,2)+ROUND('Insurance Summary'!N23,2)","v":{"$error":"#VALUE!"}},null,{"$f":"IF(AND(NOT(AE29=\"\"),B32>0),\"T10 - Renewal 3\",\"\")","v":{"$error":"#N/A"}},null,null,null,29,{"$f":"Calculations!GN30","v":0},{"$f":"Calculations!GO30","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AC28-AC30","v":{"$error":"#VALUE!"}},null,{"$f":"IF(AND(NOT(AE30=\"\"),B42>0),\"T10 - Renewal 4\",\"\")","v":{"$error":"#N/A"}},null,null,null,30,{"$f":"Calculations!GN31","v":0},{"$f":"Calculations!GO31","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(NOT(AE31=\"\"),B52>0),\"T10 - Renewal 5\",\"\")","v":{"$error":"#N/A"}},null,null,null,31,{"$f":"Calculations!GN32","v":0},{"$f":"Calculations!GO32","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Savings",{"$f":"(SUM(CII!$D$2:$D$101)-SUM(CII!$AL$2:$AL$103))*IF($AA$27=\"Annual\",1,12)","v":0},null,{"$f":"IF(AND(NOT(AE32=\"\"),B62>0),\"T10 - Renewal 6\",\"\")","v":{"$error":"#N/A"}},null,null,null,32,{"$f":"Calculations!GN33","v":0},{"$f":"Calculations!GO33","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(NOT(AE33=\"\"),B72>0),\"T10 - Renewal 7\",\"\")","v":{"$error":"#N/A"}},null,null,null,33,{"$f":"Calculations!GN34","v":0},{"$f":"Calculations!GO34","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,34,{"$f":"Calculations!GN35","v":0},{"$f":"Calculations!GO35","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,{"$f":"Calculations!GN36","v":0},{"$f":"Calculations!GO36","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,{"$f":"Calculations!GN37","v":0},{"$f":"Calculations!GO37","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,{"$f":"Calculations!GN38","v":0},{"$f":"Calculations!GO38","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,{"$f":"Calculations!GN39","v":0},{"$f":"Calculations!GO39","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,39,{"$f":"Calculations!GN40","v":0},{"$f":"Calculations!GO40","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,40,{"$f":"Calculations!GN41","v":0},{"$f":"Calculations!GO41","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,41,{"$f":"Calculations!GN42","v":0},{"$f":"Calculations!GO42","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,42,{"$f":"Calculations!GN43","v":0},{"$f":"Calculations!GO43","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,{"$f":"Calculations!GN44","v":0},{"$f":"Calculations!GO44","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,{"$f":"Calculations!GN45","v":0},{"$f":"Calculations!GO45","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,45,{"$f":"Calculations!GN46","v":0},{"$f":"Calculations!GO46","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,46,{"$f":"Calculations!GN47","v":0},{"$f":"Calculations!GO47","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,47,{"$f":"Calculations!GN48","v":0},{"$f":"Calculations!GO48","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,{"$f":"Calculations!GN49","v":0},{"$f":"Calculations!GO49","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,49,{"$f":"Calculations!GN50","v":0},{"$f":"Calculations!GO50","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,50,{"$f":"Calculations!GN51","v":0},{"$f":"Calculations!GO51","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,{"$f":"Calculations!GN52","v":0},{"$f":"Calculations!GO52","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,{"$f":"Calculations!GN53","v":0},{"$f":"Calculations!GO53","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,{"$f":"Calculations!GN54","v":0},{"$f":"Calculations!GO54","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,{"$f":"Calculations!GN55","v":0},{"$f":"Calculations!GO55","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,{"$f":"Calculations!GN56","v":0},{"$f":"Calculations!GO56","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,56,{"$f":"Calculations!GN57","v":0},{"$f":"Calculations!GO57","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,57,{"$f":"Calculations!GN58","v":0},{"$f":"Calculations!GO58","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,58,{"$f":"Calculations!GN59","v":0},{"$f":"Calculations!GO59","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,59,{"$f":"Calculations!GN60","v":0},{"$f":"Calculations!GO60","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,60,{"$f":"Calculations!GN61","v":0},{"$f":"Calculations!GO61","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,61,{"$f":"Calculations!GN62","v":0},{"$f":"Calculations!GO62","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62,{"$f":"Calculations!GN63","v":0},{"$f":"Calculations!GO63","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63,{"$f":"Calculations!GN64","v":0},{"$f":"Calculations!GO64","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64,{"$f":"Calculations!GN65","v":0},{"$f":"Calculations!GO65","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65,{"$f":"Calculations!GN66","v":0},{"$f":"Calculations!GO66","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,66,{"$f":"Calculations!GN67","v":0},{"$f":"Calculations!GO67","v":{"$error":"#N/A"}},{"$f":"ROUND(D67*0.95,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67,{"$f":"Calculations!GN68","v":0},{"$f":"Calculations!GO68","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,68,{"$f":"Calculations!GN69","v":0},{"$f":"Calculations!GO69","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,69,{"$f":"Calculations!GN70","v":0},{"$f":"Calculations!GO70","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,70,{"$f":"Calculations!GN71","v":0},{"$f":"Calculations!GO71","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,71,{"$f":"Calculations!GN72","v":0},{"$f":"Calculations!GO72","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,72,{"$f":"Calculations!GN73","v":0},{"$f":"Calculations!GO73","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73,{"$f":"Calculations!GN74","v":0},{"$f":"Calculations!GO74","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,74,{"$f":"Calculations!GN75","v":0},{"$f":"Calculations!GO75","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75,{"$f":"Calculations!GN76","v":0},{"$f":"Calculations!GO76","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,76,{"$f":"Calculations!GN77","v":0},{"$f":"Calculations!GO77","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,77,{"$f":"Calculations!GN78","v":0},{"$f":"Calculations!GO78","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,78,{"$f":"Calculations!GN79","v":0},{"$f":"Calculations!GO79","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,79,{"$f":"Calculations!GN80","v":0},{"$f":"Calculations!GO80","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,80,{"$f":"Calculations!GN81","v":0},{"$f":"Calculations!GO81","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,81,{"$f":"Calculations!GN82","v":0},{"$f":"Calculations!GO82","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,82,{"$f":"Calculations!GN83","v":0},{"$f":"Calculations!GO83","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,83,{"$f":"Calculations!GN84","v":0},{"$f":"Calculations!GO84","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,84,{"$f":"Calculations!GN85","v":0},{"$f":"Calculations!GO85","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,85,{"$f":"Calculations!GN86","v":0},{"$f":"Calculations!GO86","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,86,{"$f":"Calculations!GN87","v":0},{"$f":"Calculations!GO87","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,{"$f":"Calculations!GN88","v":0},{"$f":"Calculations!GO88","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,{"$f":"Calculations!GN89","v":0},{"$f":"Calculations!GO89","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,{"$f":"Calculations!GN90","v":0},{"$f":"Calculations!GO90","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90,{"$f":"Calculations!GN91","v":0},{"$f":"Calculations!GO91","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,91,{"$f":"Calculations!GN92","v":0},{"$f":"Calculations!GO92","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,92,{"$f":"Calculations!GN93","v":0},{"$f":"Calculations!GO93","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,93,{"$f":"Calculations!GN94","v":0},{"$f":"Calculations!GO94","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,94,{"$f":"Calculations!GN95","v":0},{"$f":"Calculations!GO95","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,95,{"$f":"Calculations!GN96","v":0},{"$f":"Calculations!GO96","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,96,{"$f":"Calculations!GN97","v":0},{"$f":"Calculations!GO97","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,97,{"$f":"Calculations!GN98","v":0},{"$f":"Calculations!GO98","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,98,{"$f":"Calculations!GN99","v":0},{"$f":"Calculations!GO99","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,99,{"$f":"Calculations!GN100","v":0},{"$f":"Calculations!GO100","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,100,{"$f":"Calculations!GN101","v":0},{"$f":"Calculations!GO101","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,101,{"$f":"Calculations!GN102","v":0},{"$f":"Calculations!GO102","v":{"$error":"#N/A"}},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CII!$AA$2=\"English\",IF(ISNUMBER(A103),VLOOKUP(A103,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Total Full Year Premium\",CII!$A$1:$W$1,0)),MATCH(\"Total yearly premium\",CII!$A$1:$W$1,0),MATCH(\"Total Full Year Premium\",CII!$A$1:$W$1,0)),FALSE),\"\"),IF(CII!$AA$2=\"French\",IF(ISNUMBER(A103),VLOOKUP(A103,CII!$A$1:$W$105,IF(ISNA(MATCH(\"Prime totale – année complète\",CII!$A$1:$W$1,0)),MATCH(\"Prime annuelle totale\",CII!$A$1:$W$1,0),MATCH(\"Prime totale – année complète\",CII!$A$1:$W$1,0)),FALSE),\"\")))","v":""}]

{"sheet":"Initial_Base_Rates","index":4,"n_rows":112,"n_cols":1729,"rows_kept":33,"cut":true,"hidden":true,"merged":[[1,289,1,336],[1,337,1,384],[1,385,1,432],[1,433,1,480],[1,481,1,528],[1,529,1,576],[1,1,1,48],[1,49,1,96],[1,97,1,144],[1,145,1,192],[1,193,1,240],[1,241,1,288],[1,865,1,912],[1,913,1,960],[1,961,1,1008],[1,1009,1,1056],[1,1057,1,1104],[1,1105,1,1152],[1,577,1,624],[1,625,1,672],[1,673,1,720],[1,721,1,768],[1,769,1,816],[1,817,1,864],[1,1441,1,1488],[1,1489,1,1536],[1,1537,1,1584],[1,1585,1,1632],[1,1633,1,1680],[1,1681,1,1728],[1,1153,1,1200],[1,1201,1,1248],[1,1249,1,1296],[1,1297,1,1344],[1,1345,1,1392],[1,1393,1,1440],[3,49,3,52],[3,53,3,56],[3,57,3,66],[3,67,3,76],[3,77,3,86],[3,87,3,96],[3,1,3,4],[3,5,3,8],[3,9,3,18],[3,19,3,28],[3,29,3,38],[3,39,3,48],[3,145,3,148],[3,149,3,152],[3,153,3,162],[3,163,3,172],[3,173,3,182],[3,183,3,192],[3,97,3,100],[3,101,3,104],[3,105,3,114],[3,115,3,124],[3,125,3,134],[3,135,3,144],[3,241,3,244],[3,245,3,248],[3,249,3,258],[3,259,3,268],[3,269,3,278],[3,279,3,288],[3,193,3,196],[3,197,3,200],[3,201,3,210],[3,211,3,220],[3,221,3,230],[3,231,3,240],[3,337,3,340],[3,341,3,344],[3,345,3,354],[3,355,3,364],[3,365,3,374],[3,375,3,384],[3,289,3,292],[3,293,3,296],[3,297,3,306],[3,307,3,316],[3,317,3,326],[3,327,3,336],[3,433,3,436],[3,437,3,440],[3,441,3,450],[3,451,3,460],[3,461,3,470],[3,471,3,480],[3,385,3,388],[3,389,3,392],[3,393,3,402],[3,403,3,412],[3,413,3,422],[3,423,3,432],[3,529,3,532],[3,533,3,536],[3,537,3,546],[3,547,3,556],[3,557,3,566],[3,567,3,576],[3,481,3,484],[3,485,3,488],[3,489,3,498],[3,499,3,508],[3,509,3,518],[3,519,3,528],[3,625,3,628],[3,629,3,632],[3,633,3,642],[3,643,3,652],[3,653,3,662],[3,663,3,672],[3,577,3,580],[3,581,3,584],[3,585,3,594],[3,595,3,604],[3,605,3,614],[3,615,3,624],[3,721,3,724],[3,725,3,728],[3,729,3,738],[3,739,3,748],[3,749,3,758],[3,759,3,768],[3,673,3,676],[3,677,3,680],[3,681,3,690],[3,691,3,700],[3,701,3,710],[3,711,3,720],[3,817,3,820],[3,821,3,824],[3,825,3,834],[3,835,3,844],[3,845,3,854],[3,855,3,864],[3,769,3,772],[3,773,3,776],[3,777,3,786],[3,787,3,796],[3,797,3,806],[3,807,3,816],[3,913,3,916],[3,917,3,920],[3,921,3,930],[3,931,3,940],[3,941,3,950],[3,951,3,960],[3,865,3,868],[3,869,3,872],[3,873,3,882],[3,883,3,892],[3,893,3,902],[3,903,3,912],[3,1009,3,1012],[3,1013,3,1016],[3,1017,3,1026],[3,1027,3,1036],[3,1037,3,1046],[3,1047,3,1056],[3,961,3,964],[3,965,3,968],[3,969,3,978],[3,979,3,988],[3,989,3,998],[3,999,3,1008],[3,1105,3,1108],[3,1109,3,1112],[3,1113,3,1122],[3,1123,3,1132],[3,1133,3,1142],[3,1143,3,1152],[3,1057,3,1060],[3,1061,3,1064],[3,1065,3,1074],[3,1075,3,1084],[3,1085,3,1094],[3,1095,3,1104],[3,1201,3,1204],[3,1205,3,1208],[3,1209,3,1218],[3,1219,3,1228],[3,1229,3,1238],[3,1239,3,1248],[3,1153,3,1156],[3,1157,3,1160],[3,1161,3,1170],[3,1171,3,1180],[3,1181,3,1190],[3,1191,3,1200],[3,1297,3,1300],[3,1301,3,1304],[3,1305,3,1314],[3,1315,3,1324],[3,1325,3,1334],[3,1335,3,1344],[3,1249,3,1252],[3,1253,3,1256],[3,1257,3,1266],[3,1267,3,1276],[3,1277,3,1286],[3,1287,3,1296],[3,1393,3,1396],[3,1397,3,1400],[3,1401,3,1410],[3,1411,3,1420],[3,1421,3,1430],[3,1431,3,1440],[3,1345,3,1348],[3,1349,3,1352],[3,1353,3,1362],[3,1363,3,1372],[3,1373,3,1382],[3,1383,3,1392],[3,1489,3,1492],[3,1493,3,1496],[3,1497,3,1506],[3,1507,3,1516],[3,1517,3,1526],[3,1527,3,1536],[3,1441,3,1444],[3,1445,3,1448],[3,1449,3,1458],[3,1459,3,1468],[3,1469,3,1478],[3,1479,3,1488],[3,1585,3,1588],[3,1589,3,1592],[3,1593,3,1602],[3,1603,3,1612],[3,1613,3,1622],[3,1623,3,1632],[3,1537,3,1540],[3,1541,3,1544],[3,1545,3,1554],[3,1555,3,1564],[3,1565,3,1574],[3,1575,3,1584],[3,1681,3,1684],[3,1685,3,1688],[3,1689,3,1698],[3,1699,3,1708],[3,1709,3,1718],[3,1719,3,1728],[3,1633,3,1636],[3,1637,3,1640],[3,1641,3,1650],[3,1651,3,1660],[3,1661,3,1670],[3,1671,3,1680]],"bounds":{"rows_first":15,"rows_last":3,"rows_between":15,"halvings":7}}
["Initial Base Rates (Rate per 1000 FA)"]
[null,{"$f":"B107","v":"T5"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AX107","v":"T6"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T7",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"EP107","v":"T8"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T9",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IH107","v":"T10"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"LZ107","v":"T12"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T13",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"PR107","v":"T14"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T15",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"TJ107","v":"T16"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T17",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"XB107","v":"T18"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T19",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AAT107","v":"T20"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T21",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AEL107","v":"T22"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T23",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AID107","v":"T24"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T25",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ALV107","v":"T26"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T27",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"APN107","v":"T28"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T29",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ATF107","v":"T30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T31",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AWX107","v":"T32"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T33",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BAP107","v":"T34"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T35",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BEH107","v":"T36"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T37",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BHZ107","v":"T38"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T39",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BLR107","v":"T40"}]
[null,{"$f":"B2&B4&B5","v":"T5B1M3"},{"$f":"B2&B4&C5","v":"T5B1M5"},{"$f":"B2&B4&D5","v":"T5B1F3"},{"$f":"B2&B4&E5","v":"T5B1F5"},{"$f":"B2&F4&F5","v":"T5B2M3"},{"$f":"B2&F4&G5","v":"T5B2M5"},{"$f":"B2&F4&H5","v":"T5B2F3"},{"$f":"B2&F4&I5","v":"T5B2F5"},{"$f":"B2&J4&J5","v":"T5B3M1"},{"$f":"B2&J4&K5","v":"T5B3M2"},{"$f":"B2&J4&L5","v":"T5B3M3"},{"$f":"B2&J4&M5","v":"T5B3M4"},{"$f":"B2&J4&N5","v":"T5B3M5"},{"$f":"B2&J4&O5","v":"T5B3F1"},{"$f":"B2&J4&P5","v":"T5B3F2"},{"$f":"B2&J4&Q5","v":"T5B3F3"},{"$f":"B2&J4&R5","v":"T5B3F4"},{"$f":"B2&J4&S5","v":"T5B3F5"},{"$f":"B2&T4&T5","v":"T5B4M1"},{"$f":"B2&T4&U5","v":"T5B4M2"},{"$f":"B2&T4&V5","v":"T5B4M3"},{"$f":"B2&T4&W5","v":"T5B4M4"},{"$f":"B2&T4&X5","v":"T5B4M5"},{"$f":"B2&T4&Y5","v":"T5B4F1"},{"$f":"B2&T4&Z5","v":"T5B4F2"},{"$f":"B2&T4&AA5","v":"T5B4F3"},{"$f":"B2&T4&AB5","v":"T5B4F4"},{"$f":"B2&T4&AC5","v":"T5B4F5"},{"$f":"B2&AD4&AD5","v":"T5B5M1"},{"$f":"B2&AD4&AE5","v":"T5B5M2"},{"$f":"B2&AD4&AF5","v":"T5B5M3"},{"$f":"B2&AD4&AG5","v":"T5B5M4"},{"$f":"B2&AD4&AH5","v":"T5B5M5"},{"$f":"B2&AD4&AI5","v":"T5B5F1"},{"$f":"B2&AD4&AJ5","v":"T5B5F2"},{"$f":"B2&AD4&AK5","v":"T5B5F3"},{"$f":"B2&AD4&AL5","v":"T5B5F4"},{"$f":"B2&AD4&AM5","v":"T5B5F5"},{"$f":"B2&AN4&AN5","v":"T5B6M1"},{"$f":"B2&AN4&AO5","v":"T5B6M2"},{"$f":"B2&AN4&AP5","v":"T5B6M3"},{"$f":"B2&AN4&AQ5","v":"T5B6M4"},{"$f":"B2&AN4&AR5","v":"T5B6M5"},{"$f":"B2&AN4&AS5","v":"T5B6F1"},{"$f":"B2&AN4&AT5","v":"T5B6F2"},{"$f":"B2&AN4&AU5","v":"T5B6F3"},{"$f":"B2&AN4&AV5","v":"T5B6F4"},{"$f":"B2&AN4&AW5","v":"T5B6F5"},{"$f":"AX2&AX4&AX5","v":"T6B1M3"},{"$f":"AX2&AX4&AY5","v":"T6B1M5"},{"$f":"AX2&AX4&AZ5","v":"T6B1F3"},{"$f":"AX2&AX4&BA5","v":"T6B1F5"},{"$f":"AX2&BB4&BB5","v":"T6B2M3"},{"$f":"AX2&BB4&BC5","v":"T6B2M5"},{"$f":"AX2&BB4&BD5","v":"T6B2F3"},{"$f":"AX2&BB4&BE5","v":"T6B2F5"},{"$f":"AX2&BF4&BF5","v":"T6B3M1"},{"$f":"AX2&BF4&BG5","v":"T6B3M2"},{"$f":"AX2&BF4&BH5","v":"T6B3M3"},{"$f":"AX2&BF4&BI5","v":"T6B3M4"},{"$f":"AX2&BF4&BJ5","v":"T6B3M5"},{"$f":"AX2&BF4&BK5","v":"T6B3F1"},{"$f":"AX2&BF4&BL5","v":"T6B3F2"},{"$f":"AX2&BF4&BM5","v":"T6B3F3"},{"$f":"AX2&BF4&BN5","v":"T6B3F4"},{"$f":"AX2&BF4&BO5","v":"T6B3F5"},{"$f":"AX2&BP4&BP5","v":"T6B4M1"},{"$f":"AX2&BP4&BQ5","v":"T6B4M2"},{"$f":"AX2&BP4&BR5","v":"T6B4M3"},{"$f":"AX2&BP4&BS5","v":"T6B4M4"},{"$f":"AX2&BP4&BT5","v":"T6B4M5"},{"$f":"AX2&BP4&BU5","v":"T6B4F1"},{"$f":"AX2&BP4&BV5","v":"T6B4F2"},{"$f":"AX2&BP4&BW5","v":"T6B4F3"},{"$f":"AX2&BP4&BX5","v":"T6B4F4"},{"$f":"AX2&BP4&BY5","v":"T6B4F5"},{"$f":"AX2&BZ4&BZ5","v":"T6B5M1"},{"$f":"AX2&BZ4&CA5","v":"T6B5M2"},{"$f":"AX2&BZ4&CB5","v":"T6B5M3"},{"$f":"AX2&BZ4&CC5","v":"T6B5M4"},{"$f":"AX2&BZ4&CD5","v":"T6B5M5"},{"$f":"AX2&BZ4&CE5","v":"T6B5F1"},{"$f":"AX2&BZ4&CF5","v":"T6B5F2"},{"$f":"AX2&BZ4&CG5","v":"T6B5F3"},{"$f":"AX2&BZ4&CH5","v":"T6B5F4"},{"$f":"AX2&BZ4&CI5","v":"T6B5F5"},{"$f":"AX2&CJ4&CJ5","v":"T6B6M1"},{"$f":"AX2&CJ4&CK5","v":"T6B6M2"},{"$f":"AX2&CJ4&CL5","v":"T6B6M3"},{"$f":"AX2&CJ4&CM5","v":"T6B6M4"},{"$f":"AX2&CJ4&CN5","v":"T6B6M5"},{"$f":"AX2&CJ4&CO5","v":"T6B6F1"},{"$f":"AX2&CJ4&CP5","v":"T6B6F2"},{"$f":"AX2&CJ4&CQ5","v":"T6B6F3"},{"$f":"AX2&CJ4&CR5","v":"T6B6F4"},{"$f":"AX2&CJ4&CS5","v":"T6B6F5"},{"$f":"CT2&CT4&CT5","v":"T7B1M3"},{"$f":"CT2&CT4&CU5","v":"T7B1M5"},{"$f":"CT2&CT4&CV5","v":"T7B1F3"},{"$f":"CT2&CT4&CW5","v":"T7B1F5"},{"$f":"CT2&CX4&CX5","v":"T7B2M3"},{"$f":"CT2&CX4&CY5","v":"T7B2M5"},{"$f":"CT2&CX4&CZ5","v":"T7B2F3"},{"$f":"CT2&CX4&DA5","v":"T7B2F5"},{"$f":"CT2&DB4&DB5","v":"T7B3M1"},{"$f":"CT2&DB4&DC5","v":"T7B3M2"},{"$f":"CT2&DB4&DD5","v":"T7B3M3"},{"$f":"CT2&DB4&DE5","v":"T7B3M4"},{"$f":"CT2&DB4&DF5","v":"T7B3M5"},{"$f":"CT2&DB4&DG5","v":"T7B3F1"},{"$f":"CT2&DB4&DH5","v":"T7B3F2"},{"$f":"CT2&DB4&DI5","v":"T7B3F3"},{"$f":"CT2&DB4&DJ5","v":"T7B3F4"},{"$f":"CT2&DB4&DK5","v":"T7B3F5"},{"$f":"CT2&DL4&DL5","v":"T7B4M1"},{"$f":"CT2&DL4&DM5","v":"T7B4M2"},{"$f":"CT2&DL4&DN5","v":"T7B4M3"},{"$f":"CT2&DL4&DO5","v":"T7B4M4"},{"$f":"CT2&DL4&DP5","v":"T7B4M5"},{"$f":"CT2&DL4&DQ5","v":"T7B4F1"},{"$f":"CT2&DL4&DR5","v":"T7B4F2"},{"$f":"CT2&DL4&DS5","v":"T7B4F3"},{"$f":"CT2&DL4&DT5","v":"T7B4F4"},{"$f":"CT2&DL4&DU5","v":"T7B4F5"},{"$f":"CT2&DV4&DV5","v":"T7B5M1"},{"$f":"CT2&DV4&DW5","v":"T7B5M2"},{"$f":"CT2&DV4&DX5","v":"T7B5M3"},{"$f":"CT2&DV4&DY5","v":"T7B5M4"},{"$f":"CT2&DV4&DZ5","v":"T7B5M5"},{"$f":"CT2&DV4&EA5","v":"T7B5F1"},{"$f":"CT2&DV4&EB5","v":"T7B5F2"},{"$f":"CT2&DV4&EC5","v":"T7B5F3"},{"$f":"CT2&DV4&ED5","v":"T7B5F4"},{"$f":"CT2&DV4&EE5","v":"T7B5F5"},{"$f":"CT2&EF4&EF5","v":"T7B6M1"},{"$f":"CT2&EF4&EG5","v":"T7B6M2"},{"$f":"CT2&EF4&EH5","v":"T7B6M3"},{"$f":"CT2&EF4&EI5","v":"T7B6M4"},{"$f":"CT2&EF4&EJ5","v":"T7B6M5"},{"$f":"CT2&EF4&EK5","v":"T7B6F1"},{"$f":"CT2&EF4&EL5","v":"T7B6F2"},{"$f":"CT2&EF4&EM5","v":"T7B6F3"},{"$f":"CT2&EF4&EN5","v":"T7B6F4"},{"$f":"CT2&EF4&EO5","v":"T7B6F5"},{"$f":"EP2&EP4&EP5","v":"T8B1M3"},{"$f":"EP2&EP4&EQ5","v":"T8B1M5"},{"$f":"EP2&EP4&ER5","v":"T8B1F3"},{"$f":"EP2&EP4&ES5","v":"T8B1F5"},{"$f":"EP2&ET4&ET5","v":"T8B2M3"},{"$f":"EP2&ET4&EU5","v":"T8B2M5"},{"$f":"EP2&ET4&EV5","v":"T8B2F3"},{"$f":"EP2&ET4&EW5","v":"T8B2F5"},{"$f":"EP2&EX4&EX5","v":"T8B3M1"},{"$f":"EP2&EX4&EY5","v":"T8B3M2"},{"$f":"EP2&EX4&EZ5","v":"T8B3M3"},{"$f":"EP2&EX4&FA5","v":"T8B3M4"},{"$f":"EP2&EX4&FB5","v":"T8B3M5"},{"$f":"EP2&EX4&FC5","v":"T8B3F1"},{"$f":"EP2&EX4&FD5","v":"T8B3F2"},{"$f":"EP2&EX4&FE5","v":"T8B3F3"},{"$f":"EP2&EX4&FF5","v":"T8B3F4"},{"$f":"EP2&EX4&FG5","v":"T8B3F5"},{"$f":"EP2&FH4&FH5","v":"T8B4M1"},{"$f":"EP2&FH4&FI5","v":"T8B4M2"},{"$f":"EP2&FH4&FJ5","v":"T8B4M3"},{"$f":"EP2&FH4&FK5","v":"T8B4M4"},{"$f":"EP2&FH4&FL5","v":"T8B4M5"},{"$f":"EP2&FH4&FM5","v":"T8B4F1"},{"$f":"EP2&FH4&FN5","v":"T8B4F2"},{"$f":"EP2&FH4&FO5","v":"T8B4F3"},{"$f":"EP2&FH4&FP5","v":"T8B4F4"},{"$f":"EP2&FH4&FQ5","v":"T8B4F5"},{"$f":"EP2&FR4&FR5","v":"T8B5M1"},{"$f":"EP2&FR4&FS5","v":"T8B5M2"},{"$f":"EP2&FR4&FT5","v":"T8B5M3"},{"$f":"EP2&FR4&FU5","v":"T8B5M4"},{"$f":"EP2&FR4&FV5","v":"T8B5M5"},{"$f":"EP2&FR4&FW5","v":"T8B5F1"},{"$f":"EP2&FR4&FX5","v":"T8B5F2"},{"$f":"EP2&FR4&FY5","v":"T8B5F3"},{"$f":"EP2&FR4&FZ5","v":"T8B5F4"},{"$f":"EP2&FR4&GA5","v":"T8B5F5"},{"$f":"EP2&GB4&GB5","v":"T8B6M1"},{"$f":"EP2&GB4&GC5","v":"T8B6M2"},{"$f":"EP2&GB4&GD5","v":"T8B6M3"},{"$f":"EP2&GB4&GE5","v":"T8B6M4"},{"$f":"EP2&GB4&GF5","v":"T8B6M5"},{"$f":"EP2&GB4&GG5","v":"T8B6F1"},{"$f":"EP2&GB4&GH5","v":"T8B6F2"},{"$f":"EP2&GB4&GI5","v":"T8B6F3"},{"$f":"EP2&GB4&GJ5","v":"T8B6F4"},{"$f":"EP2&GB4&GK5","v":"T8B6F5"},{"$f":"GL2&GL4&GL5","v":"T9B1M3"},{"$f":"GL2&GL4&GM5","v":"T9B1M5"},{"$f":"GL2&GL4&GN5","v":"T9B1F3"},{"$f":"GL2&GL4&GO5","v":"T9B1F5"},{"$f":"GL2&GP4&GP5","v":"T9B2M3"},{"$f":"GL2&GP4&GQ5","v":"T9B2M5"},{"$f":"GL2&GP4&GR5","v":"T9B2F3"},{"$f":"GL2&GP4&GS5","v":"T9B2F5"},{"$f":"GL2&GT4&GT5","v":"T9B3M1"},{"$f":"GL2&GT4&GU5","v":"T9B3M2"},{"$f":"GL2&GT4&GV5","v":"T9B3M3"},{"$f":"GL2&GT4&GW5","v":"T9B3M4"},{"$f":"GL2&GT4&GX5","v":"T9B3M5"},{"$f":"GL2&GT4&GY5","v":"T9B3F1"},{"$f":"GL2&GT4&GZ5","v":"T9B3F2"},{"$f":"GL2&GT4&HA5","v":"T9B3F3"},{"$f":"GL2&GT4&HB5","v":"T9B3F4"},{"$f":"GL2&GT4&HC5","v":"T9B3F5"},{"$f":"GL2&HD4&HD5","v":"T9B4M1"},{"$f":"GL2&HD4&HE5","v":"T9B4M2"},{"$f":"GL2&HD4&HF5","v":"T9B4M3"},{"$f":"GL2&HD4&HG5","v":"T9B4M4"},{"$f":"GL2&HD4&HH5","v":"T9B4M5"},{"$f":"GL2&HD4&HI5","v":"T9B4F1"},{"$f":"GL2&HD4&HJ5","v":"T9B4F2"},{"$f":"GL2&HD4&HK5","v":"T9B4F3"},{"$f":"GL2&HD4&HL5","v":"T9B4F4"},{"$f":"GL2&HD4&HM5","v":"T9B4F5"},{"$f":"GL2&HN4&HN5","v":"T9B5M1"},{"$f":"GL2&HN4&HO5","v":"T9B5M2"},{"$f":"GL2&HN4&HP5","v":"T9B5M3"},{"$f":"GL2&HN4&HQ5","v":"T9B5M4"},{"$f":"GL2&HN4&HR5","v":"T9B5M5"},{"$f":"GL2&HN4&HS5","v":"T9B5F1"},{"$f":"GL2&HN4&HT5","v":"T9B5F2"},{"$f":"GL2&HN4&HU5","v":"T9B5F3"},{"$f":"GL2&HN4&HV5","v":"T9B5F4"},{"$f":"GL2&HN4&HW5","v":"T9B5F5"},{"$f":"GL2&HX4&HX5","v":"T9B6M1"},{"$f":"GL2&HX4&HY5","v":"T9B6M2"},{"$f":"GL2&HX4&HZ5","v":"T9B6M3"},{"$f":"GL2&HX4&IA5","v":"T9B6M4"},{"$f":"GL2&HX4&IB5","v":"T9B6M5"},{"$f":"GL2&HX4&IC5","v":"T9B6F1"},{"$f":"GL2&HX4&ID5","v":"T9B6F2"},{"$f":"GL2&HX4&IE5","v":"T9B6F3"},{"$f":"GL2&HX4&IF5","v":"T9B6F4"},{"$f":"GL2&HX4&IG5","v":"T9B6F5"},{"$f":"IH2&IH4&IH5","v":"T10B1M3"},{"$f":"IH2&IH4&II5","v":"T10B1M5"},{"$f":"IH2&IH4&IJ5","v":"T10B1F3"},{"$f":"IH2&IH4&IK5","v":"T10B1F5"},{"$f":"IH2&IL4&IL5","v":"T10B2M3"},{"$f":"IH2&IL4&IM5","v":"T10B2M5"},{"$f":"IH2&IL4&IN5","v":"T10B2F3"},{"$f":"IH2&IL4&IO5","v":"T10B2F5"},{"$f":"IH2&IP4&IP5","v":"T10B3M1"},{"$f":"IH2&IP4&IQ5","v":"T10B3M2"},{"$f":"IH2&IP4&IR5","v":"T10B3M3"},{"$f":"IH2&IP4&IS5","v":"T10B3M4"},{"$f":"IH2&IP4&IT5","v":"T10B3M5"},{"$f":"IH2&IP4&IU5","v":"T10B3F1"},{"$f":"IH2&IP4&IV5","v":"T10B3F2"},{"$f":"IH2&IP4&IW5","v":"T10B3F3"},{"$f":"IH2&IP4&IX5","v":"T10B3F4"},{"$f":"IH2&IP4&IY5","v":"T10B3F5"},{"$f":"IH2&IZ4&IZ5","v":"T10B4M1"},{"$f":"IH2&IZ4&JA5","v":"T10B4M2"},{"$f":"IH2&IZ4&JB5","v":"T10B4M3"},{"$f":"IH2&IZ4&JC5","v":"T10B4M4"},{"$f":"IH2&IZ4&JD5","v":"T10B4M5"},{"$f":"IH2&IZ4&JE5","v":"T10B4F1"},{"$f":"IH2&IZ4&JF5","v":"T10B4F2"},{"$f":"IH2&IZ4&JG5","v":"T10B4F3"},{"$f":"IH2&IZ4&JH5","v":"T10B4F4"},{"$f":"IH2&IZ4&JI5","v":"T10B4F5"},{"$f":"IH2&JJ4&JJ5","v":"T10B5M1"},{"$f":"IH2&JJ4&JK5","v":"T10B5M2"},{"$f":"IH2&JJ4&JL5","v":"T10B5M3"},{"$f":"IH2&JJ4&JM5","v":"T10B5M4"},{"$f":"IH2&JJ4&JN5","v":"T10B5M5"},{"$f":"IH2&JJ4&JO5","v":"T10B5F1"},{"$f":"IH2&JJ4&JP5","v":"T10B5F2"},{"$f":"IH2&JJ4&JQ5","v":"T10B5F3"},{"$f":"IH2&JJ4&JR5","v":"T10B5F4"},{"$f":"IH2&JJ4&JS5","v":"T10B5F5"},{"$f":"IH2&JT4&JT5","v":"T10B6M1"},{"$f":"IH2&JT4&JU5","v":"T10B6M2"},{"$f":"IH2&JT4&JV5","v":"T10B6M3"},{"$f":"IH2&JT4&JW5","v":"T10B6M4"},{"$f":"IH2&JT4&JX5","v":"T10B6M5"},{"$f":"IH2&JT4&JY5","v":"T10B6F1"},{"$f":"IH2&JT4&JZ5","v":"T10B6F2"},{"$f":"IH2&JT4&KA5","v":"T10B6F3"},{"$f":"IH2&JT4&KB5","v":"T10B6F4"},{"$f":"IH2&JT4&KC5","v":"T10B6F5"},{"$f":"KD2&KD4&KD5","v":"T11B1M3"},{"$f":"KD2&KD4&KE5","v":"T11B1M5"},{"$f":"KD2&KD4&KF5","v":"T11B1F3"},{"$f":"KD2&KD4&KG5","v":"T11B1F5"},{"$f":"KD2&KH4&KH5","v":"T11B2M3"},{"$f":"KD2&KH4&KI5","v":"T11B2M5"},{"$f":"KD2&KH4&KJ5","v":"T11B2F3"},{"$f":"KD2&KH4&KK5","v":"T11B2F5"},{"$f":"KD2&KL4&KL5","v":"T11B3M1"},{"$f":"KD2&KL4&KM5","v":"T11B3M2"},{"$f":"KD2&KL4&KN5","v":"T11B3M3"},{"$f":"KD2&KL4&KO5","v":"T11B3M4"},{"$f":"KD2&KL4&KP5","v":"T11B3M5"},{"$f":"KD2&KL4&KQ5","v":"T11B3F1"},{"$f":"KD2&KL4&KR5","v":"T11B3F2"},{"$f":"KD2&KL4&KS5","v":"T11B3F3"},{"$f":"KD2&KL4&KT5","v":"T11B3F4"},{"$f":"KD2&KL4&KU5","v":"T11B3F5"},{"$f":"KD2&KV4&KV5","v":"T11B4M1"},{"$f":"KD2&KV4&KW5","v":"T11B4M2"},{"$f":"KD2&KV4&KX5","v":"T11B4M3"},{"$f":"KD2&KV4&KY5","v":"T11B4M4"},{"$f":"KD2&KV4&KZ5","v":"T11B4M5"},{"$f":"KD2&KV4&LA5","v":"T11B4F1"},{"$f":"KD2&KV4&LB5","v":"T11B4F2"},{"$f":"KD2&KV4&LC5","v":"T11B4F3"},{"$f":"KD2&KV4&LD5","v":"T11B4F4"},{"$f":"KD2&KV4&LE5","v":"T11B4F5"},{"$f":"KD2&LF4&LF5","v":"T11B5M1"},{"$f":"KD2&LF4&LG5","v":"T11B5M2"},{"$f":"KD2&LF4&LH5","v":"T11B5M3"},{"$f":"KD2&LF4&LI5","v":"T11B5M4"},{"$f":"KD2&LF4&LJ5","v":"T11B5M5"},{"$f":"KD2&LF4&LK5","v":"T11B5F1"},{"$f":"KD2&LF4&LL5","v":"T11B5F2"},{"$f":"KD2&LF4&LM5","v":"T11B5F3"},{"$f":"KD2&LF4&LN5","v":"T11B5F4"},{"$f":"KD2&LF4&LO5","v":"T11B5F5"},{"$f":"KD2&LP4&LP5","v":"T11B6M1"},{"$f":"KD2&LP4&LQ5","v":"T11B6M2"},{"$f":"KD2&LP4&LR5","v":"T11B6M3"},{"$f":"KD2&LP4&LS5","v":"T11B6M4"},{"$f":"KD2&LP4&LT5","v":"T11B6M5"},{"$f":"KD2&LP4&LU5","v":"T11B6F1"},{"$f":"KD2&LP4&LV5","v":"T11B6F2"},{"$f":"KD2&LP4&LW5","v":"T11B6F3"},{"$f":"KD2&LP4&LX5","v":"T11B6F4"},{"$f":"KD2&LP4&LY5","v":"T11B6F5"},{"$f":"LZ2&LZ4&LZ5","v":"T12B1M3"},{"$f":"LZ2&LZ4&MA5","v":"T12B1M5"},{"$f":"LZ2&LZ4&MB5","v":"T12B1F3"},{"$f":"LZ2&LZ4&MC5","v":"T12B1F5"},{"$f":"LZ2&MD4&MD5","v":"T12B2M3"},{"$f":"LZ2&MD4&ME5","v":"T12B2M5"},{"$f":"LZ2&MD4&MF5","v":"T12B2F3"},{"$f":"LZ2&MD4&MG5","v":"T12B2F5"},{"$f":"LZ2&MH4&MH5","v":"T12B3M1"},{"$f":"LZ2&MH4&MI5","v":"T12B3M2"},{"$f":"LZ2&MH4&MJ5","v":"T12B3M3"},{"$f":"LZ2&MH4&MK5","v":"T12B3M4"},{"$f":"LZ2&MH4&ML5","v":"T12B3M5"},{"$f":"LZ2&MH4&MM5","v":"T12B3F1"},{"$f":"LZ2&MH4&MN5","v":"T12B3F2"},{"$f":"LZ2&MH4&MO5","v":"T12B3F3"},{"$f":"LZ2&MH4&MP5","v":"T12B3F4"},{"$f":"LZ2&MH4&MQ5","v":"T12B3F5"},{"$f":"LZ2&MR4&MR5","v":"T12B4M1"},{"$f":"LZ2&MR4&MS5","v":"T12B4M2"},{"$f":"LZ2&MR4&MT5","v":"T12B4M3"},{"$f":"LZ2&MR4&MU5","v":"T12B4M4"},{"$f":"LZ2&MR4&MV5","v":"T12B4M5"},{"$f":"LZ2&MR4&MW5","v":"T12B4F1"},{"$f":"LZ2&MR4&MX5","v":"T12B4F2"},{"$f":"LZ2&MR4&MY5","v":"T12B4F3"},{"$f":"LZ2&MR4&MZ5","v":"T12B4F4"},{"$f":"LZ2&MR4&NA5","v":"T12B4F5"},{"$f":"LZ2&NB4&NB5","v":"T12B5M1"},{"$f":"LZ2&NB4&NC5","v":"T12B5M2"},{"$f":"LZ2&NB4&ND5","v":"T12B5M3"},{"$f":"LZ2&NB4&NE5","v":"T12B5M4"},{"$f":"LZ2&NB4&NF5","v":"T12B5M5"},{"$f":"LZ2&NB4&NG5","v":"T12B5F1"},{"$f":"LZ2&NB4&NH5","v":"T12B5F2"},{"$f":"LZ2&NB4&NI5","v":"T12B5F3"},{"$f":"LZ2&NB4&NJ5","v":"T12B5F4"},{"$f":"LZ2&NB4&NK5","v":"T12B5F5"},{"$f":"LZ2&NL4&NL5","v":"T12B6M1"},{"$f":"LZ2&NL4&NM5","v":"T12B6M2"},{"$f":"LZ2&NL4&NN5","v":"T12B6M3"},{"$f":"LZ2&NL4&NO5","v":"T12B6M4"},{"$f":"LZ2&NL4&NP5","v":"T12B6M5"},{"$f":"LZ2&NL4&NQ5","v":"T12B6F1"},{"$f":"LZ2&NL4&NR5","v":"T12B6F2"},{"$f":"LZ2&NL4&NS5","v":"T12B6F3"},{"$f":"LZ2&NL4&NT5","v":"T12B6F4"},{"$f":"LZ2&NL4&NU5","v":"T12B6F5"},{"$f":"NV2&NV4&NV5","v":"T13B1M3"},{"$f":"NV2&NV4&NW5","v":"T13B1M5"},{"$f":"NV2&NV4&NX5","v":"T13B1F3"},{"$f":"NV2&NV4&NY5","v":"T13B1F5"},{"$f":"NV2&NZ4&NZ5","v":"T13B2M3"},{"$f":"NV2&NZ4&OA5","v":"T13B2M5"},{"$f":"NV2&NZ4&OB5","v":"T13B2F3"},{"$f":"NV2&NZ4&OC5","v":"T13B2F5"},{"$f":"NV2&OD4&OD5","v":"T13B3M1"},{"$f":"NV2&OD4&OE5","v":"T13B3M2"},{"$f":"NV2&OD4&OF5","v":"T13B3M3"},{"$f":"NV2&OD4&OG5","v":"T13B3M4"},{"$f":"NV2&OD4&OH5","v":"T13B3M5"},{"$f":"NV2&OD4&OI5","v":"T13B3F1"},{"$f":"NV2&OD4&OJ5","v":"T13B3F2"},{"$f":"NV2&OD4&OK5","v":"T13B3F3"},{"$f":"NV2&OD4&OL5","v":"T13B3F4"},{"$f":"NV2&OD4&OM5","v":"T13B3F5"},{"$f":"NV2&ON4&ON5","v":"T13B4M1"},{"$f":"NV2&ON4&OO5","v":"T13B4M2"},{"$f":"NV2&ON4&OP5","v":"T13B4M3"},{"$f":"NV2&ON4&OQ5","v":"T13B4M4"},{"$f":"NV2&ON4&OR5","v":"T13B4M5"},{"$f":"NV2&ON4&OS5","v":"T13B4F1"},{"$f":"NV2&ON4&OT5","v":"T13B4F2"},{"$f":"NV2&ON4&OU5","v":"T13B4F3"},{"$f":"NV2&ON4&OV5","v":"T13B4F4"},{"$f":"NV2&ON4&OW5","v":"T13B4F5"},{"$f":"NV2&OX4&OX5","v":"T13B5M1"},{"$f":"NV2&OX4&OY5","v":"T13B5M2"},{"$f":"NV2&OX4&OZ5","v":"T13B5M3"},{"$f":"NV2&OX4&PA5","v":"T13B5M4"},{"$f":"NV2&OX4&PB5","v":"T13B5M5"},{"$f":"NV2&OX4&PC5","v":"T13B5F1"},{"$f":"NV2&OX4&PD5","v":"T13B5F2"},{"$f":"NV2&OX4&PE5","v":"T13B5F3"},{"$f":"NV2&OX4&PF5","v":"T13B5F4"},{"$f":"NV2&OX4&PG5","v":"T13B5F5"},{"$f":"NV2&PH4&PH5","v":"T13B6M1"},{"$f":"NV2&PH4&PI5","v":"T13B6M2"},{"$f":"NV2&PH4&PJ5","v":"T13B6M3"},{"$f":"NV2&PH4&PK5","v":"T13B6M4"},{"$f":"NV2&PH4&PL5","v":"T13B6M5"},{"$f":"NV2&PH4&PM5","v":"T13B6F1"},{"$f":"NV2&PH4&PN5","v":"T13B6F2"},{"$f":"NV2&PH4&PO5","v":"T13B6F3"},{"$f":"NV2&PH4&PP5","v":"T13B6F4"},{"$f":"NV2&PH4&PQ5","v":"T13B6F5"},{"$f":"PR2&PR4&PR5","v":"T14B1M3"},{"$f":"PR2&PR4&PS5","v":"T14B1M5"},{"$f":"PR2&PR4&PT5","v":"T14B1F3"},{"$f":"PR2&PR4&PU5","v":"T14B1F5"},{"$f":"PR2&PV4&PV5","v":"T14B2M3"},{"$f":"PR2&PV4&PW5","v":"T14B2M5"},{"$f":"PR2&PV4&PX5","v":"T14B2F3"},{"$f":"PR2&PV4&PY5","v":"T14B2F5"},{"$f":"PR2&PZ4&PZ5","v":"T14B3M1"},{"$f":"PR2&PZ4&QA5","v":"T14B3M2"},{"$f":"PR2&PZ4&QB5","v":"T14B3M3"},{"$f":"PR2&PZ4&QC5","v":"T14B3M4"},{"$f":"PR2&PZ4&QD5","v":"T14B3M5"},{"$f":"PR2&PZ4&QE5","v":"T14B3F1"},{"$f":"PR2&PZ4&QF5","v":"T14B3F2"},{"$f":"PR2&PZ4&QG5","v":"T14B3F3"},{"$f":"PR2&PZ4&QH5","v":"T14B3F4"},{"$f":"PR2&PZ4&QI5","v":"T14B3F5"},{"$f":"PR2&QJ4&QJ5","v":"T14B4M1"},{"$f":"PR2&QJ4&QK5","v":"T14B4M2"},{"$f":"PR2&QJ4&QL5","v":"T14B4M3"},{"$f":"PR2&QJ4&QM5","v":"T14B4M4"},{"$f":"PR2&QJ4&QN5","v":"T14B4M5"},{"$f":"PR2&QJ4&QO5","v":"T14B4F1"},{"$f":"PR2&QJ4&QP5","v":"T14B4F2"},{"$f":"PR2&QJ4&QQ5","v":"T14B4F3"},{"$f":"PR2&QJ4&QR5","v":"T14B4F4"},{"$f":"PR2&QJ4&QS5","v":"T14B4F5"},{"$f":"PR2&QT4&QT5","v":"T14B5M1"},{"$f":"PR2&QT4&QU5","v":"T14B5M2"},{"$f":"PR2&QT4&QV5","v":"T14B5M3"},{"$f":"PR2&QT4&QW5","v":"T14B5M4"},{"$f":"PR2&QT4&QX5","v":"T14B5M5"},{"$f":"PR2&QT4&QY5","v":"T14B5F1"},{"$f":"PR2&QT4&QZ5","v":"T14B5F2"},{"$f":"PR2&QT4&RA5","v":"T14B5F3"},{"$f":"PR2&QT4&RB5","v":"T14B5F4"},{"$f":"PR2&QT4&RC5","v":"T14B5F5"},{"$f":"PR2&RD4&RD5","v":"T14B6M1"},{"$f":"PR2&RD4&RE5","v":"T14B6M2"},{"$f":"PR2&RD4&RF5","v":"T14B6M3"},{"$f":"PR2&RD4&RG5","v":"T14B6M4"},{"$f":"PR2&RD4&RH5","v":"T14B6M5"},{"$f":"PR2&RD4&RI5","v":"T14B6F1"},{"$f":"PR2&RD4&RJ5","v":"T14B6F2"},{"$f":"PR2&RD4&RK5","v":"T14B6F3"},{"$f":"PR2&RD4&RL5","v":"T14B6F4"},{"$f":"PR2&RD4&RM5","v":"T14B6F5"},{"$f":"RN2&RN4&RN5","v":"T15B1M3"},{"$f":"RN2&RN4&RO5","v":"T15B1M5"},{"$f":"RN2&RN4&RP5","v":"T15B1F3"},{"$f":"RN2&RN4&RQ5","v":"T15B1F5"},{"$f":"RN2&RR4&RR5","v":"T15B2M3"},{"$f":"RN2&RR4&RS5","v":"T15B2M5"},{"$f":"RN2&RR4&RT5","v":"T15B2F3"},{"$f":"RN2&RR4&RU5","v":"T15B2F5"},{"$f":"RN2&RV4&RV5","v":"T15B3M1"},{"$f":"RN2&RV4&RW5","v":"T15B3M2"},{"$f":"RN2&RV4&RX5","v":"T15B3M3"},{"$f":"RN2&RV4&RY5","v":"T15B3M4"},{"$f":"RN2&RV4&RZ5","v":"T15B3M5"},{"$f":"RN2&RV4&SA5","v":"T15B3F1"},{"$f":"RN2&RV4&SB5","v":"T15B3F2"},{"$f":"RN2&RV4&SC5","v":"T15B3F3"},{"$f":"RN2&RV4&SD5","v":"T15B3F4"},{"$f":"RN2&RV4&SE5","v":"T15B3F5"},{"$f":"RN2&SF4&SF5","v":"T15B4M1"},{"$f":"RN2&SF4&SG5","v":"T15B4M2"},{"$f":"RN2&SF4&SH5","v":"T15B4M3"},{"$f":"RN2&SF4&SI5","v":"T15B4M4"},{"$f":"RN2&SF4&SJ5","v":"T15B4M5"},{"$f":"RN2&SF4&SK5","v":"T15B4F1"},{"$f":"RN2&SF4&SL5","v":"T15B4F2"},{"$f":"RN2&SF4&SM5","v":"T15B4F3"},{"$f":"RN2&SF4&SN5","v":"T15B4F4"},{"$f":"RN2&SF4&SO5","v":"T15B4F5"},{"$f":"RN2&SP4&SP5","v":"T15B5M1"},{"$f":"RN2&SP4&SQ5","v":"T15B5M2"},{"$f":"RN2&SP4&SR5","v":"T15B5M3"},{"$f":"RN2&SP4&SS5","v":"T15B5M4"},{"$f":"RN2&SP4&ST5","v":"T15B5M5"},{"$f":"RN2&SP4&SU5","v":"T15B5F1"},{"$f":"RN2&SP4&SV5","v":"T15B5F2"},{"$f":"RN2&SP4&SW5","v":"T15B5F3"},{"$f":"RN2&SP4&SX5","v":"T15B5F4"},{"$f":"RN2&SP4&SY5","v":"T15B5F5"},{"$f":"RN2&SZ4&SZ5","v":"T15B6M1"},{"$f":"RN2&SZ4&TA5","v":"T15B6M2"},{"$f":"RN2&SZ4&TB5","v":"T15B6M3"},{"$f":"RN2&SZ4&TC5","v":"T15B6M4"},{"$f":"RN2&SZ4&TD5","v":"T15B6M5"},{"$f":"RN2&SZ4&TE5","v":"T15B6F1"},{"$f":"RN2&SZ4&TF5","v":"T15B6F2"},{"$f":"RN2&SZ4&TG5","v":"T15B6F3"},{"$f":"RN2&SZ4&TH5","v":"T15B6F4"},{"$f":"RN2&SZ4&TI5","v":"T15B6F5"},{"$f":"TJ2&TJ4&TJ5","v":"T16B1M3"},{"$f":"TJ2&TJ4&TK5","v":"T16B1M5"},{"$f":"TJ2&TJ4&TL5","v":"T16B1F3"},{"$f":"TJ2&TJ4&TM5","v":"T16B1F5"},{"$f":"TJ2&TN4&TN5","v":"T16B2M3"},{"$f":"TJ2&TN4&TO5","v":"T16B2M5"},{"$f":"TJ2&TN4&TP5","v":"T16B2F3"},{"$f":"TJ2&TN4&TQ5","v":"T16B2F5"},{"$f":"TJ2&TR4&TR5","v":"T16B3M1"},{"$f":"TJ2&TR4&TS5","v":"T16B3M2"},{"$f":"TJ2&TR4&TT5","v":"T16B3M3"},{"$f":"TJ2&TR4&TU5","v":"T16B3M4"},{"$f":"TJ2&TR4&TV5","v":"T16B3M5"},{"$f":"TJ2&TR4&TW5","v":"T16B3F1"},{"$f":"TJ2&TR4&TX5","v":"T16B3F2"},{"$f":"TJ2&TR4&TY5","v":"T16B3F3"},{"$f":"TJ2&TR4&TZ5","v":"T16B3F4"},{"$f":"TJ2&TR4&UA5","v":"T16B3F5"},{"$f":"TJ2&UB4&UB5","v":"T16B4M1"},{"$f":"TJ2&UB4&UC5","v":"T16B4M2"},{"$f":"TJ2&UB4&UD5","v":"T16B4M3"},{"$f":"TJ2&UB4&UE5","v":"T16B4M4"},{"$f":"TJ2&UB4&UF5","v":"T16B4M5"},{"$f":"TJ2&UB4&UG5","v":"T16B4F1"},{"$f":"TJ2&UB4&UH5","v":"T16B4F2"},{"$f":"TJ2&UB4&UI5","v":"T16B4F3"},{"$f":"TJ2&UB4&UJ5","v":"T16B4F4"},{"$f":"TJ2&UB4&UK5","v":"T16B4F5"},{"$f":"TJ2&UL4&UL5","v":"T16B5M1"},{"$f":"TJ2&UL4&UM5","v":"T16B5M2"},{"$f":"TJ2&UL4&UN5","v":"T16B5M3"},{"$f":"TJ2&UL4&UO5","v":"T16B5M4"},{"$f":"TJ2&UL4&UP5","v":"T16B5M5"},{"$f":"TJ2&UL4&UQ5","v":"T16B5F1"},{"$f":"TJ2&UL4&UR5","v":"T16B5F2"},{"$f":"TJ2&UL4&US5","v":"T16B5F3"},{"$f":"TJ2&UL4&UT5","v":"T16B5F4"},{"$f":"TJ2&UL4&UU5","v":"T16B5F5"},{"$f":"TJ2&UV4&UV5","v":"T16B6M1"},{"$f":"TJ2&UV4&UW5","v":"T16B6M2"},{"$f":"TJ2&UV4&UX5","v":"T16B6M3"},{"$f":"TJ2&UV4&UY5","v":"T16B6M4"},{"$f":"TJ2&UV4&UZ5","v":"T16B6M5"},{"$f":"TJ2&UV4&VA5","v":"T16B6F1"},{"$f":"TJ2&UV4&VB5","v":"T16B6F2"},{"$f":"TJ2&UV4&VC5","v":"T16B6F3"},{"$f":"TJ2&UV4&VD5","v":"T16B6F4"},{"$f":"TJ2&UV4&VE5","v":"T16B6F5"},{"$f":"VF2&VF4&VF5","v":"T17B1M3"},{"$f":"VF2&VF4&VG5","v":"T17B1M5"},{"$f":"VF2&VF4&VH5","v":"T17B1F3"},{"$f":"VF2&VF4&VI5","v":"T17B1F5"},{"$f":"VF2&VJ4&VJ5","v":"T17B2M3"},{"$f":"VF2&VJ4&VK5","v":"T17B2M5"},{"$f":"VF2&VJ4&VL5","v":"T17B2F3"},{"$f":"VF2&VJ4&VM5","v":"T17B2F5"},{"$f":"VF2&VN4&VN5","v":"T17B3M1"},{"$f":"VF2&VN4&VO5","v":"T17B3M2"},{"$f":"VF2&VN4&VP5","v":"T17B3M3"},{"$f":"VF2&VN4&VQ5","v":"T17B3M4"},{"$f":"VF2&VN4&VR5","v":"T17B3M5"},{"$f":"VF2&VN4&VS5","v":"T17B3F1"},{"$f":"VF2&VN4&VT5","v":"T17B3F2"},{"$f":"VF2&VN4&VU5","v":"T17B3F3"},{"$f":"VF2&VN4&VV5","v":"T17B3F4"},{"$f":"VF2&VN4&VW5","v":"T17B3F5"},{"$f":"VF2&VX4&VX5","v":"T17B4M1"},{"$f":"VF2&VX4&VY5","v":"T17B4M2"},{"$f":"VF2&VX4&VZ5","v":"T17B4M3"},{"$f":"VF2&VX4&WA5","v":"T17B4M4"},{"$f":"VF2&VX4&WB5","v":"T17B4M5"},{"$f":"VF2&VX4&WC5","v":"T17B4F1"},{"$f":"VF2&VX4&WD5","v":"T17B4F2"},{"$f":"VF2&VX4&WE5","v":"T17B4F3"},{"$f":"VF2&VX4&WF5","v":"T17B4F4"},{"$f":"VF2&VX4&WG5","v":"T17B4F5"},{"$f":"VF2&WH4&WH5","v":"T17B5M1"},{"$f":"VF2&WH4&WI5","v":"T17B5M2"},{"$f":"VF2&WH4&WJ5","v":"T17B5M3"},{"$f":"VF2&WH4&WK5","v":"T17B5M4"},{"$f":"VF2&WH4&WL5","v":"T17B5M5"},{"$f":"VF2&WH4&WM5","v":"T17B5F1"},{"$f":"VF2&WH4&WN5","v":"T17B5F2"},{"$f":"VF2&WH4&WO5","v":"T17B5F3"},{"$f":"VF2&WH4&WP5","v":"T17B5F4"},{"$f":"VF2&WH4&WQ5","v":"T17B5F5"},{"$f":"VF2&WR4&WR5","v":"T17B6M1"},{"$f":"VF2&WR4&WS5","v":"T17B6M2"},{"$f":"VF2&WR4&WT5","v":"T17B6M3"},{"$f":"VF2&WR4&WU5","v":"T17B6M4"},{"$f":"VF2&WR4&WV5","v":"T17B6M5"},{"$f":"VF2&WR4&WW5","v":"T17B6F1"},{"$f":"VF2&WR4&WX5","v":"T17B6F2"},{"$f":"VF2&WR4&WY5","v":"T17B6F3"},{"$f":"VF2&WR4&WZ5","v":"T17B6F4"},{"$f":"VF2&WR4&XA5","v":"T17B6F5"},{"$f":"XB2&XB4&XB5","v":"T18B1M3"},{"$f":"XB2&XB4&XC5","v":"T18B1M5"},{"$f":"XB2&XB4&XD5","v":"T18B1F3"},{"$f":"XB2&XB4&XE5","v":"T18B1F5"},{"$f":"XB2&XF4&XF5","v":"T18B2M3"},{"$f":"XB2&XF4&XG5","v":"T18B2M5"},{"$f":"XB2&XF4&XH5","v":"T18B2F3"},{"$f":"XB2&XF4&XI5","v":"T18B2F5"},{"$f":"XB2&XJ4&XJ5","v":"T18B3M1"},{"$f":"XB2&XJ4&XK5","v":"T18B3M2"},{"$f":"XB2&XJ4&XL5","v":"T18B3M3"},{"$f":"XB2&XJ4&XM5","v":"T18B3M4"},{"$f":"XB2&XJ4&XN5","v":"T18B3M5"},{"$f":"XB2&XJ4&XO5","v":"T18B3F1"},{"$f":"XB2&XJ4&XP5","v":"T18B3F2"},{"$f":"XB2&XJ4&XQ5","v":"T18B3F3"},{"$f":"XB2&XJ4&XR5","v":"T18B3F4"},{"$f":"XB2&XJ4&XS5","v":"T18B3F5"},{"$f":"XB2&XT4&XT5","v":"T18B4M1"},{"$f":"XB2&XT4&XU5","v":"T18B4M2"},{"$f":"XB2&XT4&XV5","v":"T18B4M3"},{"$f":"XB2&XT4&XW5","v":"T18B4M4"},{"$f":"XB2&XT4&XX5","v":"T18B4M5"},{"$f":"XB2&XT4&XY5","v":"T18B4F1"},{"$f":"XB2&XT4&XZ5","v":"T18B4F2"},{"$f":"XB2&XT4&YA5","v":"T18B4F3"},{"$f":"XB2&XT4&YB5","v":"T18B4F4"},{"$f":"XB2&XT4&YC5","v":"T18B4F5"},{"$f":"XB2&YD4&YD5","v":"T18B5M1"},{"$f":"XB2&YD4&YE5","v":"T18B5M2"},{"$f":"XB2&YD4&YF5","v":"T18B5M3"},{"$f":"XB2&YD4&YG5","v":"T18B5M4"},{"$f":"XB2&YD4&YH5","v":"T18B5M5"},{"$f":"XB2&YD4&YI5","v":"T18B5F1"},{"$f":"XB2&YD4&YJ5","v":"T18B5F2"},{"$f":"XB2&YD4&YK5","v":"T18B5F3"},{"$f":"XB2&YD4&YL5","v":"T18B5F4"},{"$f":"XB2&YD4&YM5","v":"T18B5F5"},{"$f":"XB2&YN4&YN5","v":"T18B6M1"},{"$f":"XB2&YN4&YO5","v":"T18B6M2"},{"$f":"XB2&YN4&YP5","v":"T18B6M3"},{"$f":"XB2&YN4&YQ5","v":"T18B6M4"},{"$f":"XB2&YN4&YR5","v":"T18B6M5"},{"$f":"XB2&YN4&YS5","v":"T18B6F1"},{"$f":"XB2&YN4&YT5","v":"T18B6F2"},{"$f":"XB2&YN4&YU5","v":"T18B6F3"},{"$f":"XB2&YN4&YV5","v":"T18B6F4"},{"$f":"XB2&YN4&YW5","v":"T18B6F5"},{"$f":"YX2&YX4&YX5","v":"T19B1M3"},{"$f":"YX2&YX4&YY5","v":"T19B1M5"},{"$f":"YX2&YX4&YZ5","v":"T19B1F3"},{"$f":"YX2&YX4&ZA5","v":"T19B1F5"},{"$f":"YX2&ZB4&ZB5","v":"T19B2M3"},{"$f":"YX2&ZB4&ZC5","v":"T19B2M5"},{"$f":"YX2&ZB4&ZD5","v":"T19B2F3"},{"$f":"YX2&ZB4&ZE5","v":"T19B2F5"},{"$f":"YX2&ZF4&ZF5","v":"T19B3M1"},{"$f":"YX2&ZF4&ZG5","v":"T19B3M2"},{"$f":"YX2&ZF4&ZH5","v":"T19B3M3"},{"$f":"YX2&ZF4&ZI5","v":"T19B3M4"},{"$f":"YX2&ZF4&ZJ5","v":"T19B3M5"},{"$f":"YX2&ZF4&ZK5","v":"T19B3F1"},{"$f":"YX2&ZF4&ZL5","v":"T19B3F2"},{"$f":"YX2&ZF4&ZM5","v":"T19B3F3"},{"$f":"YX2&ZF4&ZN5","v":"T19B3F4"},{"$f":"YX2&ZF4&ZO5","v":"T19B3F5"},{"$f":"YX2&ZP4&ZP5","v":"T19B4M1"},{"$f":"YX2&ZP4&ZQ5","v":"T19B4M2"},{"$f":"YX2&ZP4&ZR5","v":"T19B4M3"},{"$f":"YX2&ZP4&ZS5","v":"T19B4M4"},{"$f":"YX2&ZP4&ZT5","v":"T19B4M5"},{"$f":"YX2&ZP4&ZU5","v":"T19B4F1"},{"$f":"YX2&ZP4&ZV5","v":"T19B4F2"},{"$f":"YX2&ZP4&ZW5","v":"T19B4F3"},{"$f":"YX2&ZP4&ZX5","v":"T19B4F4"},{"$f":"YX2&ZP4&ZY5","v":"T19B4F5"},{"$f":"YX2&ZZ4&ZZ5","v":"T19B5M1"},{"$f":"YX2&ZZ4&AAA5","v":"T19B5M2"},{"$f":"YX2&ZZ4&AAB5","v":"T19B5M3"},{"$f":"YX2&ZZ4&AAC5","v":"T19B5M4"},{"$f":"YX2&ZZ4&AAD5","v":"T19B5M5"},{"$f":"YX2&ZZ4&AAE5","v":"T19B5F1"},{"$f":"YX2&ZZ4&AAF5","v":"T19B5F2"},{"$f":"YX2&ZZ4&AAG5","v":"T19B5F3"},{"$f":"YX2&ZZ4&AAH5","v":"T19B5F4"},{"$f":"YX2&ZZ4&AAI5","v":"T19B5F5"},{"$f":"YX2&AAJ4&AAJ5","v":"T19B6M1"},{"$f":"YX2&AAJ4&AAK5","v":"T19B6M2"},{"$f":"YX2&AAJ4&AAL5","v":"T19B6M3"},{"$f":"YX2&AAJ4&AAM5","v":"T19B6M4"},{"$f":"YX2&AAJ4&AAN5","v":"T19B6M5"},{"$f":"YX2&AAJ4&AAO5","v":"T19B6F1"},{"$f":"YX2&AAJ4&AAP5","v":"T19B6F2"},{"$f":"YX2&AAJ4&AAQ5","v":"T19B6F3"},{"$f":"YX2&AAJ4&AAR5","v":"T19B6F4"},{"$f":"YX2&AAJ4&AAS5","v":"T19B6F5"},{"$f":"AAT2&AAT4&AAT5","v":"T20B1M3"},{"$f":"AAT2&AAT4&AAU5","v":"T20B1M5"},{"$f":"AAT2&AAT4&AAV5","v":"T20B1F3"},{"$f":"AAT2&AAT4&AAW5","v":"T20B1F5"},{"$f":"AAT2&AAX4&AAX5","v":"T20B2M3"},{"$f":"AAT2&AAX4&AAY5","v":"T20B2M5"},{"$f":"AAT2&AAX4&AAZ5","v":"T20B2F3"},{"$f":"AAT2&AAX4&ABA5","v":"T20B2F5"},{"$f":"AAT2&ABB4&ABB5","v":"T20B3M1"},{"$f":"AAT2&ABB4&ABC5","v":"T20B3M2"},{"$f":"AAT2&ABB4&ABD5","v":"T20B3M3"},{"$f":"AAT2&ABB4&ABE5","v":"T20B3M4"},{"$f":"AAT2&ABB4&ABF5","v":"T20B3M5"},{"$f":"AAT2&ABB4&ABG5","v":"T20B3F1"},{"$f":"AAT2&ABB4&ABH5","v":"T20B3F2"},{"$f":"AAT2&ABB4&ABI5","v":"T20B3F3"},{"$f":"AAT2&ABB4&ABJ5","v":"T20B3F4"},{"$f":"AAT2&ABB4&ABK5","v":"T20B3F5"},{"$f":"AAT2&ABL4&ABL5","v":"T20B4M1"},{"$f":"AAT2&ABL4&ABM5","v":"T20B4M2"},{"$f":"AAT2&ABL4&ABN5","v":"T20B4M3"},{"$f":"AAT2&ABL4&ABO5","v":"T20B4M4"},{"$f":"AAT2&ABL4&ABP5","v":"T20B4M5"},{"$f":"AAT2&ABL4&ABQ5","v":"T20B4F1"},{"$f":"AAT2&ABL4&ABR5","v":"T20B4F2"},{"$f":"AAT2&ABL4&ABS5","v":"T20B4F3"},{"$f":"AAT2&ABL4&ABT5","v":"T20B4F4"},{"$f":"AAT2&ABL4&ABU5","v":"T20B4F5"},{"$f":"AAT2&ABV4&ABV5","v":"T20B5M1"},{"$f":"AAT2&ABV4&ABW5","v":"T20B5M2"},{"$f":"AAT2&ABV4&ABX5","v":"T20B5M3"},{"$f":"AAT2&ABV4&ABY5","v":"T20B5M4"},{"$f":"AAT2&ABV4&ABZ5","v":"T20B5M5"},{"$f":"AAT2&ABV4&ACA5","v":"T20B5F1"},{"$f":"AAT2&ABV4&ACB5","v":"T20B5F2"},{"$f":"AAT2&ABV4&ACC5","v":"T20B5F3"},{"$f":"AAT2&ABV4&ACD5","v":"T20B5F4"},{"$f":"AAT2&ABV4&ACE5","v":"T20B5F5"},{"$f":"AAT2&ACF4&ACF5","v":"T20B6M1"},{"$f":"AAT2&ACF4&ACG5","v":"T20B6M2"},{"$f":"AAT2&ACF4&ACH5","v":"T20B6M3"},{"$f":"AAT2&ACF4&ACI5","v":"T20B6M4"},{"$f":"AAT2&ACF4&ACJ5","v":"T20B6M5"},{"$f":"AAT2&ACF4&ACK5","v":"T20B6F1"},{"$f":"AAT2&ACF4&ACL5","v":"T20B6F2"},{"$f":"AAT2&ACF4&ACM5","v":"T20B6F3"},{"$f":"AAT2&ACF4&ACN5","v":"T20B6F4"},{"$f":"AAT2&ACF4&ACO5","v":"T20B6F5"},{"$f":"ACP2&ACP4&ACP5","v":"T21B1M3"},{"$f":"ACP2&ACP4&ACQ5","v":"T21B1M5"},{"$f":"ACP2&ACP4&ACR5","v":"T21B1F3"},{"$f":"ACP2&ACP4&ACS5","v":"T21B1F5"},{"$f":"ACP2&ACT4&ACT5","v":"T21B2M3"},{"$f":"ACP2&ACT4&ACU5","v":"T21B2M5"},{"$f":"ACP2&ACT4&ACV5","v":"T21B2F3"},{"$f":"ACP2&ACT4&ACW5","v":"T21B2F5"},{"$f":"ACP2&ACX4&ACX5","v":"T21B3M1"},{"$f":"ACP2&ACX4&ACY5","v":"T21B3M2"},{"$f":"ACP2&ACX4&ACZ5","v":"T21B3M3"},{"$f":"ACP2&ACX4&ADA5","v":"T21B3M4"},{"$f":"ACP2&ACX4&ADB5","v":"T21B3M5"},{"$f":"ACP2&ACX4&ADC5","v":"T21B3F1"},{"$f":"ACP2&ACX4&ADD5","v":"T21B3F2"},{"$f":"ACP2&ACX4&ADE5","v":"T21B3F3"},{"$f":"ACP2&ACX4&ADF5","v":"T21B3F4"},{"$f":"ACP2&ACX4&ADG5","v":"T21B3F5"},{"$f":"ACP2&ADH4&ADH5","v":"T21B4M1"},{"$f":"ACP2&ADH4&ADI5","v":"T21B4M2"},{"$f":"ACP2&ADH4&ADJ5","v":"T21B4M3"},{"$f":"ACP2&ADH4&ADK5","v":"T21B4M4"},{"$f":"ACP2&ADH4&ADL5","v":"T21B4M5"},{"$f":"ACP2&ADH4&ADM5","v":"T21B4F1"},{"$f":"ACP2&ADH4&ADN5","v":"T21B4F2"},{"$f":"ACP2&ADH4&ADO5","v":"T21B4F3"},{"$f":"ACP2&ADH4&ADP5","v":"T21B4F4"},{"$f":"ACP2&ADH4&ADQ5","v":"T21B4F5"},{"$f":"ACP2&ADR4&ADR5","v":"T21B5M1"},{"$f":"ACP2&ADR4&ADS5","v":"T21B5M2"},{"$f":"ACP2&ADR4&ADT5","v":"T21B5M3"},{"$f":"ACP2&ADR4&ADU5","v":"T21B5M4"},{"$f":"ACP2&ADR4&ADV5","v":"T21B5M5"},{"$f":"ACP2&ADR4&ADW5","v":"T21B5F1"},{"$f":"ACP2&ADR4&ADX5","v":"T21B5F2"},{"$f":"ACP2&ADR4&ADY5","v":"T21B5F3"},{"$f":"ACP2&ADR4&ADZ5","v":"T21B5F4"},{"$f":"ACP2&ADR4&AEA5","v":"T21B5F5"},{"$f":"ACP2&AEB4&AEB5","v":"T21B6M1"},{"$f":"ACP2&AEB4&AEC5","v":"T21B6M2"},{"$f":"ACP2&AEB4&AED5","v":"T21B6M3"},{"$f":"ACP2&AEB4&AEE5","v":"T21B6M4"},{"$f":"ACP2&AEB4&AEF5","v":"T21B6M5"},{"$f":"ACP2&AEB4&AEG5","v":"T21B6F1"},{"$f":"ACP2&AEB4&AEH5","v":"T21B6F2"},{"$f":"ACP2&AEB4&AEI5","v":"T21B6F3"},{"$f":"ACP2&AEB4&AEJ5","v":"T21B6F4"},{"$f":"ACP2&AEB4&AEK5","v":"T21B6F5"},{"$f":"AEL2&AEL4&AEL5","v":"T22B1M3"},{"$f":"AEL2&AEL4&AEM5","v":"T22B1M5"},{"$f":"AEL2&AEL4&AEN5","v":"T22B1F3"},{"$f":"AEL2&AEL4&AEO5","v":"T22B1F5"},{"$f":"AEL2&AEP4&AEP5","v":"T22B2M3"},{"$f":"AEL2&AEP4&AEQ5","v":"T22B2M5"},{"$f":"AEL2&AEP4&AER5","v":"T22B2F3"},{"$f":"AEL2&AEP4&AES5","v":"T22B2F5"},{"$f":"AEL2&AET4&AET5","v":"T22B3M1"},{"$f":"AEL2&AET4&AEU5","v":"T22B3M2"},{"$f":"AEL2&AET4&AEV5","v":"T22B3M3"},{"$f":"AEL2&AET4&AEW5","v":"T22B3M4"},{"$f":"AEL2&AET4&AEX5","v":"T22B3M5"},{"$f":"AEL2&AET4&AEY5","v":"T22B3F1"},{"$f":"AEL2&AET4&AEZ5","v":"T22B3F2"},{"$f":"AEL2&AET4&AFA5","v":"T22B3F3"},{"$f":"AEL2&AET4&AFB5","v":"T22B3F4"},{"$f":"AEL2&AET4&AFC5","v":"T22B3F5"},{"$f":"AEL2&AFD4&AFD5","v":"T22B4M1"},{"$f":"AEL2&AFD4&AFE5","v":"T22B4M2"},{"$f":"AEL2&AFD4&AFF5","v":"T22B4M3"},{"$f":"AEL2&AFD4&AFG5","v":"T22B4M4"},{"$f":"AEL2&AFD4&AFH5","v":"T22B4M5"},{"$f":"AEL2&AFD4&AFI5","v":"T22B4F1"},{"$f":"AEL2&AFD4&AFJ5","v":"T22B4F2"},{"$f":"AEL2&AFD4&AFK5","v":"T22B4F3"},{"$f":"AEL2&AFD4&AFL5","v":"T22B4F4"},{"$f":"AEL2&AFD4&AFM5","v":"T22B4F5"},{"$f":"AEL2&AFN4&AFN5","v":"T22B5M1"},{"$f":"AEL2&AFN4&AFO5","v":"T22B5M2"},{"$f":"AEL2&AFN4&AFP5","v":"T22B5M3"},{"$f":"AEL2&AFN4&AFQ5","v":"T22B5M4"},{"$f":"AEL2&AFN4&AFR5","v":"T22B5M5"},{"$f":"AEL2&AFN4&AFS5","v":"T22B5F1"},{"$f":"AEL2&AFN4&AFT5","v":"T22B5F2"},{"$f":"AEL2&AFN4&AFU5","v":"T22B5F3"},{"$f":"AEL2&AFN4&AFV5","v":"T22B5F4"},{"$f":"AEL2&AFN4&AFW5","v":"T22B5F5"},{"$f":"AEL2&AFX4&AFX5","v":"T22B6M1"},{"$f":"AEL2&AFX4&AFY5","v":"T22B6M2"},{"$f":"AEL2&AFX4&AFZ5","v":"T22B6M3"},{"$f":"AEL2&AFX4&AGA5","v":"T22B6M4"},{"$f":"AEL2&AFX4&AGB5","v":"T22B6M5"},{"$f":"AEL2&AFX4&AGC5","v":"T22B6F1"},{"$f":"AEL2&AFX4&AGD5","v":"T22B6F2"},{"$f":"AEL2&AFX4&AGE5","v":"T22B6F3"},{"$f":"AEL2&AFX4&AGF5","v":"T22B6F4"},{"$f":"AEL2&AFX4&AGG5","v":"T22B6F5"},{"$f":"AGH2&AGH4&AGH5","v":"T23B1M3"},{"$f":"AGH2&AGH4&AGI5","v":"T23B1M5"},{"$f":"AGH2&AGH4&AGJ5","v":"T23B1F3"},{"$f":"AGH2&AGH4&AGK5","v":"T23B1F5"},{"$f":"AGH2&AGL4&AGL5","v":"T23B2M3"},{"$f":"AGH2&AGL4&AGM5","v":"T23B2M5"},{"$f":"AGH2&AGL4&AGN5","v":"T23B2F3"},{"$f":"AGH2&AGL4&AGO5","v":"T23B2F5"},{"$f":"AGH2&AGP4&AGP5","v":"T23B3M1"},{"$f":"AGH2&AGP4&AGQ5","v":"T23B3M2"},{"$f":"AGH2&AGP4&AGR5","v":"T23B3M3"},{"$f":"AGH2&AGP4&AGS5","v":"T23B3M4"},{"$f":"AGH2&AGP4&AGT5","v":"T23B3M5"},{"$f":"AGH2&AGP4&AGU5","v":"T23B3F1"},{"$f":"AGH2&AGP4&AGV5","v":"T23B3F2"},{"$f":"AGH2&AGP4&AGW5","v":"T23B3F3"},{"$f":"AGH2&AGP4&AGX5","v":"T23B3F4"},{"$f":"AGH2&AGP4&AGY5","v":"T23B3F5"},{"$f":"AGH2&AGZ4&AGZ5","v":"T23B4M1"},{"$f":"AGH2&AGZ4&AHA5","v":"T23B4M2"},{"$f":"AGH2&AGZ4&AHB5","v":"T23B4M3"},{"$f":"AGH2&AGZ4&AHC5","v":"T23B4M4"},{"$f":"AGH2&AGZ4&AHD5","v":"T23B4M5"},{"$f":"AGH2&AGZ4&AHE5","v":"T23B4F1"},{"$f":"AGH2&AGZ4&AHF5","v":"T23B4F2"},{"$f":"AGH2&AGZ4&AHG5","v":"T23B4F3"},{"$f":"AGH2&AGZ4&AHH5","v":"T23B4F4"},{"$f":"AGH2&AGZ4&AHI5","v":"T23B4F5"},{"$f":"AGH2&AHJ4&AHJ5","v":"T23B5M1"},{"$f":"AGH2&AHJ4&AHK5","v":"T23B5M2"},{"$f":"AGH2&AHJ4&AHL5","v":"T23B5M3"},{"$f":"AGH2&AHJ4&AHM5","v":"T23B5M4"},{"$f":"AGH2&AHJ4&AHN5","v":"T23B5M5"},{"$f":"AGH2&AHJ4&AHO5","v":"T23B5F1"},{"$f":"AGH2&AHJ4&AHP5","v":"T23B5F2"},{"$f":"AGH2&AHJ4&AHQ5","v":"T23B5F3"},{"$f":"AGH2&AHJ4&AHR5","v":"T23B5F4"},{"$f":"AGH2&AHJ4&AHS5","v":"T23B5F5"},{"$f":"AGH2&AHT4&AHT5","v":"T23B6M1"},{"$f":"AGH2&AHT4&AHU5","v":"T23B6M2"},{"$f":"AGH2&AHT4&AHV5","v":"T23B6M3"},{"$f":"AGH2&AHT4&AHW5","v":"T23B6M4"},{"$f":"AGH2&AHT4&AHX5","v":"T23B6M5"},{"$f":"AGH2&AHT4&AHY5","v":"T23B6F1"},{"$f":"AGH2&AHT4&AHZ5","v":"T23B6F2"},{"$f":"AGH2&AHT4&AIA5","v":"T23B6F3"},{"$f":"AGH2&AHT4&AIB5","v":"T23B6F4"},{"$f":"AGH2&AHT4&AIC5","v":"T23B6F5"},{"$f":"AID2&AID4&AID5","v":"T24B1M3"},{"$f":"AID2&AID4&AIE5","v":"T24B1M5"},{"$f":"AID2&AID4&AIF5","v":"T24B1F3"},{"$f":"AID2&AID4&AIG5","v":"T24B1F5"},{"$f":"AID2&AIH4&AIH5","v":"T24B2M3"},{"$f":"AID2&AIH4&AII5","v":"T24B2M5"},{"$f":"AID2&AIH4&AIJ5","v":"T24B2F3"},{"$f":"AID2&AIH4&AIK5","v":"T24B2F5"},{"$f":"AID2&AIL4&AIL5","v":"T24B3M1"},{"$f":"AID2&AIL4&AIM5","v":"T24B3M2"},{"$f":"AID2&AIL4&AIN5","v":"T24B3M3"},{"$f":"AID2&AIL4&AIO5","v":"T24B3M4"},{"$f":"AID2&AIL4&AIP5","v":"T24B3M5"},{"$f":"AID2&AIL4&AIQ5","v":"T24B3F1"},{"$f":"AID2&AIL4&AIR5","v":"T24B3F2"},{"$f":"AID2&AIL4&AIS5","v":"T24B3F3"},{"$f":"AID2&AIL4&AIT5","v":"T24B3F4"},{"$f":"AID2&AIL4&AIU5","v":"T24B3F5"},{"$f":"AID2&AIV4&AIV5","v":"T24B4M1"},{"$f":"AID2&AIV4&AIW5","v":"T24B4M2"},{"$f":"AID2&AIV4&AIX5","v":"T24B4M3"},{"$f":"AID2&AIV4&AIY5","v":"T24B4M4"},{"$f":"AID2&AIV4&AIZ5","v":"T24B4M5"},{"$f":"AID2&AIV4&AJA5","v":"T24B4F1"},{"$f":"AID2&AIV4&AJB5","v":"T24B4F2"},{"$f":"AID2&AIV4&AJC5","v":"T24B4F3"},{"$f":"AID2&AIV4&AJD5","v":"T24B4F4"},{"$f":"AID2&AIV4&AJE5","v":"T24B4F5"},{"$f":"AID2&AJF4&AJF5","v":"T24B5M1"},{"$f":"AID2&AJF4&AJG5","v":"T24B5M2"},{"$f":"AID2&AJF4&AJH5","v":"T24B5M3"},{"$f":"AID2&AJF4&AJI5","v":"T24B5M4"},{"$f":"AID2&AJF4&AJJ5","v":"T24B5M5"},{"$f":"AID2&AJF4&AJK5","v":"T24B5F1"},{"$f":"AID2&AJF4&AJL5","v":"T24B5F2"},{"$f":"AID2&AJF4&AJM5","v":"T24B5F3"},{"$f":"AID2&AJF4&AJN5","v":"T24B5F4"},{"$f":"AID2&AJF4&AJO5","v":"T24B5F5"},{"$f":"AID2&AJP4&AJP5","v":"T24B6M1"},{"$f":"AID2&AJP4&AJQ5","v":"T24B6M2"},{"$f":"AID2&AJP4&AJR5","v":"T24B6M3"},{"$f":"AID2&AJP4&AJS5","v":"T24B6M4"},{"$f":"AID2&AJP4&AJT5","v":"T24B6M5"},{"$f":"AID2&AJP4&AJU5","v":"T24B6F1"},{"$f":"AID2&AJP4&AJV5","v":"T24B6F2"},{"$f":"AID2&AJP4&AJW5","v":"T24B6F3"},{"$f":"AID2&AJP4&AJX5","v":"T24B6F4"},{"$f":"AID2&AJP4&AJY5","v":"T24B6F5"},{"$f":"AJZ2&AJZ4&AJZ5","v":"T25B1M3"},{"$f":"AJZ2&AJZ4&AKA5","v":"T25B1M5"},{"$f":"AJZ2&AJZ4&AKB5","v":"T25B1F3"},{"$f":"AJZ2&AJZ4&AKC5","v":"T25B1F5"},{"$f":"AJZ2&AKD4&AKD5","v":"T25B2M3"},{"$f":"AJZ2&AKD4&AKE5","v":"T25B2M5"},{"$f":"AJZ2&AKD4&AKF5","v":"T25B2F3"},{"$f":"AJZ2&AKD4&AKG5","v":"T25B2F5"},{"$f":"AJZ2&AKH4&AKH5","v":"T25B3M1"},{"$f":"AJZ2&AKH4&AKI5","v":"T25B3M2"},{"$f":"AJZ2&AKH4&AKJ5","v":"T25B3M3"},{"$f":"AJZ2&AKH4&AKK5","v":"T25B3M4"},{"$f":"AJZ2&AKH4&AKL5","v":"T25B3M5"},{"$f":"AJZ2&AKH4&AKM5","v":"T25B3F1"},{"$f":"AJZ2&AKH4&AKN5","v":"T25B3F2"},{"$f":"AJZ2&AKH4&AKO5","v":"T25B3F3"},{"$f":"AJZ2&AKH4&AKP5","v":"T25B3F4"},{"$f":"AJZ2&AKH4&AKQ5","v":"T25B3F5"},{"$f":"AJZ2&AKR4&AKR5","v":"T25B4M1"},{"$f":"AJZ2&AKR4&AKS5","v":"T25B4M2"},{"$f":"AJZ2&AKR4&AKT5","v":"T25B4M3"},{"$f":"AJZ2&AKR4&AKU5","v":"T25B4M4"},{"$f":"AJZ2&AKR4&AKV5","v":"T25B4M5"},{"$f":"AJZ2&AKR4&AKW5","v":"T25B4F1"},{"$f":"AJZ2&AKR4&AKX5","v":"T25B4F2"},{"$f":"AJZ2&AKR4&AKY5","v":"T25B4F3"},{"$f":"AJZ2&AKR4&AKZ5","v":"T25B4F4"},{"$f":"AJZ2&AKR4&ALA5","v":"T25B4F5"},{"$f":"AJZ2&ALB4&ALB5","v":"T25B5M1"},{"$f":"AJZ2&ALB4&ALC5","v":"T25B5M2"},{"$f":"AJZ2&ALB4&ALD5","v":"T25B5M3"},{"$f":"AJZ2&ALB4&ALE5","v":"T25B5M4"},{"$f":"AJZ2&ALB4&ALF5","v":"T25B5M5"},{"$f":"AJZ2&ALB4&ALG5","v":"T25B5F1"},{"$f":"AJZ2&ALB4&ALH5","v":"T25B5F2"},{"$f":"AJZ2&ALB4&ALI5","v":"T25B5F3"},{"$f":"AJZ2&ALB4&ALJ5","v":"T25B5F4"},{"$f":"AJZ2&ALB4&ALK5","v":"T25B5F5"},{"$f":"AJZ2&ALL4&ALL5","v":"T25B6M1"},{"$f":"AJZ2&ALL4&ALM5","v":"T25B6M2"},{"$f":"AJZ2&ALL4&ALN5","v":"T25B6M3"},{"$f":"AJZ2&ALL4&ALO5","v":"T25B6M4"},{"$f":"AJZ2&ALL4&ALP5","v":"T25B6M5"},{"$f":"AJZ2&ALL4&ALQ5","v":"T25B6F1"},{"$f":"AJZ2&ALL4&ALR5","v":"T25B6F2"},{"$f":"AJZ2&ALL4&ALS5","v":"T25B6F3"},{"$f":"AJZ2&ALL4&ALT5","v":"T25B6F4"},{"$f":"AJZ2&ALL4&ALU5","v":"T25B6F5"},{"$f":"ALV2&ALV4&ALV5","v":"T26B1M3"},{"$f":"ALV2&ALV4&ALW5","v":"T26B1M5"},{"$f":"ALV2&ALV4&ALX5","v":"T26B1F3"},{"$f":"ALV2&ALV4&ALY5","v":"T26B1F5"},{"$f":"ALV2&ALZ4&ALZ5","v":"T26B2M3"},{"$f":"ALV2&ALZ4&AMA5","v":"T26B2M5"},{"$f":"ALV2&ALZ4&AMB5","v":"T26B2F3"},{"$f":"ALV2&ALZ4&AMC5","v":"T26B2F5"},{"$f":"ALV2&AMD4&AMD5","v":"T26B3M1"},{"$f":"ALV2&AMD4&AME5","v":"T26B3M2"},{"$f":"ALV2&AMD4&AMF5","v":"T26B3M3"},{"$f":"ALV2&AMD4&AMG5","v":"T26B3M4"},{"$f":"ALV2&AMD4&AMH5","v":"T26B3M5"},{"$f":"ALV2&AMD4&AMI5","v":"T26B3F1"},{"$f":"ALV2&AMD4&AMJ5","v":"T26B3F2"},{"$f":"ALV2&AMD4&AMK5","v":"T26B3F3"},{"$f":"ALV2&AMD4&AML5","v":"T26B3F4"},{"$f":"ALV2&AMD4&AMM5","v":"T26B3F5"},{"$f":"ALV2&AMN4&AMN5","v":"T26B4M1"},{"$f":"ALV2&AMN4&AMO5","v":"T26B4M2"},{"$f":"ALV2&AMN4&AMP5","v":"T26B4M3"},{"$f":"ALV2&AMN4&AMQ5","v":"T26B4M4"},{"$f":"ALV2&AMN4&AMR5","v":"T26B4M5"},{"$f":"ALV2&AMN4&AMS5","v":"T26B4F1"},{"$f":"ALV2&AMN4&AMT5","v":"T26B4F2"},{"$f":"ALV2&AMN4&AMU5","v":"T26B4F3"},{"$f":"ALV2&AMN4&AMV5","v":"T26B4F4"},{"$f":"ALV2&AMN4&AMW5","v":"T26B4F5"},{"$f":"ALV2&AMX4&AMX5","v":"T26B5M1"},{"$f":"ALV2&AMX4&AMY5","v":"T26B5M2"},{"$f":"ALV2&AMX4&AMZ5","v":"T26B5M3"},{"$f":"ALV2&AMX4&ANA5","v":"T26B5M4"},{"$f":"ALV2&AMX4&ANB5","v":"T26B5M5"},{"$f":"ALV2&AMX4&ANC5","v":"T26B5F1"},{"$f":"ALV2&AMX4&AND5","v":"T26B5F2"},{"$f":"ALV2&AMX4&ANE5","v":"T26B5F3"},{"$f":"ALV2&AMX4&ANF5","v":"T26B5F4"},{"$f":"ALV2&AMX4&ANG5","v":"T26B5F5"},{"$f":"ALV2&ANH4&ANH5","v":"T26B6M1"},{"$f":"ALV2&ANH4&ANI5","v":"T26B6M2"},{"$f":"ALV2&ANH4&ANJ5","v":"T26B6M3"},{"$f":"ALV2&ANH4&ANK5","v":"T26B6M4"},{"$f":"ALV2&ANH4&ANL5","v":"T26B6M5"},{"$f":"ALV2&ANH4&ANM5","v":"T26B6F1"},{"$f":"ALV2&ANH4&ANN5","v":"T26B6F2"},{"$f":"ALV2&ANH4&ANO5","v":"T26B6F3"},{"$f":"ALV2&ANH4&ANP5","v":"T26B6F4"},{"$f":"ALV2&ANH4&ANQ5","v":"T26B6F5"},{"$f":"ANR2&ANR4&ANR5","v":"T27B1M3"},{"$f":"ANR2&ANR4&ANS5","v":"T27B1M5"},{"$f":"ANR2&ANR4&ANT5","v":"T27B1F3"},{"$f":"ANR2&ANR4&ANU5","v":"T27B1F5"},{"$f":"ANR2&ANV4&ANV5","v":"T27B2M3"},{"$f":"ANR2&ANV4&ANW5","v":"T27B2M5"},{"$f":"ANR2&ANV4&ANX5","v":"T27B2F3"},{"$f":"ANR2&ANV4&ANY5","v":"T27B2F5"},{"$f":"ANR2&ANZ4&ANZ5","v":"T27B3M1"},{"$f":"ANR2&ANZ4&AOA5","v":"T27B3M2"},{"$f":"ANR2&ANZ4&AOB5","v":"T27B3M3"},{"$f":"ANR2&ANZ4&AOC5","v":"T27B3M4"},{"$f":"ANR2&ANZ4&AOD5","v":"T27B3M5"},{"$f":"ANR2&ANZ4&AOE5","v":"T27B3F1"},{"$f":"ANR2&ANZ4&AOF5","v":"T27B3F2"},{"$f":"ANR2&ANZ4&AOG5","v":"T27B3F3"},{"$f":"ANR2&ANZ4&AOH5","v":"T27B3F4"},{"$f":"ANR2&ANZ4&AOI5","v":"T27B3F5"},{"$f":"ANR2&AOJ4&AOJ5","v":"T27B4M1"},{"$f":"ANR2&AOJ4&AOK5","v":"T27B4M2"},{"$f":"ANR2&AOJ4&AOL5","v":"T27B4M3"},{"$f":"ANR2&AOJ4&AOM5","v":"T27B4M4"},{"$f":"ANR2&AOJ4&AON5","v":"T27B4M5"},{"$f":"ANR2&AOJ4&AOO5","v":"T27B4F1"},{"$f":"ANR2&AOJ4&AOP5","v":"T27B4F2"},{"$f":"ANR2&AOJ4&AOQ5","v":"T27B4F3"},{"$f":"ANR2&AOJ4&AOR5","v":"T27B4F4"},{"$f":"ANR2&AOJ4&AOS5","v":"T27B4F5"},{"$f":"ANR2&AOT4&AOT5","v":"T27B5M1"},{"$f":"ANR2&AOT4&AOU5","v":"T27B5M2"},{"$f":"ANR2&AOT4&AOV5","v":"T27B5M3"},{"$f":"ANR2&AOT4&AOW5","v":"T27B5M4"},{"$f":"ANR2&AOT4&AOX5","v":"T27B5M5"},{"$f":"ANR2&AOT4&AOY5","v":"T27B5F1"},{"$f":"ANR2&AOT4&AOZ5","v":"T27B5F2"},{"$f":"ANR2&AOT4&APA5","v":"T27B5F3"},{"$f":"ANR2&AOT4&APB5","v":"T27B5F4"},{"$f":"ANR2&AOT4&APC5","v":"T27B5F5"},{"$f":"ANR2&APD4&APD5","v":"T27B6M1"},{"$f":"ANR2&APD4&APE5","v":"T27B6M2"},{"$f":"ANR2&APD4&APF5","v":"T27B6M3"},{"$f":"ANR2&APD4&APG5","v":"T27B6M4"},{"$f":"ANR2&APD4&APH5","v":"T27B6M5"},{"$f":"ANR2&APD4&API5","v":"T27B6F1"},{"$f":"ANR2&APD4&APJ5","v":"T27B6F2"},{"$f":"ANR2&APD4&APK5","v":"T27B6F3"},{"$f":"ANR2&APD4&APL5","v":"T27B6F4"},{"$f":"ANR2&APD4&APM5","v":"T27B6F5"},{"$f":"APN2&APN4&APN5","v":"T28B1M3"},{"$f":"APN2&APN4&APO5","v":"T28B1M5"},{"$f":"APN2&APN4&APP5","v":"T28B1F3"},{"$f":"APN2&APN4&APQ5","v":"T28B1F5"},{"$f":"APN2&APR4&APR5","v":"T28B2M3"},{"$f":"APN2&APR4&APS5","v":"T28B2M5"},{"$f":"APN2&APR4&APT5","v":"T28B2F3"},{"$f":"APN2&APR4&APU5","v":"T28B2F5"},{"$f":"APN2&APV4&APV5","v":"T28B3M1"},{"$f":"APN2&APV4&APW5","v":"T28B3M2"},{"$f":"APN2&APV4&APX5","v":"T28B3M3"},{"$f":"APN2&APV4&APY5","v":"T28B3M4"},{"$f":"APN2&APV4&APZ5","v":"T28B3M5"},{"$f":"APN2&APV4&AQA5","v":"T28B3F1"},{"$f":"APN2&APV4&AQB5","v":"T28B3F2"},{"$f":"APN2&APV4&AQC5","v":"T28B3F3"},{"$f":"APN2&APV4&AQD5","v":"T28B3F4"},{"$f":"APN2&APV4&AQE5","v":"T28B3F5"},{"$f":"APN2&AQF4&AQF5","v":"T28B4M1"},{"$f":"APN2&AQF4&AQG5","v":"T28B4M2"},{"$f":"APN2&AQF4&AQH5","v":"T28B4M3"},{"$f":"APN2&AQF4&AQI5","v":"T28B4M4"},{"$f":"APN2&AQF4&AQJ5","v":"T28B4M5"},{"$f":"APN2&AQF4&AQK5","v":"T28B4F1"},{"$f":"APN2&AQF4&AQL5","v":"T28B4F2"},{"$f":"APN2&AQF4&AQM5","v":"T28B4F3"},{"$f":"APN2&AQF4&AQN5","v":"T28B4F4"},{"$f":"APN2&AQF4&AQO5","v":"T28B4F5"},{"$f":"APN2&AQP4&AQP5","v":"T28B5M1"},{"$f":"APN2&AQP4&AQQ5","v":"T28B5M2"},{"$f":"APN2&AQP4&AQR5","v":"T28B5M3"},{"$f":"APN2&AQP4&AQS5","v":"T28B5M4"},{"$f":"APN2&AQP4&AQT5","v":"T28B5M5"},{"$f":"APN2&AQP4&AQU5","v":"T28B5F1"},{"$f":"APN2&AQP4&AQV5","v":"T28B5F2"},{"$f":"APN2&AQP4&AQW5","v":"T28B5F3"},{"$f":"APN2&AQP4&AQX5","v":"T28B5F4"},{"$f":"APN2&AQP4&AQY5","v":"T28B5F5"},{"$f":"APN2&AQZ4&AQZ5","v":"T28B6M1"},{"$f":"APN2&AQZ4&ARA5","v":"T28B6M2"},{"$f":"APN2&AQZ4&ARB5","v":"T28B6M3"},{"$f":"APN2&AQZ4&ARC5","v":"T28B6M4"},{"$f":"APN2&AQZ4&ARD5","v":"T28B6M5"},{"$f":"APN2&AQZ4&ARE5","v":"T28B6F1"},{"$f":"APN2&AQZ4&ARF5","v":"T28B6F2"},{"$f":"APN2&AQZ4&ARG5","v":"T28B6F3"},{"$f":"APN2&AQZ4&ARH5","v":"T28B6F4"},{"$f":"APN2&AQZ4&ARI5","v":"T28B6F5"},{"$f":"ARJ2&ARJ4&ARJ5","v":"T29B1M3"},{"$f":"ARJ2&ARJ4&ARK5","v":"T29B1M5"},{"$f":"ARJ2&ARJ4&ARL5","v":"T29B1F3"},{"$f":"ARJ2&ARJ4&ARM5","v":"T29B1F5"},{"$f":"ARJ2&ARN4&ARN5","v":"T29B2M3"},{"$f":"ARJ2&ARN4&ARO5","v":"T29B2M5"},{"$f":"ARJ2&ARN4&ARP5","v":"T29B2F3"},{"$f":"ARJ2&ARN4&ARQ5","v":"T29B2F5"},{"$f":"ARJ2&ARR4&ARR5","v":"T29B3M1"},{"$f":"ARJ2&ARR4&ARS5","v":"T29B3M2"},{"$f":"ARJ2&ARR4&ART5","v":"T29B3M3"},{"$f":"ARJ2&ARR4&ARU5","v":"T29B3M4"},{"$f":"ARJ2&ARR4&ARV5","v":"T29B3M5"},{"$f":"ARJ2&ARR4&ARW5","v":"T29B3F1"},{"$f":"ARJ2&ARR4&ARX5","v":"T29B3F2"},{"$f":"ARJ2&ARR4&ARY5","v":"T29B3F3"},{"$f":"ARJ2&ARR4&ARZ5","v":"T29B3F4"},{"$f":"ARJ2&ARR4&ASA5","v":"T29B3F5"},{"$f":"ARJ2&ASB4&ASB5","v":"T29B4M1"},{"$f":"ARJ2&ASB4&ASC5","v":"T29B4M2"},{"$f":"ARJ2&ASB4&ASD5","v":"T29B4M3"},{"$f":"ARJ2&ASB4&ASE5","v":"T29B4M4"},{"$f":"ARJ2&ASB4&ASF5","v":"T29B4M5"},{"$f":"ARJ2&ASB4&ASG5","v":"T29B4F1"},{"$f":"ARJ2&ASB4&ASH5","v":"T29B4F2"},{"$f":"ARJ2&ASB4&ASI5","v":"T29B4F3"},{"$f":"ARJ2&ASB4&ASJ5","v":"T29B4F4"},{"$f":"ARJ2&ASB4&ASK5","v":"T29B4F5"},{"$f":"ARJ2&ASL4&ASL5","v":"T29B5M1"},{"$f":"ARJ2&ASL4&ASM5","v":"T29B5M2"},{"$f":"ARJ2&ASL4&ASN5","v":"T29B5M3"},{"$f":"ARJ2&ASL4&ASO5","v":"T29B5M4"},{"$f":"ARJ2&ASL4&ASP5","v":"T29B5M5"},{"$f":"ARJ2&ASL4&ASQ5","v":"T29B5F1"},{"$f":"ARJ2&ASL4&ASR5","v":"T29B5F2"},{"$f":"ARJ2&ASL4&ASS5","v":"T29B5F3"},{"$f":"ARJ2&ASL4&AST5","v":"T29B5F4"},{"$f":"ARJ2&ASL4&ASU5","v":"T29B5F5"},{"$f":"ARJ2&ASV4&ASV5","v":"T29B6M1"},{"$f":"ARJ2&ASV4&ASW5","v":"T29B6M2"},{"$f":"ARJ2&ASV4&ASX5","v":"T29B6M3"},{"$f":"ARJ2&ASV4&ASY5","v":"T29B6M4"},{"$f":"ARJ2&ASV4&ASZ5","v":"T29B6M5"},{"$f":"ARJ2&ASV4&ATA5","v":"T29B6F1"},{"$f":"ARJ2&ASV4&ATB5","v":"T29B6F2"},{"$f":"ARJ2&ASV4&ATC5","v":"T29B6F3"},{"$f":"ARJ2&ASV4&ATD5","v":"T29B6F4"},{"$f":"ARJ2&ASV4&ATE5","v":"T29B6F5"},{"$f":"ATF2&ATF4&ATF5","v":"T30B1M3"},{"$f":"ATF2&ATF4&ATG5","v":"T30B1M5"},{"$f":"ATF2&ATF4&ATH5","v":"T30B1F3"},{"$f":"ATF2&ATF4&ATI5","v":"T30B1F5"},{"$f":"ATF2&ATJ4&ATJ5","v":"T30B2M3"},{"$f":"ATF2&ATJ4&ATK5","v":"T30B2M5"},{"$f":"ATF2&ATJ4&ATL5","v":"T30B2F3"},{"$f":"ATF2&ATJ4&ATM5","v":"T30B2F5"},{"$f":"ATF2&ATN4&ATN5","v":"T30B3M1"},{"$f":"ATF2&ATN4&ATO5","v":"T30B3M2"},{"$f":"ATF2&ATN4&ATP5","v":"T30B3M3"},{"$f":"ATF2&ATN4&ATQ5","v":"T30B3M4"},{"$f":"ATF2&ATN4&ATR5","v":"T30B3M5"},{"$f":"ATF2&ATN4&ATS5","v":"T30B3F1"},{"$f":"ATF2&ATN4&ATT5","v":"T30B3F2"},{"$f":"ATF2&ATN4&ATU5","v":"T30B3F3"},{"$f":"ATF2&ATN4&ATV5","v":"T30B3F4"},{"$f":"ATF2&ATN4&ATW5","v":"T30B3F5"},{"$f":"ATF2&ATX4&ATX5","v":"T30B4M1"},{"$f":"ATF2&ATX4&ATY5","v":"T30B4M2"},{"$f":"ATF2&ATX4&ATZ5","v":"T30B4M3"},{"$f":"ATF2&ATX4&AUA5","v":"T30B4M4"},{"$f":"ATF2&ATX4&AUB5","v":"T30B4M5"},{"$f":"ATF2&ATX4&AUC5","v":"T30B4F1"},{"$f":"ATF2&ATX4&AUD5","v":"T30B4F2"},{"$f":"ATF2&ATX4&AUE5","v":"T30B4F3"},{"$f":"ATF2&ATX4&AUF5","v":"T30B4F4"},{"$f":"ATF2&ATX4&AUG5","v":"T30B4F5"},{"$f":"ATF2&AUH4&AUH5","v":"T30B5M1"},{"$f":"ATF2&AUH4&AUI5","v":"T30B5M2"},{"$f":"ATF2&AUH4&AUJ5","v":"T30B5M3"},{"$f":"ATF2&AUH4&AUK5","v":"T30B5M4"},{"$f":"ATF2&AUH4&AUL5","v":"T30B5M5"},{"$f":"ATF2&AUH4&AUM5","v":"T30B5F1"},{"$f":"ATF2&AUH4&AUN5","v":"T30B5F2"},{"$f":"ATF2&AUH4&AUO5","v":"T30B5F3"},{"$f":"ATF2&AUH4&AUP5","v":"T30B5F4"},{"$f":"ATF2&AUH4&AUQ5","v":"T30B5F5"},{"$f":"ATF2&AUR4&AUR5","v":"T30B6M1"},{"$f":"ATF2&AUR4&AUS5","v":"T30B6M2"},{"$f":"ATF2&AUR4&AUT5","v":"T30B6M3"},{"$f":"ATF2&AUR4&AUU5","v":"T30B6M4"},{"$f":"ATF2&AUR4&AUV5","v":"T30B6M5"},{"$f":"ATF2&AUR4&AUW5","v":"T30B6F1"},{"$f":"ATF2&AUR4&AUX5","v":"T30B6F2"},{"$f":"ATF2&AUR4&AUY5","v":"T30B6F3"},{"$f":"ATF2&AUR4&AUZ5","v":"T30B6F4"},{"$f":"ATF2&AUR4&AVA5","v":"T30B6F5"},{"$f":"AVB2&AVB4&AVB5","v":"T31B1M3"},{"$f":"AVB2&AVB4&AVC5","v":"T31B1M5"},{"$f":"AVB2&AVB4&AVD5","v":"T31B1F3"},{"$f":"AVB2&AVB4&AVE5","v":"T31B1F5"},{"$f":"AVB2&AVF4&AVF5","v":"T31B2M3"},{"$f":"AVB2&AVF4&AVG5","v":"T31B2M5"},{"$f":"AVB2&AVF4&AVH5","v":"T31B2F3"},{"$f":"AVB2&AVF4&AVI5","v":"T31B2F5"},{"$f":"AVB2&AVJ4&AVJ5","v":"T31B3M1"},{"$f":"AVB2&AVJ4&AVK5","v":"T31B3M2"},{"$f":"AVB2&AVJ4&AVL5","v":"T31B3M3"},{"$f":"AVB2&AVJ4&AVM5","v":"T31B3M4"},{"$f":"AVB2&AVJ4&AVN5","v":"T31B3M5"},{"$f":"AVB2&AVJ4&AVO5","v":"T31B3F1"},{"$f":"AVB2&AVJ4&AVP5","v":"T31B3F2"},{"$f":"AVB2&AVJ4&AVQ5","v":"T31B3F3"},{"$f":"AVB2&AVJ4&AVR5","v":"T31B3F4"},{"$f":"AVB2&AVJ4&AVS5","v":"T31B3F5"},{"$f":"AVB2&AVT4&AVT5","v":"T31B4M1"},{"$f":"AVB2&AVT4&AVU5","v":"T31B4M2"},{"$f":"AVB2&AVT4&AVV5","v":"T31B4M3"},{"$f":"AVB2&AVT4&AVW5","v":"T31B4M4"},{"$f":"AVB2&AVT4&AVX5","v":"T31B4M5"},{"$f":"AVB2&AVT4&AVY5","v":"T31B4F1"},{"$f":"AVB2&AVT4&AVZ5","v":"T31B4F2"},{"$f":"AVB2&AVT4&AWA5","v":"T31B4F3"},{"$f":"AVB2&AVT4&AWB5","v":"T31B4F4"},{"$f":"AVB2&AVT4&AWC5","v":"T31B4F5"},{"$f":"AVB2&AWD4&AWD5","v":"T31B5M1"},{"$f":"AVB2&AWD4&AWE5","v":"T31B5M2"},{"$f":"AVB2&AWD4&AWF5","v":"T31B5M3"},{"$f":"AVB2&AWD4&AWG5","v":"T31B5M4"},{"$f":"AVB2&AWD4&AWH5","v":"T31B5M5"},{"$f":"AVB2&AWD4&AWI5","v":"T31B5F1"},{"$f":"AVB2&AWD4&AWJ5","v":"T31B5F2"},{"$f":"AVB2&AWD4&AWK5","v":"T31B5F3"},{"$f":"AVB2&AWD4&AWL5","v":"T31B5F4"},{"$f":"AVB2&AWD4&AWM5","v":"T31B5F5"},{"$f":"AVB2&AWN4&AWN5","v":"T31B6M1"},{"$f":"AVB2&AWN4&AWO5","v":"T31B6M2"},{"$f":"AVB2&AWN4&AWP5","v":"T31B6M3"},{"$f":"AVB2&AWN4&AWQ5","v":"T31B6M4"},{"$f":"AVB2&AWN4&AWR5","v":"T31B6M5"},{"$f":"AVB2&AWN4&AWS5","v":"T31B6F1"},{"$f":"AVB2&AWN4&AWT5","v":"T31B6F2"},{"$f":"AVB2&AWN4&AWU5","v":"T31B6F3"},{"$f":"AVB2&AWN4&AWV5","v":"T31B6F4"},{"$f":"AVB2&AWN4&AWW5","v":"T31B6F5"},{"$f":"AWX2&AWX4&AWX5","v":"T32B1M3"},{"$f":"AWX2&AWX4&AWY5","v":"T32B1M5"},{"$f":"AWX2&AWX4&AWZ5","v":"T32B1F3"},{"$f":"AWX2&AWX4&AXA5","v":"T32B1F5"},{"$f":"AWX2&AXB4&AXB5","v":"T32B2M3"},{"$f":"AWX2&AXB4&AXC5","v":"T32B2M5"},{"$f":"AWX2&AXB4&AXD5","v":"T32B2F3"},{"$f":"AWX2&AXB4&AXE5","v":"T32B2F5"},{"$f":"AWX2&AXF4&AXF5","v":"T32B3M1"},{"$f":"AWX2&AXF4&AXG5","v":"T32B3M2"},{"$f":"AWX2&AXF4&AXH5","v":"T32B3M3"},{"$f":"AWX2&AXF4&AXI5","v":"T32B3M4"},{"$f":"AWX2&AXF4&AXJ5","v":"T32B3M5"},{"$f":"AWX2&AXF4&AXK5","v":"T32B3F1"},{"$f":"AWX2&AXF4&AXL5","v":"T32B3F2"},{"$f":"AWX2&AXF4&AXM5","v":"T32B3F3"},{"$f":"AWX2&AXF4&AXN5","v":"T32B3F4"},{"$f":"AWX2&AXF4&AXO5","v":"T32B3F5"},{"$f":"AWX2&AXP4&AXP5","v":"T32B4M1"},{"$f":"AWX2&AXP4&AXQ5","v":"T32B4M2"},{"$f":"AWX2&AXP4&AXR5","v":"T32B4M3"},{"$f":"AWX2&AXP4&AXS5","v":"T32B4M4"},{"$f":"AWX2&AXP4&AXT5","v":"T32B4M5"},{"$f":"AWX2&AXP4&AXU5","v":"T32B4F1"},{"$f":"AWX2&AXP4&AXV5","v":"T32B4F2"},{"$f":"AWX2&AXP4&AXW5","v":"T32B4F3"},{"$f":"AWX2&AXP4&AXX5","v":"T32B4F4"},{"$f":"AWX2&AXP4&AXY5","v":"T32B4F5"},{"$f":"AWX2&AXZ4&AXZ5","v":"T32B5M1"},{"$f":"AWX2&AXZ4&AYA5","v":"T32B5M2"},{"$f":"AWX2&AXZ4&AYB5","v":"T32B5M3"},{"$f":"AWX2&AXZ4&AYC5","v":"T32B5M4"},{"$f":"AWX2&AXZ4&AYD5","v":"T32B5M5"},{"$f":"AWX2&AXZ4&AYE5","v":"T32B5F1"},{"$f":"AWX2&AXZ4&AYF5","v":"T32B5F2"},{"$f":"AWX2&AXZ4&AYG5","v":"T32B5F3"},{"$f":"AWX2&AXZ4&AYH5","v":"T32B5F4"},{"$f":"AWX2&AXZ4&AYI5","v":"T32B5F5"},{"$f":"AWX2&AYJ4&AYJ5","v":"T32B6M1"},{"$f":"AWX2&AYJ4&AYK5","v":"T32B6M2"},{"$f":"AWX2&AYJ4&AYL5","v":"T32B6M3"},{"$f":"AWX2&AYJ4&AYM5","v":"T32B6M4"},{"$f":"AWX2&AYJ4&AYN5","v":"T32B6M5"},{"$f":"AWX2&AYJ4&AYO5","v":"T32B6F1"},{"$f":"AWX2&AYJ4&AYP5","v":"T32B6F2"},{"$f":"AWX2&AYJ4&AYQ5","v":"T32B6F3"},{"$f":"AWX2&AYJ4&AYR5","v":"T32B6F4"},{"$f":"AWX2&AYJ4&AYS5","v":"T32B6F5"},{"$f":"AYT2&AYT4&AYT5","v":"T33B1M3"},{"$f":"AYT2&AYT4&AYU5","v":"T33B1M5"},{"$f":"AYT2&AYT4&AYV5","v":"T33B1F3"},{"$f":"AYT2&AYT4&AYW5","v":"T33B1F5"},{"$f":"AYT2&AYX4&AYX5","v":"T33B2M3"},{"$f":"AYT2&AYX4&AYY5","v":"T33B2M5"},{"$f":"AYT2&AYX4&AYZ5","v":"T33B2F3"},{"$f":"AYT2&AYX4&AZA5","v":"T33B2F5"},{"$f":"AYT2&AZB4&AZB5","v":"T33B3M1"},{"$f":"AYT2&AZB4&AZC5","v":"T33B3M2"},{"$f":"AYT2&AZB4&AZD5","v":"T33B3M3"},{"$f":"AYT2&AZB4&AZE5","v":"T33B3M4"},{"$f":"AYT2&AZB4&AZF5","v":"T33B3M5"},{"$f":"AYT2&AZB4&AZG5","v":"T33B3F1"},{"$f":"AYT2&AZB4&AZH5","v":"T33B3F2"},{"$f":"AYT2&AZB4&AZI5","v":"T33B3F3"},{"$f":"AYT2&AZB4&AZJ5","v":"T33B3F4"},{"$f":"AYT2&AZB4&AZK5","v":"T33B3F5"},{"$f":"AYT2&AZL4&AZL5","v":"T33B4M1"},{"$f":"AYT2&AZL4&AZM5","v":"T33B4M2"},{"$f":"AYT2&AZL4&AZN5","v":"T33B4M3"},{"$f":"AYT2&AZL4&AZO5","v":"T33B4M4"},{"$f":"AYT2&AZL4&AZP5","v":"T33B4M5"},{"$f":"AYT2&AZL4&AZQ5","v":"T33B4F1"},{"$f":"AYT2&AZL4&AZR5","v":"T33B4F2"},{"$f":"AYT2&AZL4&AZS5","v":"T33B4F3"},{"$f":"AYT2&AZL4&AZT5","v":"T33B4F4"},{"$f":"AYT2&AZL4&AZU5","v":"T33B4F5"},{"$f":"AYT2&AZV4&AZV5","v":"T33B5M1"},{"$f":"AYT2&AZV4&AZW5","v":"T33B5M2"},{"$f":"AYT2&AZV4&AZX5","v":"T33B5M3"},{"$f":"AYT2&AZV4&AZY5","v":"T33B5M4"},{"$f":"AYT2&AZV4&AZZ5","v":"T33B5M5"},{"$f":"AYT2&AZV4&BAA5","v":"T33B5F1"},{"$f":"AYT2&AZV4&BAB5","v":"T33B5F2"},{"$f":"AYT2&AZV4&BAC5","v":"T33B5F3"},{"$f":"AYT2&AZV4&BAD5","v":"T33B5F4"},{"$f":"AYT2&AZV4&BAE5","v":"T33B5F5"},{"$f":"AYT2&BAF4&BAF5","v":"T33B6M1"},{"$f":"AYT2&BAF4&BAG5","v":"T33B6M2"},{"$f":"AYT2&BAF4&BAH5","v":"T33B6M3"},{"$f":"AYT2&BAF4&BAI5","v":"T33B6M4"},{"$f":"AYT2&BAF4&BAJ5","v":"T33B6M5"},{"$f":"AYT2&BAF4&BAK5","v":"T33B6F1"},{"$f":"AYT2&BAF4&BAL5","v":"T33B6F2"},{"$f":"AYT2&BAF4&BAM5","v":"T33B6F3"},{"$f":"AYT2&BAF4&BAN5","v":"T33B6F4"},{"$f":"AYT2&BAF4&BAO5","v":"T33B6F5"},{"$f":"BAP2&BAP4&BAP5","v":"T34B1M3"},{"$f":"BAP2&BAP4&BAQ5","v":"T34B1M5"},{"$f":"BAP2&BAP4&BAR5","v":"T34B1F3"},{"$f":"BAP2&BAP4&BAS5","v":"T34B1F5"},{"$f":"BAP2&BAT4&BAT5","v":"T34B2M3"},{"$f":"BAP2&BAT4&BAU5","v":"T34B2M5"},{"$f":"BAP2&BAT4&BAV5","v":"T34B2F3"},{"$f":"BAP2&BAT4&BAW5","v":"T34B2F5"},{"$f":"BAP2&BAX4&BAX5","v":"T34B3M1"},{"$f":"BAP2&BAX4&BAY5","v":"T34B3M2"},{"$f":"BAP2&BAX4&BAZ5","v":"T34B3M3"},{"$f":"BAP2&BAX4&BBA5","v":"T34B3M4"},{"$f":"BAP2&BAX4&BBB5","v":"T34B3M5"},{"$f":"BAP2&BAX4&BBC5","v":"T34B3F1"},{"$f":"BAP2&BAX4&BBD5","v":"T34B3F2"},{"$f":"BAP2&BAX4&BBE5","v":"T34B3F3"},{"$f":"BAP2&BAX4&BBF5","v":"T34B3F4"},{"$f":"BAP2&BAX4&BBG5","v":"T34B3F5"},{"$f":"BAP2&BBH4&BBH5","v":"T34B4M1"},{"$f":"BAP2&BBH4&BBI5","v":"T34B4M2"},{"$f":"BAP2&BBH4&BBJ5","v":"T34B4M3"},{"$f":"BAP2&BBH4&BBK5","v":"T34B4M4"},{"$f":"BAP2&BBH4&BBL5","v":"T34B4M5"},{"$f":"BAP2&BBH4&BBM5","v":"T34B4F1"},{"$f":"BAP2&BBH4&BBN5","v":"T34B4F2"},{"$f":"BAP2&BBH4&BBO5","v":"T34B4F3"},{"$f":"BAP2&BBH4&BBP5","v":"T34B4F4"},{"$f":"BAP2&BBH4&BBQ5","v":"T34B4F5"},{"$f":"BAP2&BBR4&BBR5","v":"T34B5M1"},{"$f":"BAP2&BBR4&BBS5","v":"T34B5M2"},{"$f":"BAP2&BBR4&BBT5","v":"T34B5M3"},{"$f":"BAP2&BBR4&BBU5","v":"T34B5M4"},{"$f":"BAP2&BBR4&BBV5","v":"T34B5M5"},{"$f":"BAP2&BBR4&BBW5","v":"T34B5F1"},{"$f":"BAP2&BBR4&BBX5","v":"T34B5F2"},{"$f":"BAP2&BBR4&BBY5","v":"T34B5F3"},{"$f":"BAP2&BBR4&BBZ5","v":"T34B5F4"},{"$f":"BAP2&BBR4&BCA5","v":"T34B5F5"},{"$f":"BAP2&BCB4&BCB5","v":"T34B6M1"},{"$f":"BAP2&BCB4&BCC5","v":"T34B6M2"},{"$f":"BAP2&BCB4&BCD5","v":"T34B6M3"},{"$f":"BAP2&BCB4&BCE5","v":"T34B6M4"},{"$f":"BAP2&BCB4&BCF5","v":"T34B6M5"},{"$f":"BAP2&BCB4&BCG5","v":"T34B6F1"},{"$f":"BAP2&BCB4&BCH5","v":"T34B6F2"},{"$f":"BAP2&BCB4&BCI5","v":"T34B6F3"},{"$f":"BAP2&BCB4&BCJ5","v":"T34B6F4"},{"$f":"BAP2&BCB4&BCK5","v":"T34B6F5"},{"$f":"BCL2&BCL4&BCL5","v":"T35B1M3"},{"$f":"BCL2&BCL4&BCM5","v":"T35B1M5"},{"$f":"BCL2&BCL4&BCN5","v":"T35B1F3"},{"$f":"BCL2&BCL4&BCO5","v":"T35B1F5"},{"$f":"BCL2&BCP4&BCP5","v":"T35B2M3"},{"$f":"BCL2&BCP4&BCQ5","v":"T35B2M5"},{"$f":"BCL2&BCP4&BCR5","v":"T35B2F3"},{"$f":"BCL2&BCP4&BCS5","v":"T35B2F5"},{"$f":"BCL2&BCT4&BCT5","v":"T35B3M1"},{"$f":"BCL2&BCT4&BCU5","v":"T35B3M2"},{"$f":"BCL2&BCT4&BCV5","v":"T35B3M3"},{"$f":"BCL2&BCT4&BCW5","v":"T35B3M4"},{"$f":"BCL2&BCT4&BCX5","v":"T35B3M5"},{"$f":"BCL2&BCT4&BCY5","v":"T35B3F1"},{"$f":"BCL2&BCT4&BCZ5","v":"T35B3F2"},{"$f":"BCL2&BCT4&BDA5","v":"T35B3F3"},{"$f":"BCL2&BCT4&BDB5","v":"T35B3F4"},{"$f":"BCL2&BCT4&BDC5","v":"T35B3F5"},{"$f":"BCL2&BDD4&BDD5","v":"T35B4M1"},{"$f":"BCL2&BDD4&BDE5","v":"T35B4M2"},{"$f":"BCL2&BDD4&BDF5","v":"T35B4M3"},{"$f":"BCL2&BDD4&BDG5","v":"T35B4M4"},{"$f":"BCL2&BDD4&BDH5","v":"T35B4M5"},{"$f":"BCL2&BDD4&BDI5","v":"T35B4F1"},{"$f":"BCL2&BDD4&BDJ5","v":"T35B4F2"},{"$f":"BCL2&BDD4&BDK5","v":"T35B4F3"},{"$f":"BCL2&BDD4&BDL5","v":"T35B4F4"},{"$f":"BCL2&BDD4&BDM5","v":"T35B4F5"},{"$f":"BCL2&BDN4&BDN5","v":"T35B5M1"},{"$f":"BCL2&BDN4&BDO5","v":"T35B5M2"},{"$f":"BCL2&BDN4&BDP5","v":"T35B5M3"},{"$f":"BCL2&BDN4&BDQ5","v":"T35B5M4"},{"$f":"BCL2&BDN4&BDR5","v":"T35B5M5"},{"$f":"BCL2&BDN4&BDS5","v":"T35B5F1"},{"$f":"BCL2&BDN4&BDT5","v":"T35B5F2"},{"$f":"BCL2&BDN4&BDU5","v":"T35B5F3"},{"$f":"BCL2&BDN4&BDV5","v":"T35B5F4"},{"$f":"BCL2&BDN4&BDW5","v":"T35B5F5"},{"$f":"BCL2&BDX4&BDX5","v":"T35B6M1"},{"$f":"BCL2&BDX4&BDY5","v":"T35B6M2"},{"$f":"BCL2&BDX4&BDZ5","v":"T35B6M3"},{"$f":"BCL2&BDX4&BEA5","v":"T35B6M4"},{"$f":"BCL2&BDX4&BEB5","v":"T35B6M5"},{"$f":"BCL2&BDX4&BEC5","v":"T35B6F1"},{"$f":"BCL2&BDX4&BED5","v":"T35B6F2"},{"$f":"BCL2&BDX4&BEE5","v":"T35B6F3"},{"$f":"BCL2&BDX4&BEF5","v":"T35B6F4"},{"$f":"BCL2&BDX4&BEG5","v":"T35B6F5"},{"$f":"BEH2&BEH4&BEH5","v":"T36B1M3"},{"$f":"BEH2&BEH4&BEI5","v":"T36B1M5"},{"$f":"BEH2&BEH4&BEJ5","v":"T36B1F3"},{"$f":"BEH2&BEH4&BEK5","v":"T36B1F5"},{"$f":"BEH2&BEL4&BEL5","v":"T36B2M3"},{"$f":"BEH2&BEL4&BEM5","v":"T36B2M5"},{"$f":"BEH2&BEL4&BEN5","v":"T36B2F3"},{"$f":"BEH2&BEL4&BEO5","v":"T36B2F5"},{"$f":"BEH2&BEP4&BEP5","v":"T36B3M1"},{"$f":"BEH2&BEP4&BEQ5","v":"T36B3M2"},{"$f":"BEH2&BEP4&BER5","v":"T36B3M3"},{"$f":"BEH2&BEP4&BES5","v":"T36B3M4"},{"$f":"BEH2&BEP4&BET5","v":"T36B3M5"},{"$f":"BEH2&BEP4&BEU5","v":"T36B3F1"},{"$f":"BEH2&BEP4&BEV5","v":"T36B3F2"},{"$f":"BEH2&BEP4&BEW5","v":"T36B3F3"},{"$f":"BEH2&BEP4&BEX5","v":"T36B3F4"},{"$f":"BEH2&BEP4&BEY5","v":"T36B3F5"},{"$f":"BEH2&BEZ4&BEZ5","v":"T36B4M1"},{"$f":"BEH2&BEZ4&BFA5","v":"T36B4M2"},{"$f":"BEH2&BEZ4&BFB5","v":"T36B4M3"},{"$f":"BEH2&BEZ4&BFC5","v":"T36B4M4"},{"$f":"BEH2&BEZ4&BFD5","v":"T36B4M5"},{"$f":"BEH2&BEZ4&BFE5","v":"T36B4F1"},{"$f":"BEH2&BEZ4&BFF5","v":"T36B4F2"},{"$f":"BEH2&BEZ4&BFG5","v":"T36B4F3"},{"$f":"BEH2&BEZ4&BFH5","v":"T36B4F4"},{"$f":"BEH2&BEZ4&BFI5","v":"T36B4F5"},{"$f":"BEH2&BFJ4&BFJ5","v":"T36B5M1"},{"$f":"BEH2&BFJ4&BFK5","v":"T36B5M2"},{"$f":"BEH2&BFJ4&BFL5","v":"T36B5M3"},{"$f":"BEH2&BFJ4&BFM5","v":"T36B5M4"},{"$f":"BEH2&BFJ4&BFN5","v":"T36B5M5"},{"$f":"BEH2&BFJ4&BFO5","v":"T36B5F1"},{"$f":"BEH2&BFJ4&BFP5","v":"T36B5F2"},{"$f":"BEH2&BFJ4&BFQ5","v":"T36B5F3"},{"$f":"BEH2&BFJ4&BFR5","v":"T36B5F4"},{"$f":"BEH2&BFJ4&BFS5","v":"T36B5F5"},{"$f":"BEH2&BFT4&BFT5","v":"T36B6M1"},{"$f":"BEH2&BFT4&BFU5","v":"T36B6M2"},{"$f":"BEH2&BFT4&BFV5","v":"T36B6M3"},{"$f":"BEH2&BFT4&BFW5","v":"T36B6M4"},{"$f":"BEH2&BFT4&BFX5","v":"T36B6M5"},{"$f":"BEH2&BFT4&BFY5","v":"T36B6F1"},{"$f":"BEH2&BFT4&BFZ5","v":"T36B6F2"},{"$f":"BEH2&BFT4&BGA5","v":"T36B6F3"},{"$f":"BEH2&BFT4&BGB5","v":"T36B6F4"},{"$f":"BEH2&BFT4&BGC5","v":"T36B6F5"},{"$f":"BGD2&BGD4&BGD5","v":"T37B1M3"},{"$f":"BGD2&BGD4&BGE5","v":"T37B1M5"},{"$f":"BGD2&BGD4&BGF5","v":"T37B1F3"},{"$f":"BGD2&BGD4&BGG5","v":"T37B1F5"},{"$f":"BGD2&BGH4&BGH5","v":"T37B2M3"},{"$f":"BGD2&BGH4&BGI5","v":"T37B2M5"},{"$f":"BGD2&BGH4&BGJ5","v":"T37B2F3"},{"$f":"BGD2&BGH4&BGK5","v":"T37B2F5"},{"$f":"BGD2&BGL4&BGL5","v":"T37B3M1"},{"$f":"BGD2&BGL4&BGM5","v":"T37B3M2"},{"$f":"BGD2&BGL4&BGN5","v":"T37B3M3"},{"$f":"BGD2&BGL4&BGO5","v":"T37B3M4"},{"$f":"BGD2&BGL4&BGP5","v":"T37B3M5"},{"$f":"BGD2&BGL4&BGQ5","v":"T37B3F1"},{"$f":"BGD2&BGL4&BGR5","v":"T37B3F2"},{"$f":"BGD2&BGL4&BGS5","v":"T37B3F3"},{"$f":"BGD2&BGL4&BGT5","v":"T37B3F4"},{"$f":"BGD2&BGL4&BGU5","v":"T37B3F5"},{"$f":"BGD2&BGV4&BGV5","v":"T37B4M1"},{"$f":"BGD2&BGV4&BGW5","v":"T37B4M2"},{"$f":"BGD2&BGV4&BGX5","v":"T37B4M3"},{"$f":"BGD2&BGV4&BGY5","v":"T37B4M4"},{"$f":"BGD2&BGV4&BGZ5","v":"T37B4M5"},{"$f":"BGD2&BGV4&BHA5","v":"T37B4F1"},{"$f":"BGD2&BGV4&BHB5","v":"T37B4F2"},{"$f":"BGD2&BGV4&BHC5","v":"T37B4F3"},{"$f":"BGD2&BGV4&BHD5","v":"T37B4F4"},{"$f":"BGD2&BGV4&BHE5","v":"T37B4F5"},{"$f":"BGD2&BHF4&BHF5","v":"T37B5M1"},{"$f":"BGD2&BHF4&BHG5","v":"T37B5M2"},{"$f":"BGD2&BHF4&BHH5","v":"T37B5M3"},{"$f":"BGD2&BHF4&BHI5","v":"T37B5M4"},{"$f":"BGD2&BHF4&BHJ5","v":"T37B5M5"},{"$f":"BGD2&BHF4&BHK5","v":"T37B5F1"},{"$f":"BGD2&BHF4&BHL5","v":"T37B5F2"},{"$f":"BGD2&BHF4&BHM5","v":"T37B5F3"},{"$f":"BGD2&BHF4&BHN5","v":"T37B5F4"},{"$f":"BGD2&BHF4&BHO5","v":"T37B5F5"},{"$f":"BGD2&BHP4&BHP5","v":"T37B6M1"},{"$f":"BGD2&BHP4&BHQ5","v":"T37B6M2"},{"$f":"BGD2&BHP4&BHR5","v":"T37B6M3"},{"$f":"BGD2&BHP4&BHS5","v":"T37B6M4"},{"$f":"BGD2&BHP4&BHT5","v":"T37B6M5"},{"$f":"BGD2&BHP4&BHU5","v":"T37B6F1"},{"$f":"BGD2&BHP4&BHV5","v":"T37B6F2"},{"$f":"BGD2&BHP4&BHW5","v":"T37B6F3"},{"$f":"BGD2&BHP4&BHX5","v":"T37B6F4"},{"$f":"BGD2&BHP4&BHY5","v":"T37B6F5"},{"$f":"BHZ2&BHZ4&BHZ5","v":"T38B1M3"},{"$f":"BHZ2&BHZ4&BIA5","v":"T38B1M5"},{"$f":"BHZ2&BHZ4&BIB5","v":"T38B1F3"},{"$f":"BHZ2&BHZ4&BIC5","v":"T38B1F5"},{"$f":"BHZ2&BID4&BID5","v":"T38B2M3"},{"$f":"BHZ2&BID4&BIE5","v":"T38B2M5"},{"$f":"BHZ2&BID4&BIF5","v":"T38B2F3"},{"$f":"BHZ2&BID4&BIG5","v":"T38B2F5"},{"$f":"BHZ2&BIH4&BIH5","v":"T38B3M1"},{"$f":"BHZ2&BIH4&BII5","v":"T38B3M2"},{"$f":"BHZ2&BIH4&BIJ5","v":"T38B3M3"},{"$f":"BHZ2&BIH4&BIK5","v":"T38B3M4"},{"$f":"BHZ2&BIH4&BIL5","v":"T38B3M5"},{"$f":"BHZ2&BIH4&BIM5","v":"T38B3F1"},{"$f":"BHZ2&BIH4&BIN5","v":"T38B3F2"},{"$f":"BHZ2&BIH4&BIO5","v":"T38B3F3"},{"$f":"BHZ2&BIH4&BIP5","v":"T38B3F4"},{"$f":"BHZ2&BIH4&BIQ5","v":"T38B3F5"},{"$f":"BHZ2&BIR4&BIR5","v":"T38B4M1"},{"$f":"BHZ2&BIR4&BIS5","v":"T38B4M2"},{"$f":"BHZ2&BIR4&BIT5","v":"T38B4M3"},{"$f":"BHZ2&BIR4&BIU5","v":"T38B4M4"},{"$f":"BHZ2&BIR4&BIV5","v":"T38B4M5"},{"$f":"BHZ2&BIR4&BIW5","v":"T38B4F1"},{"$f":"BHZ2&BIR4&BIX5","v":"T38B4F2"},{"$f":"BHZ2&BIR4&BIY5","v":"T38B4F3"},{"$f":"BHZ2&BIR4&BIZ5","v":"T38B4F4"},{"$f":"BHZ2&BIR4&BJA5","v":"T38B4F5"},{"$f":"BHZ2&BJB4&BJB5","v":"T38B5M1"},{"$f":"BHZ2&BJB4&BJC5","v":"T38B5M2"},{"$f":"BHZ2&BJB4&BJD5","v":"T38B5M3"},{"$f":"BHZ2&BJB4&BJE5","v":"T38B5M4"},{"$f":"BHZ2&BJB4&BJF5","v":"T38B5M5"},{"$f":"BHZ2&BJB4&BJG5","v":"T38B5F1"},{"$f":"BHZ2&BJB4&BJH5","v":"T38B5F2"},{"$f":"BHZ2&BJB4&BJI5","v":"T38B5F3"},{"$f":"BHZ2&BJB4&BJJ5","v":"T38B5F4"},{"$f":"BHZ2&BJB4&BJK5","v":"T38B5F5"},{"$f":"BHZ2&BJL4&BJL5","v":"T38B6M1"},{"$f":"BHZ2&BJL4&BJM5","v":"T38B6M2"},{"$f":"BHZ2&BJL4&BJN5","v":"T38B6M3"},{"$f":"BHZ2&BJL4&BJO5","v":"T38B6M4"},{"$f":"BHZ2&BJL4&BJP5","v":"T38B6M5"},{"$f":"BHZ2&BJL4&BJQ5","v":"T38B6F1"},{"$f":"BHZ2&BJL4&BJR5","v":"T38B6F2"},{"$f":"BHZ2&BJL4&BJS5","v":"T38B6F3"},{"$f":"BHZ2&BJL4&BJT5","v":"T38B6F4"},{"$f":"BHZ2&BJL4&BJU5","v":"T38B6F5"},{"$f":"BJV2&BJV4&BJV5","v":"T39B1M3"},{"$f":"BJV2&BJV4&BJW5","v":"T39B1M5"},{"$f":"BJV2&BJV4&BJX5","v":"T39B1F3"},{"$f":"BJV2&BJV4&BJY5","v":"T39B1F5"},{"$f":"BJV2&BJZ4&BJZ5","v":"T39B2M3"},{"$f":"BJV2&BJZ4&BKA5","v":"T39B2M5"},{"$f":"BJV2&BJZ4&BKB5","v":"T39B2F3"},{"$f":"BJV2&BJZ4&BKC5","v":"T39B2F5"},{"$f":"BJV2&BKD4&BKD5","v":"T39B3M1"},{"$f":"BJV2&BKD4&BKE5","v":"T39B3M2"},{"$f":"BJV2&BKD4&BKF5","v":"T39B3M3"},{"$f":"BJV2&BKD4&BKG5","v":"T39B3M4"},{"$f":"BJV2&BKD4&BKH5","v":"T39B3M5"},{"$f":"BJV2&BKD4&BKI5","v":"T39B3F1"},{"$f":"BJV2&BKD4&BKJ5","v":"T39B3F2"},{"$f":"BJV2&BKD4&BKK5","v":"T39B3F3"},{"$f":"BJV2&BKD4&BKL5","v":"T39B3F4"},{"$f":"BJV2&BKD4&BKM5","v":"T39B3F5"},{"$f":"BJV2&BKN4&BKN5","v":"T39B4M1"},{"$f":"BJV2&BKN4&BKO5","v":"T39B4M2"},{"$f":"BJV2&BKN4&BKP5","v":"T39B4M3"},{"$f":"BJV2&BKN4&BKQ5","v":"T39B4M4"},{"$f":"BJV2&BKN4&BKR5","v":"T39B4M5"},{"$f":"BJV2&BKN4&BKS5","v":"T39B4F1"},{"$f":"BJV2&BKN4&BKT5","v":"T39B4F2"},{"$f":"BJV2&BKN4&BKU5","v":"T39B4F3"},{"$f":"BJV2&BKN4&BKV5","v":"T39B4F4"},{"$f":"BJV2&BKN4&BKW5","v":"T39B4F5"},{"$f":"BJV2&BKX4&BKX5","v":"T39B5M1"},{"$f":"BJV2&BKX4&BKY5","v":"T39B5M2"},{"$f":"BJV2&BKX4&BKZ5","v":"T39B5M3"},{"$f":"BJV2&BKX4&BLA5","v":"T39B5M4"},{"$f":"BJV2&BKX4&BLB5","v":"T39B5M5"},{"$f":"BJV2&BKX4&BLC5","v":"T39B5F1"},{"$f":"BJV2&BKX4&BLD5","v":"T39B5F2"},{"$f":"BJV2&BKX4&BLE5","v":"T39B5F3"},{"$f":"BJV2&BKX4&BLF5","v":"T39B5F4"},{"$f":"BJV2&BKX4&BLG5","v":"T39B5F5"},{"$f":"BJV2&BLH4&BLH5","v":"T39B6M1"},{"$f":"BJV2&BLH4&BLI5","v":"T39B6M2"},{"$f":"BJV2&BLH4&BLJ5","v":"T39B6M3"},{"$f":"BJV2&BLH4&BLK5","v":"T39B6M4"},{"$f":"BJV2&BLH4&BLL5","v":"T39B6M5"},{"$f":"BJV2&BLH4&BLM5","v":"T39B6F1"},{"$f":"BJV2&BLH4&BLN5","v":"T39B6F2"},{"$f":"BJV2&BLH4&BLO5","v":"T39B6F3"},{"$f":"BJV2&BLH4&BLP5","v":"T39B6F4"},{"$f":"BJV2&BLH4&BLQ5","v":"T39B6F5"},{"$f":"BLR2&BLR4&BLR5","v":"T40B1M3"},{"$f":"BLR2&BLR4&BLS5","v":"T40B1M5"},{"$f":"BLR2&BLR4&BLT5","v":"T40B1F3"},{"$f":"BLR2&BLR4&BLU5","v":"T40B1F5"},{"$f":"BLR2&BLV4&BLV5","v":"T40B2M3"},{"$f":"BLR2&BLV4&BLW5","v":"T40B2M5"},{"$f":"BLR2&BLV4&BLX5","v":"T40B2F3"},{"$f":"BLR2&BLV4&BLY5","v":"T40B2F5"},{"$f":"BLR2&BLZ4&BLZ5","v":"T40B3M1"},{"$f":"BLR2&BLZ4&BMA5","v":"T40B3M2"},{"$f":"BLR2&BLZ4&BMB5","v":"T40B3M3"},{"$f":"BLR2&BLZ4&BMC5","v":"T40B3M4"},{"$f":"BLR2&BLZ4&BMD5","v":"T40B3M5"},{"$f":"BLR2&BLZ4&BME5","v":"T40B3F1"},{"$f":"BLR2&BLZ4&BMF5","v":"T40B3F2"},{"$f":"BLR2&BLZ4&BMG5","v":"T40B3F3"},{"$f":"BLR2&BLZ4&BMH5","v":"T40B3F4"},{"$f":"BLR2&BLZ4&BMI5","v":"T40B3F5"},{"$f":"BLR2&BMJ4&BMJ5","v":"T40B4M1"},{"$f":"BLR2&BMJ4&BMK5","v":"T40B4M2"},{"$f":"BLR2&BMJ4&BML5","v":"T40B4M3"},{"$f":"BLR2&BMJ4&BMM5","v":"T40B4M4"},{"$f":"BLR2&BMJ4&BMN5","v":"T40B4M5"},{"$f":"BLR2&BMJ4&BMO5","v":"T40B4F1"},{"$f":"BLR2&BMJ4&BMP5","v":"T40B4F2"},{"$f":"BLR2&BMJ4&BMQ5","v":"T40B4F3"},{"$f":"BLR2&BMJ4&BMR5","v":"T40B4F4"},{"$f":"BLR2&BMJ4&BMS5","v":"T40B4F5"},{"$f":"BLR2&BMT4&BMT5","v":"T40B5M1"},{"$f":"BLR2&BMT4&BMU5","v":"T40B5M2"},{"$f":"BLR2&BMT4&BMV5","v":"T40B5M3"},{"$f":"BLR2&BMT4&BMW5","v":"T40B5M4"},{"$f":"BLR2&BMT4&BMX5","v":"T40B5M5"},{"$f":"BLR2&BMT4&BMY5","v":"T40B5F1"},{"$f":"BLR2&BMT4&BMZ5","v":"T40B5F2"},{"$f":"BLR2&BMT4&BNA5","v":"T40B5F3"},{"$f":"BLR2&BMT4&BNB5","v":"T40B5F4"},{"$f":"BLR2&BMT4&BNC5","v":"T40B5F5"},{"$f":"BLR2&BND4&BND5","v":"T40B6M1"},{"$f":"BLR2&BND4&BNE5","v":"T40B6M2"},{"$f":"BLR2&BND4&BNF5","v":"T40B6M3"},{"$f":"BLR2&BND4&BNG5","v":"T40B6M4"},{"$f":"BLR2&BND4&BNH5","v":"T40B6M5"},{"$f":"BLR2&BND4&BNI5","v":"T40B6F1"},{"$f":"BLR2&BND4&BNJ5","v":"T40B6F2"},{"$f":"BLR2&BND4&BNK5","v":"T40B6F3"},{"$f":"BLR2&BND4&BNL5","v":"T40B6F4"},{"$f":"BLR2&BND4&BNM5","v":"T40B6F5"}]
[null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6",null,null,null,null,null,null,null,null,null,"B1",null,null,null,"B2",null,null,null,"B3",null,null,null,null,null,null,null,null,null,"B4",null,null,null,null,null,null,null,null,null,"B5",null,null,null,null,null,null,null,null,null,"B6"]
["Issue Age","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5"]
[0,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[1,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[2,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[3,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[4,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[5,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[6,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[7,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[8,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[9,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[13,1.99,1.99,1.44,1.44,1.1399999999999999,1.1399999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0099999999999998,2.0099999999999998,1.45,1.45,1.1499999999999999,1.1499999999999999,0.75,0.75,0.76,0.76,0.76,0.76,0.76,0.54,0.54,0.54,0.54,0.54,0.67,0.67,0.67,0.67,0.67,0.37,0.37,0.37,0.37,0.37,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.3,0.3,0.3,0.3,0.3,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.27,0.27,0.27,0.27,0.27,2.0299999999999998,2.0299999999999998,1.47,1.47,1.1599999999999999,1.1599999999999999,0.76,0.76,0.77,0.77,0.77,0.77,0.77,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.68,0.68,0.68,0.68,0.68,0.37,0.37,0.37,0.37,0.37,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.27,0.27,0.27,0.27,0.27,2.0499999999999998,2.0499999999999998,1.48,1.48,1.18,1.18,0.77,0.77,0.78,0.78,0.78,0.78,0.78,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.69,0.69,0.69,0.69,0.69,0.38,0.38,0.38,0.38,0.38,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.0699999999999998,2.0699999999999998,1.5,1.5,1.19,1.19,0.78,0.78,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.7,0.7,0.7,0.7,0.7,0.38,0.38,0.38,0.38,0.38,0.61,0.61,0.61,0.61,0.61,0.31,0.31,0.31,0.31,0.31,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,2.1,2.1,1.52,1.52,1.21,1.21,0.79,0.79,0.8,0.8,0.8,0.8,0.8,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.71,0.71,0.71,0.71,0.71,0.39,0.39,0.39,0.39,0.39,0.62,0.62,0.62,0.62,0.62,0.32,0.32,0.32,0.32,0.32,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,0.28999999999999998,2.12,2.12,1.57,1.57,1.22,1.22,0.81,0.81,0.81,0.81,0.81,0.81,0.81,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.71,0.71,0.71,0.71,0.71,0.4,0.4,0.4,0.4,0.4,0.63,0.63,0.63,0.63,0.63,0.33,0.33,0.33,0.33,0.33,0.59,0.59,0.59,0.59,0.59,0.3,0.3,0.3,0.3,0.3,2.14,2.14,1.62,1.62,1.24,1.24,0.83,0.83,0.82,0.82,0.82,0.82,0.82,0.6,0.6,0.6,0.6,0.6,0.72,0.72,0.72,0.72,0.72,0.42,0.42,0.42,0.42,0.42,0.64,0.64,0.64,0.64,0.64,0.34,0.34,0.34,0.34,0.34,0.6,0.6,0.6,0.6,0.6,0.31,0.31,0.31,0.31,0.31,2.17,2.17,1.68,1.68,1.26,1.26,0.86,0.86,0.84,0.84,0.84,0.84,0.84,0.61,0.61,0.61,0.61,0.61,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.65,0.65,0.65,0.65,0.65,0.36,0.36,0.36,0.36,0.36,0.61,0.61,0.61,0.61,0.61,0.33,0.33,0.33,0.33,0.33,2.19,2.19,1.74,1.74,1.28,1.28,0.89,0.89,0.85,0.85,0.85,0.85,0.85,0.63,0.63,0.63,0.63,0.63,0.74,0.74,0.74,0.74,0.74,0.46,0.46,0.46,0.46,0.46,0.66,0.66,0.66,0.66,0.66,0.38,0.38,0.38,0.38,0.38,0.62,0.62,0.62,0.62,0.62,0.35,0.35,0.35,0.35,0.35,2.2200000000000002,2.2200000000000002,1.8,1.8,1.3,1.3,0.92,0.92,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.23,2.23,1.83,1.83,1.31,1.31,0.93,0.93,0.87,0.87,0.87,0.87,0.87,0.65,0.65,0.65,0.65,0.65,0.76,0.76,0.76,0.76,0.76,0.48,0.48,0.48,0.48,0.48,0.68,0.68,0.68,0.68,0.68,0.4,0.4,0.4,0.4,0.4,0.64,0.64,0.64,0.64,0.64,0.37,0.37,0.37,0.37,0.37,2.25,2.25,1.86,1.86,1.32,1.32,0.94,0.94,0.88,0.88,0.88,0.88,0.88,0.66,0.66,0.66,0.66,0.66,0.77,0.77,0.77,0.77,0.77,0.49,0.49,0.49,0.49,0.49,0.69,0.69,0.69,0.69,0.69,0.41,0.41,0.41,0.41,0.41,0.65,0.65,0.65,0.65,0.65,0.38,0.38,0.38,0.38,0.38,2.2599999999999998,2.2599999999999998,1.89,1.89,1.33,1.33,0.96,0.96,0.89,0.89,0.89,0.89,0.89,0.67,0.67,0.67,0.67,0.67,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,0.7,0.7,0.7,0.7,0.7,0.42,0.42,0.42,0.42,0.42,0.66,0.66,0.66,0.66,0.66,0.39,0.39,0.39,0.39,0.39,2.2799999999999998,2.2799999999999998,1.92,1.92,1.34,1.34,0.97,0.97,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,0.71,0.71,0.71,0.71,0.71,0.43,0.43,0.43,0.43,0.43,0.67,0.67,0.67,0.67,0.67,0.4,0.4,0.4,0.4,0.4,2.2999999999999998,2.2999999999999998,1.96,1.96,1.36,1.36,0.99,0.99,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.31,2.31,1.96,1.96,1.36,1.36,1,1,0.92,0.92,0.92,0.92,0.92,0.69,0.69,0.69,0.69,0.69,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,0.73,0.73,0.73,0.73,0.73,0.44,0.44,0.44,0.44,0.44,0.69,0.69,0.69,0.69,0.69,0.42,0.42,0.42,0.42,0.42,2.3199999999999998,2.3199999999999998,1.97,1.97,1.37,1.37,1.02,1.02,0.93,0.93,0.93,0.93,0.93,0.69,0.69,0.69,0.69,0.69,0.81,0.81,0.81,0.81,0.81,0.54,0.54,0.54,0.54,0.54,0.74,0.74,0.74,0.74,0.74,0.45,0.45,0.45,0.45,0.45,0.7,0.7,0.7,0.7,0.7,0.43,0.43,0.43,0.43,0.43,2.33,2.33,1.98,1.98,1.37,1.37,1.04,1.04,0.93,0.93,0.93,0.93,0.93,0.7,0.7,0.7,0.7,0.7,0.81,0.81,0.81,0.81,0.81,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.75,0.75,0.75,0.75,0.75,0.46,0.46,0.46,0.46,0.46,0.71,0.71,0.71,0.71,0.71,0.44,0.44,0.44,0.44,0.44,2.34,2.34,1.99,1.99,1.38,1.38,1.06,1.06,0.94,0.94,0.94,0.94,0.94,0.7,0.7,0.7,0.7,0.7,0.82,0.82,0.82,0.82,0.82,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.76,0.76,0.76,0.76,0.76,0.47,0.47,0.47,0.47,0.47,0.72,0.72,0.72,0.72,0.72,0.45,0.45,0.45,0.45,0.45,2.36,2.36,2.0099999999999998,2.0099999999999998,1.39,1.39,1.0900000000000001,1.0900000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.78,0.78,0.78,0.78,0.78,0.49,0.49,0.49,0.49,0.49,0.74,0.74,0.74,0.74,0.74,0.47,0.47,0.47,0.47,0.47,2.37,2.37,2.02,2.02,1.39,1.39,1.1100000000000001,1.1100000000000001,0.95,0.95,0.95,0.95,0.95,0.71,0.71,0.71,0.71,0.71,0.83,0.83,0.83,0.83,0.83,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.79,0.79,0.79,0.79,0.79,0.5,0.5,0.5,0.5,0.5,0.75,0.75,0.75,0.75,0.75,0.48,0.48,0.48,0.48,0.48,2.39,2.39,2.0299999999999998,2.0299999999999998,1.4,1.4,1.1399999999999999,1.1399999999999999,0.96,0.96,0.96,0.96,0.96,0.72,0.72,0.72,0.72,0.72,0.84,0.84,0.84,0.84,0.84,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.8,0.8,0.8,0.8,0.8,0.51,0.51,0.51,0.51,0.51,0.76,0.76,0.76,0.76,0.76,0.49,0.49,0.49,0.49,0.49,2.4,2.4,2.0499999999999998,2.0499999999999998,1.41,1.41,1.1599999999999999,1.1599999999999999,0.97,0.97,0.97,0.97,0.97,0.73,0.73,0.73,0.73,0.73,0.85,0.85,0.85,0.85,0.85,0.59,0.59,0.59,0.59,0.59,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,0.78,0.78,0.78,0.78,0.78,0.5,0.5,0.5,0.5,0.5,2.42,2.42,2.06,2.06,1.42,1.42,1.19,1.19,0.98,0.98,0.98,0.98,0.98,0.74,0.74,0.74,0.74,0.74,0.86,0.86,0.86,0.86,0.86,0.6,0.6,0.6,0.6,0.6,0.82,0.82,0.82,0.82,0.82,0.54,0.54,0.54,0.54,0.54,0.79,0.79,0.79,0.79,0.79,0.51,0.51,0.51,0.51,0.51,2.44,2.44,2.08,2.08,1.43,1.43,1.22,1.22,0.99,0.99,0.99,0.99,0.99,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.62,0.62,0.62,0.62,0.62,0.84,0.84,0.84,0.84,0.84,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.81,0.81,0.81,0.81,0.81,0.53,0.53,0.53,0.53,0.53,2.4,2.4,2.0699999999999998,2.0699999999999998,1.43,1.43,1.23,1.23,0.99,0.99,0.99,0.99,0.99,0.76,0.76,0.76,0.76,0.76,0.88,0.88,0.88,0.88,0.88,0.63,0.63,0.63,0.63,0.63,0.84,0.84,0.84,0.84,0.84,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.56999999999999995,0.8,0.8,0.8,0.8,0.8,0.53,0.53,0.53,0.53,0.53,2.36,2.36,2.0699999999999998,2.0699999999999998,1.43,1.43,1.25,1.25,1,1,1,1,1,0.78,0.78,0.78,0.78,0.78,0.89,0.89,0.89,0.89,0.89,0.65,0.65,0.65,0.65,0.65,0.84,0.84,0.84,0.84,0.84,0.59,0.59,0.59,0.59,0.59,0.8,0.8,0.8,0.8,0.8,0.54,0.54,0.54,0.54,0.54,2.3199999999999998,2.3199999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.26,1.26,1,1,1,1,1,0.79,0.79,0.79,0.79,0.79,0.89,0.89,0.89,0.89,0.89,0.66,0.66,0.66,0.66,0.66,0.85,0.85,0.85,0.85,0.85,0.6,0.6,0.6,0.6,0.6,0.79,0.79,0.79,0.79,0.79,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,0.55000000000000004,2.2799999999999998,2.2799999999999998,2.0699999999999998,2.0699999999999998,1.43,1.43,1.28,1.28,1.01,1.01,1.01,1.01,1.01,0.81,0.81,0.81,0.81,0.81,0.9,0.9,0.9,0.9,0.9,0.68,0.68,0.68,0.68,0.68,0.85,0.85,0.85,0.85,0.85,0.62,0.62,0.62,0.62,0.62,0.79,0.79,0.79,0.79,0.79,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,0.56000000000000005,2.25,2.25,2.0699999999999998,2.0699999999999998,1.43,1.43,1.3,1.3,1.02,1.02,1.02,1.02,1.02,0.83,0.83,0.83,0.83,0.83,0.91,0.91,0.91,0.91,0.91,0.7,0.7,0.7,0.7,0.7,0.86,0.86,0.86,0.86,0.86,0.64,0.64,0.64,0.64,0.64,0.79,0.79,0.79,0.79,0.79,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,0.57999999999999996,2.21,2.21,2.0699999999999998,2.0699999999999998,1.43,1.43,1.31,1.31,1.02,1.02,1.02,1.02,1.02,0.84,0.84,0.84,0.84,0.84,0.91,0.91,0.91,0.91,0.91,0.71,0.71,0.71,0.71,0.71,0.86,0.86,0.86,0.86,0.86,0.65,0.65,0.65,0.65,0.65,0.79,0.79,0.79,0.79,0.79,0.59,0.59,0.59,0.59,0.59,2.1800000000000002,2.1800000000000002,2.0699999999999998,2.0699999999999998,1.43,1.43,1.33,1.33,1.03,1.03,1.03,1.03,1.03,0.86,0.86,0.86,0.86,0.86,0.92,0.92,0.92,0.92,0.92,0.73,0.73,0.73,0.73,0.73,0.87,0.87,0.87,0.87,0.87,0.67,0.67,0.67,0.67,0.67,0.79,0.79,0.79,0.79,0.79,0.6,0.6,0.6,0.6,0.6,2.14,2.14,2.0699999999999998,2.0699999999999998,1.44,1.44,1.35,1.35,1.04,1.04,1.04,1.04,1.04,0.88,0.88,0.88,0.88,0.88,0.93,0.93,0.93,0.93,0.93,0.75,0.75,0.75,0.75,0.75,0.88,0.88,0.88,0.88,0.88,0.69,0.69,0.69,0.69,0.69,0.79,0.79,0.79,0.79,0.79,0.62,0.62,0.62,0.62,0.62,2.11,2.11,2.0699999999999998,2.0699999999999998,1.44,1.44,1.37,1.37,1.05,1.05,1.05,1.05,1.05,0.9,0.9,0.9,0.9,0.9,0.94,0.94,0.94,0.94,0.94,0.77,0.77,0.77,0.77,0.77,0.89,0.89,0.89,0.89,0.89,0.71,0.71,0.71,0.71,0.71,0.79,0.79,0.79,0.79,0.79,0.63,0.63,0.63,0.63,0.63,2.08,2.08,2.0699999999999998,2.0699999999999998,1.45,1.45,1.4,1.4,1.07,1.07,1.07,1.07,1.07,0.92,0.92,0.92,0.92,0.92,0.95,0.95,0.95,0.95,0.95,0.8,0.8,0.8,0.8,0.8,0.9,0.9,0.9,0.9,0.9,0.74,0.74,0.74,0.74,0.74,0.79,0.79,0.79,0.79,0.79,0.65,0.65,0.65,0.65,0.65]
[20,1.6,2.34,1.39,1.69,0.85,1.27,0.57999999999999996,0.8,0.51,0.54,0.56999999999999995,0.95,1.06,0.35,0.37,0.39,0.54,0.6,0.38,0.41,0.44,0.8,0.89,0.26,0.28000000000000003,0.3,0.45,0.5,0.31,0.37,0.39,0.67,0.81,0.2,0.22,0.24,0.39,0.44,0.27,0.3,0.34,0.63,0.73,0.17,0.18,0.2,0.34,0.39,1.62,2.36,1.4,1.71,0.86,1.28,0.57999999999999996,0.8,0.51,0.54,0.56999999999999995,0.96,1.07,0.35,0.37,0.39,0.54,0.6,0.38,0.42,0.45,0.81,0.91,0.26,0.28000000000000003,0.3,0.45,0.5,0.31,0.37,0.39,0.67,0.82,0.2,0.22,0.24,0.39,0.44,0.27,0.3,0.34,0.63,0.73,0.17,0.18,0.2,0.34,0.39,1.64,2.39,1.42,1.73,0.87,1.3,0.59,0.81,0.52,0.55000000000000004,0.57999999999999996,0.97,1.0900000000000001,0.35,0.37,0.4,0.55000000000000004,0.61,0.39,0.43,0.46,0.82,0.93,0.26,0.28000000000000003,0.3,0.46,0.51,0.31,0.38,0.4,0.68,0.84,0.2,0.22,0.24,0.4,0.45,0.27,0.3,0.34,0.64,0.74,0.17,0.18,0.2,0.34,0.39,1.66,2.42,1.44,1.75,0.88,1.31,0.6,0.82,0.52,0.55000000000000004,0.59,0.99,1.1000000000000001,0.36,0.38,0.4,0.55000000000000004,0.62,0.39,0.45,0.48,0.84,0.96,0.27,0.28999999999999998,0.31,0.47,0.52,0.32,0.38,0.41,0.69,0.86,0.2,0.23,0.25,0.41,0.46,0.28000000000000003,0.31,0.35,0.64,0.75,0.17,0.18,0.2,0.35,0.4,1.68,2.4500000000000002,1.46,1.77,0.89,1.33,0.61,0.83,0.53,0.56000000000000005,0.6,1,1.1200000000000001,0.36,0.38,0.41,0.56000000000000005,0.63,0.4,0.46,0.49,0.85,0.99,0.27,0.28999999999999998,0.31,0.48,0.53,0.32,0.39,0.42,0.7,0.88,0.2,0.23,0.25,0.42,0.47,0.28000000000000003,0.31,0.35,0.65,0.76,0.17,0.18,0.2,0.35,0.4,1.71,2.4900000000000002,1.49,1.8,0.91,1.35,0.62,0.85,0.54,0.56999999999999995,0.61,1.02,1.1399999999999999,0.37,0.39,0.42,0.56999999999999995,0.64,0.41,0.48,0.51,0.87,1.02,0.28000000000000003,0.3,0.32,0.49,0.55000000000000004,0.33,0.4,0.43,0.71,0.91,0.21,0.24,0.26,0.44,0.49,0.28999999999999998,0.32,0.36,0.66,0.77,0.18,0.19,0.21,0.36,0.41,1.71,2.4900000000000002,1.49,1.84,0.92,1.38,0.64,0.88,0.56000000000000005,0.59,0.63,1.04,1.1599999999999999,0.38,0.4,0.43,0.57999999999999996,0.65,0.42,0.49,0.52,0.89,1.04,0.28999999999999998,0.31,0.33,0.5,0.56000000000000005,0.34,0.41,0.45,0.73,0.91,0.22,0.25,0.27,0.45,0.5,0.3,0.33,0.37,0.66,0.77,0.18,0.2,0.22,0.37,0.42,1.71,2.4900000000000002,1.49,1.88,0.94,1.41,0.67,0.92,0.57999999999999996,0.61,0.65,1.07,1.19,0.4,0.42,0.45,0.6,0.67,0.43,0.51,0.54,0.93,1.07,0.3,0.32,0.35,0.51,0.57999999999999996,0.36,0.43,0.47,0.76,0.92,0.23,0.26,0.28000000000000003,0.46,0.51,0.31,0.35,0.39,0.67,0.78,0.19,0.21,0.23,0.38,0.43,1.71,2.4900000000000002,1.49,1.92,0.95,1.44,0.7,0.95,0.6,0.64,0.68,1.0900000000000001,1.22,0.42,0.44,0.47,0.61,0.69,0.44,0.52,0.56000000000000005,0.96,1.0900000000000001,0.32,0.34,0.37,0.53,0.59,0.38,0.45,0.49,0.79,0.93,0.25,0.27,0.28999999999999998,0.47,0.53,0.33,0.37,0.41,0.67,0.79,0.2,0.22,0.24,0.39,0.44,1.71,2.4900000000000002,1.49,1.97,0.97,1.47,0.73,0.99,0.63,0.67,0.71,1.1200000000000001,1.25,0.44,0.46,0.49,0.63,0.71,0.45,0.54,0.57999999999999996,0.99,1.1200000000000001,0.34,0.36,0.39,0.54,0.61,0.4,0.47,0.52,0.81,0.94,0.27,0.28999999999999998,0.31,0.48,0.54,0.35,0.39,0.43,0.68,0.8,0.21,0.23,0.25,0.4,0.45,1.71,2.4900000000000002,1.49,2.02,0.99,1.51,0.77,1.04,0.66,0.7,0.74,1.1499999999999999,1.28,0.46,0.49,0.52,0.65,0.73,0.47,0.56000000000000005,0.6,1.03,1.1499999999999999,0.36,0.38,0.41,0.56000000000000005,0.63,0.42,0.5,0.55000000000000004,0.85,0.95,0.28999999999999998,0.31,0.33,0.5,0.56000000000000005,0.37,0.42,0.46,0.69,0.81,0.23,0.25,0.27,0.42,0.47,1.71,2.4900000000000002,1.49,2.02,0.99,1.52,0.78,1.06,0.67,0.71,0.75,1.1599999999999999,1.29,0.47,0.5,0.53,0.65,0.73,0.47,0.56000000000000005,0.61,1.04,1.1599999999999999,0.36,0.39,0.42,0.56000000000000005,0.63,0.43,0.51,0.56000000000000005,0.85,0.95,0.28999999999999998,0.32,0.34,0.5,0.56000000000000005,0.38,0.43,0.47,0.69,0.81,0.24,0.26,0.28000000000000003,0.42,0.47,1.71,2.4900000000000002,1.49,2.02,1,1.54,0.8,1.08,0.68,0.72,0.76,1.17,1.31,0.48,0.51,0.54,0.66,0.74,0.48,0.56999999999999995,0.63,1.05,1.17,0.37,0.4,0.43,0.56999999999999995,0.64,0.44,0.53,0.57999999999999996,0.86,0.96,0.3,0.33,0.35,0.51,0.56999999999999995,0.39,0.45,0.48,0.7,0.82,0.25,0.27,0.28999999999999998,0.43,0.48,1.71,2.4900000000000002,1.49,2.02,1.01,1.56,0.82,1.1000000000000001,0.69,0.73,0.78,1.19,1.32,0.49,0.52,0.55000000000000004,0.67,0.75,0.49,0.57999999999999996,0.65,1.06,1.19,0.38,0.41,0.44,0.56999999999999995,0.64,0.46,0.54,0.59,0.87,0.97,0.31,0.35,0.37,0.52,0.57999999999999996,0.4,0.46,0.5,0.7,0.83,0.26,0.28000000000000003,0.31,0.44,0.49,1.71,2.4900000000000002,1.49,2.02,1.02,1.58,0.84,1.1200000000000001,0.7,0.74,0.79,1.2,1.34,0.5,0.53,0.56000000000000005,0.68,0.76,0.5,0.59,0.67,1.07,1.2,0.39,0.42,0.45,0.57999999999999996,0.65,0.47,0.56000000000000005,0.61,0.88,0.98,0.32,0.36,0.39,0.53,0.59,0.41,0.48,0.51,0.71,0.84,0.28000000000000003,0.3,0.32,0.45,0.5,1.71,2.4900000000000002,1.49,2.02,1.04,1.6,0.87,1.1499999999999999,0.72,0.76,0.81,1.22,1.36,0.52,0.55000000000000004,0.57999999999999996,0.69,0.77,0.52,0.61,0.7,1.0900000000000001,1.22,0.41,0.44,0.47,0.59,0.66,0.49,0.57999999999999996,0.63,0.9,1,0.34,0.38,0.41,0.54,0.61,0.43,0.5,0.53,0.72,0.85,0.3,0.32,0.34,0.46,0.52,1.71,2.4900000000000002,1.49,2.02,1.07,1.63,0.89,1.18,0.73,0.77,0.82,1.24,1.38,0.53,0.56000000000000005,0.59,0.71,0.79,0.53,0.62,0.7,1.1000000000000001,1.24,0.41,0.44,0.47,0.61,0.68,0.5,0.59,0.63,0.94,1.05,0.34,0.38,0.41,0.56000000000000005,0.63,0.44,0.51,0.54,0.78,0.91,0.3,0.33,0.35,0.48,0.55000000000000004,1.71,2.4900000000000002,1.49,2.02,1.1000000000000001,1.66,0.91,1.22,0.74,0.78,0.83,1.26,1.41,0.54,0.56999999999999995,0.61,0.73,0.82,0.55000000000000004,0.64,0.71,1.1200000000000001,1.26,0.41,0.45,0.48,0.64,0.71,0.52,0.6,0.64,0.99,1.1000000000000001,0.35,0.39,0.42,0.57999999999999996,0.65,0.45,0.52,0.56000000000000005,0.84,0.97,0.31,0.34,0.36,0.51,0.57999999999999996,1.71,2.4900000000000002,1.49,2.02,1.1299999999999999,1.69,0.94,1.26,0.75,0.8,0.85,1.29,1.43,0.55000000000000004,0.59,0.62,0.75,0.85,0.56999999999999995,0.65,0.71,1.1399999999999999,1.28,0.42,0.46,0.49,0.67,0.75,0.53,0.61,0.65,1.04,1.1499999999999999,0.35,0.4,0.43,0.6,0.67,0.47,0.54,0.57999999999999996,0.91,1.04,0.31,0.36,0.38,0.55000000000000004,0.61,1.71,2.4900000000000002,1.49,2.02,1.1599999999999999,1.72,0.96,1.3,0.76,0.81,0.86,1.31,1.46,0.56000000000000005,0.6,0.64,0.78,0.88,0.59,0.67,0.72,1.1599999999999999,1.3,0.42,0.47,0.5,0.69,0.78,0.55000000000000004,0.62,0.66,1.0900000000000001,1.21,0.36,0.41,0.44,0.62,0.7,0.48,0.55000000000000004,0.6,0.99,1.1200000000000001,0.32,0.37,0.4,0.57999999999999996,0.65,1.71,2.4900000000000002,1.49,2.02,1.2,1.76,0.99,1.35,0.78,0.83,0.88,1.34,1.49,0.57999999999999996,0.62,0.66,0.81,0.91,0.62,0.69,0.73,1.19,1.33,0.43,0.49,0.52,0.73,0.82,0.56999999999999995,0.64,0.68,1.1499999999999999,1.28,0.37,0.43,0.46,0.65,0.73,0.5,0.56999999999999995,0.62,1.08,1.2,0.33,0.39,0.42,0.62,0.69,1.71,2.4900000000000002,1.49,2.02,1.2,1.79,1,1.37,0.79,0.84,0.89,1.37,1.53,0.57999999999999996,0.62,0.66,0.85,0.96,0.62,0.7,0.74,1.19,1.37,0.43,0.49,0.52,0.76,0.86,0.56999999999999995,0.64,0.68,1.1499999999999999,1.31,0.37,0.43,0.46,0.69,0.77,0.5,0.56999999999999995,0.62,1.08,1.21,0.33,0.39,0.42,0.65,0.72,1.71,2.4900000000000002,1.49,2.02,1.2,1.82,1.02,1.39,0.81,0.86,0.91,1.41,1.57,0.59,0.63,0.67,0.9,1.01,0.62,0.71,0.76,1.19,1.42,0.43,0.49,0.53,0.8,0.92,0.57999999999999996,0.65,0.69,1.1599999999999999,1.34,0.38,0.43,0.46,0.73,0.82,0.51,0.56999999999999995,0.62,1.08,1.23,0.34,0.39,0.42,0.68,0.76,1.71,2.4900000000000002,1.49,2.02,1.21,1.85,1.03,1.41,0.83,0.88,0.93,1.45,1.62,0.6,0.64,0.68,0.96,1.07,0.62,0.73,0.77,1.2,1.46,0.43,0.49,0.54,0.83,0.97,0.57999999999999996,0.65,0.69,1.17,1.37,0.39,0.44,0.47,0.78,0.87,0.52,0.57999999999999996,0.62,1.08,1.25,0.35,0.39,0.42,0.71,0.79,1.71,2.4900000000000002,1.49,2.02,1.21,1.88,1.05,1.43,0.85,0.9,0.95,1.49,1.67,0.61,0.65,0.69,1.01,1.1299999999999999,0.62,0.74,0.79,1.2,1.51,0.43,0.49,0.55000000000000004,0.87,1.03,0.59,0.66,0.7,1.18,1.4,0.4,0.44,0.47,0.83,0.93,0.53,0.57999999999999996,0.62,1.08,1.27,0.36,0.39,0.42,0.75,0.83,1.72,2.5,1.5,2.0299999999999998,1.22,1.92,1.07,1.46,0.87,0.92,0.97,1.54,1.72,0.63,0.67,0.71,1.08,1.2,0.63,0.76,0.81,1.21,1.57,0.44,0.5,0.56999999999999995,0.92,1.1000000000000001,0.6,0.67,0.71,1.19,1.44,0.42,0.45,0.48,0.89,0.99,0.54,0.59,0.63,1.0900000000000001,1.29,0.37,0.39,0.42,0.79,0.88,1.8,2.72,1.61,2.2400000000000002,1.26,2.0499999999999998,1.1200000000000001,1.59,0.88,0.93,0.98,1.56,1.75,0.65,0.69,0.73,1.1499999999999999,1.27,0.66,0.78,0.83,1.26,1.59,0.47,0.53,0.59,0.99,1.17,0.62,0.68,0.73,1.22,1.46,0.44,0.47,0.5,0.95,1.06,0.54,0.61,0.65,1.1200000000000001,1.31,0.38,0.41,0.44,0.84,0.94,1.89,2.96,1.74,2.4900000000000002,1.32,2.19,1.17,1.73,0.89,0.94,1,1.59,1.78,0.67,0.71,0.76,1.22,1.36,0.7,0.8,0.85,1.32,1.61,0.51,0.56000000000000005,0.62,1.07,1.24,0.64,0.7,0.75,1.26,1.48,0.46,0.49,0.53,1.02,1.1399999999999999,0.55000000000000004,0.63,0.67,1.1499999999999999,1.33,0.4,0.43,0.47,0.91,1.01,1.98,3.22,1.87,2.76,1.37,2.35,1.23,1.89,0.91,0.96,1.01,1.62,1.81,0.7,0.74,0.79,1.3,1.45,0.73,0.82,0.87,1.38,1.64,0.55000000000000004,0.6,0.65,1.1499999999999999,1.33,0.67,0.72,0.77,1.31,1.51,0.49,0.52,0.55000000000000004,1.0900000000000001,1.22,0.56000000000000005,0.65,0.69,1.18,1.36,0.42,0.46,0.49,0.97,1.0900000000000001,2.08,3.5,2.02,3.05,1.43,2.5099999999999998,1.29,2.0699999999999998,0.92,0.97,1.03,1.65,1.84,0.73,0.77,0.81,1.38,1.54,0.77,0.84,0.89,1.45,1.66,0.59,0.63,0.68,1.25,1.41,0.7,0.74,0.79,1.35,1.53,0.52,0.55000000000000004,0.57999999999999996,1.17,1.31,0.56999999999999995,0.67,0.72,1.22,1.38,0.44,0.49,0.52,1.05,1.17,2.19,3.82,2.1800000000000002,3.39,1.49,2.69,1.36,2.2599999999999998,0.94,0.99,1.05,1.69,1.88,0.76,0.8,0.85,1.48,1.65,0.82,0.87,0.92,1.52,1.69,0.64,0.68,0.72,1.35,1.51,0.73,0.77,0.82,1.4,1.56,0.55000000000000004,0.57999999999999996,0.62,1.26,1.41,0.59,0.7,0.75,1.26,1.41,0.47,0.52,0.56000000000000005,1.1299999999999999,1.26,2.19,3.82,2.1800000000000002,3.39,1.49,2.73,1.37,2.29,0.94,0.99,1.05,1.76,1.96,0.77,0.82,0.87,1.51,1.69,0.82,0.87,0.92,1.6,1.78,0.65,0.69,0.73,1.39,1.55,0.74,0.78,0.83,1.49,1.66,0.56999999999999995,0.6,0.64,1.3,1.45,0.61,0.71,0.75,1.34,1.5,0.49,0.54,0.57999999999999996,1.1599999999999999,1.3,2.19,3.82,2.1800000000000002,3.39,1.49,2.77,1.39,2.33,0.94,1,1.06,1.84,2.0499999999999998,0.79,0.84,0.89,1.55,1.73,0.83,0.88,0.93,1.7,1.89,0.67,0.71,0.75,1.43,1.6,0.76,0.8,0.85,1.59,1.77,0.6,0.63,0.67,1.35,1.5,0.63,0.72,0.76,1.43,1.59,0.51,0.56000000000000005,0.6,1.2,1.34,2.19,3.82,2.1800000000000002,3.39,1.49,2.81,1.4,2.37,0.95,1,1.06,1.92,2.14,0.81,0.86,0.91,1.59,1.77,0.84,0.89,0.94,1.8,2,0.69,0.73,0.77,1.47,1.64,0.77,0.82,0.87,1.69,1.89,0.63,0.66,0.7,1.39,1.56,0.66,0.73,0.77,1.52,1.7,0.54,0.57999999999999996,0.62,1.25,1.39,2.19,3.82,2.1800000000000002,3.39,1.49,2.85,1.42,2.41,0.95,1.01,1.07,2.0099999999999998,2.23,0.83,0.88,0.93,1.63,1.81,0.85,0.9,0.95,1.9,2.12,0.71,0.75,0.79,1.52,1.69,0.79,0.84,0.89,1.8,2.0099999999999998,0.65,0.69,0.73,1.44,1.61,0.69,0.74,0.78,1.62,1.81,0.56999999999999995,0.61,0.65,1.29,1.44,2.2000000000000002,3.83,2.1900000000000004,3.4,1.5,2.9,1.44,2.46,0.96,1.02,1.08,2.1,2.34,0.86,0.91,0.96,1.67,1.86,0.86,0.91,0.96,2.02,2.25,0.73,0.77,0.82,1.57,1.75,0.81,0.86,0.91,1.93,2.15,0.69,0.73,0.77,1.5,1.67,0.72,0.76,0.8,1.73,1.93,0.6,0.64,0.68,1.34,1.49]
[23,1.63,2.4,1.41,1.69,0.86,1.28,0.57999999999999996,0.8,0.51,0.54,0.56999999999999995,0.95,1.06,0.35,0.37,0.39,0.54,0.61,0.38,0.41,0.44,0.8,0.89,0.26,0.28000000000000003,0.3,0.45,0.5,0.31,0.37,0.39,0.67,0.82,0.2,0.22,0.24,0.39,0.44,0.27,0.31,0.34,0.63,0.74,0.18,0.19,0.21,0.34,0.39,1.65,2.42,1.42,1.71,0.87,1.29,0.57999999999999996,0.8,0.51,0.54,0.56999999999999995,0.96,1.07,0.35,0.37,0.39,0.54,0.61,0.38,0.42,0.45,0.81,0.91,0.26,0.28000000000000003,0.3,0.45,0.51,0.31,0.37,0.39,0.67,0.83,0.2,0.22,0.24,0.39,0.44,0.27,0.31,0.34,0.63,0.74,0.18,0.19,0.21,0.34,0.39,1.67,2.4500000000000002,1.44,1.73,0.88,1.31,0.59,0.81,0.52,0.55000000000000004,0.57999999999999996,0.98,1.0900000000000001,0.35,0.37,0.4,0.55000000000000004,0.62,0.39,0.43,0.46,0.82,0.93,0.26,0.28000000000000003,0.3,0.46,0.52,0.31,0.38,0.4,0.68,0.85,0.21,0.23,0.25,0.4,0.45,0.27,0.31,0.34,0.64,0.75,0.18,0.19,0.21,0.34,0.39,1.69,2.48,1.46,1.76,0.89,1.32,0.6,0.82,0.52,0.55000000000000004,0.59,0.99,1.1100000000000001,0.36,0.38,0.4,0.56000000000000005,0.63,0.4,0.45,0.48,0.84,0.96,0.27,0.28999999999999998,0.31,0.47,0.53,0.32,0.38,0.41,0.69,0.87,0.21,0.23,0.25,0.41,0.46,0.28000000000000003,0.32,0.35,0.64,0.76,0.18,0.19,0.21,0.35,0.4,1.71,2.5099999999999998,1.48,1.78,0.9,1.34,0.61,0.83,0.53,0.56000000000000005,0.6,1.01,1.1299999999999999,0.36,0.38,0.41,0.56999999999999995,0.64,0.41,0.46,0.49,0.85,0.99,0.27,0.28999999999999998,0.31,0.48,0.54,0.32,0.39,0.42,0.7,0.89,0.22,0.24,0.26,0.42,0.47,0.28000000000000003,0.32,0.35,0.65,0.77,0.18,0.19,0.21,0.35,0.4,1.74,2.5499999999999998,1.51,1.81,0.92,1.36,0.62,0.85,0.54,0.56999999999999995,0.61,1.03,1.1499999999999999,0.37,0.39,0.42,0.57999999999999996,0.65,0.42,0.48,0.51,0.87,1.02,0.28000000000000003,0.3,0.32,0.5,0.56000000000000005,0.33,0.4,0.43,0.71,0.92,0.23,0.25,0.27,0.44,0.49,0.28999999999999998,0.33,0.36,0.66,0.78,0.19,0.2,0.22,0.36,0.41,1.74,2.5499999999999998,1.51,1.86,0.93,1.38,0.65,0.88,0.56000000000000005,0.59,0.63,1.05,1.17,0.38,0.4,0.43,0.59,0.66,0.43,0.49,0.52,0.9,1.04,0.28999999999999998,0.31,0.33,0.51,0.56999999999999995,0.34,0.41,0.45,0.73,0.93,0.24,0.26,0.28000000000000003,0.45,0.5,0.3,0.34,0.37,0.66,0.79,0.19,0.2,0.22,0.37,0.42,1.74,2.5499999999999998,1.51,1.92,0.95,1.41,0.68,0.92,0.57999999999999996,0.61,0.65,1.08,1.2,0.4,0.42,0.45,0.61,0.68,0.44,0.51,0.54,0.93,1.07,0.31,0.33,0.35,0.53,0.59,0.36,0.44,0.47,0.77,0.94,0.25,0.27,0.28999999999999998,0.47,0.52,0.31,0.36,0.39,0.67,0.8,0.2,0.21,0.23,0.39,0.44,1.74,2.5499999999999998,1.52,1.98,0.96,1.44,0.71,0.95,0.6,0.64,0.68,1.1100000000000001,1.23,0.42,0.44,0.47,0.63,0.7,0.45,0.52,0.56000000000000005,0.96,1.1000000000000001,0.33,0.35,0.37,0.55000000000000004,0.61,0.38,0.46,0.49,0.8,0.96,0.26,0.28000000000000003,0.3,0.48,0.54,0.33,0.38,0.41,0.68,0.81,0.21,0.22,0.24,0.4,0.45,1.74,2.5499999999999998,1.52,2.04,0.98,1.47,0.75,0.99,0.63,0.67,0.71,1.1399999999999999,1.26,0.44,0.46,0.49,0.65,0.72,0.46,0.54,0.57999999999999996,1,1.1299999999999999,0.34,0.37,0.39,0.56999999999999995,0.63,0.4,0.48,0.52,0.83,0.97,0.27,0.28999999999999998,0.31,0.5,0.56000000000000005,0.35,0.4,0.43,0.69,0.82,0.22,0.23,0.25,0.42,0.47,1.74,2.56,1.53,2.11,1,1.51,0.79,1.04,0.66,0.7,0.74,1.17,1.3,0.46,0.49,0.52,0.67,0.75,0.48,0.56000000000000005,0.6,1.04,1.1599999999999999,0.37,0.39,0.42,0.59,0.66,0.42,0.51,0.55000000000000004,0.87,0.99,0.28999999999999998,0.31,0.33,0.52,0.57999999999999996,0.37,0.43,0.46,0.71,0.84,0.23,0.25,0.27,0.44,0.49,1.74,2.56,1.53,2.11,1,1.52,0.8,1.06,0.67,0.71,0.75,1.18,1.31,0.47,0.5,0.53,0.68,0.76,0.48,0.56000000000000005,0.62,1.05,1.17,0.37,0.4,0.43,0.59,0.67,0.43,0.52,0.56000000000000005,0.88,0.99,0.28999999999999998,0.32,0.34,0.53,0.59,0.38,0.44,0.47,0.71,0.84,0.24,0.26,0.28000000000000003,0.44,0.5,1.74,2.56,1.53,2.11,1.01,1.54,0.82,1.08,0.68,0.72,0.76,1.19,1.33,0.48,0.51,0.54,0.69,0.77,0.49,0.56999999999999995,0.64,1.06,1.18,0.38,0.41,0.44,0.6,0.68,0.44,0.53,0.57999999999999996,0.89,1,0.3,0.33,0.35,0.54,0.6,0.39,0.45,0.48,0.72,0.85,0.25,0.27,0.28999999999999998,0.45,0.51,1.74,2.56,1.53,2.11,1.02,1.56,0.84,1.1000000000000001,0.69,0.73,0.78,1.21,1.34,0.5,0.53,0.56000000000000005,0.7,0.79,0.5,0.57999999999999996,0.66,1.07,1.2,0.39,0.42,0.45,0.61,0.69,0.46,0.55000000000000004,0.59,0.9,1.01,0.31,0.35,0.37,0.55000000000000004,0.62,0.4,0.47,0.5,0.73,0.86,0.26,0.28000000000000003,0.31,0.46,0.52,1.74,2.56,1.53,2.11,1.03,1.58,0.86,1.1200000000000001,0.7,0.74,0.79,1.22,1.36,0.51,0.54,0.56999999999999995,0.71,0.8,0.51,0.59,0.68,1.08,1.21,0.4,0.43,0.46,0.62,0.7,0.47,0.56000000000000005,0.61,0.91,1.02,0.32,0.36,0.39,0.56000000000000005,0.63,0.41,0.48,0.51,0.74,0.87,0.28000000000000003,0.3,0.32,0.47,0.53,1.74,2.56,1.53,2.11,1.05,1.6,0.88,1.1499999999999999,0.72,0.76,0.81,1.24,1.38,0.53,0.56000000000000005,0.59,0.73,0.82,0.53,0.61,0.71,1.1000000000000001,1.23,0.41,0.45,0.48,0.64,0.72,0.49,0.57999999999999996,0.63,0.93,1.04,0.34,0.38,0.41,0.57999999999999996,0.65,0.43,0.5,0.53,0.75,0.89,0.3,0.32,0.34,0.49,0.55000000000000004,1.74,2.56,1.53,2.11,1.08,1.64,0.9,1.19,0.73,0.77,0.82,1.26,1.4,0.54,0.56999999999999995,0.6,0.75,0.84,0.55000000000000004,0.63,0.72,1.1200000000000001,1.25,0.42,0.45,0.48,0.66,0.74,0.5,0.59,0.64,0.97,1.0900000000000001,0.34,0.39,0.42,0.6,0.67,0.44,0.52,0.55000000000000004,0.81,0.95,0.3,0.33,0.35,0.51,0.57999999999999996,1.74,2.56,1.53,2.11,1.1100000000000001,1.69,0.92,1.24,0.75,0.79,0.84,1.28,1.43,0.55000000000000004,0.59,0.62,0.77,0.87,0.56999999999999995,0.65,0.73,1.1499999999999999,1.28,0.43,0.46,0.49,0.68,0.77,0.52,0.61,0.66,1.02,1.1399999999999999,0.35,0.4,0.43,0.62,0.69,0.46,0.54,0.56999999999999995,0.87,1.01,0.31,0.34,0.37,0.54,0.61,1.74,2.56,1.53,2.11,1.1399999999999999,1.73,0.95,1.29,0.76,0.81,0.86,1.31,1.46,0.56999999999999995,0.6,0.64,0.8,0.9,0.6,0.68,0.75,1.17,1.31,0.44,0.47,0.5,0.71,0.8,0.54,0.63,0.68,1.07,1.19,0.36,0.41,0.44,0.64,0.72,0.48,0.56000000000000005,0.6,0.94,1.08,0.32,0.36,0.39,0.57999999999999996,0.65,1.74,2.56,1.53,2.11,1.18,1.78,0.97,1.35,0.78,0.83,0.88,1.33,1.49,0.57999999999999996,0.62,0.66,0.83,0.93,0.63,0.71,0.76,1.2,1.34,0.45,0.48,0.51,0.74,0.82,0.56000000000000005,0.65,0.7,1.1200000000000001,1.25,0.37,0.42,0.45,0.67,0.75,0.5,0.57999999999999996,0.63,1.02,1.1599999999999999,0.33,0.38,0.41,0.61,0.68,1.74,2.56,1.53,2.11,1.22,1.84,1,1.41,0.8,0.85,0.9,1.36,1.52,0.6,0.64,0.68,0.86,0.96,0.66,0.74,0.78,1.23,1.37,0.47,0.5,0.53,0.77,0.86,0.59,0.68,0.72,1.18,1.32,0.38,0.44,0.47,0.7,0.78,0.52,0.61,0.66,1.1100000000000001,1.24,0.34,0.4,0.43,0.65,0.73,1.74,2.56,1.53,2.11,1.23,1.87,1.01,1.43,0.82,0.87,0.92,1.41,1.57,0.6,0.64,0.68,0.9,1.01,0.66,0.75,0.79,1.25,1.43,0.47,0.5,0.54,0.8,0.9,0.59,0.69,0.73,1.2,1.35,0.38,0.44,0.47,0.73,0.82,0.53,0.61,0.66,1.1200000000000001,1.26,0.34,0.4,0.43,0.67,0.76,1.74,2.56,1.53,2.11,1.25,1.91,1.03,1.46,0.84,0.89,0.94,1.46,1.63,0.61,0.65,0.69,0.96,1.07,0.66,0.76,0.81,1.27,1.49,0.47,0.5,0.55000000000000004,0.83,0.95,0.6,0.7,0.74,1.23,1.39,0.39,0.44,0.47,0.77,0.86,0.54,0.62,0.67,1.1399999999999999,1.28,0.35,0.4,0.43,0.7,0.79,1.74,2.56,1.53,2.11,1.27,1.95,1.05,1.48,0.86,0.92,0.97,1.52,1.69,0.62,0.66,0.7,1.01,1.1299999999999999,0.66,0.77,0.83,1.3,1.55,0.47,0.51,0.56000000000000005,0.86,1.01,0.61,0.71,0.75,1.26,1.43,0.4,0.45,0.48,0.81,0.91,0.55000000000000004,0.63,0.67,1.1599999999999999,1.31,0.36,0.4,0.43,0.74,0.82,1.74,2.56,1.53,2.11,1.29,1.99,1.07,1.51,0.89,0.94,1,1.57,1.76,0.63,0.67,0.71,1.07,1.2,0.66,0.78,0.85,1.32,1.62,0.47,0.51,0.56999999999999995,0.9,1.06,0.62,0.72,0.76,1.29,1.47,0.41,0.45,0.48,0.85,0.95,0.56000000000000005,0.64,0.68,1.18,1.33,0.37,0.4,0.43,0.77,0.86,1.75,2.57,1.54,2.12,1.31,2.04,1.1000000000000001,1.54,0.92,0.97,1.03,1.64,1.83,0.64,0.68,0.72,1.1399999999999999,1.27,0.67,0.8,0.87,1.35,1.7,0.48,0.52,0.59,0.94,1.1299999999999999,0.64,0.74,0.78,1.33,1.52,0.43,0.46,0.49,0.9,1.01,0.57999999999999996,0.65,0.69,1.2,1.36,0.38,0.4,0.43,0.81,0.9,1.86,2.83,1.67,2.3199999999999998,1.37,2.2000000000000002,1.1499999999999999,1.67,0.93,0.99,1.05,1.68,1.88,0.66,0.7,0.74,1.21,1.35,0.71,0.82,0.89,1.41,1.74,0.51,0.55000000000000004,0.61,1.01,1.2,0.67,0.76,0.8,1.38,1.56,0.45,0.48,0.51,0.96,1.08,0.59,0.67,0.71,1.24,1.4,0.39,0.42,0.45,0.87,0.96,1.98,3.12,1.81,2.5499999999999998,1.43,2.38,1.21,1.82,0.95,1.01,1.07,1.73,1.93,0.68,0.72,0.76,1.29,1.44,0.75,0.85,0.92,1.48,1.78,0.54,0.57999999999999996,0.64,1.1000000000000001,1.28,0.7,0.78,0.82,1.43,1.61,0.48,0.51,0.54,1.04,1.1599999999999999,0.6,0.69,0.73,1.29,1.45,0.42,0.44,0.48,0.93,1.04,2.1,3.44,1.97,2.8,1.49,2.58,1.27,1.98,0.97,1.03,1.0900000000000001,1.78,1.98,0.7,0.74,0.79,1.37,1.53,0.79,0.88,0.95,1.56,1.82,0.57999999999999996,0.62,0.67,1.19,1.37,0.73,0.8,0.85,1.48,1.67,0.5,0.53,0.56999999999999995,1.1200000000000001,1.25,0.61,0.71,0.76,1.33,1.5,0.44,0.47,0.5,1,1.1200000000000001,2.2400000000000002,3.79,2.14,3.08,1.56,2.79,1.34,2.16,0.99,1.05,1.1100000000000001,1.83,2.04,0.73,0.77,0.82,1.46,1.63,0.84,0.91,0.98,1.63,1.87,0.61,0.65,0.7,1.3,1.47,0.77,0.83,0.88,1.54,1.72,0.53,0.56000000000000005,0.6,1.2,1.34,0.62,0.73,0.79,1.38,1.55,0.46,0.5,0.53,1.08,1.2,2.39,4.1900000000000004,2.33,3.39,1.64,3.02,1.41,2.36,1.02,1.08,1.1399999999999999,1.89,2.1,0.76,0.8,0.85,1.56,1.74,0.9,0.95,1.01,1.72,1.92,0.66,0.7,0.74,1.41,1.57,0.81,0.86,0.91,1.6,1.78,0.56999999999999995,0.6,0.64,1.3,1.45,0.64,0.76,0.82,1.44,1.61,0.49,0.53,0.56999999999999995,1.17,1.3,2.39,4.1900000000000004,2.33,3.39,1.64,3.06,1.42,2.38,1.02,1.08,1.1399999999999999,1.97,2.19,0.78,0.82,0.87,1.59,1.78,0.91,0.96,1.02,1.81,2.02,0.67,0.71,0.75,1.44,1.61,0.83,0.88,0.93,1.7,1.89,0.59,0.62,0.66,1.34,1.5,0.67,0.78,0.83,1.53,1.71,0.51,0.55000000000000004,0.59,1.21,1.34,2.39,4.1900000000000004,2.33,3.39,1.64,3.1,1.44,2.41,1.03,1.0900000000000001,1.1499999999999999,2.06,2.2999999999999998,0.8,0.84,0.89,1.63,1.82,0.92,0.97,1.03,1.91,2.14,0.69,0.73,0.77,1.49,1.65,0.85,0.9,0.95,1.81,2.0099999999999998,0.62,0.65,0.69,1.39,1.55,0.7,0.8,0.85,1.63,1.82,0.53,0.56999999999999995,0.61,1.25,1.39,2.39,4.1900000000000004,2.33,3.39,1.64,3.14,1.46,2.44,1.04,1.1000000000000001,1.1599999999999999,2.16,2.4,0.82,0.86,0.92,1.67,1.86,0.93,0.99,1.05,2.02,2.2599999999999998,0.71,0.75,0.79,1.53,1.7,0.87,0.92,0.98,1.93,2.15,0.65,0.68,0.72,1.45,1.61,0.74,0.82,0.87,1.73,1.93,0.55000000000000004,0.59,0.63,1.29,1.44,2.39,4.1900000000000004,2.33,3.39,1.64,3.18,1.48,2.4700000000000002,1.05,1.1100000000000001,1.17,2.2599999999999998,2.52,0.84,0.89,0.94,1.71,1.9,0.94,1,1.06,2.13,2.38,0.73,0.77,0.81,1.57,1.75,0.89,0.94,1,2.0499999999999998,2.29,0.67,0.71,0.75,1.5,1.67,0.78,0.84,0.89,1.85,2.0499999999999998,0.57999999999999996,0.62,0.66,1.34,1.49,2.4,4.2,2.34,3.4,1.65,3.23,1.5,2.5,1.07,1.1299999999999999,1.19,2.37,2.64,0.87,0.92,0.97,1.75,1.95,0.96,1.02,1.08,2.2599999999999998,2.52,0.75,0.79,0.84,1.62,1.8,0.92,0.97,1.03,2.19,2.44,0.71,0.75,0.79,1.56,1.74,0.82,0.87,0.92,1.97,2.19,0.61,0.65,0.69,1.39,1.55]
[29,1.76,2.41,1.51,1.81,0.86,1.34,0.65,0.94,0.51,0.54,0.56999999999999995,0.97,1.08,0.36,0.38,0.41,0.59,0.67,0.38,0.41,0.44,0.82,0.92,0.26,0.28000000000000003,0.3,0.49,0.55000000000000004,0.31,0.38,0.4,0.69,0.85,0.22,0.24,0.26,0.43,0.48,0.27,0.32,0.35,0.65,0.76,0.18,0.2,0.22,0.38,0.43,1.78,2.4300000000000002,1.53,1.83,0.87,1.35,0.65,0.95,0.51,0.54,0.56999999999999995,0.98,1.0900000000000001,0.36,0.38,0.41,0.59,0.67,0.38,0.42,0.45,0.83,0.94,0.26,0.28000000000000003,0.3,0.49,0.56000000000000005,0.31,0.38,0.4,0.69,0.86,0.22,0.24,0.26,0.43,0.49,0.27,0.32,0.35,0.65,0.76,0.18,0.2,0.22,0.38,0.43,1.8,2.46,1.55,1.85,0.88,1.37,0.66,0.96,0.52,0.55000000000000004,0.57999999999999996,1,1.1100000000000001,0.36,0.39,0.42,0.6,0.68,0.39,0.44,0.47,0.84,0.96,0.27,0.28999999999999998,0.31,0.5,0.56999999999999995,0.31,0.38,0.41,0.7,0.88,0.23,0.25,0.27,0.44,0.5,0.27,0.33,0.35,0.66,0.77,0.18,0.2,0.22,0.38,0.43,1.83,2.4900000000000002,1.57,1.88,0.89,1.38,0.67,0.97,0.52,0.55000000000000004,0.59,1.02,1.1299999999999999,0.37,0.39,0.42,0.61,0.69,0.4,0.45,0.48,0.86,0.99,0.28000000000000003,0.3,0.32,0.51,0.57999999999999996,0.32,0.39,0.41,0.71,0.9,0.23,0.25,0.27,0.45,0.51,0.28000000000000003,0.33,0.36,0.66,0.78,0.18,0.2,0.22,0.39,0.44,1.85,2.52,1.59,1.9,0.9,1.4,0.68,0.98,0.53,0.56000000000000005,0.6,1.04,1.1499999999999999,0.37,0.4,0.43,0.62,0.7,0.41,0.47,0.5,0.87,1.02,0.28999999999999998,0.31,0.33,0.52,0.59,0.32,0.39,0.42,0.72,0.92,0.24,0.26,0.28000000000000003,0.46,0.52,0.28000000000000003,0.34,0.36,0.67,0.79,0.18,0.2,0.22,0.39,0.44,1.88,2.56,1.62,1.93,0.92,1.42,0.7,1,0.54,0.56999999999999995,0.61,1.06,1.18,0.38,0.41,0.44,0.63,0.71,0.42,0.49,0.52,0.89,1.05,0.3,0.32,0.34,0.54,0.61,0.33,0.4,0.43,0.73,0.94,0.25,0.27,0.28999999999999998,0.48,0.54,0.28999999999999998,0.35,0.37,0.68,0.8,0.19,0.21,0.23,0.4,0.45,1.88,2.62,1.62,2.0099999999999998,0.94,1.45,0.72,1.04,0.56000000000000005,0.59,0.63,1.0900000000000001,1.21,0.39,0.42,0.45,0.66,0.74,0.43,0.5,0.53,0.92,1.08,0.31,0.33,0.35,0.56000000000000005,0.64,0.34,0.41,0.45,0.76,0.97,0.26,0.28000000000000003,0.3,0.5,0.56999999999999995,0.3,0.36,0.38,0.71,0.82,0.2,0.22,0.24,0.42,0.47,1.88,2.68,1.62,2.1,0.96,1.49,0.74,1.08,0.57999999999999996,0.61,0.65,1.1200000000000001,1.25,0.41,0.44,0.47,0.7,0.78,0.44,0.52,0.55000000000000004,0.96,1.1200000000000001,0.32,0.35,0.37,0.59,0.67,0.36,0.44,0.47,0.8,1,0.27,0.28999999999999998,0.31,0.53,0.6,0.32,0.38,0.4,0.74,0.85,0.21,0.23,0.25,0.45,0.5,1.88,2.75,1.62,2.2000000000000002,0.98,1.53,0.77,1.1200000000000001,0.6,0.64,0.68,1.1599999999999999,1.29,0.43,0.46,0.49,0.73,0.82,0.46,0.53,0.56000000000000005,1.01,1.1599999999999999,0.34,0.37,0.39,0.63,0.7,0.38,0.46,0.5,0.84,1.03,0.28000000000000003,0.3,0.32,0.56000000000000005,0.63,0.34,0.4,0.42,0.77,0.88,0.22,0.24,0.26,0.47,0.53,1.88,2.82,1.62,2.2999999999999998,1,1.57,0.8,1.17,0.63,0.67,0.71,1.2,1.33,0.45,0.48,0.51,0.77,0.87,0.47,0.55000000000000004,0.57999999999999996,1.05,1.19,0.35,0.39,0.41,0.66,0.74,0.4,0.48,0.53,0.88,1.07,0.28999999999999998,0.31,0.33,0.59,0.67,0.36,0.42,0.44,0.81,0.91,0.23,0.25,0.27,0.5,0.56000000000000005,1.88,2.89,1.63,2.41,1.03,1.62,0.83,1.22,0.66,0.7,0.74,1.24,1.38,0.48,0.51,0.54,0.82,0.92,0.49,0.56999999999999995,0.6,1.1000000000000001,1.24,0.37,0.41,0.44,0.7,0.78,0.43,0.51,0.56000000000000005,0.93,1.1100000000000001,0.31,0.33,0.35,0.63,0.71,0.38,0.44,0.47,0.85,0.95,0.25,0.27,0.28999999999999998,0.54,0.6,1.88,2.93,1.63,2.41,1.03,1.64,0.84,1.24,0.67,0.71,0.75,1.26,1.4,0.49,0.52,0.55000000000000004,0.84,0.94,0.49,0.56999999999999995,0.62,1.1100000000000001,1.25,0.37,0.41,0.44,0.71,0.79,0.44,0.52,0.56999999999999995,0.95,1.1299999999999999,0.31,0.34,0.36,0.65,0.73,0.39,0.45,0.48,0.86,0.96,0.26,0.28000000000000003,0.3,0.55000000000000004,0.62,1.88,2.97,1.63,2.41,1.04,1.66,0.85,1.27,0.68,0.72,0.76,1.28,1.43,0.5,0.53,0.56000000000000005,0.86,0.96,0.5,0.57999999999999996,0.64,1.1299999999999999,1.27,0.38,0.42,0.45,0.73,0.81,0.45,0.54,0.59,0.98,1.1499999999999999,0.32,0.35,0.37,0.67,0.75,0.4,0.46,0.49,0.88,0.98,0.27,0.28999999999999998,0.31,0.56999999999999995,0.64,1.88,3.01,1.63,2.42,1.05,1.69,0.87,1.29,0.69,0.73,0.78,1.3,1.45,0.51,0.54,0.56999999999999995,0.89,0.99,0.51,0.59,0.66,1.1499999999999999,1.29,0.39,0.43,0.46,0.74,0.83,0.47,0.55000000000000004,0.6,1.01,1.18,0.33,0.36,0.39,0.69,0.77,0.41,0.48,0.51,0.9,1,0.28000000000000003,0.3,0.32,0.59,0.66,1.88,3.05,1.63,2.42,1.06,1.71,0.88,1.32,0.7,0.74,0.79,1.32,1.48,0.52,0.55000000000000004,0.57999999999999996,0.91,1.02,0.52,0.6,0.68,1.17,1.31,0.4,0.44,0.47,0.76,0.85,0.48,0.56999999999999995,0.62,1.04,1.2,0.34,0.37,0.4,0.71,0.8,0.42,0.49,0.52,0.92,1.02,0.28999999999999998,0.31,0.33,0.61,0.68,1.88,3.1,1.63,2.4300000000000002,1.08,1.74,0.9,1.35,0.72,0.76,0.81,1.35,1.51,0.54,0.56999999999999995,0.6,0.94,1.05,0.54,0.62,0.71,1.2,1.34,0.41,0.46,0.49,0.78,0.87,0.5,0.59,0.64,1.07,1.23,0.35,0.39,0.42,0.74,0.83,0.44,0.51,0.54,0.94,1.05,0.31,0.33,0.35,0.63,0.71,1.88,3.1,1.63,2.4300000000000002,1.1200000000000001,1.81,0.92,1.41,0.75,0.79,0.84,1.38,1.55,0.56000000000000005,0.59,0.62,0.97,1.08,0.56999999999999995,0.65,0.73,1.24,1.38,0.43,0.48,0.51,0.82,0.92,0.52,0.61,0.66,1.1100000000000001,1.27,0.36,0.41,0.44,0.77,0.86,0.46,0.54,0.56999999999999995,0.99,1.1100000000000001,0.32,0.35,0.37,0.66,0.75,1.88,3.11,1.63,2.4300000000000002,1.1599999999999999,1.89,0.95,1.47,0.79,0.83,0.89,1.43,1.59,0.57999999999999996,0.62,0.65,1.01,1.1200000000000001,0.61,0.68,0.76,1.28,1.43,0.45,0.5,0.53,0.87,0.97,0.55000000000000004,0.64,0.69,1.1599999999999999,1.32,0.39,0.44,0.47,0.8,0.9,0.48,0.56999999999999995,0.6,1.05,1.17,0.33,0.37,0.4,0.71,0.79,1.88,3.12,1.63,2.4300000000000002,1.2,1.97,0.98,1.54,0.83,0.87,0.93,1.47,1.64,0.61,0.65,0.68,1.04,1.17,0.66,0.72,0.79,1.32,1.47,0.48,0.52,0.55000000000000004,0.92,1.03,0.59,0.68,0.72,1.21,1.37,0.41,0.46,0.49,0.83,0.93,0.5,0.6,0.64,1.1100000000000001,1.24,0.35,0.4,0.43,0.75,0.84,1.88,3.13,1.63,2.4300000000000002,1.25,2.06,1.01,1.61,0.87,0.92,0.98,1.51,1.69,0.64,0.67,0.71,1.08,1.21,0.7,0.76,0.81,1.37,1.52,0.51,0.54,0.57999999999999996,0.98,1.0900000000000001,0.62,0.71,0.75,1.27,1.42,0.43,0.49,0.52,0.87,0.97,0.53,0.64,0.68,1.18,1.31,0.37,0.43,0.47,0.8,0.89,1.88,3.14,1.63,2.4300000000000002,1.3,2.15,1.04,1.69,0.92,0.97,1.03,1.56,1.74,0.67,0.71,0.75,1.1299999999999999,1.26,0.76,0.8,0.85,1.42,1.58,0.54,0.56999999999999995,0.61,1.04,1.1599999999999999,0.66,0.75,0.79,1.33,1.48,0.46,0.53,0.56000000000000005,0.91,1.02,0.56000000000000005,0.68,0.73,1.25,1.39,0.39,0.46,0.51,0.85,0.95,1.88,3.14,1.63,2.4300000000000002,1.32,2.2400000000000002,1.06,1.74,0.94,1,1.06,1.66,1.85,0.68,0.73,0.77,1.19,1.33,0.76,0.82,0.88,1.51,1.69,0.54,0.57999999999999996,0.63,1.08,1.22,0.67,0.77,0.81,1.41,1.57,0.47,0.54,0.56999999999999995,0.96,1.08,0.57999999999999996,0.69,0.74,1.32,1.47,0.41,0.47,0.52,0.89,1,1.88,3.14,1.63,2.4300000000000002,1.35,2.34,1.0900000000000001,1.79,0.97,1.03,1.0900000000000001,1.77,1.98,0.7,0.75,0.79,1.26,1.4,0.77,0.85,0.92,1.6,1.81,0.55000000000000004,0.6,0.65,1.1399999999999999,1.29,0.69,0.79,0.84,1.51,1.68,0.49,0.56000000000000005,0.59,1.02,1.1499999999999999,0.6,0.71,0.76,1.39,1.55,0.43,0.49,0.53,0.94,1.05,1.88,3.14,1.63,2.4300000000000002,1.37,2.44,1.1200000000000001,1.84,1,1.06,1.1200000000000001,1.89,2.11,0.72,0.77,0.81,1.33,1.48,0.77,0.88,0.95,1.71,1.94,0.56000000000000005,0.62,0.68,1.19,1.37,0.71,0.82,0.87,1.61,1.79,0.51,0.56999999999999995,0.61,1.0900000000000001,1.22,0.62,0.73,0.78,1.47,1.64,0.45,0.5,0.54,0.99,1.1100000000000001,1.88,3.14,1.63,2.4300000000000002,1.4,2.5499999999999998,1.1499999999999999,1.9,1.03,1.0900000000000001,1.1499999999999999,2.02,2.25,0.74,0.79,0.84,1.4,1.57,0.78,0.91,0.99,1.82,2.08,0.56999999999999995,0.64,0.71,1.25,1.45,0.73,0.85,0.9,1.71,1.91,0.53,0.59,0.63,1.1599999999999999,1.29,0.65,0.75,0.8,1.56,1.73,0.48,0.52,0.55000000000000004,1.05,1.17,1.89,3.15,1.64,2.44,1.43,2.67,1.18,1.96,1.07,1.1299999999999999,1.19,2.16,2.41,0.77,0.82,0.87,1.49,1.66,0.79,0.95,1.04,1.94,2.2400000000000002,0.59,0.67,0.74,1.31,1.54,0.75,0.88,0.93,1.83,2.04,0.55000000000000004,0.61,0.65,1.24,1.38,0.68,0.78,0.83,1.65,1.84,0.51,0.54,0.56999999999999995,1.1100000000000001,1.24,2.0699999999999998,3.57,1.76,2.67,1.53,2.86,1.24,2.11,1.1100000000000001,1.17,1.23,2.2400000000000002,2.5,0.8,0.85,0.91,1.56,1.74,0.85,1,1.08,2.04,2.34,0.62,0.7,0.77,1.39,1.62,0.8,0.92,0.97,1.92,2.14,0.57999999999999996,0.63,0.67,1.31,1.46,0.7,0.81,0.87,1.73,1.93,0.52,0.56000000000000005,0.59,1.17,1.31,2.2799999999999998,4.05,1.9,2.93,1.64,3.07,1.31,2.27,1.1499999999999999,1.21,1.28,2.3199999999999998,2.59,0.84,0.89,0.95,1.65,1.84,0.91,1.05,1.1399999999999999,2.15,2.4500000000000002,0.66,0.74,0.8,1.49,1.71,0.86,0.97,1.02,2.02,2.25,0.61,0.66,0.7,1.39,1.55,0.72,0.84,0.92,1.82,2.02,0.53,0.57999999999999996,0.62,1.24,1.39,2.5,4.59,2.04,3.21,1.75,3.29,1.38,2.4500000000000002,1.19,1.26,1.33,2.41,2.69,0.88,0.94,0.99,1.74,1.93,0.98,1.1100000000000001,1.19,2.2599999999999998,2.56,0.71,0.77,0.83,1.59,1.81,0.93,1.02,1.08,2.13,2.37,0.64,0.69,0.73,1.47,1.64,0.75,0.88,0.97,1.91,2.13,0.55000000000000004,0.6,0.65,1.32,1.47,2.75,5.21,2.2000000000000002,3.52,1.88,3.54,1.46,2.65,1.24,1.31,1.38,2.5099999999999998,2.8,0.92,0.98,1.04,1.83,2.04,1.06,1.17,1.25,2.39,2.68,0.76,0.81,0.87,1.69,1.91,1,1.08,1.1399999999999999,2.2400000000000002,2.4900000000000002,0.68,0.72,0.76,1.56,1.74,0.78,0.92,1.02,2,2.23,0.56000000000000005,0.62,0.68,1.4,1.56,3.03,5.91,2.37,3.86,2.02,3.8,1.54,2.86,1.29,1.36,1.44,2.61,2.91,0.97,1.03,1.0900000000000001,1.93,2.15,1.1499999999999999,1.24,1.31,2.52,2.81,0.81,0.86,0.91,1.81,2.02,1.08,1.1399999999999999,1.2,2.36,2.63,0.72,0.76,0.8,1.66,1.85,0.81,0.96,1.08,2.11,2.35,0.57999999999999996,0.65,0.72,1.49,1.66,3.03,5.91,2.37,3.86,2.0499999999999998,3.95,1.57,2.87,1.33,1.41,1.49,2.76,3.08,1,1.06,1.1299999999999999,1.97,2.19,1.2,1.29,1.36,2.66,2.97,0.83,0.88,0.93,1.84,2.06,1.1299999999999999,1.19,1.25,2.5099999999999998,2.8,0.74,0.79,0.83,1.71,1.91,0.87,1.01,1.1299999999999999,2.25,2.5099999999999998,0.61,0.67,0.74,1.53,1.71,3.03,5.91,2.37,3.86,2.09,4.1100000000000003,1.6,2.89,1.38,1.46,1.54,2.92,3.26,1.04,1.1000000000000001,1.17,2.0099999999999998,2.2400000000000002,1.25,1.34,1.41,2.82,3.14,0.85,0.9,0.95,1.88,2.1,1.18,1.25,1.32,2.68,2.99,0.78,0.82,0.86,1.77,1.97,0.95,1.08,1.18,2.41,2.68,0.64,0.7,0.77,1.58,1.77,3.03,5.91,2.37,3.86,2.13,4.28,1.64,2.91,1.44,1.52,1.6,3.1,3.45,1.08,1.1499999999999999,1.21,2.06,2.29,1.31,1.4,1.47,2.98,3.32,0.87,0.92,0.98,1.92,2.14,1.24,1.31,1.38,2.87,3.19,0.81,0.85,0.9,1.83,2.04,1.03,1.1399999999999999,1.24,2.58,2.87,0.68,0.74,0.8,1.64,1.82,3.03,5.91,2.37,3.86,2.17,4.45,1.68,2.93,1.49,1.57,1.66,3.28,3.65,1.1200000000000001,1.19,1.26,2.11,2.34,1.37,1.45,1.53,3.15,3.51,0.89,0.94,1,1.96,2.19,1.3,1.38,1.45,3.06,3.41,0.84,0.89,0.94,1.89,2.1,1.1200000000000001,1.21,1.29,2.76,3.07,0.72,0.77,0.82,1.69,1.88,3.04,5.92,2.38,3.87,2.2200000000000002,4.6399999999999997,1.72,2.95,1.55,1.64,1.73,3.48,3.87,1.17,1.24,1.31,2.16,2.4,1.44,1.52,1.6,3.34,3.72,0.92,0.97,1.03,2.0099999999999998,2.2400000000000002,1.37,1.45,1.53,3.27,3.64,0.88,0.93,0.98,1.96,2.1800000000000002,1.22,1.29,1.36,2.96,3.29,0.76,0.81,0.86,1.75,1.95]
[40,2.2599999999999998,3.38,2.0699999999999998,3.16,1.1299999999999999,2.0299999999999998,0.99,1.77,0.65,0.69,0.73,1.53,1.75,0.48,0.51,0.54,1.21,1.35,0.5,0.53,0.56000000000000005,1.28,1.5,0.36,0.38,0.41,1.02,1.1399999999999999,0.4,0.5,0.53,1.04,1.36,0.3,0.34,0.36,0.89,1.07,0.36,0.44,0.47,0.98,1.27,0.28999999999999998,0.31,0.33,0.88,0.99,2.2799999999999998,3.41,2.09,3.19,1.1399999999999999,2.0499999999999998,1,1.79,0.65,0.69,0.73,1.54,1.78,0.48,0.51,0.54,1.23,1.37,0.5,0.54,0.56999999999999995,1.29,1.53,0.36,0.39,0.42,1.03,1.17,0.4,0.5,0.53,1.05,1.39,0.3,0.34,0.36,0.89,1.0900000000000001,0.36,0.44,0.47,0.98,1.28,0.28999999999999998,0.31,0.33,0.88,0.99,2.31,3.45,2.12,3.23,1.1499999999999999,2.0699999999999998,1.01,1.81,0.66,0.7,0.74,1.56,1.82,0.49,0.52,0.55000000000000004,1.25,1.4,0.51,0.56000000000000005,0.59,1.3,1.57,0.37,0.4,0.43,1.04,1.21,0.4,0.51,0.54,1.06,1.43,0.3,0.35,0.37,0.9,1.1200000000000001,0.36,0.45,0.48,0.99,1.29,0.28999999999999998,0.31,0.33,0.89,1,2.34,3.49,2.15,3.27,1.17,2.1,1.03,1.83,0.67,0.71,0.75,1.58,1.86,0.49,0.52,0.55000000000000004,1.27,1.42,0.51,0.57999999999999996,0.61,1.32,1.61,0.38,0.41,0.44,1.06,1.25,0.41,0.52,0.55000000000000004,1.07,1.47,0.31,0.36,0.38,0.91,1.1499999999999999,0.37,0.45,0.48,1,1.31,0.3,0.32,0.34,0.9,1.01,2.37,3.53,2.1800000000000002,3.31,1.18,2.12,1.04,1.85,0.68,0.72,0.76,1.6,1.9,0.5,0.53,0.56000000000000005,1.29,1.45,0.52,0.6,0.63,1.33,1.65,0.39,0.42,0.45,1.07,1.28,0.41,0.53,0.56000000000000005,1.08,1.51,0.31,0.37,0.39,0.92,1.18,0.37,0.46,0.49,1.01,1.32,0.3,0.32,0.34,0.91,1.02,2.4,3.58,2.21,3.35,1.2,2.15,1.06,1.88,0.69,0.73,0.77,1.62,1.94,0.51,0.54,0.56999999999999995,1.32,1.48,0.53,0.62,0.66,1.35,1.7,0.41,0.44,0.47,1.0900000000000001,1.33,0.42,0.55000000000000004,0.57999999999999996,1.1000000000000001,1.56,0.32,0.38,0.41,0.94,1.22,0.38,0.47,0.5,1.03,1.34,0.31,0.33,0.35,0.93,1.04,2.48,3.71,2.25,3.42,1.25,2.33,1.0900000000000001,1.99,0.73,0.78,0.82,1.75,2.0699999999999998,0.54,0.56999999999999995,0.61,1.41,1.58,0.56000000000000005,0.66,0.7,1.46,1.82,0.43,0.47,0.5,1.1599999999999999,1.41,0.45,0.57999999999999996,0.62,1.2,1.67,0.34,0.4,0.43,1,1.3,0.41,0.5,0.53,1.1100000000000001,1.44,0.32,0.35,0.37,0.99,1.1100000000000001,2.57,3.84,2.29,3.49,1.31,2.54,1.1299999999999999,2.12,0.78,0.84,0.89,1.91,2.2200000000000002,0.57999999999999996,0.61,0.65,1.51,1.69,0.59,0.7,0.75,1.59,1.95,0.46,0.5,0.53,1.24,1.51,0.48,0.63,0.66,1.31,1.8,0.36,0.43,0.46,1.07,1.4,0.44,0.54,0.56999999999999995,1.21,1.55,0.35,0.37,0.39,1.05,1.2,2.66,3.98,2.33,3.56,1.37,2.77,1.17,2.2599999999999998,0.83,0.9,0.95,2.0699999999999998,2.38,0.62,0.66,0.7,1.61,1.81,0.63,0.74,0.8,1.72,2.09,0.49,0.54,0.56999999999999995,1.33,1.61,0.52,0.67,0.71,1.44,1.94,0.39,0.46,0.49,1.1399999999999999,1.5,0.47,0.57999999999999996,0.61,1.32,1.67,0.37,0.39,0.42,1.1200000000000001,1.29,2.75,4.12,2.38,3.64,1.43,3.01,1.2,2.4,0.89,0.97,1.03,2.25,2.54,0.67,0.7,0.75,1.72,1.93,0.67,0.79,0.85,1.87,2.2400000000000002,0.52,0.56999999999999995,0.61,1.42,1.71,0.56000000000000005,0.72,0.77,1.58,2.09,0.42,0.5,0.53,1.21,1.62,0.51,0.62,0.66,1.43,1.8,0.39,0.42,0.45,1.2,1.39,2.85,4.28,2.4300000000000002,3.72,1.5,3.28,1.25,2.56,0.95,1.05,1.1100000000000001,2.4500000000000002,2.73,0.72,0.76,0.81,1.85,2.0699999999999998,0.72,0.85,0.91,2.04,2.41,0.56000000000000005,0.62,0.66,1.53,1.83,0.61,0.78,0.83,1.73,2.25,0.46,0.54,0.56999999999999995,1.3,1.74,0.56000000000000005,0.67,0.71,1.56,1.95,0.42,0.45,0.48,1.28,1.5,2.88,4.38,2.44,3.75,1.53,3.4,1.26,2.65,0.98,1.08,1.1399999999999999,2.56,2.87,0.74,0.78,0.83,1.9,2.15,0.74,0.87,0.94,2.12,2.54,0.56999999999999995,0.64,0.68,1.57,1.9,0.63,0.81,0.86,1.8,2.39,0.47,0.56000000000000005,0.59,1.33,1.8,0.57999999999999996,0.69,0.74,1.62,2.0699999999999998,0.43,0.47,0.5,1.32,1.55,2.91,4.49,2.46,3.78,1.57,3.54,1.28,2.75,1.01,1.1100000000000001,1.18,2.68,3.02,0.76,0.8,0.85,1.96,2.25,0.77,0.9,0.98,2.21,2.68,0.57999999999999996,0.67,0.71,1.62,1.99,0.65,0.84,0.9,1.88,2.54,0.48,0.59,0.62,1.38,1.87,0.6,0.72,0.77,1.69,2.2000000000000002,0.45,0.49,0.53,1.36,1.62,2.95,4.5999999999999996,2.48,3.82,1.61,3.67,1.3,2.85,1.04,1.1499999999999999,1.22,2.81,3.17,0.78,0.83,0.88,2.0299999999999998,2.34,0.8,0.93,1.01,2.31,2.84,0.6,0.7,0.74,1.68,2.0699999999999998,0.68,0.88,0.93,1.97,2.7,0.5,0.62,0.66,1.42,1.94,0.62,0.76,0.8,1.76,2.33,0.46,0.52,0.55000000000000004,1.41,1.68,2.98,4.71,2.5,3.85,1.65,3.82,1.32,2.96,1.08,1.19,1.25,2.94,3.34,0.81,0.86,0.91,2.09,2.44,0.82,0.96,1.05,2.4,3,0.61,0.72,0.76,1.73,2.16,0.71,0.92,0.97,2.0499999999999998,2.87,0.51,0.65,0.69,1.46,2.02,0.65,0.79,0.84,1.84,2.48,0.48,0.55000000000000004,0.57999999999999996,1.46,1.75,3.02,4.83,2.5299999999999998,3.89,1.7,3.97,1.35,3.07,1.1200000000000001,1.23,1.3,3.09,3.52,0.84,0.89,0.94,2.16,2.5499999999999998,0.86,0.99,1.1000000000000001,2.5099999999999998,3.17,0.63,0.76,0.8,1.79,2.2599999999999998,0.74,0.96,1.02,2.15,3.06,0.53,0.69,0.73,1.51,2.1,0.68,0.83,0.88,1.92,2.64,0.5,0.57999999999999996,0.62,1.51,1.82,3.06,5.0999999999999996,2.54,4.0599999999999996,1.77,4.1399999999999997,1.4,3.22,1.2,1.31,1.38,3.21,3.64,0.9,0.95,1,2.25,2.62,0.94,1.06,1.17,2.68,3.3,0.69,0.81,0.85,1.92,2.36,0.81,1.03,1.0900000000000001,2.35,3.18,0.57999999999999996,0.74,0.78,1.65,2.2000000000000002,0.72,0.89,0.95,2.11,2.78,0.53,0.63,0.67,1.62,1.95,3.1,5.38,2.5499999999999998,4.25,1.84,4.3099999999999996,1.46,3.39,1.29,1.4,1.48,3.33,3.76,0.96,1.02,1.07,2.35,2.71,1.02,1.1399999999999999,1.24,2.86,3.43,0.75,0.86,0.91,2.06,2.4700000000000002,0.89,1.1000000000000001,1.17,2.57,3.32,0.64,0.79,0.84,1.81,2.2999999999999998,0.77,0.96,1.03,2.3199999999999998,2.93,0.56999999999999995,0.69,0.73,1.74,2.08,3.14,5.68,2.57,4.45,1.92,4.5,1.52,3.56,1.39,1.49,1.58,3.47,3.89,1.03,1.0900000000000001,1.1499999999999999,2.4500000000000002,2.79,1.1200000000000001,1.23,1.33,3.05,3.57,0.83,0.92,0.97,2.21,2.59,0.97,1.19,1.26,2.82,3.46,0.71,0.85,0.9,1.98,2.41,0.82,1.04,1.1200000000000001,2.5499999999999998,3.09,0.62,0.75,0.8,1.87,2.23,3.18,6,2.58,4.6500000000000004,2.0099999999999998,4.6900000000000004,1.58,3.74,1.5,1.6,1.68,3.6,4.03,1.1000000000000001,1.17,1.24,2.5499999999999998,2.88,1.23,1.32,1.41,3.26,3.72,0.91,0.99,1.04,2.37,2.71,1.07,1.28,1.35,3.08,3.6,0.78,0.92,0.97,2.17,2.52,0.87,1.1200000000000001,1.21,2.8,3.26,0.66,0.82,0.87,2.0099999999999998,2.39,3.23,6.34,2.6,4.87,2.1,4.9000000000000004,1.65,3.94,1.62,1.71,1.8,3.75,4.17,1.19,1.26,1.33,2.67,2.97,1.35,1.43,1.51,3.49,3.88,1,1.06,1.1200000000000001,2.5499999999999998,2.84,1.18,1.38,1.46,3.38,3.76,0.87,0.99,1.05,2.38,2.65,0.93,1.22,1.32,3.09,3.44,0.72,0.9,0.95,2.16,2.57,3.23,6.42,2.6,4.87,2.2200000000000002,5.14,1.71,4.04,1.71,1.81,1.9,4.01,4.46,1.26,1.33,1.41,2.82,3.14,1.39,1.48,1.62,3.67,4.1399999999999997,1.04,1.1100000000000001,1.19,2.62,3,1.23,1.44,1.55,3.57,3.98,0.93,1.04,1.1100000000000001,2.4700000000000002,2.79,1.01,1.28,1.4,3.26,3.63,0.79,0.95,1,2.27,2.66,3.23,6.52,2.6,4.87,2.35,5.41,1.79,4.1399999999999997,1.82,1.92,2.02,4.29,4.7699999999999996,1.34,1.42,1.5,2.98,3.32,1.43,1.55,1.74,3.87,4.42,1.1000000000000001,1.1599999999999999,1.27,2.69,3.18,1.3,1.5,1.65,3.78,4.21,1,1.1000000000000001,1.18,2.56,2.93,1.1000000000000001,1.34,1.49,3.45,3.84,0.86,1.01,1.07,2.39,2.77,3.23,6.61,2.6,4.87,2.4900000000000002,5.68,1.86,4.25,1.93,2.0299999999999998,2.14,4.59,5.0999999999999996,1.43,1.51,1.6,3.16,3.51,1.48,1.61,1.87,4.08,4.7300000000000004,1.1499999999999999,1.22,1.35,2.77,3.37,1.36,1.57,1.75,4,4.46,1.07,1.17,1.26,2.66,3.09,1.2,1.41,1.58,3.65,4.0599999999999996,0.95,1.08,1.1399999999999999,2.5099999999999998,2.87,3.23,6.7,2.6,4.87,2.64,5.97,1.94,4.3600000000000003,2.04,2.16,2.2799999999999998,4.91,5.46,1.52,1.6,1.7,3.34,3.72,1.53,1.68,2.0099999999999998,4.29,5.05,1.21,1.27,1.44,2.85,3.56,1.43,1.64,1.87,4.24,4.7300000000000004,1.1499999999999999,1.23,1.34,2.77,3.25,1.31,1.48,1.69,3.85,4.29,1.04,1.1399999999999999,1.21,2.65,2.98,3.24,6.8,2.61,4.88,2.8,6.28,2.0299999999999998,4.4800000000000004,2.17,2.29,2.42,5.26,5.85,1.62,1.71,1.81,3.54,3.94,1.58,1.75,2.16,4.53,5.4,1.27,1.34,1.54,2.94,3.78,1.51,1.72,1.99,4.49,5.01,1.24,1.31,1.43,2.88,3.43,1.44,1.56,1.8,4.08,4.54,1.1499999999999999,1.22,1.29,2.79,3.1,3.71,7.53,2.91,5.39,3.04,6.82,2.19,4.72,2.29,2.42,2.56,5.59,6.22,1.7,1.8,1.9,3.7,4.12,1.71,1.9,2.27,4.93,5.79,1.36,1.43,1.62,3.16,3.95,1.65,1.85,2.1,4.83,5.39,1.31,1.39,1.5,3.07,3.61,1.48,1.66,1.9,4.38,4.87,1.1599999999999999,1.28,1.36,2.93,3.26,4.26,8.35,3.26,5.96,3.3,7.42,2.38,4.97,2.4300000000000002,2.56,2.71,5.94,6.61,1.79,1.89,2,3.87,4.3,1.86,2.0699999999999998,2.4,5.36,6.22,1.46,1.54,1.71,3.4,4.12,1.8,1.99,2.2200000000000002,5.21,5.8,1.4,1.47,1.59,3.28,3.8,1.53,1.78,2.0099999999999998,4.7,5.23,1.18,1.35,1.43,3.08,3.42,4.8899999999999997,9.26,3.65,6.58,3.59,8.07,2.58,5.24,2.57,2.71,2.87,6.32,7.03,1.88,1.99,2.1,4.04,4.5,2.02,2.25,2.54,5.84,6.67,1.56,1.65,1.8,3.65,4.3099999999999996,1.97,2.14,2.35,5.61,6.25,1.48,1.56,1.67,3.5,4,1.59,1.9,2.13,5.05,5.62,1.2,1.43,1.51,3.24,3.6,5.61,10.26,4.08,7.28,3.9,8.77,2.79,5.52,2.72,2.88,3.04,6.72,7.47,1.98,2.09,2.21,4.2300000000000004,4.71,2.2000000000000002,2.46,2.68,6.35,7.16,1.67,1.77,1.9,3.93,4.5,2.15,2.31,2.48,6.05,6.73,1.58,1.66,1.77,3.74,4.22,1.64,2.0299999999999998,2.25,5.43,6.04,1.22,1.51,1.6,3.41,3.79,6.44,11.38,4.57,8.0500000000000007,4.24,9.5399999999999991,3.03,5.82,2.89,3.05,3.22,7.15,7.95,2.09,2.21,2.33,4.43,4.93,2.39,2.68,2.83,6.92,7.69,1.8,1.9,2.0099999999999998,4.2300000000000004,4.71,2.36,2.4900000000000002,2.63,6.52,7.25,1.68,1.77,1.87,4,4.45,1.7,2.17,2.39,5.84,6.49,1.25,1.6,1.69,3.59,3.99,6.44,11.49,4.57,8.0500000000000007,4.38,9.7100000000000009,3.12,5.92,3.03,3.2,3.38,7.41,8.24,2.1800000000000002,2.2999999999999998,2.4300000000000002,4.49,5,2.56,2.84,3,7.15,7.94,1.9,2.0099999999999998,2.12,4.29,4.78,2.5299999999999998,2.67,2.82,6.78,7.54,1.79,1.89,2,4.0999999999999996,4.5599999999999996,1.9,2.34,2.56,6.09,6.77,1.38,1.71,1.8,3.68,4.09,6.44,11.6,4.57,8.0500000000000007,4.5199999999999996,9.89,3.22,6.02,3.19,3.36,3.55,7.69,8.5500000000000007,2.27,2.4,2.5299999999999998,4.5599999999999996,5.08,2.75,3.01,3.18,7.38,8.2100000000000009,2.02,2.13,2.25,4.37,4.8600000000000003,2.72,2.86,3.02,7.06,7.85,1.92,2.02,2.14,4.2,4.67,2.14,2.5299999999999998,2.74,6.36,7.07,1.54,1.83,1.93,3.77,4.2,6.44,11.71,4.57,8.0500000000000007,4.68,10.07,3.32,6.13,3.35,3.54,3.73,7.97,8.86,2.37,2.5,2.64,4.63,5.16,2.96,3.2,3.38,7.63,8.48,2.14,2.2599999999999998,2.38,4.4400000000000004,4.9400000000000004,2.92,3.08,3.24,7.35,8.17,2.0499999999999998,2.16,2.2799999999999998,4.3099999999999996,4.79,2.4,2.73,2.93,6.64,7.39,1.71,1.95,2.06,3.87,4.3099999999999996,6.44,11.83,4.57,8.0500000000000007,4.83,10.25,3.42,6.24,3.52,3.72,3.92,8.27,9.19,2.48,2.61,2.76,4.7,5.23,3.18,3.4,3.59,7.88,8.76,2.27,2.39,2.5299999999999998,4.51,5.01,3.13,3.3,3.48,7.65,8.51,2.19,2.31,2.44,4.41,4.91,2.69,2.96,3.14,6.94,7.71,1.9,2.09,2.2000000000000002,3.97,4.42,6.45,11.95,4.58,8.06,5,10.44,3.53,6.35,3.71,3.91,4.12,8.58,9.5399999999999991,2.59,2.73,2.88,4.78,5.32,3.42,3.61,3.81,8.15,9.06,2.41,2.54,2.68,4.59,5.0999999999999996,3.37,3.55,3.74,7.97,8.86,2.35,2.48,2.62,4.53,5.04,3.03,3.2,3.37,7.25,8.06,2.12,2.2400000000000002,2.36,4.08,4.54]
[43,2.5,4.09,2.31,3.7,1.37,2.75,1.1100000000000001,2.2000000000000002,0.81,0.89,0.94,1.82,2.37,0.6,0.64,0.68,1.44,1.67,0.61,0.69,0.73,1.68,2.06,0.44,0.48,0.51,1.29,1.45,0.51,0.66,0.7,1.43,1.9,0.35,0.44,0.47,1.05,1.38,0.46,0.61,0.65,1.37,1.8,0.35,0.4,0.43,1.05,1.26,2.5299999999999998,4.13,2.33,3.74,1.38,2.78,1.1200000000000001,2.2200000000000002,0.81,0.89,0.94,1.83,2.41,0.6,0.64,0.68,1.45,1.7,0.61,0.71,0.75,1.69,2.11,0.44,0.49,0.52,1.3,1.49,0.51,0.67,0.71,1.44,1.95,0.35,0.45,0.48,1.06,1.41,0.46,0.61,0.65,1.38,1.81,0.35,0.4,0.43,1.06,1.27,2.56,4.18,2.36,3.78,1.4,2.81,1.1299999999999999,2.25,0.82,0.9,0.95,1.85,2.46,0.61,0.65,0.69,1.47,1.74,0.62,0.73,0.78,1.71,2.16,0.45,0.5,0.53,1.31,1.54,0.52,0.68,0.72,1.46,2.0099999999999998,0.35,0.46,0.49,1.07,1.44,0.47,0.62,0.66,1.39,1.83,0.35,0.4,0.43,1.07,1.28,2.59,4.2300000000000004,2.39,3.83,1.42,2.84,1.1499999999999999,2.27,0.83,0.91,0.96,1.87,2.5099999999999998,0.62,0.66,0.7,1.48,1.78,0.62,0.76,0.81,1.73,2.2200000000000002,0.45,0.52,0.55000000000000004,1.33,1.58,0.52,0.7,0.74,1.47,2.08,0.36,0.47,0.5,1.08,1.47,0.47,0.62,0.66,1.41,1.85,0.36,0.41,0.44,1.08,1.3,2.62,4.28,2.42,3.87,1.44,2.87,1.1599999999999999,2.2999999999999998,0.84,0.92,0.97,1.89,2.56,0.63,0.67,0.71,1.5,1.82,0.63,0.79,0.84,1.75,2.2799999999999998,0.46,0.53,0.56000000000000005,1.34,1.63,0.53,0.71,0.75,1.49,2.14,0.36,0.48,0.51,1.0900000000000001,1.51,0.48,0.63,0.67,1.42,1.87,0.36,0.41,0.44,1.0900000000000001,1.31,2.66,4.33,2.46,3.92,1.46,2.91,1.18,2.33,0.86,0.94,0.99,1.92,2.61,0.64,0.68,0.72,1.52,1.87,0.64,0.82,0.87,1.77,2.34,0.47,0.55000000000000004,0.57999999999999996,1.36,1.69,0.54,0.73,0.77,1.51,2.21,0.37,0.5,0.53,1.1100000000000001,1.55,0.49,0.64,0.68,1.44,1.9,0.37,0.42,0.45,1.1100000000000001,1.33,2.73,4.57,2.5,4.03,1.53,3.16,1.23,2.4700000000000002,0.9,1.01,1.06,2.09,2.81,0.68,0.73,0.77,1.62,1.99,0.68,0.87,0.92,1.93,2.52,0.51,0.59,0.62,1.45,1.8,0.57999999999999996,0.78,0.82,1.64,2.38,0.4,0.53,0.56000000000000005,1.2,1.66,0.53,0.68,0.72,1.55,2.0499999999999998,0.4,0.45,0.48,1.19,1.43,2.8,4.83,2.5499999999999998,4.16,1.61,3.44,1.29,2.62,0.96,1.08,1.1399999999999999,2.2799999999999998,3.02,0.73,0.78,0.83,1.73,2.13,0.74,0.93,0.98,2.1,2.71,0.55000000000000004,0.63,0.67,1.55,1.92,0.63,0.84,0.89,1.8,2.57,0.45,0.56999999999999995,0.6,1.29,1.79,0.57999999999999996,0.73,0.78,1.68,2.2200000000000002,0.43,0.48,0.51,1.28,1.54,2.88,5.0999999999999996,2.6,4.28,1.69,3.74,1.36,2.79,1.01,1.1599999999999999,1.23,2.4900000000000002,3.26,0.78,0.84,0.89,1.86,2.27,0.8,0.99,1.04,2.29,2.92,0.6,0.68,0.72,1.65,2.04,0.68,0.9,0.95,1.96,2.78,0.49,0.61,0.65,1.4,1.93,0.63,0.79,0.83,1.81,2.4,0.47,0.52,0.55000000000000004,1.38,1.66,2.96,5.39,2.65,4.41,1.77,4.07,1.42,2.96,1.07,1.25,1.32,2.72,3.51,0.83,0.91,0.96,1.99,2.42,0.86,1.05,1.1100000000000001,2.5,3.15,0.66,0.74,0.78,1.76,2.1800000000000002,0.74,0.97,1.03,2.15,3,0.55000000000000004,0.66,0.69,1.51,2.08,0.69,0.84,0.89,1.96,2.59,0.52,0.55000000000000004,0.59,1.49,1.79,3.05,5.7,2.7,4.55,1.87,4.43,1.5,3.15,1.1399999999999999,1.35,1.43,2.98,3.79,0.89,0.98,1.04,2.13,2.59,0.93,1.1299999999999999,1.19,2.73,3.4,0.72,0.8,0.85,1.89,2.33,0.81,1.05,1.1100000000000001,2.35,3.25,0.61,0.71,0.75,1.64,2.2400000000000002,0.76,0.91,0.96,2.12,2.81,0.56999999999999995,0.6,0.64,1.61,1.94,3.09,5.85,2.72,4.62,1.92,4.5999999999999996,1.53,3.28,1.17,1.4,1.48,3.11,3.98,0.91,1.01,1.07,2.19,2.7,0.96,1.1599999999999999,1.24,2.84,3.57,0.74,0.83,0.88,1.95,2.4300000000000002,0.84,1.0900000000000001,1.1499999999999999,2.4500000000000002,3.42,0.63,0.74,0.78,1.69,2.34,0.79,0.95,1,2.2000000000000002,2.95,0.59,0.63,0.67,1.67,2.0299999999999998,3.14,6.01,2.74,4.6900000000000004,1.97,4.79,1.57,3.42,1.21,1.45,1.53,3.24,4.2,0.93,1.04,1.1000000000000001,2.2599999999999998,2.82,1,1.2,1.29,2.96,3.75,0.77,0.87,0.92,2.0099999999999998,2.5499999999999998,0.88,1.1399999999999999,1.21,2.5499999999999998,3.6,0.66,0.78,0.83,1.75,2.46,0.82,0.99,1.04,2.29,3.11,0.62,0.66,0.71,1.73,2.12,3.19,6.17,2.76,4.7699999999999996,2.0299999999999998,4.9800000000000004,1.61,3.57,1.25,1.51,1.59,3.38,4.42,0.96,1.07,1.1399999999999999,2.33,2.95,1.04,1.24,1.35,3.09,3.95,0.8,0.9,0.96,2.0699999999999998,2.67,0.91,1.19,1.26,2.67,3.79,0.69,0.82,0.87,1.81,2.58,0.86,1.03,1.0900000000000001,2.38,3.28,0.65,0.7,0.74,1.8,2.23,3.24,6.34,2.78,4.8499999999999996,2.09,5.18,1.65,3.72,1.28,1.56,1.65,3.53,4.6500000000000004,0.98,1.1100000000000001,1.18,2.4,3.08,1.08,1.28,1.4,3.23,4.1500000000000004,0.83,0.94,1,2.14,2.79,0.95,1.24,1.32,2.78,3.99,0.71,0.87,0.92,1.88,2.7,0.9,1.08,1.1299999999999999,2.48,3.45,0.68,0.74,0.78,1.87,2.33,3.3,6.52,2.81,4.93,2.15,5.39,1.69,3.89,1.33,1.63,1.72,3.69,4.9000000000000004,1.01,1.1499999999999999,1.22,2.48,3.22,1.1299999999999999,1.33,1.47,3.37,4.37,0.87,0.99,1.05,2.21,2.93,1,1.3,1.38,2.91,4.21,0.75,0.92,0.97,1.95,2.84,0.94,1.1299999999999999,1.19,2.58,3.64,0.72,0.78,0.83,1.95,2.4500000000000002,3.4,6.8,2.87,5.16,2.2599999999999998,5.61,1.76,4.08,1.46,1.74,1.84,3.94,5.05,1.1100000000000001,1.24,1.31,2.66,3.35,1.23,1.44,1.58,3.64,4.58,0.94,1.07,1.1299999999999999,2.41,3.09,1.1000000000000001,1.39,1.48,3.1,4.38,0.82,0.99,1.04,2.11,2.97,0.99,1.22,1.29,2.81,3.84,0.75,0.85,0.9,2.11,2.6,3.51,7.11,2.93,5.41,2.37,5.85,1.83,4.29,1.61,1.86,1.97,4.2,5.2,1.22,1.34,1.42,2.87,3.5,1.35,1.57,1.7,3.93,4.8,1.03,1.1599999999999999,1.23,2.64,3.27,1.21,1.5,1.59,3.31,4.57,0.9,1.06,1.1200000000000001,2.2799999999999998,3.1,1.05,1.31,1.4,3.08,4.05,0.8,0.92,0.98,2.2799999999999998,2.76,3.62,7.42,2.99,5.67,2.5,6.09,1.91,4.5,1.78,1.99,2.11,4.49,5.36,1.34,1.45,1.54,3.09,3.65,1.48,1.71,1.84,4.25,5.03,1.1200000000000001,1.26,1.33,2.89,3.45,1.34,1.62,1.71,3.53,4.76,0.98,1.1399999999999999,1.2,2.4700000000000002,3.25,1.1100000000000001,1.42,1.52,3.36,4.28,0.84,1.01,1.07,2.4700000000000002,2.94,3.74,7.75,3.06,5.94,2.63,6.35,1.99,4.7300000000000004,1.96,2.13,2.2599999999999998,4.8,5.53,1.47,1.57,1.66,3.32,3.81,1.63,1.86,1.98,4.5999999999999996,5.28,1.22,1.36,1.44,3.17,3.65,1.47,1.74,1.84,3.76,4.96,1.08,1.23,1.3,2.68,3.4,1.18,1.53,1.64,3.67,4.5199999999999996,0.89,1.1000000000000001,1.1599999999999999,2.68,3.12,3.86,8.1,3.13,6.23,2.77,6.62,2.08,4.97,2.17,2.29,2.42,5.13,5.7,1.62,1.71,1.8,3.58,3.98,1.79,2.0299999999999998,2.14,4.9800000000000004,5.54,1.34,1.48,1.56,3.47,3.86,1.63,1.88,1.98,4.0199999999999996,5.17,1.19,1.33,1.4,2.91,3.56,1.25,1.66,1.79,4.0199999999999996,4.78,0.94,1.2,1.27,2.91,3.32,3.94,8.2899999999999991,3.16,6.23,2.91,6.93,2.1800000000000002,5.08,2.2599999999999998,2.4,2.57,5.35,6.01,1.68,1.77,1.9,3.68,4.16,1.86,2.09,2.2799999999999998,5.17,5.8,1.39,1.53,1.65,3.52,4.03,1.7,1.96,2.11,4.3099999999999996,5.41,1.26,1.4,1.49,3.04,3.71,1.37,1.74,1.9,4.24,4.9800000000000004,1.04,1.28,1.35,3.02,3.43,4.0199999999999996,8.5,3.2,6.23,3.07,7.26,2.29,5.2,2.36,2.5099999999999998,2.74,5.59,6.35,1.74,1.84,2.02,3.78,4.34,1.93,2.16,2.44,5.37,6.09,1.45,1.58,1.75,3.58,4.2,1.79,2.0499999999999998,2.25,4.63,5.67,1.35,1.47,1.59,3.18,3.86,1.5,1.83,2.0299999999999998,4.47,5.2,1.1499999999999999,1.36,1.44,3.15,3.56,4.0999999999999996,8.7100000000000009,3.23,6.23,3.24,7.6,2.4,5.32,2.4700000000000002,2.63,2.92,5.84,6.7,1.81,1.92,2.14,3.89,4.54,2,2.23,2.61,5.58,6.38,1.52,1.64,1.86,3.64,4.3899999999999997,1.88,2.14,2.4,4.97,5.94,1.44,1.55,1.7,3.33,4.03,1.64,1.93,2.17,4.71,5.42,1.27,1.45,1.53,3.28,3.69,4.1900000000000004,8.92,3.27,6.23,3.41,7.96,2.52,5.45,2.58,2.76,3.1,6.1,7.07,1.88,2,2.27,4,4.75,2.08,2.31,2.78,5.79,6.69,1.59,1.7,1.97,3.7,4.58,1.97,2.2400000000000002,2.56,5.33,6.22,1.53,1.64,1.81,3.49,4.2,1.8,2.0299999999999998,2.31,4.97,5.66,1.41,1.55,1.64,3.41,3.82,4.28,9.15,3.31,6.24,3.6,8.34,2.65,5.58,2.7,2.9,3.31,6.37,7.47,1.96,2.08,2.41,4.12,4.97,2.17,2.39,2.98,6.02,7.02,1.66,1.76,2.1,3.77,4.79,2.0699999999999998,2.35,2.73,5.73,6.52,1.64,1.73,1.94,3.66,4.38,1.98,2.14,2.4700000000000002,5.25,5.91,1.57,1.66,1.75,3.56,3.96,4.88,9.99,3.69,6.84,3.93,8.9499999999999993,2.86,5.87,2.9,3.11,3.49,6.83,7.93,2.1,2.2200000000000002,2.5299999999999998,4.3600000000000003,5.17,2.34,2.6,3.13,6.48,7.49,1.77,1.89,2.2000000000000002,4.0199999999999996,4.9800000000000004,2.25,2.5299999999999998,2.88,6.16,6.98,1.74,1.84,2.04,3.89,4.59,2.04,2.29,2.6,5.62,6.31,1.58,1.74,1.84,3.72,4.1399999999999997,5.58,10.91,4.1100000000000003,7.51,4.3,9.61,3.08,6.19,3.13,3.34,3.69,7.33,8.42,2.25,2.38,2.65,4.6100000000000003,5.38,2.5299999999999998,2.83,3.3,6.99,7.99,1.9,2.0299999999999998,2.31,4.3,5.18,2.46,2.72,3.04,6.63,7.47,1.86,1.96,2.15,4.13,4.8099999999999996,2.1,2.46,2.75,6.02,6.75,1.6,1.83,1.94,3.89,4.33,6.38,11.92,4.59,8.24,4.7,10.32,3.33,6.52,3.37,3.58,3.89,7.87,8.94,2.41,2.54,2.79,4.88,5.6,2.74,3.08,3.48,7.53,8.5299999999999994,2.0299999999999998,2.19,2.4300000000000002,4.5999999999999996,5.4,2.69,2.93,3.21,7.13,8,1.98,2.09,2.2599999999999998,4.4000000000000004,5.04,2.17,2.64,2.91,6.46,7.21,1.61,1.93,2.04,4.08,4.53,7.29,13.01,5.12,9.0399999999999991,5.14,11.09,3.6,6.88,3.63,3.84,4.1100000000000003,8.4499999999999993,9.49,2.58,2.72,2.93,5.16,5.83,2.96,3.36,3.66,8.11,9.11,2.1800000000000002,2.36,2.5499999999999998,4.92,5.62,2.94,3.16,3.39,7.67,8.57,2.11,2.23,2.38,4.68,5.28,2.23,2.83,3.07,6.92,7.71,1.63,2.0299999999999998,2.15,4.2699999999999996,4.74,8.33,14.22,5.72,9.92,5.62,11.91,3.89,7.25,3.92,4.13,4.3499999999999996,9.07,10.08,2.77,2.92,3.08,5.47,6.08,3.21,3.66,3.86,8.75,9.73,2.34,2.54,2.68,5.26,5.85,3.21,3.41,3.59,8.26,9.18,2.2599999999999998,2.38,2.5099999999999998,4.9800000000000004,5.54,2.31,3.04,3.25,7.42,8.25,1.65,2.14,2.27,4.47,4.97,8.34,14.31,5.72,9.92,5.8,12.11,4,7.35,4.0999999999999996,4.32,4.55,9.3699999999999992,10.41,2.88,3.04,3.2,5.54,6.16,3.45,3.87,4.08,9.01,10.02,2.48,2.68,2.83,5.34,5.94,3.44,3.65,3.84,8.58,9.5299999999999994,2.4,2.5299999999999998,2.67,5.0999999999999996,5.67,2.59,3.26,3.48,7.72,8.58,1.83,2.2799999999999998,2.42,4.58,5.0999999999999996,8.36,14.41,5.72,9.92,5.98,12.31,4.12,7.46,4.29,4.53,4.7699999999999996,9.68,10.76,3,3.16,3.33,5.63,6.25,3.71,4.0999999999999996,4.33,9.2799999999999994,10.32,2.64,2.83,2.99,5.42,6.03,3.69,3.91,4.12,8.91,9.9,2.56,2.7,2.85,5.23,5.82,2.91,3.5,3.72,8.0399999999999991,8.93,2.04,2.4300000000000002,2.58,4.7,5.23,8.3800000000000008,14.51,5.72,9.92,6.18,12.52,4.25,7.58,4.5,4.74,5,10.01,11.12,3.13,3.29,3.47,5.71,6.35,4,4.3499999999999996,4.58,9.56,10.63,2.81,2.99,3.16,5.51,6.13,3.96,4.1900000000000004,4.41,9.25,10.29,2.73,2.88,3.04,5.36,5.96,3.26,3.76,3.99,8.3699999999999992,9.3000000000000007,2.27,2.6,2.75,4.83,5.37,8.4,14.61,5.72,9.92,6.38,12.73,4.37,7.69,4.71,4.97,5.24,10.35,11.5,3.26,3.43,3.62,5.79,6.44,4.3099999999999996,4.6100000000000003,4.8600000000000003,9.85,10.95,2.99,3.16,3.34,5.6,6.23,4.25,4.49,4.7300000000000004,9.61,10.69,2.91,3.07,3.24,5.5,6.11,3.66,4.04,4.2699999999999996,8.7100000000000009,9.68,2.5299999999999998,2.78,2.93,4.95,5.51,8.42,14.72,5.73,9.93,6.59,12.95,4.51,7.81,4.9400000000000004,5.21,5.49,10.7,11.89,3.4,3.58,3.77,5.88,6.54,4.6399999999999997,4.8899999999999997,5.15,10.15,11.28,3.18,3.35,3.53,5.69,6.33,4.5599999999999996,4.8099999999999996,5.07,9.99,11.11,3.11,3.28,3.46,5.64,6.27,4.12,4.3499999999999996,4.58,9.07,10.08,2.82,2.97,3.13,5.09,5.66]
[50,3.35,8.01,3,5.96,2.11,5.71,1.66,3.55,1.3,1.6,1.72,3.75,5,0.92,1.1399999999999999,1.21,2.35,2.97,1.1000000000000001,1.3,1.37,3.63,4.41,0.74,0.91,0.97,2.21,2.67,1,1.27,1.34,2.8,4.12,0.66,0.88,0.93,2.11,2.62,0.94,1.1100000000000001,1.21,2.67,3.64,0.66,0.78,0.83,2.0699999999999998,2.31,3.38,8.09,3.03,6.02,2.13,5.77,1.67,3.63,1.31,1.61,1.73,3.78,5.12,0.92,1.1499999999999999,1.22,2.37,3.04,1.1100000000000001,1.33,1.4,3.66,4.54,0.74,0.93,0.99,2.23,2.73,1,1.28,1.35,2.82,4.18,0.66,0.88,0.93,2.13,2.65,0.94,1.1200000000000001,1.22,2.69,3.67,0.66,0.78,0.83,2.09,2.33,3.42,8.18,3.07,6.09,2.15,5.83,1.69,3.73,1.32,1.63,1.75,3.82,5.25,0.93,1.1599999999999999,1.23,2.4,3.12,1.1200000000000001,1.36,1.43,3.7,4.68,0.75,0.95,1.01,2.25,2.8,1.01,1.3,1.37,2.85,4.24,0.67,0.89,0.94,2.15,2.69,0.95,1.1399999999999999,1.23,2.72,3.71,0.67,0.79,0.84,2.11,2.35,3.46,8.27,3.1,6.16,2.1800000000000002,5.89,1.71,3.82,1.34,1.65,1.77,3.86,5.38,0.94,1.18,1.25,2.42,3.2,1.1299999999999999,1.39,1.47,3.74,4.83,0.76,0.98,1.04,2.2799999999999998,2.88,1.02,1.31,1.39,2.88,4.3,0.68,0.9,0.95,2.17,2.73,0.96,1.1599999999999999,1.24,2.75,3.75,0.68,0.8,0.85,2.13,2.38,3.5,8.36,3.14,6.23,2.2000000000000002,5.95,1.73,3.92,1.35,1.67,1.79,3.9,5.52,0.95,1.19,1.26,2.4500000000000002,3.29,1.1399999999999999,1.42,1.51,3.78,4.9800000000000004,0.77,1,1.06,2.2999999999999998,2.95,1.03,1.33,1.41,2.91,4.3600000000000003,0.69,0.91,0.96,2.19,2.77,0.97,1.18,1.25,2.78,3.79,0.69,0.81,0.86,2.15,2.4,3.55,8.4600000000000009,3.18,6.3,2.23,6.02,1.76,4.0199999999999996,1.37,1.69,1.82,3.95,5.66,0.97,1.21,1.28,2.48,3.38,1.1599999999999999,1.46,1.55,3.82,5.14,0.78,1.03,1.0900000000000001,2.33,3.03,1.05,1.35,1.43,2.95,4.43,0.7,0.93,0.98,2.2200000000000002,2.82,0.99,1.2,1.27,2.81,3.83,0.7,0.82,0.87,2.1800000000000002,2.4300000000000002,3.68,8.8699999999999992,3.25,6.46,2.39,6.46,1.87,4.25,1.48,1.84,1.98,4.25,6.06,1.05,1.31,1.39,2.68,3.59,1.27,1.59,1.68,4.1100000000000003,5.49,0.86,1.1100000000000001,1.17,2.5099999999999998,3.25,1.1499999999999999,1.47,1.56,3.23,4.82,0.77,1.01,1.07,2.4,3.03,1.08,1.3,1.38,3.05,4.17,0.77,0.89,0.94,2.35,2.61,3.82,9.3000000000000007,3.33,6.63,2.57,6.93,2,4.51,1.6,2.02,2.15,4.58,6.5,1.1499999999999999,1.43,1.51,2.9,3.83,1.39,1.73,1.83,4.42,5.88,0.95,1.2,1.27,2.71,3.48,1.26,1.62,1.71,3.55,5.25,0.86,1.1100000000000001,1.17,2.6,3.27,1.19,1.42,1.5,3.32,4.54,0.86,0.97,1.02,2.5299999999999998,2.82,3.97,9.75,3.4,6.81,2.77,7.44,2.14,4.7699999999999996,1.73,2.21,2.35,4.93,6.97,1.25,1.56,1.64,3.14,4.08,1.53,1.89,1.99,4.76,6.29,1.05,1.3,1.38,2.92,3.74,1.39,1.77,1.87,3.89,5.71,0.96,1.21,1.28,2.82,3.52,1.31,1.55,1.64,3.61,4.95,0.95,1.05,1.1100000000000001,2.73,3.04,4.12,10.220000000000001,3.48,6.99,2.98,7.98,2.2799999999999998,5.0599999999999996,1.88,2.42,2.56,5.31,7.48,1.36,1.69,1.79,3.4,4.34,1.68,2.06,2.17,5.13,6.73,1.17,1.41,1.49,3.15,4.01,1.52,1.94,2.0499999999999998,4.2699999999999996,6.22,1.07,1.32,1.39,3.05,3.79,1.44,1.69,1.78,3.92,5.39,1.06,1.1399999999999999,1.21,2.94,3.28,4.28,10.72,3.57,7.18,3.21,8.57,2.44,5.36,2.04,2.65,2.79,5.72,8.02,1.49,1.85,1.95,3.68,4.63,1.85,2.25,2.37,5.53,7.2,1.3,1.53,1.62,3.4,4.3099999999999996,1.68,2.13,2.25,4.6900000000000004,6.78,1.2,1.45,1.53,3.31,4.09,1.59,1.85,1.95,4.2699999999999996,5.88,1.18,1.25,1.32,3.18,3.54,4.3600000000000003,10.97,3.61,7.4,3.35,8.85,2.5299999999999998,5.58,2.12,2.76,2.91,5.93,8.27,1.54,1.92,2.02,3.81,4.84,1.93,2.35,2.5,5.74,7.48,1.35,1.58,1.7,3.51,4.49,1.75,2.23,2.37,4.9000000000000004,7.1,1.25,1.49,1.59,3.42,4.2300000000000004,1.66,1.94,2.0499999999999998,4.45,6.16,1.23,1.3,1.37,3.29,3.66,4.45,11.24,3.66,7.63,3.5,9.15,2.63,5.81,2.21,2.89,3.05,6.16,8.5399999999999991,1.6,1.99,2.1,3.95,5.05,2.02,2.4700000000000002,2.64,5.96,7.79,1.41,1.64,1.78,3.63,4.6900000000000004,1.84,2.33,2.5,5.12,7.43,1.3,1.54,1.66,3.54,4.38,1.73,2.0299999999999998,2.16,4.63,6.45,1.28,1.36,1.43,3.41,3.79,4.53,11.51,3.71,7.86,3.65,9.4600000000000009,2.73,6.06,2.2999999999999998,3.02,3.19,6.4,8.82,1.66,2.06,2.1800000000000002,4.09,5.28,2.11,2.59,2.78,6.18,8.1,1.47,1.7,1.87,3.76,4.8899999999999997,1.92,2.4500000000000002,2.64,5.36,7.79,1.36,1.59,1.74,3.67,4.54,1.81,2.13,2.2799999999999998,4.83,6.76,1.34,1.42,1.5,3.53,3.93,4.62,11.79,3.76,8.1,3.82,9.7799999999999994,2.84,6.31,2.4,3.15,3.33,6.64,9.1,1.73,2.14,2.2599999999999998,4.24,5.52,2.2000000000000002,2.71,2.94,6.42,8.43,1.54,1.76,1.97,3.89,5.0999999999999996,2.0099999999999998,2.56,2.78,5.6,8.16,1.42,1.64,1.81,3.8,4.7,1.9,2.2400000000000002,2.4,5.03,7.09,1.4,1.48,1.57,3.65,4.07,4.72,12.08,3.81,8.36,3.99,10.11,2.96,6.58,2.5,3.3,3.49,6.9,9.4,1.8,2.23,2.35,4.4000000000000004,5.78,2.31,2.85,3.11,6.67,8.77,1.61,1.83,2.0699999999999998,4.03,5.33,2.11,2.69,2.94,5.86,8.5500000000000007,1.49,1.7,1.9,3.94,4.87,1.99,2.35,2.54,5.25,7.43,1.47,1.55,1.64,3.79,4.22,5.04,12.62,4.07,8.74,4.28,10.65,3.14,6.9,2.75,3.5,3.7,7.42,9.7100000000000009,1.98,2.41,2.54,4.75,6.04,2.52,3.06,3.32,7.19,9.15,1.76,2,2.2400000000000002,4.4000000000000004,5.62,2.31,2.86,3.13,6.37,8.85,1.62,1.85,2.06,4.2300000000000004,5.16,2.1,2.5299999999999998,2.73,5.75,7.76,1.53,1.67,1.79,4.0599999999999996,4.5199999999999996,5.4,13.18,4.3499999999999996,9.14,4.6100000000000003,11.23,3.35,7.24,3.04,3.72,3.93,7.98,10.029999999999999,2.19,2.6,2.74,5.13,6.31,2.75,3.29,3.54,7.77,9.5500000000000007,1.93,2.19,2.44,4.8099999999999996,5.94,2.5299999999999998,3.05,3.33,6.93,9.17,1.78,2.0299999999999998,2.2400000000000002,4.55,5.47,2.23,2.73,2.93,6.31,8.11,1.6,1.8,1.97,4.3600000000000003,4.8499999999999996,5.77,13.77,4.6399999999999997,9.56,4.95,11.83,3.56,7.6,3.36,3.96,4.18,8.59,10.36,2.4300000000000002,2.81,2.96,5.55,6.59,3,3.54,3.78,8.3800000000000008,9.9700000000000006,2.11,2.4,2.65,5.26,6.27,2.77,3.25,3.55,7.55,9.51,1.94,2.21,2.4300000000000002,4.8899999999999997,5.81,2.36,2.94,3.15,6.93,8.48,1.68,1.95,2.16,4.68,5.21,6.17,14.39,4.96,10,5.32,12.47,3.79,7.98,3.71,4.21,4.4400000000000004,9.24,10.7,2.68,3.04,3.2,5.99,6.89,3.28,3.81,4.04,9.0500000000000007,10.4,2.31,2.63,2.88,5.76,6.62,3.04,3.47,3.78,8.2100000000000009,9.85,2.13,2.42,2.64,5.26,6.16,2.5099999999999998,3.18,3.39,7.6,8.86,1.75,2.11,2.37,5.03,5.59,6.61,15.04,5.31,10.47,5.73,13.15,4.04,8.3800000000000008,4.0999999999999996,4.4800000000000004,4.72,9.9499999999999993,11.06,2.97,3.29,3.47,6.48,7.21,3.59,4.0999999999999996,4.32,9.77,10.86,2.54,2.89,3.14,6.3,7,3.34,3.7,4.03,8.94,10.210000000000001,2.33,2.65,2.87,5.66,6.54,2.66,3.43,3.65,8.34,9.27,1.84,2.2799999999999998,2.6,5.4,6,6.83,15.25,5.36,10.47,5.97,13.56,4.2300000000000004,8.57,4.32,4.6900000000000004,5.04,10.4,11.56,3.09,3.39,3.69,6.64,7.49,3.74,4.2300000000000004,4.5999999999999996,10.19,11.37,2.65,3.01,3.32,6.4,7.26,3.51,3.89,4.2699999999999996,9.36,10.67,2.4700000000000002,2.76,3.05,5.86,6.77,2.89,3.58,3.87,8.6999999999999993,9.68,2.04,2.4500000000000002,2.76,5.57,6.19,7.07,15.46,5.42,10.47,6.22,14,4.43,8.77,4.5599999999999996,4.92,5.39,10.88,12.1,3.22,3.5,3.93,6.81,7.78,3.89,4.3600000000000003,4.91,10.64,11.91,2.78,3.13,3.52,6.5,7.54,3.7,4.09,4.54,9.81,11.15,2.61,2.88,3.24,6.07,7.01,3.15,3.75,4.1100000000000003,9.09,10.119999999999999,2.27,2.64,2.93,5.76,6.4,7.32,15.67,5.48,10.47,6.48,14.44,4.6399999999999997,8.98,4.8,5.16,5.77,11.38,12.65,3.36,3.61,4.18,6.98,8.09,4.0599999999999996,4.5,5.23,11.11,12.48,2.91,3.26,3.72,6.6,7.82,3.9,4.3,4.82,10.27,11.66,2.77,3.01,3.44,6.29,7.26,3.43,3.92,4.37,9.49,10.58,2.52,2.84,3.12,5.95,6.61,7.57,15.89,5.54,10.47,6.75,14.9,4.8600000000000003,9.19,5.07,5.41,6.17,11.91,13.24,3.5,3.73,4.46,7.15,8.41,4.2300000000000004,4.6500000000000004,5.58,11.6,13.07,3.04,3.4,3.94,6.71,8.1199999999999992,4.1100000000000003,4.53,5.12,10.76,12.18,2.94,3.15,3.66,6.52,7.52,3.74,4.0999999999999996,4.6399999999999997,9.92,11.06,2.8,3.05,3.32,6.14,6.83,7.84,16.12,5.6,10.48,7.04,15.38,5.09,9.41,5.35,5.68,6.6,12.46,13.85,3.65,3.85,4.75,7.34,8.74,4.41,4.8,5.95,12.11,13.7,3.19,3.55,4.18,6.82,8.43,4.33,4.7699999999999996,5.44,11.28,12.74,3.12,3.29,3.9,6.76,7.79,4.08,4.3,4.93,10.36,11.56,3.12,3.29,3.53,6.35,7.06,8.73,17.239999999999998,6.24,11.33,7.62,16.11,5.44,9.94,5.76,6.11,6.96,12.9,14.34,3.95,4.17,4.99,7.72,9.07,4.75,5.21,6.25,12.54,14.18,3.4,3.8,4.38,7.23,8.75,4.68,5.1100000000000003,5.74,11.73,13.24,3.34,3.53,4.09,7.11,8.1300000000000008,4.21,4.6100000000000003,5.2,10.78,12.01,3.13,3.41,3.71,6.62,7.35,9.7200000000000006,18.45,6.95,12.26,8.25,16.89,5.82,10.5,6.21,6.57,7.34,13.36,14.85,4.29,4.5199999999999996,5.24,8.1300000000000008,9.42,5.12,5.66,6.57,13,14.67,3.64,4.07,4.59,7.67,9.08,5.0599999999999996,5.49,6.06,12.2,13.76,3.59,3.8,4.3,7.48,8.49,4.3600000000000003,4.95,5.5,11.21,12.49,3.14,3.55,3.9,6.9,7.67,10.82,19.739999999999998,7.74,13.27,8.93,17.7,6.23,11.1,6.69,7.07,7.75,13.83,15.37,4.6500000000000004,4.9000000000000004,5.5,8.56,9.7799999999999994,5.51,6.15,6.91,13.46,15.19,3.89,4.37,4.8099999999999996,8.1300000000000008,9.43,5.47,5.89,6.4,12.69,14.31,3.86,4.09,4.5199999999999996,7.87,8.8699999999999992,4.5,5.31,5.81,11.67,12.99,3.15,3.69,4.09,7.19,7.99,12.05,21.12,8.6300000000000008,14.36,9.67,18.55,6.67,11.73,7.21,7.61,8.17,14.33,15.92,5.05,5.32,5.78,9.01,10.16,5.94,6.68,7.27,13.95,15.72,4.16,4.68,5.04,8.6199999999999992,9.7899999999999991,5.92,6.32,6.76,13.2,14.88,4.1399999999999997,4.3899999999999997,4.74,8.27,9.26,4.66,5.71,6.14,12.14,13.51,3.16,3.83,4.3,7.5,8.33,13.43,22.6,9.6199999999999992,15.54,10.48,19.45,7.14,12.4,7.78,8.19,8.6300000000000008,14.84,16.489999999999998,5.48,5.77,6.08,9.49,10.55,6.41,7.26,7.65,14.46,16.28,4.45,5.0199999999999996,5.29,9.15,10.17,6.41,6.79,7.15,13.74,15.47,4.45,4.7300000000000004,4.99,8.7100000000000009,9.68,4.82,6.13,6.49,12.64,14.05,3.18,3.99,4.53,7.82,8.69,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[55,4.9800000000000004,10.43,3.87,8.3000000000000007,3.17,9.2100000000000009,2.56,5.15,2.15,2.65,2.87,6.41,8.44,1.52,1.9,2.02,3.51,4.57,1.92,2.0499999999999998,2.33,6.17,7.49,1.32,1.41,1.66,3.37,4.0999999999999996,1.75,1.97,2.2599999999999998,4.6399999999999997,7.1,1.24,1.37,1.59,3.29,4,1.6,1.96,2.09,4.3099999999999996,6.44,1.24,1.37,1.45,3.19,3.55,5.03,10.54,3.91,8.39,3.2,9.36,2.58,5.29,2.17,2.67,2.92,6.47,8.67,1.53,1.92,2.04,3.54,4.6900000000000004,1.93,2.1,2.35,6.24,7.7,1.34,1.47,1.69,3.43,4.18,1.76,2.02,2.2799999999999998,4.68,7.23,1.25,1.4,1.6,3.32,4.0599999999999996,1.61,1.97,2.11,4.3499999999999996,6.5,1.25,1.38,1.46,3.22,3.58,5.09,10.65,3.96,8.48,3.24,9.51,2.61,5.44,2.19,2.7,2.97,6.54,8.92,1.55,1.94,2.06,3.58,4.8099999999999996,1.95,2.15,2.37,6.32,7.91,1.37,1.53,1.73,3.49,4.28,1.78,2.08,2.2999999999999998,4.7300000000000004,7.37,1.26,1.45,1.62,3.35,4.12,1.63,1.99,2.13,4.4000000000000004,6.57,1.26,1.4,1.48,3.25,3.62,5.15,10.76,4,8.57,3.27,9.67,2.64,5.59,2.2200000000000002,2.73,3.02,6.61,9.18,1.57,1.96,2.08,3.62,4.9400000000000004,1.97,2.2000000000000002,2.4,6.4,8.14,1.39,1.6,1.77,3.55,4.37,1.8,2.13,2.33,4.78,7.52,1.28,1.49,1.63,3.39,4.18,1.65,2.0099999999999998,2.15,4.4400000000000004,6.64,1.28,1.41,1.49,3.29,3.66,5.21,10.88,4.05,8.66,3.31,9.82,2.67,5.74,2.2400000000000002,2.76,3.07,6.68,9.44,1.59,1.98,2.1,3.66,5.08,1.99,2.2599999999999998,2.42,6.48,8.3699999999999992,1.42,1.67,1.81,3.62,4.47,1.82,2.19,2.35,4.83,7.67,1.29,1.53,1.65,3.42,4.25,1.67,2.0299999999999998,2.17,4.49,6.71,1.29,1.43,1.51,3.32,3.7,5.27,11,4.0999999999999996,8.76,3.35,9.99,2.71,5.91,2.27,2.79,3.13,6.75,9.7100000000000009,1.61,2.0099999999999998,2.13,3.7,5.22,2.02,2.3199999999999998,2.4500000000000002,6.56,8.61,1.45,1.75,1.85,3.69,4.57,1.84,2.2599999999999998,2.38,4.8899999999999997,7.82,1.31,1.58,1.67,3.46,4.32,1.69,2.06,2.2000000000000002,4.54,6.78,1.31,1.45,1.53,3.36,3.74,5.57,11.34,4.28,9.11,3.69,10.5,2.92,6.23,2.48,3.07,3.41,7.23,10.25,1.77,2.19,2.34,4.05,5.54,2.23,2.54,2.68,7,9.15,1.6,1.91,2.0099999999999998,4.0199999999999996,4.92,2.0299999999999998,2.4500000000000002,2.59,5.33,8.41,1.45,1.74,1.84,3.8,4.6900000000000004,1.87,2.21,2.36,5,7.29,1.44,1.58,1.67,3.64,4.0599999999999996,5.9,11.69,4.4800000000000004,9.4700000000000006,4.08,11.04,3.16,6.57,2.72,3.39,3.71,7.75,10.83,1.95,2.39,2.57,4.43,5.88,2.4700000000000002,2.79,2.94,7.47,9.74,1.77,2.08,2.2000000000000002,4.3899999999999997,5.31,2.25,2.67,2.82,5.82,9.06,1.61,1.92,2.0299999999999998,4.18,5.09,2.0699999999999998,2.39,2.5299999999999998,5.51,7.85,1.59,1.73,1.82,3.96,4.41,6.24,12.06,4.68,9.85,4.51,11.6,3.41,6.94,2.98,3.74,4.05,8.31,11.45,2.16,2.61,2.82,4.8499999999999996,6.24,2.73,3.06,3.23,7.97,10.36,1.96,2.2799999999999998,2.4,4.8,5.73,2.4900000000000002,2.91,3.07,6.35,9.75,1.79,2.13,2.2400000000000002,4.5999999999999996,5.53,2.2999999999999998,2.57,2.72,6.08,8.4600000000000009,1.75,1.89,1.99,4.3,4.79,6.61,12.44,4.8899999999999997,10.24,4.9800000000000004,12.2,3.69,7.32,3.27,4.13,4.41,8.9,12.09,2.38,2.85,3.11,5.31,6.63,3.02,3.36,3.54,8.5,11.02,2.16,2.4900000000000002,2.62,5.23,6.18,2.75,3.17,3.34,6.92,10.49,1.99,2.35,2.48,5.07,6,2.5499999999999998,2.77,2.93,6.7,9.11,1.93,2.06,2.17,4.67,5.2,7,12.83,5.12,10.66,5.5,12.83,3.99,7.73,3.59,4.5599999999999996,4.8099999999999996,9.5500000000000007,12.78,2.63,3.11,3.42,5.82,7.04,3.35,3.69,3.89,9.08,11.73,2.4,2.72,2.87,5.72,6.67,3.05,3.45,3.64,7.56,11.3,2.2200000000000002,2.6,2.74,5.58,6.52,2.84,2.99,3.15,7.39,9.81,2.14,2.2599999999999998,2.38,5.08,5.65,7.19,13.91,5.23,10.87,5.77,13.4,4.1500000000000004,8.14,3.75,4.7699999999999996,5.05,9.89,13.23,2.74,3.23,3.56,6.05,7.43,3.51,3.94,4.1500000000000004,9.39,12.08,2.5,2.84,3.04,5.94,6.98,3.19,3.66,3.9,7.88,11.69,2.31,2.71,2.91,5.81,6.78,2.99,3.18,3.37,7.73,10.15,2.2400000000000002,2.4,2.5299999999999998,5.28,5.87,7.39,15.09,5.35,11.09,6.07,14,4.33,8.57,3.92,4.99,5.31,10.26,13.7,2.85,3.35,3.7,6.29,7.84,3.68,4.21,4.4400000000000004,9.7100000000000009,12.44,2.6,2.96,3.22,6.17,7.31,3.35,3.9,4.18,8.23,12.1,2.41,2.83,3.1,6.04,7.05,3.16,3.38,3.62,8.1,10.5,2.36,2.5499999999999998,2.69,5.49,6.11,7.6,16.36,5.47,11.32,6.37,14.63,4.51,9.02,4.0999999999999996,5.23,5.59,10.63,14.19,2.98,3.49,3.86,6.55,8.2799999999999994,3.85,4.5,4.74,10.050000000000001,12.81,2.71,3.09,3.42,6.42,7.65,3.51,4.1399999999999997,4.49,8.58,12.52,2.52,2.96,3.3,6.29,7.33,3.33,3.6,3.89,8.48,10.87,2.48,2.71,2.86,5.71,6.35,7.81,17.739999999999998,5.6,11.55,6.7,15.28,4.71,9.5,4.28,5.48,5.87,11.02,14.7,3.1,3.62,4.0199999999999996,6.81,8.74,4.04,4.8099999999999996,5.07,10.4,13.19,2.83,3.23,3.63,6.67,8.02,3.68,4.41,4.8099999999999996,8.9600000000000009,12.96,2.63,3.09,3.52,6.55,7.62,3.52,3.83,4.17,8.8800000000000008,11.25,2.6,2.88,3.04,5.95,6.61,8.0299999999999994,19.25,5.73,11.79,7.04,15.97,4.91,10.01,4.4800000000000004,5.74,6.18,11.43,15.23,3.24,3.77,4.1900000000000004,7.09,9.23,4.24,5.14,5.42,10.76,13.59,2.95,3.38,3.85,6.94,8.4,3.86,4.6900000000000004,5.17,9.35,13.42,2.75,3.23,3.75,6.83,7.93,3.72,4.08,4.4800000000000004,9.3000000000000007,11.65,2.74,3.07,3.24,6.19,6.88,8.4,19.55,6.05,12.12,7.44,16.649999999999999,5.21,10.5,4.75,6,6.44,12.09,15.54,3.44,4.0199999999999996,4.4400000000000004,7.6,9.58,4.51,5.46,5.76,11.48,14.14,3.15,3.64,4.09,7.39,8.83,4.13,4.99,5.47,10.050000000000001,13.84,2.93,3.43,3.95,7.18,8.33,3.93,4.3899999999999997,4.8099999999999996,9.82,12.15,2.87,3.23,3.47,6.51,7.3,8.7899999999999991,19.87,6.4,12.46,7.87,17.37,5.54,11.02,5.03,6.27,6.73,12.79,15.85,3.65,4.3,4.71,8.14,9.9499999999999993,4.8099999999999996,5.8,6.12,12.26,14.72,3.38,3.94,4.3499999999999996,7.87,9.2899999999999991,4.42,5.32,5.79,10.82,14.28,3.14,3.65,4.17,7.56,8.75,4.16,4.72,5.17,10.38,12.68,3.01,3.39,3.72,6.86,7.76,9.1999999999999993,20.190000000000001,6.76,12.82,8.33,18.11,5.89,11.57,5.34,6.56,7.02,13.54,16.18,3.88,4.59,5,8.73,10.34,5.12,6.17,6.51,13.1,15.32,3.62,4.25,4.63,8.3800000000000008,9.77,4.7300000000000004,5.67,6.13,11.63,14.73,3.35,3.89,4.4000000000000004,7.96,9.19,4.3899999999999997,5.09,5.56,10.96,13.22,3.16,3.57,3.99,7.22,8.24,9.6300000000000008,20.51,7.15,13.18,8.81,18.89,6.25,12.14,5.66,6.86,7.33,14.32,16.510000000000002,4.13,4.91,5.31,9.36,10.74,5.46,6.55,6.92,13.99,15.94,3.87,4.59,4.92,8.93,10.28,5.0599999999999996,6.05,6.49,12.52,15.2,3.59,4.1399999999999997,4.6500000000000004,8.3800000000000008,9.66,4.6500000000000004,5.48,5.98,11.58,13.8,3.31,3.76,4.28,7.6,8.75,10.09,20.85,7.56,13.56,9.32,19.71,6.65,12.75,6.01,7.18,7.65,15.16,16.850000000000001,4.3899999999999997,5.25,5.64,10.039999999999999,11.16,5.82,6.97,7.36,14.94,16.600000000000001,4.1500000000000004,4.96,5.24,9.52,10.82,5.42,6.45,6.87,13.47,15.69,3.84,4.41,4.91,8.82,10.15,4.92,5.9,6.43,12.24,14.4,3.48,3.96,4.59,8.01,9.3000000000000007,10.39,20.85,7.68,13.56,9.6999999999999993,19.93,6.92,12.84,6.43,7.49,8.18,15.76,17.510000000000002,4.6900000000000004,5.5,6,10.210000000000001,11.45,6.09,7.16,7.73,15.46,17.28,4.3499999999999996,5.15,5.49,9.67,11.15,5.72,6.73,7.23,14.1,16.27,4.0599999999999996,4.59,5.13,9.09,10.42,5.25,6.13,6.73,12.81,14.9,3.74,4.1900000000000004,4.7699999999999996,8.2799999999999994,9.5299999999999994,10.7,20.85,7.81,13.56,10.11,20.149999999999999,7.22,12.93,6.89,7.83,8.75,16.38,18.21,5.01,5.78,6.38,10.38,11.75,6.38,7.36,8.1199999999999992,16,17.989999999999998,4.5599999999999996,5.36,5.75,9.83,11.5,6.04,7.02,7.62,14.75,16.87,4.3,4.7699999999999996,5.37,9.3800000000000008,10.7,5.61,6.38,7.04,13.41,15.42,4.03,4.4400000000000004,4.96,8.56,9.77,11.02,20.85,7.94,13.56,10.53,20.38,7.52,13.02,7.38,8.17,9.36,17.03,18.93,5.36,6.06,6.79,10.55,12.06,6.69,7.57,8.5399999999999991,16.57,18.73,4.78,5.58,6.03,9.99,11.86,6.38,7.32,8.02,15.45,17.489999999999998,4.5599999999999996,4.97,5.62,9.68,10.99,5.99,6.64,7.37,14.03,15.95,4.34,4.71,5.16,8.85,10.01,11.35,20.85,8.08,13.56,10.97,20.61,7.84,13.12,7.9,8.5399999999999991,10.01,17.71,19.68,5.73,6.36,7.22,10.73,12.38,7.01,7.79,8.9700000000000006,17.149999999999999,19.5,5.01,5.8,6.32,10.15,12.23,6.74,7.64,8.4499999999999993,16.170000000000002,18.14,4.83,5.17,5.87,9.98,11.29,6.4,6.91,7.72,14.69,16.510000000000002,4.67,4.99,5.36,9.15,10.27,11.7,20.86,8.2200000000000006,13.57,11.43,20.85,8.17,13.22,8.4700000000000006,8.92,10.71,18.420000000000002,20.47,6.13,6.68,7.69,10.92,12.71,7.35,8.01,9.43,17.760000000000002,20.309999999999999,5.26,6.04,6.63,10.32,12.62,7.13,7.98,8.91,16.93,18.82,5.12,5.39,6.15,10.3,11.6,6.84,7.2,8.09,15.38,17.09,5.03,5.3,5.58,9.4700000000000006,10.53,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[61,8.4499999999999993,18.739999999999998,6.28,13.31,6.17,16.48,4.4400000000000004,9.9,4.0599999999999996,4.95,5.53,11.99,15.28,2.85,3.44,3.85,6.73,8.1999999999999993,3.73,4.12,4.8600000000000003,11.19,13.58,2.6,2.95,3.48,6.44,7.82,3.53,3.75,4.41,9.1199999999999992,12.98,2.4700000000000002,2.81,3.31,5.94,7.2,3.14,3.74,4.41,7.98,12.11,2.46,2.79,3.17,5.92,6.92,8.5399999999999991,18.93,6.35,13.45,6.3,16.82,4.53,10,4.0999999999999996,5,5.68,12.11,15.52,2.88,3.47,3.95,6.8,8.3800000000000008,3.76,4.24,5.0199999999999996,11.42,13.96,2.62,3.04,3.57,6.5,8.02,3.56,3.9,4.58,9.2100000000000009,13.3,2.4900000000000002,2.89,3.41,6.07,7.42,3.17,3.8,4.45,8.06,12.23,2.48,2.86,3.2,6.04,6.99,8.6300000000000008,19.13,6.42,13.59,6.43,17.170000000000002,4.62,10.1,4.1399999999999997,5.05,5.83,12.24,15.77,2.91,3.51,4.0599999999999996,6.87,8.57,3.8,4.37,5.2,11.66,14.35,2.65,3.13,3.67,6.57,8.23,3.6,4.07,4.76,9.3000000000000007,13.63,2.52,2.98,3.51,6.22,7.65,3.2,3.86,4.5,8.14,12.36,2.5099999999999998,2.93,3.23,6.16,7.06,8.7200000000000006,19.329999999999998,6.49,13.74,6.57,17.53,4.72,10.210000000000001,4.1900000000000004,5.1100000000000003,5.99,12.36,16.03,2.94,3.55,4.17,6.94,8.77,3.84,4.5,5.38,11.91,14.76,2.68,3.23,3.77,6.64,8.4499999999999993,3.64,4.24,4.95,9.4,13.97,2.54,3.07,3.62,6.36,7.89,3.24,3.93,4.54,8.2200000000000006,12.49,2.5299999999999998,3.01,3.27,6.29,7.13,8.82,19.54,6.56,13.89,6.71,17.89,4.82,10.32,4.2300000000000004,5.16,6.16,12.49,16.29,2.97,3.59,4.29,7.01,8.9700000000000006,3.88,4.6399999999999997,5.57,12.16,15.18,2.71,3.33,3.88,6.71,8.68,3.68,4.42,5.14,9.5,14.32,2.57,3.16,3.74,6.51,8.1300000000000008,3.27,4,4.59,8.31,12.61,2.56,3.09,3.3,6.41,7.2,8.92,19.75,6.64,14.04,6.86,18.27,4.92,10.43,4.28,5.22,6.33,12.63,16.559999999999999,3.01,3.63,4.41,7.09,9.18,3.93,4.78,5.77,12.42,15.61,2.74,3.44,3.99,6.78,8.91,3.72,4.6100000000000003,5.35,9.6,14.68,2.6,3.26,3.86,6.67,8.39,3.31,4.07,4.6399999999999997,8.4,12.75,2.59,3.17,3.34,6.55,7.28,9.3000000000000007,20.239999999999998,7.1,14.35,7.36,19.02,5.22,11.06,4.78,5.79,6.86,13.5,17.54,3.39,4.0199999999999996,4.75,7.64,9.7799999999999994,4.3600000000000003,5.29,6.23,13.28,16.52,3.05,3.78,4.32,7.35,9.4600000000000009,4.16,5.09,5.79,10.53,15.63,2.9,3.59,4.1900000000000004,7.23,8.93,3.73,4.4800000000000004,5.03,9.26,13.57,2.89,3.44,3.62,6.97,7.75,9.6999999999999993,20.75,7.61,14.68,7.91,19.809999999999999,5.54,11.72,5.33,6.43,7.44,14.43,18.579999999999998,3.82,4.47,5.13,8.24,10.42,4.8499999999999996,5.87,6.73,14.2,17.5,3.41,4.16,4.68,7.98,10.06,4.66,5.63,6.28,11.56,16.64,3.24,3.96,4.54,7.85,9.51,4.2,4.93,5.45,10.220000000000001,14.45,3.23,3.73,3.93,7.43,8.25,10.11,21.28,8.14,15.01,8.5,20.62,5.87,12.43,5.96,7.14,8.07,15.43,19.690000000000001,4.3099999999999996,4.96,5.54,8.89,11.1,5.38,6.51,7.27,15.18,18.53,3.81,4.58,5.07,8.65,10.68,5.22,6.22,6.81,12.69,17.72,3.62,4.37,4.93,8.52,10.130000000000001,4.7300000000000004,5.43,5.91,11.27,15.39,3.61,4.05,4.2699999999999996,7.91,8.7899999999999991,10.54,21.81,8.7200000000000006,15.36,9.1300000000000008,21.48,6.23,13.19,6.66,7.93,8.75,16.5,20.86,4.8600000000000003,5.5,5.98,9.58,11.83,5.98,7.22,7.85,16.23,19.62,4.25,5.05,5.5,9.39,11.35,5.84,6.87,7.38,13.93,18.86,4.05,4.83,5.36,9.25,10.79,5.34,5.99,6.41,12.43,16.38,4.03,4.4000000000000004,4.6399999999999997,8.43,9.36,11,22.37,9.34,15.71,9.81,22.37,6.62,13.99,7.44,8.81,9.5,17.649999999999999,22.1,5.48,6.11,6.46,10.34,12.61,6.65,8.01,8.49,17.36,20.78,4.75,5.56,5.96,10.19,12.07,6.55,7.6,8.01,15.3,20.09,4.53,5.33,5.82,10.039999999999999,11.5,6.02,6.6,6.95,13.72,17.45,4.51,4.78,5.04,8.98,9.98,11.79,24.08,9.64,16.420000000000002,10.52,23.35,7.06,14.59,7.82,9.24,10.039999999999999,18.27,22.83,5.74,6.38,6.81,10.7,13.22,6.97,8.4,9,17.97,21.52,4.96,5.79,6.33,10.56,12.58,6.89,8,8.5500000000000007,15.99,20.85,4.7300000000000004,5.55,6.16,10.4,12.03,6.34,6.96,7.42,14.36,18.11,4.71,5.07,5.34,9.4,10.44,12.64,25.93,9.9600000000000009,17.16,11.28,24.37,7.54,15.22,8.2200000000000006,9.6999999999999993,10.62,18.920000000000002,23.58,6.02,6.66,7.19,11.07,13.85,7.32,8.81,9.5399999999999991,18.61,22.29,5.19,6.02,6.73,10.96,13.12,7.24,8.44,9.1199999999999992,16.71,21.65,4.95,5.78,6.53,10.78,12.59,6.68,7.35,7.92,15.04,18.809999999999999,4.93,5.37,5.66,9.84,10.93,13.56,27.92,10.28,17.940000000000001,12.1,25.44,8.0500000000000007,15.88,8.64,10.18,11.23,19.59,24.36,6.31,6.96,7.59,11.46,14.53,7.68,9.24,10.119999999999999,19.27,23.08,5.42,6.27,7.15,11.36,13.68,7.62,8.89,9.74,17.47,22.48,5.18,6.03,6.92,11.18,13.18,7.04,7.75,8.4600000000000009,15.75,19.53,5.15,5.7,6.01,10.3,11.45,14.54,30.06,10.62,18.75,12.97,26.56,8.6,16.57,9.08,10.68,11.88,20.29,25.17,6.62,7.27,8.01,11.87,15.23,8.06,9.69,10.73,19.95,23.91,5.67,6.53,7.61,11.79,14.26,8.02,9.3699999999999992,10.39,18.27,23.33,5.42,6.28,7.34,11.59,13.79,7.42,8.18,9.0299999999999994,16.489999999999998,20.28,5.39,6.05,6.37,10.78,11.98,15.6,32.369999999999997,10.97,19.61,13.92,27.73,9.19,17.29,9.5500000000000007,11.21,12.57,21.01,26.01,6.95,7.6,8.4600000000000009,12.29,15.97,8.4700000000000006,10.17,11.39,20.66,24.77,5.93,6.81,8.09,12.23,14.88,8.44,9.8800000000000008,11.1,19.100000000000001,24.23,5.67,6.55,7.78,12.02,14.44,7.83,8.64,9.65,17.27,21.06,5.64,6.42,6.76,11.29,12.55,16.09,31.85,11.35,19.68,13.98,28.12,9.2799999999999994,17.57,9.57,11.31,12.53,21.63,26.2,6.92,7.75,8.5500000000000007,12.97,16.34,8.6999999999999993,10.47,11.6,21.36,25.22,6.11,7.12,8.2799999999999994,12.89,15.46,8.7200000000000006,10.29,11.42,19.739999999999998,24.59,5.92,6.88,8.0500000000000007,12.46,14.93,8.1999999999999993,9.1300000000000008,10.119999999999999,17.86,21.63,5.92,6.65,7.1,11.62,13.12,16.61,31.34,11.74,19.75,14.05,28.53,9.3800000000000008,17.86,9.59,11.41,12.49,22.27,26.4,6.9,7.91,8.64,13.7,16.73,8.94,10.78,11.81,22.09,25.69,6.31,7.45,8.49,13.6,16.059999999999999,9.01,10.72,11.75,20.399999999999999,24.95,6.19,7.22,8.33,12.92,15.44,8.6,9.65,10.61,18.48,22.22,6.22,6.88,7.46,11.95,13.71,17.14,30.84,12.15,19.82,14.12,28.94,9.4700000000000006,18.16,9.61,11.51,12.45,22.93,26.61,6.88,8.07,8.73,14.47,17.13,9.19,11.1,12.03,22.84,26.16,6.51,7.79,8.6999999999999993,14.34,16.690000000000001,9.31,11.16,12.09,21.08,25.33,6.47,7.59,8.6199999999999992,13.4,15.97,9.02,10.199999999999999,11.14,19.12,22.83,6.54,7.13,7.84,12.3,14.34,17.690000000000001,30.35,12.58,19.89,14.19,29.35,9.57,18.46,9.6300000000000008,11.61,12.42,23.61,26.81,6.85,8.23,8.83,15.28,17.53,9.44,11.44,12.25,23.62,26.64,6.71,8.15,8.91,15.13,17.34,9.6199999999999992,11.63,12.44,21.79,25.71,6.77,7.97,8.92,13.9,16.510000000000002,9.4499999999999993,10.78,11.68,19.79,23.45,6.87,7.39,8.24,12.66,14.99,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[70,20.45,40.74,13.55,24.7,17.96,35.61,11.97,21.67,10.94,13.55,14.8,25.52,33.65,8.11,9.99,10.75,16.72,18.87,10.199999999999999,11.81,13.9,24.51,29.72,7.45,8.33,9.81,13.94,16.91,9.7100000000000009,10.35,12.18,23.12,28.03,7.06,7.7,9.06,13.23,16.04,8.73,10.35,12.15,17.670000000000002,26.15,7.02,7.67,9.02,13.18,15.51,20.66,41.16,13.69,24.96,18.149999999999999,36.33,12.17,21.99,11.05,13.69,15.13,25.78,34.49,8.19,10.09,11.04,16.89,19.23,10.3,12.05,14.3,24.88,30.65,7.52,8.56,10.14,14.56,17.39,9.8000000000000007,10.84,12.65,23.41,28.74,7.13,8.0299999999999994,9.3800000000000008,13.8,16.55,8.82,10.45,12.27,17.850000000000001,26.42,7.09,7.92,9.11,13.46,15.67,20.88,41.59,13.84,25.22,18.350000000000001,37.08,12.38,22.32,11.16,13.83,15.47,26.05,35.36,8.27,10.19,11.35,17.07,19.600000000000001,10.41,12.3,14.73,25.25,31.61,7.6,8.8000000000000007,10.5,15.21,17.89,9.91,11.35,13.14,23.72,29.47,7.2,8.3800000000000008,9.7100000000000009,14.39,17.09,8.91,10.56,12.4,18.03,26.69,7.16,8.18,9.1999999999999993,13.76,15.83,21.1,42.02,13.98,25.48,18.55,37.83,12.6,22.66,11.28,13.97,15.82,26.32,36.25,8.36,10.3,11.66,17.239999999999998,19.98,10.52,12.56,15.16,25.63,32.61,7.68,9.0399999999999991,10.86,15.89,18.41,10.01,11.89,13.65,24.02,30.22,7.27,8.74,10.06,15.01,17.64,9,10.67,12.53,18.22,26.96,7.23,8.4499999999999993,9.3000000000000007,14.06,15.99,21.32,42.46,14.13,25.75,18.75,38.61,12.81,23,11.4,14.12,16.18,26.59,37.159999999999997,8.4499999999999993,10.41,11.98,17.420000000000002,20.36,10.62,12.82,15.61,26.02,33.64,7.76,9.3000000000000007,11.24,16.600000000000001,18.940000000000001,10.11,12.46,14.18,24.33,30.99,7.35,9.1199999999999992,10.41,15.66,18.21,9.09,10.78,12.65,18.41,27.24,7.31,8.73,9.4,14.37,16.16,21.55,42.91,14.29,26.03,18.96,39.4,13.04,23.35,11.52,14.27,16.55,26.87,38.1,8.5399999999999991,10.52,12.32,17.61,20.76,10.74,13.09,16.07,26.42,34.700000000000003,7.84,9.56,11.63,17.350000000000001,19.489999999999998,10.220000000000001,13.06,14.73,24.65,31.79,7.43,9.52,10.79,16.34,18.8,9.19,10.9,12.79,18.600000000000001,27.53,7.39,9.02,9.5,14.69,16.329999999999998,21.83,43.19,14.5,27,19.71,40.340000000000003,13.47,24.63,12.22,14.98,17.43,28.52,38.520000000000003,9.16,10.94,12.69,18.440000000000001,21.48,11.37,13.84,16.87,27.95,35.520000000000003,8.33,10.050000000000001,12.04,18.22,20.43,10.93,13.8,15.65,26.02,33.04,7.82,9.84,11.33,17.36,19.84,10.01,11.81,13.59,19.88,28.63,7.78,9.43,9.9600000000000009,15.54,17.28,22.12,43.48,14.72,28.01,20.49,41.31,13.93,25.98,12.98,15.74,18.37,30.28,38.950000000000003,9.84,11.38,13.07,19.309999999999999,22.24,12.05,14.65,17.71,29.58,36.369999999999997,8.85,10.58,12.46,19.14,21.41,11.69,14.58,16.64,27.46,34.35,8.23,10.18,11.89,18.46,20.95,10.92,12.81,14.45,21.26,29.79,8.1999999999999993,9.86,10.44,16.45,18.28,22.42,43.78,14.94,29.05,21.3,42.31,14.4,27.4,13.78,16.53,19.350000000000001,32.15,39.380000000000003,10.56,11.85,13.46,20.23,23.02,12.76,15.5,18.59,31.3,37.229999999999997,9.4,11.13,12.9,20.11,22.45,12.51,15.41,17.690000000000001,28.99,35.71,8.66,10.53,12.49,19.62,22.11,11.91,13.89,15.36,22.73,30.99,8.64,10.3,10.95,17.41,19.350000000000001,22.71,44.07,15.16,30.14,22.14,43.32,14.88,28.91,14.62,17.37,20.39,34.130000000000003,39.82,11.34,12.33,13.87,21.19,23.83,13.52,16.39,19.510000000000002,33.130000000000003,38.119999999999997,9.99,11.71,13.35,21.13,23.53,13.39,16.28,18.8,30.6,37.119999999999997,9.1199999999999992,10.89,13.12,20.86,23.34,12.98,15.06,16.329999999999998,24.3,32.24,9.11,10.77,11.48,18.420000000000002,20.47,23.02,44.37,15.39,31.27,23.02,44.37,15.39,30.5,15.53,18.25,21.49,36.24,40.270000000000003,12.18,12.83,14.29,22.2,24.67,14.33,17.350000000000001,20.49,35.06,39.03,10.62,12.33,13.83,22.2,24.67,14.33,17.21,19.989999999999998,32.31,38.590000000000003,9.6,11.27,13.78,22.18,24.65,14.16,16.329999999999998,17.36,25.99,33.54,9.6,11.27,12.04,19.5,21.67,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[73,30.79,52.64,19.329999999999998,29.47,26.96,45.97,16.989999999999998,25.81,18.22,19.53,20.56,38.57,42.86,13.99,14.73,15.51,22.04,24.49,15.76,16.75,19.71,31.22,37.85,11.09,11.78,13.87,18.34,22.24,13.58,14.43,16.98,29.72,36.020000000000003,10.43,11.08,13.04,17.41,21.11,13.58,14.42,16.97,26.61,32.26,10.39,11.04,12.99,17.34,21.01,31.11,53.18,19.53,29.77,27.46,47,17.59,26.78,18.399999999999999,20.09,21.32,38.96,43.3,14.13,14.88,15.67,22.62,25.16,16.21,17.68,20.47,32.69,39.01,11.44,12.36,14.23,19.39,23.1,14.39,15.33,17.64,31.05,37.42,10.67,11.57,13.53,18.399999999999999,21.93,14.05,14.89,17.14,27.35,32.590000000000003,10.64,11.4,13.12,17.82,21.22,31.43,53.74,19.73,30.09,27.97,48.07,18.22,27.79,18.59,20.67,22.11,39.36,43.75,14.28,15.03,15.83,23.22,25.85,16.670000000000002,18.670000000000002,21.27,34.24,40.22,11.81,12.97,14.6,20.5,24,15.25,16.28,18.329999999999998,32.450000000000003,38.880000000000003,10.92,12.08,14.05,19.46,22.78,14.54,15.39,17.32,28.12,32.92,10.89,11.77,13.25,18.32,21.44,31.76,54.3,19.940000000000001,30.4,28.49,49.16,18.88,28.83,18.79,21.27,22.93,39.770000000000003,44.2,14.42,15.19,15.99,23.83,26.57,17.149999999999999,19.71,22.1,35.869999999999997,41.46,12.18,13.61,14.99,21.67,24.94,16.16,17.3,19.04,33.909999999999997,40.39,11.18,12.61,14.58,20.57,23.67,15.05,15.89,17.5,28.91,33.26,11.16,12.16,13.39,18.829999999999998,21.66,32.1,54.86,20.149999999999999,30.72,29.02,50.27,19.55,29.92,18.98,21.89,23.77,40.18,44.65,14.57,15.35,16.16,24.46,27.3,17.64,20.81,22.97,37.57,42.74,12.57,14.29,15.38,22.91,25.91,17.12,18.38,19.78,35.44,41.97,11.44,13.17,15.14,21.75,24.6,15.57,16.420000000000002,17.68,29.72,33.61,11.43,12.56,13.53,19.350000000000001,21.89,32.44,55.44,20.37,31.05,29.57,51.41,20.260000000000002,31.05,19.18,22.53,24.66,40.6,45.12,14.73,15.51,16.329999999999998,25.11,28.06,18.149999999999999,21.98,23.87,39.35,44.07,12.98,15,15.79,24.23,26.93,18.149999999999999,19.53,20.56,37.04,43.61,11.71,13.76,15.72,23,25.56,16.12,16.97,17.87,30.56,33.96,11.71,12.98,13.67,19.899999999999999,22.12,31.88,55.26,20.29,32.549999999999997,29.6,51.72,20.21,31.73,19.16,22.49,24.61,41.09,44.73,14.76,15.54,16.239999999999998,25.48,27.81,18.079999999999998,21.91,23.99,39.89,43.73,12.98,15.01,15.76,24.78,27.03,18.09,19.89,21.27,37.380000000000003,43.51,11.71,13.76,15.72,23.75,25.97,16.46,17.649999999999999,18.75,30.68,35.119999999999997,11.71,13.13,14.05,20.82,23.14,31.33,55.09,20.21,34.14,29.64,52.04,20.170000000000002,32.43,19.14,22.46,24.56,41.6,44.34,14.8,15.57,16.16,25.86,27.57,18.02,21.85,24.12,40.44,43.39,12.98,15.03,15.73,25.35,27.13,18.03,20.27,22.02,37.729999999999997,43.41,11.71,13.76,15.72,24.52,26.4,16.809999999999999,18.350000000000001,19.670000000000002,30.81,36.32,11.71,13.29,14.45,21.78,24.21,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[78,60.74,80.66,34.79,39.520000000000003,46.89,70.3,30.4,34.54,28.72,32.619999999999997,35.56,52.26,58.07,20.27,21.34,23.2,31.08,34.54,28.21,29.97,35.270000000000003,46.72,56.64,19.77,21.01,23.2,28.96,34.54,23.61,25.09,29.52,45.16,54.74,17.8,20.34,23.2,27.52,33.36,23.6,25.08,29.51,39.119999999999997,45.78,17.8,20.239999999999998,23.2,27.39,33.19,61.37,81.489999999999995,35.15,39.93,47.09,71.14,30.37,35.99,29.01,32.950000000000003,35.75,53.61,58.41,20.53,21.56,23.1,32.29,35.43,28.15,30.8,35.86,48.99,57.15,19.690000000000001,21.24,23.01,30.56,35.85,24.63,26.65,30.67,47.92,56.15,17.63,20.16,23.24,29.17,34.65,24.73,25.9,29.81,40.65,46.25,17.64,20.56,23.56,28.15,33.53,62,82.34,35.51,40.340000000000003,47.29,72,30.35,37.5,29.31,33.29,35.950000000000003,54.99,58.75,20.81,21.78,23.01,33.54,36.35,28.09,31.66,36.47,51.38,57.67,19.61,21.49,22.84,32.25,37.21,25.69,28.32,31.86,50.85,57.6,17.46,19.989999999999998,23.28,30.93,36,25.92,26.76,30.12,42.24,46.72,17.48,20.89,23.93,28.94,33.869999999999997,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[90,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[93,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[97,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6","B1","B1","B1","B1","B2","B2","B2","B2","B3","B3","B3","B3","B3","B3","B3","B3","B3","B3","B4","B4","B4","B4","B4","B4","B4","B4","B4","B4","B5","B5","B5","B5","B5","B5","B5","B5","B5","B5","B6","B6","B6","B6","B6","B6","B6","B6","B6","B6"]
[null,"M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M3","M5","F3","F5","M3","M5","F3","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5","M1","M2","M3","M4","M5","F1","F2","F3","F4","F5"]
[null,{"$f":"B111&B110&B109","v":"M3B1T5"},{"$f":"C111&C110&C109","v":"M5B1T5"},"F3B1T5","F5B1T5","M3B2T5","M5B2T5","F3B2T5","F5B2T5","M1B3T5","M2B3T5","M3B3T5","M4B3T5","M5B3T5","F1B3T5","F2B3T5","F3B3T5","F4B3T5","F5B3T5","M1B4T5","M2B4T5","M3B4T5","M4B4T5","M5B4T5","F1B4T5","F2B4T5","F3B4T5","F4B4T5","F5B4T5","M1B5T5","M2B5T5","M3B5T5","M4B5T5","M5B5T5","F1B5T5","F2B5T5","F3B5T5","F4B5T5","F5B5T5","M1B6T5","M2B6T5","M3B6T5","M4B6T5","M5B6T5","F1B6T5","F2B6T5","F3B6T5","F4B6T5","F5B6T5","M3B1T6","M5B1T6","F3B1T6","F5B1T6","M3B2T6","M5B2T6","F3B2T6","F5B2T6","M1B3T6","M2B3T6","M3B3T6","M4B3T6","M5B3T6","F1B3T6","F2B3T6","F3B3T6","F4B3T6",{"$f":"BO111&BO110&BO109","v":"F5B3T6"},"M1B4T6","M2B4T6","M3B4T6","M4B4T6","M5B4T6","F1B4T6","F2B4T6","F3B4T6","F4B4T6","F5B4T6","M1B5T6","M2B5T6","M3B5T6","M4B5T6","M5B5T6","F1B5T6","F2B5T6","F3B5T6","F4B5T6","F5B5T6","M1B6T6","M2B6T6","M3B6T6","M4B6T6","M5B6T6","F1B6T6","F2B6T6","F3B6T6","F4B6T6","F5B6T6","M3B1T7","M5B1T7","F3B1T7","F5B1T7","M3B2T7","M5B2T7","F3B2T7","F5B2T7","M1B3T7","M2B3T7","M3B3T7","M4B3T7","M5B3T7","F1B3T7","F2B3T7","F3B3T7","F4B3T7","F5B3T7","M1B4T7","M2B4T7","M3B4T7","M4B4T7","M5B4T7","F1B4T7","F2B4T7","F3B4T7","F4B4T7","F5B4T7","M1B5T7","M2B5T7","M3B5T7","M4B5T7","M5B5T7",{"$f":"EA111&EA110&EA109","v":"F1B5T7"},"F2B5T7","F3B5T7","F4B5T7","F5B5T7","M1B6T7","M2B6T7","M3B6T7","M4B6T7","M5B6T7","F1B6T7","F2B6T7","F3B6T7","F4B6T7","F5B6T7","M3B1T8","M5B1T8","F3B1T8","F5B1T8","M3B2T8","M5B2T8","F3B2T8","F5B2T8","M1B3T8","M2B3T8","M3B3T8","M4B3T8","M5B3T8","F1B3T8","F2B3T8","F3B3T8","F4B3T8","F5B3T8","M1B4T8","M2B4T8","M3B4T8","M4B4T8","M5B4T8","F1B4T8","F2B4T8","F3B4T8","F4B4T8","F5B4T8","M1B5T8","M2B5T8","M3B5T8","M4B5T8","M5B5T8","F1B5T8","F2B5T8","F3B5T8","F4B5T8","F5B5T8","M1B6T8","M2B6T8","M3B6T8","M4B6T8","M5B6T8","F1B6T8","F2B6T8","F3B6T8","F4B6T8","F5B6T8","M3B1T9",{"$f":"GM111&GM110&GM109","v":"M5B1T9"},"F3B1T9","F5B1T9","M3B2T9","M5B2T9","F3B2T9","F5B2T9","M1B3T9","M2B3T9","M3B3T9","M4B3T9","M5B3T9","F1B3T9","F2B3T9","F3B3T9","F4B3T9","F5B3T9","M1B4T9","M2B4T9","M3B4T9","M4B4T9","M5B4T9","F1B4T9","F2B4T9","F3B4T9","F4B4T9","F5B4T9","M1B5T9","M2B5T9","M3B5T9","M4B5T9","M5B5T9","F1B5T9","F2B5T9","F3B5T9","F4B5T9","F5B5T9","M1B6T9","M2B6T9","M3B6T9","M4B6T9","M5B6T9","F1B6T9","F2B6T9","F3B6T9","F4B6T9","F5B6T9","M3B1T10","M5B1T10","F3B1T10","F5B1T10","M3B2T10","M5B2T10","F3B2T10","F5B2T10","M1B3T10","M2B3T10","M3B3T10","M4B3T10","M5B3T10","F1B3T10","F2B3T10","F3B3T10","F4B3T10",{"$f":"IY111&IY110&IY109","v":"F5B3T10"},"M1B4T10","M2B4T10","M3B4T10","M4B4T10","M5B4T10","F1B4T10","F2B4T10","F3B4T10","F4B4T10","F5B4T10","M1B5T10","M2B5T10","M3B5T10","M4B5T10","M5B5T10","F1B5T10","F2B5T10","F3B5T10","F4B5T10","F5B5T10","M1B6T10","M2B6T10","M3B6T10","M4B6T10","M5B6T10","F1B6T10","F2B6T10","F3B6T10","F4B6T10","F5B6T10","M3B1T11","M5B1T11","F3B1T11","F5B1T11","M3B2T11","M5B2T11","F3B2T11","F5B2T11","M1B3T11","M2B3T11","M3B3T11","M4B3T11","M5B3T11","F1B3T11","F2B3T11","F3B3T11","F4B3T11","F5B3T11","M1B4T11","M2B4T11","M3B4T11","M4B4T11","M5B4T11","F1B4T11","F2B4T11","F3B4T11","F4B4T11","F5B4T11","M1B5T11","M2B5T11","M3B5T11","M4B5T11","M5B5T11",{"$f":"LK111&LK110&LK109","v":"F1B5T11"},"F2B5T11","F3B5T11","F4B5T11","F5B5T11","M1B6T11","M2B6T11","M3B6T11","M4B6T11","M5B6T11","F1B6T11","F2B6T11","F3B6T11","F4B6T11","F5B6T11","M3B1T12","M5B1T12","F3B1T12","F5B1T12","M3B2T12","M5B2T12","F3B2T12","F5B2T12","M1B3T12","M2B3T12","M3B3T12","M4B3T12","M5B3T12","F1B3T12","F2B3T12","F3B3T12","F4B3T12","F5B3T12","M1B4T12","M2B4T12","M3B4T12","M4B4T12","M5B4T12","F1B4T12","F2B4T12","F3B4T12","F4B4T12","F5B4T12","M1B5T12","M2B5T12","M3B5T12","M4B5T12","M5B5T12","F1B5T12","F2B5T12","F3B5T12","F4B5T12","F5B5T12","M1B6T12","M2B6T12","M3B6T12","M4B6T12","M5B6T12","F1B6T12","F2B6T12","F3B6T12","F4B6T12","F5B6T12","M3B1T13",{"$f":"NW111&NW110&NW109","v":"M5B1T13"},"F3B1T13","F5B1T13","M3B2T13","M5B2T13","F3B2T13","F5B2T13","M1B3T13","M2B3T13","M3B3T13","M4B3T13","M5B3T13","F1B3T13","F2B3T13","F3B3T13","F4B3T13","F5B3T13","M1B4T13","M2B4T13","M3B4T13","M4B4T13","M5B4T13","F1B4T13","F2B4T13","F3B4T13","F4B4T13","F5B4T13","M1B5T13","M2B5T13","M3B5T13","M4B5T13","M5B5T13","F1B5T13","F2B5T13","F3B5T13","F4B5T13","F5B5T13","M1B6T13","M2B6T13","M3B6T13","M4B6T13","M5B6T13","F1B6T13","F2B6T13","F3B6T13","F4B6T13","F5B6T13","M3B1T14","M5B1T14","F3B1T14","F5B1T14","M3B2T14","M5B2T14","F3B2T14","F5B2T14","M1B3T14","M2B3T14","M3B3T14","M4B3T14","M5B3T14","F1B3T14","F2B3T14","F3B3T14","F4B3T14",{"$f":"QI111&QI110&QI109","v":"F5B3T14"},"M1B4T14","M2B4T14","M3B4T14","M4B4T14","M5B4T14","F1B4T14","F2B4T14","F3B4T14","F4B4T14","F5B4T14","M1B5T14","M2B5T14","M3B5T14","M4B5T14","M5B5T14","F1B5T14","F2B5T14","F3B5T14","F4B5T14","F5B5T14","M1B6T14","M2B6T14","M3B6T14","M4B6T14","M5B6T14","F1B6T14","F2B6T14","F3B6T14","F4B6T14","F5B6T14","M3B1T15","M5B1T15","F3B1T15","F5B1T15","M3B2T15","M5B2T15","F3B2T15","F5B2T15","M1B3T15","M2B3T15","M3B3T15","M4B3T15","M5B3T15","F1B3T15","F2B3T15","F3B3T15","F4B3T15","F5B3T15","M1B4T15","M2B4T15","M3B4T15","M4B4T15","M5B4T15","F1B4T15","F2B4T15","F3B4T15","F4B4T15","F5B4T15","M1B5T15","M2B5T15","M3B5T15","M4B5T15","M5B5T15",{"$f":"SU111&SU110&SU109","v":"F1B5T15"},"F2B5T15","F3B5T15","F4B5T15","F5B5T15","M1B6T15","M2B6T15","M3B6T15","M4B6T15","M5B6T15","F1B6T15","F2B6T15","F3B6T15","F4B6T15","F5B6T15","M3B1T16","M5B1T16","F3B1T16","F5B1T16","M3B2T16","M5B2T16","F3B2T16","F5B2T16","M1B3T16","M2B3T16","M3B3T16","M4B3T16","M5B3T16","F1B3T16","F2B3T16","F3B3T16","F4B3T16","F5B3T16","M1B4T16","M2B4T16","M3B4T16","M4B4T16","M5B4T16","F1B4T16","F2B4T16","F3B4T16","F4B4T16","F5B4T16","M1B5T16","M2B5T16","M3B5T16","M4B5T16","M5B5T16","F1B5T16","F2B5T16","F3B5T16","F4B5T16","F5B5T16","M1B6T16","M2B6T16","M3B6T16","M4B6T16","M5B6T16","F1B6T16","F2B6T16","F3B6T16","F4B6T16","F5B6T16","M3B1T17",{"$f":"VG111&VG110&VG109","v":"M5B1T17"},"F3B1T17","F5B1T17","M3B2T17","M5B2T17","F3B2T17","F5B2T17","M1B3T17","M2B3T17","M3B3T17","M4B3T17","M5B3T17","F1B3T17","F2B3T17","F3B3T17","F4B3T17","F5B3T17","M1B4T17","M2B4T17","M3B4T17","M4B4T17","M5B4T17","F1B4T17","F2B4T17","F3B4T17","F4B4T17","F5B4T17","M1B5T17","M2B5T17","M3B5T17","M4B5T17","M5B5T17","F1B5T17","F2B5T17","F3B5T17","F4B5T17","F5B5T17","M1B6T17","M2B6T17","M3B6T17","M4B6T17","M5B6T17","F1B6T17","F2B6T17","F3B6T17","F4B6T17","F5B6T17","M3B1T18","M5B1T18","F3B1T18","F5B1T18","M3B2T18","M5B2T18","F3B2T18","F5B2T18","M1B3T18","M2B3T18","M3B3T18","M4B3T18","M5B3T18","F1B3T18","F2B3T18","F3B3T18","F4B3T18",{"$f":"XS111&XS110&XS109","v":"F5B3T18"},"M1B4T18","M2B4T18","M3B4T18","M4B4T18","M5B4T18","F1B4T18","F2B4T18","F3B4T18","F4B4T18","F5B4T18","M1B5T18","M2B5T18","M3B5T18","M4B5T18","M5B5T18","F1B5T18","F2B5T18","F3B5T18","F4B5T18","F5B5T18","M1B6T18","M2B6T18","M3B6T18","M4B6T18","M5B6T18","F1B6T18","F2B6T18","F3B6T18","F4B6T18","F5B6T18","M3B1T19","M5B1T19","F3B1T19","F5B1T19","M3B2T19","M5B2T19","F3B2T19","F5B2T19","M1B3T19","M2B3T19","M3B3T19","M4B3T19","M5B3T19","F1B3T19","F2B3T19","F3B3T19","F4B3T19","F5B3T19","M1B4T19","M2B4T19","M3B4T19","M4B4T19","M5B4T19","F1B4T19","F2B4T19","F3B4T19","F4B4T19","F5B4T19","M1B5T19","M2B5T19","M3B5T19","M4B5T19","M5B5T19",{"$f":"AAE111&AAE110&AAE109","v":"F1B5T19"},"F2B5T19","F3B5T19","F4B5T19","F5B5T19","M1B6T19","M2B6T19","M3B6T19","M4B6T19","M5B6T19","F1B6T19","F2B6T19","F3B6T19","F4B6T19","F5B6T19","M3B1T20","M5B1T20","F3B1T20","F5B1T20","M3B2T20","M5B2T20","F3B2T20","F5B2T20","M1B3T20","M2B3T20","M3B3T20","M4B3T20","M5B3T20","F1B3T20","F2B3T20","F3B3T20","F4B3T20","F5B3T20","M1B4T20","M2B4T20","M3B4T20","M4B4T20","M5B4T20","F1B4T20","F2B4T20","F3B4T20","F4B4T20","F5B4T20","M1B5T20","M2B5T20","M3B5T20","M4B5T20","M5B5T20","F1B5T20","F2B5T20","F3B5T20","F4B5T20","F5B5T20","M1B6T20","M2B6T20","M3B6T20","M4B6T20","M5B6T20","F1B6T20","F2B6T20","F3B6T20","F4B6T20","F5B6T20","M3B1T21",{"$f":"ACQ111&ACQ110&ACQ109","v":"M5B1T21"},"F3B1T21","F5B1T21","M3B2T21","M5B2T21","F3B2T21","F5B2T21","M1B3T21","M2B3T21","M3B3T21","M4B3T21","M5B3T21","F1B3T21","F2B3T21","F3B3T21","F4B3T21","F5B3T21","M1B4T21","M2B4T21","M3B4T21","M4B4T21","M5B4T21","F1B4T21","F2B4T21","F3B4T21","F4B4T21","F5B4T21","M1B5T21","M2B5T21","M3B5T21","M4B5T21","M5B5T21","F1B5T21","F2B5T21","F3B5T21","F4B5T21","F5B5T21","M1B6T21","M2B6T21","M3B6T21","M4B6T21","M5B6T21","F1B6T21","F2B6T21","F3B6T21","F4B6T21","F5B6T21","M3B1T22","M5B1T22","F3B1T22","F5B1T22","M3B2T22","M5B2T22","F3B2T22","F5B2T22","M1B3T22","M2B3T22","M3B3T22","M4B3T22","M5B3T22","F1B3T22","F2B3T22","F3B3T22","F4B3T22",{"$f":"AFC111&AFC110&AFC109","v":"F5B3T22"},"M1B4T22","M2B4T22","M3B4T22","M4B4T22","M5B4T22","F1B4T22","F2B4T22","F3B4T22","F4B4T22","F5B4T22","M1B5T22","M2B5T22","M3B5T22","M4B5T22","M5B5T22","F1B5T22","F2B5T22","F3B5T22","F4B5T22","F5B5T22","M1B6T22","M2B6T22","M3B6T22","M4B6T22","M5B6T22","F1B6T22","F2B6T22","F3B6T22","F4B6T22","F5B6T22","M3B1T23","M5B1T23","F3B1T23","F5B1T23","M3B2T23","M5B2T23","F3B2T23","F5B2T23","M1B3T23","M2B3T23","M3B3T23","M4B3T23","M5B3T23","F1B3T23","F2B3T23","F3B3T23","F4B3T23","F5B3T23","M1B4T23","M2B4T23","M3B4T23","M4B4T23","M5B4T23","F1B4T23","F2B4T23","F3B4T23","F4B4T23","F5B4T23","M1B5T23","M2B5T23","M3B5T23","M4B5T23","M5B5T23",{"$f":"AHO111&AHO110&AHO109","v":"F1B5T23"},"F2B5T23","F3B5T23","F4B5T23","F5B5T23","M1B6T23","M2B6T23","M3B6T23","M4B6T23","M5B6T23","F1B6T23","F2B6T23","F3B6T23","F4B6T23","F5B6T23","M3B1T24","M5B1T24","F3B1T24","F5B1T24","M3B2T24","M5B2T24","F3B2T24","F5B2T24","M1B3T24","M2B3T24","M3B3T24","M4B3T24","M5B3T24","F1B3T24","F2B3T24","F3B3T24","F4B3T24","F5B3T24","M1B4T24","M2B4T24","M3B4T24","M4B4T24","M5B4T24","F1B4T24","F2B4T24","F3B4T24","F4B4T24","F5B4T24","M1B5T24","M2B5T24","M3B5T24","M4B5T24","M5B5T24","F1B5T24","F2B5T24","F3B5T24","F4B5T24","F5B5T24","M1B6T24","M2B6T24","M3B6T24","M4B6T24","M5B6T24","F1B6T24","F2B6T24","F3B6T24","F4B6T24","F5B6T24","M3B1T25",{"$f":"AKA111&AKA110&AKA109","v":"M5B1T25"},"F3B1T25","F5B1T25","M3B2T25","M5B2T25","F3B2T25","F5B2T25","M1B3T25","M2B3T25","M3B3T25","M4B3T25","M5B3T25","F1B3T25","F2B3T25","F3B3T25","F4B3T25","F5B3T25","M1B4T25","M2B4T25","M3B4T25","M4B4T25","M5B4T25","F1B4T25","F2B4T25","F3B4T25","F4B4T25","F5B4T25","M1B5T25","M2B5T25","M3B5T25","M4B5T25","M5B5T25","F1B5T25","F2B5T25","F3B5T25","F4B5T25","F5B5T25","M1B6T25","M2B6T25","M3B6T25","M4B6T25","M5B6T25","F1B6T25","F2B6T25","F3B6T25","F4B6T25","F5B6T25","M3B1T26","M5B1T26","F3B1T26","F5B1T26","M3B2T26","M5B2T26","F3B2T26","F5B2T26","M1B3T26","M2B3T26","M3B3T26","M4B3T26","M5B3T26","F1B3T26","F2B3T26","F3B3T26","F4B3T26",{"$f":"AMM111&AMM110&AMM109","v":"F5B3T26"},"M1B4T26","M2B4T26","M3B4T26","M4B4T26","M5B4T26","F1B4T26","F2B4T26","F3B4T26","F4B4T26","F5B4T26","M1B5T26","M2B5T26","M3B5T26","M4B5T26","M5B5T26","F1B5T26","F2B5T26","F3B5T26","F4B5T26","F5B5T26","M1B6T26","M2B6T26","M3B6T26","M4B6T26","M5B6T26","F1B6T26","F2B6T26","F3B6T26","F4B6T26","F5B6T26","M3B1T27","M5B1T27","F3B1T27","F5B1T27","M3B2T27","M5B2T27","F3B2T27","F5B2T27","M1B3T27","M2B3T27","M3B3T27","M4B3T27","M5B3T27","F1B3T27","F2B3T27","F3B3T27","F4B3T27","F5B3T27","M1B4T27","M2B4T27","M3B4T27","M4B4T27","M5B4T27","F1B4T27","F2B4T27","F3B4T27","F4B4T27","F5B4T27","M1B5T27","M2B5T27","M3B5T27","M4B5T27","M5B5T27",{"$f":"AOY111&AOY110&AOY109","v":"F1B5T27"},"F2B5T27","F3B5T27","F4B5T27","F5B5T27","M1B6T27","M2B6T27","M3B6T27","M4B6T27","M5B6T27","F1B6T27","F2B6T27","F3B6T27","F4B6T27","F5B6T27","M3B1T28","M5B1T28","F3B1T28","F5B1T28","M3B2T28","M5B2T28","F3B2T28","F5B2T28","M1B3T28","M2B3T28","M3B3T28","M4B3T28","M5B3T28","F1B3T28","F2B3T28","F3B3T28","F4B3T28","F5B3T28","M1B4T28","M2B4T28","M3B4T28","M4B4T28","M5B4T28","F1B4T28","F2B4T28","F3B4T28","F4B4T28","F5B4T28","M1B5T28","M2B5T28","M3B5T28","M4B5T28","M5B5T28","F1B5T28","F2B5T28","F3B5T28","F4B5T28","F5B5T28","M1B6T28","M2B6T28","M3B6T28","M4B6T28","M5B6T28","F1B6T28","F2B6T28","F3B6T28","F4B6T28","F5B6T28","M3B1T29",{"$f":"ARK111&ARK110&ARK109","v":"M5B1T29"},"F3B1T29","F5B1T29","M3B2T29","M5B2T29","F3B2T29","F5B2T29","M1B3T29","M2B3T29","M3B3T29","M4B3T29","M5B3T29","F1B3T29","F2B3T29","F3B3T29","F4B3T29","F5B3T29","M1B4T29","M2B4T29","M3B4T29","M4B4T29","M5B4T29","F1B4T29","F2B4T29","F3B4T29","F4B4T29","F5B4T29","M1B5T29","M2B5T29","M3B5T29","M4B5T29","M5B5T29","F1B5T29","F2B5T29","F3B5T29","F4B5T29","F5B5T29","M1B6T29","M2B6T29","M3B6T29","M4B6T29","M5B6T29","F1B6T29","F2B6T29","F3B6T29","F4B6T29","F5B6T29","M3B1T30","M5B1T30","F3B1T30","F5B1T30","M3B2T30","M5B2T30","F3B2T30","F5B2T30","M1B3T30","M2B3T30","M3B3T30","M4B3T30","M5B3T30","F1B3T30","F2B3T30","F3B3T30","F4B3T30",{"$f":"ATW111&ATW110&ATW109","v":"F5B3T30"},"M1B4T30","M2B4T30","M3B4T30","M4B4T30","M5B4T30","F1B4T30","F2B4T30","F3B4T30","F4B4T30","F5B4T30","M1B5T30","M2B5T30","M3B5T30","M4B5T30","M5B5T30","F1B5T30","F2B5T30","F3B5T30","F4B5T30","F5B5T30","M1B6T30","M2B6T30","M3B6T30","M4B6T30","M5B6T30","F1B6T30","F2B6T30","F3B6T30","F4B6T30","F5B6T30","M3B1T31","M5B1T31","F3B1T31","F5B1T31","M3B2T31","M5B2T31","F3B2T31","F5B2T31","M1B3T31","M2B3T31","M3B3T31","M4B3T31","M5B3T31","F1B3T31","F2B3T31","F3B3T31","F4B3T31","F5B3T31","M1B4T31","M2B4T31","M3B4T31","M4B4T31","M5B4T31","F1B4T31","F2B4T31","F3B4T31","F4B4T31","F5B4T31","M1B5T31","M2B5T31","M3B5T31","M4B5T31","M5B5T31",{"$f":"AWI111&AWI110&AWI109","v":"F1B5T31"},"F2B5T31","F3B5T31","F4B5T31","F5B5T31","M1B6T31","M2B6T31","M3B6T31","M4B6T31","M5B6T31","F1B6T31","F2B6T31","F3B6T31","F4B6T31","F5B6T31","M3B1T32","M5B1T32","F3B1T32","F5B1T32","M3B2T32","M5B2T32","F3B2T32","F5B2T32","M1B3T32","M2B3T32","M3B3T32","M4B3T32","M5B3T32","F1B3T32","F2B3T32","F3B3T32","F4B3T32","F5B3T32","M1B4T32","M2B4T32","M3B4T32","M4B4T32","M5B4T32","F1B4T32","F2B4T32","F3B4T32","F4B4T32","F5B4T32","M1B5T32","M2B5T32","M3B5T32","M4B5T32","M5B5T32","F1B5T32","F2B5T32","F3B5T32","F4B5T32","F5B5T32","M1B6T32","M2B6T32","M3B6T32","M4B6T32","M5B6T32","F1B6T32","F2B6T32","F3B6T32","F4B6T32","F5B6T32","M3B1T33",{"$f":"AYU111&AYU110&AYU109","v":"M5B1T33"},"F3B1T33","F5B1T33","M3B2T33","M5B2T33","F3B2T33","F5B2T33","M1B3T33","M2B3T33","M3B3T33","M4B3T33","M5B3T33","F1B3T33","F2B3T33","F3B3T33","F4B3T33","F5B3T33","M1B4T33","M2B4T33","M3B4T33","M4B4T33","M5B4T33","F1B4T33","F2B4T33","F3B4T33","F4B4T33","F5B4T33","M1B5T33","M2B5T33","M3B5T33","M4B5T33","M5B5T33","F1B5T33","F2B5T33","F3B5T33","F4B5T33","F5B5T33","M1B6T33","M2B6T33","M3B6T33","M4B6T33","M5B6T33","F1B6T33","F2B6T33","F3B6T33","F4B6T33","F5B6T33","M3B1T34","M5B1T34","F3B1T34","F5B1T34","M3B2T34","M5B2T34","F3B2T34","F5B2T34","M1B3T34","M2B3T34","M3B3T34","M4B3T34","M5B3T34","F1B3T34","F2B3T34","F3B3T34","F4B3T34",{"$f":"BBG111&BBG110&BBG109","v":"F5B3T34"},"M1B4T34","M2B4T34","M3B4T34","M4B4T34","M5B4T34","F1B4T34","F2B4T34","F3B4T34","F4B4T34","F5B4T34","M1B5T34","M2B5T34","M3B5T34","M4B5T34","M5B5T34","F1B5T34","F2B5T34","F3B5T34","F4B5T34","F5B5T34","M1B6T34","M2B6T34","M3B6T34","M4B6T34","M5B6T34","F1B6T34","F2B6T34","F3B6T34","F4B6T34","F5B6T34","M3B1T35","M5B1T35","F3B1T35","F5B1T35","M3B2T35","M5B2T35","F3B2T35","F5B2T35","M1B3T35","M2B3T35","M3B3T35","M4B3T35","M5B3T35","F1B3T35","F2B3T35","F3B3T35","F4B3T35","F5B3T35","M1B4T35","M2B4T35","M3B4T35","M4B4T35","M5B4T35","F1B4T35","F2B4T35","F3B4T35","F4B4T35","F5B4T35","M1B5T35","M2B5T35","M3B5T35","M4B5T35","M5B5T35",{"$f":"BDS111&BDS110&BDS109","v":"F1B5T35"},"F2B5T35","F3B5T35","F4B5T35","F5B5T35","M1B6T35","M2B6T35","M3B6T35","M4B6T35","M5B6T35","F1B6T35","F2B6T35","F3B6T35","F4B6T35","F5B6T35","M3B1T36","M5B1T36","F3B1T36","F5B1T36","M3B2T36","M5B2T36","F3B2T36","F5B2T36","M1B3T36","M2B3T36","M3B3T36","M4B3T36","M5B3T36","F1B3T36","F2B3T36","F3B3T36","F4B3T36","F5B3T36","M1B4T36","M2B4T36","M3B4T36","M4B4T36","M5B4T36","F1B4T36","F2B4T36","F3B4T36","F4B4T36","F5B4T36","M1B5T36","M2B5T36","M3B5T36","M4B5T36","M5B5T36","F1B5T36","F2B5T36","F3B5T36","F4B5T36","F5B5T36","M1B6T36","M2B6T36","M3B6T36","M4B6T36","M5B6T36","F1B6T36","F2B6T36","F3B6T36","F4B6T36","F5B6T36","M3B1T37",{"$f":"BGE111&BGE110&BGE109","v":"M5B1T37"},"F3B1T37","F5B1T37","M3B2T37","M5B2T37","F3B2T37","F5B2T37","M1B3T37","M2B3T37","M3B3T37","M4B3T37","M5B3T37","F1B3T37","F2B3T37","F3B3T37","F4B3T37","F5B3T37","M1B4T37","M2B4T37","M3B4T37","M4B4T37","M5B4T37","F1B4T37","F2B4T37","F3B4T37","F4B4T37","F5B4T37","M1B5T37","M2B5T37","M3B5T37","M4B5T37","M5B5T37","F1B5T37","F2B5T37","F3B5T37","F4B5T37","F5B5T37","M1B6T37","M2B6T37","M3B6T37","M4B6T37","M5B6T37","F1B6T37","F2B6T37","F3B6T37","F4B6T37","F5B6T37","M3B1T38","M5B1T38","F3B1T38","F5B1T38","M3B2T38","M5B2T38","F3B2T38","F5B2T38","M1B3T38","M2B3T38","M3B3T38","M4B3T38","M5B3T38","F1B3T38","F2B3T38","F3B3T38","F4B3T38",{"$f":"BIQ111&BIQ110&BIQ109","v":"F5B3T38"},"M1B4T38","M2B4T38","M3B4T38","M4B4T38","M5B4T38","F1B4T38","F2B4T38","F3B4T38","F4B4T38","F5B4T38","M1B5T38","M2B5T38","M3B5T38","M4B5T38","M5B5T38","F1B5T38","F2B5T38","F3B5T38","F4B5T38","F5B5T38","M1B6T38","M2B6T38","M3B6T38","M4B6T38","M5B6T38","F1B6T38","F2B6T38","F3B6T38","F4B6T38","F5B6T38","M3B1T39","M5B1T39","F3B1T39","F5B1T39","M3B2T39","M5B2T39","F3B2T39","F5B2T39","M1B3T39","M2B3T39","M3B3T39","M4B3T39","M5B3T39","F1B3T39","F2B3T39","F3B3T39","F4B3T39","F5B3T39","M1B4T39","M2B4T39","M3B4T39","M4B4T39","M5B4T39","F1B4T39","F2B4T39","F3B4T39","F4B4T39","F5B4T39","M1B5T39","M2B5T39","M3B5T39","M4B5T39","M5B5T39",{"$f":"BLC111&BLC110&BLC109","v":"F1B5T39"},"F2B5T39","F3B5T39","F4B5T39","F5B5T39","M1B6T39","M2B6T39","M3B6T39","M4B6T39","M5B6T39","F1B6T39","F2B6T39","F3B6T39","F4B6T39","F5B6T39","M3B1T40","M5B1T40","F3B1T40","F5B1T40","M3B2T40","M5B2T40","F3B2T40","F5B2T40","M1B3T40","M2B3T40","M3B3T40","M4B3T40","M5B3T40","F1B3T40","F2B3T40","F3B3T40","F4B3T40","F5B3T40","M1B4T40","M2B4T40","M3B4T40","M4B4T40","M5B4T40","F1B4T40","F2B4T40","F3B4T40","F4B4T40","F5B4T40","M1B5T40","M2B5T40","M3B5T40","M4B5T40","M5B5T40","F1B5T40","F2B5T40","F3B5T40","F4B5T40","F5B5T40","M1B6T40","M2B6T40","M3B6T40","M4B6T40","M5B6T40","F1B6T40","F2B6T40","F3B6T40","F4B6T40","F5B6T40"]

{"sheet":"Data","index":5,"n_rows":2,"n_cols":68,"rows_kept":2,"cut":false,"hidden":true,"merged":[]}
[{"$f":"TODAY()","v":"2025-11-25"},{"$f":"C1-7","v":"2025-11-30"},{"$f":"MOD(DATE(2007,2,25)-A1,14)+A1","v":"2025-12-07"},null,"Tool Version:",4.0999999999999996]
["User","Date","# of products","Client One Information","Client Two Information","Product Scenario #1","Premium Amount Scenario #1","Plus Premium Scenario #1","Payment Period Scenario #1","Offset Scenario #1","Dividend/DB Option Scenario #1","Premium/COI Type Scenario #1","Coverage Amount Scenario #1","Product Scenario #2","Premium Amount Scenario #2","Plus Premium Scenario #2","Payment Period Scenario #2","Offset Scenario #2","Dividend/DB Option Scenario #2","Premium/COI Type Scenario #2","Coverage Amount Scenario #2","Product Scenario #3","Premium Amount Scenario #3","Plus Premium Scenario #3","Payment Period Scenario #3","Offset Scenario #3","Dividend/DB Option Scenario #3","Premium/COI Type Scenario #3","Coverage Amount Scenario #3","Product Scenario #4","Premium Amount Scenario #4","Plus Premium Scenario#4","Payment Period Scenario #4","Offset Scenario #4","Dividend/DB Option Scenario #4","Premium/COI Type Scenario #4","Coverage Amount Scenario #4","Product Scenario #5","Premium Amount Scenario #5","Plus Premium #5","Payment Period Scenario #5","Offset Scenario #5","Dividend/DB Option Scenario #5","Premium/COI Type Scenario #5","Coverage Amount Scenario #5","Product Scenario #6","Premium Amount Scenario #6","Plus Premium #6","Payment Period Scenario #6","Offset Scenario #6","Dividend/DB Option Scenario #6","Premium/COI Type Scenario #6","Coverage Amount Scenario #6","Premium Structure","Premium Schedule","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","Adjusted Cost Basis","Capital Dividend Account Credit","Comparison Type","PV Interest Rate","Compare Year","Life Expectancy","Coverage Type","Compare Type","Interest Rate/Dividend Scale","Posted"]

{"sheet":"Calculations","index":6,"n_rows":118,"n_cols":197,"rows_kept":118,"cut":false,"hidden":true,"merged":[]}
[null,{"$f":"IF(Scenario1!EG18=\"Empty\",Scenario1!EG18,IF(AT3=\"English\",CONCATENATE(Scenario1!EG18,\" \",Scenario1!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario1!EG18,\" \",Scenario1!EJ1))))","v":"Empty"},null,null,null,null,null,null,{"$f":"IF(Scenario2!EG18=\"Empty\",Scenario2!EG18,IF(AT3=\"English\",CONCATENATE(Scenario2!EG18,\" \",Scenario2!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario2!EG18,\" \",Scenario2!EJ1))))","v":"Empty"},null,null,null,null,null,null,{"$f":"IF(Scenario3!EG18=\"Empty\",Scenario3!EG18,IF(AT3=\"English\",CONCATENATE(Scenario3!EG18,\" \",Scenario3!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario3!EG18,\" \",Scenario3!EJ1))))","v":"Empty"},null,null,null,null,null,null,{"$f":"IF(Scenario4!EG18=\"Empty\",Scenario4!EG18,IF(AT3=\"English\",CONCATENATE(Scenario4!EG18,\" \",Scenario4!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario4!EG18,\" \",Scenario4!EJ1))))","v":"Empty"},null,null,null,null,null,null,{"$f":"IF(Scenario5!EG18=\"Empty\",Scenario5!EG18,IF(AT3=\"English\",CONCATENATE(Scenario5!EG18,\" \",Scenario5!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario5!EG18,\" \",Scenario5!EJ1))))","v":"Empty"},null,null,null,null,null,null,{"$f":"IF(Scenario6!EG18=\"Empty\",Scenario6!EG18,IF(AT3=\"English\",CONCATENATE(Scenario6!EG18,\" \",Scenario6!EJ1),IF(AT3=\"French\",CONCATENATE(Scenario6!EG18,\" \",Scenario6!EJ1))))","v":"Empty"},null,null,null,null,null,null,null,"Policy Comparison Year","Scenario 1 Age 100 Premiums","Scenario 2 Age 100 Premiums","Scenario 3 Age 100 Premiums","Scenario 4 Age 100 Premiums","Scenario 5 Age 100 Premiums","Scenario 6 Age 100 Premiums","Year","Premium Schedule Difference","PV Premium Schedule Difference","CSV Difference","CSV to Cumulative Premiums Difference","Death Benefit Difference","ACB Difference","CDA Difference",null,null,{"$f":"\" \"&B1&\"   \"","v":" Empty   "},{"$f":"\" \"&I1&\"   \"","v":" Empty   "},{"$f":"\" \"&P1&\"   \"","v":" Empty   "},{"$f":"\" \"&W1&\"   \"","v":" Empty   "},{"$f":"\" \"&AD1&\"   \"","v":" Empty   "},{"$f":"\" \"&AK1&\"   \"","v":" Empty   "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(FB2>0,FB2<10000),10000,FB2)","v":""},null,null,null,null,null,null,null,null,null,0.4,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Year",{"$f":"BO20","v":""},{"$f":"BO21","v":""},{"$f":"BO22","v":""},{"$f":"BO23","v":""},{"$f":"BO24","v":""},{"$f":"BO25","v":""},{"$f":"IF(BJ30=FALSE,FB1,\"T\"&FO105)","v":""},{"$f":"IF(BJ30=FALSE,FC1,\"T\"&FP105)","v":""},{"$f":"IF(BJ30=FALSE,FD1,\"T\"&FQ105)","v":""},{"$f":"IF(BJ30=FALSE,FE1,\"T\"&FR105)","v":""},{"$f":"IF(BJ30=FALSE,FF1,\"T\"&FS105)","v":""},{"$f":"IF(BJ30=FALSE,FG1,\"T\"&FT105)","v":""},"Total Needs",{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 1 Annual Premium\",\"Coverage 1 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 1 - Prime anuelle\",\"Assurance 1 - Prime mensuelle\"))","v":"Coverage 1 Monthly Premium"},{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 2 Annual Premium\",\"Coverage 2 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 2 - Prime anuelle\",\"Assurance 2 - Prime mensuelle\"))","v":"Coverage 2 Monthly Premium"},{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 3 Annual Premium\",\"Coverage 3 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 3 - Prime anuelle\",\"Assurance 3 - Prime mensuelle\"))","v":"Coverage 3 Monthly Premium"},{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 4 Annual Premium\",\"Coverage 4 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 4 - Prime anuelle\",\"Assurance 4 - Prime mensuelle\"))","v":"Coverage 4 Monthly Premium"},{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 5 Annual Premium\",\"Coverage 5 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 5 - Prime anuelle\",\"Assurance 5 - Prime mensuelle\"))","v":"Coverage 5 Monthly Premium"},{"$f":"IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$6=\"Annual\",\"Coverage 6 Annual Premium\",\"Coverage 6 Monthly Premium\"),IF(Scenario1!$EG$6=\"Annual\",\"Assurance 6 - Prime anuelle\",\"Assurance 6 - Prime mensuelle\"))","v":"Coverage 6 Monthly Premium"},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BO26","v":"T0"},null,null,null,null,null,{"$f":"\"T\"&GM104","v":"T101"},"Total Needs",{"$f":"GO105","v":"Critical illness insurance benefit"}]
[{"$f":"IF(AT3=\"English\",\"Year\",IF(AT3=\"French\",\"Année\",\"Year\"))","v":"Year"},"Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums",{"$f":"\"Total policy death benefit\"","v":"Total policy death benefit"},"ACB","CDA Credit","Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","ACB","CDA Credit","Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","ACB","CDA Credit","Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","ACB","CDA Credit","Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","ACB","CDA Credit","Annual Premiums","PV Cumulative Premiums","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","ACB","CDA Credit",null,null,{"$f":"MAX(IF(ISNA(C3:C102),0,C3:C102))","v":0},{"$f":"MAX(IF(ISNA(J3:J102),0,J3:J102))","v":0},{"$f":"MAX(IF(ISNA(Q3:Q102),0,Q3:Q102))","v":0},{"$f":"MAX(IF(ISNA(X3:X102),0,X3:X102))","v":0},{"$f":"MAX(IF(ISNA(AE3:AE102),0,AE3:AE102))","v":0},{"$f":"MAX(IF(ISNA(AL3:AL102),0,AL3:AL102))","v":0},1,{"$f":"B3-I3","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IF(AT3=\"English\",\"Base premium\",IF(AT3=\"French\",\"Prime de base\"))","v":"Base premium"},{"$f":"IF(Scenario1!$EJ$9=\"-\",Scenario1!EJ7,Scenario1!EJ$9)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario2!$EJ$9=\"-\",Scenario2!EJ7,Scenario2!EJ$9)","v":{"$error":"#VALUE!"}},{"$f":"IF(Scenario3!$EJ$9=\"-\",Scenario3!EJ7,Scenario3!EJ$9)","v":{"$error":"#VALUE!"}},{"$f":"IF(Scenario4!$EJ$9=\"-\",Scenario4!EJ7,Scenario4!EJ$9)","v":{"$error":"#VALUE!"}},{"$f":"IF(Scenario5!$EJ$9=\"-\",Scenario5!EJ7,Scenario5!EJ$9)","v":{"$error":"#VALUE!"}},{"$f":"IF(Scenario6!$EJ$9=\"-\",Scenario6!EJ7,Scenario6!EJ$9)","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Net To Estate",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"IF(FA2<=$BM$111,$BL$111,0)","v":""},{"$f":"IF(FA2<=$BM$112,$BL$112,0)","v":""},{"$f":"IF(FA2<=$BM$113,$BL$113,0)","v":""},{"$f":"IF(FA2<=$BM$114,$BL$114,0)","v":""},{"$f":"IF(FA2<=$BM$115,$BL$115,0)","v":""},{"$f":"IF(FA2<=$BM$116,$BL$116,0)","v":""},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA2<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE))","v":0},{"$f":"SUMIFS(FB2:FG2,FB2:FG2,\"<>\")","v":0},{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"IF(FA2<=$BJ$20,$BO$103,0)","v":0},{"$f":"IF(FA2<=$BJ$21,$BO$104,0)","v":0},{"$f":"IF(FA2<=$BJ$22,$BO$105,0)","v":0},{"$f":"IF(FA2<=$BJ$23,$BO$106,0)","v":0},{"$f":"IF(FA2<=$BJ$24,$BO$107,0)","v":0},{"$f":"IF(FA2<=$BJ$25,$BO$108,0)","v":0},{"$f":"IF(FA2<=$BJ$26,$BO$109,0)","v":0},null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"IF(FA2<=$BJ$117,$BI$117,0)","v":0},{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA2+1,FALSE)","v":{"$error":"#N/A"}}]
[1,{"$f":"IF(ISNUMBER(Scenario1!F2),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F2-Scenario1!AJ2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G2-Scenario1!AK2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G2-Scenario1!AK2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H2-Scenario1!AL2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H2))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K2),(Scenario1!G2)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F2*12),(Scenario1!F2))),(Scenario1!C2))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F2-Scenario1!AJ2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G2-Scenario1!AK2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G2-Scenario1!AK2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H2-Scenario1!AL2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H2))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K2),(Scenario1!G2)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F2*12),(Scenario1!F2))),(Scenario1!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"B3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J2),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L2))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O2),(Scenario1!C2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C2),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P2)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O2)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L2))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O2),(Scenario1!C2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C2),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P2),(Scenario1!C2)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O2),(Scenario1!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"D3*(1+AT$11)^(-A3)/C3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!C2),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q2))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E2),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U2)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T2)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q2))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E2),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U2),(Scenario1!E2)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T2),(Scenario1!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M2),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE2))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF2),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD2),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE2))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD2),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF2),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH2))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J2),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF2),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH2))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI2), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ2),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK2))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE2),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT2))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF2),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG2),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH2))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE2),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI2), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ2),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK2))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F2),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F2-Scenario2!AJ2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G2-Scenario2!AK2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G2-Scenario2!AK2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H2-Scenario2!AL2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H2))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K2),(Scenario2!G2)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F2*12),(Scenario2!F2))),(Scenario2!C2))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F2-Scenario2!AJ2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G2-Scenario2!AK2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G2-Scenario2!AK2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H2-Scenario2!AL2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H2))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K2),(Scenario2!G2)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F2*12),(Scenario2!F2))),(Scenario2!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"I3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J2),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L2))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O2),(Scenario2!C2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C2),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P2)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O2)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L2))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O2),(Scenario2!C2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C2),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P2),(Scenario2!C2)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O2),(Scenario2!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"K3*(1+AT$11)^(-A3)/J3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!C2),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q2))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E2),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U2)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T2)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q2))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E2),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U2),(Scenario2!E2)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T2),(Scenario2!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M2),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE2))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF2),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD2),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE2))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD2),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF2),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH2))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J2),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF2),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH2))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI2), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ2),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK2))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE2),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT2))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF2),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG2),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH2))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE2),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI2), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ2),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK2))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F2),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F2-Scenario3!AJ2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G2-Scenario3!AK2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G2-Scenario3!AK2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H2-Scenario3!AL2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H2))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K2),(Scenario3!G2)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F2*12),(Scenario3!F2))),(Scenario3!C2))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F2-Scenario3!AJ2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G2-Scenario3!AK2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G2-Scenario3!AK2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H2-Scenario3!AL2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H2))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K2),(Scenario3!G2)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F2*12),(Scenario3!F2))),(Scenario3!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"P3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J2),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L2))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O2),(Scenario3!C2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C2),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P2)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O2)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L2))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O2),(Scenario3!C2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C2),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P2),(Scenario3!C2)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O2),(Scenario3!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"R3*(1+AT$11)^(-A3)/Q3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!C2),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q2))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E2),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U2)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T2)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q2))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E2),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U2),(Scenario3!E2)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T2),(Scenario3!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M2),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE2))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF2),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD2),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE2))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD2),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF2),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH2))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J2),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF2),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH2))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI2), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ2),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK2))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE2),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT2))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF2),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG2),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH2))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE2),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI2), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ2),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK2))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F2),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F2-Scenario4!AJ2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G2-Scenario4!AK2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G2-Scenario4!AK2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H2-Scenario4!AL2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H2))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K2),(Scenario4!G2)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F2*12),(Scenario4!F2))),(Scenario4!C2))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F2-Scenario4!AJ2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G2-Scenario4!AK2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G2-Scenario4!AK2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H2-Scenario4!AL2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H2))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K2),(Scenario4!G2)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F2*12),(Scenario4!F2))),(Scenario4!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"W3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J2),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L2))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O2),(Scenario4!C2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C2),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P2)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O2)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L2))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O2),(Scenario4!C2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C2),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P2),(Scenario4!C2)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O2),(Scenario4!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"Y3*(1+AT$11)^(-A3)/X3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!C2),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q2))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E2),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U2)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T2)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q2))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E2),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U2),(Scenario4!E2)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T2),(Scenario4!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M2),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE2))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF2),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD2),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE2))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD2),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF2),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH2))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J2),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF2),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH2))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI2), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ2),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK2))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE2),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT2))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF2),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG2),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH2))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE2),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI2), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ2),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK2))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F2),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F2-Scenario5!AJ2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G2-Scenario5!AK2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G2-Scenario5!AK2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H2-Scenario5!AL2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H2))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K2),(Scenario5!G2)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F2*12),(Scenario5!F2))),(Scenario5!C2))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F2-Scenario5!AJ2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G2-Scenario5!AK2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G2-Scenario5!AK2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H2-Scenario5!AL2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H2))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K2),(Scenario5!G2)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F2*12),(Scenario5!F2))),(Scenario5!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"AD3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J2),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L2))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O2),(Scenario5!C2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C2),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P2)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O2)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L2))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O2),(Scenario5!C2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C2),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P2),(Scenario5!C2)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O2),(Scenario5!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AF3*(1+AT$11)^(-A3)/AE3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!C2),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q2))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E2),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U2)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T2)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q2))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E2),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U2),(Scenario5!E2)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T2),(Scenario5!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M2),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE2))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF2),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD2),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE2))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD2),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF2),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH2))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J2),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF2),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH2))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI2), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ2),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK2))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE2),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT2))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF2),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG2),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH2))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE2),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI2), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ2),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK2))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F2),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F2-Scenario6!AJ2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G2-Scenario6!AK2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G2-Scenario6!AK2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H2-Scenario6!AL2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H2))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K2),(Scenario6!G2)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F2*12),(Scenario6!F2))),(Scenario6!C2))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F2-Scenario6!AJ2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G2-Scenario6!AK2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G2-Scenario6!AK2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H2-Scenario6!AL2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H2))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K2),(Scenario6!G2)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F2*12),(Scenario6!F2))),(Scenario6!C2)))))),NA())","v":{"$error":"#N/A"}},{"$f":"AK3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J2),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L2))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O2),(Scenario6!C2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C2),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P2)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O2)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L2))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O2),(Scenario6!C2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C2),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P2),(Scenario6!C2)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O2),(Scenario6!C2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AM3*(1+AT$11)^(-A3)/AL3","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!C2),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q2))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E2),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U2)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T2)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q2))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E2),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U2),(Scenario6!E2)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T2),(Scenario6!E2))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M2),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE2))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF2),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD2),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE2))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD2),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF2),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH2))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL2),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J2),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF2),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH2))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI2), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ2),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK2))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE2),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT2))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF2),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG2),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH2))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A3+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE2),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI2), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ2),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK2))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL2),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A3+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Language","English",null,null,null,null,null,{"$f":"IF(ISNUMBER(B4),(A3+1),IF(ISNUMBER(I4),(A3+1),IF(ISNUMBER(P4),(A3+1),IF(ISNUMBER(W4),(A3+1),IF(ISNUMBER(AD4),(A3+1),IF(ISNUMBER(AK4),(A3+1),NA()))))))","v":{"$error":"#N/A"}},{"$f":"B4-I4","v":{"$error":"#N/A"}},{"$f":"C4-J4","v":{"$error":"#N/A"}},{"$f":"D4-K4","v":{"$error":"#N/A"}},{"$f":"E4-L4","v":{"$error":"#N/A"}},{"$f":"F4-M4","v":{"$error":"#N/A"}},{"$f":"G4-N4","v":{"$error":"#N/A"}},{"$f":"H4-O4","v":{"$error":"#N/A"}},null,{"$f":"IF(Calculations!$AT$3=\"English\",\"Plus premium\",\"Prime plus\")","v":"Plus premium"},{"$f":"Scenario1!$EJ$8","v":{"$error":"#N/A"}},{"$f":"Scenario2!$EJ$8","v":{"$error":"#VALUE!"}},{"$f":"Scenario3!$EJ$8","v":{"$error":"#VALUE!"}},{"$f":"Scenario4!$EJ$8","v":{"$error":"#VALUE!"}},{"$f":"Scenario5!$EJ$8","v":{"$error":"#VALUE!"}},{"$f":"Scenario6!$EJ$8","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B3*-1","v":{"$error":"#N/A"}},{"$f":"I3*-1","v":{"$error":"#N/A"}},{"$f":"P3*-1","v":{"$error":"#N/A"}},{"$f":"W3*-1","v":{"$error":"#N/A"}},{"$f":"AD3*-1","v":{"$error":"#N/A"}},{"$f":"AK3*-1","v":{"$error":"#N/A"}},null,{"$f":"F3-G3*$EH$1","v":{"$error":"#N/A"}},{"$f":"M3-N3*$EH$1","v":{"$error":"#N/A"}},{"$f":"T3-U3*$EH$1","v":{"$error":"#N/A"}},{"$f":"AA3-AB3*$EH$1","v":{"$error":"#N/A"}},{"$f":"AH3-AI3*$EH$1","v":{"$error":"#N/A"}},{"$f":"AO3-AP3*$EH$1","v":{"$error":"#N/A"}},null,{"$f":"IRR((EA$3:EA3,F3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB3,M3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC3,T3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED3,AA3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE3,AH3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF3,AO3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EA$3:EA3,EH3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB3,EI3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC3,EJ3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED3,EK3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE3,EL3),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF3,EM3),0.1)","v":{"$error":"#VALUE!"}},2,{"$f":"IF(FA3<=$BM$111,$BL$111,0)","v":""},{"$f":"IF(FA3<=$BM$112,$BL$112,0)","v":""},{"$f":"IF(FA3<=$BM$113,$BL$113,0)","v":""},{"$f":"IF(FA3<=$BM$114,$BL$114,0)","v":""},{"$f":"IF(FA3<=$BM$115,$BL$115,0)","v":""},{"$f":"IF(FA3<=$BM$116,$BL$116,0)","v":""},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA3<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE))","v":0},{"$f":"SUMIFS(FB3:FG3,FB3:FG3,\"<>\")","v":0},{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"IF(FA3<=$BJ$20,$BO$103,0)","v":0},{"$f":"IF(FA3<=$BJ$21,$BO$104,0)","v":0},{"$f":"IF(FA3<=$BJ$22,$BO$105,0)","v":0},{"$f":"IF(FA3<=$BJ$23,$BO$106,0)","v":0},{"$f":"IF(FA3<=$BJ$24,$BO$107,0)","v":0},{"$f":"IF(FA3<=$BJ$25,$BO$108,0)","v":0},{"$f":"IF(FA3<=$BJ$26,$BO$109,0)","v":0},null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"IF(FA3<=$BJ$117,$BI$117,0)","v":0},{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA3+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$f":"IF(ISNUMBER(B4),(A3+1),IF(ISNUMBER(I4),(A3+1),IF(ISNUMBER(P4),(A3+1),IF(ISNUMBER(W4),(A3+1),IF(ISNUMBER(AD4),(A3+1),IF(ISNUMBER(AK4),(A3+1),NA()))))))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!F3),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F3-Scenario1!AJ3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G3-Scenario1!AK3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G3-Scenario1!AK3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H3-Scenario1!AL3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H3))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K3),(Scenario1!G3)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F3*12),(Scenario1!F3))),(Scenario1!C3))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F3-Scenario1!AJ3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G3-Scenario1!AK3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G3-Scenario1!AK3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H3-Scenario1!AL3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H3))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K3),(Scenario1!G3)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F3*12),(Scenario1!F3))),(Scenario1!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,$B$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J3),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L3))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O3),(Scenario1!C3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C3),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P3)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O3)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L3))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O3),(Scenario1!C3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C3),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P3),(Scenario1!C3)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O3),(Scenario1!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"D4*(1+AT$11)^(-A4)/C4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!C3),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q3))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E3),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U3)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T3)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q3))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E3),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U3),(Scenario1!E3)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T3),(Scenario1!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M3),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE3))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF3),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD3),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE3))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD3),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF3),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH3))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J3),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF3),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH3))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI3), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ3),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK3))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE3),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT3))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF3),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG3),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH3))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE3),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI3), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ3),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK3))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F3),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F3-Scenario2!AJ3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G3-Scenario2!AK3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G3-Scenario2!AK3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H3-Scenario2!AL3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H3))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K3),(Scenario2!G3)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F3*12),(Scenario2!F3))),(Scenario2!C3))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F3-Scenario2!AJ3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G3-Scenario2!AK3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G3-Scenario2!AK3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H3-Scenario2!AL3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H3))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K3),(Scenario2!G3)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F3*12),(Scenario2!F3))),(Scenario2!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,$I$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J3),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L3))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O3),(Scenario2!C3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C3),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P3)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O3)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L3))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O3),(Scenario2!C3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C3),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P3),(Scenario2!C3)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O3),(Scenario2!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"K4*(1+AT$11)^(-A4)/J4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!C3),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q3))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E3),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U3)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T3)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q3))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E3),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U3),(Scenario2!E3)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T3),(Scenario2!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M3),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE3))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF3),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD3),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE3))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD3),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF3),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH3))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J3),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF3),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH3))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI3), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ3),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK3))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE3),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT3))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF3),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG3),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH3))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE3),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI3), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ3),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK3))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F3),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F3-Scenario3!AJ3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G3-Scenario3!AK3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G3-Scenario3!AK3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H3-Scenario3!AL3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H3))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K3),(Scenario3!G3)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F3*12),(Scenario3!F3))),(Scenario3!C3))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F3-Scenario3!AJ3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G3-Scenario3!AK3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G3-Scenario3!AK3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H3-Scenario3!AL3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H3))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K3),(Scenario3!G3)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F3*12),(Scenario3!F3))),(Scenario3!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,$P$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J3),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L3))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O3),(Scenario3!C3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C3),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P3)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O3)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L3))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O3),(Scenario3!C3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C3),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P3),(Scenario3!C3)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O3),(Scenario3!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"R4*(1+AT$11)^(-A4)/Q4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!C3),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q3))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E3),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U3)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T3)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q3))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E3),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U3),(Scenario3!E3)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T3),(Scenario3!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M3),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE3))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF3),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD3),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE3))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD3),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF3),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH3))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J3),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF3),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH3))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI3), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ3),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK3))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE3),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT3))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF3),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG3),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH3))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE3),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI3), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ3),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK3))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F3),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F3-Scenario4!AJ3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G3-Scenario4!AK3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G3-Scenario4!AK3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H3-Scenario4!AL3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H3))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K3),(Scenario4!G3)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F3*12),(Scenario4!F3))),(Scenario4!C3))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F3-Scenario4!AJ3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G3-Scenario4!AK3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G3-Scenario4!AK3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H3-Scenario4!AL3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H3))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K3),(Scenario4!G3)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F3*12),(Scenario4!F3))),(Scenario4!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,$W$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J3),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L3))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O3),(Scenario4!C3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C3),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P3)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O3)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L3))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O3),(Scenario4!C3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C3),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P3),(Scenario4!C3)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O3),(Scenario4!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"Y4*(1+AT$11)^(-A4)/X4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!C3),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q3))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E3),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U3)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T3)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q3))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E3),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U3),(Scenario4!E3)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T3),(Scenario4!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M3),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE3))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF3),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD3),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE3))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD3),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF3),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH3))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J3),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF3),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH3))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI3), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ3),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK3))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE3),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT3))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF3),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG3),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH3))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE3),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI3), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ3),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK3))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F3),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F3-Scenario5!AJ3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G3-Scenario5!AK3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G3-Scenario5!AK3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H3-Scenario5!AL3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H3))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K3),(Scenario5!G3)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F3*12),(Scenario5!F3))),(Scenario5!C3))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F3-Scenario5!AJ3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G3-Scenario5!AK3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G3-Scenario5!AK3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H3-Scenario5!AL3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H3))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K3),(Scenario5!G3)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F3*12),(Scenario5!F3))),(Scenario5!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,$AD$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J3),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L3))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O3),(Scenario5!C3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C3),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P3)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O3)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L3))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O3),(Scenario5!C3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C3),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P3),(Scenario5!C3)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O3),(Scenario5!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AF4*(1+AT$11)^(-A4)/AE4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!C3),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q3))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E3),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U3)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T3)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q3))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E3),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U3),(Scenario5!E3)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T3),(Scenario5!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M3),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE3))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF3),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD3),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE3))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD3),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF3),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH3))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J3),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF3),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH3))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI3), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ3),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK3))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE3),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT3))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF3),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG3),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH3))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE3),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI3), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ3),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK3))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F3),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F3-Scenario6!AJ3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G3-Scenario6!AK3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G3-Scenario6!AK3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H3-Scenario6!AL3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H3))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K3),(Scenario6!G3)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F3*12),(Scenario6!F3))),(Scenario6!C3))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F3-Scenario6!AJ3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G3-Scenario6!AK3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G3-Scenario6!AK3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H3-Scenario6!AL3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H3))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K3),(Scenario6!G3)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F3*12),(Scenario6!F3))),(Scenario6!C3)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,$AK$4))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J3),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L3))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O3),(Scenario6!C3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C3),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P3)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O3)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L3))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O3),(Scenario6!C3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C3),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P3),(Scenario6!C3)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O3),(Scenario6!C3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AM4*(1+AT$11)^(-A4)/AL4","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!C3),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q3))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E3),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U3)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T3)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q3))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E3),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U3),(Scenario6!E3)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T3),(Scenario6!E3))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M3),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE3))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF3),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD3),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE3))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD3),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF3),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH3))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL3),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J3),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF3),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH3))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI3), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ3),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK3))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE3),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT3))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF3),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG3),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH3))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A4+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE3),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI3), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ3),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK3))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL3),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A4+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 1",null,"Filepath1",null,null,null,null,{"$f":"IF(ISNUMBER(B5),(A4+1),IF(ISNUMBER(I5),(A4+1),IF(ISNUMBER(P5),(A4+1),IF(ISNUMBER(W5),(A4+1),IF(ISNUMBER(AD5),(A4+1),IF(ISNUMBER(AK5),(A4+1),NA()))))))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IF(AT3=\"English\",\"Offset Year\", IF(AT3=\"French\",\"Année du PPP\"))","v":"Offset Year"},{"$f":"IF(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario1!EJ4),Scenario1!EJ4,NA()))","v":{"$error":"#N/A"}},{"$f":"IF(OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario2!EJ4),Scenario2!EJ4,NA()))","v":{"$error":"#N/A"}},{"$f":"IF(OR(Scenario3!EJ1=\"SunUniversalLife II\",Scenario3!EJ1=\"Vie universelle Sun Life II\",Scenario3!EJ1=\"SunSpectrum Universal Life II\",Scenario3!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario3!EJ4),Scenario3!EJ4,NA()))","v":{"$error":"#N/A"}},{"$f":"IF(OR(Scenario4!EJ1=\"SunUniversalLife II\",Scenario4!EJ1=\"Vie universelle Sun Life II\",Scenario4!EJ1=\"SunSpectrum Universal Life II\",Scenario4!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario4!EJ4),Scenario4!EJ4,NA()))","v":{"$error":"#N/A"}},{"$f":"IF(OR(Scenario5!EJ1=\"SunUniversalLife II\",Scenario5!EJ1=\"Vie universelle Sun Life II\",Scenario5!EJ1=\"SunSpectrum Universal Life II\",Scenario5!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario5!EJ4),Scenario5!EJ4,NA()))","v":{"$error":"#N/A"}},{"$f":"IF(OR(Scenario6!EJ1=\"SunUniversalLife II\",Scenario6!EJ1=\"Vie universelle Sun Life II\",Scenario6!EJ1=\"SunSpectrum Universal Life II\",Scenario6!EJ1=\"Vie universelle SunSpectrum II\"),NA(),IF(ISNUMBER(Scenario6!EJ4),Scenario6!EJ4,NA()))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B4*-1","v":{"$error":"#N/A"}},{"$f":"I4*-1","v":{"$error":"#N/A"}},{"$f":"P4*-1","v":{"$error":"#N/A"}},{"$f":"W4*-1","v":{"$error":"#N/A"}},{"$f":"AD4*-1","v":{"$error":"#N/A"}},{"$f":"AK4*-1","v":{"$error":"#N/A"}},null,{"$f":"F4-G4*$EH$1","v":{"$error":"#N/A"}},{"$f":"M4-N4*$EH$1","v":{"$error":"#N/A"}},{"$f":"T4-U4*$EH$1","v":{"$error":"#N/A"}},{"$f":"AA4-AB4*$EH$1","v":{"$error":"#N/A"}},{"$f":"AH4-AI4*$EH$1","v":{"$error":"#N/A"}},{"$f":"AO4-AP4*$EH$1","v":{"$error":"#N/A"}},null,{"$f":"IRR((EA$3:EA4,F4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB4,M4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC4,T4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED4,AA4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE4,AH4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF4,AO4),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA4,EH4),0.1),IRR((EA$3:EA4,EH4),EU3))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB4,EI4),0.1),IRR((EB$3:EB4,EI4),EV3))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC4,EJ4),0.1),IRR((EC$3:EC4,EJ4),EW3))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED4,EK4),0.1),IRR((ED$3:ED4,EK4),EX3))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE4,EL4),0.1),IRR((EE$3:EE4,EL4),EY3))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF4,EM4),0.1),IRR((EF$3:EF4,EM4),EZ3))","v":{"$error":"#VALUE!"}},{"$f":"FA3+1","v":3},"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA4<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA4+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$f":"IF(ISNUMBER(B5),(A4+1),IF(ISNUMBER(I5),(A4+1),IF(ISNUMBER(P5),(A4+1),IF(ISNUMBER(W5),(A4+1),IF(ISNUMBER(AD5),(A4+1),IF(ISNUMBER(AK5),(A4+1),NA()))))))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!F4),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F4-Scenario1!AJ4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G4-Scenario1!AK4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G4-Scenario1!AK4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H4-Scenario1!AL4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H4))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K4),(Scenario1!G4)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F4*12),(Scenario1!F4))),(Scenario1!C4))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F4-Scenario1!AJ4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G4-Scenario1!AK4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G4-Scenario1!AK4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H4-Scenario1!AL4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H4))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K4),(Scenario1!G4)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F4*12),(Scenario1!F4))),(Scenario1!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J4),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L4))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O4),(Scenario1!C4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C4),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P4)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O4)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L4))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O4),(Scenario1!C4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C4),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P4),(Scenario1!C4)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O4),(Scenario1!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C4),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q4))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E4),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U4)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T4)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q4))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E4),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U4),(Scenario1!E4)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T4),(Scenario1!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M4),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE4))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF4),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD4),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE4))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD4),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF4),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH4))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J4),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF4),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH4))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI4), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ4),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK4))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE4),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT4))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF4),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG4),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH4))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE4),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI4), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ4),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK4))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F4),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F4-Scenario2!AJ4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G4-Scenario2!AK4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G4-Scenario2!AK4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H4-Scenario2!AL4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H4))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K4),(Scenario2!G4)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F4*12),(Scenario2!F4))),(Scenario2!C4))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F4-Scenario2!AJ4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G4-Scenario2!AK4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G4-Scenario2!AK4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H4-Scenario2!AL4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H4))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K4),(Scenario2!G4)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F4*12),(Scenario2!F4))),(Scenario2!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J4),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L4))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O4),(Scenario2!C4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C4),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P4)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O4)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L4))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O4),(Scenario2!C4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C4),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P4),(Scenario2!C4)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O4),(Scenario2!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C4),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q4))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E4),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U4)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T4)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q4))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E4),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U4),(Scenario2!E4)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T4),(Scenario2!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M4),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE4))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF4),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD4),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE4))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD4),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF4),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH4))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J4),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF4),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH4))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI4), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ4),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK4))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE4),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT4))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF4),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG4),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH4))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE4),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI4), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ4),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK4))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F4),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F4-Scenario3!AJ4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G4-Scenario3!AK4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G4-Scenario3!AK4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H4-Scenario3!AL4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H4))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K4),(Scenario3!G4)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F4*12),(Scenario3!F4))),(Scenario3!C4))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F4-Scenario3!AJ4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G4-Scenario3!AK4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G4-Scenario3!AK4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H4-Scenario3!AL4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H4))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K4),(Scenario3!G4)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F4*12),(Scenario3!F4))),(Scenario3!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J4),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L4))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O4),(Scenario3!C4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C4),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P4)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O4)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L4))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O4),(Scenario3!C4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C4),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P4),(Scenario3!C4)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O4),(Scenario3!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C4),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q4))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E4),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U4)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T4)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q4))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E4),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U4),(Scenario3!E4)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T4),(Scenario3!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M4),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE4))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF4),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD4),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE4))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD4),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF4),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH4))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J4),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF4),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH4))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI4), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ4),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK4))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE4),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT4))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF4),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG4),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH4))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE4),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI4), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ4),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK4))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F4),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F4-Scenario4!AJ4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G4-Scenario4!AK4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G4-Scenario4!AK4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H4-Scenario4!AL4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H4))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K4),(Scenario4!G4)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F4*12),(Scenario4!F4))),(Scenario4!C4))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F4-Scenario4!AJ4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G4-Scenario4!AK4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G4-Scenario4!AK4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H4-Scenario4!AL4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H4))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K4),(Scenario4!G4)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F4*12),(Scenario4!F4))),(Scenario4!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J4),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L4))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O4),(Scenario4!C4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C4),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P4)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O4)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L4))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O4),(Scenario4!C4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C4),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P4),(Scenario4!C4)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O4),(Scenario4!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C4),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q4))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E4),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U4)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T4)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q4))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E4),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U4),(Scenario4!E4)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T4),(Scenario4!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M4),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE4))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF4),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD4),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE4))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD4),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF4),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH4))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J4),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF4),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH4))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI4), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ4),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK4))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE4),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT4))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF4),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG4),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH4))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE4),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI4), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ4),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK4))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F4),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F4-Scenario5!AJ4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G4-Scenario5!AK4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G4-Scenario5!AK4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H4-Scenario5!AL4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H4))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K4),(Scenario5!G4)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F4*12),(Scenario5!F4))),(Scenario5!C4))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F4-Scenario5!AJ4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G4-Scenario5!AK4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G4-Scenario5!AK4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H4-Scenario5!AL4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H4))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K4),(Scenario5!G4)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F4*12),(Scenario5!F4))),(Scenario5!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J4),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L4))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O4),(Scenario5!C4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C4),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P4)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O4)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L4))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O4),(Scenario5!C4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C4),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P4),(Scenario5!C4)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O4),(Scenario5!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C4),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q4))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E4),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U4)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T4)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q4))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E4),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U4),(Scenario5!E4)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T4),(Scenario5!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M4),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE4))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF4),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD4),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE4))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD4),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF4),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH4))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J4),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF4),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH4))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI4), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ4),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK4))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE4),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT4))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF4),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG4),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH4))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE4),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI4), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ4),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK4))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F4),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F4-Scenario6!AJ4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G4-Scenario6!AK4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G4-Scenario6!AK4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H4-Scenario6!AL4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H4))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K4),(Scenario6!G4)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F4*12),(Scenario6!F4))),(Scenario6!C4))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F4-Scenario6!AJ4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G4-Scenario6!AK4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G4-Scenario6!AK4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H4-Scenario6!AL4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H4))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K4),(Scenario6!G4)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F4*12),(Scenario6!F4))),(Scenario6!C4)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK5))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J4),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L4))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O4),(Scenario6!C4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C4),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P4)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O4)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L4))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O4),(Scenario6!C4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C4),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P4),(Scenario6!C4)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O4),(Scenario6!C4))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C4),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q4))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E4),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U4)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T4)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q4))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E4),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U4),(Scenario6!E4)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T4),(Scenario6!E4))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M4),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE4))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF4),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD4),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE4))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD4),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF4),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH4))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL4),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J4),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF4),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH4))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI4), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ4),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK4))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE4),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT4))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF4),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG4),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH4))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A5+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE4),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI4), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ4),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK4))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL4),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A5+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 2",null,"Filepath2",null,null,null,"Difference Age 100",{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA5,F5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB5,M5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC5,T5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED5,AA5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE5,AH5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF5,AO5),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA5,EH5),0.1),IRR((EA$3:EA5,EH5),EU4))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB5,EI5),0.1),IRR((EB$3:EB5,EI5),EV4))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC5,EJ5),0.1),IRR((EC$3:EC5,EJ5),EW4))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED5,EK5),0.1),IRR((ED$3:ED5,EK5),EX4))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE5,EL5),0.1),IRR((EE$3:EE5,EL5),EY4))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF5,EM5),0.1),IRR((EF$3:EF5,EM5),EZ4))","v":{"$error":"#VALUE!"}},{"$f":"FA4+1","v":4},"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA5<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA5+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F5),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F5-Scenario1!AJ5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G5-Scenario1!AK5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G5-Scenario1!AK5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H5-Scenario1!AL5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H5))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K5),(Scenario1!G5)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F5*12),(Scenario1!F5))),(Scenario1!C5))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F5-Scenario1!AJ5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G5-Scenario1!AK5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G5-Scenario1!AK5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H5-Scenario1!AL5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H5))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K5),(Scenario1!G5)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F5*12),(Scenario1!F5))),(Scenario1!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J5),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L5))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O5),(Scenario1!C5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C5),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P5)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O5)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L5))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O5),(Scenario1!C5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C5),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P5),(Scenario1!C5)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O5),(Scenario1!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C5),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q5))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E5),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U5)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T5)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q5))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E5),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U5),(Scenario1!E5)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T5),(Scenario1!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M5),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE5))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF5),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD5),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE5))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD5),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF5),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH5))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J5),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF5),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH5))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI5), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ5),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK5))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE5),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT5))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF5),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG5),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH5))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE5),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI5), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ5),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK5))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F5),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F5-Scenario2!AJ5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G5-Scenario2!AK5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G5-Scenario2!AK5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H5-Scenario2!AL5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H5))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K5),(Scenario2!G5)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F5*12),(Scenario2!F5))),(Scenario2!C5))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F5-Scenario2!AJ5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G5-Scenario2!AK5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G5-Scenario2!AK5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H5-Scenario2!AL5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H5))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K5),(Scenario2!G5)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F5*12),(Scenario2!F5))),(Scenario2!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J5),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L5))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O5),(Scenario2!C5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C5),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P5)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O5)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L5))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O5),(Scenario2!C5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C5),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P5),(Scenario2!C5)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O5),(Scenario2!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"K6*(1+AT$11)^(-A6)/J6","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!C5),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q5))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E5),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U5)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T5)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q5))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E5),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U5),(Scenario2!E5)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T5),(Scenario2!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M5),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE5))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF5),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD5),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE5))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD5),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF5),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH5))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J5),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF5),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH5))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI5), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ5),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK5))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE5),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT5))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF5),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG5),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH5))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE5),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI5), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ5),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK5))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F5),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F5-Scenario3!AJ5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G5-Scenario3!AK5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G5-Scenario3!AK5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H5-Scenario3!AL5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H5))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K5),(Scenario3!G5)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F5*12),(Scenario3!F5))),(Scenario3!C5))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F5-Scenario3!AJ5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G5-Scenario3!AK5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G5-Scenario3!AK5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H5-Scenario3!AL5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H5))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K5),(Scenario3!G5)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F5*12),(Scenario3!F5))),(Scenario3!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J5),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L5))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O5),(Scenario3!C5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C5),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P5)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O5)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L5))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O5),(Scenario3!C5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C5),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P5),(Scenario3!C5)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O5),(Scenario3!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C5),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q5))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E5),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U5)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T5)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q5))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E5),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U5),(Scenario3!E5)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T5),(Scenario3!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M5),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE5))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF5),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD5),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE5))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD5),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF5),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH5))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J5),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF5),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH5))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI5), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ5),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK5))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE5),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT5))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF5),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG5),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH5))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE5),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI5), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ5),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK5))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F5),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F5-Scenario4!AJ5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G5-Scenario4!AK5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G5-Scenario4!AK5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H5-Scenario4!AL5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H5))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K5),(Scenario4!G5)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F5*12),(Scenario4!F5))),(Scenario4!C5))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F5-Scenario4!AJ5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G5-Scenario4!AK5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G5-Scenario4!AK5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H5-Scenario4!AL5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H5))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K5),(Scenario4!G5)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F5*12),(Scenario4!F5))),(Scenario4!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J5),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L5))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O5),(Scenario4!C5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C5),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P5)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O5)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L5))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O5),(Scenario4!C5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C5),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P5),(Scenario4!C5)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O5),(Scenario4!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C5),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q5))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E5),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U5)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T5)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q5))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E5),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U5),(Scenario4!E5)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T5),(Scenario4!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M5),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE5))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF5),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD5),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE5))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD5),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF5),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH5))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J5),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF5),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH5))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI5), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ5),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK5))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE5),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT5))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF5),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG5),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH5))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE5),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI5), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ5),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK5))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F5),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F5-Scenario5!AJ5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G5-Scenario5!AK5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G5-Scenario5!AK5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H5-Scenario5!AL5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H5))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K5),(Scenario5!G5)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F5*12),(Scenario5!F5))),(Scenario5!C5))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F5-Scenario5!AJ5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G5-Scenario5!AK5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G5-Scenario5!AK5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H5-Scenario5!AL5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H5))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K5),(Scenario5!G5)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F5*12),(Scenario5!F5))),(Scenario5!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J5),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L5))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O5),(Scenario5!C5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C5),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P5)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O5)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L5))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O5),(Scenario5!C5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C5),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P5),(Scenario5!C5)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O5),(Scenario5!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C5),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q5))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E5),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U5)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T5)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q5))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E5),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U5),(Scenario5!E5)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T5),(Scenario5!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M5),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE5))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF5),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD5),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE5))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD5),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF5),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH5))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J5),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF5),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH5))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI5), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ5),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK5))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE5),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT5))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF5),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG5),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH5))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE5),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI5), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ5),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK5))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F5),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F5-Scenario6!AJ5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G5-Scenario6!AK5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G5-Scenario6!AK5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H5-Scenario6!AL5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H5))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K5),(Scenario6!G5)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F5*12),(Scenario6!F5))),(Scenario6!C5))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F5-Scenario6!AJ5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G5-Scenario6!AK5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G5-Scenario6!AK5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H5-Scenario6!AL5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H5))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K5),(Scenario6!G5)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F5*12),(Scenario6!F5))),(Scenario6!C5)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK6))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J5),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L5))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O5),(Scenario6!C5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C5),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P5)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O5)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L5))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O5),(Scenario6!C5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C5),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P5),(Scenario6!C5)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O5),(Scenario6!C5))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C5),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q5))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E5),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U5)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T5)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q5))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E5),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U5),(Scenario6!E5)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T5),(Scenario6!E5))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M5),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE5))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF5),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD5),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE5))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD5),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF5),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH5))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL5),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J5),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF5),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH5))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI5), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ5),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK5))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE5),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT5))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF5),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG5),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH5))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A6+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE5),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI5), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ5),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK5))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL5),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A6+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 3",null,"Filepath3",null,null,null,{"$f":"MAX(IF(ISNA(BB2:BB102),0,BB2:BB102))","v":0},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA6,F6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB6,M6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC6,T6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED6,AA6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE6,AH6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF6,AO6),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA6,EH6),0.1),IRR((EA$3:EA6,EH6),EU5))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB6,EI6),0.1),IRR((EB$3:EB6,EI6),EV5))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC6,EJ6),0.1),IRR((EC$3:EC6,EJ6),EW5))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED6,EK6),0.1),IRR((ED$3:ED6,EK6),EX5))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE6,EL6),0.1),IRR((EE$3:EE6,EL6),EY5))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF6,EM6),0.1),IRR((EF$3:EF6,EM6),EZ5))","v":{"$error":"#VALUE!"}},5,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA6<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA6+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F6),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F6-Scenario1!AJ6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G6-Scenario1!AK6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G6-Scenario1!AK6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H6-Scenario1!AL6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H6))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K6),(Scenario1!G6)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F6*12),(Scenario1!F6))),(Scenario1!C6))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F6-Scenario1!AJ6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G6-Scenario1!AK6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G6-Scenario1!AK6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H6-Scenario1!AL6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H6))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K6),(Scenario1!G6)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F6*12),(Scenario1!F6))),(Scenario1!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J6),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L6))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O6),(Scenario1!C6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C6),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P6)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O6)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L6))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O6),(Scenario1!C6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C6),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P6),(Scenario1!C6)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O6),(Scenario1!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C6),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q6))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E6),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U6)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T6)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q6))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E6),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U6),(Scenario1!E6)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T6),(Scenario1!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M6),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE6))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF6),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD6),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE6))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD6),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF6),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH6))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J6),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF6),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH6))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI6), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ6),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK6))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE6),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT6))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF6),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG6),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH6))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE6),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI6), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ6),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK6))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F6),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F6-Scenario2!AJ6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G6-Scenario2!AK6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G6-Scenario2!AK6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H6-Scenario2!AL6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H6))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K6),(Scenario2!G6)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F6*12),(Scenario2!F6))),(Scenario2!C6))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F6-Scenario2!AJ6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G6-Scenario2!AK6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G6-Scenario2!AK6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H6-Scenario2!AL6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H6))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K6),(Scenario2!G6)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F6*12),(Scenario2!F6))),(Scenario2!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J6),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L6))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O6),(Scenario2!C6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C6),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P6)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O6)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L6))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O6),(Scenario2!C6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C6),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P6),(Scenario2!C6)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O6),(Scenario2!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C6),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q6))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E6),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U6)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T6)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q6))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E6),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U6),(Scenario2!E6)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T6),(Scenario2!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M6),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE6))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF6),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD6),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE6))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD6),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF6),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH6))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J6),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF6),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH6))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI6), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ6),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK6))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE6),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT6))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF6),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG6),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH6))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE6),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI6), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ6),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK6))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F6),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F6-Scenario3!AJ6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G6-Scenario3!AK6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G6-Scenario3!AK6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H6-Scenario3!AL6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H6))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K6),(Scenario3!G6)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F6*12),(Scenario3!F6))),(Scenario3!C6))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F6-Scenario3!AJ6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G6-Scenario3!AK6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G6-Scenario3!AK6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H6-Scenario3!AL6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H6))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K6),(Scenario3!G6)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F6*12),(Scenario3!F6))),(Scenario3!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J6),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L6))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O6),(Scenario3!C6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C6),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P6)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O6)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L6))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O6),(Scenario3!C6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C6),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P6),(Scenario3!C6)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O6),(Scenario3!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C6),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q6))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E6),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U6)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T6)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q6))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E6),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U6),(Scenario3!E6)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T6),(Scenario3!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M6),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE6))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF6),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD6),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE6))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD6),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF6),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH6))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J6),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF6),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH6))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI6), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ6),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK6))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE6),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT6))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF6),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG6),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH6))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE6),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI6), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ6),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK6))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F6),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F6-Scenario4!AJ6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G6-Scenario4!AK6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G6-Scenario4!AK6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H6-Scenario4!AL6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H6))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K6),(Scenario4!G6)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F6*12),(Scenario4!F6))),(Scenario4!C6))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F6-Scenario4!AJ6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G6-Scenario4!AK6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G6-Scenario4!AK6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H6-Scenario4!AL6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H6))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K6),(Scenario4!G6)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F6*12),(Scenario4!F6))),(Scenario4!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J6),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L6))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O6),(Scenario4!C6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C6),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P6)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O6)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L6))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O6),(Scenario4!C6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C6),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P6),(Scenario4!C6)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O6),(Scenario4!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C6),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q6))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E6),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U6)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T6)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q6))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E6),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U6),(Scenario4!E6)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T6),(Scenario4!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M6),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE6))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF6),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD6),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE6))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD6),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF6),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH6))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J6),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF6),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH6))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI6), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ6),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK6))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE6),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT6))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF6),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG6),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH6))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE6),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI6), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ6),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK6))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F6),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F6-Scenario5!AJ6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G6-Scenario5!AK6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G6-Scenario5!AK6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H6-Scenario5!AL6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H6))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K6),(Scenario5!G6)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F6*12),(Scenario5!F6))),(Scenario5!C6))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F6-Scenario5!AJ6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G6-Scenario5!AK6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G6-Scenario5!AK6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H6-Scenario5!AL6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H6))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K6),(Scenario5!G6)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F6*12),(Scenario5!F6))),(Scenario5!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J6),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L6))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O6),(Scenario5!C6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C6),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P6)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O6)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L6))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O6),(Scenario5!C6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C6),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P6),(Scenario5!C6)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O6),(Scenario5!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C6),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q6))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E6),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U6)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T6)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q6))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E6),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U6),(Scenario5!E6)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T6),(Scenario5!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M6),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE6))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF6),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD6),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE6))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD6),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF6),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH6))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J6),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF6),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH6))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI6), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ6),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK6))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE6),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT6))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF6),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG6),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH6))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE6),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI6), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ6),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK6))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F6),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F6-Scenario6!AJ6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G6-Scenario6!AK6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G6-Scenario6!AK6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H6-Scenario6!AL6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H6))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K6),(Scenario6!G6)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F6*12),(Scenario6!F6))),(Scenario6!C6))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F6-Scenario6!AJ6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G6-Scenario6!AK6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G6-Scenario6!AK6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H6-Scenario6!AL6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H6))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K6),(Scenario6!G6)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F6*12),(Scenario6!F6))),(Scenario6!C6)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK7))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J6),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L6))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O6),(Scenario6!C6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C6),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P6)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O6)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L6))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O6),(Scenario6!C6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C6),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P6),(Scenario6!C6)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O6),(Scenario6!C6))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C6),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q6))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E6),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U6)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T6)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q6))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E6),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U6),(Scenario6!E6)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T6),(Scenario6!E6))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M6),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE6))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF6),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD6),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE6))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD6),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF6),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH6))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL6),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J6),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF6),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH6))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI6), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ6),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK6))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE6),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT6))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF6),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG6),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH6))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A7+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE6),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI6), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ6),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK6))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL6),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A7+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 4",null,"Filepath4",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA7,F7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB7,M7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC7,T7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED7,AA7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE7,AH7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF7,AO7),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA7,EH7),0.1),IRR((EA$3:EA7,EH7),EU6))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB7,EI7),0.1),IRR((EB$3:EB7,EI7),EV6))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC7,EJ7),0.1),IRR((EC$3:EC7,EJ7),EW6))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED7,EK7),0.1),IRR((ED$3:ED7,EK7),EX6))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE7,EL7),0.1),IRR((EE$3:EE7,EL7),EY6))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF7,EM7),0.1),IRR((EF$3:EF7,EM7),EZ6))","v":{"$error":"#VALUE!"}},6,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA7<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA7+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F7),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F7-Scenario1!AJ7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G7-Scenario1!AK7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G7-Scenario1!AK7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H7-Scenario1!AL7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H7))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K7),(Scenario1!G7)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F7*12),(Scenario1!F7))),(Scenario1!C7))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F7-Scenario1!AJ7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G7-Scenario1!AK7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G7-Scenario1!AK7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H7-Scenario1!AL7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H7))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K7),(Scenario1!G7)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F7*12),(Scenario1!F7))),(Scenario1!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J7),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L7))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O7),(Scenario1!C7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C7),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P7)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O7)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L7))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O7),(Scenario1!C7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C7),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P7),(Scenario1!C7)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O7),(Scenario1!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C7),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q7))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E7),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U7)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T7)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q7))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E7),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U7),(Scenario1!E7)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T7),(Scenario1!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M7),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE7))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF7),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD7),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE7))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD7),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF7),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH7))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J7),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF7),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH7))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI7), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ7),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK7))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE7),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT7))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF7),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG7),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH7))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE7),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI7), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ7),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK7))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F7),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F7-Scenario2!AJ7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G7-Scenario2!AK7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G7-Scenario2!AK7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H7-Scenario2!AL7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H7))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K7),(Scenario2!G7)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F7*12),(Scenario2!F7))),(Scenario2!C7))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F7-Scenario2!AJ7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G7-Scenario2!AK7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G7-Scenario2!AK7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H7-Scenario2!AL7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H7))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K7),(Scenario2!G7)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F7*12),(Scenario2!F7))),(Scenario2!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J7),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L7))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O7),(Scenario2!C7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C7),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P7)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O7)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L7))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O7),(Scenario2!C7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C7),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P7),(Scenario2!C7)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O7),(Scenario2!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C7),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q7))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E7),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U7)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T7)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q7))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E7),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U7),(Scenario2!E7)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T7),(Scenario2!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M7),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE7))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF7),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD7),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE7))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD7),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF7),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH7))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J7),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF7),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH7))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI7), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ7),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK7))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE7),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT7))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF7),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG7),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH7))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE7),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI7), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ7),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK7))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F7),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F7-Scenario3!AJ7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G7-Scenario3!AK7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G7-Scenario3!AK7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H7-Scenario3!AL7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H7))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K7),(Scenario3!G7)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F7*12),(Scenario3!F7))),(Scenario3!C7))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F7-Scenario3!AJ7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G7-Scenario3!AK7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G7-Scenario3!AK7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H7-Scenario3!AL7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H7))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K7),(Scenario3!G7)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F7*12),(Scenario3!F7))),(Scenario3!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J7),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L7))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O7),(Scenario3!C7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C7),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P7)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O7)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L7))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O7),(Scenario3!C7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C7),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P7),(Scenario3!C7)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O7),(Scenario3!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C7),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q7))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E7),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U7)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T7)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q7))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E7),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U7),(Scenario3!E7)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T7),(Scenario3!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M7),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE7))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF7),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD7),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE7))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD7),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF7),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH7))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J7),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF7),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH7))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI7), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ7),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK7))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE7),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT7))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF7),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG7),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH7))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE7),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI7), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ7),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK7))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F7),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F7-Scenario4!AJ7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G7-Scenario4!AK7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G7-Scenario4!AK7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H7-Scenario4!AL7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H7))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K7),(Scenario4!G7)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F7*12),(Scenario4!F7))),(Scenario4!C7))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F7-Scenario4!AJ7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G7-Scenario4!AK7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G7-Scenario4!AK7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H7-Scenario4!AL7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H7))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K7),(Scenario4!G7)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F7*12),(Scenario4!F7))),(Scenario4!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J7),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L7))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O7),(Scenario4!C7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C7),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P7)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O7)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L7))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O7),(Scenario4!C7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C7),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P7),(Scenario4!C7)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O7),(Scenario4!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C7),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q7))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E7),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U7)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T7)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q7))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E7),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U7),(Scenario4!E7)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T7),(Scenario4!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M7),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE7))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF7),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD7),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE7))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD7),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF7),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH7))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J7),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF7),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH7))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI7), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ7),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK7))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE7),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT7))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF7),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG7),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH7))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE7),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI7), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ7),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK7))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F7),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F7-Scenario5!AJ7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G7-Scenario5!AK7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G7-Scenario5!AK7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H7-Scenario5!AL7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H7))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K7),(Scenario5!G7)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F7*12),(Scenario5!F7))),(Scenario5!C7))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F7-Scenario5!AJ7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G7-Scenario5!AK7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G7-Scenario5!AK7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H7-Scenario5!AL7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H7))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K7),(Scenario5!G7)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F7*12),(Scenario5!F7))),(Scenario5!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J7),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L7))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O7),(Scenario5!C7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C7),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P7)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O7)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L7))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O7),(Scenario5!C7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C7),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P7),(Scenario5!C7)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O7),(Scenario5!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C7),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q7))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E7),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U7)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T7)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q7))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E7),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U7),(Scenario5!E7)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T7),(Scenario5!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M7),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE7))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF7),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD7),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE7))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD7),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF7),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH7))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J7),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF7),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH7))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI7), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ7),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK7))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE7),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT7))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF7),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG7),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH7))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE7),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI7), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ7),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK7))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F7),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F7-Scenario6!AJ7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G7-Scenario6!AK7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G7-Scenario6!AK7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H7-Scenario6!AL7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H7))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K7),(Scenario6!G7)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F7*12),(Scenario6!F7))),(Scenario6!C7))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F7-Scenario6!AJ7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G7-Scenario6!AK7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G7-Scenario6!AK7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H7-Scenario6!AL7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H7))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K7),(Scenario6!G7)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F7*12),(Scenario6!F7))),(Scenario6!C7)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK8))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J7),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L7))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O7),(Scenario6!C7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C7),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P7)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O7)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L7))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O7),(Scenario6!C7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C7),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P7),(Scenario6!C7)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O7),(Scenario6!C7))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C7),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q7))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E7),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U7)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T7)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q7))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E7),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U7),(Scenario6!E7)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T7),(Scenario6!E7))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M7),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE7))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF7),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD7),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE7))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD7),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF7),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH7))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL7),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J7),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF7),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH7))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI7), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ7),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK7))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE7),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT7))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF7),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG7),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH7))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A8+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE7),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI7), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ7),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK7))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL7),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A8+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 5",null,"Filepath5",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IF(AT3=\"English\",\"Premium outlay\",IF(AT3=\"French\",\"Prime à payer\"))","v":"Premium outlay"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA8,F8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB8,M8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC8,T8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED8,AA8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE8,AH8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF8,AO8),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA8,EH8),0.1),IRR((EA$3:EA8,EH8),EU7))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB8,EI8),0.1),IRR((EB$3:EB8,EI8),EV7))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC8,EJ8),0.1),IRR((EC$3:EC8,EJ8),EW7))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED8,EK8),0.1),IRR((ED$3:ED8,EK8),EX7))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE8,EL8),0.1),IRR((EE$3:EE8,EL8),EY7))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF8,EM8),0.1),IRR((EF$3:EF8,EM8),EZ7))","v":{"$error":"#VALUE!"}},7,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA8<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA8+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F8),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F8-Scenario1!AJ8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G8-Scenario1!AK8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G8-Scenario1!AK8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H8-Scenario1!AL8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H8))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K8),(Scenario1!G8)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F8*12),(Scenario1!F8))),(Scenario1!C8))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F8-Scenario1!AJ8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G8-Scenario1!AK8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G8-Scenario1!AK8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H8-Scenario1!AL8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H8))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K8),(Scenario1!G8)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F8*12),(Scenario1!F8))),(Scenario1!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J8),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L8))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O8),(Scenario1!C8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C8),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P8)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O8)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L8))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O8),(Scenario1!C8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C8),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P8),(Scenario1!C8)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O8),(Scenario1!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C8),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q8))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E8),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U8)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T8)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q8))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E8),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U8),(Scenario1!E8)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T8),(Scenario1!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M8),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE8))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF8),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD8),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE8))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD8),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF8),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH8))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J8),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF8),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH8))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI8), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ8),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK8))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE8),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT8))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF8),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG8),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH8))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE8),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI8), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ8),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK8))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F8),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F8-Scenario2!AJ8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G8-Scenario2!AK8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G8-Scenario2!AK8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H8-Scenario2!AL8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H8))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K8),(Scenario2!G8)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F8*12),(Scenario2!F8))),(Scenario2!C8))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F8-Scenario2!AJ8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G8-Scenario2!AK8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G8-Scenario2!AK8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H8-Scenario2!AL8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H8))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K8),(Scenario2!G8)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F8*12),(Scenario2!F8))),(Scenario2!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J8),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L8))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O8),(Scenario2!C8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C8),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P8)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O8)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L8))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O8),(Scenario2!C8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C8),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P8),(Scenario2!C8)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O8),(Scenario2!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C8),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q8))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E8),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U8)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T8)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q8))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E8),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U8),(Scenario2!E8)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T8),(Scenario2!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M8),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE8))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF8),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD8),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE8))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD8),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF8),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH8))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J8),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF8),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH8))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI8), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ8),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK8))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE8),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT8))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF8),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG8),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH8))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE8),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI8), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ8),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK8))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F8),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F8-Scenario3!AJ8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G8-Scenario3!AK8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G8-Scenario3!AK8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H8-Scenario3!AL8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H8))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K8),(Scenario3!G8)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F8*12),(Scenario3!F8))),(Scenario3!C8))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F8-Scenario3!AJ8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G8-Scenario3!AK8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G8-Scenario3!AK8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H8-Scenario3!AL8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H8))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K8),(Scenario3!G8)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F8*12),(Scenario3!F8))),(Scenario3!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J8),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L8))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O8),(Scenario3!C8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C8),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P8)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O8)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L8))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O8),(Scenario3!C8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C8),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P8),(Scenario3!C8)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O8),(Scenario3!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C8),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q8))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E8),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U8)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T8)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q8))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E8),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U8),(Scenario3!E8)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T8),(Scenario3!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M8),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE8))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF8),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD8),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE8))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD8),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF8),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH8))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J8),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF8),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH8))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI8), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ8),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK8))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE8),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT8))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF8),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG8),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH8))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE8),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI8), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ8),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK8))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F8),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F8-Scenario4!AJ8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G8-Scenario4!AK8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G8-Scenario4!AK8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H8-Scenario4!AL8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H8))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K8),(Scenario4!G8)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F8*12),(Scenario4!F8))),(Scenario4!C8))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F8-Scenario4!AJ8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G8-Scenario4!AK8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G8-Scenario4!AK8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H8-Scenario4!AL8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H8))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K8),(Scenario4!G8)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F8*12),(Scenario4!F8))),(Scenario4!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J8),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L8))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O8),(Scenario4!C8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C8),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P8)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O8)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L8))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O8),(Scenario4!C8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C8),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P8),(Scenario4!C8)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O8),(Scenario4!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C8),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q8))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E8),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U8)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T8)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q8))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E8),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U8),(Scenario4!E8)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T8),(Scenario4!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M8),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE8))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF8),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD8),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE8))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD8),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF8),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH8))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J8),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF8),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH8))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI8), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ8),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK8))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE8),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT8))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF8),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG8),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH8))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE8),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI8), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ8),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK8))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F8),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F8-Scenario5!AJ8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G8-Scenario5!AK8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G8-Scenario5!AK8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H8-Scenario5!AL8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H8))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K8),(Scenario5!G8)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F8*12),(Scenario5!F8))),(Scenario5!C8))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F8-Scenario5!AJ8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G8-Scenario5!AK8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G8-Scenario5!AK8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H8-Scenario5!AL8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H8))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K8),(Scenario5!G8)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F8*12),(Scenario5!F8))),(Scenario5!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J8),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L8))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O8),(Scenario5!C8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C8),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P8)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O8)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L8))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O8),(Scenario5!C8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C8),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P8),(Scenario5!C8)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O8),(Scenario5!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C8),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q8))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E8),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U8)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T8)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q8))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E8),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U8),(Scenario5!E8)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T8),(Scenario5!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M8),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE8))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF8),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD8),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE8))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD8),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF8),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH8))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J8),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF8),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH8))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI8), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ8),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK8))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE8),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT8))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF8),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG8),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH8))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE8),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI8), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ8),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK8))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F8),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F8-Scenario6!AJ8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G8-Scenario6!AK8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G8-Scenario6!AK8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H8-Scenario6!AL8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H8))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K8),(Scenario6!G8)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F8*12),(Scenario6!F8))),(Scenario6!C8))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F8-Scenario6!AJ8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G8-Scenario6!AK8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G8-Scenario6!AK8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H8-Scenario6!AL8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H8))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K8),(Scenario6!G8)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F8*12),(Scenario6!F8))),(Scenario6!C8)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK9))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J8),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L8))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O8),(Scenario6!C8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C8),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P8)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O8)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L8))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O8),(Scenario6!C8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C8),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P8),(Scenario6!C8)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O8),(Scenario6!C8))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C8),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q8))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E8),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U8)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T8)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q8))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E8),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U8),(Scenario6!E8)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T8),(Scenario6!E8))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M8),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE8))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF8),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD8),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE8))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD8),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF8),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH8))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL8),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J8),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF8),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH8))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI8), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ8),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK8))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE8),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT8))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF8),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG8),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH8))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A9+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE8),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI8), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ8),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK8))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL8),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A9+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"FileName 6",null,"Filepath6",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,"Payment Period",{"$f":"IF(ISNA(B3),NA(),COUNTIF(B3:B102,\">0\"))","v":{"$error":"#N/A"}},{"$f":"IF(ISNA(I3),NA(),COUNTIF(I3:I102,\">0\"))","v":{"$error":"#N/A"}},{"$f":"IF(ISNA(P3),NA(),COUNTIF(P3:P102,\">0\"))","v":{"$error":"#N/A"}},{"$f":"IF(ISNA(W3),NA(),COUNTIF(W3:W102,\">0\"))","v":{"$error":"#N/A"}},{"$f":"IF(ISNA(AD3),NA(),COUNTIF(AD3:AD102,\">0\"))","v":{"$error":"#N/A"}},{"$f":"IF(ISNA(AK3),NA(),COUNTIF(AK3:AK102,\">0\"))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA9,F9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB9,M9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC9,T9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED9,AA9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE9,AH9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF9,AO9),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA9,EH9),0.1),IRR((EA$3:EA9,EH9),EU8))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB9,EI9),0.1),IRR((EB$3:EB9,EI9),EV8))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC9,EJ9),0.1),IRR((EC$3:EC9,EJ9),EW8))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED9,EK9),0.1),IRR((ED$3:ED9,EK9),EX8))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE9,EL9),0.1),IRR((EE$3:EE9,EL9),EY8))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF9,EM9),0.1),IRR((EF$3:EF9,EM9),EZ8))","v":{"$error":"#VALUE!"}},8,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA9<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA9+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F9),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F9-Scenario1!AJ9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G9-Scenario1!AK9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G9-Scenario1!AK9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H9-Scenario1!AL9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H9))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K9),(Scenario1!G9)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F9*12),(Scenario1!F9))),(Scenario1!C9))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F9-Scenario1!AJ9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G9-Scenario1!AK9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G9-Scenario1!AK9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H9-Scenario1!AL9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H9))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K9),(Scenario1!G9)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F9*12),(Scenario1!F9))),(Scenario1!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J9),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L9))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O9),(Scenario1!C9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C9),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P9)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O9)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L9))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O9),(Scenario1!C9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C9),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P9),(Scenario1!C9)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O9),(Scenario1!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C9),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q9))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E9),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U9)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T9)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q9))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E9),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U9),(Scenario1!E9)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T9),(Scenario1!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M9),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE9))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF9),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD9),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE9))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD9),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF9),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH9))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J9),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF9),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH9))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI9), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ9),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK9))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE9),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT9))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF9),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG9),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH9))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE9),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI9), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ9),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK9))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F9),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F9-Scenario2!AJ9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G9-Scenario2!AK9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G9-Scenario2!AK9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H9-Scenario2!AL9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H9))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K9),(Scenario2!G9)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F9*12),(Scenario2!F9))),(Scenario2!C9))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F9-Scenario2!AJ9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G9-Scenario2!AK9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G9-Scenario2!AK9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H9-Scenario2!AL9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H9))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K9),(Scenario2!G9)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F9*12),(Scenario2!F9))),(Scenario2!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J9),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L9))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O9),(Scenario2!C9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C9),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P9)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O9)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L9))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O9),(Scenario2!C9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C9),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P9),(Scenario2!C9)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O9),(Scenario2!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C9),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q9))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E9),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U9)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T9)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q9))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E9),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U9),(Scenario2!E9)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T9),(Scenario2!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M9),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE9))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF9),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD9),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE9))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD9),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF9),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH9))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J9),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF9),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH9))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI9), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ9),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK9))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE9),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT9))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF9),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG9),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH9))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE9),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI9), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ9),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK9))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F9),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F9-Scenario3!AJ9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G9-Scenario3!AK9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G9-Scenario3!AK9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H9-Scenario3!AL9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H9))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K9),(Scenario3!G9)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F9*12),(Scenario3!F9))),(Scenario3!C9))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F9-Scenario3!AJ9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G9-Scenario3!AK9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G9-Scenario3!AK9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H9-Scenario3!AL9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H9))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K9),(Scenario3!G9)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F9*12),(Scenario3!F9))),(Scenario3!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J9),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L9))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O9),(Scenario3!C9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C9),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P9)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O9)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L9))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O9),(Scenario3!C9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C9),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P9),(Scenario3!C9)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O9),(Scenario3!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C9),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q9))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E9),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U9)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T9)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q9))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E9),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U9),(Scenario3!E9)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T9),(Scenario3!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M9),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE9))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF9),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD9),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE9))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD9),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF9),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH9))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J9),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF9),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH9))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI9), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ9),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK9))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE9),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT9))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF9),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG9),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH9))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE9),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI9), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ9),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK9))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F9),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F9-Scenario4!AJ9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G9-Scenario4!AK9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G9-Scenario4!AK9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H9-Scenario4!AL9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H9))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K9),(Scenario4!G9)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F9*12),(Scenario4!F9))),(Scenario4!C9))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F9-Scenario4!AJ9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G9-Scenario4!AK9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G9-Scenario4!AK9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H9-Scenario4!AL9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H9))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K9),(Scenario4!G9)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F9*12),(Scenario4!F9))),(Scenario4!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J9),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L9))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O9),(Scenario4!C9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C9),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P9)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O9)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L9))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O9),(Scenario4!C9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C9),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P9),(Scenario4!C9)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O9),(Scenario4!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C9),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q9))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E9),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U9)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T9)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q9))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E9),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U9),(Scenario4!E9)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T9),(Scenario4!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M9),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE9))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF9),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD9),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE9))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD9),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF9),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH9))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J9),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF9),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH9))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI9), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ9),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK9))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE9),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT9))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF9),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG9),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH9))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE9),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI9), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ9),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK9))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F9),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F9-Scenario5!AJ9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G9-Scenario5!AK9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G9-Scenario5!AK9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H9-Scenario5!AL9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H9))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K9),(Scenario5!G9)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F9*12),(Scenario5!F9))),(Scenario5!C9))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F9-Scenario5!AJ9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G9-Scenario5!AK9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G9-Scenario5!AK9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H9-Scenario5!AL9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H9))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K9),(Scenario5!G9)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F9*12),(Scenario5!F9))),(Scenario5!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J9),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L9))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O9),(Scenario5!C9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C9),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P9)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O9)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L9))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O9),(Scenario5!C9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C9),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P9),(Scenario5!C9)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O9),(Scenario5!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C9),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q9))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E9),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U9)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T9)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q9))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E9),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U9),(Scenario5!E9)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T9),(Scenario5!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M9),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE9))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF9),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD9),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE9))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD9),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF9),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH9))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J9),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF9),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH9))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI9), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ9),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK9))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE9),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT9))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF9),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG9),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH9))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE9),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI9), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ9),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK9))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F9),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F9-Scenario6!AJ9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G9-Scenario6!AK9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G9-Scenario6!AK9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H9-Scenario6!AL9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H9))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K9),(Scenario6!G9)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F9*12),(Scenario6!F9))),(Scenario6!C9))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F9-Scenario6!AJ9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G9-Scenario6!AK9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G9-Scenario6!AK9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H9-Scenario6!AL9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H9))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K9),(Scenario6!G9)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F9*12),(Scenario6!F9))),(Scenario6!C9)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK10))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J9),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L9))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O9),(Scenario6!C9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C9),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P9)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O9)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L9))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O9),(Scenario6!C9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C9),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P9),(Scenario6!C9)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O9),(Scenario6!C9))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C9),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q9))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E9),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U9)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T9)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q9))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E9),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U9),(Scenario6!E9)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T9),(Scenario6!E9))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M9),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE9))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF9),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD9),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE9))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD9),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF9),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH9))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL9),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J9),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF9),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH9))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI9), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ9),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK9))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE9),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT9))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF9),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG9),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH9))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A10+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE9),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI9), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ9),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK9))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL9),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A10+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",(CONCATENATE(\"PV to Year \",(Calculations!$AS$2))),IF(AT3=\"French\",(CONCATENATE(\"VA à l'année \",(Calculations!$AS$2)))))","v":"PV to Year "},"PV Interest Rate","Max Age",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA10,F10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB10,M10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC10,T10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED10,AA10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE10,AH10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF10,AO10),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA10,EH10),0.1),IRR((EA$3:EA10,EH10),EU9))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB10,EI10),0.1),IRR((EB$3:EB10,EI10),EV9))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC10,EJ10),0.1),IRR((EC$3:EC10,EJ10),EW9))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED10,EK10),0.1),IRR((ED$3:ED10,EK10),EX9))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE10,EL10),0.1),IRR((EE$3:EE10,EL10),EY9))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF10,EM10),0.1),IRR((EF$3:EF10,EM10),EZ9))","v":{"$error":"#VALUE!"}},9,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA10<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA10+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F10),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F10-Scenario1!AJ10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G10-Scenario1!AK10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G10-Scenario1!AK10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H10-Scenario1!AL10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H10))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K10),(Scenario1!G10)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F10*12),(Scenario1!F10))),(Scenario1!C10))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F10-Scenario1!AJ10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G10-Scenario1!AK10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G10-Scenario1!AK10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H10-Scenario1!AL10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H10))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K10),(Scenario1!G10)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F10*12),(Scenario1!F10))),(Scenario1!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J10),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L10))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O10),(Scenario1!C10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C10),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P10)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O10)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L10))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O10),(Scenario1!C10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C10),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P10),(Scenario1!C10)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O10),(Scenario1!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C10),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q10))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E10),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U10)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T10)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q10))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E10),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U10),(Scenario1!E10)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T10),(Scenario1!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M10),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE10))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF10),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD10),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE10))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD10),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF10),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH10))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J10),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF10),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH10))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI10), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ10),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK10))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE10),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT10))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF10),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG10),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH10))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE10),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI10), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ10),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK10))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F10),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F10-Scenario2!AJ10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G10-Scenario2!AK10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G10-Scenario2!AK10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H10-Scenario2!AL10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H10))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K10),(Scenario2!G10)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F10*12),(Scenario2!F10))),(Scenario2!C10))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F10-Scenario2!AJ10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G10-Scenario2!AK10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G10-Scenario2!AK10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H10-Scenario2!AL10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H10))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K10),(Scenario2!G10)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F10*12),(Scenario2!F10))),(Scenario2!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J10),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L10))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O10),(Scenario2!C10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C10),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P10)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O10)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L10))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O10),(Scenario2!C10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C10),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P10),(Scenario2!C10)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O10),(Scenario2!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C10),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q10))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E10),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U10)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T10)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q10))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E10),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U10),(Scenario2!E10)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T10),(Scenario2!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M10),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE10))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF10),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD10),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE10))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD10),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF10),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH10))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J10),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF10),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH10))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI10), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ10),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK10))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE10),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT10))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF10),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG10),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH10))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE10),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI10), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ10),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK10))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F10),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F10-Scenario3!AJ10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G10-Scenario3!AK10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G10-Scenario3!AK10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H10-Scenario3!AL10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H10))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K10),(Scenario3!G10)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F10*12),(Scenario3!F10))),(Scenario3!C10))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F10-Scenario3!AJ10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G10-Scenario3!AK10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G10-Scenario3!AK10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H10-Scenario3!AL10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H10))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K10),(Scenario3!G10)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F10*12),(Scenario3!F10))),(Scenario3!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J10),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L10))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O10),(Scenario3!C10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C10),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P10)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O10)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L10))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O10),(Scenario3!C10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C10),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P10),(Scenario3!C10)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O10),(Scenario3!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C10),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q10))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E10),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U10)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T10)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q10))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E10),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U10),(Scenario3!E10)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T10),(Scenario3!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M10),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE10))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF10),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD10),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE10))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD10),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF10),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH10))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J10),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF10),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH10))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI10), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ10),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK10))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE10),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT10))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF10),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG10),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH10))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE10),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI10), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ10),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK10))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F10),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F10-Scenario4!AJ10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G10-Scenario4!AK10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G10-Scenario4!AK10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H10-Scenario4!AL10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H10))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K10),(Scenario4!G10)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F10*12),(Scenario4!F10))),(Scenario4!C10))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F10-Scenario4!AJ10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G10-Scenario4!AK10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G10-Scenario4!AK10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H10-Scenario4!AL10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H10))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K10),(Scenario4!G10)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F10*12),(Scenario4!F10))),(Scenario4!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J10),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L10))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O10),(Scenario4!C10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C10),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P10)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O10)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L10))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O10),(Scenario4!C10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C10),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P10),(Scenario4!C10)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O10),(Scenario4!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C10),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q10))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E10),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U10)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T10)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q10))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E10),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U10),(Scenario4!E10)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T10),(Scenario4!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M10),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE10))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF10),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD10),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE10))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD10),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF10),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH10))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J10),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF10),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH10))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI10), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ10),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK10))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE10),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT10))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF10),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG10),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH10))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE10),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI10), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ10),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK10))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F10),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F10-Scenario5!AJ10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G10-Scenario5!AK10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G10-Scenario5!AK10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H10-Scenario5!AL10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H10))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K10),(Scenario5!G10)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F10*12),(Scenario5!F10))),(Scenario5!C10))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F10-Scenario5!AJ10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G10-Scenario5!AK10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G10-Scenario5!AK10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H10-Scenario5!AL10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H10))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K10),(Scenario5!G10)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F10*12),(Scenario5!F10))),(Scenario5!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J10),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L10))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O10),(Scenario5!C10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C10),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P10)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O10)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L10))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O10),(Scenario5!C10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C10),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P10),(Scenario5!C10)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O10),(Scenario5!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C10),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q10))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E10),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U10)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T10)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q10))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E10),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U10),(Scenario5!E10)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T10),(Scenario5!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M10),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE10))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF10),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD10),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE10))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD10),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF10),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH10))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J10),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF10),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH10))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI10), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ10),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK10))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE10),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT10))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF10),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG10),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH10))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE10),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI10), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ10),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK10))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F10),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F10-Scenario6!AJ10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G10-Scenario6!AK10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G10-Scenario6!AK10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H10-Scenario6!AL10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H10))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K10),(Scenario6!G10)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F10*12),(Scenario6!F10))),(Scenario6!C10))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F10-Scenario6!AJ10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G10-Scenario6!AK10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G10-Scenario6!AK10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H10-Scenario6!AL10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H10))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K10),(Scenario6!G10)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F10*12),(Scenario6!F10))),(Scenario6!C10)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK11))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J10),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L10))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O10),(Scenario6!C10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C10),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P10)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O10)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L10))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O10),(Scenario6!C10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C10),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P10),(Scenario6!C10)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O10),(Scenario6!C10))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C10),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q10))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E10),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U10)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T10)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q10))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E10),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U10),(Scenario6!E10)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T10),(Scenario6!E10))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M10),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE10))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF10),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD10),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE10))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD10),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF10),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH10))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL10),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J10),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF10),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH10))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI10), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ10),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK10))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE10),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT10))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF10),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG10),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH10))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A11+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE10),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI10), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ10),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK10))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL10),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A11+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",IF(AS14=\"Yes\",\"PV to Age 85\",IF(AS14=FALSE,\"PV to Age 100\")),IF(AT3=\"French\",IF(AS14=\"Yes\",\"VA à 85 ans\",IF(AS14=FALSE,\"VA à 100 ans\"))))","v":"PV to Age 100"},null,{"$f":"MAX(IF(ISNA(A3:A102),0,A3:A102))","v":1},null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA11,F11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB11,M11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC11,T11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED11,AA11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE11,AH11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF11,AO11),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA11,EH11),0.1),IRR((EA$3:EA11,EH11),EU10))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB11,EI11),0.1),IRR((EB$3:EB11,EI11),EV10))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC11,EJ11),0.1),IRR((EC$3:EC11,EJ11),EW10))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED11,EK11),0.1),IRR((ED$3:ED11,EK11),EX10))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE11,EL11),0.1),IRR((EE$3:EE11,EL11),EY10))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF11,EM11),0.1),IRR((EF$3:EF11,EM11),EZ10))","v":{"$error":"#VALUE!"}},10,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA11<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA11+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F11),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F11-Scenario1!AJ11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G11-Scenario1!AK11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G11-Scenario1!AK11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H11-Scenario1!AL11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H11))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K11),(Scenario1!G11)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F11*12),(Scenario1!F11))),(Scenario1!C11))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F11-Scenario1!AJ11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G11-Scenario1!AK11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G11-Scenario1!AK11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H11-Scenario1!AL11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H11))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K11),(Scenario1!G11)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F11*12),(Scenario1!F11))),(Scenario1!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J11),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L11))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O11),(Scenario1!C11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C11),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P11)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O11)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L11))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O11),(Scenario1!C11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C11),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P11),(Scenario1!C11)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O11),(Scenario1!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C11),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q11))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E11),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U11)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T11)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q11))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E11),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U11),(Scenario1!E11)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T11),(Scenario1!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M11),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE11))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF11),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD11),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE11))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD11),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF11),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH11))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J11),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF11),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH11))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI11), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ11),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK11))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE11),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT11))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF11),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG11),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH11))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE11),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI11), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ11),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK11))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F11),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F11-Scenario2!AJ11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G11-Scenario2!AK11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G11-Scenario2!AK11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H11-Scenario2!AL11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H11))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K11),(Scenario2!G11)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F11*12),(Scenario2!F11))),(Scenario2!C11))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F11-Scenario2!AJ11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G11-Scenario2!AK11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G11-Scenario2!AK11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H11-Scenario2!AL11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H11))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K11),(Scenario2!G11)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F11*12),(Scenario2!F11))),(Scenario2!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J11),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L11))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O11),(Scenario2!C11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C11),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P11)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O11)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L11))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O11),(Scenario2!C11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C11),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P11),(Scenario2!C11)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O11),(Scenario2!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C11),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q11))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E11),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U11)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T11)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q11))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E11),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U11),(Scenario2!E11)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T11),(Scenario2!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M11),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE11))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF11),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD11),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE11))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD11),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF11),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH11))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J11),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF11),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH11))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI11), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ11),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK11))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE11),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT11))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF11),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG11),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH11))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE11),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI11), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ11),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK11))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F11),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F11-Scenario3!AJ11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G11-Scenario3!AK11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G11-Scenario3!AK11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H11-Scenario3!AL11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H11))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K11),(Scenario3!G11)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F11*12),(Scenario3!F11))),(Scenario3!C11))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F11-Scenario3!AJ11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G11-Scenario3!AK11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G11-Scenario3!AK11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H11-Scenario3!AL11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H11))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K11),(Scenario3!G11)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F11*12),(Scenario3!F11))),(Scenario3!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J11),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L11))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O11),(Scenario3!C11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C11),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P11)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O11)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L11))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O11),(Scenario3!C11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C11),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P11),(Scenario3!C11)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O11),(Scenario3!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C11),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q11))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E11),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U11)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T11)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q11))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E11),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U11),(Scenario3!E11)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T11),(Scenario3!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M11),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE11))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF11),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD11),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE11))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD11),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF11),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH11))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J11),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF11),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH11))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI11), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ11),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK11))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE11),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT11))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF11),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG11),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH11))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE11),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI11), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ11),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK11))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F11),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F11-Scenario4!AJ11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G11-Scenario4!AK11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G11-Scenario4!AK11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H11-Scenario4!AL11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H11))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K11),(Scenario4!G11)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F11*12),(Scenario4!F11))),(Scenario4!C11))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F11-Scenario4!AJ11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G11-Scenario4!AK11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G11-Scenario4!AK11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H11-Scenario4!AL11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H11))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K11),(Scenario4!G11)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F11*12),(Scenario4!F11))),(Scenario4!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J11),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L11))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O11),(Scenario4!C11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C11),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P11)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O11)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L11))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O11),(Scenario4!C11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C11),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P11),(Scenario4!C11)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O11),(Scenario4!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C11),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q11))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E11),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U11)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T11)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q11))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E11),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U11),(Scenario4!E11)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T11),(Scenario4!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M11),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE11))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF11),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD11),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE11))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD11),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF11),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH11))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J11),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF11),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH11))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI11), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ11),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK11))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE11),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT11))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF11),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG11),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH11))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE11),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI11), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ11),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK11))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F11),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F11-Scenario5!AJ11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G11-Scenario5!AK11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G11-Scenario5!AK11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H11-Scenario5!AL11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H11))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K11),(Scenario5!G11)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F11*12),(Scenario5!F11))),(Scenario5!C11))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F11-Scenario5!AJ11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G11-Scenario5!AK11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G11-Scenario5!AK11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H11-Scenario5!AL11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H11))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K11),(Scenario5!G11)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F11*12),(Scenario5!F11))),(Scenario5!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J11),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L11))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O11),(Scenario5!C11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C11),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P11)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O11)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L11))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O11),(Scenario5!C11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C11),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P11),(Scenario5!C11)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O11),(Scenario5!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C11),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q11))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E11),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U11)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T11)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q11))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E11),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U11),(Scenario5!E11)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T11),(Scenario5!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M11),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE11))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF11),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD11),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE11))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD11),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF11),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH11))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J11),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF11),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH11))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI11), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ11),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK11))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE11),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT11))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF11),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG11),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH11))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE11),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI11), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ11),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK11))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F11),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F11-Scenario6!AJ11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G11-Scenario6!AK11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G11-Scenario6!AK11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H11-Scenario6!AL11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H11))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K11),(Scenario6!G11)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F11*12),(Scenario6!F11))),(Scenario6!C11))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F11-Scenario6!AJ11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G11-Scenario6!AK11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G11-Scenario6!AK11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H11-Scenario6!AL11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H11))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K11),(Scenario6!G11)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F11*12),(Scenario6!F11))),(Scenario6!C11)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK12))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J11),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L11))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O11),(Scenario6!C11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C11),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P11)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O11)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L11))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O11),(Scenario6!C11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C11),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P11),(Scenario6!C11)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O11),(Scenario6!C11))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C11),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q11))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E11),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U11)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T11)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q11))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E11),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U11),(Scenario6!E11)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T11),(Scenario6!E11))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M11),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE11))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF11),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD11),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE11))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD11),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF11),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH11))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL11),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J11),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF11),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH11))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI11), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ11),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK11))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE11),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT11))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF11),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG11),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH11))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A12+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE11),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI11), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ11),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK11))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL11),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A12+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Both Graphs and Tables","Client One Information","Number of Scenarios",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA12,F12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB12,M12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC12,T12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED12,AA12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE12,AH12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF12,AO12),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA12,EH12),0.1),IRR((EA$3:EA12,EH12),EU11))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB12,EI12),0.1),IRR((EB$3:EB12,EI12),EV11))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC12,EJ12),0.1),IRR((EC$3:EC12,EJ12),EW11))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED12,EK12),0.1),IRR((ED$3:ED12,EK12),EX11))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE12,EL12),0.1),IRR((EE$3:EE12,EL12),EY11))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF12,EM12),0.1),IRR((EF$3:EF12,EM12),EZ11))","v":{"$error":"#VALUE!"}},11,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA12<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA12+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F12),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F12-Scenario1!AJ12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G12-Scenario1!AK12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G12-Scenario1!AK12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H12-Scenario1!AL12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H12))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K12),(Scenario1!G12)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F12*12),(Scenario1!F12))),(Scenario1!C12))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F12-Scenario1!AJ12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G12-Scenario1!AK12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G12-Scenario1!AK12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H12-Scenario1!AL12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H12))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K12),(Scenario1!G12)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F12*12),(Scenario1!F12))),(Scenario1!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J12),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L12))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O12),(Scenario1!C12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C12),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P12)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O12)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L12))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O12),(Scenario1!C12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C12),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P12),(Scenario1!C12)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O12),(Scenario1!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C12),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q12))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E12),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U12)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T12)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q12))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E12),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U12),(Scenario1!E12)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T12),(Scenario1!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M12),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE12))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF12),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD12),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE12))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD12),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF12),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH12))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J12),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF12),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH12))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI12), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ12),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK12))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE12),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT12))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF12),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG12),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH12))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE12),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI12), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ12),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK12))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F12),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F12-Scenario2!AJ12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G12-Scenario2!AK12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G12-Scenario2!AK12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H12-Scenario2!AL12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H12))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K12),(Scenario2!G12)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F12*12),(Scenario2!F12))),(Scenario2!C12))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F12-Scenario2!AJ12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G12-Scenario2!AK12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G12-Scenario2!AK12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H12-Scenario2!AL12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H12))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K12),(Scenario2!G12)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F12*12),(Scenario2!F12))),(Scenario2!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J12),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L12))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O12),(Scenario2!C12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C12),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P12)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O12)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L12))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O12),(Scenario2!C12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C12),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P12),(Scenario2!C12)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O12),(Scenario2!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C12),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q12))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E12),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U12)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T12)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q12))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E12),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U12),(Scenario2!E12)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T12),(Scenario2!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M12),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE12))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF12),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD12),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE12))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD12),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF12),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH12))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J12),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF12),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH12))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI12), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ12),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK12))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE12),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT12))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF12),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG12),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH12))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE12),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI12), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ12),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK12))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F12),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F12-Scenario3!AJ12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G12-Scenario3!AK12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G12-Scenario3!AK12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H12-Scenario3!AL12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H12))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K12),(Scenario3!G12)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F12*12),(Scenario3!F12))),(Scenario3!C12))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F12-Scenario3!AJ12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G12-Scenario3!AK12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G12-Scenario3!AK12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H12-Scenario3!AL12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H12))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K12),(Scenario3!G12)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F12*12),(Scenario3!F12))),(Scenario3!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J12),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L12))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O12),(Scenario3!C12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C12),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P12)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O12)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L12))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O12),(Scenario3!C12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C12),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P12),(Scenario3!C12)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O12),(Scenario3!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C12),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q12))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E12),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U12)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T12)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q12))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E12),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U12),(Scenario3!E12)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T12),(Scenario3!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M12),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE12))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF12),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD12),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE12))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD12),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF12),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH12))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J12),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF12),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH12))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI12), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ12),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK12))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE12),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT12))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF12),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG12),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH12))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE12),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI12), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ12),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK12))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F12),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F12-Scenario4!AJ12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G12-Scenario4!AK12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G12-Scenario4!AK12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H12-Scenario4!AL12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H12))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K12),(Scenario4!G12)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F12*12),(Scenario4!F12))),(Scenario4!C12))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F12-Scenario4!AJ12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G12-Scenario4!AK12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G12-Scenario4!AK12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H12-Scenario4!AL12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H12))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K12),(Scenario4!G12)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F12*12),(Scenario4!F12))),(Scenario4!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J12),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L12))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O12),(Scenario4!C12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C12),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P12)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O12)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L12))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O12),(Scenario4!C12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C12),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P12),(Scenario4!C12)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O12),(Scenario4!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C12),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q12))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E12),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U12)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T12)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q12))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E12),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U12),(Scenario4!E12)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T12),(Scenario4!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M12),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE12))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF12),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD12),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE12))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD12),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF12),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH12))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J12),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF12),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH12))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI12), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ12),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK12))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE12),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT12))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF12),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG12),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH12))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE12),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI12), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ12),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK12))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F12),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F12-Scenario5!AJ12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G12-Scenario5!AK12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G12-Scenario5!AK12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H12-Scenario5!AL12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H12))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K12),(Scenario5!G12)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F12*12),(Scenario5!F12))),(Scenario5!C12))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F12-Scenario5!AJ12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G12-Scenario5!AK12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G12-Scenario5!AK12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H12-Scenario5!AL12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H12))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K12),(Scenario5!G12)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F12*12),(Scenario5!F12))),(Scenario5!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J12),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L12))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O12),(Scenario5!C12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C12),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P12)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O12)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L12))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O12),(Scenario5!C12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C12),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P12),(Scenario5!C12)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O12),(Scenario5!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C12),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q12))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E12),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U12)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T12)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q12))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E12),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U12),(Scenario5!E12)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T12),(Scenario5!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M12),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE12))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF12),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD12),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE12))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD12),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF12),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH12))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J12),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF12),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH12))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI12), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ12),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK12))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE12),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT12))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF12),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG12),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH12))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE12),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI12), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ12),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK12))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F12),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F12-Scenario6!AJ12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G12-Scenario6!AK12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G12-Scenario6!AK12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H12-Scenario6!AL12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H12))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K12),(Scenario6!G12)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F12*12),(Scenario6!F12))),(Scenario6!C12))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F12-Scenario6!AJ12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G12-Scenario6!AK12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G12-Scenario6!AK12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H12-Scenario6!AL12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H12))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K12),(Scenario6!G12)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F12*12),(Scenario6!F12))),(Scenario6!C12)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK13))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J12),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L12))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O12),(Scenario6!C12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C12),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P12)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O12)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L12))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O12),(Scenario6!C12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C12),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P12),(Scenario6!C12)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O12),(Scenario6!C12))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C12),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q12))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E12),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U12)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T12)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q12))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E12),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U12),(Scenario6!E12)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T12),(Scenario6!E12))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M12),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE12))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF12),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD12),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE12))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD12),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF12),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH12))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL12),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J12),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF12),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH12))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI12), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ12),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK12))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE12),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT12))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF12),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG12),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH12))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A13+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE12),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI12), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ12),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK12))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL12),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A13+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Sun Term in Comparison?",{"$f":"IF(ISNA(Scenario1!$EG$6),IF(Scenario1!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario1!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario1!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario2!$EG$6),IF(Scenario2!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario2!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario2!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario3!$EG$6),IF(Scenario3!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario3!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario3!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario4!$EG$6),IF(Scenario4!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario4!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario4!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario5!$EG$6),IF(Scenario5!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario5!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario5!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario6!$EG$6),IF(Scenario6!$A$1=\"Year\",IF(VLOOKUP(\"P1 Gender\",Scenario6!A150:B195,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P1 Sexe\",Scenario6!A150:B195,2,FALSE)=\"H\",\"Homme\",\"Femme\")),\"\"))))))","v":{"$error":"#N/A"}},{"$f":"IF(AV9<>\"\",\"6\",IF(AV8<>\"\",\"5\",IF(AV7<>\"\",\"4\",IF(AV6<>\"\",\"3\",\"2\"))))","v":"2"},null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,"User","Date","# of products","Client One Information","Client Two Information","Product Scenario #1","Premium Amount Scenario #1","Plus Premium Scenario #1","Payment Period Scenario #1","Offset Scenario #1","Dividend/DB Option Scenario #1","Premium/COI Type Scenario #1","Coverage Amount Scenario #1","Product Scenario #2","Premium Amount Scenario #2","Plus Premium Scenario #2","Payment Period Scenario #2","Offset Scenario #2","Dividend/DB Option Scenario #2","Premium/COI Type Scenario #2","Coverage Amount Scenario #2","Product Scenario #3","Premium Amount Scenario #3","Plus Premium Scenario #3","Payment Period Scenario #3","Offset Scenario #3","Dividend/DB Option Scenario #3","Premium/COI Type Scenario #3","Coverage Amount Scenario #3","Product Scenario #4","Premium Amount Scenario #4","Plus Premium Scenario#4","Payment Period Scenario #4","Offset Scenario #4","Dividend/DB Option Scenario #4","Premium/COI Type Scenario #4","Coverage Amount Scenario #4","Product Scenario #5","Premium Amount Scenario #5","Plus Premium #5","Payment Period Scenario #5","Offset Scenario #5","Dividend/DB Option Scenario #5","Premium/COI Type Scenario #5","Coverage Amount Scenario #5","Product Scenario #6","Premium Amount Scenario #6","Plus Premium #6","Payment Period Scenario #6","Offset Scenario #6","Dividend/DB Option Scenario #6","Premium/COI Type Scenario #6","Coverage Amount Scenario #6","Premium Structure","Premium Schedule","Cash Surrender Value","CSV to Cumulative Premiums","Death Benefit","Adjusted Cost Basis","Capital Dividend Account Credit","Comparison Type","PV Interest Rate","Compare Year","Life Expectancy","Coverage Type","Compare Type","Interest Rate/Dividend Scale",null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA13,F13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB13,M13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC13,T13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED13,AA13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE13,AH13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF13,AO13),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA13,EH13),0.1),IRR((EA$3:EA13,EH13),EU12))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB13,EI13),0.1),IRR((EB$3:EB13,EI13),EV12))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC13,EJ13),0.1),IRR((EC$3:EC13,EJ13),EW12))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED13,EK13),0.1),IRR((ED$3:ED13,EK13),EX12))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE13,EL13),0.1),IRR((EE$3:EE13,EL13),EY12))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF13,EM13),0.1),IRR((EF$3:EF13,EM13),EZ12))","v":{"$error":"#VALUE!"}},12,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA13<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA13+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F13),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F13-Scenario1!AJ13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G13-Scenario1!AK13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G13-Scenario1!AK13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H13-Scenario1!AL13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H13))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K13),(Scenario1!G13)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F13*12),(Scenario1!F13))),(Scenario1!C13))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F13-Scenario1!AJ13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G13-Scenario1!AK13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G13-Scenario1!AK13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H13-Scenario1!AL13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H13))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K13),(Scenario1!G13)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F13*12),(Scenario1!F13))),(Scenario1!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J13),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L13))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O13),(Scenario1!C13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C13),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P13)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O13)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L13))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O13),(Scenario1!C13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C13),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P13),(Scenario1!C13)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O13),(Scenario1!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C13),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q13))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E13),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U13)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T13)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q13))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E13),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U13),(Scenario1!E13)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T13),(Scenario1!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M13),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE13))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF13),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD13),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE13))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD13),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF13),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH13))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J13),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF13),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH13))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI13), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ13),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK13))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE13),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT13))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF13),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG13),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH13))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE13),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI13), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ13),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK13))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F13),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F13-Scenario2!AJ13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G13-Scenario2!AK13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G13-Scenario2!AK13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H13-Scenario2!AL13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H13))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K13),(Scenario2!G13)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F13*12),(Scenario2!F13))),(Scenario2!C13))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F13-Scenario2!AJ13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G13-Scenario2!AK13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G13-Scenario2!AK13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H13-Scenario2!AL13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H13))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K13),(Scenario2!G13)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F13*12),(Scenario2!F13))),(Scenario2!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J13),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L13))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O13),(Scenario2!C13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C13),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P13)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O13)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L13))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O13),(Scenario2!C13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C13),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P13),(Scenario2!C13)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O13),(Scenario2!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C13),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q13))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E13),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U13)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T13)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q13))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E13),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U13),(Scenario2!E13)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T13),(Scenario2!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M13),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE13))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF13),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD13),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE13))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD13),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF13),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH13))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J13),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF13),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH13))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI13), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ13),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK13))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE13),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT13))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF13),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG13),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH13))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE13),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI13), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ13),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK13))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F13),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F13-Scenario3!AJ13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G13-Scenario3!AK13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G13-Scenario3!AK13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H13-Scenario3!AL13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H13))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K13),(Scenario3!G13)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F13*12),(Scenario3!F13))),(Scenario3!C13))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F13-Scenario3!AJ13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G13-Scenario3!AK13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G13-Scenario3!AK13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H13-Scenario3!AL13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H13))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K13),(Scenario3!G13)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F13*12),(Scenario3!F13))),(Scenario3!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J13),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L13))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O13),(Scenario3!C13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C13),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P13)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O13)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L13))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O13),(Scenario3!C13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C13),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P13),(Scenario3!C13)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O13),(Scenario3!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C13),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q13))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E13),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U13)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T13)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q13))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E13),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U13),(Scenario3!E13)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T13),(Scenario3!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M13),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE13))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF13),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD13),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE13))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD13),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF13),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH13))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J13),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF13),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH13))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI13), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ13),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK13))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE13),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT13))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF13),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG13),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH13))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE13),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI13), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ13),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK13))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F13),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F13-Scenario4!AJ13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G13-Scenario4!AK13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G13-Scenario4!AK13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H13-Scenario4!AL13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H13))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K13),(Scenario4!G13)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F13*12),(Scenario4!F13))),(Scenario4!C13))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F13-Scenario4!AJ13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G13-Scenario4!AK13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G13-Scenario4!AK13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H13-Scenario4!AL13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H13))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K13),(Scenario4!G13)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F13*12),(Scenario4!F13))),(Scenario4!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J13),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L13))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O13),(Scenario4!C13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C13),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P13)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O13)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L13))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O13),(Scenario4!C13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C13),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P13),(Scenario4!C13)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O13),(Scenario4!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C13),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q13))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E13),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U13)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T13)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q13))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E13),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U13),(Scenario4!E13)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T13),(Scenario4!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M13),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE13))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF13),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD13),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE13))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD13),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF13),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH13))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J13),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF13),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH13))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI13), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ13),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK13))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE13),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT13))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF13),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG13),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH13))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE13),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI13), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ13),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK13))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F13),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F13-Scenario5!AJ13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G13-Scenario5!AK13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G13-Scenario5!AK13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H13-Scenario5!AL13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H13))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K13),(Scenario5!G13)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F13*12),(Scenario5!F13))),(Scenario5!C13))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F13-Scenario5!AJ13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G13-Scenario5!AK13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G13-Scenario5!AK13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H13-Scenario5!AL13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H13))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K13),(Scenario5!G13)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F13*12),(Scenario5!F13))),(Scenario5!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J13),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L13))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O13),(Scenario5!C13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C13),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P13)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O13)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L13))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O13),(Scenario5!C13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C13),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P13),(Scenario5!C13)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O13),(Scenario5!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C13),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q13))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E13),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U13)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T13)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q13))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E13),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U13),(Scenario5!E13)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T13),(Scenario5!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M13),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE13))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF13),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD13),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE13))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD13),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF13),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH13))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J13),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF13),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH13))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI13), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ13),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK13))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE13),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT13))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF13),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG13),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH13))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE13),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI13), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ13),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK13))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F13),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F13-Scenario6!AJ13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G13-Scenario6!AK13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G13-Scenario6!AK13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H13-Scenario6!AL13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H13))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K13),(Scenario6!G13)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F13*12),(Scenario6!F13))),(Scenario6!C13))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F13-Scenario6!AJ13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G13-Scenario6!AK13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G13-Scenario6!AK13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H13-Scenario6!AL13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H13))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K13),(Scenario6!G13)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F13*12),(Scenario6!F13))),(Scenario6!C13)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK14))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J13),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L13))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O13),(Scenario6!C13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C13),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P13)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O13)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L13))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O13),(Scenario6!C13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C13),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P13),(Scenario6!C13)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O13),(Scenario6!C13))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C13),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q13))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E13),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U13)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T13)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q13))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E13),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U13),(Scenario6!E13)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T13),(Scenario6!E13))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M13),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE13))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF13),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD13),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE13))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD13),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF13),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH13))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL13),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J13),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF13),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH13))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI13), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ13),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK13))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE13),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT13))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF13),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG13),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH13))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A14+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE13),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI13), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ13),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK13))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL13),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A14+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(ISERROR(IF(AT3=\"English\",IF(Scenario1!EJ1=\"Term\",\"Yes\",IF(Scenario2!EJ1=\"Term\",\"Yes\",IF(Scenario3!EJ1=\"Term\",\"Yes\",IF(Scenario4!EJ1=\"Term\",\"Yes\",IF(Scenario5!EJ1=\"Term\",\"Yes\",IF(Scenario6!EJ1=\"Term\",\"Yes\")))))),IF(AT3=\"French\",IF(Scenario1!EJ1=\"Temporaire\",\"Yes\",IF(Scenario2!EJ1=\"Temporaire\",\"Yes\",IF(Scenario3!EJ1=\"Temporaire\",\"Yes\",IF(Scenario4!EJ1=\"Temporaire\",\"Yes\",IF(Scenario5!EJ1=\"Temporaire\",\"Yes\",IF(Scenario6!EJ1=\"Temporaire\",\"Yes\"))))))))),FALSE,IF(AT3=\"English\",IF(Scenario1!EJ1=\"Term\",\"Yes\",IF(Scenario2!EJ1=\"Term\",\"Yes\",IF(Scenario3!EJ1=\"Term\",\"Yes\",IF(Scenario4!EJ1=\"Term\",\"Yes\",IF(Scenario5!EJ1=\"Term\",\"Yes\",IF(Scenario6!EJ1=\"Term\",\"Yes\")))))),IF(AT3=\"French\",IF(Scenario1!EJ1=\"Temporaire\",\"Yes\",IF(Scenario2!EJ1=\"Temporaire\",\"Yes\",IF(Scenario3!EJ1=\"Temporaire\",\"Yes\",IF(Scenario4!EJ1=\"Temporaire\",\"Yes\",IF(Scenario5!EJ1=\"Temporaire\",\"Yes\",IF(Scenario6!EJ1=\"Temporaire\",\"Yes\")))))))))","v":false},{"$f":"IF(ISNA(Scenario1!$EG$6),IF(Scenario1!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario1!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario1!A150:B195,2,FALSE)),IF(ISNA(Scenario2!$EG$6),IF(Scenario2!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario2!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario2!A150:B195,2,FALSE)),IF(ISNA(Scenario3!$EG$6),IF(Scenario3!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario3!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario3!A150:B195,2,FALSE)),IF(ISNA(Scenario4!$EG$6),IF(Scenario4!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario4!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario4!A150:B195,2,FALSE)),IF(ISNA(Scenario5!$EG$6),IF(Scenario5!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario5!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario5!A150:B195,2,FALSE)),IF(ISNA(Scenario6!$EG$6),IF(Scenario6!$A$1=\"Year\",VLOOKUP(\"P1 Smoker\",Scenario6!A150:B195,2,FALSE),VLOOKUP(\"P1 Fumeur\",Scenario6!A150:B195,2,FALSE)),\"\"))))))","v":{"$error":"#N/A"}},"Same Location of LE?",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,"Grace Jin",{"$f":"TODAY()","v":"2025-11-25"},{"$f":"AU13","v":"2"},{"$f":"Scenario1!EL2","v":false},{"$f":"IF(Scenario1!EL3=FALSE,NA(),Scenario1!EL3)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario1!$EJ$1=FALSE,NA(),Scenario1!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"Scenario1!EJ7","v":{"$error":"#N/A"}},{"$f":"IF(Scenario1!$EJ$8=\"-\",NA(),Scenario1!$EJ$8)","v":{"$error":"#N/A"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(BN14,7)=\"Sun Par\",RIGHT(BN14,16)=\"participation II\"),Scenario1!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(BN14,7)=\"Sun Par\",RIGHT(BN14,16)=\"participation II\"),Scenario1!$EJ$2,Scenario1!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario1!$EJ$3","v":{"$error":"#N/A"}},{"$f":"Scenario1!$EJ$10","v":{"$error":"#N/A"}},{"$f":"IF(Scenario2!$EJ$1=FALSE,NA(),Scenario2!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"Scenario2!$EJ$7","v":{"$error":"#VALUE!"}},{"$f":"IF(Scenario2!$EJ$8=\"-\",NA(),Scenario2!$EJ$8)","v":{"$error":"#VALUE!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(BV14,7)=\"Sun Par\",RIGHT(BV14,16)=\"participation II\"),Scenario2!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(BV14,7)=\"Sun Par\",RIGHT(BV14,16)=\"participation II\"),Scenario2!$EJ$2,Scenario2!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario2!$EJ$3","v":false},{"$f":"Scenario2!$EJ$10","v":false},{"$f":"IF(Scenario3!$EJ$1=FALSE,NA(),Scenario3!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(Scenario3!$EJ$7),NA(),Scenario3!$EJ$7)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario3!$EJ$8=\"-\",NA(),Scenario3!$EJ$8)","v":{"$error":"#VALUE!"}},{"$f":"IF(#REF!=\"\",NA(),#REF!)","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(CD14,7)=\"Sun Par\",RIGHT(CD14,16)=\"participation II\"),Scenario3!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(CD14,7)=\"Sun Par\",RIGHT(CD14,16)=\"participation II\"),Scenario3!$EJ$2,Scenario3!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario3!$EJ$3","v":false},{"$f":"IF(Scenario3!$EJ$10=FALSE,NA(),Scenario3!$EJ$10)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario4!$EJ$1=FALSE,NA(),Scenario4!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(Scenario4!$EJ$7),NA(),Scenario4!$EJ$7)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario4!$EJ$8=\"-\",NA(),Scenario4!$EJ$8)","v":{"$error":"#VALUE!"}},{"$f":"IF(#REF!=\"\",NA(),#REF!)","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(CL14,7)=\"Sun Par\",RIGHT(CL14,16)=\"participation II\"),Scenario4!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(CL14,7)=\"Sun Par\",RIGHT(CL14,16)=\"participation II\"),Scenario4!$EJ$2,Scenario4!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario4!$EJ$3","v":false},{"$f":"IF(Scenario4!$EJ$10=FALSE,NA(),Scenario4!$EJ$10)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario5!$EJ$1=FALSE,NA(),Scenario5!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(Scenario5!$EJ$7),NA(),Scenario5!$EJ$7)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario5!$EJ$8=\"-\",NA(),Scenario5!$EJ$8)","v":{"$error":"#VALUE!"}},{"$f":"IF(#REF!=\"\",NA(),#REF!)","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(CT14,7)=\"Sun Par\",RIGHT(CT14,16)=\"participation II\"),Scenario5!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(CT14,7)=\"Sun Par\",RIGHT(CT14,16)=\"participation II\"),Scenario5!$EJ$2,Scenario5!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario5!$EJ$3","v":false},{"$f":"IF(Scenario5!$EJ$10=FALSE,NA(),Scenario5!$EJ$10)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario6!$EJ$1=FALSE,NA(),Scenario6!$EJ$1)","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(Scenario6!$EJ$7),NA(),Scenario6!$EJ$7)","v":{"$error":"#N/A"}},{"$f":"IF(Scenario6!$EJ$8=\"-\",NA(),Scenario6!$EJ$8)","v":{"$error":"#VALUE!"}},{"$f":"IF(#REF!=\"\",NA(),#REF!)","v":{"$error":"#REF!"}},{"$f":"IF(OR(LEFT(DB14,7)=\"Sun Par\",RIGHT(DB14,16)=\"participation II\"),Scenario6!$EJ$4)","v":{"$error":"#N/A"}},{"$f":"IF(OR(LEFT(DB14,7)=\"Sun Par\",RIGHT(DB14,16)=\"participation II\"),Scenario6!$EJ$2,Scenario6!$EJ$5)","v":{"$error":"#N/A"}},{"$f":"Scenario6!$EJ$3","v":false},{"$f":"IF(Scenario6!$EJ$10=FALSE,NA(),Scenario6!$EJ$10)","v":{"$error":"#N/A"}},true,true,true,true,true,true,true,"Graphs & Tables",{"$f":"AT11","v":0},{"$f":"AS2","v":0},{"$f":"#REF!-#REF!","v":{"$error":"#REF!"}},{"$f":"IF(DW24=1,\"Same Coverage\",IF(DW24>=2,\"Multiple coverage\"))","v":"Multiple coverage"},{"$f":"IF(AT3=\"English\",IF(OR(COUNTIF(DR18:DR23,\"Sun Par Accumulator II\")+COUNTIF(DR18:DR23,\"Sun Par Protector II\")+COUNTIF(DR18:DR23,\"Sun Par Accelerator\")=BK14,(COUNTIF(DR18:DR23,\"SunUniversalLife II\")+COUNTIF(DR18:DR23,\"SunSpectrum Universal Life II\")=BK14)),\"Product Grouping\",IF(DS24=1,\"Product Feature\",IF(DS24>=2,\"Product Comparison\"))),IF(AT3=\"French\",IF(OR(COUNTIF(DR18:DR23,\"Vie Capitalisation Sun Life avec participation II\")+COUNTIF(DR18:DR23,\"Vie Protection Sun Life avec participation II\")+COUNTIF(DR18:DR23,\"Vie Accélération Sun Life avec participation\")=BK14,(COUNTIF(DR18:DR23,\"Vie universelle Sun Life II\")+COUNTIF(DR18:DR23,\"Vie universelle SunSpectrum II\")=BK14)),\"Product Grouping\",IF(DS24=1,\"Product Feature\",IF(DS24>=2,\"Product Comparison\")))))","v":"Product Comparison"},{"$f":"IF(DU24=1,\"Same rate\",IF(DU24=2,\"Split rate\",IF(DU24>=3,\"Multiple rates\")))","v":"Split rate"},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA14,F14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB14,M14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC14,T14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED14,AA14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE14,AH14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF14,AO14),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA14,EH14),0.1),IRR((EA$3:EA14,EH14),EU13))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB14,EI14),0.1),IRR((EB$3:EB14,EI14),EV13))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC14,EJ14),0.1),IRR((EC$3:EC14,EJ14),EW13))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED14,EK14),0.1),IRR((ED$3:ED14,EK14),EX13))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE14,EL14),0.1),IRR((EE$3:EE14,EL14),EY13))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF14,EM14),0.1),IRR((EF$3:EF14,EM14),EZ13))","v":{"$error":"#VALUE!"}},13,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA14<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA14+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F14),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F14-Scenario1!AJ14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G14-Scenario1!AK14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G14-Scenario1!AK14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H14-Scenario1!AL14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H14))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K14),(Scenario1!G14)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F14*12),(Scenario1!F14))),(Scenario1!C14))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F14-Scenario1!AJ14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G14-Scenario1!AK14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G14-Scenario1!AK14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H14-Scenario1!AL14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H14))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K14),(Scenario1!G14)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F14*12),(Scenario1!F14))),(Scenario1!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J14),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L14))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O14),(Scenario1!C14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C14),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P14)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O14)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L14))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O14),(Scenario1!C14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C14),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P14),(Scenario1!C14)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O14),(Scenario1!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C14),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q14))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E14),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U14)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T14)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q14))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E14),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U14),(Scenario1!E14)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T14),(Scenario1!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M14),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE14))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF14),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD14),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE14))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD14),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF14),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH14))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J14),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF14),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH14))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI14), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ14),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK14))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE14),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT14))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF14),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG14),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH14))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE14),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI14), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ14),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK14))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F14),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F14-Scenario2!AJ14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G14-Scenario2!AK14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G14-Scenario2!AK14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H14-Scenario2!AL14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H14))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K14),(Scenario2!G14)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F14*12),(Scenario2!F14))),(Scenario2!C14))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F14-Scenario2!AJ14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G14-Scenario2!AK14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G14-Scenario2!AK14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H14-Scenario2!AL14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H14))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K14),(Scenario2!G14)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F14*12),(Scenario2!F14))),(Scenario2!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J14),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L14))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O14),(Scenario2!C14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C14),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P14)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O14)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L14))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O14),(Scenario2!C14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C14),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P14),(Scenario2!C14)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O14),(Scenario2!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C14),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q14))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E14),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U14)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T14)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q14))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E14),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U14),(Scenario2!E14)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T14),(Scenario2!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M14),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE14))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF14),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD14),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE14))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD14),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF14),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH14))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J14),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF14),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH14))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI14), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ14),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK14))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE14),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT14))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF14),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG14),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH14))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE14),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI14), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ14),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK14))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F14),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F14-Scenario3!AJ14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G14-Scenario3!AK14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G14-Scenario3!AK14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H14-Scenario3!AL14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H14))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K14),(Scenario3!G14)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F14*12),(Scenario3!F14))),(Scenario3!C14))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F14-Scenario3!AJ14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G14-Scenario3!AK14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G14-Scenario3!AK14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H14-Scenario3!AL14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H14))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K14),(Scenario3!G14)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F14*12),(Scenario3!F14))),(Scenario3!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J14),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L14))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O14),(Scenario3!C14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C14),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P14)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O14)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L14))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O14),(Scenario3!C14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C14),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P14),(Scenario3!C14)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O14),(Scenario3!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C14),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q14))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E14),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U14)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T14)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q14))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E14),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U14),(Scenario3!E14)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T14),(Scenario3!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M14),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE14))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF14),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD14),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE14))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD14),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF14),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH14))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J14),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF14),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH14))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI14), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ14),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK14))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE14),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT14))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF14),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG14),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH14))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE14),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI14), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ14),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK14))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F14),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F14-Scenario4!AJ14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G14-Scenario4!AK14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G14-Scenario4!AK14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H14-Scenario4!AL14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H14))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K14),(Scenario4!G14)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F14*12),(Scenario4!F14))),(Scenario4!C14))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F14-Scenario4!AJ14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G14-Scenario4!AK14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G14-Scenario4!AK14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H14-Scenario4!AL14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H14))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K14),(Scenario4!G14)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F14*12),(Scenario4!F14))),(Scenario4!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J14),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L14))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O14),(Scenario4!C14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C14),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P14)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O14)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L14))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O14),(Scenario4!C14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C14),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P14),(Scenario4!C14)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O14),(Scenario4!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C14),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q14))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E14),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U14)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T14)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q14))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E14),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U14),(Scenario4!E14)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T14),(Scenario4!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M14),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE14))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF14),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD14),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE14))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD14),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF14),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH14))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J14),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF14),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH14))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI14), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ14),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK14))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE14),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT14))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF14),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG14),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH14))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE14),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI14), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ14),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK14))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F14),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F14-Scenario5!AJ14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G14-Scenario5!AK14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G14-Scenario5!AK14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H14-Scenario5!AL14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H14))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K14),(Scenario5!G14)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F14*12),(Scenario5!F14))),(Scenario5!C14))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F14-Scenario5!AJ14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G14-Scenario5!AK14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G14-Scenario5!AK14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H14-Scenario5!AL14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H14))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K14),(Scenario5!G14)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F14*12),(Scenario5!F14))),(Scenario5!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J14),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L14))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O14),(Scenario5!C14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C14),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P14)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O14)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L14))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O14),(Scenario5!C14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C14),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P14),(Scenario5!C14)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O14),(Scenario5!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C14),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q14))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E14),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U14)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T14)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q14))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E14),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U14),(Scenario5!E14)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T14),(Scenario5!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M14),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE14))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF14),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD14),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE14))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD14),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF14),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH14))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J14),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF14),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH14))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI14), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ14),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK14))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE14),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT14))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF14),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG14),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH14))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE14),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI14), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ14),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK14))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F14),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F14-Scenario6!AJ14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G14-Scenario6!AK14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G14-Scenario6!AK14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H14-Scenario6!AL14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H14))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K14),(Scenario6!G14)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F14*12),(Scenario6!F14))),(Scenario6!C14))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F14-Scenario6!AJ14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G14-Scenario6!AK14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G14-Scenario6!AK14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H14-Scenario6!AL14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H14))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K14),(Scenario6!G14)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F14*12),(Scenario6!F14))),(Scenario6!C14)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK15))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J14),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L14))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O14),(Scenario6!C14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C14),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P14)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O14)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L14))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O14),(Scenario6!C14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C14),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P14),(Scenario6!C14)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O14),(Scenario6!C14))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C14),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q14))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E14),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U14)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T14)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q14))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E14),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U14),(Scenario6!E14)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T14),(Scenario6!E14))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M14),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE14))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF14),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD14),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE14))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD14),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF14),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH14))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL14),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J14),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF14),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH14))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI14), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ14),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK14))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE14),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT14))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF14),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG14),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH14))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A15+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE14),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI14), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ14),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK14))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL14),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A15+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Par in Comparison?","Client Two Information",{"$f":"IF(AU13=2,IF(Scenario1!EG16=Scenario2!EG16,\"Yes\",\"No\"),IF(AU13=3,IF(Scenario1!EG16=Scenario2!EG16,IF(Scenario1!EG16=Scenario3!EG16,\"Yes\",\"No\")),IF(AU13=\"4\",IF(Scenario1!EG16=Scenario2!EG16,IF(Scenario1!EG16=Scenario3!EG16,IF(Scenario1!EG16=Scenario4!EG16,\"Yes\",\"No\"))),IF(AU13=\"5\",IF(Scenario1!EG16=Scenario2!EG16,IF(Scenario1!EG16=Scenario3!EG16,IF(Scenario1!EG16=Scenario4!EG16,IF(Scenario1!EG16=Scenario5!EG16,\"Yes\",\"No\")))),IF(AU13=\"6\",IF(Scenario1!EG16=Scenario2!EG16,IF(Scenario1!EG16=Scenario3!EG16,IF(Scenario1!EG16=Scenario4!EG16,IF(Scenario1!EG16=Scenario5!EG16,IF(Scenario1!EG16=Scenario6!EG16,\"Yes\",\"No\"))))))))))","v":false},null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA15,F15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB15,M15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC15,T15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED15,AA15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE15,AH15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF15,AO15),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA15,EH15),0.1),IRR((EA$3:EA15,EH15),EU14))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB15,EI15),0.1),IRR((EB$3:EB15,EI15),EV14))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC15,EJ15),0.1),IRR((EC$3:EC15,EJ15),EW14))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED15,EK15),0.1),IRR((ED$3:ED15,EK15),EX14))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE15,EL15),0.1),IRR((EE$3:EE15,EL15),EY14))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF15,EM15),0.1),IRR((EF$3:EF15,EM15),EZ14))","v":{"$error":"#VALUE!"}},14,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA15<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA15+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F15),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F15-Scenario1!AJ15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G15-Scenario1!AK15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G15-Scenario1!AK15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H15-Scenario1!AL15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H15))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K15),(Scenario1!G15)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F15*12),(Scenario1!F15))),(Scenario1!C15))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F15-Scenario1!AJ15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G15-Scenario1!AK15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G15-Scenario1!AK15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H15-Scenario1!AL15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H15))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K15),(Scenario1!G15)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F15*12),(Scenario1!F15))),(Scenario1!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J15),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L15))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O15),(Scenario1!C15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C15),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P15)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O15)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L15))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O15),(Scenario1!C15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C15),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P15),(Scenario1!C15)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O15),(Scenario1!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C15),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q15))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E15),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U15)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T15)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q15))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E15),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U15),(Scenario1!E15)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T15),(Scenario1!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M15),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE15))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF15),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD15),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE15))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD15),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF15),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH15))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J15),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF15),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH15))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI15), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ15),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK15))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE15),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT15))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF15),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG15),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH15))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE15),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI15), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ15),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK15))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F15),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F15-Scenario2!AJ15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G15-Scenario2!AK15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G15-Scenario2!AK15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H15-Scenario2!AL15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H15))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K15),(Scenario2!G15)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F15*12),(Scenario2!F15))),(Scenario2!C15))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F15-Scenario2!AJ15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G15-Scenario2!AK15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G15-Scenario2!AK15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H15-Scenario2!AL15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H15))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K15),(Scenario2!G15)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F15*12),(Scenario2!F15))),(Scenario2!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J15),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L15))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O15),(Scenario2!C15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C15),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P15)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O15)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L15))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O15),(Scenario2!C15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C15),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P15),(Scenario2!C15)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O15),(Scenario2!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C15),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q15))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E15),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U15)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T15)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q15))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E15),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U15),(Scenario2!E15)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T15),(Scenario2!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M15),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE15))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF15),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD15),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE15))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD15),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF15),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH15))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J15),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF15),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH15))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI15), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ15),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK15))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE15),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT15))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF15),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG15),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH15))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE15),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI15), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ15),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK15))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F15),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F15-Scenario3!AJ15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G15-Scenario3!AK15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G15-Scenario3!AK15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H15-Scenario3!AL15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H15))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K15),(Scenario3!G15)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F15*12),(Scenario3!F15))),(Scenario3!C15))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F15-Scenario3!AJ15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G15-Scenario3!AK15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G15-Scenario3!AK15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H15-Scenario3!AL15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H15))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K15),(Scenario3!G15)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F15*12),(Scenario3!F15))),(Scenario3!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J15),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L15))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O15),(Scenario3!C15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C15),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P15)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O15)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L15))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O15),(Scenario3!C15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C15),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P15),(Scenario3!C15)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O15),(Scenario3!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C15),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q15))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E15),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U15)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T15)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q15))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E15),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U15),(Scenario3!E15)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T15),(Scenario3!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M15),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE15))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF15),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD15),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE15))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD15),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF15),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH15))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J15),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF15),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH15))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI15), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ15),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK15))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE15),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT15))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF15),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG15),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH15))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE15),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI15), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ15),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK15))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F15),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F15-Scenario4!AJ15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G15-Scenario4!AK15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G15-Scenario4!AK15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H15-Scenario4!AL15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H15))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K15),(Scenario4!G15)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F15*12),(Scenario4!F15))),(Scenario4!C15))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F15-Scenario4!AJ15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G15-Scenario4!AK15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G15-Scenario4!AK15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H15-Scenario4!AL15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H15))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K15),(Scenario4!G15)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F15*12),(Scenario4!F15))),(Scenario4!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J15),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L15))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O15),(Scenario4!C15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C15),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P15)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O15)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L15))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O15),(Scenario4!C15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C15),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P15),(Scenario4!C15)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O15),(Scenario4!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C15),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q15))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E15),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U15)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T15)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q15))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E15),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U15),(Scenario4!E15)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T15),(Scenario4!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M15),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE15))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF15),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD15),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE15))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD15),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF15),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH15))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J15),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF15),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH15))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI15), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ15),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK15))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE15),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT15))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF15),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG15),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH15))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE15),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI15), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ15),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK15))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F15),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F15-Scenario5!AJ15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G15-Scenario5!AK15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G15-Scenario5!AK15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H15-Scenario5!AL15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H15))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K15),(Scenario5!G15)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F15*12),(Scenario5!F15))),(Scenario5!C15))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F15-Scenario5!AJ15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G15-Scenario5!AK15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G15-Scenario5!AK15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H15-Scenario5!AL15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H15))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K15),(Scenario5!G15)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F15*12),(Scenario5!F15))),(Scenario5!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J15),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L15))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O15),(Scenario5!C15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C15),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P15)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O15)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L15))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O15),(Scenario5!C15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C15),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P15),(Scenario5!C15)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O15),(Scenario5!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C15),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q15))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E15),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U15)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T15)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q15))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E15),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U15),(Scenario5!E15)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T15),(Scenario5!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M15),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE15))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF15),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD15),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE15))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD15),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF15),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH15))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J15),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF15),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH15))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI15), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ15),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK15))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE15),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT15))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF15),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG15),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH15))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE15),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI15), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ15),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK15))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F15),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F15-Scenario6!AJ15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G15-Scenario6!AK15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G15-Scenario6!AK15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H15-Scenario6!AL15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H15))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K15),(Scenario6!G15)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F15*12),(Scenario6!F15))),(Scenario6!C15))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F15-Scenario6!AJ15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G15-Scenario6!AK15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G15-Scenario6!AK15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H15-Scenario6!AL15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H15))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K15),(Scenario6!G15)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F15*12),(Scenario6!F15))),(Scenario6!C15)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK16))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J15),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L15))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O15),(Scenario6!C15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C15),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P15)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O15)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L15))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O15),(Scenario6!C15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C15),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P15),(Scenario6!C15)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O15),(Scenario6!C15))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C15),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q15))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E15),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U15)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T15)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q15))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E15),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U15),(Scenario6!E15)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T15),(Scenario6!E15))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M15),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE15))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF15),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD15),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE15))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD15),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF15),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH15))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL15),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J15),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF15),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH15))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI15), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ15),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK15))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE15),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT15))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF15),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG15),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH15))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A16+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE15),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI15), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ15),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK15))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL15),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A16+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(ISERROR(IF(AT3=\"English\",IF(LEFT(Scenario1!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario2!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario3!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario4!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario5!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario6!EJ1,7)=\"Sun Par\",\"Yes\")))))),IF(AT3=\"French\",IF(RIGHT(Scenario1!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario2!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario3!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario4!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario5!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario6!EJ1,16)=\"participation II\",\"Yes\"))))))))),FALSE,IF(AT3=\"English\",IF(LEFT(Scenario1!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario2!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario3!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario4!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario5!EJ1,7)=\"Sun Par\",\"Yes\",IF(LEFT(Scenario6!EJ1,7)=\"Sun Par\",\"Yes\")))))),IF(AT3=\"French\",IF(RIGHT(Scenario1!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario2!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario3!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario4!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario5!EJ1,16)=\"participation II\",\"Yes\",IF(RIGHT(Scenario6!EJ1,16)=\"participation II\",\"Yes\")))))))))","v":false},{"$f":"IF(ISNA(Scenario1!$EG$6),IF(Scenario1!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario1!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario1!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario2!$EG$6),IF(Scenario2!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario2!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario2!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario3!$EG$6),IF(Scenario3!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario3!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario3!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario4!$EG$6),IF(Scenario4!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario4!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario4!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario5!$EG$6),IF(Scenario5!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario5!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario5!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),IF(ISNA(Scenario6!$EG$6),IF(Scenario6!$A$1=\"Year\",IF(VLOOKUP(\"P2 Gender\",Scenario6!A153:B190,2,FALSE)=\"M\",\"Male\",\"Female\"),IF(VLOOKUP(\"P2 Sexe\",Scenario6!A153:B190,2,FALSE)=\"H\",\"Homme\",\"Femme\")),\"\"))))))","v":{"$error":"#N/A"}},"Filepath X Value",null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA16,F16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB16,M16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC16,T16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED16,AA16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE16,AH16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF16,AO16),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA16,EH16),0.1),IRR((EA$3:EA16,EH16),EU15))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB16,EI16),0.1),IRR((EB$3:EB16,EI16),EV15))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC16,EJ16),0.1),IRR((EC$3:EC16,EJ16),EW15))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED16,EK16),0.1),IRR((ED$3:ED16,EK16),EX15))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE16,EL16),0.1),IRR((EE$3:EE16,EL16),EY15))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF16,EM16),0.1),IRR((EF$3:EF16,EM16),EZ15))","v":{"$error":"#VALUE!"}},15,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA16<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA16+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F16),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F16-Scenario1!AJ16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G16-Scenario1!AK16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G16-Scenario1!AK16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H16-Scenario1!AL16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H16))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K16),(Scenario1!G16)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F16*12),(Scenario1!F16))),(Scenario1!C16))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F16-Scenario1!AJ16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G16-Scenario1!AK16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G16-Scenario1!AK16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H16-Scenario1!AL16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H16))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K16),(Scenario1!G16)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F16*12),(Scenario1!F16))),(Scenario1!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J16),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L16))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O16),(Scenario1!C16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C16),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P16)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O16)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L16))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O16),(Scenario1!C16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C16),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P16),(Scenario1!C16)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O16),(Scenario1!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C16),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q16))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E16),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U16)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T16)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q16))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E16),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U16),(Scenario1!E16)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T16),(Scenario1!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M16),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE16))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF16),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD16),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE16))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD16),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF16),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH16))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J16),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF16),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH16))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI16), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ16),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK16))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE16),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT16))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF16),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG16),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH16))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE16),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI16), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ16),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK16))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F16),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F16-Scenario2!AJ16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G16-Scenario2!AK16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G16-Scenario2!AK16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H16-Scenario2!AL16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H16))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K16),(Scenario2!G16)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F16*12),(Scenario2!F16))),(Scenario2!C16))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F16-Scenario2!AJ16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G16-Scenario2!AK16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G16-Scenario2!AK16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H16-Scenario2!AL16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H16))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K16),(Scenario2!G16)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F16*12),(Scenario2!F16))),(Scenario2!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J16),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L16))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O16),(Scenario2!C16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C16),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P16)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O16)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L16))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O16),(Scenario2!C16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C16),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P16),(Scenario2!C16)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O16),(Scenario2!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C16),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q16))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E16),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U16)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T16)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q16))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E16),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U16),(Scenario2!E16)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T16),(Scenario2!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M16),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE16))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF16),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD16),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE16))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD16),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF16),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH16))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J16),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF16),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH16))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI16), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ16),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK16))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE16),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT16))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF16),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG16),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH16))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE16),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI16), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ16),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK16))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F16),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F16-Scenario3!AJ16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G16-Scenario3!AK16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G16-Scenario3!AK16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H16-Scenario3!AL16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H16))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K16),(Scenario3!G16)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F16*12),(Scenario3!F16))),(Scenario3!C16))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F16-Scenario3!AJ16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G16-Scenario3!AK16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G16-Scenario3!AK16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H16-Scenario3!AL16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H16))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K16),(Scenario3!G16)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F16*12),(Scenario3!F16))),(Scenario3!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J16),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L16))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O16),(Scenario3!C16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C16),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P16)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O16)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L16))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O16),(Scenario3!C16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C16),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P16),(Scenario3!C16)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O16),(Scenario3!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C16),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q16))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E16),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U16)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T16)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q16))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E16),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U16),(Scenario3!E16)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T16),(Scenario3!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M16),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE16))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF16),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD16),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE16))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD16),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF16),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH16))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J16),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF16),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH16))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI16), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ16),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK16))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE16),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT16))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF16),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG16),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH16))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE16),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI16), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ16),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK16))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F16),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F16-Scenario4!AJ16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G16-Scenario4!AK16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G16-Scenario4!AK16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H16-Scenario4!AL16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H16))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K16),(Scenario4!G16)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F16*12),(Scenario4!F16))),(Scenario4!C16))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F16-Scenario4!AJ16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G16-Scenario4!AK16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G16-Scenario4!AK16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H16-Scenario4!AL16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H16))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K16),(Scenario4!G16)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F16*12),(Scenario4!F16))),(Scenario4!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J16),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L16))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O16),(Scenario4!C16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C16),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P16)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O16)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L16))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O16),(Scenario4!C16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C16),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P16),(Scenario4!C16)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O16),(Scenario4!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C16),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q16))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E16),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U16)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T16)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q16))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E16),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U16),(Scenario4!E16)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T16),(Scenario4!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M16),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE16))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF16),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD16),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE16))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD16),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF16),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH16))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J16),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF16),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH16))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI16), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ16),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK16))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE16),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT16))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF16),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG16),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH16))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE16),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI16), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ16),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK16))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F16),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F16-Scenario5!AJ16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G16-Scenario5!AK16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G16-Scenario5!AK16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H16-Scenario5!AL16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H16))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K16),(Scenario5!G16)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F16*12),(Scenario5!F16))),(Scenario5!C16))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F16-Scenario5!AJ16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G16-Scenario5!AK16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G16-Scenario5!AK16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H16-Scenario5!AL16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H16))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K16),(Scenario5!G16)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F16*12),(Scenario5!F16))),(Scenario5!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J16),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L16))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O16),(Scenario5!C16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C16),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P16)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O16)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L16))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O16),(Scenario5!C16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C16),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P16),(Scenario5!C16)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O16),(Scenario5!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C16),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q16))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E16),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U16)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T16)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q16))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E16),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U16),(Scenario5!E16)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T16),(Scenario5!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M16),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE16))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF16),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD16),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE16))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD16),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF16),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH16))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J16),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF16),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH16))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI16), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ16),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK16))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE16),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT16))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF16),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG16),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH16))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE16),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI16), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ16),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK16))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F16),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F16-Scenario6!AJ16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G16-Scenario6!AK16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G16-Scenario6!AK16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H16-Scenario6!AL16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H16))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K16),(Scenario6!G16)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F16*12),(Scenario6!F16))),(Scenario6!C16))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F16-Scenario6!AJ16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G16-Scenario6!AK16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G16-Scenario6!AK16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H16-Scenario6!AL16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H16))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K16),(Scenario6!G16)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F16*12),(Scenario6!F16))),(Scenario6!C16)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK17))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J16),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L16))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O16),(Scenario6!C16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C16),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P16)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O16)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L16))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O16),(Scenario6!C16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C16),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P16),(Scenario6!C16)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O16),(Scenario6!C16))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C16),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q16))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E16),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U16)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T16)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q16))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E16),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U16),(Scenario6!E16)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T16),(Scenario6!E16))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M16),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE16))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF16),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD16),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE16))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD16),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF16),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH16))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL16),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J16),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF16),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH16))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI16), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ16),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK16))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE16),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT16))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF16),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG16),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH16))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A17+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE16),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI16), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ16),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK16))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL16),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A17+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Comparison Summary",{"$f":"IF(ISNA(Scenario1!$EG$6),IF(Scenario1!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario1!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario1!A152:B190,2,FALSE)),IF(ISNA(Scenario2!$EG$6),IF(Scenario2!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario2!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario2!A152:B190,2,FALSE)),IF(ISNA(Scenario3!$EG$6),IF(Scenario3!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario3!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario3!A152:B190,2,FALSE)),IF(ISNA(Scenario4!$EG$6),IF(Scenario4!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario4!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario4!A152:B190,2,FALSE)),IF(ISNA(Scenario5!$EG$6),IF(Scenario5!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario5!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario5!A152:B190,2,FALSE)),IF(ISNA(Scenario6!$EG$6),IF(Scenario6!$A$1=\"Year\",VLOOKUP(\"P2 Smoker\",Scenario6!A152:B190,2,FALSE),VLOOKUP(\"P2 Fumeur\",Scenario6!A152:B190,2,FALSE)),\"\"))))))","v":{"$error":"#N/A"}},1,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA17,F17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB17,M17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC17,T17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED17,AA17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE17,AH17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF17,AO17),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA17,EH17),0.1),IRR((EA$3:EA17,EH17),EU16))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB17,EI17),0.1),IRR((EB$3:EB17,EI17),EV16))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC17,EJ17),0.1),IRR((EC$3:EC17,EJ17),EW16))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED17,EK17),0.1),IRR((ED$3:ED17,EK17),EX16))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE17,EL17),0.1),IRR((EE$3:EE17,EL17),EY16))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF17,EM17),0.1),IRR((EF$3:EF17,EM17),EZ16))","v":{"$error":"#VALUE!"}},16,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA17<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA17+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F17),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F17-Scenario1!AJ17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G17-Scenario1!AK17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G17-Scenario1!AK17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H17-Scenario1!AL17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H17))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K17),(Scenario1!G17)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F17*12),(Scenario1!F17))),(Scenario1!C17))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F17-Scenario1!AJ17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G17-Scenario1!AK17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G17-Scenario1!AK17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H17-Scenario1!AL17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H17))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K17),(Scenario1!G17)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F17*12),(Scenario1!F17))),(Scenario1!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J17),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L17))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O17),(Scenario1!C17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C17),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P17)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O17)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L17))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O17),(Scenario1!C17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C17),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P17),(Scenario1!C17)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O17),(Scenario1!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C17),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q17))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E17),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U17)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T17)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q17))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E17),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U17),(Scenario1!E17)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T17),(Scenario1!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M17),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE17))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF17),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD17),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE17))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD17),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF17),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH17))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J17),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF17),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH17))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI17), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ17),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK17))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE17),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT17))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF17),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG17),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH17))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE17),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI17), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ17),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK17))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F17),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F17-Scenario2!AJ17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G17-Scenario2!AK17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G17-Scenario2!AK17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H17-Scenario2!AL17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H17))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K17),(Scenario2!G17)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F17*12),(Scenario2!F17))),(Scenario2!C17))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F17-Scenario2!AJ17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G17-Scenario2!AK17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G17-Scenario2!AK17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H17-Scenario2!AL17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H17))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K17),(Scenario2!G17)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F17*12),(Scenario2!F17))),(Scenario2!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J17),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L17))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O17),(Scenario2!C17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C17),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P17)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O17)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L17))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O17),(Scenario2!C17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C17),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P17),(Scenario2!C17)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O17),(Scenario2!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C17),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q17))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E17),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U17)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T17)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q17))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E17),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U17),(Scenario2!E17)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T17),(Scenario2!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M17),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE17))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF17),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD17),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE17))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD17),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF17),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH17))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J17),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF17),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH17))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI17), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ17),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK17))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE17),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT17))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF17),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG17),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH17))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE17),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI17), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ17),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK17))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F17),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F17-Scenario3!AJ17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G17-Scenario3!AK17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G17-Scenario3!AK17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H17-Scenario3!AL17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H17))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K17),(Scenario3!G17)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F17*12),(Scenario3!F17))),(Scenario3!C17))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F17-Scenario3!AJ17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G17-Scenario3!AK17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G17-Scenario3!AK17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H17-Scenario3!AL17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H17))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K17),(Scenario3!G17)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F17*12),(Scenario3!F17))),(Scenario3!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J17),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L17))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O17),(Scenario3!C17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C17),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P17)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O17)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L17))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O17),(Scenario3!C17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C17),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P17),(Scenario3!C17)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O17),(Scenario3!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C17),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q17))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E17),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U17)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T17)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q17))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E17),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U17),(Scenario3!E17)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T17),(Scenario3!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M17),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE17))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF17),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD17),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE17))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD17),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF17),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH17))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J17),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF17),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH17))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI17), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ17),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK17))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE17),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT17))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF17),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG17),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH17))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE17),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI17), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ17),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK17))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F17),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F17-Scenario4!AJ17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G17-Scenario4!AK17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G17-Scenario4!AK17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H17-Scenario4!AL17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H17))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K17),(Scenario4!G17)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F17*12),(Scenario4!F17))),(Scenario4!C17))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F17-Scenario4!AJ17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G17-Scenario4!AK17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G17-Scenario4!AK17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H17-Scenario4!AL17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H17))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K17),(Scenario4!G17)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F17*12),(Scenario4!F17))),(Scenario4!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J17),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L17))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O17),(Scenario4!C17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C17),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P17)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O17)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L17))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O17),(Scenario4!C17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C17),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P17),(Scenario4!C17)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O17),(Scenario4!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C17),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q17))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E17),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U17)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T17)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q17))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E17),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U17),(Scenario4!E17)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T17),(Scenario4!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M17),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE17))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF17),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD17),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE17))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD17),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF17),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH17))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J17),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF17),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH17))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI17), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ17),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK17))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE17),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT17))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF17),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG17),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH17))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE17),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI17), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ17),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK17))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F17),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F17-Scenario5!AJ17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G17-Scenario5!AK17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G17-Scenario5!AK17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H17-Scenario5!AL17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H17))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K17),(Scenario5!G17)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F17*12),(Scenario5!F17))),(Scenario5!C17))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F17-Scenario5!AJ17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G17-Scenario5!AK17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G17-Scenario5!AK17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H17-Scenario5!AL17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H17))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K17),(Scenario5!G17)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F17*12),(Scenario5!F17))),(Scenario5!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J17),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L17))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O17),(Scenario5!C17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C17),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P17)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O17)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L17))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O17),(Scenario5!C17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C17),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P17),(Scenario5!C17)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O17),(Scenario5!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C17),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q17))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E17),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U17)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T17)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q17))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E17),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U17),(Scenario5!E17)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T17),(Scenario5!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M17),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE17))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF17),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD17),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE17))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD17),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF17),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH17))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J17),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF17),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH17))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI17), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ17),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK17))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE17),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT17))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF17),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG17),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH17))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE17),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI17), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ17),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK17))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F17),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F17-Scenario6!AJ17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G17-Scenario6!AK17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G17-Scenario6!AK17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H17-Scenario6!AL17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H17))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K17),(Scenario6!G17)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F17*12),(Scenario6!F17))),(Scenario6!C17))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F17-Scenario6!AJ17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G17-Scenario6!AK17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G17-Scenario6!AK17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H17-Scenario6!AL17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H17))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K17),(Scenario6!G17)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F17*12),(Scenario6!F17))),(Scenario6!C17)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK18))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J17),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L17))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O17),(Scenario6!C17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C17),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P17)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O17)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L17))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O17),(Scenario6!C17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C17),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P17),(Scenario6!C17)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O17),(Scenario6!C17))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C17),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q17))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E17),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U17)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T17)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q17))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E17),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U17),(Scenario6!E17)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T17),(Scenario6!E17))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M17),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE17))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF17),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD17),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE17))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD17),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF17),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH17))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL17),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J17),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF17),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH17))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI17), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ17),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK17))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE17),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT17))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF17),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG17),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH17))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A18+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE17),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI17), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ17),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK17))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL17),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A18+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Compare Same as LE?",null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario1!$EJ$1","v":{"$error":"#N/A"}},{"$f":"COUNTIF(DR18:DR23,DR18)","v":1},{"$f":"Scenario1!EJ$6","v":"Sun Life Evolve Term"},{"$f":"COUNTIF(DT18:DT23,DT18)","v":1},{"$f":"Scenario1!EL1","v":{"$error":"#N/A"}},{"$f":"COUNTIF(DV18:DV23,DV18)","v":1},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA18,F18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB18,M18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC18,T18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED18,AA18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE18,AH18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF18,AO18),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA18,EH18),0.1),IRR((EA$3:EA18,EH18),EU17))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB18,EI18),0.1),IRR((EB$3:EB18,EI18),EV17))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC18,EJ18),0.1),IRR((EC$3:EC18,EJ18),EW17))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED18,EK18),0.1),IRR((ED$3:ED18,EK18),EX17))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE18,EL18),0.1),IRR((EE$3:EE18,EL18),EY17))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF18,EM18),0.1),IRR((EF$3:EF18,EM18),EZ17))","v":{"$error":"#VALUE!"}},17,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA18<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA18+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F18),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F18-Scenario1!AJ18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G18-Scenario1!AK18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G18-Scenario1!AK18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H18-Scenario1!AL18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H18))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K18),(Scenario1!G18)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F18*12),(Scenario1!F18))),(Scenario1!C18))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F18-Scenario1!AJ18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G18-Scenario1!AK18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G18-Scenario1!AK18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H18-Scenario1!AL18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H18))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K18),(Scenario1!G18)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F18*12),(Scenario1!F18))),(Scenario1!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J18),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L18))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O18),(Scenario1!C18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C18),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P18)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O18)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L18))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O18),(Scenario1!C18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C18),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P18),(Scenario1!C18)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O18),(Scenario1!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C18),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q18))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E18),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U18)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T18)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q18))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E18),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U18),(Scenario1!E18)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T18),(Scenario1!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M18),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE18))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF18),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD18),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE18))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD18),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF18),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH18))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J18),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF18),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH18))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI18), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ18),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK18))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE18),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT18))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF18),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG18),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH18))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE18),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI18), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ18),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK18))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F18),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F18-Scenario2!AJ18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G18-Scenario2!AK18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G18-Scenario2!AK18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H18-Scenario2!AL18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H18))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K18),(Scenario2!G18)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F18*12),(Scenario2!F18))),(Scenario2!C18))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F18-Scenario2!AJ18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G18-Scenario2!AK18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G18-Scenario2!AK18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H18-Scenario2!AL18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H18))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K18),(Scenario2!G18)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F18*12),(Scenario2!F18))),(Scenario2!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J18),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L18))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O18),(Scenario2!C18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C18),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P18)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O18)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L18))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O18),(Scenario2!C18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C18),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P18),(Scenario2!C18)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O18),(Scenario2!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C18),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q18))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E18),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U18)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T18)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q18))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E18),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U18),(Scenario2!E18)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T18),(Scenario2!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M18),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE18))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF18),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD18),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE18))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD18),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF18),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH18))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J18),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF18),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH18))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI18), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ18),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK18))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE18),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT18))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF18),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG18),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH18))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE18),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI18), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ18),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK18))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F18),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F18-Scenario3!AJ18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G18-Scenario3!AK18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G18-Scenario3!AK18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H18-Scenario3!AL18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H18))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K18),(Scenario3!G18)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F18*12),(Scenario3!F18))),(Scenario3!C18))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F18-Scenario3!AJ18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G18-Scenario3!AK18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G18-Scenario3!AK18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H18-Scenario3!AL18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H18))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K18),(Scenario3!G18)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F18*12),(Scenario3!F18))),(Scenario3!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J18),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L18))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O18),(Scenario3!C18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C18),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P18)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O18)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L18))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O18),(Scenario3!C18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C18),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P18),(Scenario3!C18)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O18),(Scenario3!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C18),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q18))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E18),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U18)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T18)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q18))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E18),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U18),(Scenario3!E18)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T18),(Scenario3!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M18),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE18))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF18),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD18),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE18))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD18),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF18),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH18))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J18),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF18),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH18))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI18), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ18),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK18))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE18),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT18))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF18),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG18),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH18))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE18),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI18), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ18),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK18))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F18),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F18-Scenario4!AJ18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G18-Scenario4!AK18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G18-Scenario4!AK18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H18-Scenario4!AL18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H18))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K18),(Scenario4!G18)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F18*12),(Scenario4!F18))),(Scenario4!C18))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F18-Scenario4!AJ18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G18-Scenario4!AK18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G18-Scenario4!AK18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H18-Scenario4!AL18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H18))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K18),(Scenario4!G18)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F18*12),(Scenario4!F18))),(Scenario4!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J18),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L18))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O18),(Scenario4!C18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C18),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P18)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O18)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L18))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O18),(Scenario4!C18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C18),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P18),(Scenario4!C18)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O18),(Scenario4!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C18),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q18))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E18),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U18)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T18)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q18))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E18),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U18),(Scenario4!E18)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T18),(Scenario4!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M18),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE18))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF18),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD18),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE18))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD18),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF18),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH18))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J18),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF18),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH18))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI18), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ18),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK18))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE18),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT18))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF18),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG18),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH18))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE18),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI18), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ18),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK18))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F18),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F18-Scenario5!AJ18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G18-Scenario5!AK18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G18-Scenario5!AK18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H18-Scenario5!AL18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H18))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K18),(Scenario5!G18)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F18*12),(Scenario5!F18))),(Scenario5!C18))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F18-Scenario5!AJ18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G18-Scenario5!AK18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G18-Scenario5!AK18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H18-Scenario5!AL18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H18))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K18),(Scenario5!G18)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F18*12),(Scenario5!F18))),(Scenario5!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J18),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L18))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O18),(Scenario5!C18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C18),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P18)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O18)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L18))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O18),(Scenario5!C18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C18),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P18),(Scenario5!C18)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O18),(Scenario5!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C18),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q18))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E18),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U18)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T18)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q18))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E18),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U18),(Scenario5!E18)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T18),(Scenario5!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M18),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE18))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF18),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD18),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE18))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD18),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF18),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH18))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J18),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF18),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH18))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI18), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ18),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK18))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE18),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT18))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF18),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG18),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH18))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE18),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI18), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ18),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK18))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F18),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F18-Scenario6!AJ18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G18-Scenario6!AK18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G18-Scenario6!AK18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H18-Scenario6!AL18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H18))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K18),(Scenario6!G18)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F18*12),(Scenario6!F18))),(Scenario6!C18))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F18-Scenario6!AJ18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G18-Scenario6!AK18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G18-Scenario6!AK18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H18-Scenario6!AL18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H18))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K18),(Scenario6!G18)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F18*12),(Scenario6!F18))),(Scenario6!C18)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK19))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J18),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L18))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O18),(Scenario6!C18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C18),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P18)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O18)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L18))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O18),(Scenario6!C18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C18),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P18),(Scenario6!C18)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O18),(Scenario6!C18))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C18),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q18))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E18),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U18)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T18)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q18))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E18),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U18),(Scenario6!E18)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T18),(Scenario6!E18))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M18),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE18))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF18),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD18),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE18))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD18),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF18),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH18))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL18),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J18),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF18),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH18))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI18), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ18),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK18))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE18),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT18))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF18),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG18),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH18))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A19+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE18),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI18), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ18),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK18))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL18),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A19+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AS2=(#REF!-#REF!),\"Yes\",\"No\")","v":{"$error":"#REF!"}},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,"AMT","YR","Name","Product","Face","Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario2!$EJ$1","v":false},{"$f":"IF(DR19=DR18,0,COUNTIF(DR19:DR23,DR19))","v":{"$error":"#N/A"}},{"$f":"Scenario2!EJ$6","v":false},{"$f":"IF(DT19=DT18,0,COUNTIF(DT19:DT23,DT19))","v":5},{"$f":"Scenario2!EL1","v":false},{"$f":"IF(DV19=DV18,0,COUNTIF(DV19:DV23,DV19))","v":{"$error":"#N/A"}},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA19,F19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB19,M19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC19,T19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED19,AA19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE19,AH19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF19,AO19),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA19,EH19),0.1),IRR((EA$3:EA19,EH19),EU18))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB19,EI19),0.1),IRR((EB$3:EB19,EI19),EV18))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC19,EJ19),0.1),IRR((EC$3:EC19,EJ19),EW18))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED19,EK19),0.1),IRR((ED$3:ED19,EK19),EX18))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE19,EL19),0.1),IRR((EE$3:EE19,EL19),EY18))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF19,EM19),0.1),IRR((EF$3:EF19,EM19),EZ18))","v":{"$error":"#VALUE!"}},18,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA19<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA19+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F19),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F19-Scenario1!AJ19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G19-Scenario1!AK19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G19-Scenario1!AK19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H19-Scenario1!AL19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H19))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K19),(Scenario1!G19)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F19*12),(Scenario1!F19))),(Scenario1!C19))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F19-Scenario1!AJ19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G19-Scenario1!AK19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G19-Scenario1!AK19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H19-Scenario1!AL19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H19))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K19),(Scenario1!G19)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F19*12),(Scenario1!F19))),(Scenario1!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J19),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L19))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O19),(Scenario1!C19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C19),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P19)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O19)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L19))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O19),(Scenario1!C19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C19),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P19),(Scenario1!C19)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O19),(Scenario1!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C19),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q19))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E19),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U19)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T19)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q19))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E19),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U19),(Scenario1!E19)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T19),(Scenario1!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M19),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE19))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF19),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD19),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE19))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD19),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF19),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH19))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J19),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF19),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH19))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI19), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ19),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK19))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE19),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT19))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF19),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG19),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH19))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE19),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI19), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ19),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK19))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F19),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F19-Scenario2!AJ19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G19-Scenario2!AK19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G19-Scenario2!AK19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H19-Scenario2!AL19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H19))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K19),(Scenario2!G19)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F19*12),(Scenario2!F19))),(Scenario2!C19))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F19-Scenario2!AJ19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G19-Scenario2!AK19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G19-Scenario2!AK19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H19-Scenario2!AL19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H19))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K19),(Scenario2!G19)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F19*12),(Scenario2!F19))),(Scenario2!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J19),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L19))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O19),(Scenario2!C19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C19),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P19)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O19)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L19))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O19),(Scenario2!C19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C19),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P19),(Scenario2!C19)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O19),(Scenario2!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C19),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q19))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E19),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U19)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T19)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q19))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E19),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U19),(Scenario2!E19)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T19),(Scenario2!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M19),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE19))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF19),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD19),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE19))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD19),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF19),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH19))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J19),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF19),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH19))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI19), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ19),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK19))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE19),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT19))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF19),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG19),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH19))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE19),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI19), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ19),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK19))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F19),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F19-Scenario3!AJ19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G19-Scenario3!AK19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G19-Scenario3!AK19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H19-Scenario3!AL19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H19))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K19),(Scenario3!G19)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F19*12),(Scenario3!F19))),(Scenario3!C19))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F19-Scenario3!AJ19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G19-Scenario3!AK19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G19-Scenario3!AK19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H19-Scenario3!AL19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H19))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K19),(Scenario3!G19)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F19*12),(Scenario3!F19))),(Scenario3!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J19),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L19))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O19),(Scenario3!C19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C19),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P19)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O19)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L19))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O19),(Scenario3!C19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C19),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P19),(Scenario3!C19)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O19),(Scenario3!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C19),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q19))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E19),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U19)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T19)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q19))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E19),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U19),(Scenario3!E19)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T19),(Scenario3!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M19),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE19))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF19),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD19),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE19))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD19),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF19),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH19))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J19),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF19),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH19))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI19), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ19),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK19))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE19),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT19))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF19),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG19),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH19))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE19),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI19), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ19),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK19))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F19),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F19-Scenario4!AJ19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G19-Scenario4!AK19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G19-Scenario4!AK19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H19-Scenario4!AL19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H19))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K19),(Scenario4!G19)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F19*12),(Scenario4!F19))),(Scenario4!C19))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F19-Scenario4!AJ19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G19-Scenario4!AK19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G19-Scenario4!AK19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H19-Scenario4!AL19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H19))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K19),(Scenario4!G19)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F19*12),(Scenario4!F19))),(Scenario4!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J19),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L19))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O19),(Scenario4!C19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C19),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P19)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O19)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L19))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O19),(Scenario4!C19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C19),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P19),(Scenario4!C19)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O19),(Scenario4!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C19),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q19))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E19),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U19)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T19)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q19))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E19),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U19),(Scenario4!E19)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T19),(Scenario4!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M19),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE19))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF19),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD19),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE19))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD19),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF19),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH19))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J19),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF19),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH19))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI19), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ19),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK19))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE19),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT19))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF19),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG19),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH19))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE19),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI19), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ19),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK19))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F19),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F19-Scenario5!AJ19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G19-Scenario5!AK19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G19-Scenario5!AK19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H19-Scenario5!AL19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H19))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K19),(Scenario5!G19)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F19*12),(Scenario5!F19))),(Scenario5!C19))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F19-Scenario5!AJ19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G19-Scenario5!AK19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G19-Scenario5!AK19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H19-Scenario5!AL19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H19))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K19),(Scenario5!G19)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F19*12),(Scenario5!F19))),(Scenario5!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J19),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L19))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O19),(Scenario5!C19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C19),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P19)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O19)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L19))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O19),(Scenario5!C19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C19),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P19),(Scenario5!C19)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O19),(Scenario5!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C19),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q19))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E19),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U19)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T19)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q19))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E19),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U19),(Scenario5!E19)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T19),(Scenario5!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M19),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE19))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF19),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD19),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE19))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD19),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF19),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH19))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J19),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF19),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH19))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI19), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ19),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK19))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE19),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT19))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF19),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG19),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH19))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE19),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI19), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ19),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK19))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F19),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F19-Scenario6!AJ19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G19-Scenario6!AK19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G19-Scenario6!AK19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H19-Scenario6!AL19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H19))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K19),(Scenario6!G19)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F19*12),(Scenario6!F19))),(Scenario6!C19))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F19-Scenario6!AJ19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G19-Scenario6!AK19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G19-Scenario6!AK19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H19-Scenario6!AL19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H19))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K19),(Scenario6!G19)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F19*12),(Scenario6!F19))),(Scenario6!C19)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK20))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J19),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L19))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O19),(Scenario6!C19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C19),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P19)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O19)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L19))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O19),(Scenario6!C19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C19),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P19),(Scenario6!C19)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O19),(Scenario6!C19))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C19),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q19))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E19),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U19)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T19)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q19))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E19),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U19),(Scenario6!E19)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T19),(Scenario6!E19))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M19),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE19))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF19),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD19),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE19))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD19),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF19),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH19))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL19),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J19),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF19),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH19))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI19), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ19),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK19))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE19),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT19))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF19),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG19),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH19))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A20+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE19),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI19), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ19),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK19))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL19),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A20+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",\"Difference\",IF(AT3=\"French\",\"Différence\"))","v":"Difference"},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(BI20>25000000,1,0)","v":0},{"$f":"IF(BQ111>0,MAX(BQ111,50000),0)","v":0},{"$f":"BP111","v":""},null,{"$f":"Scenario1!EJ3","v":{"$error":"#N/A"}},{"$f":"Scenario1!EJ10","v":{"$error":"#N/A"}},{"$f":"Scenario1!EJ7","v":{"$error":"#N/A"}},{"$f":"IF(BJ20<>\"\",\"T\"&BJ20,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario3!$EJ$1","v":false},{"$f":"IF(OR(OR(DR20=DR19,DR20=DR18),DR20=FALSE),0,COUNTIF(DR20:DR23,DR20))","v":{"$error":"#N/A"}},{"$f":"Scenario3!EJ$6","v":false},{"$f":"IF(OR(OR(DT20=DT19,DT20=DT18),DT20=FALSE),0,COUNTIF(DT20:DT23,DT20))","v":0},{"$f":"Scenario3!EL1","v":false},{"$f":"IF(OR(OR(DV20=DV19,DV20=DV18),DV20=FALSE),0,COUNTIF(DV20:DV23,DV20))","v":{"$error":"#N/A"}},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA20,F20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB20,M20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC20,T20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED20,AA20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE20,AH20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF20,AO20),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA20,EH20),0.1),IRR((EA$3:EA20,EH20),EU19))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB20,EI20),0.1),IRR((EB$3:EB20,EI20),EV19))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC20,EJ20),0.1),IRR((EC$3:EC20,EJ20),EW19))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED20,EK20),0.1),IRR((ED$3:ED20,EK20),EX19))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE20,EL20),0.1),IRR((EE$3:EE20,EL20),EY19))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF20,EM20),0.1),IRR((EF$3:EF20,EM20),EZ19))","v":{"$error":"#VALUE!"}},19,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA20<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA20+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F20),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F20-Scenario1!AJ20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G20-Scenario1!AK20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G20-Scenario1!AK20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H20-Scenario1!AL20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H20))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K20),(Scenario1!G20)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F20*12),(Scenario1!F20))),(Scenario1!C20))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F20-Scenario1!AJ20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G20-Scenario1!AK20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G20-Scenario1!AK20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H20-Scenario1!AL20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H20))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K20),(Scenario1!G20)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F20*12),(Scenario1!F20))),(Scenario1!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J20),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L20))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O20),(Scenario1!C20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C20),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P20)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O20)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L20))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O20),(Scenario1!C20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C20),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P20),(Scenario1!C20)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O20),(Scenario1!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C20),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q20))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E20),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U20)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T20)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q20))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E20),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U20),(Scenario1!E20)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T20),(Scenario1!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M20),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE20))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF20),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD20),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE20))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD20),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF20),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH20))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J20),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF20),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH20))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI20), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ20),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK20))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE20),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT20))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF20),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG20),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH20))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE20),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI20), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ20),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK20))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F20),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F20-Scenario2!AJ20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G20-Scenario2!AK20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G20-Scenario2!AK20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H20-Scenario2!AL20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H20))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K20),(Scenario2!G20)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F20*12),(Scenario2!F20))),(Scenario2!C20))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F20-Scenario2!AJ20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G20-Scenario2!AK20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G20-Scenario2!AK20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H20-Scenario2!AL20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H20))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K20),(Scenario2!G20)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F20*12),(Scenario2!F20))),(Scenario2!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J20),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L20))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O20),(Scenario2!C20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C20),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P20)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O20)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L20))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O20),(Scenario2!C20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C20),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P20),(Scenario2!C20)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O20),(Scenario2!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C20),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q20))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E20),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U20)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T20)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q20))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E20),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U20),(Scenario2!E20)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T20),(Scenario2!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M20),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE20))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF20),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD20),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE20))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD20),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF20),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH20))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J20),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF20),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH20))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI20), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ20),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK20))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE20),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT20))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF20),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG20),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH20))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE20),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI20), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ20),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK20))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F20),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F20-Scenario3!AJ20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G20-Scenario3!AK20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G20-Scenario3!AK20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H20-Scenario3!AL20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H20))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K20),(Scenario3!G20)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F20*12),(Scenario3!F20))),(Scenario3!C20))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F20-Scenario3!AJ20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G20-Scenario3!AK20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G20-Scenario3!AK20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H20-Scenario3!AL20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H20))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K20),(Scenario3!G20)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F20*12),(Scenario3!F20))),(Scenario3!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J20),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L20))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O20),(Scenario3!C20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C20),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P20)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O20)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L20))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O20),(Scenario3!C20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C20),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P20),(Scenario3!C20)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O20),(Scenario3!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C20),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q20))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E20),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U20)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T20)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q20))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E20),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U20),(Scenario3!E20)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T20),(Scenario3!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M20),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE20))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF20),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD20),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE20))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD20),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF20),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH20))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J20),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF20),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH20))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI20), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ20),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK20))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE20),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT20))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF20),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG20),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH20))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE20),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI20), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ20),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK20))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F20),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F20-Scenario4!AJ20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G20-Scenario4!AK20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G20-Scenario4!AK20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H20-Scenario4!AL20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H20))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K20),(Scenario4!G20)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F20*12),(Scenario4!F20))),(Scenario4!C20))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F20-Scenario4!AJ20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G20-Scenario4!AK20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G20-Scenario4!AK20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H20-Scenario4!AL20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H20))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K20),(Scenario4!G20)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F20*12),(Scenario4!F20))),(Scenario4!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J20),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L20))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O20),(Scenario4!C20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C20),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P20)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O20)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L20))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O20),(Scenario4!C20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C20),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P20),(Scenario4!C20)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O20),(Scenario4!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C20),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q20))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E20),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U20)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T20)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q20))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E20),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U20),(Scenario4!E20)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T20),(Scenario4!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M20),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE20))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF20),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD20),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE20))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD20),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF20),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH20))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J20),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF20),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH20))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI20), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ20),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK20))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE20),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT20))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF20),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG20),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH20))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE20),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI20), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ20),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK20))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F20),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F20-Scenario5!AJ20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G20-Scenario5!AK20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G20-Scenario5!AK20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H20-Scenario5!AL20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H20))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K20),(Scenario5!G20)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F20*12),(Scenario5!F20))),(Scenario5!C20))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F20-Scenario5!AJ20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G20-Scenario5!AK20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G20-Scenario5!AK20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H20-Scenario5!AL20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H20))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K20),(Scenario5!G20)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F20*12),(Scenario5!F20))),(Scenario5!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J20),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L20))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O20),(Scenario5!C20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C20),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P20)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O20)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L20))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O20),(Scenario5!C20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C20),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P20),(Scenario5!C20)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O20),(Scenario5!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C20),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q20))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E20),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U20)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T20)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q20))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E20),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U20),(Scenario5!E20)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T20),(Scenario5!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M20),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE20))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF20),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD20),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE20))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD20),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF20),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH20))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J20),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF20),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH20))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI20), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ20),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK20))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE20),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT20))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF20),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG20),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH20))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE20),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI20), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ20),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK20))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F20),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F20-Scenario6!AJ20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G20-Scenario6!AK20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G20-Scenario6!AK20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H20-Scenario6!AL20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H20))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K20),(Scenario6!G20)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F20*12),(Scenario6!F20))),(Scenario6!C20))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F20-Scenario6!AJ20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G20-Scenario6!AK20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G20-Scenario6!AK20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H20-Scenario6!AL20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H20))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K20),(Scenario6!G20)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F20*12),(Scenario6!F20))),(Scenario6!C20)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK21))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J20),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L20))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O20),(Scenario6!C20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C20),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P20)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O20)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L20))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O20),(Scenario6!C20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C20),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P20),(Scenario6!C20)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O20),(Scenario6!C20))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C20),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q20))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E20),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U20)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T20)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q20))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E20),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U20),(Scenario6!E20)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T20),(Scenario6!E20))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M20),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE20))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF20),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD20),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE20))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD20),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF20),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH20))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL20),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J20),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF20),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH20))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI20), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ20),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK20))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE20),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT20))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF20),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG20),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH20))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A21+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE20),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI20), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ20),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK20))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL20),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A21+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"Comparison Summary final year","Product Report Title","Tool Version Number","Process Install?",null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(SUM(BI20:BI21)>25000000,1,0)","v":0},0,{"$f":"BP112","v":""},null,{"$f":"Scenario2!EJ3","v":false},{"$f":"Scenario2!EJ10","v":false},{"$f":"Scenario2!EJ7","v":{"$error":"#VALUE!"}},{"$f":"IF(BJ21<>\"\",\"T\"&BJ21,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario4!$EJ$1","v":false},{"$f":"IF(OR(OR(DR21=DR20,DR21=DR19,DR21=DR18),DR21=FALSE),0,COUNTIF(DR21:DR23,DR21))","v":{"$error":"#N/A"}},{"$f":"Scenario4!EJ$6","v":false},{"$f":"IF(OR(OR(DT21=DT20,DT21=DT19,DT21=DT18),DT21=FALSE),0,COUNTIF(DT21:DT23,DT21))","v":0},{"$f":"Scenario4!EL1","v":false},{"$f":"IF(OR(OR(DV21=DV20,DV21=DV19,DV21=DV18),DV21=FALSE),0,COUNTIF(DV21:DV23,DV21))","v":{"$error":"#N/A"}},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA21,F21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB21,M21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC21,T21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED21,AA21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE21,AH21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF21,AO21),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA21,EH21),0.1),IRR((EA$3:EA21,EH21),EU20))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB21,EI21),0.1),IRR((EB$3:EB21,EI21),EV20))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC21,EJ21),0.1),IRR((EC$3:EC21,EJ21),EW20))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED21,EK21),0.1),IRR((ED$3:ED21,EK21),EX20))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE21,EL21),0.1),IRR((EE$3:EE21,EL21),EY20))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF21,EM21),0.1),IRR((EF$3:EF21,EM21),EZ20))","v":{"$error":"#VALUE!"}},20,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA21<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA21+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F21),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F21-Scenario1!AJ21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G21-Scenario1!AK21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G21-Scenario1!AK21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H21-Scenario1!AL21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H21))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K21),(Scenario1!G21)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F21*12),(Scenario1!F21))),(Scenario1!C21))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F21-Scenario1!AJ21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G21-Scenario1!AK21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G21-Scenario1!AK21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H21-Scenario1!AL21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H21))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K21),(Scenario1!G21)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F21*12),(Scenario1!F21))),(Scenario1!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J21),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L21))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O21),(Scenario1!C21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C21),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P21)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O21)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L21))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O21),(Scenario1!C21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C21),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P21),(Scenario1!C21)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O21),(Scenario1!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C21),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q21))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E21),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U21)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T21)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q21))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E21),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U21),(Scenario1!E21)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T21),(Scenario1!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M21),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE21))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF21),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD21),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE21))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD21),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF21),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH21))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J21),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF21),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH21))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI21), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ21),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK21))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE21),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT21))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF21),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG21),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH21))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE21),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI21), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ21),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK21))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F21),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F21-Scenario2!AJ21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G21-Scenario2!AK21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G21-Scenario2!AK21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H21-Scenario2!AL21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H21))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K21),(Scenario2!G21)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F21*12),(Scenario2!F21))),(Scenario2!C21))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F21-Scenario2!AJ21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G21-Scenario2!AK21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G21-Scenario2!AK21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H21-Scenario2!AL21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H21))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K21),(Scenario2!G21)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F21*12),(Scenario2!F21))),(Scenario2!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J21),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L21))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O21),(Scenario2!C21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C21),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P21)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O21)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L21))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O21),(Scenario2!C21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C21),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P21),(Scenario2!C21)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O21),(Scenario2!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C21),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q21))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E21),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U21)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T21)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q21))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E21),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U21),(Scenario2!E21)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T21),(Scenario2!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M21),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE21))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF21),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD21),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE21))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD21),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF21),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH21))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J21),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF21),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH21))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI21), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ21),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK21))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE21),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT21))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF21),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG21),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH21))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE21),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI21), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ21),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK21))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F21),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F21-Scenario3!AJ21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G21-Scenario3!AK21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G21-Scenario3!AK21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H21-Scenario3!AL21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H21))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K21),(Scenario3!G21)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F21*12),(Scenario3!F21))),(Scenario3!C21))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F21-Scenario3!AJ21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G21-Scenario3!AK21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G21-Scenario3!AK21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H21-Scenario3!AL21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H21))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K21),(Scenario3!G21)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F21*12),(Scenario3!F21))),(Scenario3!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J21),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L21))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O21),(Scenario3!C21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C21),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P21)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O21)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L21))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O21),(Scenario3!C21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C21),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P21),(Scenario3!C21)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O21),(Scenario3!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C21),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q21))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E21),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U21)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T21)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q21))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E21),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U21),(Scenario3!E21)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T21),(Scenario3!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M21),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE21))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF21),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD21),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE21))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD21),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF21),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH21))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J21),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF21),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH21))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI21), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ21),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK21))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE21),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT21))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF21),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG21),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH21))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE21),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI21), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ21),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK21))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F21),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F21-Scenario4!AJ21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G21-Scenario4!AK21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G21-Scenario4!AK21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H21-Scenario4!AL21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H21))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K21),(Scenario4!G21)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F21*12),(Scenario4!F21))),(Scenario4!C21))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F21-Scenario4!AJ21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G21-Scenario4!AK21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G21-Scenario4!AK21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H21-Scenario4!AL21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H21))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K21),(Scenario4!G21)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F21*12),(Scenario4!F21))),(Scenario4!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J21),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L21))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O21),(Scenario4!C21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C21),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P21)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O21)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L21))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O21),(Scenario4!C21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C21),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P21),(Scenario4!C21)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O21),(Scenario4!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C21),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q21))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E21),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U21)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T21)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q21))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E21),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U21),(Scenario4!E21)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T21),(Scenario4!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M21),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE21))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF21),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD21),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE21))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD21),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF21),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH21))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J21),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF21),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH21))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI21), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ21),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK21))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE21),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT21))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF21),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG21),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH21))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE21),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI21), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ21),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK21))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F21),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F21-Scenario5!AJ21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G21-Scenario5!AK21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G21-Scenario5!AK21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H21-Scenario5!AL21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H21))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K21),(Scenario5!G21)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F21*12),(Scenario5!F21))),(Scenario5!C21))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F21-Scenario5!AJ21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G21-Scenario5!AK21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G21-Scenario5!AK21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H21-Scenario5!AL21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H21))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K21),(Scenario5!G21)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F21*12),(Scenario5!F21))),(Scenario5!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J21),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L21))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O21),(Scenario5!C21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C21),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P21)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O21)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L21))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O21),(Scenario5!C21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C21),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P21),(Scenario5!C21)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O21),(Scenario5!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C21),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q21))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E21),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U21)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T21)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q21))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E21),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U21),(Scenario5!E21)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T21),(Scenario5!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M21),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE21))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF21),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD21),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE21))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD21),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF21),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH21))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J21),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF21),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH21))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI21), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ21),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK21))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE21),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT21))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF21),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG21),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH21))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE21),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI21), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ21),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK21))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F21),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F21-Scenario6!AJ21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G21-Scenario6!AK21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G21-Scenario6!AK21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H21-Scenario6!AL21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H21))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K21),(Scenario6!G21)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F21*12),(Scenario6!F21))),(Scenario6!C21))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F21-Scenario6!AJ21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G21-Scenario6!AK21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G21-Scenario6!AK21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H21-Scenario6!AL21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H21))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K21),(Scenario6!G21)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F21*12),(Scenario6!F21))),(Scenario6!C21)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK22))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J21),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L21))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O21),(Scenario6!C21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C21),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P21)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O21)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L21))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O21),(Scenario6!C21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C21),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P21),(Scenario6!C21)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O21),(Scenario6!C21))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C21),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q21))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E21),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U21)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T21)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q21))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E21),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U21),(Scenario6!E21)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T21),(Scenario6!E21))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M21),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE21))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF21),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD21),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE21))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD21),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF21),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH21))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL21),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J21),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF21),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH21))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI21), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ21),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK21))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE21),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT21))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF21),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG21),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH21))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A22+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE21),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI21), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ21),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK21))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL21),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A22+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",IF(AS14=\"Yes\",\"Age 85\",IF(AS14=FALSE,\"Age 100\")),IF(AT3=\"French\",IF(AS14=\"Yes\",\"Âge 85\",IF(AS14=FALSE,\"Âge 100\"))))","v":"Age 100"},null,2.1,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(SUM(BI20:BI22)>25000000,1,0)","v":0},0,"",null,{"$f":"Scenario3!EJ3","v":false},{"$f":"Scenario3!EJ10","v":false},{"$f":"Scenario3!EJ7","v":{"$error":"#VALUE!"}},"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario5!$EJ$1","v":false},{"$f":"IF(OR(OR(DR22=DR21,DR22=DR20,DR22=DR19,DR22=DR18),DR22=FALSE),0,COUNTIF(DR22:DR23,DR22))","v":{"$error":"#N/A"}},{"$f":"Scenario5!EJ$6","v":false},{"$f":"IF(OR(OR(DT22=DT21,DT22=DT20,DT22=DT19,DT22=DT18),DT22=FALSE),0,COUNTIF(DT22:DT23,DT22))","v":0},{"$f":"Scenario5!EL1","v":false},{"$f":"IF(OR(OR(DV22=DV21,DV22=DV20,DV22=DV19,DV22=DV18),DV22=FALSE),0,COUNTIF(DV22:DV23,DV22))","v":{"$error":"#N/A"}},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA22,F22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB22,M22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC22,T22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED22,AA22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE22,AH22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF22,AO22),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA22,EH22),0.1),IRR((EA$3:EA22,EH22),EU21))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB22,EI22),0.1),IRR((EB$3:EB22,EI22),EV21))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC22,EJ22),0.1),IRR((EC$3:EC22,EJ22),EW21))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED22,EK22),0.1),IRR((ED$3:ED22,EK22),EX21))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE22,EL22),0.1),IRR((EE$3:EE22,EL22),EY21))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF22,EM22),0.1),IRR((EF$3:EF22,EM22),EZ21))","v":{"$error":"#VALUE!"}},21,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA22<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA22+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F22),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F22-Scenario1!AJ22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G22-Scenario1!AK22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G22-Scenario1!AK22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H22-Scenario1!AL22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H22))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K22),(Scenario1!G22)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F22*12),(Scenario1!F22))),(Scenario1!C22))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F22-Scenario1!AJ22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G22-Scenario1!AK22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G22-Scenario1!AK22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H22-Scenario1!AL22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H22))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K22),(Scenario1!G22)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F22*12),(Scenario1!F22))),(Scenario1!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J22),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L22))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O22),(Scenario1!C22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C22),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P22)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O22)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L22))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O22),(Scenario1!C22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C22),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P22),(Scenario1!C22)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O22),(Scenario1!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C22),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q22))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E22),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U22)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T22)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q22))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E22),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U22),(Scenario1!E22)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T22),(Scenario1!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M22),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE22))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF22),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD22),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE22))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD22),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF22),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH22))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J22),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF22),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH22))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI22), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ22),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK22))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE22),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT22))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF22),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG22),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH22))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE22),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI22), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ22),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK22))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F22),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F22-Scenario2!AJ22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G22-Scenario2!AK22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G22-Scenario2!AK22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H22-Scenario2!AL22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H22))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K22),(Scenario2!G22)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F22*12),(Scenario2!F22))),(Scenario2!C22))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F22-Scenario2!AJ22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G22-Scenario2!AK22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G22-Scenario2!AK22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H22-Scenario2!AL22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H22))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K22),(Scenario2!G22)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F22*12),(Scenario2!F22))),(Scenario2!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J22),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L22))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O22),(Scenario2!C22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C22),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P22)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O22)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L22))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O22),(Scenario2!C22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C22),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P22),(Scenario2!C22)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O22),(Scenario2!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C22),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q22))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E22),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U22)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T22)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q22))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E22),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U22),(Scenario2!E22)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T22),(Scenario2!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M22),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE22))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF22),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD22),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE22))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD22),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF22),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH22))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J22),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF22),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH22))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI22), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ22),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK22))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE22),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT22))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF22),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG22),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH22))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE22),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI22), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ22),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK22))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F22),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F22-Scenario3!AJ22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G22-Scenario3!AK22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G22-Scenario3!AK22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H22-Scenario3!AL22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H22))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K22),(Scenario3!G22)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F22*12),(Scenario3!F22))),(Scenario3!C22))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F22-Scenario3!AJ22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G22-Scenario3!AK22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G22-Scenario3!AK22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H22-Scenario3!AL22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H22))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K22),(Scenario3!G22)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F22*12),(Scenario3!F22))),(Scenario3!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J22),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L22))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O22),(Scenario3!C22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C22),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P22)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O22)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L22))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O22),(Scenario3!C22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C22),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P22),(Scenario3!C22)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O22),(Scenario3!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C22),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q22))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E22),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U22)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T22)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q22))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E22),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U22),(Scenario3!E22)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T22),(Scenario3!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M22),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE22))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF22),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD22),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE22))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD22),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF22),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH22))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J22),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF22),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH22))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI22), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ22),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK22))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE22),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT22))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF22),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG22),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH22))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE22),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI22), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ22),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK22))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F22),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F22-Scenario4!AJ22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G22-Scenario4!AK22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G22-Scenario4!AK22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H22-Scenario4!AL22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H22))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K22),(Scenario4!G22)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F22*12),(Scenario4!F22))),(Scenario4!C22))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F22-Scenario4!AJ22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G22-Scenario4!AK22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G22-Scenario4!AK22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H22-Scenario4!AL22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H22))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K22),(Scenario4!G22)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F22*12),(Scenario4!F22))),(Scenario4!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J22),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L22))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O22),(Scenario4!C22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C22),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P22)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O22)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L22))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O22),(Scenario4!C22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C22),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P22),(Scenario4!C22)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O22),(Scenario4!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C22),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q22))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E22),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U22)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T22)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q22))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E22),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U22),(Scenario4!E22)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T22),(Scenario4!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M22),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE22))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF22),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD22),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE22))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD22),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF22),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH22))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J22),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF22),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH22))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI22), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ22),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK22))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE22),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT22))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF22),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG22),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH22))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE22),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI22), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ22),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK22))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F22),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F22-Scenario5!AJ22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G22-Scenario5!AK22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G22-Scenario5!AK22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H22-Scenario5!AL22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H22))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K22),(Scenario5!G22)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F22*12),(Scenario5!F22))),(Scenario5!C22))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F22-Scenario5!AJ22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G22-Scenario5!AK22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G22-Scenario5!AK22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H22-Scenario5!AL22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H22))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K22),(Scenario5!G22)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F22*12),(Scenario5!F22))),(Scenario5!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J22),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L22))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O22),(Scenario5!C22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C22),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P22)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O22)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L22))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O22),(Scenario5!C22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C22),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P22),(Scenario5!C22)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O22),(Scenario5!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C22),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q22))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E22),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U22)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T22)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q22))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E22),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U22),(Scenario5!E22)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T22),(Scenario5!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M22),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE22))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF22),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD22),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE22))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD22),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF22),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH22))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J22),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF22),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH22))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI22), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ22),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK22))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE22),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT22))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF22),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG22),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH22))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE22),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI22), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ22),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK22))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F22),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F22-Scenario6!AJ22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G22-Scenario6!AK22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G22-Scenario6!AK22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H22-Scenario6!AL22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H22))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K22),(Scenario6!G22)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F22*12),(Scenario6!F22))),(Scenario6!C22))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F22-Scenario6!AJ22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G22-Scenario6!AK22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G22-Scenario6!AK22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H22-Scenario6!AL22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H22))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K22),(Scenario6!G22)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F22*12),(Scenario6!F22))),(Scenario6!C22)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK23))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J22),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L22))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O22),(Scenario6!C22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C22),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P22)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O22)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L22))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O22),(Scenario6!C22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C22),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P22),(Scenario6!C22)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O22),(Scenario6!C22))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C22),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q22))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E22),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U22)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T22)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q22))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E22),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U22),(Scenario6!E22)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T22),(Scenario6!E22))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M22),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE22))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF22),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD22),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE22))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD22),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF22),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH22))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL22),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J22),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF22),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH22))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI22), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ22),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK22))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE22),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT22))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF22),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG22),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH22))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A23+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE22),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI22), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ22),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK22))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL22),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A23+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"All UL in comparison?",{"$f":"PROPER(AT22)","v":""},null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(SUM(BI20:BI23)>25000000,1,0)","v":0},0,"",null,{"$f":"Scenario4!EJ3","v":false},{"$f":"Scenario4!EJ10","v":false},{"$f":"Scenario4!EJ7","v":{"$error":"#VALUE!"}},"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Scenario6!$EJ$1","v":false},{"$f":"IF(OR(OR(DR23=DR22,DR23=DR21,DR23=DR20,DR23=DR19,DR23=DR18),DR23=FALSE),0,COUNTIF(DR23:DR23,DR23))","v":{"$error":"#N/A"}},{"$f":"Scenario6!EJ$6","v":false},{"$f":"IF(OR(OR(DT23=DT22,DT23=DT21,DT23=DT20,DT23=DT19,DT23=DT18),DT23=FALSE),0,COUNTIF(DT23:DT23,DT23))","v":0},{"$f":"Scenario6!EL1","v":false},{"$f":"IF(OR(OR(DV23=DV22,DV23=DV21,DV23=DV20,DV23=DV19,DV23=DV18),DV23=FALSE),0,COUNTIF(DV23:DV23,DV23))","v":{"$error":"#N/A"}},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA23,F23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB23,M23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC23,T23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED23,AA23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE23,AH23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF23,AO23),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA23,EH23),0.1),IRR((EA$3:EA23,EH23),EU22))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB23,EI23),0.1),IRR((EB$3:EB23,EI23),EV22))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC23,EJ23),0.1),IRR((EC$3:EC23,EJ23),EW22))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED23,EK23),0.1),IRR((ED$3:ED23,EK23),EX22))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE23,EL23),0.1),IRR((EE$3:EE23,EL23),EY22))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF23,EM23),0.1),IRR((EF$3:EF23,EM23),EZ22))","v":{"$error":"#VALUE!"}},22,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA23<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA23+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F23),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F23-Scenario1!AJ23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G23-Scenario1!AK23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G23-Scenario1!AK23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H23-Scenario1!AL23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H23))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K23),(Scenario1!G23)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F23*12),(Scenario1!F23))),(Scenario1!C23))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F23-Scenario1!AJ23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G23-Scenario1!AK23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G23-Scenario1!AK23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H23-Scenario1!AL23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H23))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K23),(Scenario1!G23)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F23*12),(Scenario1!F23))),(Scenario1!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J23),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L23))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O23),(Scenario1!C23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C23),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P23)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O23)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L23))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O23),(Scenario1!C23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C23),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P23),(Scenario1!C23)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O23),(Scenario1!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C23),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q23))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E23),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U23)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T23)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q23))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E23),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U23),(Scenario1!E23)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T23),(Scenario1!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M23),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE23))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF23),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD23),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE23))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD23),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF23),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH23))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J23),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF23),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH23))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI23), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ23),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK23))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE23),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT23))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF23),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG23),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH23))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE23),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI23), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ23),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK23))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F23),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F23-Scenario2!AJ23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G23-Scenario2!AK23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G23-Scenario2!AK23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H23-Scenario2!AL23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H23))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K23),(Scenario2!G23)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F23*12),(Scenario2!F23))),(Scenario2!C23))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F23-Scenario2!AJ23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G23-Scenario2!AK23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G23-Scenario2!AK23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H23-Scenario2!AL23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H23))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K23),(Scenario2!G23)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F23*12),(Scenario2!F23))),(Scenario2!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J23),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L23))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O23),(Scenario2!C23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C23),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P23)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O23)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L23))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O23),(Scenario2!C23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C23),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P23),(Scenario2!C23)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O23),(Scenario2!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C23),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q23))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E23),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U23)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T23)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q23))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E23),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U23),(Scenario2!E23)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T23),(Scenario2!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M23),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE23))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF23),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD23),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE23))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD23),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF23),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH23))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J23),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF23),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH23))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI23), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ23),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK23))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE23),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT23))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF23),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG23),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH23))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE23),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI23), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ23),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK23))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F23),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F23-Scenario3!AJ23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G23-Scenario3!AK23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G23-Scenario3!AK23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H23-Scenario3!AL23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H23))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K23),(Scenario3!G23)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F23*12),(Scenario3!F23))),(Scenario3!C23))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F23-Scenario3!AJ23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G23-Scenario3!AK23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G23-Scenario3!AK23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H23-Scenario3!AL23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H23))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K23),(Scenario3!G23)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F23*12),(Scenario3!F23))),(Scenario3!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J23),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L23))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O23),(Scenario3!C23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C23),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P23)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O23)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L23))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O23),(Scenario3!C23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C23),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P23),(Scenario3!C23)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O23),(Scenario3!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C23),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q23))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E23),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U23)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T23)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q23))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E23),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U23),(Scenario3!E23)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T23),(Scenario3!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M23),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE23))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF23),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD23),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE23))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD23),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF23),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH23))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J23),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF23),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH23))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI23), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ23),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK23))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE23),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT23))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF23),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG23),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH23))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE23),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI23), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ23),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK23))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F23),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F23-Scenario4!AJ23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G23-Scenario4!AK23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G23-Scenario4!AK23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H23-Scenario4!AL23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H23))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K23),(Scenario4!G23)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F23*12),(Scenario4!F23))),(Scenario4!C23))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F23-Scenario4!AJ23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G23-Scenario4!AK23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G23-Scenario4!AK23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H23-Scenario4!AL23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H23))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K23),(Scenario4!G23)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F23*12),(Scenario4!F23))),(Scenario4!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J23),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L23))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O23),(Scenario4!C23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C23),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P23)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O23)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L23))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O23),(Scenario4!C23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C23),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P23),(Scenario4!C23)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O23),(Scenario4!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C23),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q23))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E23),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U23)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T23)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q23))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E23),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U23),(Scenario4!E23)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T23),(Scenario4!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M23),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE23))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF23),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD23),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE23))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD23),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF23),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH23))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J23),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF23),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH23))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI23), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ23),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK23))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE23),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT23))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF23),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG23),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH23))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE23),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI23), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ23),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK23))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F23),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F23-Scenario5!AJ23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G23-Scenario5!AK23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G23-Scenario5!AK23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H23-Scenario5!AL23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H23))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K23),(Scenario5!G23)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F23*12),(Scenario5!F23))),(Scenario5!C23))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F23-Scenario5!AJ23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G23-Scenario5!AK23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G23-Scenario5!AK23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H23-Scenario5!AL23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H23))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K23),(Scenario5!G23)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F23*12),(Scenario5!F23))),(Scenario5!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J23),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L23))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O23),(Scenario5!C23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C23),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P23)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O23)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L23))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O23),(Scenario5!C23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C23),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P23),(Scenario5!C23)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O23),(Scenario5!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C23),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q23))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E23),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U23)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T23)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q23))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E23),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U23),(Scenario5!E23)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T23),(Scenario5!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M23),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE23))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF23),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD23),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE23))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD23),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF23),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH23))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J23),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF23),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH23))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI23), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ23),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK23))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE23),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT23))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF23),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG23),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH23))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE23),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI23), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ23),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK23))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F23),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F23-Scenario6!AJ23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G23-Scenario6!AK23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G23-Scenario6!AK23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H23-Scenario6!AL23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H23))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K23),(Scenario6!G23)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F23*12),(Scenario6!F23))),(Scenario6!C23))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F23-Scenario6!AJ23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G23-Scenario6!AK23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G23-Scenario6!AK23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H23-Scenario6!AL23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H23))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K23),(Scenario6!G23)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F23*12),(Scenario6!F23))),(Scenario6!C23)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK24))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J23),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L23))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O23),(Scenario6!C23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C23),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P23)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O23)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L23))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O23),(Scenario6!C23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C23),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P23),(Scenario6!C23)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O23),(Scenario6!C23))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C23),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q23))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E23),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U23)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T23)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q23))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E23),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U23),(Scenario6!E23)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T23),(Scenario6!E23))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M23),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE23))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF23),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD23),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE23))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD23),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF23),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH23))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL23),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J23),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF23),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH23))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI23), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ23),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK23))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE23),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT23))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF23),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG23),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH23))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A24+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE23),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI23), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ23),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK23))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL23),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A24+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",IF(AU13=\"6\",IF(AND(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario3!EJ1=\"SunUniversalLife II\",Scenario3!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario4!EJ1=\"SunUniversalLife II\",Scenario4!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario5!EJ1=\"SunUniversalLife II\",Scenario5!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario6!EJ1=\"SunUniversalLife II\",Scenario6!EJ1=\"SunSpectrum Universal Life II\")),\"Yes\"),IF(AU13=\"5\",IF(AND(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario3!EJ1=\"SunUniversalLife II\",Scenario3!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario4!EJ1=\"SunUniversalLife II\",Scenario4!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario5!EJ1=\"SunUniversalLife II\",Scenario5!EJ1=\"SunSpectrum Universal Life II\")),\"Yes\"),IF(AU13=\"4\",IF(AND(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario3!EJ1=\"SunUniversalLife II\",Scenario3!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario4!EJ1=\"SunUniversalLife II\",Scenario4!EJ1=\"SunSpectrum Universal Life II\")),\"Yes\"),IF(AU13=\"3\",IF(AND(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario3!EJ1=\"SunUniversalLife II\",Scenario3!EJ1=\"SunSpectrum Universal Life II\")),\"Yes\"),IF(AU13=\"2\",IF(AND(OR(Scenario1!EJ1=\"SunUniversalLife II\",Scenario1!EJ1=\"SunSpectrum Universal Life II\"),OR(Scenario2!EJ1=\"SunUniversalLife II\",Scenario2!EJ1=\"SunSpectrum Universal Life II\")),\"Yes\")))))),IF(AT3=\"French\",IF(AU13=\"6\",IF(AND(OR(Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario3!EJ1=\"Vie universelle Sun Life II\",Scenario3!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario4!EJ1=\"Vie universelle Sun Life II\",Scenario4!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario5!EJ1=\"Vie universelle Sun Life II\",Scenario5!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario6!EJ1=\"Vie universelle Sun Life II\",Scenario6!EJ1=\"Vie universelle SunSpectrum II\")),\"Yes\"),IF(AU13=\"5\",IF(AND(OR(Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario3!EJ1=\"Vie universelle Sun Life II\",Scenario3!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario4!EJ1=\"Vie universelle Sun Life II\",Scenario4!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario5!EJ1=\"Vie universelle Sun Life II\",Scenario5!EJ1=\"Vie universelle SunSpectrum II\")),\"Yes\"),IF(AU13=\"4\",IF(AND(OR(Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario3!EJ1=\"Vie universelle Sun Life II\",Scenario3!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario4!EJ1=\"Vie universelle Sun Life II\",Scenario4!EJ1=\"Vie universelle SunSpectrum II\")),\"Yes\"),IF(AU13=\"3\",IF(AND(OR(Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario3!EJ1=\"Vie universelle Sun Life II\",Scenario3!EJ1=\"Vie universelle SunSpectrum II\")),\"Yes\"),IF(AU13=\"2\",IF(AND(OR(Scenario1!EJ1=\"Vie universelle Sun Life II\",Scenario1!EJ1=\"Vie universelle SunSpectrum II\"),OR(Scenario2!EJ1=\"Vie universelle Sun Life II\",Scenario2!EJ1=\"Vie universelle SunSpectrum II\")),\"Yes\"))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(SUM(BI20:BI24)>25000000,1,0)","v":0},0,"",null,{"$f":"Scenario5!EJ3","v":false},{"$f":"Scenario5!EJ10","v":false},{"$f":"Scenario5!EJ7","v":{"$error":"#VALUE!"}},"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"COUNTIF(DS18:DS23,\"<>0\")","v":6},null,{"$f":"COUNTIF(DU18:DU23,\"<>0\")","v":2},null,{"$f":"COUNTIF(DW18:DW23,\"<>0\")","v":6},null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA24,F24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB24,M24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC24,T24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED24,AA24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE24,AH24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF24,AO24),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA24,EH24),0.1),IRR((EA$3:EA24,EH24),EU23))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB24,EI24),0.1),IRR((EB$3:EB24,EI24),EV23))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC24,EJ24),0.1),IRR((EC$3:EC24,EJ24),EW23))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED24,EK24),0.1),IRR((ED$3:ED24,EK24),EX23))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE24,EL24),0.1),IRR((EE$3:EE24,EL24),EY23))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF24,EM24),0.1),IRR((EF$3:EF24,EM24),EZ23))","v":{"$error":"#VALUE!"}},23,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA24<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA24+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F24),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F24-Scenario1!AJ24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G24-Scenario1!AK24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G24-Scenario1!AK24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H24-Scenario1!AL24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H24))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K24),(Scenario1!G24)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F24*12),(Scenario1!F24))),(Scenario1!C24))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F24-Scenario1!AJ24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G24-Scenario1!AK24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G24-Scenario1!AK24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H24-Scenario1!AL24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H24))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K24),(Scenario1!G24)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F24*12),(Scenario1!F24))),(Scenario1!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J24),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L24))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O24),(Scenario1!C24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C24),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P24)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O24)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L24))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O24),(Scenario1!C24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C24),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P24),(Scenario1!C24)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O24),(Scenario1!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C24),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q24))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E24),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U24)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T24)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q24))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E24),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U24),(Scenario1!E24)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T24),(Scenario1!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M24),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE24))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF24),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD24),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE24))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD24),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF24),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH24))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J24),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF24),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH24))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI24), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ24),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK24))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE24),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT24))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF24),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG24),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH24))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE24),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI24), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ24),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK24))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F24),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F24-Scenario2!AJ24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G24-Scenario2!AK24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G24-Scenario2!AK24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H24-Scenario2!AL24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H24))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K24),(Scenario2!G24)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F24*12),(Scenario2!F24))),(Scenario2!C24))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F24-Scenario2!AJ24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G24-Scenario2!AK24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G24-Scenario2!AK24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H24-Scenario2!AL24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H24))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K24),(Scenario2!G24)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F24*12),(Scenario2!F24))),(Scenario2!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J24),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L24))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O24),(Scenario2!C24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C24),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P24)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O24)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L24))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O24),(Scenario2!C24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C24),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P24),(Scenario2!C24)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O24),(Scenario2!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C24),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q24))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E24),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U24)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T24)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q24))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E24),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U24),(Scenario2!E24)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T24),(Scenario2!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M24),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE24))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF24),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD24),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE24))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD24),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF24),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH24))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J24),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF24),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH24))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI24), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ24),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK24))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE24),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT24))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF24),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG24),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH24))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE24),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI24), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ24),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK24))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F24),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F24-Scenario3!AJ24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G24-Scenario3!AK24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G24-Scenario3!AK24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H24-Scenario3!AL24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H24))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K24),(Scenario3!G24)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F24*12),(Scenario3!F24))),(Scenario3!C24))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F24-Scenario3!AJ24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G24-Scenario3!AK24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G24-Scenario3!AK24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H24-Scenario3!AL24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H24))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K24),(Scenario3!G24)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F24*12),(Scenario3!F24))),(Scenario3!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J24),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L24))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O24),(Scenario3!C24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C24),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P24)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O24)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L24))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O24),(Scenario3!C24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C24),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P24),(Scenario3!C24)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O24),(Scenario3!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C24),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q24))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E24),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U24)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T24)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q24))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E24),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U24),(Scenario3!E24)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T24),(Scenario3!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M24),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE24))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF24),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD24),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE24))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD24),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF24),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH24))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J24),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF24),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH24))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI24), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ24),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK24))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE24),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT24))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF24),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG24),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH24))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE24),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI24), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ24),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK24))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F24),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F24-Scenario4!AJ24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G24-Scenario4!AK24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G24-Scenario4!AK24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H24-Scenario4!AL24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H24))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K24),(Scenario4!G24)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F24*12),(Scenario4!F24))),(Scenario4!C24))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F24-Scenario4!AJ24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G24-Scenario4!AK24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G24-Scenario4!AK24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H24-Scenario4!AL24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H24))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K24),(Scenario4!G24)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F24*12),(Scenario4!F24))),(Scenario4!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J24),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L24))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O24),(Scenario4!C24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C24),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P24)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O24)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L24))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O24),(Scenario4!C24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C24),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P24),(Scenario4!C24)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O24),(Scenario4!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C24),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q24))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E24),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U24)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T24)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q24))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E24),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U24),(Scenario4!E24)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T24),(Scenario4!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M24),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE24))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF24),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD24),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE24))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD24),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF24),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH24))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J24),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF24),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH24))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI24), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ24),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK24))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE24),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT24))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF24),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG24),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH24))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE24),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI24), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ24),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK24))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F24),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F24-Scenario5!AJ24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G24-Scenario5!AK24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G24-Scenario5!AK24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H24-Scenario5!AL24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H24))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K24),(Scenario5!G24)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F24*12),(Scenario5!F24))),(Scenario5!C24))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F24-Scenario5!AJ24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G24-Scenario5!AK24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G24-Scenario5!AK24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H24-Scenario5!AL24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H24))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K24),(Scenario5!G24)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F24*12),(Scenario5!F24))),(Scenario5!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J24),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L24))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O24),(Scenario5!C24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C24),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P24)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O24)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L24))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O24),(Scenario5!C24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C24),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P24),(Scenario5!C24)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O24),(Scenario5!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C24),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q24))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E24),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U24)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T24)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q24))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E24),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U24),(Scenario5!E24)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T24),(Scenario5!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M24),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE24))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF24),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD24),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE24))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD24),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF24),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH24))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J24),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF24),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH24))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI24), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ24),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK24))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE24),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT24))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF24),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG24),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH24))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE24),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI24), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ24),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK24))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F24),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F24-Scenario6!AJ24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G24-Scenario6!AK24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G24-Scenario6!AK24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H24-Scenario6!AL24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H24))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K24),(Scenario6!G24)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F24*12),(Scenario6!F24))),(Scenario6!C24))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F24-Scenario6!AJ24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G24-Scenario6!AK24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G24-Scenario6!AK24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H24-Scenario6!AL24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H24))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K24),(Scenario6!G24)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F24*12),(Scenario6!F24))),(Scenario6!C24)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK25))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J24),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L24))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O24),(Scenario6!C24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C24),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P24)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O24)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L24))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O24),(Scenario6!C24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C24),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P24),(Scenario6!C24)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O24),(Scenario6!C24))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C24),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q24))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E24),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U24)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T24)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q24))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E24),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U24),(Scenario6!E24)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T24),(Scenario6!E24))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M24),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE24))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF24),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD24),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE24))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD24),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF24),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH24))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL24),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J24),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF24),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH24))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI24), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ24),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK24))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE24),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT24))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF24),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG24),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH24))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A25+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE24),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI24), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ24),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK24))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL24),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A25+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,"All Par in comparison?",null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"IF(SUM(BI20:BI25)>25000000,1,0)","v":0},0,"",null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA25,F25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB25,M25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC25,T25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED25,AA25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE25,AH25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF25,AO25),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA25,EH25),0.1),IRR((EA$3:EA25,EH25),EU24))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB25,EI25),0.1),IRR((EB$3:EB25,EI25),EV24))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC25,EJ25),0.1),IRR((EC$3:EC25,EJ25),EW24))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED25,EK25),0.1),IRR((ED$3:ED25,EK25),EX24))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE25,EL25),0.1),IRR((EE$3:EE25,EL25),EY24))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF25,EM25),0.1),IRR((EF$3:EF25,EM25),EZ24))","v":{"$error":"#VALUE!"}},24,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA25<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA25+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F25),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F25-Scenario1!AJ25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G25-Scenario1!AK25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G25-Scenario1!AK25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H25-Scenario1!AL25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H25))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K25),(Scenario1!G25)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F25*12),(Scenario1!F25))),(Scenario1!C25))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F25-Scenario1!AJ25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G25-Scenario1!AK25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G25-Scenario1!AK25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H25-Scenario1!AL25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H25))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K25),(Scenario1!G25)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F25*12),(Scenario1!F25))),(Scenario1!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J25),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L25))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O25),(Scenario1!C25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C25),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P25)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O25)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L25))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O25),(Scenario1!C25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C25),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P25),(Scenario1!C25)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O25),(Scenario1!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C25),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q25))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E25),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U25)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T25)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q25))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E25),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U25),(Scenario1!E25)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T25),(Scenario1!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M25),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE25))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF25),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD25),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE25))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD25),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF25),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH25))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J25),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF25),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH25))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI25), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ25),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK25))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE25),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT25))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF25),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG25),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH25))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE25),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI25), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ25),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK25))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F25),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F25-Scenario2!AJ25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G25-Scenario2!AK25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G25-Scenario2!AK25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H25-Scenario2!AL25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H25))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K25),(Scenario2!G25)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F25*12),(Scenario2!F25))),(Scenario2!C25))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F25-Scenario2!AJ25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G25-Scenario2!AK25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G25-Scenario2!AK25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H25-Scenario2!AL25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H25))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K25),(Scenario2!G25)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F25*12),(Scenario2!F25))),(Scenario2!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J25),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L25))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O25),(Scenario2!C25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C25),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P25)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O25)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L25))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O25),(Scenario2!C25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C25),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P25),(Scenario2!C25)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O25),(Scenario2!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C25),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q25))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E25),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U25)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T25)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q25))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E25),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U25),(Scenario2!E25)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T25),(Scenario2!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M25),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE25))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF25),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD25),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE25))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD25),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF25),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH25))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J25),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF25),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH25))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI25), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ25),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK25))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE25),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT25))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF25),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG25),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH25))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE25),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI25), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ25),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK25))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F25),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F25-Scenario3!AJ25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G25-Scenario3!AK25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G25-Scenario3!AK25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H25-Scenario3!AL25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H25))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K25),(Scenario3!G25)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F25*12),(Scenario3!F25))),(Scenario3!C25))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F25-Scenario3!AJ25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G25-Scenario3!AK25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G25-Scenario3!AK25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H25-Scenario3!AL25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H25))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K25),(Scenario3!G25)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F25*12),(Scenario3!F25))),(Scenario3!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J25),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L25))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O25),(Scenario3!C25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C25),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P25)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O25)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L25))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O25),(Scenario3!C25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C25),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P25),(Scenario3!C25)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O25),(Scenario3!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C25),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q25))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E25),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U25)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T25)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q25))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E25),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U25),(Scenario3!E25)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T25),(Scenario3!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M25),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE25))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF25),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD25),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE25))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD25),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF25),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH25))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J25),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF25),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH25))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI25), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ25),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK25))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE25),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT25))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF25),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG25),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH25))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE25),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI25), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ25),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK25))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F25),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F25-Scenario4!AJ25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G25-Scenario4!AK25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G25-Scenario4!AK25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H25-Scenario4!AL25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H25))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K25),(Scenario4!G25)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F25*12),(Scenario4!F25))),(Scenario4!C25))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F25-Scenario4!AJ25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G25-Scenario4!AK25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G25-Scenario4!AK25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H25-Scenario4!AL25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H25))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K25),(Scenario4!G25)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F25*12),(Scenario4!F25))),(Scenario4!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J25),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L25))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O25),(Scenario4!C25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C25),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P25)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O25)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L25))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O25),(Scenario4!C25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C25),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P25),(Scenario4!C25)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O25),(Scenario4!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C25),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q25))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E25),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U25)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T25)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q25))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E25),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U25),(Scenario4!E25)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T25),(Scenario4!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M25),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE25))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF25),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD25),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE25))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD25),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF25),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH25))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J25),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF25),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH25))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI25), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ25),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK25))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE25),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT25))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF25),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG25),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH25))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE25),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI25), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ25),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK25))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F25),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F25-Scenario5!AJ25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G25-Scenario5!AK25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G25-Scenario5!AK25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H25-Scenario5!AL25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H25))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K25),(Scenario5!G25)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F25*12),(Scenario5!F25))),(Scenario5!C25))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F25-Scenario5!AJ25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G25-Scenario5!AK25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G25-Scenario5!AK25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H25-Scenario5!AL25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H25))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K25),(Scenario5!G25)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F25*12),(Scenario5!F25))),(Scenario5!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J25),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L25))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O25),(Scenario5!C25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C25),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P25)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O25)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L25))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O25),(Scenario5!C25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C25),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P25),(Scenario5!C25)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O25),(Scenario5!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C25),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q25))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E25),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U25)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T25)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q25))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E25),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U25),(Scenario5!E25)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T25),(Scenario5!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M25),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE25))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF25),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD25),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE25))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD25),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF25),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH25))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J25),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF25),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH25))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI25), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ25),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK25))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE25),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT25))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF25),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG25),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH25))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE25),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI25), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ25),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK25))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F25),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F25-Scenario6!AJ25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G25-Scenario6!AK25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G25-Scenario6!AK25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H25-Scenario6!AL25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H25))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K25),(Scenario6!G25)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F25*12),(Scenario6!F25))),(Scenario6!C25))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F25-Scenario6!AJ25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G25-Scenario6!AK25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G25-Scenario6!AK25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H25-Scenario6!AL25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H25))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K25),(Scenario6!G25)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F25*12),(Scenario6!F25))),(Scenario6!C25)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK26))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J25),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L25))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O25),(Scenario6!C25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C25),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P25)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O25)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L25))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O25),(Scenario6!C25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C25),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P25),(Scenario6!C25)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O25),(Scenario6!C25))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C25),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q25))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E25),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U25)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T25)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q25))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E25),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U25),(Scenario6!E25)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T25),(Scenario6!E25))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M25),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE25))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF25),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD25),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE25))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD25),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF25),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH25))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL25),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J25),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF25),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH25))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI25), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ25),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK25))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE25),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT25))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF25),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG25),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH25))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A26+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE25),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI25), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ25),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK25))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL25),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A26+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AT3=\"English\",IF(AU13=\"6\",IF(AND(LEFT(Scenario6!EJ1,7)=\"Sun Par\",LEFT(Scenario5!EJ1,7)=\"Sun Par\",LEFT(Scenario4!EJ1,7)=\"Sun Par\",LEFT(Scenario3!EJ1,7)=\"Sun Par\",LEFT(Scenario2!EJ1,7)=\"Sun Par\",LEFT(Scenario1!EJ1,7)=\"Sun Par\"),\"Yes\"),IF(AU13=\"5\",IF(AND(LEFT(Scenario5!EJ1,7)=\"Sun Par\",LEFT(Scenario4!EJ1,7)=\"Sun Par\",LEFT(Scenario3!EJ1,7)=\"Sun Par\",LEFT(Scenario2!EJ1,7)=\"Sun Par\",LEFT(Scenario1!EJ1,7)=\"Sun Par\"),\"Yes\"),IF(AU13=\"4\",IF(AND(LEFT(Scenario4!EJ1,7)=\"Sun Par\",LEFT(Scenario3!EJ1,7)=\"Sun Par\",LEFT(Scenario2!EJ1,7)=\"Sun Par\",LEFT(Scenario1!EJ1,7)=\"Sun Par\"),\"Yes\"),IF(AU13=\"3\",IF(AND(LEFT(Scenario3!EJ1,7)=\"Sun Par\",LEFT(Scenario2!EJ1,7)=\"Sun Par\",LEFT(Scenario1!EJ1,7)=\"Sun Par\"),\"Yes\"),IF(AU13=\"2\",IF(AND(LEFT(Scenario2!EJ1,7)=\"Sun Par\",LEFT(Scenario1!EJ1,7)=\"Sun Par\"),\"Yes\")))))),IF(AT3=\"French\",IF(AU13=\"6\",IF(AND(RIGHT(Scenario6!EJ1,16)=\"participation II\",RIGHT(Scenario5!EJ1,16)=\"participation II\",RIGHT(Scenario4!EJ1,16)=\"participation II\",RIGHT(Scenario3!EJ1,16)=\"participation II\",RIGHT(Scenario2!EJ1,16)=\"participation II\",RIGHT(Scenario1!EJ1,16)=\"participation II\"),\"Yes\"),IF(AU13=\"5\",IF(AND(RIGHT(Scenario5!EJ1,16)=\"participation II\",RIGHT(Scenario4!EJ1,16)=\"participation II\",RIGHT(Scenario3!EJ1,16)=\"participation II\",RIGHT(Scenario2!EJ1,16)=\"participation II\",RIGHT(Scenario1!EJ1,16)=\"participation II\"),\"Yes\"),IF(AU13=\"4\",IF(AND(RIGHT(Scenario4!EJ1,16)=\"participation II\",RIGHT(Scenario3!EJ1,16)=\"participation II\",RIGHT(Scenario2!EJ1,16)=\"participation II\",RIGHT(Scenario1!EJ1,16)=\"participation II\"),\"Yes\"),IF(AU13=\"3\",IF(AND(RIGHT(Scenario3!EJ1,16)=\"participation II\",RIGHT(Scenario2!EJ1,16)=\"participation II\",RIGHT(Scenario1!EJ1,16)=\"participation II\"),\"Yes\"),IF(AU13=\"2\",IF(AND(RIGHT(Scenario2!EJ1,16)=\"participation II\",RIGHT(Scenario1!EJ1,16)=\"participation II\"),\"Yes\"))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$f":"SUM(BH20:BH25)","v":0},{"$f":"SUM(BI20:BI25)","v":0},{"$f":"MAX(BJ20:BJ25,0)","v":0},null,null,null,null,"T0",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA26,F26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB26,M26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC26,T26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED26,AA26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE26,AH26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF26,AO26),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA26,EH26),0.1),IRR((EA$3:EA26,EH26),EU25))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB26,EI26),0.1),IRR((EB$3:EB26,EI26),EV25))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC26,EJ26),0.1),IRR((EC$3:EC26,EJ26),EW25))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED26,EK26),0.1),IRR((ED$3:ED26,EK26),EX25))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE26,EL26),0.1),IRR((EE$3:EE26,EL26),EY25))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF26,EM26),0.1),IRR((EF$3:EF26,EM26),EZ25))","v":{"$error":"#VALUE!"}},25,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA26<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA26+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F26),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F26-Scenario1!AJ26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G26-Scenario1!AK26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G26-Scenario1!AK26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H26-Scenario1!AL26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H26))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K26),(Scenario1!G26)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F26*12),(Scenario1!F26))),(Scenario1!C26))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F26-Scenario1!AJ26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G26-Scenario1!AK26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G26-Scenario1!AK26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H26-Scenario1!AL26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H26))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K26),(Scenario1!G26)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F26*12),(Scenario1!F26))),(Scenario1!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J26),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L26))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O26),(Scenario1!C26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C26),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P26)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O26)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L26))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O26),(Scenario1!C26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C26),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P26),(Scenario1!C26)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O26),(Scenario1!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C26),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q26))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E26),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U26)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T26)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q26))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E26),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U26),(Scenario1!E26)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T26),(Scenario1!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M26),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE26))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF26),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD26),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE26))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD26),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF26),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH26))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J26),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF26),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH26))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI26), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ26),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK26))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE26),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT26))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF26),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG26),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH26))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE26),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI26), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ26),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK26))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F26),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F26-Scenario2!AJ26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G26-Scenario2!AK26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G26-Scenario2!AK26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H26-Scenario2!AL26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H26))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K26),(Scenario2!G26)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F26*12),(Scenario2!F26))),(Scenario2!C26))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F26-Scenario2!AJ26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G26-Scenario2!AK26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G26-Scenario2!AK26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H26-Scenario2!AL26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H26))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K26),(Scenario2!G26)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F26*12),(Scenario2!F26))),(Scenario2!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J26),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L26))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O26),(Scenario2!C26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C26),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P26)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O26)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L26))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O26),(Scenario2!C26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C26),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P26),(Scenario2!C26)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O26),(Scenario2!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C26),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q26))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E26),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U26)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T26)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q26))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E26),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U26),(Scenario2!E26)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T26),(Scenario2!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M26),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE26))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF26),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD26),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE26))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD26),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF26),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH26))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J26),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF26),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH26))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI26), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ26),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK26))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE26),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT26))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF26),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG26),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH26))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE26),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI26), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ26),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK26))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F26),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F26-Scenario3!AJ26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G26-Scenario3!AK26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G26-Scenario3!AK26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H26-Scenario3!AL26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H26))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K26),(Scenario3!G26)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F26*12),(Scenario3!F26))),(Scenario3!C26))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F26-Scenario3!AJ26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G26-Scenario3!AK26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G26-Scenario3!AK26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H26-Scenario3!AL26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H26))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K26),(Scenario3!G26)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F26*12),(Scenario3!F26))),(Scenario3!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J26),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L26))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O26),(Scenario3!C26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C26),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P26)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O26)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L26))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O26),(Scenario3!C26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C26),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P26),(Scenario3!C26)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O26),(Scenario3!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C26),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q26))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E26),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U26)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T26)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q26))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E26),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U26),(Scenario3!E26)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T26),(Scenario3!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M26),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE26))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF26),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD26),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE26))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD26),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF26),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH26))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J26),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF26),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH26))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI26), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ26),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK26))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE26),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT26))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF26),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG26),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH26))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE26),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI26), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ26),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK26))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F26),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F26-Scenario4!AJ26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G26-Scenario4!AK26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G26-Scenario4!AK26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H26-Scenario4!AL26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H26))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K26),(Scenario4!G26)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F26*12),(Scenario4!F26))),(Scenario4!C26))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F26-Scenario4!AJ26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G26-Scenario4!AK26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G26-Scenario4!AK26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H26-Scenario4!AL26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H26))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K26),(Scenario4!G26)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F26*12),(Scenario4!F26))),(Scenario4!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J26),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L26))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O26),(Scenario4!C26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C26),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P26)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O26)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L26))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O26),(Scenario4!C26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C26),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P26),(Scenario4!C26)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O26),(Scenario4!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C26),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q26))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E26),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U26)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T26)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q26))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E26),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U26),(Scenario4!E26)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T26),(Scenario4!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M26),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE26))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF26),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD26),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE26))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD26),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF26),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH26))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J26),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF26),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH26))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI26), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ26),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK26))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE26),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT26))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF26),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG26),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH26))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE26),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI26), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ26),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK26))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F26),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F26-Scenario5!AJ26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G26-Scenario5!AK26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G26-Scenario5!AK26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H26-Scenario5!AL26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H26))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K26),(Scenario5!G26)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F26*12),(Scenario5!F26))),(Scenario5!C26))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F26-Scenario5!AJ26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G26-Scenario5!AK26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G26-Scenario5!AK26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H26-Scenario5!AL26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H26))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K26),(Scenario5!G26)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F26*12),(Scenario5!F26))),(Scenario5!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J26),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L26))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O26),(Scenario5!C26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C26),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P26)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O26)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L26))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O26),(Scenario5!C26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C26),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P26),(Scenario5!C26)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O26),(Scenario5!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C26),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q26))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E26),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U26)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T26)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q26))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E26),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U26),(Scenario5!E26)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T26),(Scenario5!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M26),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE26))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF26),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD26),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE26))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD26),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF26),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH26))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J26),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF26),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH26))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI26), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ26),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK26))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE26),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT26))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF26),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG26),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH26))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE26),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI26), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ26),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK26))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F26),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F26-Scenario6!AJ26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G26-Scenario6!AK26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G26-Scenario6!AK26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H26-Scenario6!AL26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H26))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K26),(Scenario6!G26)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F26*12),(Scenario6!F26))),(Scenario6!C26))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F26-Scenario6!AJ26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G26-Scenario6!AK26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G26-Scenario6!AK26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H26-Scenario6!AL26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H26))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K26),(Scenario6!G26)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F26*12),(Scenario6!F26))),(Scenario6!C26)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK27))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J26),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L26))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O26),(Scenario6!C26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C26),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P26)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O26)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L26))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O26),(Scenario6!C26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C26),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P26),(Scenario6!C26)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O26),(Scenario6!C26))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C26),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q26))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E26),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U26)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T26)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q26))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E26),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U26),(Scenario6!E26)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T26),(Scenario6!E26))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M26),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE26))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF26),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD26),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE26))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD26),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF26),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH26))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL26),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J26),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF26),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH26))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI26), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ26),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK26))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE26),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT26))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF26),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG26),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH26))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A27+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE26),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI26), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ26),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK26))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL26),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A27+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AS26=\"Yes\",\"Plus premium\",\"Additional cost\")","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"TEXT(BI26,\"#,###,###\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA27,F27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB27,M27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC27,T27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED27,AA27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE27,AH27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF27,AO27),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA27,EH27),0.1),IRR((EA$3:EA27,EH27),EU26))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB27,EI27),0.1),IRR((EB$3:EB27,EI27),EV26))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC27,EJ27),0.1),IRR((EC$3:EC27,EJ27),EW26))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED27,EK27),0.1),IRR((ED$3:ED27,EK27),EX26))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE27,EL27),0.1),IRR((EE$3:EE27,EL27),EY26))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF27,EM27),0.1),IRR((EF$3:EF27,EM27),EZ26))","v":{"$error":"#VALUE!"}},26,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA27<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA27+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F27),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F27-Scenario1!AJ27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G27-Scenario1!AK27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G27-Scenario1!AK27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H27-Scenario1!AL27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H27))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K27),(Scenario1!G27)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F27*12),(Scenario1!F27))),(Scenario1!C27))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F27-Scenario1!AJ27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G27-Scenario1!AK27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G27-Scenario1!AK27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H27-Scenario1!AL27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H27))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K27),(Scenario1!G27)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F27*12),(Scenario1!F27))),(Scenario1!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J27),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L27))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O27),(Scenario1!C27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C27),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P27)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O27)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L27))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O27),(Scenario1!C27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C27),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P27),(Scenario1!C27)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O27),(Scenario1!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C27),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q27))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E27),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U27)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T27)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q27))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E27),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U27),(Scenario1!E27)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T27),(Scenario1!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M27),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE27))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF27),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD27),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE27))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD27),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF27),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH27))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J27),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF27),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH27))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI27), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ27),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK27))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE27),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT27))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF27),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG27),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH27))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE27),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI27), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ27),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK27))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F27),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F27-Scenario2!AJ27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G27-Scenario2!AK27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G27-Scenario2!AK27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H27-Scenario2!AL27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H27))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K27),(Scenario2!G27)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F27*12),(Scenario2!F27))),(Scenario2!C27))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F27-Scenario2!AJ27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G27-Scenario2!AK27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G27-Scenario2!AK27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H27-Scenario2!AL27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H27))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K27),(Scenario2!G27)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F27*12),(Scenario2!F27))),(Scenario2!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J27),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L27))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O27),(Scenario2!C27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C27),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P27)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O27)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L27))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O27),(Scenario2!C27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C27),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P27),(Scenario2!C27)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O27),(Scenario2!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C27),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q27))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E27),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U27)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T27)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q27))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E27),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U27),(Scenario2!E27)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T27),(Scenario2!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M27),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE27))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF27),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD27),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE27))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD27),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF27),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH27))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J27),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF27),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH27))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI27), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ27),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK27))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE27),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT27))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF27),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG27),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH27))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE27),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI27), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ27),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK27))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F27),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F27-Scenario3!AJ27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G27-Scenario3!AK27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G27-Scenario3!AK27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H27-Scenario3!AL27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H27))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K27),(Scenario3!G27)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F27*12),(Scenario3!F27))),(Scenario3!C27))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F27-Scenario3!AJ27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G27-Scenario3!AK27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G27-Scenario3!AK27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H27-Scenario3!AL27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H27))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K27),(Scenario3!G27)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F27*12),(Scenario3!F27))),(Scenario3!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J27),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L27))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O27),(Scenario3!C27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C27),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P27)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O27)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L27))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O27),(Scenario3!C27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C27),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P27),(Scenario3!C27)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O27),(Scenario3!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C27),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q27))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E27),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U27)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T27)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q27))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E27),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U27),(Scenario3!E27)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T27),(Scenario3!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M27),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE27))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF27),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD27),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE27))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD27),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF27),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH27))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J27),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF27),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH27))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI27), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ27),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK27))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE27),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT27))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF27),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG27),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH27))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE27),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI27), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ27),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK27))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F27),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F27-Scenario4!AJ27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G27-Scenario4!AK27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G27-Scenario4!AK27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H27-Scenario4!AL27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H27))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K27),(Scenario4!G27)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F27*12),(Scenario4!F27))),(Scenario4!C27))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F27-Scenario4!AJ27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G27-Scenario4!AK27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G27-Scenario4!AK27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H27-Scenario4!AL27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H27))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K27),(Scenario4!G27)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F27*12),(Scenario4!F27))),(Scenario4!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J27),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L27))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O27),(Scenario4!C27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C27),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P27)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O27)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L27))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O27),(Scenario4!C27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C27),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P27),(Scenario4!C27)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O27),(Scenario4!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C27),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q27))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E27),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U27)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T27)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q27))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E27),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U27),(Scenario4!E27)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T27),(Scenario4!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M27),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE27))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF27),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD27),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE27))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD27),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF27),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH27))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J27),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF27),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH27))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI27), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ27),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK27))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE27),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT27))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF27),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG27),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH27))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE27),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI27), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ27),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK27))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F27),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F27-Scenario5!AJ27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G27-Scenario5!AK27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G27-Scenario5!AK27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H27-Scenario5!AL27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H27))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K27),(Scenario5!G27)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F27*12),(Scenario5!F27))),(Scenario5!C27))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F27-Scenario5!AJ27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G27-Scenario5!AK27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G27-Scenario5!AK27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H27-Scenario5!AL27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H27))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K27),(Scenario5!G27)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F27*12),(Scenario5!F27))),(Scenario5!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J27),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L27))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O27),(Scenario5!C27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C27),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P27)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O27)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L27))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O27),(Scenario5!C27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C27),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P27),(Scenario5!C27)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O27),(Scenario5!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C27),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q27))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E27),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U27)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T27)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q27))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E27),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U27),(Scenario5!E27)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T27),(Scenario5!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M27),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE27))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF27),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD27),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE27))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD27),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF27),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH27))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J27),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF27),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH27))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI27), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ27),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK27))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE27),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT27))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF27),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG27),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH27))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE27),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI27), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ27),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK27))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F27),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F27-Scenario6!AJ27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G27-Scenario6!AK27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G27-Scenario6!AK27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H27-Scenario6!AL27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H27))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K27),(Scenario6!G27)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F27*12),(Scenario6!F27))),(Scenario6!C27))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F27-Scenario6!AJ27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G27-Scenario6!AK27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G27-Scenario6!AK27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H27-Scenario6!AL27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H27))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K27),(Scenario6!G27)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F27*12),(Scenario6!F27))),(Scenario6!C27)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK28))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J27),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L27))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O27),(Scenario6!C27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C27),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P27)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O27)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L27))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O27),(Scenario6!C27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C27),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P27),(Scenario6!C27)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O27),(Scenario6!C27))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C27),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q27))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E27),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U27)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T27)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q27))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E27),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U27),(Scenario6!E27)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T27),(Scenario6!E27))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M27),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE27))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF27),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD27),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE27))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD27),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF27),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH27))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL27),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J27),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF27),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH27))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI27), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ27),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK27))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE27),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT27))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF27),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG27),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH27))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A28+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE27),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI27), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ27),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK27))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL27),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A28+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"IF(AS26=\"Yes\",\"Prime plus\",\"Coûts additionnels\")","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IF(OR(Scenario1!ER2=1,Scenario1!ER2=2,Scenario1!ER2=4),SUMIF(BI20:BI26,\"<250000\"),0)","v":0},{"$f":"IF(BJ30=FALSE,MAX(BM111:BM116),MAX(BM111:BM116,FU105))","v":0},{"$f":"IF(OR(MAX(BM111:BM116)>40,MAX(BM111:BM116)>85-Scenario1!EQ2),1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA28,F28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB28,M28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC28,T28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED28,AA28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE28,AH28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF28,AO28),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA28,EH28),0.1),IRR((EA$3:EA28,EH28),EU27))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB28,EI28),0.1),IRR((EB$3:EB28,EI28),EV27))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC28,EJ28),0.1),IRR((EC$3:EC28,EJ28),EW27))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED28,EK28),0.1),IRR((ED$3:ED28,EK28),EX27))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE28,EL28),0.1),IRR((EE$3:EE28,EL28),EY27))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF28,EM28),0.1),IRR((EF$3:EF28,EM28),EZ27))","v":{"$error":"#VALUE!"}},27,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA28<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA28+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F28),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F28-Scenario1!AJ28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G28-Scenario1!AK28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G28-Scenario1!AK28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H28-Scenario1!AL28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H28))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K28),(Scenario1!G28)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F28*12),(Scenario1!F28))),(Scenario1!C28))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F28-Scenario1!AJ28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G28-Scenario1!AK28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G28-Scenario1!AK28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H28-Scenario1!AL28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H28))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K28),(Scenario1!G28)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F28*12),(Scenario1!F28))),(Scenario1!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J28),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L28))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O28),(Scenario1!C28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C28),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P28)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O28)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L28))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O28),(Scenario1!C28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C28),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P28),(Scenario1!C28)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O28),(Scenario1!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C28),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q28))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E28),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U28)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T28)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q28))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E28),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U28),(Scenario1!E28)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T28),(Scenario1!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M28),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE28))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF28),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD28),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE28))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD28),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF28),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH28))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J28),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF28),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH28))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI28), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ28),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK28))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE28),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT28))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF28),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG28),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH28))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE28),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI28), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ28),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK28))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F28),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F28-Scenario2!AJ28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G28-Scenario2!AK28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G28-Scenario2!AK28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H28-Scenario2!AL28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H28))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K28),(Scenario2!G28)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F28*12),(Scenario2!F28))),(Scenario2!C28))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F28-Scenario2!AJ28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G28-Scenario2!AK28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G28-Scenario2!AK28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H28-Scenario2!AL28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H28))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K28),(Scenario2!G28)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F28*12),(Scenario2!F28))),(Scenario2!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J28),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L28))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O28),(Scenario2!C28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C28),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P28)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O28)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L28))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O28),(Scenario2!C28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C28),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P28),(Scenario2!C28)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O28),(Scenario2!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C28),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q28))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E28),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U28)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T28)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q28))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E28),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U28),(Scenario2!E28)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T28),(Scenario2!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M28),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE28))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF28),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD28),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE28))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD28),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF28),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH28))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J28),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF28),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH28))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI28), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ28),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK28))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE28),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT28))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF28),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG28),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH28))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE28),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI28), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ28),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK28))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F28),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F28-Scenario3!AJ28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G28-Scenario3!AK28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G28-Scenario3!AK28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H28-Scenario3!AL28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H28))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K28),(Scenario3!G28)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F28*12),(Scenario3!F28))),(Scenario3!C28))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F28-Scenario3!AJ28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G28-Scenario3!AK28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G28-Scenario3!AK28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H28-Scenario3!AL28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H28))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K28),(Scenario3!G28)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F28*12),(Scenario3!F28))),(Scenario3!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J28),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L28))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O28),(Scenario3!C28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C28),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P28)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O28)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L28))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O28),(Scenario3!C28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C28),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P28),(Scenario3!C28)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O28),(Scenario3!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C28),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q28))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E28),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U28)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T28)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q28))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E28),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U28),(Scenario3!E28)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T28),(Scenario3!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M28),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE28))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF28),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD28),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE28))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD28),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF28),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH28))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J28),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF28),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH28))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI28), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ28),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK28))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE28),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT28))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF28),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG28),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH28))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE28),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI28), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ28),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK28))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F28),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F28-Scenario4!AJ28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G28-Scenario4!AK28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G28-Scenario4!AK28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H28-Scenario4!AL28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H28))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K28),(Scenario4!G28)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F28*12),(Scenario4!F28))),(Scenario4!C28))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F28-Scenario4!AJ28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G28-Scenario4!AK28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G28-Scenario4!AK28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H28-Scenario4!AL28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H28))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K28),(Scenario4!G28)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F28*12),(Scenario4!F28))),(Scenario4!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J28),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L28))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O28),(Scenario4!C28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C28),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P28)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O28)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L28))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O28),(Scenario4!C28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C28),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P28),(Scenario4!C28)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O28),(Scenario4!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C28),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q28))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E28),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U28)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T28)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q28))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E28),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U28),(Scenario4!E28)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T28),(Scenario4!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M28),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE28))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF28),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD28),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE28))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD28),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF28),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH28))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J28),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF28),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH28))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI28), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ28),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK28))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE28),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT28))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF28),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG28),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH28))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE28),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI28), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ28),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK28))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F28),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F28-Scenario5!AJ28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G28-Scenario5!AK28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G28-Scenario5!AK28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H28-Scenario5!AL28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H28))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K28),(Scenario5!G28)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F28*12),(Scenario5!F28))),(Scenario5!C28))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F28-Scenario5!AJ28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G28-Scenario5!AK28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G28-Scenario5!AK28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H28-Scenario5!AL28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H28))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K28),(Scenario5!G28)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F28*12),(Scenario5!F28))),(Scenario5!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J28),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L28))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O28),(Scenario5!C28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C28),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P28)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O28)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L28))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O28),(Scenario5!C28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C28),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P28),(Scenario5!C28)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O28),(Scenario5!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C28),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q28))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E28),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U28)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T28)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q28))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E28),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U28),(Scenario5!E28)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T28),(Scenario5!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M28),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE28))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF28),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD28),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE28))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD28),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF28),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH28))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J28),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF28),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH28))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI28), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ28),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK28))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE28),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT28))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF28),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG28),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH28))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE28),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI28), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ28),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK28))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F28),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F28-Scenario6!AJ28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G28-Scenario6!AK28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G28-Scenario6!AK28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H28-Scenario6!AL28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H28))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K28),(Scenario6!G28)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F28*12),(Scenario6!F28))),(Scenario6!C28))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F28-Scenario6!AJ28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G28-Scenario6!AK28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G28-Scenario6!AK28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H28-Scenario6!AL28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H28))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K28),(Scenario6!G28)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F28*12),(Scenario6!F28))),(Scenario6!C28)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK29))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J28),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L28))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O28),(Scenario6!C28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C28),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P28)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O28)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L28))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O28),(Scenario6!C28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C28),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P28),(Scenario6!C28)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O28),(Scenario6!C28))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C28),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q28))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E28),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U28)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T28)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q28))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E28),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U28),(Scenario6!E28)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T28),(Scenario6!E28))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M28),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE28))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF28),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD28),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE28))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD28),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF28),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH28))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL28),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J28),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF28),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH28))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI28), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ28),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK28))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE28),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT28))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF28),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG28),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH28))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A29+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE28),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI28), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ28),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK28))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL28),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A29+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"TODAY()","v":"2025-11-25"},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,{"$f":"IF(BK29=TRUE,1,0)","v":0},{"$f":"MIN(85-Scenario1!EQ2,40)","v":40},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA29,F29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB29,M29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC29,T29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED29,AA29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE29,AH29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF29,AO29),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA29,EH29),0.1),IRR((EA$3:EA29,EH29),EU28))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB29,EI29),0.1),IRR((EB$3:EB29,EI29),EV28))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC29,EJ29),0.1),IRR((EC$3:EC29,EJ29),EW28))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED29,EK29),0.1),IRR((ED$3:ED29,EK29),EX28))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE29,EL29),0.1),IRR((EE$3:EE29,EL29),EY28))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF29,EM29),0.1),IRR((EF$3:EF29,EM29),EZ28))","v":{"$error":"#VALUE!"}},28,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA29<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA29+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F29),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F29-Scenario1!AJ29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G29-Scenario1!AK29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G29-Scenario1!AK29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H29-Scenario1!AL29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H29))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K29),(Scenario1!G29)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F29*12),(Scenario1!F29))),(Scenario1!C29))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F29-Scenario1!AJ29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G29-Scenario1!AK29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G29-Scenario1!AK29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H29-Scenario1!AL29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H29))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K29),(Scenario1!G29)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F29*12),(Scenario1!F29))),(Scenario1!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J29),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L29))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O29),(Scenario1!C29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C29),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P29)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O29)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L29))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O29),(Scenario1!C29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C29),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P29),(Scenario1!C29)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O29),(Scenario1!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C29),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q29))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E29),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U29)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T29)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q29))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E29),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U29),(Scenario1!E29)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T29),(Scenario1!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M29),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE29))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF29),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD29),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE29))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD29),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF29),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH29))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J29),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF29),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH29))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI29), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ29),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK29))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE29),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT29))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF29),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG29),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH29))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE29),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI29), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ29),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK29))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F29),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F29-Scenario2!AJ29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G29-Scenario2!AK29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G29-Scenario2!AK29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H29-Scenario2!AL29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H29))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K29),(Scenario2!G29)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F29*12),(Scenario2!F29))),(Scenario2!C29))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F29-Scenario2!AJ29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G29-Scenario2!AK29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G29-Scenario2!AK29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H29-Scenario2!AL29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H29))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K29),(Scenario2!G29)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F29*12),(Scenario2!F29))),(Scenario2!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J29),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L29))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O29),(Scenario2!C29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C29),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P29)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O29)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L29))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O29),(Scenario2!C29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C29),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P29),(Scenario2!C29)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O29),(Scenario2!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C29),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q29))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E29),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U29)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T29)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q29))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E29),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U29),(Scenario2!E29)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T29),(Scenario2!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M29),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE29))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF29),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD29),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE29))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD29),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF29),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH29))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J29),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF29),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH29))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI29), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ29),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK29))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE29),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT29))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF29),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG29),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH29))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE29),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI29), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ29),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK29))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F29),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F29-Scenario3!AJ29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G29-Scenario3!AK29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G29-Scenario3!AK29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H29-Scenario3!AL29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H29))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K29),(Scenario3!G29)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F29*12),(Scenario3!F29))),(Scenario3!C29))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F29-Scenario3!AJ29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G29-Scenario3!AK29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G29-Scenario3!AK29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H29-Scenario3!AL29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H29))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K29),(Scenario3!G29)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F29*12),(Scenario3!F29))),(Scenario3!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J29),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L29))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O29),(Scenario3!C29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C29),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P29)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O29)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L29))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O29),(Scenario3!C29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C29),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P29),(Scenario3!C29)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O29),(Scenario3!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C29),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q29))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E29),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U29)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T29)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q29))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E29),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U29),(Scenario3!E29)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T29),(Scenario3!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M29),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE29))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF29),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD29),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE29))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD29),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF29),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH29))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J29),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF29),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH29))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI29), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ29),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK29))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE29),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT29))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF29),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG29),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH29))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE29),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI29), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ29),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK29))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F29),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F29-Scenario4!AJ29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G29-Scenario4!AK29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G29-Scenario4!AK29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H29-Scenario4!AL29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H29))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K29),(Scenario4!G29)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F29*12),(Scenario4!F29))),(Scenario4!C29))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F29-Scenario4!AJ29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G29-Scenario4!AK29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G29-Scenario4!AK29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H29-Scenario4!AL29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H29))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K29),(Scenario4!G29)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F29*12),(Scenario4!F29))),(Scenario4!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J29),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L29))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O29),(Scenario4!C29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C29),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P29)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O29)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L29))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O29),(Scenario4!C29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C29),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P29),(Scenario4!C29)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O29),(Scenario4!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C29),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q29))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E29),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U29)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T29)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q29))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E29),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U29),(Scenario4!E29)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T29),(Scenario4!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M29),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE29))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF29),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD29),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE29))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD29),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF29),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH29))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J29),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF29),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH29))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI29), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ29),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK29))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE29),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT29))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF29),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG29),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH29))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE29),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI29), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ29),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK29))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F29),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F29-Scenario5!AJ29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G29-Scenario5!AK29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G29-Scenario5!AK29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H29-Scenario5!AL29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H29))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K29),(Scenario5!G29)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F29*12),(Scenario5!F29))),(Scenario5!C29))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F29-Scenario5!AJ29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G29-Scenario5!AK29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G29-Scenario5!AK29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H29-Scenario5!AL29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H29))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K29),(Scenario5!G29)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F29*12),(Scenario5!F29))),(Scenario5!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J29),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L29))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O29),(Scenario5!C29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C29),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P29)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O29)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L29))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O29),(Scenario5!C29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C29),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P29),(Scenario5!C29)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O29),(Scenario5!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C29),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q29))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E29),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U29)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T29)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q29))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E29),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U29),(Scenario5!E29)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T29),(Scenario5!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M29),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE29))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF29),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD29),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE29))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD29),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF29),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH29))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J29),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF29),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH29))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI29), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ29),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK29))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE29),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT29))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF29),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG29),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH29))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE29),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI29), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ29),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK29))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F29),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F29-Scenario6!AJ29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G29-Scenario6!AK29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G29-Scenario6!AK29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H29-Scenario6!AL29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H29))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K29),(Scenario6!G29)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F29*12),(Scenario6!F29))),(Scenario6!C29))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F29-Scenario6!AJ29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G29-Scenario6!AK29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G29-Scenario6!AK29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H29-Scenario6!AL29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H29))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K29),(Scenario6!G29)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F29*12),(Scenario6!F29))),(Scenario6!C29)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK30))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J29),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L29))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O29),(Scenario6!C29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C29),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P29)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O29)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L29))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O29),(Scenario6!C29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C29),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P29),(Scenario6!C29)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O29),(Scenario6!C29))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C29),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q29))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E29),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U29)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T29)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q29))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E29),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U29),(Scenario6!E29)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T29),(Scenario6!E29))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M29),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE29))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF29),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD29),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE29))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD29),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF29),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH29))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL29),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J29),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF29),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH29))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI29), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ29),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK29))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE29),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT29))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF29),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG29),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH29))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A30+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE29),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI29), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ29),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK29))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL29),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A30+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"UPPER(TEXT(AS29, \"mmmmmmmmm dd, yyyy\"))","v":"NOVEMBER 25, 2025"},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA30,F30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB30,M30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC30,T30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED30,AA30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE30,AH30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF30,AO30),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA30,EH30),0.1),IRR((EA$3:EA30,EH30),EU29))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB30,EI30),0.1),IRR((EB$3:EB30,EI30),EV29))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC30,EJ30),0.1),IRR((EC$3:EC30,EJ30),EW29))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED30,EK30),0.1),IRR((ED$3:ED30,EK30),EX29))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE30,EL30),0.1),IRR((EE$3:EE30,EL30),EY29))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF30,EM30),0.1),IRR((EF$3:EF30,EM30),EZ29))","v":{"$error":"#VALUE!"}},29,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA30<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA30+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F30),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F30-Scenario1!AJ30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G30-Scenario1!AK30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G30-Scenario1!AK30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H30-Scenario1!AL30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H30))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K30),(Scenario1!G30)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F30*12),(Scenario1!F30))),(Scenario1!C30))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F30-Scenario1!AJ30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G30-Scenario1!AK30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G30-Scenario1!AK30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H30-Scenario1!AL30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H30))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K30),(Scenario1!G30)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F30*12),(Scenario1!F30))),(Scenario1!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J30),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L30))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O30),(Scenario1!C30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C30),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P30)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O30)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L30))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O30),(Scenario1!C30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C30),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P30),(Scenario1!C30)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O30),(Scenario1!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C30),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q30))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E30),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U30)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T30)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q30))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E30),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U30),(Scenario1!E30)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T30),(Scenario1!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M30),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE30))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF30),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD30),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE30))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD30),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF30),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH30))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J30),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF30),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH30))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI30), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ30),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK30))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE30),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT30))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF30),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG30),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH30))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE30),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI30), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ30),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK30))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F30),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F30-Scenario2!AJ30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G30-Scenario2!AK30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G30-Scenario2!AK30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H30-Scenario2!AL30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H30))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K30),(Scenario2!G30)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F30*12),(Scenario2!F30))),(Scenario2!C30))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F30-Scenario2!AJ30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G30-Scenario2!AK30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G30-Scenario2!AK30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H30-Scenario2!AL30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H30))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K30),(Scenario2!G30)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F30*12),(Scenario2!F30))),(Scenario2!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J30),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L30))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O30),(Scenario2!C30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C30),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P30)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O30)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L30))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O30),(Scenario2!C30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C30),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P30),(Scenario2!C30)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O30),(Scenario2!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C30),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q30))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E30),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U30)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T30)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q30))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E30),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U30),(Scenario2!E30)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T30),(Scenario2!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M30),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE30))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF30),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD30),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE30))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD30),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF30),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH30))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J30),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF30),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH30))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI30), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ30),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK30))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE30),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT30))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF30),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG30),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH30))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE30),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI30), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ30),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK30))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F30),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F30-Scenario3!AJ30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G30-Scenario3!AK30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G30-Scenario3!AK30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H30-Scenario3!AL30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H30))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K30),(Scenario3!G30)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F30*12),(Scenario3!F30))),(Scenario3!C30))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F30-Scenario3!AJ30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G30-Scenario3!AK30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G30-Scenario3!AK30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H30-Scenario3!AL30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H30))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K30),(Scenario3!G30)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F30*12),(Scenario3!F30))),(Scenario3!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J30),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L30))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O30),(Scenario3!C30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C30),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P30)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O30)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L30))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O30),(Scenario3!C30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C30),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P30),(Scenario3!C30)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O30),(Scenario3!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C30),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q30))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E30),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U30)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T30)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q30))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E30),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U30),(Scenario3!E30)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T30),(Scenario3!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M30),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE30))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF30),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD30),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE30))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD30),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF30),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH30))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J30),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF30),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH30))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI30), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ30),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK30))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE30),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT30))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF30),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG30),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH30))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE30),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI30), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ30),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK30))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F30),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F30-Scenario4!AJ30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G30-Scenario4!AK30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G30-Scenario4!AK30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H30-Scenario4!AL30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H30))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K30),(Scenario4!G30)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F30*12),(Scenario4!F30))),(Scenario4!C30))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F30-Scenario4!AJ30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G30-Scenario4!AK30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G30-Scenario4!AK30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H30-Scenario4!AL30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H30))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K30),(Scenario4!G30)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F30*12),(Scenario4!F30))),(Scenario4!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J30),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L30))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O30),(Scenario4!C30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C30),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P30)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O30)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L30))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O30),(Scenario4!C30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C30),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P30),(Scenario4!C30)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O30),(Scenario4!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C30),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q30))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E30),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U30)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T30)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q30))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E30),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U30),(Scenario4!E30)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T30),(Scenario4!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M30),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE30))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF30),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD30),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE30))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD30),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF30),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH30))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J30),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF30),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH30))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI30), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ30),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK30))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE30),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT30))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF30),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG30),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH30))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE30),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI30), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ30),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK30))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F30),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F30-Scenario5!AJ30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G30-Scenario5!AK30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G30-Scenario5!AK30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H30-Scenario5!AL30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H30))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K30),(Scenario5!G30)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F30*12),(Scenario5!F30))),(Scenario5!C30))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F30-Scenario5!AJ30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G30-Scenario5!AK30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G30-Scenario5!AK30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H30-Scenario5!AL30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H30))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K30),(Scenario5!G30)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F30*12),(Scenario5!F30))),(Scenario5!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J30),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L30))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O30),(Scenario5!C30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C30),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P30)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O30)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L30))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O30),(Scenario5!C30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C30),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P30),(Scenario5!C30)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O30),(Scenario5!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C30),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q30))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E30),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U30)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T30)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q30))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E30),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U30),(Scenario5!E30)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T30),(Scenario5!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M30),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE30))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF30),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD30),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE30))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD30),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF30),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH30))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J30),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF30),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH30))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI30), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ30),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK30))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE30),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT30))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF30),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG30),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH30))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE30),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI30), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ30),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK30))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F30),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F30-Scenario6!AJ30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G30-Scenario6!AK30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G30-Scenario6!AK30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H30-Scenario6!AL30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H30))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K30),(Scenario6!G30)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F30*12),(Scenario6!F30))),(Scenario6!C30))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F30-Scenario6!AJ30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G30-Scenario6!AK30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G30-Scenario6!AK30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H30-Scenario6!AL30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H30))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K30),(Scenario6!G30)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F30*12),(Scenario6!F30))),(Scenario6!C30)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK31))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J30),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L30))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O30),(Scenario6!C30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C30),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P30)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O30)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L30))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O30),(Scenario6!C30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C30),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P30),(Scenario6!C30)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O30),(Scenario6!C30))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C30),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q30))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E30),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U30)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T30)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q30))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E30),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U30),(Scenario6!E30)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T30),(Scenario6!E30))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M30),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE30))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF30),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD30),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE30))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD30),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF30),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH30))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL30),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J30),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF30),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH30))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI30), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ30),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK30))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE30),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT30))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF30),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG30),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH30))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A31+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE30),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI30), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ30),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK30))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL30),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A31+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,{"$f":"Scenario1!B204&\" \"&Scenario1!B205","v":" "},null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,{"$f":"SUM(BO103:BO108)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA31,F31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB31,M31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC31,T31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED31,AA31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE31,AH31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF31,AO31),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA31,EH31),0.1),IRR((EA$3:EA31,EH31),EU30))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB31,EI31),0.1),IRR((EB$3:EB31,EI31),EV30))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC31,EJ31),0.1),IRR((EC$3:EC31,EJ31),EW30))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED31,EK31),0.1),IRR((ED$3:ED31,EK31),EX30))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE31,EL31),0.1),IRR((EE$3:EE31,EL31),EY30))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF31,EM31),0.1),IRR((EF$3:EF31,EM31),EZ30))","v":{"$error":"#VALUE!"}},30,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA31<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA31+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F31),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F31-Scenario1!AJ31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G31-Scenario1!AK31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G31-Scenario1!AK31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H31-Scenario1!AL31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H31))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K31),(Scenario1!G31)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F31*12),(Scenario1!F31))),(Scenario1!C31))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F31-Scenario1!AJ31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G31-Scenario1!AK31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G31-Scenario1!AK31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H31-Scenario1!AL31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H31))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K31),(Scenario1!G31)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F31*12),(Scenario1!F31))),(Scenario1!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J31),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L31))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O31),(Scenario1!C31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C31),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P31)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O31)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L31))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O31),(Scenario1!C31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C31),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P31),(Scenario1!C31)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O31),(Scenario1!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C31),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q31))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E31),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U31)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T31)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q31))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E31),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U31),(Scenario1!E31)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T31),(Scenario1!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M31),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE31))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF31),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD31),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE31))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD31),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF31),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH31))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J31),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF31),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH31))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI31), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ31),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK31))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE31),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT31))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF31),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG31),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH31))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE31),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI31), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ31),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK31))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F31),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F31-Scenario2!AJ31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G31-Scenario2!AK31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G31-Scenario2!AK31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H31-Scenario2!AL31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H31))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K31),(Scenario2!G31)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F31*12),(Scenario2!F31))),(Scenario2!C31))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F31-Scenario2!AJ31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G31-Scenario2!AK31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G31-Scenario2!AK31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H31-Scenario2!AL31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H31))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K31),(Scenario2!G31)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F31*12),(Scenario2!F31))),(Scenario2!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J31),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L31))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O31),(Scenario2!C31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C31),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P31)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O31)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L31))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O31),(Scenario2!C31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C31),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P31),(Scenario2!C31)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O31),(Scenario2!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C31),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q31))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E31),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U31)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T31)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q31))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E31),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U31),(Scenario2!E31)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T31),(Scenario2!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M31),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE31))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF31),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD31),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE31))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD31),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF31),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH31))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J31),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF31),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH31))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI31), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ31),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK31))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE31),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT31))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF31),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG31),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH31))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE31),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI31), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ31),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK31))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F31),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F31-Scenario3!AJ31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G31-Scenario3!AK31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G31-Scenario3!AK31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H31-Scenario3!AL31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H31))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K31),(Scenario3!G31)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F31*12),(Scenario3!F31))),(Scenario3!C31))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F31-Scenario3!AJ31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G31-Scenario3!AK31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G31-Scenario3!AK31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H31-Scenario3!AL31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H31))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K31),(Scenario3!G31)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F31*12),(Scenario3!F31))),(Scenario3!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J31),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L31))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O31),(Scenario3!C31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C31),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P31)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O31)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L31))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O31),(Scenario3!C31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C31),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P31),(Scenario3!C31)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O31),(Scenario3!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C31),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q31))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E31),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U31)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T31)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q31))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E31),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U31),(Scenario3!E31)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T31),(Scenario3!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M31),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE31))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF31),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD31),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE31))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD31),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF31),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH31))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J31),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF31),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH31))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI31), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ31),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK31))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE31),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT31))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF31),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG31),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH31))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE31),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI31), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ31),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK31))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F31),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F31-Scenario4!AJ31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G31-Scenario4!AK31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G31-Scenario4!AK31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H31-Scenario4!AL31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H31))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K31),(Scenario4!G31)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F31*12),(Scenario4!F31))),(Scenario4!C31))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F31-Scenario4!AJ31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G31-Scenario4!AK31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G31-Scenario4!AK31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H31-Scenario4!AL31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H31))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K31),(Scenario4!G31)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F31*12),(Scenario4!F31))),(Scenario4!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J31),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L31))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O31),(Scenario4!C31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C31),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P31)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O31)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L31))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O31),(Scenario4!C31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C31),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P31),(Scenario4!C31)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O31),(Scenario4!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C31),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q31))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E31),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U31)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T31)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q31))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E31),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U31),(Scenario4!E31)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T31),(Scenario4!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M31),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE31))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF31),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD31),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE31))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD31),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF31),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH31))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J31),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF31),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH31))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI31), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ31),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK31))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE31),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT31))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF31),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG31),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH31))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE31),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI31), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ31),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK31))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F31),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F31-Scenario5!AJ31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G31-Scenario5!AK31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G31-Scenario5!AK31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H31-Scenario5!AL31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H31))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K31),(Scenario5!G31)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F31*12),(Scenario5!F31))),(Scenario5!C31))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F31-Scenario5!AJ31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G31-Scenario5!AK31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G31-Scenario5!AK31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H31-Scenario5!AL31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H31))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K31),(Scenario5!G31)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F31*12),(Scenario5!F31))),(Scenario5!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J31),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L31))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O31),(Scenario5!C31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C31),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P31)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O31)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L31))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O31),(Scenario5!C31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C31),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P31),(Scenario5!C31)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O31),(Scenario5!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C31),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q31))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E31),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U31)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T31)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q31))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E31),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U31),(Scenario5!E31)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T31),(Scenario5!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M31),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE31))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF31),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD31),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE31))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD31),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF31),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH31))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J31),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF31),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH31))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI31), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ31),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK31))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE31),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT31))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF31),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG31),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH31))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE31),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI31), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ31),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK31))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F31),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F31-Scenario6!AJ31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G31-Scenario6!AK31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G31-Scenario6!AK31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H31-Scenario6!AL31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H31))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K31),(Scenario6!G31)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F31*12),(Scenario6!F31))),(Scenario6!C31))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F31-Scenario6!AJ31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G31-Scenario6!AK31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G31-Scenario6!AK31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H31-Scenario6!AL31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H31))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K31),(Scenario6!G31)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F31*12),(Scenario6!F31))),(Scenario6!C31)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK32))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J31),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L31))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O31),(Scenario6!C31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C31),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P31)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O31)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L31))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O31),(Scenario6!C31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C31),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P31),(Scenario6!C31)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O31),(Scenario6!C31))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C31),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q31))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E31),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U31)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T31)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q31))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E31),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U31),(Scenario6!E31)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T31),(Scenario6!E31))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M31),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE31))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF31),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD31),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE31))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD31),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF31),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH31))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL31),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J31),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF31),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH31))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI31), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ31),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK31))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE31),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT31))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF31),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG31),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH31))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A32+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE31),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI31), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ31),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK31))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL31),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A32+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,{"$f":"IF(BJ31=\"\",\"SUN LIFE\",UPPER(BJ31))","v":"SUN LIFE"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA32,F32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB32,M32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC32,T32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED32,AA32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE32,AH32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF32,AO32),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA32,EH32),0.1),IRR((EA$3:EA32,EH32),EU31))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB32,EI32),0.1),IRR((EB$3:EB32,EI32),EV31))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC32,EJ32),0.1),IRR((EC$3:EC32,EJ32),EW31))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED32,EK32),0.1),IRR((ED$3:ED32,EK32),EX31))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE32,EL32),0.1),IRR((EE$3:EE32,EL32),EY31))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF32,EM32),0.1),IRR((EF$3:EF32,EM32),EZ31))","v":{"$error":"#VALUE!"}},31,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA32<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA32+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F32),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F32-Scenario1!AJ32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G32-Scenario1!AK32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G32-Scenario1!AK32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H32-Scenario1!AL32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H32))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K32),(Scenario1!G32)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F32*12),(Scenario1!F32))),(Scenario1!C32))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F32-Scenario1!AJ32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G32-Scenario1!AK32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G32-Scenario1!AK32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H32-Scenario1!AL32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H32))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K32),(Scenario1!G32)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F32*12),(Scenario1!F32))),(Scenario1!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J32),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L32))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O32),(Scenario1!C32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C32),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P32)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O32)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L32))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O32),(Scenario1!C32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C32),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P32),(Scenario1!C32)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O32),(Scenario1!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C32),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q32))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E32),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U32)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T32)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q32))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E32),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U32),(Scenario1!E32)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T32),(Scenario1!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M32),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE32))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF32),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD32),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE32))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD32),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF32),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH32))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J32),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF32),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH32))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI32), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ32),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK32))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE32),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT32))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF32),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG32),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH32))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE32),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI32), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ32),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK32))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F32),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F32-Scenario2!AJ32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G32-Scenario2!AK32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G32-Scenario2!AK32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H32-Scenario2!AL32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H32))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K32),(Scenario2!G32)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F32*12),(Scenario2!F32))),(Scenario2!C32))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F32-Scenario2!AJ32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G32-Scenario2!AK32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G32-Scenario2!AK32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H32-Scenario2!AL32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H32))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K32),(Scenario2!G32)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F32*12),(Scenario2!F32))),(Scenario2!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J32),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L32))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O32),(Scenario2!C32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C32),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P32)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O32)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L32))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O32),(Scenario2!C32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C32),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P32),(Scenario2!C32)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O32),(Scenario2!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C32),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q32))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E32),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U32)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T32)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q32))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E32),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U32),(Scenario2!E32)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T32),(Scenario2!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M32),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE32))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF32),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD32),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE32))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD32),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF32),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH32))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J32),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF32),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH32))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI32), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ32),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK32))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE32),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT32))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF32),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG32),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH32))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE32),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI32), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ32),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK32))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F32),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F32-Scenario3!AJ32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G32-Scenario3!AK32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G32-Scenario3!AK32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H32-Scenario3!AL32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H32))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K32),(Scenario3!G32)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F32*12),(Scenario3!F32))),(Scenario3!C32))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F32-Scenario3!AJ32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G32-Scenario3!AK32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G32-Scenario3!AK32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H32-Scenario3!AL32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H32))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K32),(Scenario3!G32)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F32*12),(Scenario3!F32))),(Scenario3!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J32),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L32))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O32),(Scenario3!C32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C32),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P32)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O32)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L32))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O32),(Scenario3!C32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C32),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P32),(Scenario3!C32)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O32),(Scenario3!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C32),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q32))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E32),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U32)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T32)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q32))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E32),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U32),(Scenario3!E32)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T32),(Scenario3!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M32),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE32))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF32),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD32),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE32))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD32),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF32),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH32))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J32),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF32),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH32))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI32), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ32),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK32))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE32),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT32))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF32),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG32),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH32))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE32),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI32), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ32),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK32))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F32),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F32-Scenario4!AJ32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G32-Scenario4!AK32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G32-Scenario4!AK32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H32-Scenario4!AL32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H32))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K32),(Scenario4!G32)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F32*12),(Scenario4!F32))),(Scenario4!C32))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F32-Scenario4!AJ32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G32-Scenario4!AK32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G32-Scenario4!AK32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H32-Scenario4!AL32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H32))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K32),(Scenario4!G32)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F32*12),(Scenario4!F32))),(Scenario4!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J32),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L32))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O32),(Scenario4!C32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C32),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P32)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O32)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L32))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O32),(Scenario4!C32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C32),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P32),(Scenario4!C32)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O32),(Scenario4!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C32),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q32))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E32),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U32)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T32)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q32))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E32),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U32),(Scenario4!E32)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T32),(Scenario4!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M32),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE32))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF32),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD32),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE32))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD32),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF32),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH32))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J32),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF32),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH32))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI32), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ32),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK32))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE32),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT32))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF32),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG32),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH32))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE32),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI32), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ32),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK32))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F32),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F32-Scenario5!AJ32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G32-Scenario5!AK32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G32-Scenario5!AK32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H32-Scenario5!AL32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H32))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K32),(Scenario5!G32)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F32*12),(Scenario5!F32))),(Scenario5!C32))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F32-Scenario5!AJ32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G32-Scenario5!AK32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G32-Scenario5!AK32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H32-Scenario5!AL32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H32))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K32),(Scenario5!G32)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F32*12),(Scenario5!F32))),(Scenario5!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J32),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L32))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O32),(Scenario5!C32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C32),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P32)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O32)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L32))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O32),(Scenario5!C32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C32),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P32),(Scenario5!C32)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O32),(Scenario5!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C32),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q32))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E32),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U32)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T32)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q32))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E32),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U32),(Scenario5!E32)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T32),(Scenario5!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M32),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE32))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF32),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD32),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE32))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD32),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF32),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH32))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J32),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF32),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH32))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI32), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ32),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK32))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE32),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT32))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF32),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG32),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH32))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE32),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI32), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ32),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK32))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F32),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F32-Scenario6!AJ32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G32-Scenario6!AK32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G32-Scenario6!AK32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H32-Scenario6!AL32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H32))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K32),(Scenario6!G32)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F32*12),(Scenario6!F32))),(Scenario6!C32))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F32-Scenario6!AJ32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G32-Scenario6!AK32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G32-Scenario6!AK32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H32-Scenario6!AL32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H32))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K32),(Scenario6!G32)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F32*12),(Scenario6!F32))),(Scenario6!C32)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK33))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J32),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L32))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O32),(Scenario6!C32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C32),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P32)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O32)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L32))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O32),(Scenario6!C32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C32),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P32),(Scenario6!C32)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O32),(Scenario6!C32))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C32),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q32))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E32),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U32)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T32)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q32))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E32),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U32),(Scenario6!E32)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T32),(Scenario6!E32))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M32),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE32))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF32),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD32),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE32))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD32),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF32),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH32))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL32),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J32),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF32),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH32))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI32), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ32),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK32))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE32),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT32))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF32),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG32),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH32))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A33+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE32),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI32), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ32),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK32))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL32),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A33+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,{"$f":"IF(AND(BJ29=TRUE,Scenario1!EQ2<>Scenario1!B2-1),1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA33,F33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB33,M33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC33,T33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED33,AA33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE33,AH33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF33,AO33),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA33,EH33),0.1),IRR((EA$3:EA33,EH33),EU32))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB33,EI33),0.1),IRR((EB$3:EB33,EI33),EV32))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC33,EJ33),0.1),IRR((EC$3:EC33,EJ33),EW32))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED33,EK33),0.1),IRR((ED$3:ED33,EK33),EX32))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE33,EL33),0.1),IRR((EE$3:EE33,EL33),EY32))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF33,EM33),0.1),IRR((EF$3:EF33,EM33),EZ32))","v":{"$error":"#VALUE!"}},32,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA33<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA33+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F33),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F33-Scenario1!AJ33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G33-Scenario1!AK33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G33-Scenario1!AK33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H33-Scenario1!AL33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H33))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K33),(Scenario1!G33)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F33*12),(Scenario1!F33))),(Scenario1!C33))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F33-Scenario1!AJ33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G33-Scenario1!AK33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G33-Scenario1!AK33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H33-Scenario1!AL33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H33))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K33),(Scenario1!G33)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F33*12),(Scenario1!F33))),(Scenario1!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J33),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L33))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O33),(Scenario1!C33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C33),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P33)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O33)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L33))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O33),(Scenario1!C33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C33),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P33),(Scenario1!C33)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O33),(Scenario1!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C33),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q33))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E33),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U33)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T33)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q33))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E33),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U33),(Scenario1!E33)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T33),(Scenario1!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M33),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE33))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF33),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD33),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE33))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD33),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF33),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH33))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J33),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF33),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH33))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI33), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ33),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK33))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE33),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT33))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF33),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG33),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH33))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE33),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI33), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ33),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK33))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F33),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F33-Scenario2!AJ33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G33-Scenario2!AK33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G33-Scenario2!AK33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H33-Scenario2!AL33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H33))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K33),(Scenario2!G33)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F33*12),(Scenario2!F33))),(Scenario2!C33))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F33-Scenario2!AJ33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G33-Scenario2!AK33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G33-Scenario2!AK33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H33-Scenario2!AL33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H33))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K33),(Scenario2!G33)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F33*12),(Scenario2!F33))),(Scenario2!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J33),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L33))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O33),(Scenario2!C33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C33),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P33)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O33)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L33))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O33),(Scenario2!C33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C33),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P33),(Scenario2!C33)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O33),(Scenario2!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C33),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q33))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E33),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U33)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T33)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q33))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E33),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U33),(Scenario2!E33)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T33),(Scenario2!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M33),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE33))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF33),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD33),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE33))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD33),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF33),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH33))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J33),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF33),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH33))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI33), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ33),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK33))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE33),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT33))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF33),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG33),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH33))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE33),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI33), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ33),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK33))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F33),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F33-Scenario3!AJ33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G33-Scenario3!AK33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G33-Scenario3!AK33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H33-Scenario3!AL33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H33))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K33),(Scenario3!G33)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F33*12),(Scenario3!F33))),(Scenario3!C33))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F33-Scenario3!AJ33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G33-Scenario3!AK33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G33-Scenario3!AK33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H33-Scenario3!AL33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H33))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K33),(Scenario3!G33)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F33*12),(Scenario3!F33))),(Scenario3!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J33),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L33))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O33),(Scenario3!C33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C33),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P33)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O33)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L33))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O33),(Scenario3!C33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C33),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P33),(Scenario3!C33)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O33),(Scenario3!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C33),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q33))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E33),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U33)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T33)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q33))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E33),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U33),(Scenario3!E33)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T33),(Scenario3!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M33),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE33))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF33),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD33),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE33))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD33),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF33),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH33))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J33),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF33),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH33))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI33), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ33),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK33))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE33),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT33))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF33),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG33),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH33))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE33),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI33), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ33),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK33))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F33),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F33-Scenario4!AJ33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G33-Scenario4!AK33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G33-Scenario4!AK33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H33-Scenario4!AL33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H33))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K33),(Scenario4!G33)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F33*12),(Scenario4!F33))),(Scenario4!C33))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F33-Scenario4!AJ33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G33-Scenario4!AK33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G33-Scenario4!AK33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H33-Scenario4!AL33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H33))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K33),(Scenario4!G33)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F33*12),(Scenario4!F33))),(Scenario4!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J33),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L33))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O33),(Scenario4!C33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C33),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P33)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O33)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L33))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O33),(Scenario4!C33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C33),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P33),(Scenario4!C33)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O33),(Scenario4!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C33),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q33))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E33),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U33)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T33)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q33))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E33),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U33),(Scenario4!E33)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T33),(Scenario4!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M33),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE33))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF33),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD33),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE33))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD33),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF33),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH33))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J33),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF33),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH33))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI33), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ33),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK33))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE33),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT33))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF33),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG33),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH33))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE33),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI33), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ33),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK33))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F33),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F33-Scenario5!AJ33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G33-Scenario5!AK33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G33-Scenario5!AK33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H33-Scenario5!AL33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H33))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K33),(Scenario5!G33)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F33*12),(Scenario5!F33))),(Scenario5!C33))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F33-Scenario5!AJ33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G33-Scenario5!AK33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G33-Scenario5!AK33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H33-Scenario5!AL33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H33))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K33),(Scenario5!G33)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F33*12),(Scenario5!F33))),(Scenario5!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J33),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L33))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O33),(Scenario5!C33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C33),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P33)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O33)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L33))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O33),(Scenario5!C33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C33),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P33),(Scenario5!C33)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O33),(Scenario5!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C33),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q33))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E33),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U33)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T33)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q33))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E33),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U33),(Scenario5!E33)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T33),(Scenario5!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M33),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE33))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF33),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD33),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE33))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD33),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF33),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH33))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J33),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF33),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH33))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI33), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ33),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK33))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE33),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT33))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF33),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG33),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH33))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE33),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI33), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ33),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK33))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F33),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F33-Scenario6!AJ33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G33-Scenario6!AK33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G33-Scenario6!AK33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H33-Scenario6!AL33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H33))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K33),(Scenario6!G33)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F33*12),(Scenario6!F33))),(Scenario6!C33))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F33-Scenario6!AJ33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G33-Scenario6!AK33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G33-Scenario6!AK33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H33-Scenario6!AL33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H33))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K33),(Scenario6!G33)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F33*12),(Scenario6!F33))),(Scenario6!C33)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK34))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J33),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L33))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O33),(Scenario6!C33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C33),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P33)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O33)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L33))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O33),(Scenario6!C33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C33),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P33),(Scenario6!C33)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O33),(Scenario6!C33))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C33),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q33))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E33),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U33)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T33)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q33))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E33),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U33),(Scenario6!E33)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T33),(Scenario6!E33))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M33),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE33))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF33),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD33),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE33))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD33),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF33),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH33))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL33),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J33),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF33),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH33))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI33), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ33),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK33))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE33),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT33))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF33),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG33),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH33))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A34+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE33),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI33), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ33),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK33))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL33),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A34+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA34,F34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB34,M34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC34,T34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED34,AA34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE34,AH34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF34,AO34),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA34,EH34),0.1),IRR((EA$3:EA34,EH34),EU33))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB34,EI34),0.1),IRR((EB$3:EB34,EI34),EV33))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC34,EJ34),0.1),IRR((EC$3:EC34,EJ34),EW33))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED34,EK34),0.1),IRR((ED$3:ED34,EK34),EX33))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE34,EL34),0.1),IRR((EE$3:EE34,EL34),EY33))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF34,EM34),0.1),IRR((EF$3:EF34,EM34),EZ33))","v":{"$error":"#VALUE!"}},33,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA34<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA34+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F34),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F34-Scenario1!AJ34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G34-Scenario1!AK34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G34-Scenario1!AK34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H34-Scenario1!AL34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H34))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K34),(Scenario1!G34)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F34*12),(Scenario1!F34))),(Scenario1!C34))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F34-Scenario1!AJ34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G34-Scenario1!AK34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G34-Scenario1!AK34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H34-Scenario1!AL34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H34))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K34),(Scenario1!G34)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F34*12),(Scenario1!F34))),(Scenario1!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J34),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L34))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O34),(Scenario1!C34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C34),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P34)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O34)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L34))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O34),(Scenario1!C34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C34),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P34),(Scenario1!C34)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O34),(Scenario1!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C34),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q34))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E34),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U34)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T34)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q34))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E34),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U34),(Scenario1!E34)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T34),(Scenario1!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M34),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE34))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF34),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD34),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE34))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD34),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF34),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH34))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J34),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF34),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH34))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI34), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ34),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK34))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE34),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT34))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF34),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG34),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH34))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE34),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI34), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ34),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK34))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F34),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F34-Scenario2!AJ34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G34-Scenario2!AK34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G34-Scenario2!AK34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H34-Scenario2!AL34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H34))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K34),(Scenario2!G34)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F34*12),(Scenario2!F34))),(Scenario2!C34))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F34-Scenario2!AJ34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G34-Scenario2!AK34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G34-Scenario2!AK34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H34-Scenario2!AL34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H34))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K34),(Scenario2!G34)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F34*12),(Scenario2!F34))),(Scenario2!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J34),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L34))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O34),(Scenario2!C34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C34),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P34)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O34)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L34))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O34),(Scenario2!C34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C34),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P34),(Scenario2!C34)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O34),(Scenario2!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C34),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q34))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E34),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U34)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T34)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q34))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E34),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U34),(Scenario2!E34)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T34),(Scenario2!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M34),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE34))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF34),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD34),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE34))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD34),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF34),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH34))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J34),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF34),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH34))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI34), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ34),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK34))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE34),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT34))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF34),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG34),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH34))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE34),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI34), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ34),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK34))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F34),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F34-Scenario3!AJ34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G34-Scenario3!AK34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G34-Scenario3!AK34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H34-Scenario3!AL34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H34))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K34),(Scenario3!G34)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F34*12),(Scenario3!F34))),(Scenario3!C34))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F34-Scenario3!AJ34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G34-Scenario3!AK34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G34-Scenario3!AK34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H34-Scenario3!AL34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H34))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K34),(Scenario3!G34)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F34*12),(Scenario3!F34))),(Scenario3!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J34),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L34))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O34),(Scenario3!C34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C34),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P34)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O34)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L34))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O34),(Scenario3!C34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C34),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P34),(Scenario3!C34)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O34),(Scenario3!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C34),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q34))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E34),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U34)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T34)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q34))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E34),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U34),(Scenario3!E34)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T34),(Scenario3!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M34),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE34))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF34),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD34),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE34))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD34),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF34),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH34))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J34),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF34),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH34))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI34), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ34),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK34))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE34),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT34))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF34),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG34),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH34))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE34),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI34), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ34),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK34))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F34),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F34-Scenario4!AJ34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G34-Scenario4!AK34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G34-Scenario4!AK34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H34-Scenario4!AL34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H34))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K34),(Scenario4!G34)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F34*12),(Scenario4!F34))),(Scenario4!C34))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F34-Scenario4!AJ34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G34-Scenario4!AK34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G34-Scenario4!AK34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H34-Scenario4!AL34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H34))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K34),(Scenario4!G34)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F34*12),(Scenario4!F34))),(Scenario4!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J34),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L34))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O34),(Scenario4!C34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C34),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P34)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O34)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L34))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O34),(Scenario4!C34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C34),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P34),(Scenario4!C34)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O34),(Scenario4!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C34),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q34))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E34),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U34)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T34)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q34))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E34),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U34),(Scenario4!E34)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T34),(Scenario4!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M34),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE34))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF34),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD34),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE34))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD34),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF34),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH34))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J34),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF34),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH34))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI34), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ34),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK34))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE34),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT34))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF34),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG34),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH34))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE34),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI34), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ34),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK34))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F34),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F34-Scenario5!AJ34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G34-Scenario5!AK34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G34-Scenario5!AK34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H34-Scenario5!AL34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H34))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K34),(Scenario5!G34)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F34*12),(Scenario5!F34))),(Scenario5!C34))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F34-Scenario5!AJ34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G34-Scenario5!AK34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G34-Scenario5!AK34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H34-Scenario5!AL34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H34))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K34),(Scenario5!G34)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F34*12),(Scenario5!F34))),(Scenario5!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J34),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L34))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O34),(Scenario5!C34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C34),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P34)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O34)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L34))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O34),(Scenario5!C34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C34),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P34),(Scenario5!C34)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O34),(Scenario5!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C34),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q34))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E34),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U34)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T34)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q34))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E34),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U34),(Scenario5!E34)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T34),(Scenario5!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M34),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE34))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF34),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD34),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE34))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD34),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF34),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH34))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J34),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF34),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH34))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI34), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ34),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK34))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE34),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT34))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF34),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG34),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH34))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE34),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI34), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ34),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK34))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F34),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F34-Scenario6!AJ34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G34-Scenario6!AK34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G34-Scenario6!AK34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H34-Scenario6!AL34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H34))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K34),(Scenario6!G34)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F34*12),(Scenario6!F34))),(Scenario6!C34))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F34-Scenario6!AJ34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G34-Scenario6!AK34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G34-Scenario6!AK34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H34-Scenario6!AL34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H34))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K34),(Scenario6!G34)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F34*12),(Scenario6!F34))),(Scenario6!C34)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK35))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J34),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L34))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O34),(Scenario6!C34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C34),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P34)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O34)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L34))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O34),(Scenario6!C34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C34),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P34),(Scenario6!C34)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O34),(Scenario6!C34))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C34),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q34))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E34),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U34)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T34)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q34))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E34),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U34),(Scenario6!E34)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T34),(Scenario6!E34))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M34),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE34))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF34),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD34),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE34))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD34),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF34),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH34))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL34),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J34),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF34),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH34))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI34), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ34),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK34))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE34),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT34))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF34),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG34),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH34))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A35+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE34),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI34), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ34),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK34))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL34),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A35+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,{"$f":"MAX(0,BI35*BI36/100-BI37)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA35,F35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB35,M35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC35,T35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED35,AA35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE35,AH35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF35,AO35),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA35,EH35),0.1),IRR((EA$3:EA35,EH35),EU34))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB35,EI35),0.1),IRR((EB$3:EB35,EI35),EV34))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC35,EJ35),0.1),IRR((EC$3:EC35,EJ35),EW34))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED35,EK35),0.1),IRR((ED$3:ED35,EK35),EX34))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE35,EL35),0.1),IRR((EE$3:EE35,EL35),EY34))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF35,EM35),0.1),IRR((EF$3:EF35,EM35),EZ34))","v":{"$error":"#VALUE!"}},34,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA35<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA35+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F35),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F35-Scenario1!AJ35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G35-Scenario1!AK35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G35-Scenario1!AK35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H35-Scenario1!AL35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H35))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K35),(Scenario1!G35)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F35*12),(Scenario1!F35))),(Scenario1!C35))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F35-Scenario1!AJ35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G35-Scenario1!AK35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G35-Scenario1!AK35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H35-Scenario1!AL35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H35))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K35),(Scenario1!G35)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F35*12),(Scenario1!F35))),(Scenario1!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J35),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L35))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O35),(Scenario1!C35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C35),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P35)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O35)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L35))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O35),(Scenario1!C35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C35),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P35),(Scenario1!C35)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O35),(Scenario1!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C35),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q35))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E35),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U35)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T35)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q35))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E35),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U35),(Scenario1!E35)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T35),(Scenario1!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M35),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE35))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF35),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD35),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE35))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD35),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF35),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH35))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J35),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF35),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH35))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI35), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ35),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK35))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE35),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT35))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF35),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG35),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH35))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE35),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI35), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ35),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK35))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F35),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F35-Scenario2!AJ35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G35-Scenario2!AK35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G35-Scenario2!AK35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H35-Scenario2!AL35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H35))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K35),(Scenario2!G35)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F35*12),(Scenario2!F35))),(Scenario2!C35))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F35-Scenario2!AJ35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G35-Scenario2!AK35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G35-Scenario2!AK35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H35-Scenario2!AL35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H35))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K35),(Scenario2!G35)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F35*12),(Scenario2!F35))),(Scenario2!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J35),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L35))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O35),(Scenario2!C35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C35),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P35)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O35)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L35))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O35),(Scenario2!C35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C35),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P35),(Scenario2!C35)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O35),(Scenario2!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C35),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q35))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E35),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U35)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T35)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q35))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E35),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U35),(Scenario2!E35)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T35),(Scenario2!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M35),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE35))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF35),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD35),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE35))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD35),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF35),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH35))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J35),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF35),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH35))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI35), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ35),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK35))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE35),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT35))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF35),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG35),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH35))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE35),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI35), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ35),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK35))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F35),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F35-Scenario3!AJ35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G35-Scenario3!AK35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G35-Scenario3!AK35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H35-Scenario3!AL35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H35))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K35),(Scenario3!G35)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F35*12),(Scenario3!F35))),(Scenario3!C35))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F35-Scenario3!AJ35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G35-Scenario3!AK35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G35-Scenario3!AK35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H35-Scenario3!AL35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H35))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K35),(Scenario3!G35)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F35*12),(Scenario3!F35))),(Scenario3!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J35),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L35))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O35),(Scenario3!C35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C35),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P35)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O35)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L35))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O35),(Scenario3!C35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C35),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P35),(Scenario3!C35)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O35),(Scenario3!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C35),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q35))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E35),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U35)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T35)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q35))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E35),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U35),(Scenario3!E35)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T35),(Scenario3!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M35),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE35))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF35),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD35),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE35))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD35),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF35),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH35))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J35),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF35),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH35))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI35), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ35),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK35))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE35),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT35))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF35),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG35),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH35))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE35),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI35), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ35),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK35))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F35),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F35-Scenario4!AJ35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G35-Scenario4!AK35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G35-Scenario4!AK35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H35-Scenario4!AL35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H35))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K35),(Scenario4!G35)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F35*12),(Scenario4!F35))),(Scenario4!C35))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F35-Scenario4!AJ35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G35-Scenario4!AK35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G35-Scenario4!AK35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H35-Scenario4!AL35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H35))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K35),(Scenario4!G35)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F35*12),(Scenario4!F35))),(Scenario4!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J35),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L35))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O35),(Scenario4!C35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C35),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P35)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O35)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L35))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O35),(Scenario4!C35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C35),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P35),(Scenario4!C35)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O35),(Scenario4!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C35),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q35))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E35),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U35)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T35)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q35))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E35),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U35),(Scenario4!E35)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T35),(Scenario4!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M35),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE35))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF35),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD35),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE35))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD35),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF35),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH35))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J35),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF35),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH35))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI35), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ35),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK35))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE35),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT35))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF35),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG35),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH35))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE35),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI35), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ35),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK35))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F35),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F35-Scenario5!AJ35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G35-Scenario5!AK35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G35-Scenario5!AK35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H35-Scenario5!AL35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H35))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K35),(Scenario5!G35)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F35*12),(Scenario5!F35))),(Scenario5!C35))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F35-Scenario5!AJ35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G35-Scenario5!AK35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G35-Scenario5!AK35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H35-Scenario5!AL35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H35))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K35),(Scenario5!G35)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F35*12),(Scenario5!F35))),(Scenario5!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J35),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L35))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O35),(Scenario5!C35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C35),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P35)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O35)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L35))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O35),(Scenario5!C35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C35),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P35),(Scenario5!C35)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O35),(Scenario5!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C35),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q35))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E35),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U35)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T35)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q35))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E35),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U35),(Scenario5!E35)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T35),(Scenario5!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M35),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE35))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF35),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD35),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE35))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD35),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF35),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH35))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J35),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF35),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH35))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI35), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ35),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK35))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE35),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT35))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF35),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG35),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH35))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE35),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI35), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ35),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK35))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F35),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F35-Scenario6!AJ35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G35-Scenario6!AK35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G35-Scenario6!AK35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H35-Scenario6!AL35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H35))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K35),(Scenario6!G35)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F35*12),(Scenario6!F35))),(Scenario6!C35))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F35-Scenario6!AJ35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G35-Scenario6!AK35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G35-Scenario6!AK35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H35-Scenario6!AL35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H35))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K35),(Scenario6!G35)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F35*12),(Scenario6!F35))),(Scenario6!C35)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK36))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J35),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L35))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O35),(Scenario6!C35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C35),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P35)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O35)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L35))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O35),(Scenario6!C35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C35),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P35),(Scenario6!C35)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O35),(Scenario6!C35))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C35),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q35))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E35),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U35)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T35)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q35))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E35),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U35),(Scenario6!E35)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T35),(Scenario6!E35))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M35),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE35))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF35),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD35),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE35))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD35),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF35),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH35))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL35),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J35),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF35),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH35))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI35), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ35),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK35))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE35),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT35))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF35),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG35),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH35))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A36+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE35),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI35), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ35),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK35))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL35),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A36+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,{"$f":"ROUNDUP(ROUND(PV((1+BI38/100)/(1+BI39/100)-1,BI40,-1,0,1),2)*BJ35,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA36,F36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB36,M36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC36,T36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED36,AA36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE36,AH36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF36,AO36),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA36,EH36),0.1),IRR((EA$3:EA36,EH36),EU35))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB36,EI36),0.1),IRR((EB$3:EB36,EI36),EV35))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC36,EJ36),0.1),IRR((EC$3:EC36,EJ36),EW35))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED36,EK36),0.1),IRR((ED$3:ED36,EK36),EX35))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE36,EL36),0.1),IRR((EE$3:EE36,EL36),EY35))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF36,EM36),0.1),IRR((EF$3:EF36,EM36),EZ35))","v":{"$error":"#VALUE!"}},35,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA36<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA36+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F36),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F36-Scenario1!AJ36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G36-Scenario1!AK36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G36-Scenario1!AK36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H36-Scenario1!AL36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H36))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K36),(Scenario1!G36)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F36*12),(Scenario1!F36))),(Scenario1!C36))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F36-Scenario1!AJ36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G36-Scenario1!AK36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G36-Scenario1!AK36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H36-Scenario1!AL36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H36))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K36),(Scenario1!G36)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F36*12),(Scenario1!F36))),(Scenario1!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J36),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L36))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O36),(Scenario1!C36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C36),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P36)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O36)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L36))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O36),(Scenario1!C36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C36),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P36),(Scenario1!C36)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O36),(Scenario1!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C36),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q36))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E36),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U36)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T36)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q36))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E36),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U36),(Scenario1!E36)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T36),(Scenario1!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M36),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE36))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF36),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD36),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE36))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD36),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF36),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH36))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J36),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF36),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH36))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI36), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ36),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK36))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE36),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT36))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF36),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG36),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH36))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE36),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI36), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ36),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK36))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F36),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F36-Scenario2!AJ36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G36-Scenario2!AK36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G36-Scenario2!AK36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H36-Scenario2!AL36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H36))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K36),(Scenario2!G36)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F36*12),(Scenario2!F36))),(Scenario2!C36))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F36-Scenario2!AJ36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G36-Scenario2!AK36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G36-Scenario2!AK36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H36-Scenario2!AL36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H36))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K36),(Scenario2!G36)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F36*12),(Scenario2!F36))),(Scenario2!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J36),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L36))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O36),(Scenario2!C36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C36),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P36)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O36)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L36))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O36),(Scenario2!C36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C36),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P36),(Scenario2!C36)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O36),(Scenario2!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C36),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q36))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E36),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U36)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T36)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q36))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E36),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U36),(Scenario2!E36)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T36),(Scenario2!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M36),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE36))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF36),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD36),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE36))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD36),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF36),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH36))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J36),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF36),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH36))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI36), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ36),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK36))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE36),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT36))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF36),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG36),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH36))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE36),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI36), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ36),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK36))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F36),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F36-Scenario3!AJ36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G36-Scenario3!AK36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G36-Scenario3!AK36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H36-Scenario3!AL36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H36))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K36),(Scenario3!G36)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F36*12),(Scenario3!F36))),(Scenario3!C36))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F36-Scenario3!AJ36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G36-Scenario3!AK36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G36-Scenario3!AK36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H36-Scenario3!AL36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H36))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K36),(Scenario3!G36)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F36*12),(Scenario3!F36))),(Scenario3!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J36),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L36))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O36),(Scenario3!C36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C36),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P36)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O36)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L36))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O36),(Scenario3!C36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C36),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P36),(Scenario3!C36)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O36),(Scenario3!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C36),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q36))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E36),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U36)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T36)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q36))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E36),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U36),(Scenario3!E36)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T36),(Scenario3!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M36),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE36))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF36),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD36),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE36))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD36),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF36),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH36))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J36),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF36),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH36))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI36), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ36),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK36))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE36),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT36))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF36),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG36),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH36))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE36),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI36), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ36),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK36))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F36),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F36-Scenario4!AJ36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G36-Scenario4!AK36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G36-Scenario4!AK36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H36-Scenario4!AL36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H36))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K36),(Scenario4!G36)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F36*12),(Scenario4!F36))),(Scenario4!C36))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F36-Scenario4!AJ36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G36-Scenario4!AK36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G36-Scenario4!AK36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H36-Scenario4!AL36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H36))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K36),(Scenario4!G36)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F36*12),(Scenario4!F36))),(Scenario4!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J36),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L36))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O36),(Scenario4!C36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C36),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P36)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O36)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L36))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O36),(Scenario4!C36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C36),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P36),(Scenario4!C36)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O36),(Scenario4!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C36),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q36))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E36),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U36)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T36)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q36))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E36),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U36),(Scenario4!E36)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T36),(Scenario4!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M36),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE36))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF36),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD36),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE36))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD36),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF36),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH36))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J36),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF36),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH36))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI36), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ36),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK36))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE36),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT36))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF36),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG36),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH36))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE36),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI36), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ36),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK36))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F36),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F36-Scenario5!AJ36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G36-Scenario5!AK36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G36-Scenario5!AK36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H36-Scenario5!AL36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H36))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K36),(Scenario5!G36)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F36*12),(Scenario5!F36))),(Scenario5!C36))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F36-Scenario5!AJ36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G36-Scenario5!AK36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G36-Scenario5!AK36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H36-Scenario5!AL36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H36))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K36),(Scenario5!G36)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F36*12),(Scenario5!F36))),(Scenario5!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J36),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L36))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O36),(Scenario5!C36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C36),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P36)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O36)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L36))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O36),(Scenario5!C36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C36),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P36),(Scenario5!C36)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O36),(Scenario5!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C36),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q36))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E36),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U36)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T36)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q36))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E36),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U36),(Scenario5!E36)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T36),(Scenario5!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M36),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE36))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF36),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD36),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE36))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD36),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF36),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH36))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J36),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF36),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH36))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI36), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ36),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK36))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE36),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT36))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF36),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG36),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH36))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE36),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI36), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ36),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK36))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F36),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F36-Scenario6!AJ36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G36-Scenario6!AK36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G36-Scenario6!AK36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H36-Scenario6!AL36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H36))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K36),(Scenario6!G36)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F36*12),(Scenario6!F36))),(Scenario6!C36))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F36-Scenario6!AJ36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G36-Scenario6!AK36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G36-Scenario6!AK36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H36-Scenario6!AL36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H36))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K36),(Scenario6!G36)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F36*12),(Scenario6!F36))),(Scenario6!C36)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK37))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J36),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L36))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O36),(Scenario6!C36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C36),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P36)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O36)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L36))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O36),(Scenario6!C36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C36),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P36),(Scenario6!C36)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O36),(Scenario6!C36))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C36),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q36))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E36),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U36)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T36)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q36))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E36),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U36),(Scenario6!E36)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T36),(Scenario6!E36))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M36),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE36))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF36),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD36),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE36))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD36),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF36),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH36))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL36),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J36),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF36),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH36))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI36), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ36),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK36))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE36),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT36))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF36),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG36),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH36))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A37+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE36),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI36), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ36),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK36))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL36),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A37+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA37,F37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB37,M37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC37,T37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED37,AA37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE37,AH37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF37,AO37),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA37,EH37),0.1),IRR((EA$3:EA37,EH37),EU36))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB37,EI37),0.1),IRR((EB$3:EB37,EI37),EV36))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC37,EJ37),0.1),IRR((EC$3:EC37,EJ37),EW36))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED37,EK37),0.1),IRR((ED$3:ED37,EK37),EX36))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE37,EL37),0.1),IRR((EE$3:EE37,EL37),EY36))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF37,EM37),0.1),IRR((EF$3:EF37,EM37),EZ36))","v":{"$error":"#VALUE!"}},36,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA37<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA37+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F37),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F37-Scenario1!AJ37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G37-Scenario1!AK37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G37-Scenario1!AK37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H37-Scenario1!AL37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H37))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K37),(Scenario1!G37)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F37*12),(Scenario1!F37))),(Scenario1!C37))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F37-Scenario1!AJ37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G37-Scenario1!AK37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G37-Scenario1!AK37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H37-Scenario1!AL37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H37))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K37),(Scenario1!G37)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F37*12),(Scenario1!F37))),(Scenario1!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J37),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L37))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O37),(Scenario1!C37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C37),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P37)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O37)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L37))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O37),(Scenario1!C37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C37),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P37),(Scenario1!C37)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O37),(Scenario1!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C37),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q37))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E37),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U37)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T37)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q37))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E37),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U37),(Scenario1!E37)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T37),(Scenario1!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M37),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE37))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF37),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD37),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE37))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD37),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF37),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH37))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J37),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF37),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH37))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI37), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ37),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK37))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE37),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT37))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF37),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG37),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH37))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE37),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI37), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ37),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK37))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F37),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F37-Scenario2!AJ37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G37-Scenario2!AK37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G37-Scenario2!AK37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H37-Scenario2!AL37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H37))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K37),(Scenario2!G37)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F37*12),(Scenario2!F37))),(Scenario2!C37))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F37-Scenario2!AJ37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G37-Scenario2!AK37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G37-Scenario2!AK37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H37-Scenario2!AL37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H37))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K37),(Scenario2!G37)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F37*12),(Scenario2!F37))),(Scenario2!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J37),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L37))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O37),(Scenario2!C37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C37),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P37)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O37)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L37))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O37),(Scenario2!C37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C37),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P37),(Scenario2!C37)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O37),(Scenario2!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C37),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q37))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E37),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U37)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T37)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q37))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E37),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U37),(Scenario2!E37)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T37),(Scenario2!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M37),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE37))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF37),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD37),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE37))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD37),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF37),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH37))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J37),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF37),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH37))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI37), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ37),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK37))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE37),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT37))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF37),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG37),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH37))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE37),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI37), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ37),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK37))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F37),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F37-Scenario3!AJ37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G37-Scenario3!AK37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G37-Scenario3!AK37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H37-Scenario3!AL37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H37))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K37),(Scenario3!G37)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F37*12),(Scenario3!F37))),(Scenario3!C37))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F37-Scenario3!AJ37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G37-Scenario3!AK37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G37-Scenario3!AK37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H37-Scenario3!AL37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H37))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K37),(Scenario3!G37)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F37*12),(Scenario3!F37))),(Scenario3!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J37),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L37))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O37),(Scenario3!C37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C37),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P37)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O37)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L37))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O37),(Scenario3!C37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C37),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P37),(Scenario3!C37)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O37),(Scenario3!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C37),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q37))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E37),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U37)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T37)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q37))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E37),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U37),(Scenario3!E37)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T37),(Scenario3!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M37),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE37))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF37),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD37),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE37))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD37),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF37),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH37))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J37),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF37),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH37))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI37), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ37),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK37))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE37),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT37))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF37),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG37),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH37))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE37),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI37), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ37),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK37))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F37),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F37-Scenario4!AJ37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G37-Scenario4!AK37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G37-Scenario4!AK37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H37-Scenario4!AL37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H37))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K37),(Scenario4!G37)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F37*12),(Scenario4!F37))),(Scenario4!C37))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F37-Scenario4!AJ37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G37-Scenario4!AK37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G37-Scenario4!AK37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H37-Scenario4!AL37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H37))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K37),(Scenario4!G37)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F37*12),(Scenario4!F37))),(Scenario4!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J37),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L37))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O37),(Scenario4!C37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C37),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P37)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O37)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L37))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O37),(Scenario4!C37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C37),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P37),(Scenario4!C37)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O37),(Scenario4!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C37),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q37))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E37),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U37)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T37)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q37))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E37),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U37),(Scenario4!E37)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T37),(Scenario4!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M37),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE37))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF37),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD37),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE37))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD37),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF37),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH37))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J37),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF37),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH37))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI37), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ37),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK37))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE37),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT37))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF37),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG37),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH37))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE37),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI37), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ37),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK37))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F37),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F37-Scenario5!AJ37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G37-Scenario5!AK37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G37-Scenario5!AK37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H37-Scenario5!AL37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H37))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K37),(Scenario5!G37)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F37*12),(Scenario5!F37))),(Scenario5!C37))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F37-Scenario5!AJ37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G37-Scenario5!AK37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G37-Scenario5!AK37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H37-Scenario5!AL37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H37))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K37),(Scenario5!G37)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F37*12),(Scenario5!F37))),(Scenario5!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J37),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L37))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O37),(Scenario5!C37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C37),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P37)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O37)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L37))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O37),(Scenario5!C37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C37),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P37),(Scenario5!C37)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O37),(Scenario5!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C37),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q37))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E37),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U37)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T37)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q37))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E37),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U37),(Scenario5!E37)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T37),(Scenario5!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M37),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE37))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF37),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD37),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE37))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD37),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF37),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH37))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J37),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF37),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH37))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI37), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ37),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK37))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE37),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT37))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF37),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG37),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH37))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE37),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI37), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ37),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK37))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F37),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F37-Scenario6!AJ37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G37-Scenario6!AK37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G37-Scenario6!AK37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H37-Scenario6!AL37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H37))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K37),(Scenario6!G37)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F37*12),(Scenario6!F37))),(Scenario6!C37))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F37-Scenario6!AJ37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G37-Scenario6!AK37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G37-Scenario6!AK37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H37-Scenario6!AL37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H37))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K37),(Scenario6!G37)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F37*12),(Scenario6!F37))),(Scenario6!C37)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK38))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J37),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L37))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O37),(Scenario6!C37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C37),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P37)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O37)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L37))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O37),(Scenario6!C37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C37),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P37),(Scenario6!C37)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O37),(Scenario6!C37))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C37),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q37))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E37),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U37)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T37)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q37))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E37),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U37),(Scenario6!E37)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T37),(Scenario6!E37))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M37),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE37))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF37),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD37),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE37))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD37),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF37),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH37))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL37),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J37),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF37),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH37))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI37), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ37),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK37))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE37),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT37))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF37),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG37),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH37))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A38+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE37),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI37), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ37),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK37))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL37),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A38+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA38,F38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB38,M38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC38,T38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED38,AA38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE38,AH38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF38,AO38),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA38,EH38),0.1),IRR((EA$3:EA38,EH38),EU37))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB38,EI38),0.1),IRR((EB$3:EB38,EI38),EV37))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC38,EJ38),0.1),IRR((EC$3:EC38,EJ38),EW37))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED38,EK38),0.1),IRR((ED$3:ED38,EK38),EX37))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE38,EL38),0.1),IRR((EE$3:EE38,EL38),EY37))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF38,EM38),0.1),IRR((EF$3:EF38,EM38),EZ37))","v":{"$error":"#VALUE!"}},37,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA38<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA38+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F38),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F38-Scenario1!AJ38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G38-Scenario1!AK38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G38-Scenario1!AK38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H38-Scenario1!AL38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H38))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K38),(Scenario1!G38)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F38*12),(Scenario1!F38))),(Scenario1!C38))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F38-Scenario1!AJ38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G38-Scenario1!AK38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G38-Scenario1!AK38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H38-Scenario1!AL38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H38))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K38),(Scenario1!G38)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F38*12),(Scenario1!F38))),(Scenario1!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J38),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L38))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O38),(Scenario1!C38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C38),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P38)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O38)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L38))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O38),(Scenario1!C38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C38),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P38),(Scenario1!C38)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O38),(Scenario1!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C38),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q38))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E38),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U38)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T38)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q38))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E38),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U38),(Scenario1!E38)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T38),(Scenario1!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M38),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE38))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF38),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD38),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE38))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD38),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF38),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH38))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J38),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF38),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH38))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI38), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ38),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK38))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE38),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT38))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF38),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG38),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH38))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE38),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI38), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ38),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK38))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F38),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F38-Scenario2!AJ38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G38-Scenario2!AK38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G38-Scenario2!AK38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H38-Scenario2!AL38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H38))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K38),(Scenario2!G38)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F38*12),(Scenario2!F38))),(Scenario2!C38))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F38-Scenario2!AJ38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G38-Scenario2!AK38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G38-Scenario2!AK38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H38-Scenario2!AL38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H38))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K38),(Scenario2!G38)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F38*12),(Scenario2!F38))),(Scenario2!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J38),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L38))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O38),(Scenario2!C38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C38),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P38)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O38)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L38))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O38),(Scenario2!C38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C38),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P38),(Scenario2!C38)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O38),(Scenario2!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C38),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q38))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E38),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U38)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T38)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q38))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E38),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U38),(Scenario2!E38)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T38),(Scenario2!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M38),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE38))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF38),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD38),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE38))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD38),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF38),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH38))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J38),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF38),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH38))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI38), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ38),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK38))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE38),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT38))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF38),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG38),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH38))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE38),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI38), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ38),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK38))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F38),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F38-Scenario3!AJ38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G38-Scenario3!AK38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G38-Scenario3!AK38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H38-Scenario3!AL38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H38))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K38),(Scenario3!G38)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F38*12),(Scenario3!F38))),(Scenario3!C38))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F38-Scenario3!AJ38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G38-Scenario3!AK38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G38-Scenario3!AK38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H38-Scenario3!AL38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H38))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K38),(Scenario3!G38)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F38*12),(Scenario3!F38))),(Scenario3!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J38),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L38))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O38),(Scenario3!C38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C38),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P38)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O38)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L38))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O38),(Scenario3!C38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C38),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P38),(Scenario3!C38)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O38),(Scenario3!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C38),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q38))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E38),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U38)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T38)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q38))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E38),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U38),(Scenario3!E38)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T38),(Scenario3!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M38),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE38))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF38),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD38),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE38))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD38),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF38),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH38))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J38),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF38),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH38))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI38), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ38),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK38))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE38),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT38))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF38),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG38),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH38))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE38),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI38), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ38),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK38))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F38),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F38-Scenario4!AJ38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G38-Scenario4!AK38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G38-Scenario4!AK38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H38-Scenario4!AL38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H38))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K38),(Scenario4!G38)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F38*12),(Scenario4!F38))),(Scenario4!C38))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F38-Scenario4!AJ38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G38-Scenario4!AK38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G38-Scenario4!AK38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H38-Scenario4!AL38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H38))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K38),(Scenario4!G38)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F38*12),(Scenario4!F38))),(Scenario4!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J38),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L38))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O38),(Scenario4!C38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C38),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P38)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O38)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L38))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O38),(Scenario4!C38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C38),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P38),(Scenario4!C38)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O38),(Scenario4!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C38),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q38))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E38),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U38)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T38)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q38))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E38),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U38),(Scenario4!E38)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T38),(Scenario4!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M38),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE38))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF38),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD38),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE38))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD38),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF38),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH38))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J38),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF38),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH38))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI38), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ38),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK38))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE38),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT38))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF38),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG38),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH38))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE38),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI38), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ38),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK38))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F38),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F38-Scenario5!AJ38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G38-Scenario5!AK38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G38-Scenario5!AK38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H38-Scenario5!AL38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H38))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K38),(Scenario5!G38)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F38*12),(Scenario5!F38))),(Scenario5!C38))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F38-Scenario5!AJ38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G38-Scenario5!AK38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G38-Scenario5!AK38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H38-Scenario5!AL38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H38))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K38),(Scenario5!G38)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F38*12),(Scenario5!F38))),(Scenario5!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J38),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L38))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O38),(Scenario5!C38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C38),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P38)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O38)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L38))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O38),(Scenario5!C38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C38),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P38),(Scenario5!C38)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O38),(Scenario5!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C38),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q38))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E38),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U38)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T38)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q38))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E38),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U38),(Scenario5!E38)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T38),(Scenario5!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M38),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE38))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF38),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD38),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE38))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD38),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF38),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH38))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J38),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF38),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH38))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI38), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ38),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK38))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE38),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT38))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF38),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG38),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH38))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE38),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI38), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ38),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK38))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F38),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F38-Scenario6!AJ38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G38-Scenario6!AK38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G38-Scenario6!AK38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H38-Scenario6!AL38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H38))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K38),(Scenario6!G38)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F38*12),(Scenario6!F38))),(Scenario6!C38))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F38-Scenario6!AJ38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G38-Scenario6!AK38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G38-Scenario6!AK38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H38-Scenario6!AL38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H38))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K38),(Scenario6!G38)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F38*12),(Scenario6!F38))),(Scenario6!C38)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK39))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J38),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L38))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O38),(Scenario6!C38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C38),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P38)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O38)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L38))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O38),(Scenario6!C38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C38),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P38),(Scenario6!C38)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O38),(Scenario6!C38))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C38),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q38))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E38),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U38)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T38)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q38))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E38),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U38),(Scenario6!E38)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T38),(Scenario6!E38))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M38),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE38))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF38),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD38),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE38))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD38),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF38),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH38))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL38),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J38),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF38),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH38))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI38), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ38),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK38))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE38),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT38))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF38),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG38),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH38))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A39+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE38),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI38), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ38),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK38))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL38),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A39+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA39,F39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB39,M39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC39,T39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED39,AA39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE39,AH39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF39,AO39),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA39,EH39),0.1),IRR((EA$3:EA39,EH39),EU38))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB39,EI39),0.1),IRR((EB$3:EB39,EI39),EV38))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC39,EJ39),0.1),IRR((EC$3:EC39,EJ39),EW38))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED39,EK39),0.1),IRR((ED$3:ED39,EK39),EX38))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE39,EL39),0.1),IRR((EE$3:EE39,EL39),EY38))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF39,EM39),0.1),IRR((EF$3:EF39,EM39),EZ38))","v":{"$error":"#VALUE!"}},38,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA39<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA39+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F39),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F39-Scenario1!AJ39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G39-Scenario1!AK39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G39-Scenario1!AK39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H39-Scenario1!AL39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H39))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K39),(Scenario1!G39)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F39*12),(Scenario1!F39))),(Scenario1!C39))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F39-Scenario1!AJ39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G39-Scenario1!AK39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G39-Scenario1!AK39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H39-Scenario1!AL39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H39))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K39),(Scenario1!G39)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F39*12),(Scenario1!F39))),(Scenario1!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J39),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L39))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O39),(Scenario1!C39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C39),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P39)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O39)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L39))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O39),(Scenario1!C39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C39),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P39),(Scenario1!C39)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O39),(Scenario1!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C39),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q39))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E39),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U39)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T39)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q39))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E39),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U39),(Scenario1!E39)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T39),(Scenario1!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M39),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE39))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF39),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD39),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE39))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD39),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF39),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH39))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J39),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF39),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH39))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI39), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ39),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK39))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE39),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT39))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF39),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG39),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH39))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE39),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI39), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ39),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK39))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F39),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F39-Scenario2!AJ39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G39-Scenario2!AK39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G39-Scenario2!AK39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H39-Scenario2!AL39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H39))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K39),(Scenario2!G39)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F39*12),(Scenario2!F39))),(Scenario2!C39))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F39-Scenario2!AJ39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G39-Scenario2!AK39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G39-Scenario2!AK39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H39-Scenario2!AL39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H39))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K39),(Scenario2!G39)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F39*12),(Scenario2!F39))),(Scenario2!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J39),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L39))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O39),(Scenario2!C39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C39),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P39)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O39)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L39))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O39),(Scenario2!C39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C39),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P39),(Scenario2!C39)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O39),(Scenario2!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C39),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q39))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E39),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U39)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T39)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q39))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E39),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U39),(Scenario2!E39)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T39),(Scenario2!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M39),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE39))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF39),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD39),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE39))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD39),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF39),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH39))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J39),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF39),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH39))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI39), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ39),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK39))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE39),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT39))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF39),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG39),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH39))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE39),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI39), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ39),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK39))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F39),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F39-Scenario3!AJ39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G39-Scenario3!AK39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G39-Scenario3!AK39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H39-Scenario3!AL39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H39))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K39),(Scenario3!G39)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F39*12),(Scenario3!F39))),(Scenario3!C39))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F39-Scenario3!AJ39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G39-Scenario3!AK39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G39-Scenario3!AK39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H39-Scenario3!AL39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H39))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K39),(Scenario3!G39)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F39*12),(Scenario3!F39))),(Scenario3!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J39),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L39))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O39),(Scenario3!C39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C39),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P39)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O39)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L39))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O39),(Scenario3!C39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C39),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P39),(Scenario3!C39)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O39),(Scenario3!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C39),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q39))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E39),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U39)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T39)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q39))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E39),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U39),(Scenario3!E39)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T39),(Scenario3!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M39),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE39))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF39),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD39),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE39))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD39),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF39),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH39))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J39),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF39),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH39))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI39), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ39),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK39))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE39),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT39))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF39),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG39),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH39))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE39),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI39), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ39),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK39))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F39),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F39-Scenario4!AJ39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G39-Scenario4!AK39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G39-Scenario4!AK39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H39-Scenario4!AL39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H39))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K39),(Scenario4!G39)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F39*12),(Scenario4!F39))),(Scenario4!C39))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F39-Scenario4!AJ39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G39-Scenario4!AK39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G39-Scenario4!AK39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H39-Scenario4!AL39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H39))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K39),(Scenario4!G39)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F39*12),(Scenario4!F39))),(Scenario4!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J39),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L39))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O39),(Scenario4!C39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C39),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P39)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O39)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L39))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O39),(Scenario4!C39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C39),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P39),(Scenario4!C39)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O39),(Scenario4!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C39),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q39))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E39),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U39)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T39)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q39))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E39),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U39),(Scenario4!E39)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T39),(Scenario4!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M39),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE39))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF39),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD39),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE39))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD39),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF39),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH39))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J39),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF39),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH39))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI39), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ39),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK39))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE39),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT39))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF39),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG39),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH39))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE39),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI39), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ39),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK39))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F39),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F39-Scenario5!AJ39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G39-Scenario5!AK39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G39-Scenario5!AK39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H39-Scenario5!AL39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H39))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K39),(Scenario5!G39)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F39*12),(Scenario5!F39))),(Scenario5!C39))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F39-Scenario5!AJ39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G39-Scenario5!AK39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G39-Scenario5!AK39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H39-Scenario5!AL39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H39))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K39),(Scenario5!G39)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F39*12),(Scenario5!F39))),(Scenario5!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J39),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L39))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O39),(Scenario5!C39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C39),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P39)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O39)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L39))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O39),(Scenario5!C39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C39),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P39),(Scenario5!C39)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O39),(Scenario5!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C39),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q39))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E39),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U39)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T39)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q39))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E39),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U39),(Scenario5!E39)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T39),(Scenario5!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M39),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE39))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF39),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD39),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE39))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD39),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF39),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH39))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J39),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF39),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH39))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI39), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ39),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK39))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE39),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT39))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF39),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG39),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH39))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE39),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI39), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ39),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK39))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F39),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F39-Scenario6!AJ39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G39-Scenario6!AK39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G39-Scenario6!AK39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H39-Scenario6!AL39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H39))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K39),(Scenario6!G39)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F39*12),(Scenario6!F39))),(Scenario6!C39))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F39-Scenario6!AJ39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G39-Scenario6!AK39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G39-Scenario6!AK39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H39-Scenario6!AL39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H39))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K39),(Scenario6!G39)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F39*12),(Scenario6!F39))),(Scenario6!C39)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK40))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J39),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L39))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O39),(Scenario6!C39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C39),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P39)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O39)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L39))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O39),(Scenario6!C39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C39),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P39),(Scenario6!C39)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O39),(Scenario6!C39))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C39),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q39))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E39),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U39)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T39)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q39))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E39),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U39),(Scenario6!E39)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T39),(Scenario6!E39))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M39),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE39))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF39),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD39),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE39))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD39),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF39),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH39))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL39),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J39),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF39),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH39))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI39), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ39),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK39))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE39),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT39))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF39),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG39),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH39))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A40+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE39),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI39), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ39),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK39))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL39),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A40+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA40,F40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB40,M40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC40,T40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED40,AA40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE40,AH40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF40,AO40),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA40,EH40),0.1),IRR((EA$3:EA40,EH40),EU39))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB40,EI40),0.1),IRR((EB$3:EB40,EI40),EV39))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC40,EJ40),0.1),IRR((EC$3:EC40,EJ40),EW39))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED40,EK40),0.1),IRR((ED$3:ED40,EK40),EX39))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE40,EL40),0.1),IRR((EE$3:EE40,EL40),EY39))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF40,EM40),0.1),IRR((EF$3:EF40,EM40),EZ39))","v":{"$error":"#VALUE!"}},39,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA40<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA40+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F40),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F40-Scenario1!AJ40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G40-Scenario1!AK40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G40-Scenario1!AK40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H40-Scenario1!AL40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H40))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K40),(Scenario1!G40)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F40*12),(Scenario1!F40))),(Scenario1!C40))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F40-Scenario1!AJ40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G40-Scenario1!AK40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G40-Scenario1!AK40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H40-Scenario1!AL40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H40))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K40),(Scenario1!G40)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F40*12),(Scenario1!F40))),(Scenario1!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J40),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L40))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O40),(Scenario1!C40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C40),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P40)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O40)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L40))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O40),(Scenario1!C40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C40),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P40),(Scenario1!C40)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O40),(Scenario1!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C40),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q40))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E40),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U40)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T40)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q40))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E40),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U40),(Scenario1!E40)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T40),(Scenario1!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M40),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE40))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF40),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD40),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE40))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD40),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF40),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH40))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J40),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF40),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH40))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI40), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ40),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK40))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE40),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT40))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF40),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG40),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH40))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE40),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI40), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ40),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK40))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F40),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F40-Scenario2!AJ40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G40-Scenario2!AK40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G40-Scenario2!AK40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H40-Scenario2!AL40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H40))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K40),(Scenario2!G40)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F40*12),(Scenario2!F40))),(Scenario2!C40))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F40-Scenario2!AJ40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G40-Scenario2!AK40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G40-Scenario2!AK40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H40-Scenario2!AL40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H40))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K40),(Scenario2!G40)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F40*12),(Scenario2!F40))),(Scenario2!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J40),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L40))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O40),(Scenario2!C40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C40),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P40)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O40)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L40))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O40),(Scenario2!C40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C40),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P40),(Scenario2!C40)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O40),(Scenario2!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C40),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q40))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E40),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U40)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T40)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q40))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E40),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U40),(Scenario2!E40)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T40),(Scenario2!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M40),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE40))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF40),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD40),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE40))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD40),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF40),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH40))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J40),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF40),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH40))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI40), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ40),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK40))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE40),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT40))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF40),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG40),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH40))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE40),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI40), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ40),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK40))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F40),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F40-Scenario3!AJ40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G40-Scenario3!AK40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G40-Scenario3!AK40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H40-Scenario3!AL40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H40))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K40),(Scenario3!G40)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F40*12),(Scenario3!F40))),(Scenario3!C40))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F40-Scenario3!AJ40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G40-Scenario3!AK40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G40-Scenario3!AK40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H40-Scenario3!AL40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H40))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K40),(Scenario3!G40)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F40*12),(Scenario3!F40))),(Scenario3!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J40),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L40))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O40),(Scenario3!C40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C40),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P40)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O40)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L40))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O40),(Scenario3!C40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C40),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P40),(Scenario3!C40)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O40),(Scenario3!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C40),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q40))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E40),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U40)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T40)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q40))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E40),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U40),(Scenario3!E40)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T40),(Scenario3!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M40),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE40))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF40),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD40),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE40))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD40),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF40),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH40))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J40),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF40),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH40))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI40), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ40),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK40))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE40),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT40))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF40),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG40),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH40))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE40),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI40), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ40),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK40))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F40),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F40-Scenario4!AJ40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G40-Scenario4!AK40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G40-Scenario4!AK40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H40-Scenario4!AL40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H40))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K40),(Scenario4!G40)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F40*12),(Scenario4!F40))),(Scenario4!C40))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F40-Scenario4!AJ40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G40-Scenario4!AK40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G40-Scenario4!AK40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H40-Scenario4!AL40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H40))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K40),(Scenario4!G40)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F40*12),(Scenario4!F40))),(Scenario4!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J40),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L40))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O40),(Scenario4!C40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C40),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P40)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O40)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L40))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O40),(Scenario4!C40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C40),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P40),(Scenario4!C40)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O40),(Scenario4!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C40),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q40))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E40),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U40)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T40)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q40))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E40),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U40),(Scenario4!E40)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T40),(Scenario4!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M40),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE40))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF40),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD40),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE40))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD40),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF40),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH40))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J40),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF40),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH40))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI40), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ40),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK40))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE40),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT40))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF40),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG40),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH40))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE40),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI40), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ40),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK40))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F40),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F40-Scenario5!AJ40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G40-Scenario5!AK40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G40-Scenario5!AK40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H40-Scenario5!AL40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H40))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K40),(Scenario5!G40)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F40*12),(Scenario5!F40))),(Scenario5!C40))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F40-Scenario5!AJ40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G40-Scenario5!AK40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G40-Scenario5!AK40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H40-Scenario5!AL40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H40))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K40),(Scenario5!G40)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F40*12),(Scenario5!F40))),(Scenario5!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J40),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L40))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O40),(Scenario5!C40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C40),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P40)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O40)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L40))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O40),(Scenario5!C40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C40),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P40),(Scenario5!C40)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O40),(Scenario5!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C40),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q40))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E40),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U40)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T40)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q40))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E40),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U40),(Scenario5!E40)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T40),(Scenario5!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M40),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE40))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF40),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD40),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE40))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD40),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF40),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH40))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J40),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF40),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH40))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI40), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ40),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK40))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE40),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT40))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF40),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG40),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH40))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE40),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI40), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ40),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK40))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F40),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F40-Scenario6!AJ40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G40-Scenario6!AK40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G40-Scenario6!AK40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H40-Scenario6!AL40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H40))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K40),(Scenario6!G40)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F40*12),(Scenario6!F40))),(Scenario6!C40))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F40-Scenario6!AJ40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G40-Scenario6!AK40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G40-Scenario6!AK40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H40-Scenario6!AL40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H40))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K40),(Scenario6!G40)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F40*12),(Scenario6!F40))),(Scenario6!C40)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK41))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J40),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L40))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O40),(Scenario6!C40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C40),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P40)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O40)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L40))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O40),(Scenario6!C40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C40),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P40),(Scenario6!C40)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O40),(Scenario6!C40))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C40),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q40))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E40),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U40)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T40)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q40))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E40),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U40),(Scenario6!E40)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T40),(Scenario6!E40))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M40),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE40))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF40),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD40),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE40))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD40),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF40),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH40))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL40),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J40),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF40),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH40))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI40), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ40),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK40))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE40),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT40))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF40),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG40),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH40))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A41+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE40),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI40), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ40),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK40))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL40),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A41+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA41,F41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB41,M41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC41,T41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED41,AA41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE41,AH41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF41,AO41),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA41,EH41),0.1),IRR((EA$3:EA41,EH41),EU40))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB41,EI41),0.1),IRR((EB$3:EB41,EI41),EV40))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC41,EJ41),0.1),IRR((EC$3:EC41,EJ41),EW40))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED41,EK41),0.1),IRR((ED$3:ED41,EK41),EX40))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE41,EL41),0.1),IRR((EE$3:EE41,EL41),EY40))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF41,EM41),0.1),IRR((EF$3:EF41,EM41),EZ40))","v":{"$error":"#VALUE!"}},40,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA41<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA41+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F41),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F41-Scenario1!AJ41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G41-Scenario1!AK41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G41-Scenario1!AK41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H41-Scenario1!AL41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H41))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K41),(Scenario1!G41)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F41*12),(Scenario1!F41))),(Scenario1!C41))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F41-Scenario1!AJ41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G41-Scenario1!AK41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G41-Scenario1!AK41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H41-Scenario1!AL41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H41))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K41),(Scenario1!G41)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F41*12),(Scenario1!F41))),(Scenario1!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J41),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L41))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O41),(Scenario1!C41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C41),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P41)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O41)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L41))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O41),(Scenario1!C41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C41),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P41),(Scenario1!C41)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O41),(Scenario1!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C41),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q41))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E41),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U41)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T41)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q41))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E41),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U41),(Scenario1!E41)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T41),(Scenario1!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M41),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE41))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF41),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD41),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE41))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD41),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF41),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH41))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J41),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF41),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH41))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI41), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ41),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK41))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE41),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT41))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF41),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG41),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH41))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE41),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI41), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ41),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK41))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F41),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F41-Scenario2!AJ41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G41-Scenario2!AK41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G41-Scenario2!AK41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H41-Scenario2!AL41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H41))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K41),(Scenario2!G41)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F41*12),(Scenario2!F41))),(Scenario2!C41))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F41-Scenario2!AJ41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G41-Scenario2!AK41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G41-Scenario2!AK41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H41-Scenario2!AL41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H41))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K41),(Scenario2!G41)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F41*12),(Scenario2!F41))),(Scenario2!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J41),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L41))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O41),(Scenario2!C41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C41),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P41)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O41)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L41))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O41),(Scenario2!C41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C41),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P41),(Scenario2!C41)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O41),(Scenario2!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C41),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q41))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E41),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U41)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T41)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q41))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E41),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U41),(Scenario2!E41)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T41),(Scenario2!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M41),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE41))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF41),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD41),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE41))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD41),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF41),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH41))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J41),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF41),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH41))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI41), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ41),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK41))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE41),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT41))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF41),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG41),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH41))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE41),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI41), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ41),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK41))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F41),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F41-Scenario3!AJ41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G41-Scenario3!AK41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G41-Scenario3!AK41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H41-Scenario3!AL41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H41))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K41),(Scenario3!G41)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F41*12),(Scenario3!F41))),(Scenario3!C41))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F41-Scenario3!AJ41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G41-Scenario3!AK41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G41-Scenario3!AK41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H41-Scenario3!AL41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H41))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K41),(Scenario3!G41)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F41*12),(Scenario3!F41))),(Scenario3!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J41),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L41))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O41),(Scenario3!C41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C41),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P41)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O41)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L41))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O41),(Scenario3!C41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C41),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P41),(Scenario3!C41)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O41),(Scenario3!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C41),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q41))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E41),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U41)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T41)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q41))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E41),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U41),(Scenario3!E41)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T41),(Scenario3!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M41),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE41))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF41),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD41),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE41))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD41),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF41),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH41))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J41),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF41),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH41))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI41), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ41),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK41))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE41),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT41))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF41),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG41),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH41))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE41),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI41), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ41),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK41))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F41),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F41-Scenario4!AJ41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G41-Scenario4!AK41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G41-Scenario4!AK41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H41-Scenario4!AL41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H41))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K41),(Scenario4!G41)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F41*12),(Scenario4!F41))),(Scenario4!C41))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F41-Scenario4!AJ41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G41-Scenario4!AK41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G41-Scenario4!AK41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H41-Scenario4!AL41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H41))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K41),(Scenario4!G41)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F41*12),(Scenario4!F41))),(Scenario4!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J41),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L41))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O41),(Scenario4!C41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C41),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P41)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O41)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L41))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O41),(Scenario4!C41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C41),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P41),(Scenario4!C41)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O41),(Scenario4!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C41),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q41))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E41),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U41)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T41)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q41))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E41),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U41),(Scenario4!E41)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T41),(Scenario4!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M41),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE41))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF41),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD41),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE41))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD41),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF41),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH41))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J41),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF41),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH41))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI41), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ41),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK41))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE41),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT41))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF41),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG41),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH41))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE41),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI41), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ41),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK41))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F41),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F41-Scenario5!AJ41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G41-Scenario5!AK41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G41-Scenario5!AK41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H41-Scenario5!AL41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H41))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K41),(Scenario5!G41)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F41*12),(Scenario5!F41))),(Scenario5!C41))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F41-Scenario5!AJ41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G41-Scenario5!AK41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G41-Scenario5!AK41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H41-Scenario5!AL41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H41))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K41),(Scenario5!G41)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F41*12),(Scenario5!F41))),(Scenario5!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J41),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L41))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O41),(Scenario5!C41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C41),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P41)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O41)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L41))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O41),(Scenario5!C41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C41),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P41),(Scenario5!C41)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O41),(Scenario5!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C41),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q41))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E41),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U41)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T41)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q41))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E41),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U41),(Scenario5!E41)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T41),(Scenario5!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M41),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE41))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF41),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD41),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE41))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD41),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF41),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH41))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J41),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF41),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH41))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI41), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ41),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK41))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE41),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT41))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF41),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG41),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH41))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE41),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI41), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ41),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK41))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F41),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F41-Scenario6!AJ41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G41-Scenario6!AK41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G41-Scenario6!AK41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H41-Scenario6!AL41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H41))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K41),(Scenario6!G41)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F41*12),(Scenario6!F41))),(Scenario6!C41))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F41-Scenario6!AJ41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G41-Scenario6!AK41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G41-Scenario6!AK41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H41-Scenario6!AL41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H41))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K41),(Scenario6!G41)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F41*12),(Scenario6!F41))),(Scenario6!C41)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK42))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J41),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L41))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O41),(Scenario6!C41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C41),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P41)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O41)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L41))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O41),(Scenario6!C41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C41),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P41),(Scenario6!C41)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O41),(Scenario6!C41))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C41),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q41))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E41),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U41)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T41)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q41))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E41),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U41),(Scenario6!E41)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T41),(Scenario6!E41))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M41),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE41))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF41),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD41),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE41))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD41),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF41),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH41))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL41),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J41),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF41),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH41))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI41), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ41),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK41))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE41),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT41))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF41),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG41),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH41))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A42+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE41),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI41), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ41),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK41))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL41),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A42+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA42,F42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB42,M42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC42,T42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED42,AA42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE42,AH42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF42,AO42),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA42,EH42),0.1),IRR((EA$3:EA42,EH42),EU41))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB42,EI42),0.1),IRR((EB$3:EB42,EI42),EV41))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC42,EJ42),0.1),IRR((EC$3:EC42,EJ42),EW41))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED42,EK42),0.1),IRR((ED$3:ED42,EK42),EX41))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE42,EL42),0.1),IRR((EE$3:EE42,EL42),EY41))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF42,EM42),0.1),IRR((EF$3:EF42,EM42),EZ41))","v":{"$error":"#VALUE!"}},41,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA42<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA42+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F42),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F42-Scenario1!AJ42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G42-Scenario1!AK42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G42-Scenario1!AK42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H42-Scenario1!AL42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H42))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K42),(Scenario1!G42)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F42*12),(Scenario1!F42))),(Scenario1!C42))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F42-Scenario1!AJ42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G42-Scenario1!AK42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G42-Scenario1!AK42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H42-Scenario1!AL42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H42))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K42),(Scenario1!G42)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F42*12),(Scenario1!F42))),(Scenario1!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J42),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L42))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O42),(Scenario1!C42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C42),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P42)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O42)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L42))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O42),(Scenario1!C42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C42),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P42),(Scenario1!C42)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O42),(Scenario1!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C42),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q42))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E42),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U42)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T42)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q42))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E42),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U42),(Scenario1!E42)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T42),(Scenario1!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M42),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE42))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF42),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD42),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE42))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD42),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF42),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH42))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J42),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF42),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH42))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI42), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ42),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK42))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE42),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT42))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF42),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG42),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH42))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE42),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI42), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ42),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK42))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F42),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F42-Scenario2!AJ42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G42-Scenario2!AK42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G42-Scenario2!AK42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H42-Scenario2!AL42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H42))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K42),(Scenario2!G42)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F42*12),(Scenario2!F42))),(Scenario2!C42))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F42-Scenario2!AJ42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G42-Scenario2!AK42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G42-Scenario2!AK42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H42-Scenario2!AL42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H42))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K42),(Scenario2!G42)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F42*12),(Scenario2!F42))),(Scenario2!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J42),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L42))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O42),(Scenario2!C42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C42),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P42)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O42)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L42))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O42),(Scenario2!C42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C42),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P42),(Scenario2!C42)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O42),(Scenario2!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C42),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q42))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E42),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U42)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T42)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q42))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E42),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U42),(Scenario2!E42)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T42),(Scenario2!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M42),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE42))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF42),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD42),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE42))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD42),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF42),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH42))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J42),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF42),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH42))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI42), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ42),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK42))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE42),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT42))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF42),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG42),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH42))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE42),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI42), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ42),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK42))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F42),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F42-Scenario3!AJ42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G42-Scenario3!AK42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G42-Scenario3!AK42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H42-Scenario3!AL42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H42))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K42),(Scenario3!G42)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F42*12),(Scenario3!F42))),(Scenario3!C42))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F42-Scenario3!AJ42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G42-Scenario3!AK42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G42-Scenario3!AK42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H42-Scenario3!AL42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H42))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K42),(Scenario3!G42)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F42*12),(Scenario3!F42))),(Scenario3!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J42),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L42))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O42),(Scenario3!C42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C42),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P42)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O42)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L42))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O42),(Scenario3!C42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C42),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P42),(Scenario3!C42)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O42),(Scenario3!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C42),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q42))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E42),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U42)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T42)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q42))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E42),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U42),(Scenario3!E42)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T42),(Scenario3!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M42),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE42))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF42),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD42),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE42))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD42),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF42),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH42))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J42),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF42),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH42))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI42), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ42),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK42))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE42),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT42))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF42),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG42),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH42))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE42),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI42), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ42),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK42))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F42),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F42-Scenario4!AJ42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G42-Scenario4!AK42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G42-Scenario4!AK42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H42-Scenario4!AL42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H42))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K42),(Scenario4!G42)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F42*12),(Scenario4!F42))),(Scenario4!C42))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F42-Scenario4!AJ42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G42-Scenario4!AK42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G42-Scenario4!AK42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H42-Scenario4!AL42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H42))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K42),(Scenario4!G42)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F42*12),(Scenario4!F42))),(Scenario4!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J42),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L42))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O42),(Scenario4!C42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C42),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P42)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O42)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L42))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O42),(Scenario4!C42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C42),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P42),(Scenario4!C42)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O42),(Scenario4!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C42),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q42))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E42),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U42)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T42)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q42))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E42),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U42),(Scenario4!E42)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T42),(Scenario4!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M42),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE42))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF42),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD42),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE42))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD42),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF42),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH42))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J42),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF42),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH42))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI42), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ42),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK42))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE42),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT42))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF42),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG42),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH42))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE42),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI42), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ42),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK42))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F42),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F42-Scenario5!AJ42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G42-Scenario5!AK42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G42-Scenario5!AK42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H42-Scenario5!AL42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H42))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K42),(Scenario5!G42)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F42*12),(Scenario5!F42))),(Scenario5!C42))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F42-Scenario5!AJ42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G42-Scenario5!AK42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G42-Scenario5!AK42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H42-Scenario5!AL42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H42))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K42),(Scenario5!G42)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F42*12),(Scenario5!F42))),(Scenario5!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J42),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L42))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O42),(Scenario5!C42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C42),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P42)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O42)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L42))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O42),(Scenario5!C42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C42),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P42),(Scenario5!C42)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O42),(Scenario5!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C42),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q42))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E42),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U42)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T42)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q42))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E42),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U42),(Scenario5!E42)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T42),(Scenario5!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M42),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE42))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF42),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD42),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE42))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD42),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF42),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH42))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J42),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF42),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH42))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI42), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ42),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK42))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE42),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT42))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF42),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG42),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH42))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE42),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI42), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ42),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK42))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F42),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F42-Scenario6!AJ42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G42-Scenario6!AK42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G42-Scenario6!AK42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H42-Scenario6!AL42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H42))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K42),(Scenario6!G42)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F42*12),(Scenario6!F42))),(Scenario6!C42))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F42-Scenario6!AJ42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G42-Scenario6!AK42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G42-Scenario6!AK42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H42-Scenario6!AL42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H42))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K42),(Scenario6!G42)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F42*12),(Scenario6!F42))),(Scenario6!C42)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK43))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J42),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L42))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O42),(Scenario6!C42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C42),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P42)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O42)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L42))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O42),(Scenario6!C42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C42),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P42),(Scenario6!C42)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O42),(Scenario6!C42))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C42),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q42))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E42),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U42)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T42)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q42))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E42),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U42),(Scenario6!E42)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T42),(Scenario6!E42))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M42),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE42))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF42),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD42),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE42))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD42),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF42),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH42))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL42),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J42),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF42),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH42))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI42), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ42),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK42))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE42),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT42))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF42),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG42),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH42))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A43+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE42),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI42), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ42),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK42))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL42),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A43+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA43,F43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB43,M43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC43,T43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED43,AA43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE43,AH43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF43,AO43),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA43,EH43),0.1),IRR((EA$3:EA43,EH43),EU42))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB43,EI43),0.1),IRR((EB$3:EB43,EI43),EV42))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC43,EJ43),0.1),IRR((EC$3:EC43,EJ43),EW42))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED43,EK43),0.1),IRR((ED$3:ED43,EK43),EX42))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE43,EL43),0.1),IRR((EE$3:EE43,EL43),EY42))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF43,EM43),0.1),IRR((EF$3:EF43,EM43),EZ42))","v":{"$error":"#VALUE!"}},42,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA43<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA43+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F43),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F43-Scenario1!AJ43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G43-Scenario1!AK43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G43-Scenario1!AK43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H43-Scenario1!AL43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H43))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K43),(Scenario1!G43)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F43*12),(Scenario1!F43))),(Scenario1!C43))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F43-Scenario1!AJ43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G43-Scenario1!AK43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G43-Scenario1!AK43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H43-Scenario1!AL43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H43))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K43),(Scenario1!G43)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F43*12),(Scenario1!F43))),(Scenario1!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J43),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L43))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O43),(Scenario1!C43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C43),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P43)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O43)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L43))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O43),(Scenario1!C43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C43),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P43),(Scenario1!C43)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O43),(Scenario1!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C43),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q43))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E43),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U43)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T43)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q43))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E43),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U43),(Scenario1!E43)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T43),(Scenario1!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M43),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE43))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF43),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD43),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE43))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD43),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF43),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH43))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J43),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF43),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH43))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI43), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ43),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK43))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE43),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT43))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF43),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG43),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH43))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE43),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI43), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ43),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK43))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F43),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F43-Scenario2!AJ43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G43-Scenario2!AK43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G43-Scenario2!AK43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H43-Scenario2!AL43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H43))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K43),(Scenario2!G43)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F43*12),(Scenario2!F43))),(Scenario2!C43))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F43-Scenario2!AJ43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G43-Scenario2!AK43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G43-Scenario2!AK43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H43-Scenario2!AL43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H43))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K43),(Scenario2!G43)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F43*12),(Scenario2!F43))),(Scenario2!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J43),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L43))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O43),(Scenario2!C43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C43),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P43)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O43)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L43))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O43),(Scenario2!C43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C43),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P43),(Scenario2!C43)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O43),(Scenario2!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C43),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q43))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E43),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U43)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T43)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q43))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E43),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U43),(Scenario2!E43)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T43),(Scenario2!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M43),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE43))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF43),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD43),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE43))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD43),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF43),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH43))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J43),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF43),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH43))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI43), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ43),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK43))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE43),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT43))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF43),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG43),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH43))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE43),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI43), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ43),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK43))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F43),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F43-Scenario3!AJ43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G43-Scenario3!AK43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G43-Scenario3!AK43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H43-Scenario3!AL43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H43))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K43),(Scenario3!G43)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F43*12),(Scenario3!F43))),(Scenario3!C43))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F43-Scenario3!AJ43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G43-Scenario3!AK43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G43-Scenario3!AK43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H43-Scenario3!AL43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H43))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K43),(Scenario3!G43)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F43*12),(Scenario3!F43))),(Scenario3!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J43),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L43))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O43),(Scenario3!C43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C43),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P43)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O43)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L43))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O43),(Scenario3!C43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C43),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P43),(Scenario3!C43)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O43),(Scenario3!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C43),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q43))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E43),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U43)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T43)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q43))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E43),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U43),(Scenario3!E43)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T43),(Scenario3!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M43),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE43))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF43),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD43),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE43))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD43),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF43),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH43))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J43),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF43),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH43))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI43), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ43),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK43))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE43),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT43))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF43),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG43),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH43))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE43),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI43), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ43),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK43))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F43),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F43-Scenario4!AJ43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G43-Scenario4!AK43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G43-Scenario4!AK43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H43-Scenario4!AL43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H43))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K43),(Scenario4!G43)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F43*12),(Scenario4!F43))),(Scenario4!C43))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F43-Scenario4!AJ43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G43-Scenario4!AK43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G43-Scenario4!AK43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H43-Scenario4!AL43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H43))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K43),(Scenario4!G43)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F43*12),(Scenario4!F43))),(Scenario4!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J43),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L43))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O43),(Scenario4!C43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C43),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P43)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O43)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L43))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O43),(Scenario4!C43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C43),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P43),(Scenario4!C43)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O43),(Scenario4!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C43),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q43))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E43),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U43)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T43)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q43))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E43),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U43),(Scenario4!E43)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T43),(Scenario4!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M43),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE43))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF43),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD43),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE43))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD43),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF43),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH43))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J43),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF43),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH43))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI43), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ43),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK43))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE43),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT43))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF43),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG43),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH43))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE43),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI43), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ43),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK43))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F43),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F43-Scenario5!AJ43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G43-Scenario5!AK43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G43-Scenario5!AK43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H43-Scenario5!AL43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H43))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K43),(Scenario5!G43)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F43*12),(Scenario5!F43))),(Scenario5!C43))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F43-Scenario5!AJ43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G43-Scenario5!AK43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G43-Scenario5!AK43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H43-Scenario5!AL43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H43))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K43),(Scenario5!G43)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F43*12),(Scenario5!F43))),(Scenario5!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J43),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L43))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O43),(Scenario5!C43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C43),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P43)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O43)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L43))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O43),(Scenario5!C43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C43),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P43),(Scenario5!C43)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O43),(Scenario5!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C43),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q43))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E43),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U43)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T43)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q43))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E43),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U43),(Scenario5!E43)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T43),(Scenario5!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M43),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE43))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF43),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD43),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE43))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD43),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF43),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH43))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J43),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF43),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH43))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI43), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ43),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK43))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE43),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT43))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF43),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG43),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH43))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE43),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI43), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ43),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK43))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F43),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F43-Scenario6!AJ43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G43-Scenario6!AK43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G43-Scenario6!AK43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H43-Scenario6!AL43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H43))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K43),(Scenario6!G43)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F43*12),(Scenario6!F43))),(Scenario6!C43))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F43-Scenario6!AJ43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G43-Scenario6!AK43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G43-Scenario6!AK43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H43-Scenario6!AL43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H43))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K43),(Scenario6!G43)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F43*12),(Scenario6!F43))),(Scenario6!C43)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK44))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J43),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L43))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O43),(Scenario6!C43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C43),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P43)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O43)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L43))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O43),(Scenario6!C43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C43),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P43),(Scenario6!C43)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O43),(Scenario6!C43))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C43),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q43))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E43),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U43)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T43)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q43))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E43),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U43),(Scenario6!E43)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T43),(Scenario6!E43))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M43),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE43))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF43),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD43),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE43))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD43),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF43),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH43))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL43),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J43),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF43),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH43))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI43), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ43),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK43))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE43),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT43))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF43),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG43),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH43))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A44+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE43),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI43), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ43),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK43))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL43),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A44+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA44,F44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB44,M44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC44,T44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED44,AA44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE44,AH44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF44,AO44),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA44,EH44),0.1),IRR((EA$3:EA44,EH44),EU43))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB44,EI44),0.1),IRR((EB$3:EB44,EI44),EV43))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC44,EJ44),0.1),IRR((EC$3:EC44,EJ44),EW43))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED44,EK44),0.1),IRR((ED$3:ED44,EK44),EX43))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE44,EL44),0.1),IRR((EE$3:EE44,EL44),EY43))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF44,EM44),0.1),IRR((EF$3:EF44,EM44),EZ43))","v":{"$error":"#VALUE!"}},43,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA44<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA44+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F44),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F44-Scenario1!AJ44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G44-Scenario1!AK44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G44-Scenario1!AK44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H44-Scenario1!AL44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H44))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K44),(Scenario1!G44)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F44*12),(Scenario1!F44))),(Scenario1!C44))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F44-Scenario1!AJ44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G44-Scenario1!AK44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G44-Scenario1!AK44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H44-Scenario1!AL44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H44))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K44),(Scenario1!G44)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F44*12),(Scenario1!F44))),(Scenario1!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J44),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L44))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O44),(Scenario1!C44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C44),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P44)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O44)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L44))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O44),(Scenario1!C44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C44),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P44),(Scenario1!C44)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O44),(Scenario1!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C44),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q44))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E44),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U44)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T44)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q44))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E44),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U44),(Scenario1!E44)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T44),(Scenario1!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M44),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE44))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF44),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD44),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE44))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD44),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF44),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH44))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J44),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF44),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH44))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI44), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ44),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK44))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE44),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT44))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF44),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG44),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH44))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE44),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI44), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ44),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK44))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F44),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F44-Scenario2!AJ44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G44-Scenario2!AK44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G44-Scenario2!AK44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H44-Scenario2!AL44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H44))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K44),(Scenario2!G44)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F44*12),(Scenario2!F44))),(Scenario2!C44))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F44-Scenario2!AJ44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G44-Scenario2!AK44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G44-Scenario2!AK44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H44-Scenario2!AL44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H44))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K44),(Scenario2!G44)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F44*12),(Scenario2!F44))),(Scenario2!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J44),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L44))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O44),(Scenario2!C44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C44),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P44)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O44)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L44))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O44),(Scenario2!C44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C44),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P44),(Scenario2!C44)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O44),(Scenario2!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C44),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q44))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E44),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U44)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T44)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q44))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E44),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U44),(Scenario2!E44)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T44),(Scenario2!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M44),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE44))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF44),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD44),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE44))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD44),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF44),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH44))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J44),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF44),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH44))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI44), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ44),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK44))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE44),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT44))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF44),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG44),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH44))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE44),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI44), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ44),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK44))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F44),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F44-Scenario3!AJ44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G44-Scenario3!AK44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G44-Scenario3!AK44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H44-Scenario3!AL44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H44))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K44),(Scenario3!G44)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F44*12),(Scenario3!F44))),(Scenario3!C44))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F44-Scenario3!AJ44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G44-Scenario3!AK44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G44-Scenario3!AK44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H44-Scenario3!AL44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H44))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K44),(Scenario3!G44)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F44*12),(Scenario3!F44))),(Scenario3!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J44),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L44))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O44),(Scenario3!C44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C44),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P44)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O44)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L44))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O44),(Scenario3!C44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C44),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P44),(Scenario3!C44)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O44),(Scenario3!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C44),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q44))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E44),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U44)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T44)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q44))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E44),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U44),(Scenario3!E44)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T44),(Scenario3!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M44),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE44))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF44),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD44),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE44))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD44),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF44),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH44))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J44),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF44),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH44))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI44), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ44),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK44))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE44),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT44))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF44),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG44),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH44))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE44),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI44), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ44),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK44))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F44),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F44-Scenario4!AJ44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G44-Scenario4!AK44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G44-Scenario4!AK44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H44-Scenario4!AL44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H44))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K44),(Scenario4!G44)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F44*12),(Scenario4!F44))),(Scenario4!C44))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F44-Scenario4!AJ44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G44-Scenario4!AK44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G44-Scenario4!AK44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H44-Scenario4!AL44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H44))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K44),(Scenario4!G44)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F44*12),(Scenario4!F44))),(Scenario4!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J44),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L44))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O44),(Scenario4!C44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C44),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P44)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O44)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L44))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O44),(Scenario4!C44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C44),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P44),(Scenario4!C44)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O44),(Scenario4!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C44),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q44))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E44),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U44)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T44)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q44))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E44),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U44),(Scenario4!E44)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T44),(Scenario4!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M44),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE44))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF44),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD44),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE44))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD44),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF44),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH44))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J44),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF44),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH44))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI44), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ44),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK44))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE44),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT44))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF44),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG44),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH44))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE44),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI44), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ44),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK44))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F44),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F44-Scenario5!AJ44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G44-Scenario5!AK44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G44-Scenario5!AK44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H44-Scenario5!AL44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H44))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K44),(Scenario5!G44)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F44*12),(Scenario5!F44))),(Scenario5!C44))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F44-Scenario5!AJ44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G44-Scenario5!AK44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G44-Scenario5!AK44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H44-Scenario5!AL44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H44))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K44),(Scenario5!G44)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F44*12),(Scenario5!F44))),(Scenario5!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J44),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L44))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O44),(Scenario5!C44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C44),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P44)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O44)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L44))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O44),(Scenario5!C44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C44),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P44),(Scenario5!C44)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O44),(Scenario5!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C44),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q44))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E44),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U44)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T44)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q44))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E44),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U44),(Scenario5!E44)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T44),(Scenario5!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M44),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE44))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF44),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD44),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE44))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD44),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF44),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH44))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J44),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF44),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH44))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI44), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ44),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK44))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE44),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT44))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF44),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG44),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH44))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE44),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI44), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ44),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK44))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F44),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F44-Scenario6!AJ44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G44-Scenario6!AK44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G44-Scenario6!AK44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H44-Scenario6!AL44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H44))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K44),(Scenario6!G44)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F44*12),(Scenario6!F44))),(Scenario6!C44))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F44-Scenario6!AJ44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G44-Scenario6!AK44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G44-Scenario6!AK44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H44-Scenario6!AL44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H44))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K44),(Scenario6!G44)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F44*12),(Scenario6!F44))),(Scenario6!C44)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK45))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J44),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L44))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O44),(Scenario6!C44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C44),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P44)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O44)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L44))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O44),(Scenario6!C44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C44),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P44),(Scenario6!C44)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O44),(Scenario6!C44))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C44),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q44))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E44),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U44)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T44)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q44))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E44),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U44),(Scenario6!E44)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T44),(Scenario6!E44))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M44),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE44))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF44),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD44),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE44))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD44),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF44),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH44))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL44),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J44),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF44),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH44))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI44), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ44),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK44))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE44),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT44))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF44),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG44),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH44))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A45+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE44),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI44), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ44),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK44))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL44),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A45+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA45,F45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB45,M45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC45,T45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED45,AA45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE45,AH45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF45,AO45),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA45,EH45),0.1),IRR((EA$3:EA45,EH45),EU44))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB45,EI45),0.1),IRR((EB$3:EB45,EI45),EV44))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC45,EJ45),0.1),IRR((EC$3:EC45,EJ45),EW44))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED45,EK45),0.1),IRR((ED$3:ED45,EK45),EX44))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE45,EL45),0.1),IRR((EE$3:EE45,EL45),EY44))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF45,EM45),0.1),IRR((EF$3:EF45,EM45),EZ44))","v":{"$error":"#VALUE!"}},44,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA45<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA45+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F45),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F45-Scenario1!AJ45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G45-Scenario1!AK45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G45-Scenario1!AK45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H45-Scenario1!AL45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H45))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K45),(Scenario1!G45)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F45*12),(Scenario1!F45))),(Scenario1!C45))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F45-Scenario1!AJ45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G45-Scenario1!AK45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G45-Scenario1!AK45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H45-Scenario1!AL45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H45))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K45),(Scenario1!G45)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F45*12),(Scenario1!F45))),(Scenario1!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J45),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L45))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O45),(Scenario1!C45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C45),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P45)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O45)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L45))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O45),(Scenario1!C45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C45),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P45),(Scenario1!C45)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O45),(Scenario1!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C45),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q45))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E45),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U45)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T45)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q45))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E45),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U45),(Scenario1!E45)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T45),(Scenario1!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M45),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE45))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF45),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD45),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE45))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD45),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF45),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH45))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J45),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF45),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH45))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI45), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ45),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK45))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE45),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT45))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF45),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG45),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH45))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE45),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI45), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ45),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK45))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F45),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F45-Scenario2!AJ45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G45-Scenario2!AK45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G45-Scenario2!AK45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H45-Scenario2!AL45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H45))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K45),(Scenario2!G45)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F45*12),(Scenario2!F45))),(Scenario2!C45))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F45-Scenario2!AJ45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G45-Scenario2!AK45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G45-Scenario2!AK45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H45-Scenario2!AL45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H45))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K45),(Scenario2!G45)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F45*12),(Scenario2!F45))),(Scenario2!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J45),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L45))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O45),(Scenario2!C45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C45),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P45)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O45)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L45))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O45),(Scenario2!C45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C45),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P45),(Scenario2!C45)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O45),(Scenario2!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C45),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q45))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E45),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U45)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T45)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q45))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E45),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U45),(Scenario2!E45)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T45),(Scenario2!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M45),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE45))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF45),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD45),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE45))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD45),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF45),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH45))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J45),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF45),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH45))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI45), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ45),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK45))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE45),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT45))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF45),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG45),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH45))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE45),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI45), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ45),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK45))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F45),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F45-Scenario3!AJ45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G45-Scenario3!AK45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G45-Scenario3!AK45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H45-Scenario3!AL45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H45))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K45),(Scenario3!G45)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F45*12),(Scenario3!F45))),(Scenario3!C45))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F45-Scenario3!AJ45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G45-Scenario3!AK45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G45-Scenario3!AK45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H45-Scenario3!AL45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H45))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K45),(Scenario3!G45)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F45*12),(Scenario3!F45))),(Scenario3!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J45),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L45))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O45),(Scenario3!C45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C45),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P45)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O45)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L45))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O45),(Scenario3!C45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C45),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P45),(Scenario3!C45)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O45),(Scenario3!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C45),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q45))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E45),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U45)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T45)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q45))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E45),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U45),(Scenario3!E45)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T45),(Scenario3!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M45),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE45))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF45),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD45),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE45))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD45),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF45),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH45))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J45),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF45),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH45))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI45), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ45),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK45))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE45),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT45))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF45),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG45),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH45))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE45),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI45), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ45),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK45))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F45),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F45-Scenario4!AJ45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G45-Scenario4!AK45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G45-Scenario4!AK45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H45-Scenario4!AL45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H45))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K45),(Scenario4!G45)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F45*12),(Scenario4!F45))),(Scenario4!C45))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F45-Scenario4!AJ45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G45-Scenario4!AK45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G45-Scenario4!AK45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H45-Scenario4!AL45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H45))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K45),(Scenario4!G45)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F45*12),(Scenario4!F45))),(Scenario4!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J45),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L45))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O45),(Scenario4!C45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C45),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P45)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O45)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L45))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O45),(Scenario4!C45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C45),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P45),(Scenario4!C45)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O45),(Scenario4!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C45),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q45))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E45),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U45)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T45)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q45))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E45),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U45),(Scenario4!E45)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T45),(Scenario4!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M45),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE45))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF45),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD45),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE45))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD45),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF45),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH45))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J45),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF45),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH45))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI45), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ45),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK45))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE45),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT45))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF45),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG45),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH45))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE45),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI45), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ45),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK45))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F45),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F45-Scenario5!AJ45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G45-Scenario5!AK45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G45-Scenario5!AK45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H45-Scenario5!AL45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H45))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K45),(Scenario5!G45)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F45*12),(Scenario5!F45))),(Scenario5!C45))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F45-Scenario5!AJ45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G45-Scenario5!AK45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G45-Scenario5!AK45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H45-Scenario5!AL45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H45))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K45),(Scenario5!G45)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F45*12),(Scenario5!F45))),(Scenario5!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J45),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L45))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O45),(Scenario5!C45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C45),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P45)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O45)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L45))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O45),(Scenario5!C45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C45),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P45),(Scenario5!C45)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O45),(Scenario5!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C45),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q45))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E45),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U45)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T45)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q45))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E45),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U45),(Scenario5!E45)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T45),(Scenario5!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M45),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE45))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF45),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD45),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE45))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD45),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF45),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH45))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J45),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF45),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH45))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI45), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ45),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK45))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE45),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT45))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF45),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG45),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH45))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE45),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI45), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ45),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK45))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F45),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F45-Scenario6!AJ45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G45-Scenario6!AK45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G45-Scenario6!AK45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H45-Scenario6!AL45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H45))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K45),(Scenario6!G45)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F45*12),(Scenario6!F45))),(Scenario6!C45))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F45-Scenario6!AJ45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G45-Scenario6!AK45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G45-Scenario6!AK45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H45-Scenario6!AL45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H45))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K45),(Scenario6!G45)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F45*12),(Scenario6!F45))),(Scenario6!C45)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK46))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J45),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L45))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O45),(Scenario6!C45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C45),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P45)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O45)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L45))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O45),(Scenario6!C45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C45),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P45),(Scenario6!C45)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O45),(Scenario6!C45))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C45),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q45))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E45),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U45)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T45)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q45))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E45),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U45),(Scenario6!E45)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T45),(Scenario6!E45))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M45),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE45))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF45),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD45),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE45))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD45),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF45),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH45))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL45),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J45),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF45),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH45))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI45), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ45),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK45))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE45),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT45))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF45),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG45),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH45))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A46+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE45),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI45), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ45),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK45))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL45),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A46+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA46,F46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB46,M46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC46,T46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED46,AA46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE46,AH46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF46,AO46),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA46,EH46),0.1),IRR((EA$3:EA46,EH46),EU45))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB46,EI46),0.1),IRR((EB$3:EB46,EI46),EV45))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC46,EJ46),0.1),IRR((EC$3:EC46,EJ46),EW45))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED46,EK46),0.1),IRR((ED$3:ED46,EK46),EX45))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE46,EL46),0.1),IRR((EE$3:EE46,EL46),EY45))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF46,EM46),0.1),IRR((EF$3:EF46,EM46),EZ45))","v":{"$error":"#VALUE!"}},45,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA46<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA46+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F46),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F46-Scenario1!AJ46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G46-Scenario1!AK46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G46-Scenario1!AK46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H46-Scenario1!AL46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H46))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K46),(Scenario1!G46)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F46*12),(Scenario1!F46))),(Scenario1!C46))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F46-Scenario1!AJ46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G46-Scenario1!AK46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G46-Scenario1!AK46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H46-Scenario1!AL46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H46))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K46),(Scenario1!G46)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F46*12),(Scenario1!F46))),(Scenario1!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J46),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L46))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O46),(Scenario1!C46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C46),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P46)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O46)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L46))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O46),(Scenario1!C46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C46),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P46),(Scenario1!C46)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O46),(Scenario1!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C46),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q46))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E46),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U46)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T46)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q46))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E46),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U46),(Scenario1!E46)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T46),(Scenario1!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M46),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE46))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF46),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD46),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE46))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD46),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF46),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH46))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J46),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF46),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH46))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI46), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ46),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK46))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE46),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT46))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF46),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG46),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH46))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE46),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI46), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ46),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK46))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F46),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F46-Scenario2!AJ46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G46-Scenario2!AK46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G46-Scenario2!AK46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H46-Scenario2!AL46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H46))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K46),(Scenario2!G46)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F46*12),(Scenario2!F46))),(Scenario2!C46))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F46-Scenario2!AJ46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G46-Scenario2!AK46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G46-Scenario2!AK46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H46-Scenario2!AL46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H46))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K46),(Scenario2!G46)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F46*12),(Scenario2!F46))),(Scenario2!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J46),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L46))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O46),(Scenario2!C46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C46),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P46)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O46)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L46))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O46),(Scenario2!C46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C46),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P46),(Scenario2!C46)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O46),(Scenario2!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C46),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q46))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E46),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U46)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T46)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q46))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E46),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U46),(Scenario2!E46)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T46),(Scenario2!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M46),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE46))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF46),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD46),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE46))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD46),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF46),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH46))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J46),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF46),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH46))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI46), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ46),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK46))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE46),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT46))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF46),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG46),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH46))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE46),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI46), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ46),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK46))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F46),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F46-Scenario3!AJ46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G46-Scenario3!AK46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G46-Scenario3!AK46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H46-Scenario3!AL46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H46))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K46),(Scenario3!G46)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F46*12),(Scenario3!F46))),(Scenario3!C46))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F46-Scenario3!AJ46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G46-Scenario3!AK46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G46-Scenario3!AK46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H46-Scenario3!AL46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H46))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K46),(Scenario3!G46)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F46*12),(Scenario3!F46))),(Scenario3!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J46),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L46))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O46),(Scenario3!C46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C46),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P46)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O46)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L46))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O46),(Scenario3!C46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C46),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P46),(Scenario3!C46)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O46),(Scenario3!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C46),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q46))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E46),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U46)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T46)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q46))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E46),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U46),(Scenario3!E46)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T46),(Scenario3!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M46),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE46))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF46),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD46),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE46))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD46),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF46),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH46))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J46),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF46),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH46))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI46), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ46),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK46))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE46),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT46))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF46),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG46),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH46))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE46),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI46), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ46),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK46))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F46),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F46-Scenario4!AJ46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G46-Scenario4!AK46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G46-Scenario4!AK46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H46-Scenario4!AL46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H46))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K46),(Scenario4!G46)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F46*12),(Scenario4!F46))),(Scenario4!C46))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F46-Scenario4!AJ46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G46-Scenario4!AK46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G46-Scenario4!AK46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H46-Scenario4!AL46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H46))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K46),(Scenario4!G46)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F46*12),(Scenario4!F46))),(Scenario4!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J46),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L46))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O46),(Scenario4!C46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C46),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P46)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O46)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L46))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O46),(Scenario4!C46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C46),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P46),(Scenario4!C46)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O46),(Scenario4!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C46),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q46))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E46),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U46)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T46)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q46))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E46),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U46),(Scenario4!E46)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T46),(Scenario4!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M46),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE46))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF46),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD46),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE46))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD46),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF46),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH46))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J46),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF46),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH46))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI46), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ46),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK46))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE46),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT46))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF46),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG46),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH46))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE46),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI46), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ46),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK46))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F46),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F46-Scenario5!AJ46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G46-Scenario5!AK46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G46-Scenario5!AK46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H46-Scenario5!AL46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H46))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K46),(Scenario5!G46)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F46*12),(Scenario5!F46))),(Scenario5!C46))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F46-Scenario5!AJ46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G46-Scenario5!AK46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G46-Scenario5!AK46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H46-Scenario5!AL46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H46))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K46),(Scenario5!G46)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F46*12),(Scenario5!F46))),(Scenario5!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J46),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L46))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O46),(Scenario5!C46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C46),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P46)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O46)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L46))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O46),(Scenario5!C46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C46),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P46),(Scenario5!C46)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O46),(Scenario5!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C46),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q46))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E46),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U46)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T46)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q46))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E46),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U46),(Scenario5!E46)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T46),(Scenario5!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M46),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE46))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF46),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD46),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE46))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD46),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF46),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH46))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J46),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF46),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH46))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI46), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ46),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK46))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE46),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT46))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF46),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG46),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH46))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE46),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI46), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ46),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK46))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F46),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F46-Scenario6!AJ46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G46-Scenario6!AK46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G46-Scenario6!AK46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H46-Scenario6!AL46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H46))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K46),(Scenario6!G46)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F46*12),(Scenario6!F46))),(Scenario6!C46))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F46-Scenario6!AJ46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G46-Scenario6!AK46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G46-Scenario6!AK46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H46-Scenario6!AL46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H46))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K46),(Scenario6!G46)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F46*12),(Scenario6!F46))),(Scenario6!C46)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK47))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J46),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L46))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O46),(Scenario6!C46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C46),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P46)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O46)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L46))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O46),(Scenario6!C46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C46),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P46),(Scenario6!C46)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O46),(Scenario6!C46))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C46),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q46))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E46),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U46)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T46)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q46))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E46),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U46),(Scenario6!E46)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T46),(Scenario6!E46))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M46),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE46))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF46),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD46),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE46))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD46),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF46),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH46))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL46),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J46),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF46),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH46))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI46), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ46),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK46))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE46),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT46))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF46),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG46),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH46))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A47+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE46),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI46), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ46),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK46))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL46),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A47+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA47,F47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB47,M47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC47,T47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED47,AA47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE47,AH47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF47,AO47),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA47,EH47),0.1),IRR((EA$3:EA47,EH47),EU46))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB47,EI47),0.1),IRR((EB$3:EB47,EI47),EV46))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC47,EJ47),0.1),IRR((EC$3:EC47,EJ47),EW46))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED47,EK47),0.1),IRR((ED$3:ED47,EK47),EX46))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE47,EL47),0.1),IRR((EE$3:EE47,EL47),EY46))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF47,EM47),0.1),IRR((EF$3:EF47,EM47),EZ46))","v":{"$error":"#VALUE!"}},46,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA47<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA47+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F47),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F47-Scenario1!AJ47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G47-Scenario1!AK47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G47-Scenario1!AK47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H47-Scenario1!AL47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H47))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K47),(Scenario1!G47)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F47*12),(Scenario1!F47))),(Scenario1!C47))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F47-Scenario1!AJ47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G47-Scenario1!AK47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G47-Scenario1!AK47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H47-Scenario1!AL47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H47))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K47),(Scenario1!G47)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F47*12),(Scenario1!F47))),(Scenario1!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J47),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L47))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O47),(Scenario1!C47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C47),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P47)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O47)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L47))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O47),(Scenario1!C47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C47),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P47),(Scenario1!C47)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O47),(Scenario1!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C47),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q47))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E47),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U47)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T47)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q47))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E47),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U47),(Scenario1!E47)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T47),(Scenario1!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M47),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE47))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF47),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD47),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE47))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD47),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF47),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH47))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J47),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF47),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH47))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI47), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ47),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK47))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE47),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT47))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF47),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG47),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH47))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE47),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI47), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ47),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK47))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F47),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F47-Scenario2!AJ47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G47-Scenario2!AK47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G47-Scenario2!AK47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H47-Scenario2!AL47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H47))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K47),(Scenario2!G47)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F47*12),(Scenario2!F47))),(Scenario2!C47))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F47-Scenario2!AJ47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G47-Scenario2!AK47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G47-Scenario2!AK47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H47-Scenario2!AL47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H47))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K47),(Scenario2!G47)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F47*12),(Scenario2!F47))),(Scenario2!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J47),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L47))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O47),(Scenario2!C47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C47),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P47)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O47)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L47))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O47),(Scenario2!C47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C47),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P47),(Scenario2!C47)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O47),(Scenario2!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C47),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q47))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E47),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U47)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T47)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q47))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E47),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U47),(Scenario2!E47)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T47),(Scenario2!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M47),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE47))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF47),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD47),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE47))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD47),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF47),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH47))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J47),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF47),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH47))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI47), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ47),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK47))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE47),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT47))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF47),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG47),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH47))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE47),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI47), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ47),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK47))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F47),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F47-Scenario3!AJ47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G47-Scenario3!AK47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G47-Scenario3!AK47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H47-Scenario3!AL47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H47))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K47),(Scenario3!G47)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F47*12),(Scenario3!F47))),(Scenario3!C47))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F47-Scenario3!AJ47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G47-Scenario3!AK47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G47-Scenario3!AK47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H47-Scenario3!AL47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H47))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K47),(Scenario3!G47)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F47*12),(Scenario3!F47))),(Scenario3!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J47),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L47))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O47),(Scenario3!C47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C47),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P47)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O47)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L47))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O47),(Scenario3!C47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C47),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P47),(Scenario3!C47)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O47),(Scenario3!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C47),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q47))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E47),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U47)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T47)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q47))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E47),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U47),(Scenario3!E47)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T47),(Scenario3!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M47),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE47))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF47),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD47),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE47))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD47),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF47),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH47))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J47),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF47),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH47))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI47), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ47),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK47))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE47),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT47))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF47),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG47),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH47))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE47),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI47), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ47),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK47))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F47),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F47-Scenario4!AJ47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G47-Scenario4!AK47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G47-Scenario4!AK47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H47-Scenario4!AL47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H47))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K47),(Scenario4!G47)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F47*12),(Scenario4!F47))),(Scenario4!C47))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F47-Scenario4!AJ47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G47-Scenario4!AK47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G47-Scenario4!AK47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H47-Scenario4!AL47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H47))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K47),(Scenario4!G47)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F47*12),(Scenario4!F47))),(Scenario4!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J47),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L47))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O47),(Scenario4!C47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C47),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P47)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O47)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L47))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O47),(Scenario4!C47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C47),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P47),(Scenario4!C47)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O47),(Scenario4!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C47),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q47))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E47),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U47)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T47)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q47))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E47),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U47),(Scenario4!E47)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T47),(Scenario4!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M47),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE47))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF47),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD47),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE47))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD47),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF47),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH47))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J47),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF47),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH47))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI47), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ47),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK47))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE47),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT47))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF47),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG47),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH47))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE47),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI47), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ47),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK47))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F47),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F47-Scenario5!AJ47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G47-Scenario5!AK47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G47-Scenario5!AK47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H47-Scenario5!AL47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H47))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K47),(Scenario5!G47)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F47*12),(Scenario5!F47))),(Scenario5!C47))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F47-Scenario5!AJ47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G47-Scenario5!AK47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G47-Scenario5!AK47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H47-Scenario5!AL47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H47))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K47),(Scenario5!G47)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F47*12),(Scenario5!F47))),(Scenario5!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J47),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L47))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O47),(Scenario5!C47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C47),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P47)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O47)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L47))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O47),(Scenario5!C47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C47),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P47),(Scenario5!C47)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O47),(Scenario5!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C47),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q47))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E47),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U47)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T47)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q47))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E47),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U47),(Scenario5!E47)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T47),(Scenario5!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M47),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE47))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF47),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD47),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE47))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD47),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF47),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH47))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J47),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF47),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH47))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI47), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ47),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK47))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE47),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT47))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF47),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG47),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH47))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE47),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI47), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ47),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK47))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F47),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F47-Scenario6!AJ47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G47-Scenario6!AK47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G47-Scenario6!AK47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H47-Scenario6!AL47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H47))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K47),(Scenario6!G47)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F47*12),(Scenario6!F47))),(Scenario6!C47))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F47-Scenario6!AJ47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G47-Scenario6!AK47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G47-Scenario6!AK47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H47-Scenario6!AL47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H47))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K47),(Scenario6!G47)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F47*12),(Scenario6!F47))),(Scenario6!C47)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK48))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J47),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L47))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O47),(Scenario6!C47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C47),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P47)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O47)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L47))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O47),(Scenario6!C47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C47),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P47),(Scenario6!C47)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O47),(Scenario6!C47))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C47),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q47))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E47),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U47)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T47)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q47))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E47),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U47),(Scenario6!E47)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T47),(Scenario6!E47))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M47),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE47))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF47),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD47),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE47))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD47),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF47),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH47))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL47),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J47),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF47),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH47))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI47), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ47),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK47))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE47),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT47))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF47),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG47),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH47))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A48+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE47),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI47), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ47),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK47))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL47),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A48+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA48,F48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB48,M48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC48,T48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED48,AA48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE48,AH48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF48,AO48),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA48,EH48),0.1),IRR((EA$3:EA48,EH48),EU47))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB48,EI48),0.1),IRR((EB$3:EB48,EI48),EV47))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC48,EJ48),0.1),IRR((EC$3:EC48,EJ48),EW47))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED48,EK48),0.1),IRR((ED$3:ED48,EK48),EX47))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE48,EL48),0.1),IRR((EE$3:EE48,EL48),EY47))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF48,EM48),0.1),IRR((EF$3:EF48,EM48),EZ47))","v":{"$error":"#VALUE!"}},47,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA48<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA48+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F48),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F48-Scenario1!AJ48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G48-Scenario1!AK48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G48-Scenario1!AK48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H48-Scenario1!AL48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H48))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K48),(Scenario1!G48)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F48*12),(Scenario1!F48))),(Scenario1!C48))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F48-Scenario1!AJ48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G48-Scenario1!AK48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G48-Scenario1!AK48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H48-Scenario1!AL48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H48))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K48),(Scenario1!G48)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F48*12),(Scenario1!F48))),(Scenario1!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J48),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L48))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O48),(Scenario1!C48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C48),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P48)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O48)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L48))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O48),(Scenario1!C48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C48),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P48),(Scenario1!C48)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O48),(Scenario1!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C48),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q48))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E48),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U48)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T48)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q48))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E48),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U48),(Scenario1!E48)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T48),(Scenario1!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M48),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE48))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF48),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD48),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE48))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD48),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF48),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH48))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J48),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF48),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH48))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI48), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ48),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK48))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE48),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT48))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF48),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG48),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH48))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE48),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI48), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ48),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK48))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F48),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F48-Scenario2!AJ48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G48-Scenario2!AK48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G48-Scenario2!AK48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H48-Scenario2!AL48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H48))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K48),(Scenario2!G48)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F48*12),(Scenario2!F48))),(Scenario2!C48))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F48-Scenario2!AJ48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G48-Scenario2!AK48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G48-Scenario2!AK48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H48-Scenario2!AL48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H48))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K48),(Scenario2!G48)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F48*12),(Scenario2!F48))),(Scenario2!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J48),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L48))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O48),(Scenario2!C48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C48),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P48)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O48)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L48))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O48),(Scenario2!C48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C48),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P48),(Scenario2!C48)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O48),(Scenario2!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C48),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q48))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E48),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U48)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T48)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q48))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E48),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U48),(Scenario2!E48)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T48),(Scenario2!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M48),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE48))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF48),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD48),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE48))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD48),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF48),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH48))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J48),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF48),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH48))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI48), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ48),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK48))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE48),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT48))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF48),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG48),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH48))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE48),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI48), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ48),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK48))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F48),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F48-Scenario3!AJ48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G48-Scenario3!AK48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G48-Scenario3!AK48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H48-Scenario3!AL48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H48))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K48),(Scenario3!G48)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F48*12),(Scenario3!F48))),(Scenario3!C48))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F48-Scenario3!AJ48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G48-Scenario3!AK48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G48-Scenario3!AK48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H48-Scenario3!AL48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H48))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K48),(Scenario3!G48)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F48*12),(Scenario3!F48))),(Scenario3!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J48),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L48))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O48),(Scenario3!C48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C48),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P48)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O48)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L48))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O48),(Scenario3!C48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C48),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P48),(Scenario3!C48)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O48),(Scenario3!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C48),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q48))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E48),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U48)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T48)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q48))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E48),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U48),(Scenario3!E48)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T48),(Scenario3!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M48),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE48))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF48),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD48),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE48))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD48),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF48),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH48))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J48),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF48),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH48))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI48), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ48),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK48))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE48),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT48))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF48),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG48),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH48))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE48),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI48), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ48),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK48))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F48),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F48-Scenario4!AJ48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G48-Scenario4!AK48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G48-Scenario4!AK48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H48-Scenario4!AL48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H48))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K48),(Scenario4!G48)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F48*12),(Scenario4!F48))),(Scenario4!C48))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F48-Scenario4!AJ48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G48-Scenario4!AK48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G48-Scenario4!AK48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H48-Scenario4!AL48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H48))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K48),(Scenario4!G48)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F48*12),(Scenario4!F48))),(Scenario4!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J48),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L48))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O48),(Scenario4!C48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C48),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P48)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O48)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L48))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O48),(Scenario4!C48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C48),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P48),(Scenario4!C48)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O48),(Scenario4!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C48),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q48))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E48),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U48)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T48)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q48))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E48),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U48),(Scenario4!E48)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T48),(Scenario4!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M48),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE48))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF48),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD48),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE48))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD48),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF48),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH48))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J48),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF48),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH48))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI48), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ48),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK48))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE48),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT48))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF48),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG48),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH48))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE48),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI48), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ48),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK48))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F48),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F48-Scenario5!AJ48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G48-Scenario5!AK48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G48-Scenario5!AK48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H48-Scenario5!AL48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H48))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K48),(Scenario5!G48)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F48*12),(Scenario5!F48))),(Scenario5!C48))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F48-Scenario5!AJ48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G48-Scenario5!AK48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G48-Scenario5!AK48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H48-Scenario5!AL48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H48))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K48),(Scenario5!G48)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F48*12),(Scenario5!F48))),(Scenario5!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J48),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L48))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O48),(Scenario5!C48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C48),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P48)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O48)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L48))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O48),(Scenario5!C48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C48),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P48),(Scenario5!C48)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O48),(Scenario5!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C48),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q48))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E48),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U48)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T48)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q48))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E48),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U48),(Scenario5!E48)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T48),(Scenario5!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M48),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE48))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF48),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD48),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE48))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD48),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF48),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH48))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J48),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF48),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH48))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI48), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ48),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK48))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE48),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT48))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF48),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG48),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH48))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE48),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI48), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ48),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK48))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F48),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F48-Scenario6!AJ48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G48-Scenario6!AK48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G48-Scenario6!AK48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H48-Scenario6!AL48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H48))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K48),(Scenario6!G48)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F48*12),(Scenario6!F48))),(Scenario6!C48))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F48-Scenario6!AJ48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G48-Scenario6!AK48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G48-Scenario6!AK48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H48-Scenario6!AL48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H48))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K48),(Scenario6!G48)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F48*12),(Scenario6!F48))),(Scenario6!C48)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK49))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J48),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L48))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O48),(Scenario6!C48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C48),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P48)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O48)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L48))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O48),(Scenario6!C48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C48),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P48),(Scenario6!C48)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O48),(Scenario6!C48))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C48),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q48))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E48),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U48)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T48)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q48))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E48),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U48),(Scenario6!E48)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T48),(Scenario6!E48))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M48),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE48))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF48),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD48),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE48))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD48),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF48),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH48))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL48),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J48),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF48),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH48))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI48), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ48),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK48))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE48),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT48))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF48),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG48),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH48))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A49+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE48),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI48), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ48),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK48))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL48),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A49+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA49,F49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB49,M49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC49,T49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED49,AA49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE49,AH49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF49,AO49),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA49,EH49),0.1),IRR((EA$3:EA49,EH49),EU48))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB49,EI49),0.1),IRR((EB$3:EB49,EI49),EV48))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC49,EJ49),0.1),IRR((EC$3:EC49,EJ49),EW48))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED49,EK49),0.1),IRR((ED$3:ED49,EK49),EX48))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE49,EL49),0.1),IRR((EE$3:EE49,EL49),EY48))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF49,EM49),0.1),IRR((EF$3:EF49,EM49),EZ48))","v":{"$error":"#VALUE!"}},48,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA49<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA49+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F49),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F49-Scenario1!AJ49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G49-Scenario1!AK49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G49-Scenario1!AK49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H49-Scenario1!AL49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H49))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K49),(Scenario1!G49)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F49*12),(Scenario1!F49))),(Scenario1!C49))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F49-Scenario1!AJ49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G49-Scenario1!AK49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G49-Scenario1!AK49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H49-Scenario1!AL49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H49))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K49),(Scenario1!G49)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F49*12),(Scenario1!F49))),(Scenario1!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J49),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L49))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O49),(Scenario1!C49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C49),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P49)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O49)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L49))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O49),(Scenario1!C49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C49),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P49),(Scenario1!C49)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O49),(Scenario1!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C49),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q49))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E49),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U49)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T49)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q49))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E49),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U49),(Scenario1!E49)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T49),(Scenario1!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M49),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE49))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF49),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD49),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE49))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD49),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF49),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH49))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J49),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF49),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH49))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI49), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ49),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK49))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE49),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT49))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF49),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG49),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH49))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE49),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI49), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ49),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK49))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F49),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F49-Scenario2!AJ49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G49-Scenario2!AK49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G49-Scenario2!AK49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H49-Scenario2!AL49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H49))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K49),(Scenario2!G49)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F49*12),(Scenario2!F49))),(Scenario2!C49))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F49-Scenario2!AJ49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G49-Scenario2!AK49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G49-Scenario2!AK49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H49-Scenario2!AL49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H49))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K49),(Scenario2!G49)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F49*12),(Scenario2!F49))),(Scenario2!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J49),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L49))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O49),(Scenario2!C49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C49),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P49)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O49)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L49))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O49),(Scenario2!C49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C49),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P49),(Scenario2!C49)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O49),(Scenario2!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C49),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q49))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E49),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U49)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T49)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q49))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E49),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U49),(Scenario2!E49)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T49),(Scenario2!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M49),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE49))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF49),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD49),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE49))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD49),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF49),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH49))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J49),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF49),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH49))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI49), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ49),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK49))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE49),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT49))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF49),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG49),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH49))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE49),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI49), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ49),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK49))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F49),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F49-Scenario3!AJ49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G49-Scenario3!AK49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G49-Scenario3!AK49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H49-Scenario3!AL49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H49))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K49),(Scenario3!G49)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F49*12),(Scenario3!F49))),(Scenario3!C49))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F49-Scenario3!AJ49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G49-Scenario3!AK49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G49-Scenario3!AK49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H49-Scenario3!AL49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H49))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K49),(Scenario3!G49)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F49*12),(Scenario3!F49))),(Scenario3!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J49),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L49))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O49),(Scenario3!C49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C49),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P49)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O49)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L49))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O49),(Scenario3!C49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C49),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P49),(Scenario3!C49)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O49),(Scenario3!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C49),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q49))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E49),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U49)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T49)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q49))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E49),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U49),(Scenario3!E49)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T49),(Scenario3!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M49),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE49))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF49),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD49),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE49))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD49),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF49),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH49))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J49),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF49),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH49))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI49), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ49),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK49))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE49),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT49))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF49),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG49),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH49))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE49),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI49), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ49),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK49))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F49),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F49-Scenario4!AJ49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G49-Scenario4!AK49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G49-Scenario4!AK49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H49-Scenario4!AL49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H49))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K49),(Scenario4!G49)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F49*12),(Scenario4!F49))),(Scenario4!C49))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F49-Scenario4!AJ49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G49-Scenario4!AK49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G49-Scenario4!AK49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H49-Scenario4!AL49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H49))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K49),(Scenario4!G49)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F49*12),(Scenario4!F49))),(Scenario4!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J49),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L49))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O49),(Scenario4!C49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C49),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P49)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O49)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L49))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O49),(Scenario4!C49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C49),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P49),(Scenario4!C49)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O49),(Scenario4!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C49),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q49))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E49),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U49)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T49)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q49))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E49),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U49),(Scenario4!E49)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T49),(Scenario4!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M49),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE49))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF49),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD49),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE49))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD49),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF49),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH49))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J49),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF49),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH49))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI49), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ49),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK49))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE49),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT49))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF49),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG49),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH49))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE49),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI49), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ49),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK49))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F49),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F49-Scenario5!AJ49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G49-Scenario5!AK49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G49-Scenario5!AK49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H49-Scenario5!AL49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H49))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K49),(Scenario5!G49)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F49*12),(Scenario5!F49))),(Scenario5!C49))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F49-Scenario5!AJ49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G49-Scenario5!AK49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G49-Scenario5!AK49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H49-Scenario5!AL49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H49))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K49),(Scenario5!G49)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F49*12),(Scenario5!F49))),(Scenario5!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J49),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L49))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O49),(Scenario5!C49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C49),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P49)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O49)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L49))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O49),(Scenario5!C49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C49),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P49),(Scenario5!C49)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O49),(Scenario5!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C49),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q49))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E49),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U49)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T49)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q49))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E49),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U49),(Scenario5!E49)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T49),(Scenario5!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M49),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE49))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF49),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD49),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE49))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD49),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF49),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH49))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J49),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF49),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH49))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI49), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ49),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK49))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE49),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT49))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF49),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG49),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH49))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE49),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI49), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ49),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK49))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F49),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F49-Scenario6!AJ49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G49-Scenario6!AK49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G49-Scenario6!AK49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H49-Scenario6!AL49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H49))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K49),(Scenario6!G49)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F49*12),(Scenario6!F49))),(Scenario6!C49))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F49-Scenario6!AJ49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G49-Scenario6!AK49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G49-Scenario6!AK49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H49-Scenario6!AL49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H49))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K49),(Scenario6!G49)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F49*12),(Scenario6!F49))),(Scenario6!C49)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK50))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J49),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L49))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O49),(Scenario6!C49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C49),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P49)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O49)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L49))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O49),(Scenario6!C49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C49),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P49),(Scenario6!C49)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O49),(Scenario6!C49))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C49),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q49))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E49),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U49)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T49)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q49))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E49),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U49),(Scenario6!E49)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T49),(Scenario6!E49))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M49),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE49))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF49),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD49),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE49))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD49),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF49),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH49))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL49),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J49),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF49),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH49))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI49), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ49),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK49))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE49),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT49))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF49),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG49),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH49))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A50+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE49),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI49), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ49),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK49))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL49),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A50+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA50,F50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB50,M50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC50,T50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED50,AA50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE50,AH50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF50,AO50),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA50,EH50),0.1),IRR((EA$3:EA50,EH50),EU49))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB50,EI50),0.1),IRR((EB$3:EB50,EI50),EV49))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC50,EJ50),0.1),IRR((EC$3:EC50,EJ50),EW49))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED50,EK50),0.1),IRR((ED$3:ED50,EK50),EX49))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE50,EL50),0.1),IRR((EE$3:EE50,EL50),EY49))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF50,EM50),0.1),IRR((EF$3:EF50,EM50),EZ49))","v":{"$error":"#VALUE!"}},49,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA50<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA50+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F50),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F50-Scenario1!AJ50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G50-Scenario1!AK50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G50-Scenario1!AK50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H50-Scenario1!AL50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H50))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K50),(Scenario1!G50)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F50*12),(Scenario1!F50))),(Scenario1!C50))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F50-Scenario1!AJ50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G50-Scenario1!AK50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G50-Scenario1!AK50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H50-Scenario1!AL50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H50))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K50),(Scenario1!G50)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F50*12),(Scenario1!F50))),(Scenario1!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J50),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L50))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O50),(Scenario1!C50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C50),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P50)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O50)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L50))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O50),(Scenario1!C50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C50),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P50),(Scenario1!C50)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O50),(Scenario1!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C50),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q50))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E50),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U50)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T50)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q50))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E50),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U50),(Scenario1!E50)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T50),(Scenario1!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M50),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE50))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF50),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD50),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE50))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD50),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF50),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH50))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J50),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF50),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH50))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI50), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ50),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK50))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE50),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT50))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF50),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG50),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH50))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE50),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI50), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ50),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK50))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F50),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F50-Scenario2!AJ50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G50-Scenario2!AK50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G50-Scenario2!AK50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H50-Scenario2!AL50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H50))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K50),(Scenario2!G50)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F50*12),(Scenario2!F50))),(Scenario2!C50))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F50-Scenario2!AJ50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G50-Scenario2!AK50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G50-Scenario2!AK50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H50-Scenario2!AL50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H50))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K50),(Scenario2!G50)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F50*12),(Scenario2!F50))),(Scenario2!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J50),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L50))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O50),(Scenario2!C50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C50),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P50)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O50)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L50))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O50),(Scenario2!C50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C50),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P50),(Scenario2!C50)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O50),(Scenario2!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C50),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q50))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E50),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U50)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T50)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q50))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E50),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U50),(Scenario2!E50)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T50),(Scenario2!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M50),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE50))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF50),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD50),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE50))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD50),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF50),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH50))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J50),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF50),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH50))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI50), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ50),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK50))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE50),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT50))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF50),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG50),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH50))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE50),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI50), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ50),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK50))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F50),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F50-Scenario3!AJ50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G50-Scenario3!AK50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G50-Scenario3!AK50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H50-Scenario3!AL50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H50))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K50),(Scenario3!G50)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F50*12),(Scenario3!F50))),(Scenario3!C50))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F50-Scenario3!AJ50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G50-Scenario3!AK50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G50-Scenario3!AK50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H50-Scenario3!AL50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H50))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K50),(Scenario3!G50)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F50*12),(Scenario3!F50))),(Scenario3!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J50),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L50))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O50),(Scenario3!C50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C50),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P50)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O50)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L50))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O50),(Scenario3!C50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C50),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P50),(Scenario3!C50)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O50),(Scenario3!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C50),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q50))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E50),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U50)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T50)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q50))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E50),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U50),(Scenario3!E50)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T50),(Scenario3!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M50),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE50))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF50),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD50),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE50))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD50),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF50),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH50))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J50),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF50),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH50))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI50), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ50),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK50))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE50),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT50))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF50),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG50),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH50))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE50),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI50), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ50),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK50))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F50),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F50-Scenario4!AJ50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G50-Scenario4!AK50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G50-Scenario4!AK50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H50-Scenario4!AL50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H50))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K50),(Scenario4!G50)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F50*12),(Scenario4!F50))),(Scenario4!C50))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F50-Scenario4!AJ50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G50-Scenario4!AK50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G50-Scenario4!AK50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H50-Scenario4!AL50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H50))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K50),(Scenario4!G50)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F50*12),(Scenario4!F50))),(Scenario4!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J50),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L50))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O50),(Scenario4!C50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C50),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P50)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O50)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L50))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O50),(Scenario4!C50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C50),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P50),(Scenario4!C50)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O50),(Scenario4!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C50),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q50))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E50),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U50)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T50)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q50))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E50),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U50),(Scenario4!E50)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T50),(Scenario4!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M50),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE50))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF50),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD50),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE50))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD50),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF50),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH50))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J50),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF50),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH50))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI50), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ50),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK50))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE50),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT50))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF50),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG50),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH50))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE50),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI50), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ50),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK50))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F50),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F50-Scenario5!AJ50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G50-Scenario5!AK50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G50-Scenario5!AK50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H50-Scenario5!AL50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H50))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K50),(Scenario5!G50)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F50*12),(Scenario5!F50))),(Scenario5!C50))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F50-Scenario5!AJ50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G50-Scenario5!AK50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G50-Scenario5!AK50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H50-Scenario5!AL50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H50))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K50),(Scenario5!G50)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F50*12),(Scenario5!F50))),(Scenario5!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J50),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L50))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O50),(Scenario5!C50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C50),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P50)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O50)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L50))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O50),(Scenario5!C50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C50),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P50),(Scenario5!C50)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O50),(Scenario5!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C50),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q50))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E50),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U50)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T50)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q50))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E50),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U50),(Scenario5!E50)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T50),(Scenario5!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M50),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE50))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF50),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD50),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE50))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD50),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF50),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH50))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J50),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF50),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH50))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI50), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ50),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK50))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE50),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT50))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF50),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG50),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH50))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE50),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI50), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ50),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK50))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F50),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F50-Scenario6!AJ50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G50-Scenario6!AK50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G50-Scenario6!AK50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H50-Scenario6!AL50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H50))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K50),(Scenario6!G50)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F50*12),(Scenario6!F50))),(Scenario6!C50))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F50-Scenario6!AJ50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G50-Scenario6!AK50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G50-Scenario6!AK50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H50-Scenario6!AL50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H50))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K50),(Scenario6!G50)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F50*12),(Scenario6!F50))),(Scenario6!C50)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK51))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J50),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L50))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O50),(Scenario6!C50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C50),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P50)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O50)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L50))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O50),(Scenario6!C50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C50),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P50),(Scenario6!C50)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O50),(Scenario6!C50))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C50),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q50))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E50),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U50)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T50)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q50))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E50),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U50),(Scenario6!E50)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T50),(Scenario6!E50))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M50),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE50))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF50),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD50),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE50))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD50),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF50),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH50))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL50),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J50),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF50),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH50))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI50), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ50),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK50))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE50),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT50))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF50),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG50),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH50))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A51+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE50),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI50), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ50),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK50))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL50),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A51+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA51,F51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB51,M51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC51,T51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED51,AA51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE51,AH51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF51,AO51),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA51,EH51),0.1),IRR((EA$3:EA51,EH51),EU50))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB51,EI51),0.1),IRR((EB$3:EB51,EI51),EV50))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC51,EJ51),0.1),IRR((EC$3:EC51,EJ51),EW50))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED51,EK51),0.1),IRR((ED$3:ED51,EK51),EX50))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE51,EL51),0.1),IRR((EE$3:EE51,EL51),EY50))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF51,EM51),0.1),IRR((EF$3:EF51,EM51),EZ50))","v":{"$error":"#VALUE!"}},50,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA51<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA51+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F51),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F51-Scenario1!AJ51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G51-Scenario1!AK51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G51-Scenario1!AK51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H51-Scenario1!AL51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H51))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K51),(Scenario1!G51)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F51*12),(Scenario1!F51))),(Scenario1!C51))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F51-Scenario1!AJ51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G51-Scenario1!AK51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G51-Scenario1!AK51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H51-Scenario1!AL51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H51))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K51),(Scenario1!G51)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F51*12),(Scenario1!F51))),(Scenario1!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J51),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L51))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O51),(Scenario1!C51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C51),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P51)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O51)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L51))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O51),(Scenario1!C51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C51),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P51),(Scenario1!C51)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O51),(Scenario1!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C51),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q51))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E51),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U51)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T51)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q51))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E51),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U51),(Scenario1!E51)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T51),(Scenario1!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M51),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE51))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF51),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD51),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE51))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD51),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF51),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH51))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J51),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF51),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH51))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI51), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ51),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK51))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE51),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT51))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF51),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG51),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH51))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE51),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI51), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ51),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK51))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F51),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F51-Scenario2!AJ51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G51-Scenario2!AK51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G51-Scenario2!AK51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H51-Scenario2!AL51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H51))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K51),(Scenario2!G51)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F51*12),(Scenario2!F51))),(Scenario2!C51))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F51-Scenario2!AJ51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G51-Scenario2!AK51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G51-Scenario2!AK51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H51-Scenario2!AL51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H51))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K51),(Scenario2!G51)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F51*12),(Scenario2!F51))),(Scenario2!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J51),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L51))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O51),(Scenario2!C51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C51),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P51)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O51)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L51))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O51),(Scenario2!C51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C51),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P51),(Scenario2!C51)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O51),(Scenario2!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C51),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q51))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E51),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U51)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T51)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q51))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E51),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U51),(Scenario2!E51)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T51),(Scenario2!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M51),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE51))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF51),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD51),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE51))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD51),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF51),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH51))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J51),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF51),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH51))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI51), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ51),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK51))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE51),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT51))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF51),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG51),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH51))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE51),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI51), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ51),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK51))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F51),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F51-Scenario3!AJ51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G51-Scenario3!AK51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G51-Scenario3!AK51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H51-Scenario3!AL51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H51))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K51),(Scenario3!G51)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F51*12),(Scenario3!F51))),(Scenario3!C51))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F51-Scenario3!AJ51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G51-Scenario3!AK51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G51-Scenario3!AK51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H51-Scenario3!AL51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H51))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K51),(Scenario3!G51)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F51*12),(Scenario3!F51))),(Scenario3!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J51),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L51))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O51),(Scenario3!C51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C51),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P51)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O51)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L51))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O51),(Scenario3!C51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C51),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P51),(Scenario3!C51)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O51),(Scenario3!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C51),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q51))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E51),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U51)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T51)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q51))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E51),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U51),(Scenario3!E51)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T51),(Scenario3!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M51),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE51))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF51),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD51),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE51))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD51),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF51),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH51))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J51),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF51),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH51))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI51), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ51),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK51))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE51),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT51))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF51),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG51),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH51))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE51),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI51), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ51),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK51))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F51),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F51-Scenario4!AJ51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G51-Scenario4!AK51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G51-Scenario4!AK51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H51-Scenario4!AL51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H51))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K51),(Scenario4!G51)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F51*12),(Scenario4!F51))),(Scenario4!C51))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F51-Scenario4!AJ51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G51-Scenario4!AK51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G51-Scenario4!AK51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H51-Scenario4!AL51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H51))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K51),(Scenario4!G51)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F51*12),(Scenario4!F51))),(Scenario4!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J51),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L51))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O51),(Scenario4!C51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C51),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P51)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O51)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L51))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O51),(Scenario4!C51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C51),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P51),(Scenario4!C51)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O51),(Scenario4!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C51),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q51))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E51),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U51)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T51)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q51))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E51),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U51),(Scenario4!E51)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T51),(Scenario4!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M51),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE51))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF51),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD51),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE51))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD51),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF51),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH51))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J51),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF51),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH51))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI51), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ51),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK51))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE51),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT51))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF51),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG51),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH51))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE51),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI51), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ51),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK51))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F51),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F51-Scenario5!AJ51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G51-Scenario5!AK51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G51-Scenario5!AK51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H51-Scenario5!AL51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H51))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K51),(Scenario5!G51)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F51*12),(Scenario5!F51))),(Scenario5!C51))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F51-Scenario5!AJ51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G51-Scenario5!AK51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G51-Scenario5!AK51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H51-Scenario5!AL51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H51))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K51),(Scenario5!G51)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F51*12),(Scenario5!F51))),(Scenario5!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J51),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L51))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O51),(Scenario5!C51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C51),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P51)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O51)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L51))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O51),(Scenario5!C51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C51),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P51),(Scenario5!C51)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O51),(Scenario5!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C51),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q51))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E51),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U51)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T51)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q51))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E51),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U51),(Scenario5!E51)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T51),(Scenario5!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M51),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE51))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF51),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD51),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE51))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD51),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF51),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH51))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J51),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF51),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH51))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI51), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ51),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK51))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE51),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT51))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF51),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG51),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH51))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE51),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI51), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ51),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK51))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F51),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F51-Scenario6!AJ51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G51-Scenario6!AK51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G51-Scenario6!AK51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H51-Scenario6!AL51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H51))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K51),(Scenario6!G51)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F51*12),(Scenario6!F51))),(Scenario6!C51))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F51-Scenario6!AJ51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G51-Scenario6!AK51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G51-Scenario6!AK51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H51-Scenario6!AL51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H51))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K51),(Scenario6!G51)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F51*12),(Scenario6!F51))),(Scenario6!C51)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK52))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J51),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L51))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O51),(Scenario6!C51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C51),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P51)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O51)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L51))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O51),(Scenario6!C51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C51),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P51),(Scenario6!C51)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O51),(Scenario6!C51))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C51),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q51))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E51),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U51)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T51)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q51))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E51),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U51),(Scenario6!E51)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T51),(Scenario6!E51))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M51),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE51))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF51),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD51),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE51))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD51),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF51),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH51))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL51),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J51),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF51),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH51))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI51), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ51),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK51))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE51),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT51))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF51),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG51),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH51))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A52+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE51),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI51), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ51),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK51))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL51),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A52+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA52,F52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB52,M52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC52,T52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED52,AA52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE52,AH52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF52,AO52),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA52,EH52),0.1),IRR((EA$3:EA52,EH52),EU51))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB52,EI52),0.1),IRR((EB$3:EB52,EI52),EV51))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC52,EJ52),0.1),IRR((EC$3:EC52,EJ52),EW51))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED52,EK52),0.1),IRR((ED$3:ED52,EK52),EX51))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE52,EL52),0.1),IRR((EE$3:EE52,EL52),EY51))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF52,EM52),0.1),IRR((EF$3:EF52,EM52),EZ51))","v":{"$error":"#VALUE!"}},51,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA52<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA52+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F52),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F52-Scenario1!AJ52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G52-Scenario1!AK52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G52-Scenario1!AK52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H52-Scenario1!AL52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H52))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K52),(Scenario1!G52)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F52*12),(Scenario1!F52))),(Scenario1!C52))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F52-Scenario1!AJ52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G52-Scenario1!AK52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G52-Scenario1!AK52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H52-Scenario1!AL52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H52))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K52),(Scenario1!G52)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F52*12),(Scenario1!F52))),(Scenario1!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J52),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L52))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O52),(Scenario1!C52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C52),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P52)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O52)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L52))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O52),(Scenario1!C52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C52),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P52),(Scenario1!C52)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O52),(Scenario1!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C52),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q52))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E52),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U52)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T52)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q52))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E52),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U52),(Scenario1!E52)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T52),(Scenario1!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M52),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE52))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF52),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD52),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE52))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD52),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF52),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH52))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J52),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF52),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH52))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI52), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ52),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK52))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE52),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT52))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF52),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG52),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH52))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE52),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI52), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ52),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK52))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F52),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F52-Scenario2!AJ52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G52-Scenario2!AK52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G52-Scenario2!AK52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H52-Scenario2!AL52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H52))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K52),(Scenario2!G52)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F52*12),(Scenario2!F52))),(Scenario2!C52))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F52-Scenario2!AJ52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G52-Scenario2!AK52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G52-Scenario2!AK52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H52-Scenario2!AL52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H52))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K52),(Scenario2!G52)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F52*12),(Scenario2!F52))),(Scenario2!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J52),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L52))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O52),(Scenario2!C52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C52),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P52)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O52)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L52))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O52),(Scenario2!C52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C52),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P52),(Scenario2!C52)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O52),(Scenario2!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C52),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q52))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E52),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U52)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T52)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q52))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E52),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U52),(Scenario2!E52)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T52),(Scenario2!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M52),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE52))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF52),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD52),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE52))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD52),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF52),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH52))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J52),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF52),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH52))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI52), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ52),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK52))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE52),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT52))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF52),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG52),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH52))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE52),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI52), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ52),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK52))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F52),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F52-Scenario3!AJ52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G52-Scenario3!AK52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G52-Scenario3!AK52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H52-Scenario3!AL52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H52))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K52),(Scenario3!G52)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F52*12),(Scenario3!F52))),(Scenario3!C52))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F52-Scenario3!AJ52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G52-Scenario3!AK52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G52-Scenario3!AK52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H52-Scenario3!AL52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H52))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K52),(Scenario3!G52)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F52*12),(Scenario3!F52))),(Scenario3!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J52),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L52))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O52),(Scenario3!C52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C52),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P52)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O52)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L52))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O52),(Scenario3!C52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C52),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P52),(Scenario3!C52)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O52),(Scenario3!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C52),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q52))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E52),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U52)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T52)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q52))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E52),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U52),(Scenario3!E52)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T52),(Scenario3!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M52),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE52))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF52),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD52),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE52))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD52),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF52),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH52))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J52),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF52),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH52))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI52), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ52),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK52))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE52),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT52))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF52),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG52),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH52))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE52),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI52), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ52),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK52))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F52),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F52-Scenario4!AJ52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G52-Scenario4!AK52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G52-Scenario4!AK52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H52-Scenario4!AL52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H52))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K52),(Scenario4!G52)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F52*12),(Scenario4!F52))),(Scenario4!C52))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F52-Scenario4!AJ52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G52-Scenario4!AK52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G52-Scenario4!AK52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H52-Scenario4!AL52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H52))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K52),(Scenario4!G52)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F52*12),(Scenario4!F52))),(Scenario4!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J52),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L52))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O52),(Scenario4!C52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C52),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P52)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O52)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L52))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O52),(Scenario4!C52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C52),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P52),(Scenario4!C52)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O52),(Scenario4!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C52),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q52))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E52),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U52)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T52)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q52))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E52),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U52),(Scenario4!E52)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T52),(Scenario4!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M52),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE52))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF52),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD52),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE52))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD52),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF52),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH52))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J52),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF52),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH52))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI52), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ52),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK52))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE52),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT52))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF52),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG52),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH52))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE52),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI52), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ52),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK52))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F52),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F52-Scenario5!AJ52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G52-Scenario5!AK52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G52-Scenario5!AK52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H52-Scenario5!AL52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H52))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K52),(Scenario5!G52)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F52*12),(Scenario5!F52))),(Scenario5!C52))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F52-Scenario5!AJ52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G52-Scenario5!AK52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G52-Scenario5!AK52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H52-Scenario5!AL52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H52))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K52),(Scenario5!G52)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F52*12),(Scenario5!F52))),(Scenario5!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J52),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L52))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O52),(Scenario5!C52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C52),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P52)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O52)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L52))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O52),(Scenario5!C52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C52),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P52),(Scenario5!C52)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O52),(Scenario5!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C52),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q52))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E52),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U52)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T52)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q52))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E52),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U52),(Scenario5!E52)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T52),(Scenario5!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M52),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE52))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF52),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD52),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE52))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD52),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF52),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH52))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J52),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF52),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH52))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI52), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ52),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK52))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE52),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT52))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF52),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG52),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH52))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE52),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI52), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ52),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK52))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F52),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F52-Scenario6!AJ52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G52-Scenario6!AK52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G52-Scenario6!AK52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H52-Scenario6!AL52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H52))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K52),(Scenario6!G52)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F52*12),(Scenario6!F52))),(Scenario6!C52))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F52-Scenario6!AJ52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G52-Scenario6!AK52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G52-Scenario6!AK52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H52-Scenario6!AL52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H52))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K52),(Scenario6!G52)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F52*12),(Scenario6!F52))),(Scenario6!C52)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK53))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J52),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L52))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O52),(Scenario6!C52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C52),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P52)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O52)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L52))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O52),(Scenario6!C52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C52),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P52),(Scenario6!C52)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O52),(Scenario6!C52))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C52),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q52))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E52),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U52)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T52)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q52))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E52),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U52),(Scenario6!E52)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T52),(Scenario6!E52))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M52),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE52))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF52),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD52),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE52))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD52),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF52),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH52))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL52),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J52),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF52),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH52))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI52), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ52),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK52))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE52),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT52))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF52),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG52),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH52))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A53+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE52),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI52), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ52),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK52))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL52),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A53+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA53,F53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB53,M53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC53,T53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED53,AA53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE53,AH53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF53,AO53),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA53,EH53),0.1),IRR((EA$3:EA53,EH53),EU52))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB53,EI53),0.1),IRR((EB$3:EB53,EI53),EV52))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC53,EJ53),0.1),IRR((EC$3:EC53,EJ53),EW52))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED53,EK53),0.1),IRR((ED$3:ED53,EK53),EX52))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE53,EL53),0.1),IRR((EE$3:EE53,EL53),EY52))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF53,EM53),0.1),IRR((EF$3:EF53,EM53),EZ52))","v":{"$error":"#VALUE!"}},52,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA53<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA53+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F53),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F53-Scenario1!AJ53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G53-Scenario1!AK53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G53-Scenario1!AK53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H53-Scenario1!AL53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H53))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K53),(Scenario1!G53)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F53*12),(Scenario1!F53))),(Scenario1!C53))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F53-Scenario1!AJ53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G53-Scenario1!AK53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G53-Scenario1!AK53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H53-Scenario1!AL53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H53))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K53),(Scenario1!G53)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F53*12),(Scenario1!F53))),(Scenario1!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J53),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L53))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O53),(Scenario1!C53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C53),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P53)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O53)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L53))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O53),(Scenario1!C53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C53),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P53),(Scenario1!C53)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O53),(Scenario1!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C53),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q53))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E53),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U53)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T53)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q53))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E53),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U53),(Scenario1!E53)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T53),(Scenario1!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M53),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE53))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF53),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD53),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE53))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD53),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF53),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH53))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J53),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF53),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH53))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI53), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ53),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK53))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE53),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT53))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF53),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG53),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH53))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE53),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI53), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ53),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK53))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F53),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F53-Scenario2!AJ53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G53-Scenario2!AK53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G53-Scenario2!AK53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H53-Scenario2!AL53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H53))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K53),(Scenario2!G53)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F53*12),(Scenario2!F53))),(Scenario2!C53))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F53-Scenario2!AJ53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G53-Scenario2!AK53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G53-Scenario2!AK53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H53-Scenario2!AL53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H53))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K53),(Scenario2!G53)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F53*12),(Scenario2!F53))),(Scenario2!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J53),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L53))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O53),(Scenario2!C53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C53),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P53)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O53)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L53))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O53),(Scenario2!C53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C53),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P53),(Scenario2!C53)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O53),(Scenario2!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C53),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q53))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E53),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U53)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T53)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q53))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E53),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U53),(Scenario2!E53)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T53),(Scenario2!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M53),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE53))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF53),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD53),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE53))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD53),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF53),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH53))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J53),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF53),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH53))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI53), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ53),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK53))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE53),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT53))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF53),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG53),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH53))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE53),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI53), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ53),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK53))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F53),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F53-Scenario3!AJ53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G53-Scenario3!AK53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G53-Scenario3!AK53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H53-Scenario3!AL53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H53))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K53),(Scenario3!G53)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F53*12),(Scenario3!F53))),(Scenario3!C53))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F53-Scenario3!AJ53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G53-Scenario3!AK53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G53-Scenario3!AK53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H53-Scenario3!AL53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H53))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K53),(Scenario3!G53)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F53*12),(Scenario3!F53))),(Scenario3!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J53),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L53))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O53),(Scenario3!C53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C53),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P53)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O53)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L53))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O53),(Scenario3!C53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C53),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P53),(Scenario3!C53)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O53),(Scenario3!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C53),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q53))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E53),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U53)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T53)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q53))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E53),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U53),(Scenario3!E53)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T53),(Scenario3!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M53),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE53))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF53),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD53),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE53))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD53),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF53),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH53))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J53),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF53),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH53))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI53), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ53),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK53))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE53),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT53))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF53),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG53),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH53))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE53),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI53), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ53),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK53))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F53),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F53-Scenario4!AJ53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G53-Scenario4!AK53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G53-Scenario4!AK53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H53-Scenario4!AL53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H53))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K53),(Scenario4!G53)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F53*12),(Scenario4!F53))),(Scenario4!C53))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F53-Scenario4!AJ53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G53-Scenario4!AK53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G53-Scenario4!AK53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H53-Scenario4!AL53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H53))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K53),(Scenario4!G53)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F53*12),(Scenario4!F53))),(Scenario4!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J53),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L53))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O53),(Scenario4!C53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C53),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P53)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O53)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L53))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O53),(Scenario4!C53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C53),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P53),(Scenario4!C53)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O53),(Scenario4!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C53),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q53))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E53),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U53)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T53)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q53))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E53),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U53),(Scenario4!E53)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T53),(Scenario4!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M53),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE53))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF53),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD53),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE53))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD53),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF53),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH53))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J53),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF53),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH53))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI53), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ53),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK53))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE53),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT53))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF53),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG53),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH53))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE53),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI53), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ53),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK53))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F53),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F53-Scenario5!AJ53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G53-Scenario5!AK53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G53-Scenario5!AK53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H53-Scenario5!AL53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H53))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K53),(Scenario5!G53)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F53*12),(Scenario5!F53))),(Scenario5!C53))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F53-Scenario5!AJ53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G53-Scenario5!AK53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G53-Scenario5!AK53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H53-Scenario5!AL53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H53))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K53),(Scenario5!G53)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F53*12),(Scenario5!F53))),(Scenario5!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J53),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L53))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O53),(Scenario5!C53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C53),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P53)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O53)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L53))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O53),(Scenario5!C53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C53),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P53),(Scenario5!C53)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O53),(Scenario5!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C53),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q53))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E53),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U53)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T53)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q53))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E53),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U53),(Scenario5!E53)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T53),(Scenario5!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M53),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE53))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF53),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD53),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE53))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD53),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF53),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH53))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J53),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF53),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH53))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI53), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ53),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK53))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE53),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT53))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF53),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG53),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH53))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE53),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI53), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ53),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK53))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F53),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F53-Scenario6!AJ53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G53-Scenario6!AK53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G53-Scenario6!AK53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H53-Scenario6!AL53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H53))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K53),(Scenario6!G53)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F53*12),(Scenario6!F53))),(Scenario6!C53))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F53-Scenario6!AJ53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G53-Scenario6!AK53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G53-Scenario6!AK53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H53-Scenario6!AL53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H53))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K53),(Scenario6!G53)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F53*12),(Scenario6!F53))),(Scenario6!C53)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK54))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J53),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L53))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O53),(Scenario6!C53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C53),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P53)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O53)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L53))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O53),(Scenario6!C53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C53),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P53),(Scenario6!C53)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O53),(Scenario6!C53))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C53),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q53))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E53),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U53)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T53)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q53))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E53),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U53),(Scenario6!E53)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T53),(Scenario6!E53))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M53),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE53))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF53),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD53),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE53))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD53),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF53),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH53))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL53),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J53),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF53),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH53))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI53), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ53),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK53))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE53),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT53))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF53),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG53),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH53))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A54+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE53),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI53), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ53),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK53))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL53),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A54+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA54,F54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB54,M54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC54,T54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED54,AA54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE54,AH54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF54,AO54),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA54,EH54),0.1),IRR((EA$3:EA54,EH54),EU53))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB54,EI54),0.1),IRR((EB$3:EB54,EI54),EV53))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC54,EJ54),0.1),IRR((EC$3:EC54,EJ54),EW53))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED54,EK54),0.1),IRR((ED$3:ED54,EK54),EX53))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE54,EL54),0.1),IRR((EE$3:EE54,EL54),EY53))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF54,EM54),0.1),IRR((EF$3:EF54,EM54),EZ53))","v":{"$error":"#VALUE!"}},53,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA54<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA54+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F54),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F54-Scenario1!AJ54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G54-Scenario1!AK54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G54-Scenario1!AK54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H54-Scenario1!AL54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H54))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K54),(Scenario1!G54)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F54*12),(Scenario1!F54))),(Scenario1!C54))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F54-Scenario1!AJ54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G54-Scenario1!AK54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G54-Scenario1!AK54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H54-Scenario1!AL54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H54))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K54),(Scenario1!G54)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F54*12),(Scenario1!F54))),(Scenario1!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J54),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L54))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O54),(Scenario1!C54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C54),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P54)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O54)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L54))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O54),(Scenario1!C54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C54),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P54),(Scenario1!C54)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O54),(Scenario1!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C54),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q54))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E54),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U54)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T54)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q54))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E54),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U54),(Scenario1!E54)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T54),(Scenario1!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M54),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE54))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF54),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD54),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE54))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD54),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF54),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH54))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J54),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF54),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH54))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI54), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ54),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK54))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE54),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT54))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF54),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG54),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH54))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE54),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI54), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ54),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK54))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F54),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F54-Scenario2!AJ54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G54-Scenario2!AK54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G54-Scenario2!AK54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H54-Scenario2!AL54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H54))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K54),(Scenario2!G54)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F54*12),(Scenario2!F54))),(Scenario2!C54))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F54-Scenario2!AJ54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G54-Scenario2!AK54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G54-Scenario2!AK54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H54-Scenario2!AL54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H54))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K54),(Scenario2!G54)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F54*12),(Scenario2!F54))),(Scenario2!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J54),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L54))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O54),(Scenario2!C54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C54),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P54)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O54)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L54))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O54),(Scenario2!C54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C54),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P54),(Scenario2!C54)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O54),(Scenario2!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C54),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q54))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E54),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U54)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T54)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q54))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E54),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U54),(Scenario2!E54)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T54),(Scenario2!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M54),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE54))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF54),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD54),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE54))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD54),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF54),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH54))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J54),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF54),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH54))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI54), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ54),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK54))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE54),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT54))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF54),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG54),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH54))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE54),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI54), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ54),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK54))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F54),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F54-Scenario3!AJ54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G54-Scenario3!AK54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G54-Scenario3!AK54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H54-Scenario3!AL54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H54))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K54),(Scenario3!G54)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F54*12),(Scenario3!F54))),(Scenario3!C54))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F54-Scenario3!AJ54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G54-Scenario3!AK54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G54-Scenario3!AK54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H54-Scenario3!AL54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H54))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K54),(Scenario3!G54)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F54*12),(Scenario3!F54))),(Scenario3!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J54),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L54))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O54),(Scenario3!C54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C54),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P54)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O54)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L54))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O54),(Scenario3!C54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C54),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P54),(Scenario3!C54)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O54),(Scenario3!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C54),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q54))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E54),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U54)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T54)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q54))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E54),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U54),(Scenario3!E54)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T54),(Scenario3!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M54),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE54))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF54),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD54),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE54))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD54),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF54),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH54))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J54),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF54),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH54))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI54), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ54),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK54))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE54),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT54))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF54),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG54),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH54))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE54),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI54), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ54),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK54))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F54),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F54-Scenario4!AJ54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G54-Scenario4!AK54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G54-Scenario4!AK54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H54-Scenario4!AL54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H54))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K54),(Scenario4!G54)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F54*12),(Scenario4!F54))),(Scenario4!C54))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F54-Scenario4!AJ54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G54-Scenario4!AK54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G54-Scenario4!AK54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H54-Scenario4!AL54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H54))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K54),(Scenario4!G54)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F54*12),(Scenario4!F54))),(Scenario4!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J54),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L54))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O54),(Scenario4!C54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C54),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P54)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O54)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L54))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O54),(Scenario4!C54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C54),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P54),(Scenario4!C54)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O54),(Scenario4!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C54),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q54))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E54),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U54)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T54)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q54))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E54),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U54),(Scenario4!E54)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T54),(Scenario4!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M54),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE54))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF54),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD54),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE54))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD54),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF54),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH54))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J54),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF54),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH54))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI54), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ54),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK54))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE54),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT54))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF54),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG54),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH54))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE54),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI54), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ54),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK54))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F54),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F54-Scenario5!AJ54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G54-Scenario5!AK54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G54-Scenario5!AK54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H54-Scenario5!AL54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H54))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K54),(Scenario5!G54)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F54*12),(Scenario5!F54))),(Scenario5!C54))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F54-Scenario5!AJ54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G54-Scenario5!AK54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G54-Scenario5!AK54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H54-Scenario5!AL54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H54))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K54),(Scenario5!G54)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F54*12),(Scenario5!F54))),(Scenario5!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J54),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L54))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O54),(Scenario5!C54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C54),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P54)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O54)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L54))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O54),(Scenario5!C54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C54),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P54),(Scenario5!C54)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O54),(Scenario5!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C54),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q54))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E54),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U54)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T54)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q54))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E54),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U54),(Scenario5!E54)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T54),(Scenario5!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M54),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE54))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF54),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD54),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE54))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD54),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF54),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH54))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J54),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF54),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH54))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI54), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ54),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK54))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE54),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT54))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF54),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG54),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH54))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE54),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI54), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ54),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK54))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F54),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F54-Scenario6!AJ54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G54-Scenario6!AK54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G54-Scenario6!AK54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H54-Scenario6!AL54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H54))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K54),(Scenario6!G54)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F54*12),(Scenario6!F54))),(Scenario6!C54))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F54-Scenario6!AJ54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G54-Scenario6!AK54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G54-Scenario6!AK54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H54-Scenario6!AL54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H54))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K54),(Scenario6!G54)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F54*12),(Scenario6!F54))),(Scenario6!C54)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK55))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J54),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L54))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O54),(Scenario6!C54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C54),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P54)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O54)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L54))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O54),(Scenario6!C54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C54),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P54),(Scenario6!C54)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O54),(Scenario6!C54))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C54),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q54))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E54),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U54)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T54)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q54))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E54),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U54),(Scenario6!E54)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T54),(Scenario6!E54))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M54),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE54))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF54),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD54),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE54))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD54),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF54),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH54))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL54),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J54),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF54),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH54))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI54), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ54),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK54))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE54),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT54))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF54),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG54),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH54))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A55+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE54),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI54), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ54),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK54))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL54),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A55+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA55,F55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB55,M55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC55,T55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED55,AA55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE55,AH55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF55,AO55),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA55,EH55),0.1),IRR((EA$3:EA55,EH55),EU54))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB55,EI55),0.1),IRR((EB$3:EB55,EI55),EV54))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC55,EJ55),0.1),IRR((EC$3:EC55,EJ55),EW54))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED55,EK55),0.1),IRR((ED$3:ED55,EK55),EX54))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE55,EL55),0.1),IRR((EE$3:EE55,EL55),EY54))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF55,EM55),0.1),IRR((EF$3:EF55,EM55),EZ54))","v":{"$error":"#VALUE!"}},54,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA55<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA55+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F55),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F55-Scenario1!AJ55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G55-Scenario1!AK55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G55-Scenario1!AK55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H55-Scenario1!AL55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H55))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K55),(Scenario1!G55)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F55*12),(Scenario1!F55))),(Scenario1!C55))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F55-Scenario1!AJ55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G55-Scenario1!AK55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G55-Scenario1!AK55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H55-Scenario1!AL55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H55))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K55),(Scenario1!G55)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F55*12),(Scenario1!F55))),(Scenario1!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J55),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L55))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O55),(Scenario1!C55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C55),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P55)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O55)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L55))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O55),(Scenario1!C55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C55),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P55),(Scenario1!C55)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O55),(Scenario1!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C55),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q55))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E55),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U55)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T55)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q55))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E55),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U55),(Scenario1!E55)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T55),(Scenario1!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M55),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE55))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF55),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD55),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE55))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD55),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF55),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH55))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J55),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF55),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH55))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI55), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ55),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK55))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE55),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT55))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF55),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG55),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH55))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE55),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI55), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ55),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK55))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F55),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F55-Scenario2!AJ55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G55-Scenario2!AK55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G55-Scenario2!AK55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H55-Scenario2!AL55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H55))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K55),(Scenario2!G55)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F55*12),(Scenario2!F55))),(Scenario2!C55))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F55-Scenario2!AJ55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G55-Scenario2!AK55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G55-Scenario2!AK55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H55-Scenario2!AL55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H55))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K55),(Scenario2!G55)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F55*12),(Scenario2!F55))),(Scenario2!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J55),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L55))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O55),(Scenario2!C55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C55),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P55)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O55)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L55))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O55),(Scenario2!C55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C55),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P55),(Scenario2!C55)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O55),(Scenario2!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C55),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q55))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E55),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U55)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T55)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q55))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E55),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U55),(Scenario2!E55)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T55),(Scenario2!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M55),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE55))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF55),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD55),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE55))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD55),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF55),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH55))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J55),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF55),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH55))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI55), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ55),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK55))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE55),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT55))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF55),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG55),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH55))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE55),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI55), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ55),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK55))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F55),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F55-Scenario3!AJ55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G55-Scenario3!AK55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G55-Scenario3!AK55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H55-Scenario3!AL55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H55))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K55),(Scenario3!G55)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F55*12),(Scenario3!F55))),(Scenario3!C55))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F55-Scenario3!AJ55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G55-Scenario3!AK55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G55-Scenario3!AK55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H55-Scenario3!AL55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H55))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K55),(Scenario3!G55)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F55*12),(Scenario3!F55))),(Scenario3!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J55),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L55))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O55),(Scenario3!C55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C55),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P55)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O55)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L55))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O55),(Scenario3!C55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C55),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P55),(Scenario3!C55)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O55),(Scenario3!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C55),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q55))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E55),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U55)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T55)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q55))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E55),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U55),(Scenario3!E55)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T55),(Scenario3!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M55),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE55))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF55),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD55),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE55))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD55),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF55),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH55))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J55),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF55),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH55))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI55), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ55),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK55))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE55),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT55))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF55),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG55),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH55))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE55),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI55), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ55),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK55))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F55),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F55-Scenario4!AJ55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G55-Scenario4!AK55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G55-Scenario4!AK55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H55-Scenario4!AL55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H55))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K55),(Scenario4!G55)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F55*12),(Scenario4!F55))),(Scenario4!C55))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F55-Scenario4!AJ55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G55-Scenario4!AK55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G55-Scenario4!AK55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H55-Scenario4!AL55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H55))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K55),(Scenario4!G55)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F55*12),(Scenario4!F55))),(Scenario4!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J55),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L55))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O55),(Scenario4!C55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C55),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P55)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O55)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L55))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O55),(Scenario4!C55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C55),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P55),(Scenario4!C55)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O55),(Scenario4!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C55),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q55))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E55),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U55)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T55)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q55))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E55),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U55),(Scenario4!E55)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T55),(Scenario4!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M55),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE55))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF55),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD55),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE55))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD55),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF55),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH55))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J55),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF55),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH55))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI55), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ55),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK55))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE55),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT55))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF55),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG55),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH55))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE55),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI55), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ55),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK55))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F55),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F55-Scenario5!AJ55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G55-Scenario5!AK55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G55-Scenario5!AK55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H55-Scenario5!AL55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H55))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K55),(Scenario5!G55)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F55*12),(Scenario5!F55))),(Scenario5!C55))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F55-Scenario5!AJ55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G55-Scenario5!AK55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G55-Scenario5!AK55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H55-Scenario5!AL55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H55))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K55),(Scenario5!G55)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F55*12),(Scenario5!F55))),(Scenario5!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J55),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L55))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O55),(Scenario5!C55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C55),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P55)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O55)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L55))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O55),(Scenario5!C55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C55),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P55),(Scenario5!C55)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O55),(Scenario5!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C55),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q55))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E55),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U55)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T55)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q55))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E55),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U55),(Scenario5!E55)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T55),(Scenario5!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M55),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE55))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF55),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD55),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE55))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD55),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF55),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH55))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J55),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF55),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH55))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI55), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ55),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK55))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE55),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT55))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF55),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG55),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH55))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE55),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI55), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ55),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK55))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F55),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F55-Scenario6!AJ55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G55-Scenario6!AK55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G55-Scenario6!AK55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H55-Scenario6!AL55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H55))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K55),(Scenario6!G55)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F55*12),(Scenario6!F55))),(Scenario6!C55))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F55-Scenario6!AJ55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G55-Scenario6!AK55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G55-Scenario6!AK55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H55-Scenario6!AL55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H55))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K55),(Scenario6!G55)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F55*12),(Scenario6!F55))),(Scenario6!C55)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK56))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J55),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L55))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O55),(Scenario6!C55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C55),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P55)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O55)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L55))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O55),(Scenario6!C55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C55),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P55),(Scenario6!C55)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O55),(Scenario6!C55))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C55),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q55))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E55),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U55)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T55)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q55))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E55),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U55),(Scenario6!E55)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T55),(Scenario6!E55))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M55),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE55))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF55),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD55),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE55))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD55),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF55),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH55))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL55),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J55),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF55),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH55))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI55), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ55),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK55))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE55),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT55))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF55),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG55),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH55))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A56+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE55),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI55), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ55),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK55))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL55),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A56+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA56,F56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB56,M56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC56,T56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED56,AA56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE56,AH56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF56,AO56),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA56,EH56),0.1),IRR((EA$3:EA56,EH56),EU55))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB56,EI56),0.1),IRR((EB$3:EB56,EI56),EV55))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC56,EJ56),0.1),IRR((EC$3:EC56,EJ56),EW55))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED56,EK56),0.1),IRR((ED$3:ED56,EK56),EX55))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE56,EL56),0.1),IRR((EE$3:EE56,EL56),EY55))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF56,EM56),0.1),IRR((EF$3:EF56,EM56),EZ55))","v":{"$error":"#VALUE!"}},55,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA56<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA56+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F56),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F56-Scenario1!AJ56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G56-Scenario1!AK56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G56-Scenario1!AK56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H56-Scenario1!AL56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H56))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K56),(Scenario1!G56)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F56*12),(Scenario1!F56))),(Scenario1!C56))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F56-Scenario1!AJ56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G56-Scenario1!AK56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G56-Scenario1!AK56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H56-Scenario1!AL56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H56))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K56),(Scenario1!G56)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F56*12),(Scenario1!F56))),(Scenario1!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J56),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L56))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O56),(Scenario1!C56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C56),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P56)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O56)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L56))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O56),(Scenario1!C56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C56),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P56),(Scenario1!C56)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O56),(Scenario1!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C56),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q56))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E56),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U56)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T56)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q56))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E56),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U56),(Scenario1!E56)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T56),(Scenario1!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M56),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE56))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF56),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD56),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE56))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD56),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF56),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH56))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J56),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF56),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH56))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI56), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ56),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK56))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE56),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT56))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF56),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG56),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH56))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE56),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI56), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ56),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK56))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F56),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F56-Scenario2!AJ56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G56-Scenario2!AK56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G56-Scenario2!AK56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H56-Scenario2!AL56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H56))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K56),(Scenario2!G56)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F56*12),(Scenario2!F56))),(Scenario2!C56))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F56-Scenario2!AJ56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G56-Scenario2!AK56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G56-Scenario2!AK56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H56-Scenario2!AL56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H56))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K56),(Scenario2!G56)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F56*12),(Scenario2!F56))),(Scenario2!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J56),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L56))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O56),(Scenario2!C56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C56),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P56)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O56)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L56))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O56),(Scenario2!C56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C56),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P56),(Scenario2!C56)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O56),(Scenario2!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C56),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q56))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E56),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U56)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T56)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q56))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E56),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U56),(Scenario2!E56)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T56),(Scenario2!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M56),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE56))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF56),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD56),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE56))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD56),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF56),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH56))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J56),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF56),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH56))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI56), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ56),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK56))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE56),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT56))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF56),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG56),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH56))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE56),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI56), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ56),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK56))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F56),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F56-Scenario3!AJ56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G56-Scenario3!AK56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G56-Scenario3!AK56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H56-Scenario3!AL56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H56))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K56),(Scenario3!G56)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F56*12),(Scenario3!F56))),(Scenario3!C56))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F56-Scenario3!AJ56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G56-Scenario3!AK56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G56-Scenario3!AK56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H56-Scenario3!AL56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H56))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K56),(Scenario3!G56)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F56*12),(Scenario3!F56))),(Scenario3!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J56),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L56))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O56),(Scenario3!C56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C56),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P56)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O56)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L56))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O56),(Scenario3!C56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C56),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P56),(Scenario3!C56)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O56),(Scenario3!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C56),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q56))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E56),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U56)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T56)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q56))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E56),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U56),(Scenario3!E56)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T56),(Scenario3!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M56),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE56))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF56),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD56),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE56))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD56),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF56),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH56))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J56),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF56),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH56))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI56), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ56),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK56))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE56),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT56))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF56),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG56),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH56))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE56),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI56), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ56),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK56))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F56),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F56-Scenario4!AJ56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G56-Scenario4!AK56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G56-Scenario4!AK56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H56-Scenario4!AL56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H56))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K56),(Scenario4!G56)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F56*12),(Scenario4!F56))),(Scenario4!C56))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F56-Scenario4!AJ56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G56-Scenario4!AK56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G56-Scenario4!AK56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H56-Scenario4!AL56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H56))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K56),(Scenario4!G56)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F56*12),(Scenario4!F56))),(Scenario4!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J56),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L56))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O56),(Scenario4!C56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C56),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P56)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O56)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L56))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O56),(Scenario4!C56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C56),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P56),(Scenario4!C56)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O56),(Scenario4!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C56),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q56))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E56),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U56)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T56)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q56))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E56),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U56),(Scenario4!E56)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T56),(Scenario4!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M56),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE56))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF56),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD56),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE56))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD56),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF56),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH56))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J56),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF56),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH56))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI56), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ56),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK56))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE56),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT56))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF56),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG56),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH56))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE56),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI56), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ56),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK56))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F56),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F56-Scenario5!AJ56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G56-Scenario5!AK56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G56-Scenario5!AK56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H56-Scenario5!AL56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H56))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K56),(Scenario5!G56)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F56*12),(Scenario5!F56))),(Scenario5!C56))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F56-Scenario5!AJ56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G56-Scenario5!AK56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G56-Scenario5!AK56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H56-Scenario5!AL56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H56))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K56),(Scenario5!G56)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F56*12),(Scenario5!F56))),(Scenario5!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J56),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L56))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O56),(Scenario5!C56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C56),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P56)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O56)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L56))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O56),(Scenario5!C56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C56),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P56),(Scenario5!C56)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O56),(Scenario5!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C56),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q56))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E56),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U56)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T56)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q56))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E56),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U56),(Scenario5!E56)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T56),(Scenario5!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M56),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE56))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF56),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD56),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE56))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD56),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF56),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH56))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J56),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF56),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH56))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI56), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ56),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK56))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE56),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT56))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF56),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG56),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH56))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE56),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI56), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ56),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK56))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F56),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F56-Scenario6!AJ56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G56-Scenario6!AK56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G56-Scenario6!AK56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H56-Scenario6!AL56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H56))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K56),(Scenario6!G56)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F56*12),(Scenario6!F56))),(Scenario6!C56))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F56-Scenario6!AJ56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G56-Scenario6!AK56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G56-Scenario6!AK56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H56-Scenario6!AL56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H56))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K56),(Scenario6!G56)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F56*12),(Scenario6!F56))),(Scenario6!C56)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK57))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J56),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L56))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O56),(Scenario6!C56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C56),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P56)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O56)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L56))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O56),(Scenario6!C56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C56),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P56),(Scenario6!C56)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O56),(Scenario6!C56))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C56),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q56))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E56),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U56)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T56)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q56))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E56),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U56),(Scenario6!E56)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T56),(Scenario6!E56))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M56),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE56))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF56),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD56),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE56))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD56),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF56),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH56))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL56),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J56),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF56),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH56))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI56), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ56),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK56))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE56),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT56))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF56),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG56),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH56))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A57+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE56),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI56), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ56),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK56))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL56),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A57+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA57,F57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB57,M57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC57,T57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED57,AA57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE57,AH57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF57,AO57),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA57,EH57),0.1),IRR((EA$3:EA57,EH57),EU56))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB57,EI57),0.1),IRR((EB$3:EB57,EI57),EV56))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC57,EJ57),0.1),IRR((EC$3:EC57,EJ57),EW56))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED57,EK57),0.1),IRR((ED$3:ED57,EK57),EX56))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE57,EL57),0.1),IRR((EE$3:EE57,EL57),EY56))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF57,EM57),0.1),IRR((EF$3:EF57,EM57),EZ56))","v":{"$error":"#VALUE!"}},56,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA57<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA57+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F57),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F57-Scenario1!AJ57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G57-Scenario1!AK57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G57-Scenario1!AK57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H57-Scenario1!AL57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H57))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K57),(Scenario1!G57)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F57*12),(Scenario1!F57))),(Scenario1!C57))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F57-Scenario1!AJ57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G57-Scenario1!AK57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G57-Scenario1!AK57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H57-Scenario1!AL57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H57))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K57),(Scenario1!G57)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F57*12),(Scenario1!F57))),(Scenario1!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J57),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L57))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O57),(Scenario1!C57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C57),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P57)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O57)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L57))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O57),(Scenario1!C57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C57),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P57),(Scenario1!C57)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O57),(Scenario1!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C57),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q57))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E57),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U57)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T57)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q57))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E57),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U57),(Scenario1!E57)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T57),(Scenario1!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M57),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE57))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF57),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD57),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE57))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD57),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF57),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH57))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J57),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF57),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH57))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI57), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ57),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK57))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE57),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT57))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF57),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG57),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH57))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE57),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI57), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ57),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK57))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F57),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F57-Scenario2!AJ57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G57-Scenario2!AK57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G57-Scenario2!AK57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H57-Scenario2!AL57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H57))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K57),(Scenario2!G57)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F57*12),(Scenario2!F57))),(Scenario2!C57))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F57-Scenario2!AJ57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G57-Scenario2!AK57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G57-Scenario2!AK57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H57-Scenario2!AL57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H57))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K57),(Scenario2!G57)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F57*12),(Scenario2!F57))),(Scenario2!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J57),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L57))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O57),(Scenario2!C57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C57),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P57)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O57)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L57))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O57),(Scenario2!C57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C57),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P57),(Scenario2!C57)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O57),(Scenario2!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C57),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q57))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E57),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U57)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T57)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q57))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E57),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U57),(Scenario2!E57)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T57),(Scenario2!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M57),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE57))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF57),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD57),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE57))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD57),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF57),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH57))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J57),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF57),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH57))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI57), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ57),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK57))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE57),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT57))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF57),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG57),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH57))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE57),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI57), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ57),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK57))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F57),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F57-Scenario3!AJ57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G57-Scenario3!AK57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G57-Scenario3!AK57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H57-Scenario3!AL57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H57))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K57),(Scenario3!G57)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F57*12),(Scenario3!F57))),(Scenario3!C57))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F57-Scenario3!AJ57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G57-Scenario3!AK57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G57-Scenario3!AK57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H57-Scenario3!AL57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H57))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K57),(Scenario3!G57)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F57*12),(Scenario3!F57))),(Scenario3!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J57),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L57))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O57),(Scenario3!C57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C57),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P57)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O57)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L57))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O57),(Scenario3!C57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C57),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P57),(Scenario3!C57)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O57),(Scenario3!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C57),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q57))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E57),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U57)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T57)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q57))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E57),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U57),(Scenario3!E57)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T57),(Scenario3!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M57),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE57))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF57),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD57),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE57))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD57),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF57),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH57))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J57),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF57),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH57))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI57), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ57),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK57))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE57),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT57))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF57),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG57),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH57))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE57),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI57), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ57),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK57))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F57),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F57-Scenario4!AJ57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G57-Scenario4!AK57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G57-Scenario4!AK57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H57-Scenario4!AL57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H57))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K57),(Scenario4!G57)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F57*12),(Scenario4!F57))),(Scenario4!C57))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F57-Scenario4!AJ57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G57-Scenario4!AK57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G57-Scenario4!AK57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H57-Scenario4!AL57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H57))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K57),(Scenario4!G57)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F57*12),(Scenario4!F57))),(Scenario4!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J57),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L57))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O57),(Scenario4!C57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C57),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P57)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O57)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L57))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O57),(Scenario4!C57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C57),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P57),(Scenario4!C57)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O57),(Scenario4!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C57),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q57))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E57),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U57)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T57)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q57))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E57),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U57),(Scenario4!E57)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T57),(Scenario4!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M57),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE57))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF57),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD57),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE57))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD57),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF57),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH57))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J57),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF57),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH57))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI57), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ57),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK57))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE57),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT57))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF57),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG57),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH57))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE57),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI57), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ57),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK57))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F57),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F57-Scenario5!AJ57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G57-Scenario5!AK57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G57-Scenario5!AK57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H57-Scenario5!AL57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H57))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K57),(Scenario5!G57)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F57*12),(Scenario5!F57))),(Scenario5!C57))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F57-Scenario5!AJ57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G57-Scenario5!AK57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G57-Scenario5!AK57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H57-Scenario5!AL57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H57))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K57),(Scenario5!G57)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F57*12),(Scenario5!F57))),(Scenario5!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J57),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L57))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O57),(Scenario5!C57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C57),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P57)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O57)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L57))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O57),(Scenario5!C57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C57),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P57),(Scenario5!C57)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O57),(Scenario5!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C57),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q57))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E57),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U57)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T57)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q57))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E57),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U57),(Scenario5!E57)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T57),(Scenario5!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M57),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE57))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF57),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD57),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE57))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD57),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF57),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH57))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J57),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF57),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH57))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI57), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ57),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK57))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE57),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT57))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF57),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG57),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH57))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE57),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI57), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ57),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK57))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F57),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F57-Scenario6!AJ57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G57-Scenario6!AK57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G57-Scenario6!AK57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H57-Scenario6!AL57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H57))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K57),(Scenario6!G57)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F57*12),(Scenario6!F57))),(Scenario6!C57))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F57-Scenario6!AJ57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G57-Scenario6!AK57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G57-Scenario6!AK57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H57-Scenario6!AL57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H57))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K57),(Scenario6!G57)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F57*12),(Scenario6!F57))),(Scenario6!C57)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK58))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J57),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L57))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O57),(Scenario6!C57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C57),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P57)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O57)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L57))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O57),(Scenario6!C57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C57),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P57),(Scenario6!C57)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O57),(Scenario6!C57))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C57),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q57))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E57),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U57)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T57)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q57))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E57),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U57),(Scenario6!E57)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T57),(Scenario6!E57))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M57),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE57))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF57),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD57),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE57))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD57),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF57),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH57))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL57),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J57),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF57),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH57))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI57), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ57),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK57))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE57),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT57))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF57),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG57),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH57))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A58+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE57),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI57), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ57),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK57))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL57),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A58+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA58,F58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB58,M58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC58,T58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED58,AA58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE58,AH58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF58,AO58),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA58,EH58),0.1),IRR((EA$3:EA58,EH58),EU57))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB58,EI58),0.1),IRR((EB$3:EB58,EI58),EV57))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC58,EJ58),0.1),IRR((EC$3:EC58,EJ58),EW57))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED58,EK58),0.1),IRR((ED$3:ED58,EK58),EX57))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE58,EL58),0.1),IRR((EE$3:EE58,EL58),EY57))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF58,EM58),0.1),IRR((EF$3:EF58,EM58),EZ57))","v":{"$error":"#VALUE!"}},57,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA58<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA58+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F58),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F58-Scenario1!AJ58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G58-Scenario1!AK58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G58-Scenario1!AK58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H58-Scenario1!AL58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H58))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K58),(Scenario1!G58)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F58*12),(Scenario1!F58))),(Scenario1!C58))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F58-Scenario1!AJ58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G58-Scenario1!AK58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G58-Scenario1!AK58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H58-Scenario1!AL58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H58))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K58),(Scenario1!G58)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F58*12),(Scenario1!F58))),(Scenario1!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J58),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L58))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O58),(Scenario1!C58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C58),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P58)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O58)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L58))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O58),(Scenario1!C58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C58),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P58),(Scenario1!C58)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O58),(Scenario1!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C58),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q58))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E58),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U58)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T58)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q58))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E58),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U58),(Scenario1!E58)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T58),(Scenario1!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M58),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE58))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF58),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD58),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE58))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD58),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF58),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH58))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J58),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF58),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH58))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI58), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ58),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK58))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE58),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT58))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF58),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG58),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH58))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE58),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI58), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ58),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK58))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F58),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F58-Scenario2!AJ58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G58-Scenario2!AK58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G58-Scenario2!AK58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H58-Scenario2!AL58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H58))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K58),(Scenario2!G58)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F58*12),(Scenario2!F58))),(Scenario2!C58))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F58-Scenario2!AJ58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G58-Scenario2!AK58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G58-Scenario2!AK58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H58-Scenario2!AL58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H58))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K58),(Scenario2!G58)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F58*12),(Scenario2!F58))),(Scenario2!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J58),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L58))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O58),(Scenario2!C58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C58),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P58)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O58)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L58))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O58),(Scenario2!C58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C58),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P58),(Scenario2!C58)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O58),(Scenario2!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C58),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q58))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E58),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U58)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T58)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q58))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E58),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U58),(Scenario2!E58)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T58),(Scenario2!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M58),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE58))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF58),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD58),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE58))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD58),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF58),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH58))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J58),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF58),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH58))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI58), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ58),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK58))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE58),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT58))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF58),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG58),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH58))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE58),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI58), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ58),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK58))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F58),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F58-Scenario3!AJ58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G58-Scenario3!AK58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G58-Scenario3!AK58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H58-Scenario3!AL58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H58))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K58),(Scenario3!G58)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F58*12),(Scenario3!F58))),(Scenario3!C58))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F58-Scenario3!AJ58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G58-Scenario3!AK58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G58-Scenario3!AK58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H58-Scenario3!AL58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H58))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K58),(Scenario3!G58)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F58*12),(Scenario3!F58))),(Scenario3!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J58),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L58))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O58),(Scenario3!C58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C58),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P58)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O58)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L58))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O58),(Scenario3!C58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C58),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P58),(Scenario3!C58)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O58),(Scenario3!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C58),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q58))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E58),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U58)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T58)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q58))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E58),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U58),(Scenario3!E58)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T58),(Scenario3!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M58),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE58))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF58),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD58),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE58))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD58),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF58),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH58))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J58),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF58),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH58))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI58), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ58),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK58))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE58),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT58))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF58),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG58),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH58))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE58),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI58), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ58),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK58))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F58),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F58-Scenario4!AJ58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G58-Scenario4!AK58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G58-Scenario4!AK58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H58-Scenario4!AL58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H58))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K58),(Scenario4!G58)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F58*12),(Scenario4!F58))),(Scenario4!C58))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F58-Scenario4!AJ58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G58-Scenario4!AK58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G58-Scenario4!AK58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H58-Scenario4!AL58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H58))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K58),(Scenario4!G58)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F58*12),(Scenario4!F58))),(Scenario4!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J58),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L58))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O58),(Scenario4!C58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C58),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P58)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O58)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L58))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O58),(Scenario4!C58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C58),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P58),(Scenario4!C58)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O58),(Scenario4!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C58),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q58))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E58),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U58)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T58)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q58))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E58),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U58),(Scenario4!E58)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T58),(Scenario4!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M58),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE58))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF58),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD58),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE58))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD58),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF58),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH58))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J58),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF58),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH58))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI58), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ58),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK58))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE58),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT58))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF58),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG58),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH58))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE58),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI58), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ58),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK58))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F58),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F58-Scenario5!AJ58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G58-Scenario5!AK58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G58-Scenario5!AK58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H58-Scenario5!AL58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H58))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K58),(Scenario5!G58)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F58*12),(Scenario5!F58))),(Scenario5!C58))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F58-Scenario5!AJ58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G58-Scenario5!AK58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G58-Scenario5!AK58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H58-Scenario5!AL58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H58))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K58),(Scenario5!G58)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F58*12),(Scenario5!F58))),(Scenario5!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J58),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L58))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O58),(Scenario5!C58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C58),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P58)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O58)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L58))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O58),(Scenario5!C58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C58),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P58),(Scenario5!C58)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O58),(Scenario5!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C58),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q58))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E58),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U58)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T58)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q58))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E58),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U58),(Scenario5!E58)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T58),(Scenario5!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M58),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE58))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF58),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD58),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE58))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD58),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF58),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH58))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J58),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF58),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH58))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI58), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ58),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK58))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE58),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT58))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF58),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG58),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH58))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE58),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI58), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ58),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK58))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F58),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F58-Scenario6!AJ58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G58-Scenario6!AK58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G58-Scenario6!AK58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H58-Scenario6!AL58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H58))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K58),(Scenario6!G58)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F58*12),(Scenario6!F58))),(Scenario6!C58))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F58-Scenario6!AJ58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G58-Scenario6!AK58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G58-Scenario6!AK58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H58-Scenario6!AL58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H58))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K58),(Scenario6!G58)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F58*12),(Scenario6!F58))),(Scenario6!C58)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK59))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J58),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L58))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O58),(Scenario6!C58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C58),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P58)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O58)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L58))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O58),(Scenario6!C58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C58),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P58),(Scenario6!C58)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O58),(Scenario6!C58))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C58),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q58))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E58),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U58)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T58)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q58))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E58),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U58),(Scenario6!E58)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T58),(Scenario6!E58))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M58),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE58))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF58),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD58),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE58))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD58),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF58),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH58))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL58),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J58),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF58),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH58))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI58), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ58),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK58))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE58),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT58))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF58),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG58),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH58))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A59+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE58),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI58), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ58),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK58))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL58),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A59+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA59,F59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB59,M59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC59,T59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED59,AA59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE59,AH59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF59,AO59),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA59,EH59),0.1),IRR((EA$3:EA59,EH59),EU58))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB59,EI59),0.1),IRR((EB$3:EB59,EI59),EV58))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC59,EJ59),0.1),IRR((EC$3:EC59,EJ59),EW58))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED59,EK59),0.1),IRR((ED$3:ED59,EK59),EX58))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE59,EL59),0.1),IRR((EE$3:EE59,EL59),EY58))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF59,EM59),0.1),IRR((EF$3:EF59,EM59),EZ58))","v":{"$error":"#VALUE!"}},58,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA59<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA59+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F59),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F59-Scenario1!AJ59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G59-Scenario1!AK59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G59-Scenario1!AK59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H59-Scenario1!AL59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H59))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K59),(Scenario1!G59)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F59*12),(Scenario1!F59))),(Scenario1!C59))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F59-Scenario1!AJ59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G59-Scenario1!AK59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G59-Scenario1!AK59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H59-Scenario1!AL59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H59))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K59),(Scenario1!G59)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F59*12),(Scenario1!F59))),(Scenario1!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J59),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L59))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O59),(Scenario1!C59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C59),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P59)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O59)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L59))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O59),(Scenario1!C59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C59),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P59),(Scenario1!C59)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O59),(Scenario1!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C59),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q59))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E59),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U59)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T59)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q59))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E59),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U59),(Scenario1!E59)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T59),(Scenario1!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M59),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE59))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF59),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD59),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE59))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD59),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF59),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH59))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J59),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF59),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH59))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI59), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ59),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK59))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE59),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT59))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF59),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG59),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH59))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE59),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI59), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ59),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK59))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F59),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F59-Scenario2!AJ59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G59-Scenario2!AK59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G59-Scenario2!AK59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H59-Scenario2!AL59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H59))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K59),(Scenario2!G59)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F59*12),(Scenario2!F59))),(Scenario2!C59))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F59-Scenario2!AJ59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G59-Scenario2!AK59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G59-Scenario2!AK59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H59-Scenario2!AL59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H59))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K59),(Scenario2!G59)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F59*12),(Scenario2!F59))),(Scenario2!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J59),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L59))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O59),(Scenario2!C59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C59),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P59)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O59)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L59))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O59),(Scenario2!C59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C59),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P59),(Scenario2!C59)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O59),(Scenario2!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C59),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q59))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E59),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U59)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T59)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q59))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E59),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U59),(Scenario2!E59)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T59),(Scenario2!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M59),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE59))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF59),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD59),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE59))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD59),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF59),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH59))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J59),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF59),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH59))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI59), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ59),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK59))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE59),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT59))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF59),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG59),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH59))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE59),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI59), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ59),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK59))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F59),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F59-Scenario3!AJ59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G59-Scenario3!AK59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G59-Scenario3!AK59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H59-Scenario3!AL59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H59))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K59),(Scenario3!G59)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F59*12),(Scenario3!F59))),(Scenario3!C59))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F59-Scenario3!AJ59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G59-Scenario3!AK59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G59-Scenario3!AK59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H59-Scenario3!AL59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H59))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K59),(Scenario3!G59)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F59*12),(Scenario3!F59))),(Scenario3!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J59),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L59))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O59),(Scenario3!C59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C59),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P59)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O59)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L59))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O59),(Scenario3!C59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C59),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P59),(Scenario3!C59)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O59),(Scenario3!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C59),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q59))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E59),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U59)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T59)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q59))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E59),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U59),(Scenario3!E59)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T59),(Scenario3!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M59),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE59))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF59),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD59),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE59))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD59),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF59),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH59))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J59),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF59),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH59))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI59), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ59),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK59))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE59),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT59))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF59),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG59),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH59))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE59),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI59), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ59),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK59))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F59),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F59-Scenario4!AJ59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G59-Scenario4!AK59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G59-Scenario4!AK59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H59-Scenario4!AL59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H59))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K59),(Scenario4!G59)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F59*12),(Scenario4!F59))),(Scenario4!C59))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F59-Scenario4!AJ59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G59-Scenario4!AK59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G59-Scenario4!AK59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H59-Scenario4!AL59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H59))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K59),(Scenario4!G59)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F59*12),(Scenario4!F59))),(Scenario4!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J59),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L59))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O59),(Scenario4!C59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C59),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P59)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O59)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L59))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O59),(Scenario4!C59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C59),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P59),(Scenario4!C59)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O59),(Scenario4!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C59),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q59))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E59),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U59)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T59)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q59))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E59),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U59),(Scenario4!E59)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T59),(Scenario4!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M59),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE59))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF59),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD59),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE59))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD59),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF59),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH59))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J59),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF59),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH59))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI59), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ59),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK59))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE59),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT59))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF59),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG59),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH59))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE59),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI59), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ59),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK59))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F59),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F59-Scenario5!AJ59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G59-Scenario5!AK59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G59-Scenario5!AK59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H59-Scenario5!AL59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H59))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K59),(Scenario5!G59)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F59*12),(Scenario5!F59))),(Scenario5!C59))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F59-Scenario5!AJ59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G59-Scenario5!AK59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G59-Scenario5!AK59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H59-Scenario5!AL59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H59))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K59),(Scenario5!G59)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F59*12),(Scenario5!F59))),(Scenario5!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J59),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L59))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O59),(Scenario5!C59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C59),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P59)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O59)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L59))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O59),(Scenario5!C59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C59),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P59),(Scenario5!C59)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O59),(Scenario5!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C59),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q59))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E59),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U59)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T59)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q59))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E59),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U59),(Scenario5!E59)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T59),(Scenario5!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M59),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE59))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF59),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD59),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE59))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD59),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF59),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH59))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J59),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF59),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH59))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI59), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ59),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK59))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE59),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT59))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF59),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG59),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH59))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE59),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI59), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ59),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK59))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F59),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F59-Scenario6!AJ59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G59-Scenario6!AK59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G59-Scenario6!AK59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H59-Scenario6!AL59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H59))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K59),(Scenario6!G59)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F59*12),(Scenario6!F59))),(Scenario6!C59))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F59-Scenario6!AJ59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G59-Scenario6!AK59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G59-Scenario6!AK59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H59-Scenario6!AL59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H59))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K59),(Scenario6!G59)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F59*12),(Scenario6!F59))),(Scenario6!C59)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK60))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J59),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L59))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O59),(Scenario6!C59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C59),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P59)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O59)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L59))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O59),(Scenario6!C59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C59),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P59),(Scenario6!C59)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O59),(Scenario6!C59))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C59),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q59))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E59),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U59)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T59)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q59))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E59),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U59),(Scenario6!E59)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T59),(Scenario6!E59))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M59),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE59))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF59),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD59),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE59))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD59),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF59),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH59))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL59),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J59),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF59),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH59))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI59), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ59),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK59))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE59),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT59))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF59),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG59),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH59))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A60+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE59),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI59), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ59),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK59))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL59),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A60+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA60,F60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB60,M60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC60,T60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED60,AA60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE60,AH60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF60,AO60),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA60,EH60),0.1),IRR((EA$3:EA60,EH60),EU59))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB60,EI60),0.1),IRR((EB$3:EB60,EI60),EV59))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC60,EJ60),0.1),IRR((EC$3:EC60,EJ60),EW59))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED60,EK60),0.1),IRR((ED$3:ED60,EK60),EX59))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE60,EL60),0.1),IRR((EE$3:EE60,EL60),EY59))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF60,EM60),0.1),IRR((EF$3:EF60,EM60),EZ59))","v":{"$error":"#VALUE!"}},59,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA60<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA60+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F60),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F60-Scenario1!AJ60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G60-Scenario1!AK60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G60-Scenario1!AK60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H60-Scenario1!AL60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H60))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K60),(Scenario1!G60)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F60*12),(Scenario1!F60))),(Scenario1!C60))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F60-Scenario1!AJ60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G60-Scenario1!AK60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G60-Scenario1!AK60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H60-Scenario1!AL60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H60))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K60),(Scenario1!G60)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F60*12),(Scenario1!F60))),(Scenario1!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J60),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L60))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O60),(Scenario1!C60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C60),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P60)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O60)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L60))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O60),(Scenario1!C60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C60),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P60),(Scenario1!C60)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O60),(Scenario1!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C60),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q60))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E60),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U60)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T60)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q60))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E60),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U60),(Scenario1!E60)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T60),(Scenario1!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M60),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE60))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF60),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD60),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE60))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD60),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF60),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH60))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J60),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF60),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH60))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI60), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ60),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK60))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE60),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT60))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF60),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG60),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH60))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE60),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI60), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ60),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK60))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F60),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F60-Scenario2!AJ60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G60-Scenario2!AK60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G60-Scenario2!AK60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H60-Scenario2!AL60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H60))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K60),(Scenario2!G60)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F60*12),(Scenario2!F60))),(Scenario2!C60))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F60-Scenario2!AJ60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G60-Scenario2!AK60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G60-Scenario2!AK60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H60-Scenario2!AL60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H60))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K60),(Scenario2!G60)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F60*12),(Scenario2!F60))),(Scenario2!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J60),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L60))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O60),(Scenario2!C60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C60),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P60)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O60)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L60))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O60),(Scenario2!C60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C60),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P60),(Scenario2!C60)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O60),(Scenario2!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C60),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q60))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E60),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U60)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T60)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q60))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E60),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U60),(Scenario2!E60)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T60),(Scenario2!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M60),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE60))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF60),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD60),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE60))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD60),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF60),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH60))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J60),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF60),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH60))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI60), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ60),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK60))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE60),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT60))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF60),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG60),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH60))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE60),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI60), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ60),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK60))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F60),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F60-Scenario3!AJ60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G60-Scenario3!AK60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G60-Scenario3!AK60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H60-Scenario3!AL60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H60))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K60),(Scenario3!G60)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F60*12),(Scenario3!F60))),(Scenario3!C60))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F60-Scenario3!AJ60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G60-Scenario3!AK60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G60-Scenario3!AK60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H60-Scenario3!AL60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H60))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K60),(Scenario3!G60)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F60*12),(Scenario3!F60))),(Scenario3!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J60),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L60))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O60),(Scenario3!C60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C60),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P60)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O60)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L60))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O60),(Scenario3!C60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C60),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P60),(Scenario3!C60)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O60),(Scenario3!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C60),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q60))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E60),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U60)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T60)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q60))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E60),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U60),(Scenario3!E60)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T60),(Scenario3!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M60),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE60))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF60),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD60),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE60))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD60),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF60),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH60))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J60),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF60),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH60))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI60), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ60),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK60))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE60),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT60))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF60),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG60),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH60))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE60),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI60), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ60),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK60))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F60),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F60-Scenario4!AJ60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G60-Scenario4!AK60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G60-Scenario4!AK60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H60-Scenario4!AL60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H60))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K60),(Scenario4!G60)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F60*12),(Scenario4!F60))),(Scenario4!C60))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F60-Scenario4!AJ60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G60-Scenario4!AK60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G60-Scenario4!AK60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H60-Scenario4!AL60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H60))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K60),(Scenario4!G60)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F60*12),(Scenario4!F60))),(Scenario4!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J60),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L60))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O60),(Scenario4!C60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C60),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P60)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O60)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L60))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O60),(Scenario4!C60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C60),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P60),(Scenario4!C60)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O60),(Scenario4!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C60),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q60))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E60),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U60)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T60)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q60))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E60),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U60),(Scenario4!E60)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T60),(Scenario4!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M60),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE60))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF60),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD60),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE60))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD60),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF60),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH60))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J60),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF60),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH60))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI60), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ60),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK60))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE60),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT60))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF60),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG60),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH60))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE60),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI60), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ60),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK60))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F60),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F60-Scenario5!AJ60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G60-Scenario5!AK60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G60-Scenario5!AK60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H60-Scenario5!AL60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H60))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K60),(Scenario5!G60)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F60*12),(Scenario5!F60))),(Scenario5!C60))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F60-Scenario5!AJ60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G60-Scenario5!AK60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G60-Scenario5!AK60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H60-Scenario5!AL60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H60))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K60),(Scenario5!G60)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F60*12),(Scenario5!F60))),(Scenario5!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J60),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L60))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O60),(Scenario5!C60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C60),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P60)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O60)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L60))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O60),(Scenario5!C60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C60),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P60),(Scenario5!C60)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O60),(Scenario5!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C60),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q60))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E60),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U60)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T60)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q60))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E60),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U60),(Scenario5!E60)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T60),(Scenario5!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M60),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE60))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF60),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD60),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE60))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD60),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF60),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH60))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J60),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF60),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH60))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI60), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ60),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK60))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE60),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT60))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF60),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG60),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH60))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE60),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI60), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ60),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK60))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F60),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F60-Scenario6!AJ60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G60-Scenario6!AK60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G60-Scenario6!AK60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H60-Scenario6!AL60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H60))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K60),(Scenario6!G60)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F60*12),(Scenario6!F60))),(Scenario6!C60))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F60-Scenario6!AJ60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G60-Scenario6!AK60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G60-Scenario6!AK60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H60-Scenario6!AL60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H60))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K60),(Scenario6!G60)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F60*12),(Scenario6!F60))),(Scenario6!C60)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK61))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J60),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L60))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O60),(Scenario6!C60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C60),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P60)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O60)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L60))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O60),(Scenario6!C60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C60),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P60),(Scenario6!C60)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O60),(Scenario6!C60))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C60),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q60))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E60),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U60)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T60)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q60))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E60),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U60),(Scenario6!E60)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T60),(Scenario6!E60))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M60),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE60))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF60),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD60),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE60))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD60),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF60),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH60))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL60),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J60),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF60),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH60))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI60), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ60),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK60))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE60),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT60))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF60),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG60),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH60))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A61+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE60),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI60), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ60),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK60))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL60),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A61+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA61,F61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB61,M61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC61,T61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED61,AA61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE61,AH61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF61,AO61),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA61,EH61),0.1),IRR((EA$3:EA61,EH61),EU60))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB61,EI61),0.1),IRR((EB$3:EB61,EI61),EV60))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC61,EJ61),0.1),IRR((EC$3:EC61,EJ61),EW60))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED61,EK61),0.1),IRR((ED$3:ED61,EK61),EX60))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE61,EL61),0.1),IRR((EE$3:EE61,EL61),EY60))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF61,EM61),0.1),IRR((EF$3:EF61,EM61),EZ60))","v":{"$error":"#VALUE!"}},60,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA61<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA61+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F61),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F61-Scenario1!AJ61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G61-Scenario1!AK61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G61-Scenario1!AK61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H61-Scenario1!AL61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H61))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K61),(Scenario1!G61)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F61*12),(Scenario1!F61))),(Scenario1!C61))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F61-Scenario1!AJ61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G61-Scenario1!AK61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G61-Scenario1!AK61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H61-Scenario1!AL61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H61))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K61),(Scenario1!G61)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F61*12),(Scenario1!F61))),(Scenario1!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J61),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L61))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O61),(Scenario1!C61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C61),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P61)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O61)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L61))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O61),(Scenario1!C61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C61),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P61),(Scenario1!C61)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O61),(Scenario1!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C61),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q61))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E61),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U61)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T61)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q61))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E61),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U61),(Scenario1!E61)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T61),(Scenario1!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M61),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE61))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF61),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD61),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE61))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD61),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF61),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH61))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J61),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF61),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH61))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI61), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ61),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK61))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE61),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT61))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF61),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG61),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH61))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE61),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI61), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ61),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK61))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F61),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F61-Scenario2!AJ61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G61-Scenario2!AK61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G61-Scenario2!AK61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H61-Scenario2!AL61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H61))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K61),(Scenario2!G61)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F61*12),(Scenario2!F61))),(Scenario2!C61))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F61-Scenario2!AJ61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G61-Scenario2!AK61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G61-Scenario2!AK61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H61-Scenario2!AL61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H61))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K61),(Scenario2!G61)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F61*12),(Scenario2!F61))),(Scenario2!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J61),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L61))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O61),(Scenario2!C61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C61),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P61)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O61)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L61))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O61),(Scenario2!C61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C61),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P61),(Scenario2!C61)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O61),(Scenario2!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C61),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q61))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E61),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U61)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T61)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q61))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E61),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U61),(Scenario2!E61)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T61),(Scenario2!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M61),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE61))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF61),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD61),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE61))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD61),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF61),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH61))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J61),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF61),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH61))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI61), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ61),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK61))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE61),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT61))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF61),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG61),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH61))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE61),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI61), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ61),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK61))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F61),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F61-Scenario3!AJ61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G61-Scenario3!AK61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G61-Scenario3!AK61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H61-Scenario3!AL61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H61))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K61),(Scenario3!G61)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F61*12),(Scenario3!F61))),(Scenario3!C61))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F61-Scenario3!AJ61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G61-Scenario3!AK61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G61-Scenario3!AK61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H61-Scenario3!AL61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H61))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K61),(Scenario3!G61)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F61*12),(Scenario3!F61))),(Scenario3!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J61),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L61))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O61),(Scenario3!C61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C61),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P61)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O61)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L61))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O61),(Scenario3!C61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C61),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P61),(Scenario3!C61)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O61),(Scenario3!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C61),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q61))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E61),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U61)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T61)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q61))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E61),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U61),(Scenario3!E61)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T61),(Scenario3!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M61),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE61))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF61),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD61),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE61))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD61),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF61),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH61))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J61),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF61),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH61))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI61), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ61),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK61))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE61),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT61))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF61),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG61),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH61))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE61),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI61), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ61),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK61))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F61),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F61-Scenario4!AJ61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G61-Scenario4!AK61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G61-Scenario4!AK61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H61-Scenario4!AL61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H61))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K61),(Scenario4!G61)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F61*12),(Scenario4!F61))),(Scenario4!C61))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F61-Scenario4!AJ61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G61-Scenario4!AK61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G61-Scenario4!AK61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H61-Scenario4!AL61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H61))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K61),(Scenario4!G61)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F61*12),(Scenario4!F61))),(Scenario4!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J61),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L61))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O61),(Scenario4!C61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C61),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P61)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O61)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L61))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O61),(Scenario4!C61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C61),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P61),(Scenario4!C61)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O61),(Scenario4!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C61),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q61))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E61),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U61)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T61)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q61))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E61),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U61),(Scenario4!E61)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T61),(Scenario4!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M61),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE61))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF61),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD61),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE61))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD61),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF61),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH61))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J61),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF61),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH61))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI61), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ61),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK61))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE61),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT61))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF61),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG61),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH61))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE61),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI61), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ61),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK61))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F61),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F61-Scenario5!AJ61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G61-Scenario5!AK61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G61-Scenario5!AK61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H61-Scenario5!AL61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H61))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K61),(Scenario5!G61)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F61*12),(Scenario5!F61))),(Scenario5!C61))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F61-Scenario5!AJ61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G61-Scenario5!AK61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G61-Scenario5!AK61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H61-Scenario5!AL61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H61))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K61),(Scenario5!G61)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F61*12),(Scenario5!F61))),(Scenario5!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J61),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L61))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O61),(Scenario5!C61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C61),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P61)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O61)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L61))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O61),(Scenario5!C61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C61),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P61),(Scenario5!C61)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O61),(Scenario5!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C61),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q61))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E61),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U61)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T61)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q61))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E61),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U61),(Scenario5!E61)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T61),(Scenario5!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M61),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE61))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF61),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD61),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE61))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD61),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF61),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH61))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J61),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF61),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH61))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI61), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ61),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK61))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE61),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT61))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF61),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG61),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH61))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE61),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI61), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ61),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK61))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F61),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F61-Scenario6!AJ61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G61-Scenario6!AK61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G61-Scenario6!AK61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H61-Scenario6!AL61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H61))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K61),(Scenario6!G61)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F61*12),(Scenario6!F61))),(Scenario6!C61))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F61-Scenario6!AJ61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G61-Scenario6!AK61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G61-Scenario6!AK61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H61-Scenario6!AL61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H61))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K61),(Scenario6!G61)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F61*12),(Scenario6!F61))),(Scenario6!C61)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK62))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J61),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L61))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O61),(Scenario6!C61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C61),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P61)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O61)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L61))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O61),(Scenario6!C61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C61),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P61),(Scenario6!C61)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O61),(Scenario6!C61))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C61),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q61))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E61),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U61)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T61)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q61))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E61),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U61),(Scenario6!E61)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T61),(Scenario6!E61))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M61),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE61))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF61),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD61),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE61))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD61),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF61),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH61))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL61),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J61),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF61),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH61))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI61), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ61),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK61))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE61),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT61))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF61),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG61),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH61))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A62+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE61),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI61), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ61),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK61))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL61),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A62+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA62,F62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB62,M62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC62,T62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED62,AA62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE62,AH62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF62,AO62),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA62,EH62),0.1),IRR((EA$3:EA62,EH62),EU61))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB62,EI62),0.1),IRR((EB$3:EB62,EI62),EV61))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC62,EJ62),0.1),IRR((EC$3:EC62,EJ62),EW61))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED62,EK62),0.1),IRR((ED$3:ED62,EK62),EX61))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE62,EL62),0.1),IRR((EE$3:EE62,EL62),EY61))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF62,EM62),0.1),IRR((EF$3:EF62,EM62),EZ61))","v":{"$error":"#VALUE!"}},61,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA62<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA62+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F62),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F62-Scenario1!AJ62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G62-Scenario1!AK62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G62-Scenario1!AK62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H62-Scenario1!AL62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H62))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K62),(Scenario1!G62)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F62*12),(Scenario1!F62))),(Scenario1!C62))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F62-Scenario1!AJ62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G62-Scenario1!AK62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G62-Scenario1!AK62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H62-Scenario1!AL62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H62))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K62),(Scenario1!G62)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F62*12),(Scenario1!F62))),(Scenario1!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J62),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L62))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O62),(Scenario1!C62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C62),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P62)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O62)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L62))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O62),(Scenario1!C62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C62),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P62),(Scenario1!C62)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O62),(Scenario1!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C62),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q62))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E62),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U62)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T62)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q62))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E62),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U62),(Scenario1!E62)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T62),(Scenario1!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M62),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE62))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF62),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD62),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE62))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD62),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF62),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH62))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J62),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF62),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH62))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI62), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ62),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK62))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE62),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT62))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF62),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG62),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH62))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE62),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI62), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ62),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK62))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F62),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F62-Scenario2!AJ62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G62-Scenario2!AK62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G62-Scenario2!AK62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H62-Scenario2!AL62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H62))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K62),(Scenario2!G62)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F62*12),(Scenario2!F62))),(Scenario2!C62))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F62-Scenario2!AJ62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G62-Scenario2!AK62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G62-Scenario2!AK62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H62-Scenario2!AL62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H62))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K62),(Scenario2!G62)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F62*12),(Scenario2!F62))),(Scenario2!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J62),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L62))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O62),(Scenario2!C62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C62),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P62)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O62)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L62))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O62),(Scenario2!C62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C62),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P62),(Scenario2!C62)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O62),(Scenario2!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C62),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q62))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E62),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U62)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T62)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q62))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E62),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U62),(Scenario2!E62)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T62),(Scenario2!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M62),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE62))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF62),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD62),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE62))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD62),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF62),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH62))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J62),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF62),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH62))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI62), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ62),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK62))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE62),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT62))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF62),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG62),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH62))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE62),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI62), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ62),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK62))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F62),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F62-Scenario3!AJ62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G62-Scenario3!AK62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G62-Scenario3!AK62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H62-Scenario3!AL62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H62))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K62),(Scenario3!G62)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F62*12),(Scenario3!F62))),(Scenario3!C62))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F62-Scenario3!AJ62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G62-Scenario3!AK62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G62-Scenario3!AK62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H62-Scenario3!AL62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H62))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K62),(Scenario3!G62)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F62*12),(Scenario3!F62))),(Scenario3!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J62),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L62))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O62),(Scenario3!C62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C62),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P62)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O62)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L62))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O62),(Scenario3!C62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C62),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P62),(Scenario3!C62)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O62),(Scenario3!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C62),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q62))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E62),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U62)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T62)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q62))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E62),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U62),(Scenario3!E62)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T62),(Scenario3!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M62),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE62))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF62),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD62),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE62))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD62),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF62),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH62))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J62),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF62),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH62))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI62), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ62),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK62))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE62),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT62))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF62),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG62),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH62))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE62),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI62), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ62),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK62))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F62),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F62-Scenario4!AJ62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G62-Scenario4!AK62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G62-Scenario4!AK62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H62-Scenario4!AL62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H62))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K62),(Scenario4!G62)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F62*12),(Scenario4!F62))),(Scenario4!C62))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F62-Scenario4!AJ62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G62-Scenario4!AK62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G62-Scenario4!AK62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H62-Scenario4!AL62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H62))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K62),(Scenario4!G62)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F62*12),(Scenario4!F62))),(Scenario4!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J62),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L62))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O62),(Scenario4!C62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C62),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P62)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O62)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L62))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O62),(Scenario4!C62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C62),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P62),(Scenario4!C62)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O62),(Scenario4!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C62),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q62))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E62),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U62)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T62)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q62))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E62),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U62),(Scenario4!E62)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T62),(Scenario4!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M62),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE62))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF62),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD62),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE62))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD62),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF62),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH62))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J62),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF62),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH62))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI62), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ62),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK62))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE62),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT62))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF62),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG62),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH62))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE62),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI62), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ62),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK62))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F62),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F62-Scenario5!AJ62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G62-Scenario5!AK62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G62-Scenario5!AK62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H62-Scenario5!AL62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H62))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K62),(Scenario5!G62)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F62*12),(Scenario5!F62))),(Scenario5!C62))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F62-Scenario5!AJ62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G62-Scenario5!AK62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G62-Scenario5!AK62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H62-Scenario5!AL62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H62))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K62),(Scenario5!G62)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F62*12),(Scenario5!F62))),(Scenario5!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J62),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L62))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O62),(Scenario5!C62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C62),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P62)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O62)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L62))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O62),(Scenario5!C62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C62),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P62),(Scenario5!C62)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O62),(Scenario5!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C62),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q62))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E62),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U62)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T62)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q62))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E62),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U62),(Scenario5!E62)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T62),(Scenario5!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M62),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE62))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF62),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD62),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE62))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD62),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF62),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH62))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J62),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF62),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH62))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI62), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ62),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK62))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE62),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT62))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF62),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG62),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH62))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE62),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI62), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ62),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK62))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F62),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F62-Scenario6!AJ62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G62-Scenario6!AK62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G62-Scenario6!AK62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H62-Scenario6!AL62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H62))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K62),(Scenario6!G62)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F62*12),(Scenario6!F62))),(Scenario6!C62))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F62-Scenario6!AJ62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G62-Scenario6!AK62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G62-Scenario6!AK62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H62-Scenario6!AL62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H62))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K62),(Scenario6!G62)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F62*12),(Scenario6!F62))),(Scenario6!C62)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK63))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J62),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L62))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O62),(Scenario6!C62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C62),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P62)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O62)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L62))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O62),(Scenario6!C62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C62),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P62),(Scenario6!C62)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O62),(Scenario6!C62))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C62),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q62))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E62),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U62)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T62)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q62))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E62),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U62),(Scenario6!E62)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T62),(Scenario6!E62))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M62),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE62))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF62),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD62),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE62))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD62),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF62),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH62))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL62),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J62),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF62),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH62))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI62), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ62),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK62))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE62),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT62))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF62),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG62),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH62))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A63+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE62),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI62), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ62),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK62))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL62),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A63+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA63,F63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB63,M63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC63,T63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED63,AA63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE63,AH63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF63,AO63),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA63,EH63),0.1),IRR((EA$3:EA63,EH63),EU62))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB63,EI63),0.1),IRR((EB$3:EB63,EI63),EV62))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC63,EJ63),0.1),IRR((EC$3:EC63,EJ63),EW62))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED63,EK63),0.1),IRR((ED$3:ED63,EK63),EX62))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE63,EL63),0.1),IRR((EE$3:EE63,EL63),EY62))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF63,EM63),0.1),IRR((EF$3:EF63,EM63),EZ62))","v":{"$error":"#VALUE!"}},62,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA63<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA63+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F63),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F63-Scenario1!AJ63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G63-Scenario1!AK63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G63-Scenario1!AK63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H63-Scenario1!AL63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H63))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K63),(Scenario1!G63)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F63*12),(Scenario1!F63))),(Scenario1!C63))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F63-Scenario1!AJ63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G63-Scenario1!AK63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G63-Scenario1!AK63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H63-Scenario1!AL63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H63))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K63),(Scenario1!G63)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F63*12),(Scenario1!F63))),(Scenario1!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J63),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L63))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O63),(Scenario1!C63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C63),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P63)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O63)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L63))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O63),(Scenario1!C63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C63),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P63),(Scenario1!C63)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O63),(Scenario1!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C63),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q63))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E63),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U63)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T63)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q63))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E63),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U63),(Scenario1!E63)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T63),(Scenario1!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M63),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE63))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF63),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD63),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE63))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD63),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF63),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH63))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J63),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF63),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH63))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI63), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ63),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK63))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE63),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT63))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF63),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG63),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH63))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE63),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI63), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ63),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK63))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F63),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F63-Scenario2!AJ63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G63-Scenario2!AK63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G63-Scenario2!AK63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H63-Scenario2!AL63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H63))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K63),(Scenario2!G63)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F63*12),(Scenario2!F63))),(Scenario2!C63))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F63-Scenario2!AJ63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G63-Scenario2!AK63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G63-Scenario2!AK63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H63-Scenario2!AL63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H63))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K63),(Scenario2!G63)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F63*12),(Scenario2!F63))),(Scenario2!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J63),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L63))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O63),(Scenario2!C63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C63),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P63)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O63)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L63))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O63),(Scenario2!C63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C63),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P63),(Scenario2!C63)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O63),(Scenario2!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C63),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q63))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E63),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U63)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T63)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q63))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E63),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U63),(Scenario2!E63)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T63),(Scenario2!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M63),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE63))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF63),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD63),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE63))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD63),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF63),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH63))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J63),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF63),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH63))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI63), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ63),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK63))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE63),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT63))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF63),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG63),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH63))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE63),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI63), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ63),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK63))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F63),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F63-Scenario3!AJ63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G63-Scenario3!AK63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G63-Scenario3!AK63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H63-Scenario3!AL63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H63))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K63),(Scenario3!G63)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F63*12),(Scenario3!F63))),(Scenario3!C63))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F63-Scenario3!AJ63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G63-Scenario3!AK63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G63-Scenario3!AK63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H63-Scenario3!AL63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H63))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K63),(Scenario3!G63)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F63*12),(Scenario3!F63))),(Scenario3!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J63),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L63))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O63),(Scenario3!C63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C63),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P63)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O63)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L63))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O63),(Scenario3!C63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C63),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P63),(Scenario3!C63)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O63),(Scenario3!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C63),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q63))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E63),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U63)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T63)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q63))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E63),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U63),(Scenario3!E63)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T63),(Scenario3!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M63),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE63))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF63),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD63),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE63))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD63),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF63),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH63))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J63),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF63),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH63))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI63), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ63),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK63))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE63),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT63))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF63),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG63),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH63))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE63),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI63), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ63),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK63))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F63),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F63-Scenario4!AJ63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G63-Scenario4!AK63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G63-Scenario4!AK63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H63-Scenario4!AL63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H63))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K63),(Scenario4!G63)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F63*12),(Scenario4!F63))),(Scenario4!C63))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F63-Scenario4!AJ63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G63-Scenario4!AK63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G63-Scenario4!AK63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H63-Scenario4!AL63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H63))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K63),(Scenario4!G63)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F63*12),(Scenario4!F63))),(Scenario4!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J63),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L63))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O63),(Scenario4!C63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C63),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P63)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O63)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L63))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O63),(Scenario4!C63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C63),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P63),(Scenario4!C63)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O63),(Scenario4!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C63),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q63))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E63),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U63)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T63)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q63))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E63),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U63),(Scenario4!E63)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T63),(Scenario4!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M63),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE63))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF63),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD63),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE63))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD63),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF63),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH63))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J63),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF63),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH63))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI63), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ63),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK63))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE63),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT63))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF63),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG63),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH63))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE63),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI63), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ63),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK63))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F63),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F63-Scenario5!AJ63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G63-Scenario5!AK63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G63-Scenario5!AK63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H63-Scenario5!AL63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H63))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K63),(Scenario5!G63)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F63*12),(Scenario5!F63))),(Scenario5!C63))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F63-Scenario5!AJ63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G63-Scenario5!AK63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G63-Scenario5!AK63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H63-Scenario5!AL63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H63))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K63),(Scenario5!G63)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F63*12),(Scenario5!F63))),(Scenario5!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J63),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L63))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O63),(Scenario5!C63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C63),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P63)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O63)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L63))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O63),(Scenario5!C63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C63),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P63),(Scenario5!C63)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O63),(Scenario5!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C63),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q63))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E63),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U63)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T63)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q63))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E63),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U63),(Scenario5!E63)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T63),(Scenario5!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M63),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE63))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF63),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD63),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE63))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD63),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF63),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH63))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J63),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF63),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH63))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI63), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ63),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK63))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE63),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT63))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF63),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG63),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH63))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE63),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI63), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ63),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK63))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F63),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F63-Scenario6!AJ63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G63-Scenario6!AK63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G63-Scenario6!AK63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H63-Scenario6!AL63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H63))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K63),(Scenario6!G63)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F63*12),(Scenario6!F63))),(Scenario6!C63))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F63-Scenario6!AJ63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G63-Scenario6!AK63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G63-Scenario6!AK63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H63-Scenario6!AL63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H63))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K63),(Scenario6!G63)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F63*12),(Scenario6!F63))),(Scenario6!C63)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK64))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J63),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L63))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O63),(Scenario6!C63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C63),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P63)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O63)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L63))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O63),(Scenario6!C63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C63),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P63),(Scenario6!C63)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O63),(Scenario6!C63))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C63),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q63))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E63),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U63)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T63)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q63))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E63),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U63),(Scenario6!E63)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T63),(Scenario6!E63))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M63),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE63))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF63),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD63),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE63))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD63),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF63),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH63))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL63),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J63),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF63),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH63))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI63), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ63),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK63))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE63),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT63))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF63),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG63),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH63))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A64+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE63),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI63), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ63),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK63))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL63),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A64+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA64,F64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB64,M64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC64,T64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED64,AA64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE64,AH64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF64,AO64),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA64,EH64),0.1),IRR((EA$3:EA64,EH64),EU63))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB64,EI64),0.1),IRR((EB$3:EB64,EI64),EV63))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC64,EJ64),0.1),IRR((EC$3:EC64,EJ64),EW63))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED64,EK64),0.1),IRR((ED$3:ED64,EK64),EX63))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE64,EL64),0.1),IRR((EE$3:EE64,EL64),EY63))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF64,EM64),0.1),IRR((EF$3:EF64,EM64),EZ63))","v":{"$error":"#VALUE!"}},63,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA64<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA64+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F64),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F64-Scenario1!AJ64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G64-Scenario1!AK64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G64-Scenario1!AK64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H64-Scenario1!AL64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H64))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K64),(Scenario1!G64)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F64*12),(Scenario1!F64))),(Scenario1!C64))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F64-Scenario1!AJ64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G64-Scenario1!AK64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G64-Scenario1!AK64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H64-Scenario1!AL64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H64))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K64),(Scenario1!G64)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F64*12),(Scenario1!F64))),(Scenario1!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J64),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L64))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O64),(Scenario1!C64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C64),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P64)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O64)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L64))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O64),(Scenario1!C64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C64),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P64),(Scenario1!C64)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O64),(Scenario1!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C64),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q64))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E64),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U64)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T64)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q64))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E64),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U64),(Scenario1!E64)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T64),(Scenario1!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M64),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE64))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF64),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD64),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE64))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD64),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF64),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH64))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J64),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF64),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH64))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI64), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ64),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK64))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE64),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT64))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF64),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG64),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH64))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE64),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI64), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ64),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK64))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F64),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F64-Scenario2!AJ64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G64-Scenario2!AK64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G64-Scenario2!AK64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H64-Scenario2!AL64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H64))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K64),(Scenario2!G64)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F64*12),(Scenario2!F64))),(Scenario2!C64))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F64-Scenario2!AJ64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G64-Scenario2!AK64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G64-Scenario2!AK64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H64-Scenario2!AL64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H64))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K64),(Scenario2!G64)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F64*12),(Scenario2!F64))),(Scenario2!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J64),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L64))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O64),(Scenario2!C64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C64),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P64)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O64)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L64))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O64),(Scenario2!C64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C64),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P64),(Scenario2!C64)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O64),(Scenario2!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C64),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q64))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E64),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U64)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T64)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q64))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E64),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U64),(Scenario2!E64)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T64),(Scenario2!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M64),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE64))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF64),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD64),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE64))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD64),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF64),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH64))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J64),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF64),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH64))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI64), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ64),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK64))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE64),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT64))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF64),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG64),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH64))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE64),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI64), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ64),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK64))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F64),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F64-Scenario3!AJ64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G64-Scenario3!AK64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G64-Scenario3!AK64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H64-Scenario3!AL64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H64))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K64),(Scenario3!G64)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F64*12),(Scenario3!F64))),(Scenario3!C64))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F64-Scenario3!AJ64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G64-Scenario3!AK64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G64-Scenario3!AK64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H64-Scenario3!AL64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H64))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K64),(Scenario3!G64)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F64*12),(Scenario3!F64))),(Scenario3!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J64),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L64))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O64),(Scenario3!C64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C64),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P64)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O64)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L64))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O64),(Scenario3!C64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C64),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P64),(Scenario3!C64)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O64),(Scenario3!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C64),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q64))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E64),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U64)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T64)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q64))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E64),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U64),(Scenario3!E64)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T64),(Scenario3!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M64),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE64))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF64),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD64),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE64))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD64),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF64),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH64))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J64),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF64),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH64))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI64), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ64),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK64))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE64),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT64))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF64),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG64),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH64))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE64),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI64), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ64),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK64))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F64),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F64-Scenario4!AJ64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G64-Scenario4!AK64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G64-Scenario4!AK64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H64-Scenario4!AL64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H64))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K64),(Scenario4!G64)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F64*12),(Scenario4!F64))),(Scenario4!C64))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F64-Scenario4!AJ64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G64-Scenario4!AK64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G64-Scenario4!AK64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H64-Scenario4!AL64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H64))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K64),(Scenario4!G64)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F64*12),(Scenario4!F64))),(Scenario4!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J64),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L64))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O64),(Scenario4!C64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C64),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P64)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O64)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L64))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O64),(Scenario4!C64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C64),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P64),(Scenario4!C64)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O64),(Scenario4!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C64),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q64))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E64),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U64)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T64)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q64))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E64),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U64),(Scenario4!E64)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T64),(Scenario4!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M64),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE64))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF64),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD64),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE64))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD64),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF64),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH64))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J64),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF64),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH64))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI64), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ64),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK64))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE64),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT64))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF64),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG64),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH64))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE64),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI64), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ64),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK64))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F64),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F64-Scenario5!AJ64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G64-Scenario5!AK64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G64-Scenario5!AK64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H64-Scenario5!AL64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H64))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K64),(Scenario5!G64)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F64*12),(Scenario5!F64))),(Scenario5!C64))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F64-Scenario5!AJ64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G64-Scenario5!AK64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G64-Scenario5!AK64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H64-Scenario5!AL64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H64))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K64),(Scenario5!G64)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F64*12),(Scenario5!F64))),(Scenario5!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J64),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L64))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O64),(Scenario5!C64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C64),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P64)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O64)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L64))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O64),(Scenario5!C64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C64),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P64),(Scenario5!C64)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O64),(Scenario5!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C64),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q64))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E64),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U64)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T64)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q64))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E64),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U64),(Scenario5!E64)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T64),(Scenario5!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M64),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE64))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF64),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD64),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE64))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD64),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF64),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH64))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J64),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF64),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH64))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI64), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ64),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK64))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE64),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT64))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF64),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG64),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH64))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE64),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI64), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ64),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK64))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F64),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F64-Scenario6!AJ64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G64-Scenario6!AK64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G64-Scenario6!AK64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H64-Scenario6!AL64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H64))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K64),(Scenario6!G64)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F64*12),(Scenario6!F64))),(Scenario6!C64))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F64-Scenario6!AJ64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G64-Scenario6!AK64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G64-Scenario6!AK64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H64-Scenario6!AL64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H64))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K64),(Scenario6!G64)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F64*12),(Scenario6!F64))),(Scenario6!C64)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK65))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J64),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L64))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O64),(Scenario6!C64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C64),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P64)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O64)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L64))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O64),(Scenario6!C64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C64),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P64),(Scenario6!C64)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O64),(Scenario6!C64))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C64),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q64))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E64),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U64)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T64)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q64))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E64),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U64),(Scenario6!E64)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T64),(Scenario6!E64))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M64),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE64))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF64),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD64),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE64))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD64),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF64),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH64))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL64),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J64),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF64),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH64))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI64), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ64),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK64))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE64),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT64))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF64),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG64),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH64))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A65+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE64),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI64), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ64),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK64))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL64),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A65+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA65,F65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB65,M65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC65,T65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED65,AA65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE65,AH65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF65,AO65),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA65,EH65),0.1),IRR((EA$3:EA65,EH65),EU64))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB65,EI65),0.1),IRR((EB$3:EB65,EI65),EV64))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC65,EJ65),0.1),IRR((EC$3:EC65,EJ65),EW64))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED65,EK65),0.1),IRR((ED$3:ED65,EK65),EX64))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE65,EL65),0.1),IRR((EE$3:EE65,EL65),EY64))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF65,EM65),0.1),IRR((EF$3:EF65,EM65),EZ64))","v":{"$error":"#VALUE!"}},64,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA65<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA65+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F65),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F65-Scenario1!AJ65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G65-Scenario1!AK65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G65-Scenario1!AK65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H65-Scenario1!AL65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H65))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K65),(Scenario1!G65)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F65*12),(Scenario1!F65))),(Scenario1!C65))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F65-Scenario1!AJ65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G65-Scenario1!AK65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G65-Scenario1!AK65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H65-Scenario1!AL65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H65))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K65),(Scenario1!G65)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F65*12),(Scenario1!F65))),(Scenario1!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J65),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L65))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O65),(Scenario1!C65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C65),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P65)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O65)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L65))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O65),(Scenario1!C65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C65),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P65),(Scenario1!C65)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O65),(Scenario1!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C65),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q65))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E65),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U65)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T65)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q65))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E65),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U65),(Scenario1!E65)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T65),(Scenario1!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M65),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE65))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF65),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD65),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE65))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD65),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF65),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH65))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J65),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF65),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH65))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI65), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ65),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK65))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE65),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT65))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF65),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG65),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH65))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE65),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI65), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ65),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK65))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F65),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F65-Scenario2!AJ65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G65-Scenario2!AK65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G65-Scenario2!AK65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H65-Scenario2!AL65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H65))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K65),(Scenario2!G65)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F65*12),(Scenario2!F65))),(Scenario2!C65))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F65-Scenario2!AJ65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G65-Scenario2!AK65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G65-Scenario2!AK65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H65-Scenario2!AL65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H65))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K65),(Scenario2!G65)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F65*12),(Scenario2!F65))),(Scenario2!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J65),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L65))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O65),(Scenario2!C65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C65),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P65)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O65)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L65))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O65),(Scenario2!C65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C65),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P65),(Scenario2!C65)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O65),(Scenario2!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C65),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q65))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E65),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U65)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T65)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q65))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E65),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U65),(Scenario2!E65)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T65),(Scenario2!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M65),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE65))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF65),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD65),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE65))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD65),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF65),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH65))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J65),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF65),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH65))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI65), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ65),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK65))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE65),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT65))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF65),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG65),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH65))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE65),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI65), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ65),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK65))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F65),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F65-Scenario3!AJ65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G65-Scenario3!AK65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G65-Scenario3!AK65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H65-Scenario3!AL65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H65))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K65),(Scenario3!G65)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F65*12),(Scenario3!F65))),(Scenario3!C65))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F65-Scenario3!AJ65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G65-Scenario3!AK65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G65-Scenario3!AK65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H65-Scenario3!AL65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H65))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K65),(Scenario3!G65)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F65*12),(Scenario3!F65))),(Scenario3!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J65),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L65))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O65),(Scenario3!C65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C65),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P65)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O65)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L65))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O65),(Scenario3!C65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C65),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P65),(Scenario3!C65)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O65),(Scenario3!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C65),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q65))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E65),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U65)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T65)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q65))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E65),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U65),(Scenario3!E65)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T65),(Scenario3!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M65),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE65))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF65),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD65),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE65))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD65),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF65),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH65))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J65),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF65),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH65))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI65), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ65),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK65))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE65),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT65))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF65),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG65),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH65))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE65),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI65), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ65),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK65))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F65),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F65-Scenario4!AJ65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G65-Scenario4!AK65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G65-Scenario4!AK65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H65-Scenario4!AL65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H65))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K65),(Scenario4!G65)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F65*12),(Scenario4!F65))),(Scenario4!C65))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F65-Scenario4!AJ65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G65-Scenario4!AK65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G65-Scenario4!AK65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H65-Scenario4!AL65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H65))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K65),(Scenario4!G65)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F65*12),(Scenario4!F65))),(Scenario4!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J65),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L65))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O65),(Scenario4!C65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C65),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P65)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O65)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L65))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O65),(Scenario4!C65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C65),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P65),(Scenario4!C65)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O65),(Scenario4!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C65),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q65))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E65),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U65)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T65)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q65))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E65),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U65),(Scenario4!E65)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T65),(Scenario4!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M65),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE65))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF65),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD65),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE65))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD65),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF65),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH65))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J65),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF65),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH65))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI65), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ65),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK65))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE65),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT65))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF65),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG65),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH65))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE65),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI65), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ65),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK65))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F65),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F65-Scenario5!AJ65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G65-Scenario5!AK65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G65-Scenario5!AK65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H65-Scenario5!AL65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H65))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K65),(Scenario5!G65)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F65*12),(Scenario5!F65))),(Scenario5!C65))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F65-Scenario5!AJ65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G65-Scenario5!AK65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G65-Scenario5!AK65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H65-Scenario5!AL65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H65))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K65),(Scenario5!G65)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F65*12),(Scenario5!F65))),(Scenario5!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J65),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L65))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O65),(Scenario5!C65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C65),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P65)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O65)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L65))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O65),(Scenario5!C65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C65),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P65),(Scenario5!C65)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O65),(Scenario5!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C65),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q65))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E65),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U65)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T65)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q65))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E65),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U65),(Scenario5!E65)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T65),(Scenario5!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M65),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE65))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF65),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD65),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE65))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD65),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF65),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH65))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J65),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF65),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH65))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI65), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ65),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK65))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE65),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT65))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF65),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG65),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH65))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE65),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI65), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ65),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK65))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F65),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F65-Scenario6!AJ65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G65-Scenario6!AK65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G65-Scenario6!AK65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H65-Scenario6!AL65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H65))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K65),(Scenario6!G65)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F65*12),(Scenario6!F65))),(Scenario6!C65))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F65-Scenario6!AJ65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G65-Scenario6!AK65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G65-Scenario6!AK65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H65-Scenario6!AL65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H65))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K65),(Scenario6!G65)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F65*12),(Scenario6!F65))),(Scenario6!C65)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK66))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J65),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L65))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O65),(Scenario6!C65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C65),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P65)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O65)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L65))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O65),(Scenario6!C65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C65),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P65),(Scenario6!C65)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O65),(Scenario6!C65))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C65),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q65))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E65),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U65)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T65)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q65))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E65),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U65),(Scenario6!E65)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T65),(Scenario6!E65))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M65),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE65))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF65),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD65),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE65))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD65),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF65),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH65))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL65),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J65),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF65),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH65))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI65), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ65),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK65))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE65),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT65))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF65),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG65),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH65))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A66+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE65),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI65), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ65),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK65))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL65),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A66+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA66,F66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB66,M66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC66,T66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED66,AA66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE66,AH66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF66,AO66),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA66,EH66),0.1),IRR((EA$3:EA66,EH66),EU65))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB66,EI66),0.1),IRR((EB$3:EB66,EI66),EV65))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC66,EJ66),0.1),IRR((EC$3:EC66,EJ66),EW65))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED66,EK66),0.1),IRR((ED$3:ED66,EK66),EX65))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE66,EL66),0.1),IRR((EE$3:EE66,EL66),EY65))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF66,EM66),0.1),IRR((EF$3:EF66,EM66),EZ65))","v":{"$error":"#VALUE!"}},65,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA66<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA66+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F66),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F66-Scenario1!AJ66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G66-Scenario1!AK66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G66-Scenario1!AK66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H66-Scenario1!AL66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H66))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K66),(Scenario1!G66)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F66*12),(Scenario1!F66))),(Scenario1!C66))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F66-Scenario1!AJ66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G66-Scenario1!AK66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G66-Scenario1!AK66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H66-Scenario1!AL66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H66))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K66),(Scenario1!G66)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F66*12),(Scenario1!F66))),(Scenario1!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J66),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L66))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O66),(Scenario1!C66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C66),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P66)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O66)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L66))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O66),(Scenario1!C66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C66),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P66),(Scenario1!C66)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O66),(Scenario1!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C66),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q66))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E66),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U66)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T66)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q66))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E66),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U66),(Scenario1!E66)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T66),(Scenario1!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M66),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE66))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF66),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD66),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE66))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD66),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF66),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH66))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J66),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF66),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH66))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI66), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ66),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK66))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE66),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT66))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF66),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG66),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH66))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE66),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI66), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ66),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK66))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F66),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F66-Scenario2!AJ66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G66-Scenario2!AK66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G66-Scenario2!AK66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H66-Scenario2!AL66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H66))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K66),(Scenario2!G66)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F66*12),(Scenario2!F66))),(Scenario2!C66))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F66-Scenario2!AJ66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G66-Scenario2!AK66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G66-Scenario2!AK66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H66-Scenario2!AL66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H66))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K66),(Scenario2!G66)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F66*12),(Scenario2!F66))),(Scenario2!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J66),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L66))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O66),(Scenario2!C66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C66),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P66)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O66)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L66))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O66),(Scenario2!C66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C66),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P66),(Scenario2!C66)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O66),(Scenario2!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C66),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q66))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E66),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U66)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T66)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q66))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E66),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U66),(Scenario2!E66)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T66),(Scenario2!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M66),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE66))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF66),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD66),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE66))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD66),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF66),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH66))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J66),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF66),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH66))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI66), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ66),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK66))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE66),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT66))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF66),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG66),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH66))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE66),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI66), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ66),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK66))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F66),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F66-Scenario3!AJ66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G66-Scenario3!AK66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G66-Scenario3!AK66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H66-Scenario3!AL66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H66))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K66),(Scenario3!G66)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F66*12),(Scenario3!F66))),(Scenario3!C66))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F66-Scenario3!AJ66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G66-Scenario3!AK66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G66-Scenario3!AK66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H66-Scenario3!AL66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H66))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K66),(Scenario3!G66)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F66*12),(Scenario3!F66))),(Scenario3!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J66),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L66))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O66),(Scenario3!C66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C66),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P66)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O66)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L66))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O66),(Scenario3!C66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C66),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P66),(Scenario3!C66)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O66),(Scenario3!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C66),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q66))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E66),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U66)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T66)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q66))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E66),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U66),(Scenario3!E66)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T66),(Scenario3!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M66),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE66))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF66),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD66),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE66))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD66),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF66),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH66))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J66),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF66),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH66))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI66), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ66),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK66))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE66),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT66))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF66),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG66),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH66))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE66),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI66), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ66),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK66))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F66),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F66-Scenario4!AJ66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G66-Scenario4!AK66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G66-Scenario4!AK66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H66-Scenario4!AL66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H66))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K66),(Scenario4!G66)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F66*12),(Scenario4!F66))),(Scenario4!C66))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F66-Scenario4!AJ66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G66-Scenario4!AK66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G66-Scenario4!AK66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H66-Scenario4!AL66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H66))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K66),(Scenario4!G66)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F66*12),(Scenario4!F66))),(Scenario4!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J66),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L66))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O66),(Scenario4!C66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C66),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P66)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O66)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L66))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O66),(Scenario4!C66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C66),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P66),(Scenario4!C66)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O66),(Scenario4!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C66),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q66))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E66),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U66)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T66)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q66))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E66),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U66),(Scenario4!E66)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T66),(Scenario4!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M66),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE66))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF66),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD66),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE66))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD66),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF66),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH66))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J66),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF66),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH66))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI66), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ66),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK66))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE66),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT66))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF66),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG66),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH66))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE66),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI66), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ66),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK66))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F66),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F66-Scenario5!AJ66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G66-Scenario5!AK66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G66-Scenario5!AK66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H66-Scenario5!AL66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H66))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K66),(Scenario5!G66)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F66*12),(Scenario5!F66))),(Scenario5!C66))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F66-Scenario5!AJ66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G66-Scenario5!AK66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G66-Scenario5!AK66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H66-Scenario5!AL66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H66))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K66),(Scenario5!G66)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F66*12),(Scenario5!F66))),(Scenario5!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J66),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L66))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O66),(Scenario5!C66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C66),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P66)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O66)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L66))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O66),(Scenario5!C66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C66),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P66),(Scenario5!C66)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O66),(Scenario5!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C66),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q66))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E66),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U66)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T66)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q66))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E66),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U66),(Scenario5!E66)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T66),(Scenario5!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M66),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE66))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF66),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD66),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE66))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD66),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF66),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH66))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J66),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF66),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH66))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI66), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ66),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK66))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE66),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT66))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF66),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG66),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH66))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE66),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI66), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ66),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK66))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F66),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F66-Scenario6!AJ66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G66-Scenario6!AK66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G66-Scenario6!AK66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H66-Scenario6!AL66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H66))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K66),(Scenario6!G66)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F66*12),(Scenario6!F66))),(Scenario6!C66))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F66-Scenario6!AJ66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G66-Scenario6!AK66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G66-Scenario6!AK66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H66-Scenario6!AL66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H66))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K66),(Scenario6!G66)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F66*12),(Scenario6!F66))),(Scenario6!C66)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK67))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J66),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L66))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O66),(Scenario6!C66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C66),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P66)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O66)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L66))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O66),(Scenario6!C66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C66),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P66),(Scenario6!C66)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O66),(Scenario6!C66))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C66),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q66))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E66),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U66)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T66)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q66))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E66),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U66),(Scenario6!E66)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T66),(Scenario6!E66))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M66),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE66))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF66),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD66),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE66))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD66),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF66),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH66))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL66),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J66),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF66),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH66))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI66), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ66),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK66))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE66),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT66))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF66),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG66),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH66))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A67+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE66),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI66), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ66),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK66))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL66),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A67+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$f":"B68-I68","v":{"$error":"#N/A"}},{"$f":"C68-J68","v":{"$error":"#N/A"}},{"$f":"D68-K68","v":{"$error":"#N/A"}},{"$f":"E68-L68","v":{"$error":"#N/A"}},{"$f":"F68-M68","v":{"$error":"#N/A"}},{"$f":"G68-N68","v":{"$error":"#N/A"}},{"$f":"H68-O68","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA67,F67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB67,M67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC67,T67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED67,AA67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE67,AH67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF67,AO67),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA67,EH67),0.1),IRR((EA$3:EA67,EH67),EU66))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB67,EI67),0.1),IRR((EB$3:EB67,EI67),EV66))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC67,EJ67),0.1),IRR((EC$3:EC67,EJ67),EW66))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED67,EK67),0.1),IRR((ED$3:ED67,EK67),EX66))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE67,EL67),0.1),IRR((EE$3:EE67,EL67),EY66))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF67,EM67),0.1),IRR((EF$3:EF67,EM67),EZ66))","v":{"$error":"#VALUE!"}},66,{"$f":"IF(FA67<=$BM$111,$BL$111,0)","v":""},{"$f":"IF(FA67<=$BM$112,$BL$112,0)","v":""},{"$f":"IF(FA67<=$BM$113,$BL$113,0)","v":""},{"$f":"IF(FA67<=$BM$114,$BL$114,0)","v":""},{"$f":"IF(FA67<=$BM$115,$BL$115,0)","v":""},{"$f":"IF(FA67<=$BM$116,$BL$116,0)","v":""},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA67<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE))","v":0},{"$f":"SUMIFS(FB67:FG67,FB67:FG67,\"<>\")","v":0},{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,{"$f":"IF(FA67<=$BJ$20,$BO$103,0)","v":0},{"$f":"IF(FA67<=$BJ$21,$BO$104,0)","v":0},{"$f":"IF(FA67<=$BJ$22,$BO$105,0)","v":0},{"$f":"IF(FA67<=$BJ$23,$BO$106,0)","v":0},{"$f":"IF(FA67<=$BJ$24,$BO$107,0)","v":0},{"$f":"IF(FA67<=$BJ$25,$BO$108,0)","v":0},{"$f":"IF(FA67<=$BJ$26,$BO$109,0)","v":0},null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"IF(FA67<=$BJ$117,$BI$117,0)","v":0},{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA67+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$f":"IF(ISNUMBER(B68),(A67+1),IF(ISNUMBER(I68),(A67+1),IF(ISNUMBER(P68),(A67+1),IF(ISNUMBER(W68),(A67+1),IF(ISNUMBER(AD68),(A67+1),IF(ISNUMBER(AK68),(A67+1),NA()))))))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!F67),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F67-Scenario1!AJ67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G67-Scenario1!AK67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G67-Scenario1!AK67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H67-Scenario1!AL67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H67))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K67),(Scenario1!G67)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F67*12),(Scenario1!F67))),(Scenario1!C67))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F67-Scenario1!AJ67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G67-Scenario1!AK67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G67-Scenario1!AK67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H67-Scenario1!AL67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H67))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K67),(Scenario1!G67)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F67*12),(Scenario1!F67))),(Scenario1!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J67),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L67))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O67),(Scenario1!C67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C67),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P67)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O67)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L67))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O67),(Scenario1!C67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C67),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P67),(Scenario1!C67)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O67),(Scenario1!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"D68*(1+AT$11)^(-A68)/C68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!C67),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q67))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E67),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U67)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T67)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q67))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E67),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U67),(Scenario1!E67)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T67),(Scenario1!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M67),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE67))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF67),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD67),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE67))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD67),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF67),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH67))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J67),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF67),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH67))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI67), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ67),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK67))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE67),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT67))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF67),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG67),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH67))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE67),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI67), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ67),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK67))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F67),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F67-Scenario2!AJ67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G67-Scenario2!AK67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G67-Scenario2!AK67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H67-Scenario2!AL67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H67))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K67),(Scenario2!G67)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F67*12),(Scenario2!F67))),(Scenario2!C67))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F67-Scenario2!AJ67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G67-Scenario2!AK67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G67-Scenario2!AK67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H67-Scenario2!AL67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H67))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K67),(Scenario2!G67)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F67*12),(Scenario2!F67))),(Scenario2!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J67),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L67))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O67),(Scenario2!C67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C67),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P67)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O67)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L67))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O67),(Scenario2!C67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C67),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P67),(Scenario2!C67)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O67),(Scenario2!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"K68*(1+AT$11)^(-A68)/J68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!C67),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q67))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E67),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U67)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T67)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q67))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E67),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U67),(Scenario2!E67)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T67),(Scenario2!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M67),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE67))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF67),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD67),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE67))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD67),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF67),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH67))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J67),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF67),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH67))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI67), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ67),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK67))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE67),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT67))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF67),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG67),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH67))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE67),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI67), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ67),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK67))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F67),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F67-Scenario3!AJ67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G67-Scenario3!AK67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G67-Scenario3!AK67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H67-Scenario3!AL67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H67))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K67),(Scenario3!G67)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F67*12),(Scenario3!F67))),(Scenario3!C67))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F67-Scenario3!AJ67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G67-Scenario3!AK67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G67-Scenario3!AK67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H67-Scenario3!AL67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H67))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K67),(Scenario3!G67)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F67*12),(Scenario3!F67))),(Scenario3!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J67),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L67))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O67),(Scenario3!C67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C67),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P67)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O67)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L67))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O67),(Scenario3!C67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C67),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P67),(Scenario3!C67)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O67),(Scenario3!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"R68*(1+AT$11)^(-A68)/Q68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!C67),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q67))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E67),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U67)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T67)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q67))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E67),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U67),(Scenario3!E67)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T67),(Scenario3!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M67),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE67))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF67),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD67),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE67))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD67),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF67),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH67))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J67),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF67),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH67))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI67), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ67),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK67))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE67),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT67))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF67),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG67),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH67))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE67),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI67), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ67),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK67))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F67),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F67-Scenario4!AJ67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G67-Scenario4!AK67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G67-Scenario4!AK67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H67-Scenario4!AL67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H67))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K67),(Scenario4!G67)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F67*12),(Scenario4!F67))),(Scenario4!C67))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F67-Scenario4!AJ67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G67-Scenario4!AK67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G67-Scenario4!AK67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H67-Scenario4!AL67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H67))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K67),(Scenario4!G67)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F67*12),(Scenario4!F67))),(Scenario4!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J67),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L67))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O67),(Scenario4!C67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C67),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P67)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O67)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L67))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O67),(Scenario4!C67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C67),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P67),(Scenario4!C67)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O67),(Scenario4!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"Y68*(1+AT$11)^(-A68)/X68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!C67),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q67))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E67),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U67)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T67)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q67))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E67),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U67),(Scenario4!E67)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T67),(Scenario4!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M67),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE67))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF67),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD67),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE67))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD67),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF67),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH67))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J67),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF67),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH67))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI67), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ67),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK67))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE67),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT67))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF67),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG67),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH67))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE67),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI67), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ67),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK67))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F67),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F67-Scenario5!AJ67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G67-Scenario5!AK67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G67-Scenario5!AK67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H67-Scenario5!AL67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H67))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K67),(Scenario5!G67)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F67*12),(Scenario5!F67))),(Scenario5!C67))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F67-Scenario5!AJ67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G67-Scenario5!AK67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G67-Scenario5!AK67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H67-Scenario5!AL67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H67))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K67),(Scenario5!G67)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F67*12),(Scenario5!F67))),(Scenario5!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J67),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L67))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O67),(Scenario5!C67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C67),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P67)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O67)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L67))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O67),(Scenario5!C67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C67),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P67),(Scenario5!C67)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O67),(Scenario5!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AF68*(1+AT$11)^(-A68)/AE68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!C67),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q67))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E67),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U67)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T67)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q67))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E67),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U67),(Scenario5!E67)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T67),(Scenario5!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M67),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE67))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF67),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD67),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE67))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD67),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF67),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH67))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J67),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF67),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH67))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI67), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ67),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK67))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE67),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT67))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF67),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG67),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH67))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE67),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI67), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ67),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK67))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F67),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F67-Scenario6!AJ67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G67-Scenario6!AK67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G67-Scenario6!AK67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H67-Scenario6!AL67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H67))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K67),(Scenario6!G67)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F67*12),(Scenario6!F67))),(Scenario6!C67))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F67-Scenario6!AJ67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G67-Scenario6!AK67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G67-Scenario6!AK67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H67-Scenario6!AL67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H67))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K67),(Scenario6!G67)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F67*12),(Scenario6!F67))),(Scenario6!C67)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK68))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J67),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L67))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O67),(Scenario6!C67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C67),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P67)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O67)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L67))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O67),(Scenario6!C67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C67),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P67),(Scenario6!C67)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O67),(Scenario6!C67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"AM68*(1+AT$11)^(-A68)/AL68","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!C67),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q67))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E67),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U67)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T67)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q67))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E67),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U67),(Scenario6!E67)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T67),(Scenario6!E67))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M67),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE67))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF67),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD67),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE67))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD67),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF67),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH67))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL67),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J67),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF67),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH67))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI67), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ67),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK67))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE67),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT67))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF67),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG67),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH67))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A68+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE67),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI67), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ67),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK67))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL67),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A68+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$f":"IF(ISNUMBER(B69),(A68+1),IF(ISNUMBER(I69),(A68+1),IF(ISNUMBER(P69),(A68+1),IF(ISNUMBER(W69),(A68+1),IF(ISNUMBER(AD69),(A68+1),IF(ISNUMBER(AK69),(A68+1),NA()))))))","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B68*-1","v":{"$error":"#N/A"}},{"$f":"I68*-1","v":{"$error":"#N/A"}},{"$f":"P68*-1","v":{"$error":"#N/A"}},{"$f":"W68*-1","v":{"$error":"#N/A"}},{"$f":"AD68*-1","v":{"$error":"#N/A"}},{"$f":"AK68*-1","v":{"$error":"#N/A"}},null,{"$f":"F68-G68*$EH$1","v":{"$error":"#N/A"}},{"$f":"M68-N68*$EH$1","v":{"$error":"#N/A"}},{"$f":"T68-U68*$EH$1","v":{"$error":"#N/A"}},{"$f":"AA68-AB68*$EH$1","v":{"$error":"#N/A"}},{"$f":"AH68-AI68*$EH$1","v":{"$error":"#N/A"}},{"$f":"AO68-AP68*$EH$1","v":{"$error":"#N/A"}},null,{"$f":"IRR((EA$3:EA68,F68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB68,M68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC68,T68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED68,AA68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE68,AH68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF68,AO68),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA68,EH68),0.1),IRR((EA$3:EA68,EH68),EU67))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB68,EI68),0.1),IRR((EB$3:EB68,EI68),EV67))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC68,EJ68),0.1),IRR((EC$3:EC68,EJ68),EW67))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED68,EK68),0.1),IRR((ED$3:ED68,EK68),EX67))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE68,EL68),0.1),IRR((EE$3:EE68,EL68),EY67))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF68,EM68),0.1),IRR((EF$3:EF68,EM68),EZ67))","v":{"$error":"#VALUE!"}},67,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA68<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA68+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F68),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F68-Scenario1!AJ68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G68-Scenario1!AK68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G68-Scenario1!AK68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H68-Scenario1!AL68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H68))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K68),(Scenario1!G68)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F68*12),(Scenario1!F68))),(Scenario1!C68))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F68-Scenario1!AJ68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G68-Scenario1!AK68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G68-Scenario1!AK68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H68-Scenario1!AL68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H68))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K68),(Scenario1!G68)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F68*12),(Scenario1!F68))),(Scenario1!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J68),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L68))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O68),(Scenario1!C68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C68),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P68)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O68)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L68))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O68),(Scenario1!C68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C68),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P68),(Scenario1!C68)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O68),(Scenario1!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C68),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q68))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E68),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U68)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T68)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q68))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E68),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U68),(Scenario1!E68)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T68),(Scenario1!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M68),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE68))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF68),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD68),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE68))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD68),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF68),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH68))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J68),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF68),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH68))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI68), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ68),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK68))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE68),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT68))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF68),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG68),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH68))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE68),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI68), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ68),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK68))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F68),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F68-Scenario2!AJ68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G68-Scenario2!AK68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G68-Scenario2!AK68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H68-Scenario2!AL68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H68))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K68),(Scenario2!G68)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F68*12),(Scenario2!F68))),(Scenario2!C68))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F68-Scenario2!AJ68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G68-Scenario2!AK68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G68-Scenario2!AK68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H68-Scenario2!AL68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H68))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K68),(Scenario2!G68)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F68*12),(Scenario2!F68))),(Scenario2!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J68),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L68))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O68),(Scenario2!C68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C68),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P68)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O68)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L68))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O68),(Scenario2!C68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C68),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P68),(Scenario2!C68)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O68),(Scenario2!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C68),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q68))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E68),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U68)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T68)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q68))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E68),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U68),(Scenario2!E68)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T68),(Scenario2!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M68),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE68))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF68),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD68),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE68))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD68),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF68),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH68))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J68),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF68),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH68))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI68), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ68),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK68))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE68),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT68))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF68),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG68),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH68))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE68),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI68), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ68),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK68))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F68),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F68-Scenario3!AJ68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G68-Scenario3!AK68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G68-Scenario3!AK68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H68-Scenario3!AL68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H68))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K68),(Scenario3!G68)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F68*12),(Scenario3!F68))),(Scenario3!C68))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F68-Scenario3!AJ68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G68-Scenario3!AK68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G68-Scenario3!AK68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H68-Scenario3!AL68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H68))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K68),(Scenario3!G68)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F68*12),(Scenario3!F68))),(Scenario3!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J68),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L68))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O68),(Scenario3!C68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C68),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P68)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O68)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L68))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O68),(Scenario3!C68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C68),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P68),(Scenario3!C68)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O68),(Scenario3!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C68),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q68))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E68),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U68)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T68)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q68))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E68),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U68),(Scenario3!E68)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T68),(Scenario3!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M68),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE68))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF68),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD68),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE68))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD68),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF68),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH68))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J68),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF68),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH68))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI68), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ68),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK68))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE68),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT68))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF68),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG68),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH68))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE68),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI68), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ68),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK68))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F68),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F68-Scenario4!AJ68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G68-Scenario4!AK68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G68-Scenario4!AK68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H68-Scenario4!AL68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H68))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K68),(Scenario4!G68)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F68*12),(Scenario4!F68))),(Scenario4!C68))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F68-Scenario4!AJ68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G68-Scenario4!AK68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G68-Scenario4!AK68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H68-Scenario4!AL68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H68))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K68),(Scenario4!G68)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F68*12),(Scenario4!F68))),(Scenario4!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J68),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L68))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O68),(Scenario4!C68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C68),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P68)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O68)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L68))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O68),(Scenario4!C68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C68),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P68),(Scenario4!C68)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O68),(Scenario4!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C68),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q68))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E68),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U68)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T68)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q68))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E68),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U68),(Scenario4!E68)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T68),(Scenario4!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M68),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE68))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF68),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD68),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE68))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD68),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF68),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH68))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J68),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF68),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH68))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI68), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ68),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK68))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE68),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT68))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF68),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG68),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH68))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE68),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI68), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ68),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK68))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F68),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F68-Scenario5!AJ68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G68-Scenario5!AK68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G68-Scenario5!AK68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H68-Scenario5!AL68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H68))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K68),(Scenario5!G68)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F68*12),(Scenario5!F68))),(Scenario5!C68))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F68-Scenario5!AJ68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G68-Scenario5!AK68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G68-Scenario5!AK68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H68-Scenario5!AL68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H68))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K68),(Scenario5!G68)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F68*12),(Scenario5!F68))),(Scenario5!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J68),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L68))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O68),(Scenario5!C68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C68),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P68)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O68)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L68))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O68),(Scenario5!C68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C68),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P68),(Scenario5!C68)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O68),(Scenario5!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C68),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q68))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E68),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U68)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T68)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q68))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E68),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U68),(Scenario5!E68)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T68),(Scenario5!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M68),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE68))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF68),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD68),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE68))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD68),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF68),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH68))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J68),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF68),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH68))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI68), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ68),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK68))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE68),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT68))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF68),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG68),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH68))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE68),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI68), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ68),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK68))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F68),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F68-Scenario6!AJ68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G68-Scenario6!AK68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G68-Scenario6!AK68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H68-Scenario6!AL68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H68))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K68),(Scenario6!G68)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F68*12),(Scenario6!F68))),(Scenario6!C68))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F68-Scenario6!AJ68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G68-Scenario6!AK68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G68-Scenario6!AK68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H68-Scenario6!AL68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H68))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K68),(Scenario6!G68)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F68*12),(Scenario6!F68))),(Scenario6!C68)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK69))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J68),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L68))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O68),(Scenario6!C68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C68),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P68)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O68)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L68))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O68),(Scenario6!C68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C68),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P68),(Scenario6!C68)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O68),(Scenario6!C68))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C68),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q68))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E68),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U68)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T68)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q68))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E68),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U68),(Scenario6!E68)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T68),(Scenario6!E68))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M68),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE68))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF68),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD68),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE68))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD68),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF68),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH68))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL68),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J68),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF68),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH68))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI68), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ68),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK68))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE68),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT68))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF68),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG68),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH68))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A69+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE68),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI68), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ68),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK68))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL68),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A69+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA69,F69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB69,M69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC69,T69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED69,AA69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE69,AH69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF69,AO69),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA69,EH69),0.1),IRR((EA$3:EA69,EH69),EU68))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB69,EI69),0.1),IRR((EB$3:EB69,EI69),EV68))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC69,EJ69),0.1),IRR((EC$3:EC69,EJ69),EW68))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED69,EK69),0.1),IRR((ED$3:ED69,EK69),EX68))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE69,EL69),0.1),IRR((EE$3:EE69,EL69),EY68))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF69,EM69),0.1),IRR((EF$3:EF69,EM69),EZ68))","v":{"$error":"#VALUE!"}},{"$f":"FA68+1","v":68},"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA69<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA69+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F69),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F69-Scenario1!AJ69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G69-Scenario1!AK69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G69-Scenario1!AK69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H69-Scenario1!AL69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H69))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K69),(Scenario1!G69)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F69*12),(Scenario1!F69))),(Scenario1!C69))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F69-Scenario1!AJ69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G69-Scenario1!AK69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G69-Scenario1!AK69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H69-Scenario1!AL69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H69))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K69),(Scenario1!G69)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F69*12),(Scenario1!F69))),(Scenario1!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J69),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L69))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O69),(Scenario1!C69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C69),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P69)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O69)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L69))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O69),(Scenario1!C69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C69),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P69),(Scenario1!C69)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O69),(Scenario1!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C69),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q69))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E69),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U69)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T69)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q69))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E69),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U69),(Scenario1!E69)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T69),(Scenario1!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M69),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE69))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF69),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD69),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE69))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD69),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF69),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH69))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J69),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF69),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH69))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI69), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ69),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK69))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE69),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT69))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF69),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG69),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH69))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE69),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI69), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ69),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK69))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F69),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F69-Scenario2!AJ69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G69-Scenario2!AK69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G69-Scenario2!AK69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H69-Scenario2!AL69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H69))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K69),(Scenario2!G69)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F69*12),(Scenario2!F69))),(Scenario2!C69))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F69-Scenario2!AJ69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G69-Scenario2!AK69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G69-Scenario2!AK69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H69-Scenario2!AL69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H69))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K69),(Scenario2!G69)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F69*12),(Scenario2!F69))),(Scenario2!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J69),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L69))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O69),(Scenario2!C69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C69),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P69)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O69)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L69))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O69),(Scenario2!C69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C69),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P69),(Scenario2!C69)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O69),(Scenario2!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C69),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q69))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E69),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U69)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T69)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q69))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E69),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U69),(Scenario2!E69)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T69),(Scenario2!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M69),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE69))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF69),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD69),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE69))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD69),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF69),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH69))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J69),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF69),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH69))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI69), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ69),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK69))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE69),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT69))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF69),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG69),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH69))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE69),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI69), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ69),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK69))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F69),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F69-Scenario3!AJ69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G69-Scenario3!AK69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G69-Scenario3!AK69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H69-Scenario3!AL69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H69))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K69),(Scenario3!G69)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F69*12),(Scenario3!F69))),(Scenario3!C69))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F69-Scenario3!AJ69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G69-Scenario3!AK69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G69-Scenario3!AK69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H69-Scenario3!AL69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H69))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K69),(Scenario3!G69)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F69*12),(Scenario3!F69))),(Scenario3!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J69),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L69))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O69),(Scenario3!C69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C69),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P69)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O69)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L69))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O69),(Scenario3!C69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C69),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P69),(Scenario3!C69)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O69),(Scenario3!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C69),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q69))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E69),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U69)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T69)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q69))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E69),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U69),(Scenario3!E69)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T69),(Scenario3!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M69),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE69))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF69),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD69),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE69))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD69),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF69),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH69))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J69),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF69),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH69))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI69), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ69),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK69))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE69),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT69))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF69),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG69),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH69))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE69),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI69), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ69),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK69))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F69),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F69-Scenario4!AJ69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G69-Scenario4!AK69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G69-Scenario4!AK69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H69-Scenario4!AL69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H69))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K69),(Scenario4!G69)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F69*12),(Scenario4!F69))),(Scenario4!C69))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F69-Scenario4!AJ69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G69-Scenario4!AK69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G69-Scenario4!AK69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H69-Scenario4!AL69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H69))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K69),(Scenario4!G69)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F69*12),(Scenario4!F69))),(Scenario4!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J69),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L69))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O69),(Scenario4!C69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C69),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P69)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O69)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L69))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O69),(Scenario4!C69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C69),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P69),(Scenario4!C69)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O69),(Scenario4!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C69),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q69))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E69),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U69)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T69)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q69))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E69),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U69),(Scenario4!E69)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T69),(Scenario4!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M69),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE69))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF69),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD69),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE69))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD69),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF69),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH69))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J69),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF69),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH69))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI69), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ69),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK69))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE69),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT69))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF69),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG69),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH69))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE69),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI69), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ69),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK69))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F69),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F69-Scenario5!AJ69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G69-Scenario5!AK69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G69-Scenario5!AK69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H69-Scenario5!AL69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H69))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K69),(Scenario5!G69)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F69*12),(Scenario5!F69))),(Scenario5!C69))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F69-Scenario5!AJ69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G69-Scenario5!AK69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G69-Scenario5!AK69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H69-Scenario5!AL69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H69))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K69),(Scenario5!G69)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F69*12),(Scenario5!F69))),(Scenario5!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J69),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L69))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O69),(Scenario5!C69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C69),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P69)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O69)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L69))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O69),(Scenario5!C69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C69),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P69),(Scenario5!C69)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O69),(Scenario5!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C69),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q69))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E69),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U69)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T69)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q69))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E69),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U69),(Scenario5!E69)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T69),(Scenario5!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M69),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE69))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF69),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD69),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE69))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD69),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF69),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH69))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J69),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF69),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH69))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI69), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ69),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK69))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE69),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT69))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF69),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG69),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH69))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE69),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI69), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ69),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK69))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F69),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F69-Scenario6!AJ69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G69-Scenario6!AK69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G69-Scenario6!AK69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H69-Scenario6!AL69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H69))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K69),(Scenario6!G69)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F69*12),(Scenario6!F69))),(Scenario6!C69))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F69-Scenario6!AJ69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G69-Scenario6!AK69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G69-Scenario6!AK69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H69-Scenario6!AL69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H69))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K69),(Scenario6!G69)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F69*12),(Scenario6!F69))),(Scenario6!C69)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK70))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J69),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L69))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O69),(Scenario6!C69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C69),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P69)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O69)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L69))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O69),(Scenario6!C69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C69),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P69),(Scenario6!C69)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O69),(Scenario6!C69))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C69),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q69))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E69),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U69)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T69)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q69))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E69),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U69),(Scenario6!E69)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T69),(Scenario6!E69))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M69),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE69))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF69),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD69),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE69))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD69),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF69),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH69))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL69),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J69),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF69),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH69))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI69), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ69),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK69))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE69),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT69))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF69),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG69),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH69))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A70+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE69),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI69), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ69),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK69))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL69),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A70+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA70,F70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB70,M70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC70,T70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED70,AA70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE70,AH70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF70,AO70),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA70,EH70),0.1),IRR((EA$3:EA70,EH70),EU69))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB70,EI70),0.1),IRR((EB$3:EB70,EI70),EV69))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC70,EJ70),0.1),IRR((EC$3:EC70,EJ70),EW69))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED70,EK70),0.1),IRR((ED$3:ED70,EK70),EX69))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE70,EL70),0.1),IRR((EE$3:EE70,EL70),EY69))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF70,EM70),0.1),IRR((EF$3:EF70,EM70),EZ69))","v":{"$error":"#VALUE!"}},69,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA70<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA70+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F70),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F70-Scenario1!AJ70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G70-Scenario1!AK70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G70-Scenario1!AK70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H70-Scenario1!AL70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H70))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K70),(Scenario1!G70)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F70*12),(Scenario1!F70))),(Scenario1!C70))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F70-Scenario1!AJ70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G70-Scenario1!AK70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G70-Scenario1!AK70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H70-Scenario1!AL70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H70))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K70),(Scenario1!G70)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F70*12),(Scenario1!F70))),(Scenario1!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J70),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L70))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O70),(Scenario1!C70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C70),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P70)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O70)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L70))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O70),(Scenario1!C70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C70),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P70),(Scenario1!C70)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O70),(Scenario1!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C70),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q70))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E70),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U70)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T70)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q70))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E70),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U70),(Scenario1!E70)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T70),(Scenario1!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M70),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE70))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF70),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD70),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE70))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD70),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF70),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH70))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J70),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF70),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH70))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI70), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ70),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK70))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE70),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT70))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF70),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG70),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH70))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE70),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI70), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ70),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK70))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F70),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F70-Scenario2!AJ70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G70-Scenario2!AK70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G70-Scenario2!AK70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H70-Scenario2!AL70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H70))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K70),(Scenario2!G70)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F70*12),(Scenario2!F70))),(Scenario2!C70))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F70-Scenario2!AJ70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G70-Scenario2!AK70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G70-Scenario2!AK70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H70-Scenario2!AL70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H70))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K70),(Scenario2!G70)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F70*12),(Scenario2!F70))),(Scenario2!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J70),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L70))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O70),(Scenario2!C70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C70),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P70)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O70)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L70))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O70),(Scenario2!C70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C70),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P70),(Scenario2!C70)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O70),(Scenario2!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C70),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q70))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E70),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U70)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T70)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q70))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E70),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U70),(Scenario2!E70)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T70),(Scenario2!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M70),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE70))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF70),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD70),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE70))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD70),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF70),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH70))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J70),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF70),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH70))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI70), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ70),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK70))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE70),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT70))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF70),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG70),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH70))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE70),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI70), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ70),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK70))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F70),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F70-Scenario3!AJ70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G70-Scenario3!AK70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G70-Scenario3!AK70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H70-Scenario3!AL70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H70))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K70),(Scenario3!G70)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F70*12),(Scenario3!F70))),(Scenario3!C70))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F70-Scenario3!AJ70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G70-Scenario3!AK70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G70-Scenario3!AK70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H70-Scenario3!AL70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H70))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K70),(Scenario3!G70)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F70*12),(Scenario3!F70))),(Scenario3!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J70),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L70))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O70),(Scenario3!C70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C70),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P70)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O70)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L70))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O70),(Scenario3!C70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C70),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P70),(Scenario3!C70)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O70),(Scenario3!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C70),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q70))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E70),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U70)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T70)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q70))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E70),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U70),(Scenario3!E70)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T70),(Scenario3!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M70),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE70))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF70),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD70),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE70))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD70),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF70),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH70))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J70),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF70),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH70))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI70), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ70),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK70))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE70),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT70))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF70),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG70),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH70))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE70),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI70), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ70),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK70))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F70),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F70-Scenario4!AJ70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G70-Scenario4!AK70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G70-Scenario4!AK70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H70-Scenario4!AL70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H70))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K70),(Scenario4!G70)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F70*12),(Scenario4!F70))),(Scenario4!C70))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F70-Scenario4!AJ70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G70-Scenario4!AK70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G70-Scenario4!AK70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H70-Scenario4!AL70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H70))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K70),(Scenario4!G70)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F70*12),(Scenario4!F70))),(Scenario4!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J70),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L70))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O70),(Scenario4!C70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C70),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P70)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O70)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L70))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O70),(Scenario4!C70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C70),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P70),(Scenario4!C70)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O70),(Scenario4!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C70),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q70))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E70),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U70)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T70)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q70))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E70),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U70),(Scenario4!E70)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T70),(Scenario4!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M70),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE70))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF70),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD70),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE70))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD70),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF70),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH70))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J70),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF70),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH70))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI70), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ70),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK70))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE70),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT70))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF70),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG70),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH70))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE70),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI70), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ70),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK70))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F70),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F70-Scenario5!AJ70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G70-Scenario5!AK70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G70-Scenario5!AK70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H70-Scenario5!AL70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H70))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K70),(Scenario5!G70)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F70*12),(Scenario5!F70))),(Scenario5!C70))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F70-Scenario5!AJ70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G70-Scenario5!AK70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G70-Scenario5!AK70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H70-Scenario5!AL70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H70))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K70),(Scenario5!G70)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F70*12),(Scenario5!F70))),(Scenario5!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J70),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L70))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O70),(Scenario5!C70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C70),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P70)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O70)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L70))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O70),(Scenario5!C70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C70),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P70),(Scenario5!C70)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O70),(Scenario5!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C70),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q70))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E70),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U70)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T70)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q70))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E70),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U70),(Scenario5!E70)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T70),(Scenario5!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M70),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE70))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF70),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD70),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE70))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD70),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF70),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH70))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J70),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF70),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH70))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI70), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ70),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK70))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE70),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT70))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF70),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG70),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH70))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE70),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI70), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ70),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK70))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F70),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F70-Scenario6!AJ70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G70-Scenario6!AK70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G70-Scenario6!AK70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H70-Scenario6!AL70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H70))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K70),(Scenario6!G70)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F70*12),(Scenario6!F70))),(Scenario6!C70))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F70-Scenario6!AJ70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G70-Scenario6!AK70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G70-Scenario6!AK70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H70-Scenario6!AL70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H70))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K70),(Scenario6!G70)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F70*12),(Scenario6!F70))),(Scenario6!C70)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK71))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J70),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L70))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O70),(Scenario6!C70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C70),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P70)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O70)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L70))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O70),(Scenario6!C70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C70),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P70),(Scenario6!C70)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O70),(Scenario6!C70))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C70),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q70))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E70),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U70)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T70)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q70))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E70),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U70),(Scenario6!E70)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T70),(Scenario6!E70))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M70),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE70))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF70),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD70),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE70))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD70),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF70),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH70))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL70),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J70),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF70),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH70))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI70), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ70),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK70))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE70),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT70))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF70),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG70),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH70))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A71+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE70),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI70), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ70),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK70))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL70),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A71+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA71,F71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB71,M71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC71,T71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED71,AA71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE71,AH71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF71,AO71),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA71,EH71),0.1),IRR((EA$3:EA71,EH71),EU70))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB71,EI71),0.1),IRR((EB$3:EB71,EI71),EV70))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC71,EJ71),0.1),IRR((EC$3:EC71,EJ71),EW70))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED71,EK71),0.1),IRR((ED$3:ED71,EK71),EX70))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE71,EL71),0.1),IRR((EE$3:EE71,EL71),EY70))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF71,EM71),0.1),IRR((EF$3:EF71,EM71),EZ70))","v":{"$error":"#VALUE!"}},70,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA71<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA71+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F71),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F71-Scenario1!AJ71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G71-Scenario1!AK71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G71-Scenario1!AK71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H71-Scenario1!AL71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H71))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K71),(Scenario1!G71)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F71*12),(Scenario1!F71))),(Scenario1!C71))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F71-Scenario1!AJ71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G71-Scenario1!AK71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G71-Scenario1!AK71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H71-Scenario1!AL71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H71))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K71),(Scenario1!G71)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F71*12),(Scenario1!F71))),(Scenario1!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J71),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L71))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O71),(Scenario1!C71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C71),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P71)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O71)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L71))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O71),(Scenario1!C71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C71),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P71),(Scenario1!C71)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O71),(Scenario1!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C71),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q71))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E71),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U71)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T71)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q71))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E71),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U71),(Scenario1!E71)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T71),(Scenario1!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M71),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE71))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF71),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD71),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE71))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD71),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF71),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH71))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J71),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF71),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH71))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI71), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ71),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK71))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE71),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT71))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF71),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG71),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH71))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE71),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI71), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ71),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK71))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F71),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F71-Scenario2!AJ71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G71-Scenario2!AK71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G71-Scenario2!AK71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H71-Scenario2!AL71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H71))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K71),(Scenario2!G71)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F71*12),(Scenario2!F71))),(Scenario2!C71))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F71-Scenario2!AJ71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G71-Scenario2!AK71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G71-Scenario2!AK71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H71-Scenario2!AL71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H71))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K71),(Scenario2!G71)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F71*12),(Scenario2!F71))),(Scenario2!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J71),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L71))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O71),(Scenario2!C71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C71),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P71)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O71)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L71))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O71),(Scenario2!C71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C71),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P71),(Scenario2!C71)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O71),(Scenario2!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C71),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q71))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E71),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U71)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T71)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q71))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E71),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U71),(Scenario2!E71)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T71),(Scenario2!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M71),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE71))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF71),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD71),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE71))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD71),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF71),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH71))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J71),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF71),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH71))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI71), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ71),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK71))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE71),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT71))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF71),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG71),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH71))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE71),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI71), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ71),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK71))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F71),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F71-Scenario3!AJ71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G71-Scenario3!AK71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G71-Scenario3!AK71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H71-Scenario3!AL71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H71))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K71),(Scenario3!G71)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F71*12),(Scenario3!F71))),(Scenario3!C71))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F71-Scenario3!AJ71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G71-Scenario3!AK71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G71-Scenario3!AK71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H71-Scenario3!AL71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H71))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K71),(Scenario3!G71)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F71*12),(Scenario3!F71))),(Scenario3!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J71),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L71))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O71),(Scenario3!C71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C71),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P71)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O71)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L71))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O71),(Scenario3!C71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C71),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P71),(Scenario3!C71)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O71),(Scenario3!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C71),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q71))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E71),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U71)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T71)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q71))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E71),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U71),(Scenario3!E71)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T71),(Scenario3!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M71),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE71))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF71),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD71),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE71))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD71),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF71),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH71))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J71),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF71),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH71))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI71), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ71),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK71))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE71),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT71))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF71),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG71),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH71))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE71),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI71), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ71),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK71))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F71),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F71-Scenario4!AJ71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G71-Scenario4!AK71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G71-Scenario4!AK71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H71-Scenario4!AL71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H71))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K71),(Scenario4!G71)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F71*12),(Scenario4!F71))),(Scenario4!C71))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F71-Scenario4!AJ71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G71-Scenario4!AK71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G71-Scenario4!AK71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H71-Scenario4!AL71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H71))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K71),(Scenario4!G71)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F71*12),(Scenario4!F71))),(Scenario4!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J71),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L71))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O71),(Scenario4!C71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C71),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P71)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O71)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L71))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O71),(Scenario4!C71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C71),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P71),(Scenario4!C71)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O71),(Scenario4!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C71),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q71))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E71),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U71)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T71)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q71))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E71),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U71),(Scenario4!E71)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T71),(Scenario4!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M71),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE71))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF71),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD71),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE71))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD71),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF71),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH71))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J71),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF71),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH71))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI71), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ71),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK71))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE71),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT71))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF71),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG71),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH71))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE71),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI71), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ71),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK71))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F71),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F71-Scenario5!AJ71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G71-Scenario5!AK71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G71-Scenario5!AK71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H71-Scenario5!AL71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H71))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K71),(Scenario5!G71)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F71*12),(Scenario5!F71))),(Scenario5!C71))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F71-Scenario5!AJ71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G71-Scenario5!AK71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G71-Scenario5!AK71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H71-Scenario5!AL71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H71))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K71),(Scenario5!G71)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F71*12),(Scenario5!F71))),(Scenario5!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J71),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L71))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O71),(Scenario5!C71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C71),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P71)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O71)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L71))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O71),(Scenario5!C71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C71),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P71),(Scenario5!C71)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O71),(Scenario5!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C71),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q71))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E71),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U71)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T71)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q71))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E71),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U71),(Scenario5!E71)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T71),(Scenario5!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M71),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE71))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF71),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD71),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE71))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD71),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF71),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH71))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J71),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF71),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH71))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI71), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ71),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK71))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE71),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT71))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF71),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG71),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH71))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE71),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI71), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ71),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK71))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F71),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F71-Scenario6!AJ71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G71-Scenario6!AK71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G71-Scenario6!AK71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H71-Scenario6!AL71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H71))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K71),(Scenario6!G71)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F71*12),(Scenario6!F71))),(Scenario6!C71))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F71-Scenario6!AJ71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G71-Scenario6!AK71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G71-Scenario6!AK71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H71-Scenario6!AL71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H71))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K71),(Scenario6!G71)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F71*12),(Scenario6!F71))),(Scenario6!C71)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK72))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J71),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L71))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O71),(Scenario6!C71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C71),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P71)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O71)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L71))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O71),(Scenario6!C71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C71),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P71),(Scenario6!C71)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O71),(Scenario6!C71))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C71),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q71))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E71),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U71)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T71)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q71))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E71),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U71),(Scenario6!E71)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T71),(Scenario6!E71))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M71),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE71))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF71),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD71),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE71))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD71),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF71),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH71))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL71),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J71),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF71),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH71))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI71), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ71),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK71))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE71),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT71))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF71),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG71),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH71))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A72+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE71),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI71), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ71),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK71))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL71),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A72+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA72,F72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB72,M72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC72,T72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED72,AA72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE72,AH72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF72,AO72),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA72,EH72),0.1),IRR((EA$3:EA72,EH72),EU71))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB72,EI72),0.1),IRR((EB$3:EB72,EI72),EV71))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC72,EJ72),0.1),IRR((EC$3:EC72,EJ72),EW71))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED72,EK72),0.1),IRR((ED$3:ED72,EK72),EX71))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE72,EL72),0.1),IRR((EE$3:EE72,EL72),EY71))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF72,EM72),0.1),IRR((EF$3:EF72,EM72),EZ71))","v":{"$error":"#VALUE!"}},71,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA72<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA72+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F72),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F72-Scenario1!AJ72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G72-Scenario1!AK72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G72-Scenario1!AK72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H72-Scenario1!AL72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H72))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K72),(Scenario1!G72)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F72*12),(Scenario1!F72))),(Scenario1!C72))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F72-Scenario1!AJ72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G72-Scenario1!AK72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G72-Scenario1!AK72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H72-Scenario1!AL72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H72))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K72),(Scenario1!G72)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F72*12),(Scenario1!F72))),(Scenario1!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J72),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L72))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O72),(Scenario1!C72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C72),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P72)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O72)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L72))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O72),(Scenario1!C72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C72),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P72),(Scenario1!C72)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O72),(Scenario1!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C72),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q72))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E72),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U72)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T72)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q72))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E72),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U72),(Scenario1!E72)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T72),(Scenario1!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M72),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE72))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF72),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD72),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE72))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD72),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF72),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH72))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J72),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF72),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH72))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI72), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ72),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK72))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE72),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT72))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF72),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG72),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH72))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE72),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI72), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ72),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK72))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F72),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F72-Scenario2!AJ72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G72-Scenario2!AK72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G72-Scenario2!AK72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H72-Scenario2!AL72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H72))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K72),(Scenario2!G72)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F72*12),(Scenario2!F72))),(Scenario2!C72))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F72-Scenario2!AJ72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G72-Scenario2!AK72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G72-Scenario2!AK72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H72-Scenario2!AL72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H72))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K72),(Scenario2!G72)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F72*12),(Scenario2!F72))),(Scenario2!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J72),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L72))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O72),(Scenario2!C72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C72),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P72)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O72)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L72))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O72),(Scenario2!C72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C72),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P72),(Scenario2!C72)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O72),(Scenario2!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C72),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q72))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E72),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U72)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T72)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q72))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E72),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U72),(Scenario2!E72)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T72),(Scenario2!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M72),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE72))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF72),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD72),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE72))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD72),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF72),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH72))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J72),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF72),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH72))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI72), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ72),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK72))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE72),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT72))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF72),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG72),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH72))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE72),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI72), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ72),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK72))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F72),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F72-Scenario3!AJ72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G72-Scenario3!AK72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G72-Scenario3!AK72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H72-Scenario3!AL72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H72))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K72),(Scenario3!G72)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F72*12),(Scenario3!F72))),(Scenario3!C72))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F72-Scenario3!AJ72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G72-Scenario3!AK72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G72-Scenario3!AK72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H72-Scenario3!AL72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H72))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K72),(Scenario3!G72)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F72*12),(Scenario3!F72))),(Scenario3!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J72),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L72))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O72),(Scenario3!C72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C72),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P72)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O72)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L72))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O72),(Scenario3!C72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C72),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P72),(Scenario3!C72)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O72),(Scenario3!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C72),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q72))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E72),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U72)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T72)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q72))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E72),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U72),(Scenario3!E72)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T72),(Scenario3!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M72),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE72))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF72),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD72),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE72))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD72),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF72),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH72))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J72),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF72),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH72))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI72), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ72),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK72))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE72),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT72))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF72),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG72),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH72))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE72),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI72), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ72),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK72))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F72),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F72-Scenario4!AJ72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G72-Scenario4!AK72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G72-Scenario4!AK72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H72-Scenario4!AL72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H72))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K72),(Scenario4!G72)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F72*12),(Scenario4!F72))),(Scenario4!C72))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F72-Scenario4!AJ72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G72-Scenario4!AK72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G72-Scenario4!AK72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H72-Scenario4!AL72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H72))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K72),(Scenario4!G72)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F72*12),(Scenario4!F72))),(Scenario4!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J72),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L72))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O72),(Scenario4!C72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C72),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P72)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O72)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L72))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O72),(Scenario4!C72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C72),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P72),(Scenario4!C72)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O72),(Scenario4!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C72),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q72))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E72),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U72)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T72)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q72))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E72),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U72),(Scenario4!E72)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T72),(Scenario4!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M72),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE72))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF72),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD72),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE72))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD72),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF72),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH72))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J72),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF72),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH72))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI72), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ72),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK72))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE72),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT72))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF72),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG72),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH72))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE72),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI72), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ72),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK72))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F72),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F72-Scenario5!AJ72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G72-Scenario5!AK72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G72-Scenario5!AK72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H72-Scenario5!AL72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H72))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K72),(Scenario5!G72)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F72*12),(Scenario5!F72))),(Scenario5!C72))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F72-Scenario5!AJ72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G72-Scenario5!AK72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G72-Scenario5!AK72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H72-Scenario5!AL72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H72))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K72),(Scenario5!G72)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F72*12),(Scenario5!F72))),(Scenario5!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J72),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L72))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O72),(Scenario5!C72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C72),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P72)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O72)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L72))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O72),(Scenario5!C72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C72),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P72),(Scenario5!C72)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O72),(Scenario5!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C72),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q72))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E72),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U72)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T72)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q72))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E72),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U72),(Scenario5!E72)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T72),(Scenario5!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M72),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE72))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF72),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD72),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE72))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD72),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF72),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH72))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J72),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF72),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH72))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI72), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ72),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK72))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE72),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT72))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF72),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG72),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH72))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE72),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI72), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ72),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK72))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F72),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F72-Scenario6!AJ72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G72-Scenario6!AK72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G72-Scenario6!AK72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H72-Scenario6!AL72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H72))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K72),(Scenario6!G72)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F72*12),(Scenario6!F72))),(Scenario6!C72))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F72-Scenario6!AJ72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G72-Scenario6!AK72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G72-Scenario6!AK72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H72-Scenario6!AL72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H72))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K72),(Scenario6!G72)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F72*12),(Scenario6!F72))),(Scenario6!C72)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK73))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J72),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L72))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O72),(Scenario6!C72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C72),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P72)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O72)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L72))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O72),(Scenario6!C72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C72),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P72),(Scenario6!C72)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O72),(Scenario6!C72))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C72),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q72))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E72),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U72)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T72)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q72))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E72),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U72),(Scenario6!E72)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T72),(Scenario6!E72))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M72),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE72))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF72),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD72),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE72))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD72),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF72),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH72))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL72),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J72),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF72),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH72))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI72), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ72),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK72))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE72),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT72))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF72),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG72),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH72))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A73+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE72),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI72), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ72),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK72))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL72),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A73+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA73,F73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB73,M73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC73,T73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED73,AA73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE73,AH73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF73,AO73),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA73,EH73),0.1),IRR((EA$3:EA73,EH73),EU72))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB73,EI73),0.1),IRR((EB$3:EB73,EI73),EV72))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC73,EJ73),0.1),IRR((EC$3:EC73,EJ73),EW72))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED73,EK73),0.1),IRR((ED$3:ED73,EK73),EX72))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE73,EL73),0.1),IRR((EE$3:EE73,EL73),EY72))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF73,EM73),0.1),IRR((EF$3:EF73,EM73),EZ72))","v":{"$error":"#VALUE!"}},72,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA73<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA73+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F73),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F73-Scenario1!AJ73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G73-Scenario1!AK73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G73-Scenario1!AK73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H73-Scenario1!AL73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H73))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K73),(Scenario1!G73)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F73*12),(Scenario1!F73))),(Scenario1!C73))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F73-Scenario1!AJ73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G73-Scenario1!AK73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G73-Scenario1!AK73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H73-Scenario1!AL73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H73))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K73),(Scenario1!G73)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F73*12),(Scenario1!F73))),(Scenario1!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J73),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L73))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O73),(Scenario1!C73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C73),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P73)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O73)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L73))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O73),(Scenario1!C73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C73),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P73),(Scenario1!C73)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O73),(Scenario1!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C73),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q73))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E73),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U73)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T73)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q73))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E73),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U73),(Scenario1!E73)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T73),(Scenario1!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M73),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE73))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF73),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD73),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE73))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD73),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF73),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH73))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J73),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF73),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH73))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI73), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ73),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK73))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE73),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT73))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF73),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG73),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH73))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE73),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI73), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ73),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK73))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F73),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F73-Scenario2!AJ73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G73-Scenario2!AK73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G73-Scenario2!AK73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H73-Scenario2!AL73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H73))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K73),(Scenario2!G73)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F73*12),(Scenario2!F73))),(Scenario2!C73))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F73-Scenario2!AJ73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G73-Scenario2!AK73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G73-Scenario2!AK73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H73-Scenario2!AL73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H73))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K73),(Scenario2!G73)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F73*12),(Scenario2!F73))),(Scenario2!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J73),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L73))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O73),(Scenario2!C73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C73),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P73)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O73)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L73))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O73),(Scenario2!C73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C73),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P73),(Scenario2!C73)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O73),(Scenario2!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C73),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q73))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E73),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U73)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T73)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q73))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E73),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U73),(Scenario2!E73)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T73),(Scenario2!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M73),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE73))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF73),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD73),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE73))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD73),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF73),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH73))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J73),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF73),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH73))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI73), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ73),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK73))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE73),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT73))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF73),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG73),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH73))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE73),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI73), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ73),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK73))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F73),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F73-Scenario3!AJ73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G73-Scenario3!AK73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G73-Scenario3!AK73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H73-Scenario3!AL73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H73))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K73),(Scenario3!G73)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F73*12),(Scenario3!F73))),(Scenario3!C73))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F73-Scenario3!AJ73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G73-Scenario3!AK73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G73-Scenario3!AK73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H73-Scenario3!AL73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H73))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K73),(Scenario3!G73)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F73*12),(Scenario3!F73))),(Scenario3!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J73),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L73))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O73),(Scenario3!C73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C73),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P73)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O73)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L73))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O73),(Scenario3!C73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C73),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P73),(Scenario3!C73)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O73),(Scenario3!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C73),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q73))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E73),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U73)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T73)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q73))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E73),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U73),(Scenario3!E73)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T73),(Scenario3!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M73),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE73))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF73),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD73),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE73))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD73),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF73),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH73))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J73),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF73),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH73))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI73), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ73),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK73))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE73),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT73))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF73),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG73),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH73))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE73),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI73), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ73),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK73))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F73),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F73-Scenario4!AJ73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G73-Scenario4!AK73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G73-Scenario4!AK73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H73-Scenario4!AL73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H73))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K73),(Scenario4!G73)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F73*12),(Scenario4!F73))),(Scenario4!C73))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F73-Scenario4!AJ73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G73-Scenario4!AK73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G73-Scenario4!AK73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H73-Scenario4!AL73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H73))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K73),(Scenario4!G73)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F73*12),(Scenario4!F73))),(Scenario4!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J73),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L73))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O73),(Scenario4!C73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C73),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P73)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O73)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L73))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O73),(Scenario4!C73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C73),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P73),(Scenario4!C73)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O73),(Scenario4!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C73),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q73))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E73),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U73)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T73)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q73))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E73),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U73),(Scenario4!E73)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T73),(Scenario4!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M73),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE73))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF73),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD73),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE73))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD73),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF73),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH73))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J73),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF73),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH73))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI73), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ73),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK73))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE73),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT73))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF73),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG73),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH73))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE73),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI73), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ73),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK73))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F73),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F73-Scenario5!AJ73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G73-Scenario5!AK73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G73-Scenario5!AK73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H73-Scenario5!AL73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H73))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K73),(Scenario5!G73)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F73*12),(Scenario5!F73))),(Scenario5!C73))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F73-Scenario5!AJ73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G73-Scenario5!AK73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G73-Scenario5!AK73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H73-Scenario5!AL73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H73))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K73),(Scenario5!G73)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F73*12),(Scenario5!F73))),(Scenario5!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J73),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L73))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O73),(Scenario5!C73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C73),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P73)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O73)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L73))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O73),(Scenario5!C73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C73),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P73),(Scenario5!C73)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O73),(Scenario5!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C73),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q73))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E73),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U73)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T73)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q73))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E73),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U73),(Scenario5!E73)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T73),(Scenario5!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M73),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE73))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF73),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD73),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE73))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD73),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF73),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH73))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J73),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF73),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH73))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI73), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ73),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK73))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE73),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT73))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF73),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG73),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH73))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE73),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI73), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ73),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK73))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F73),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F73-Scenario6!AJ73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G73-Scenario6!AK73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G73-Scenario6!AK73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H73-Scenario6!AL73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H73))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K73),(Scenario6!G73)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F73*12),(Scenario6!F73))),(Scenario6!C73))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F73-Scenario6!AJ73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G73-Scenario6!AK73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G73-Scenario6!AK73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H73-Scenario6!AL73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H73))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K73),(Scenario6!G73)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F73*12),(Scenario6!F73))),(Scenario6!C73)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK74))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J73),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L73))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O73),(Scenario6!C73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C73),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P73)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O73)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L73))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O73),(Scenario6!C73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C73),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P73),(Scenario6!C73)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O73),(Scenario6!C73))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C73),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q73))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E73),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U73)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T73)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q73))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E73),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U73),(Scenario6!E73)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T73),(Scenario6!E73))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M73),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE73))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF73),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD73),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE73))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD73),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF73),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH73))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL73),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J73),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF73),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH73))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI73), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ73),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK73))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE73),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT73))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF73),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG73),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH73))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A74+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE73),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI73), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ73),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK73))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL73),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A74+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA74,F74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB74,M74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC74,T74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED74,AA74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE74,AH74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF74,AO74),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA74,EH74),0.1),IRR((EA$3:EA74,EH74),EU73))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB74,EI74),0.1),IRR((EB$3:EB74,EI74),EV73))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC74,EJ74),0.1),IRR((EC$3:EC74,EJ74),EW73))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED74,EK74),0.1),IRR((ED$3:ED74,EK74),EX73))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE74,EL74),0.1),IRR((EE$3:EE74,EL74),EY73))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF74,EM74),0.1),IRR((EF$3:EF74,EM74),EZ73))","v":{"$error":"#VALUE!"}},73,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA74<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA74+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F74),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F74-Scenario1!AJ74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G74-Scenario1!AK74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G74-Scenario1!AK74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H74-Scenario1!AL74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H74))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K74),(Scenario1!G74)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F74*12),(Scenario1!F74))),(Scenario1!C74))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F74-Scenario1!AJ74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G74-Scenario1!AK74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G74-Scenario1!AK74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H74-Scenario1!AL74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H74))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K74),(Scenario1!G74)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F74*12),(Scenario1!F74))),(Scenario1!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J74),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L74))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O74),(Scenario1!C74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C74),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P74)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O74)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L74))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O74),(Scenario1!C74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C74),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P74),(Scenario1!C74)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O74),(Scenario1!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C74),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q74))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E74),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U74)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T74)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q74))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E74),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U74),(Scenario1!E74)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T74),(Scenario1!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M74),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE74))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF74),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD74),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE74))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD74),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF74),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH74))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J74),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF74),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH74))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI74), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ74),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK74))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE74),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT74))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF74),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG74),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH74))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE74),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI74), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ74),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK74))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F74),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F74-Scenario2!AJ74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G74-Scenario2!AK74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G74-Scenario2!AK74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H74-Scenario2!AL74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H74))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K74),(Scenario2!G74)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F74*12),(Scenario2!F74))),(Scenario2!C74))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F74-Scenario2!AJ74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G74-Scenario2!AK74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G74-Scenario2!AK74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H74-Scenario2!AL74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H74))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K74),(Scenario2!G74)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F74*12),(Scenario2!F74))),(Scenario2!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J74),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L74))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O74),(Scenario2!C74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C74),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P74)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O74)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L74))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O74),(Scenario2!C74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C74),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P74),(Scenario2!C74)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O74),(Scenario2!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C74),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q74))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E74),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U74)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T74)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q74))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E74),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U74),(Scenario2!E74)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T74),(Scenario2!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M74),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE74))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF74),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD74),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE74))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD74),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF74),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH74))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J74),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF74),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH74))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI74), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ74),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK74))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE74),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT74))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF74),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG74),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH74))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE74),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI74), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ74),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK74))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F74),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F74-Scenario3!AJ74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G74-Scenario3!AK74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G74-Scenario3!AK74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H74-Scenario3!AL74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H74))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K74),(Scenario3!G74)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F74*12),(Scenario3!F74))),(Scenario3!C74))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F74-Scenario3!AJ74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G74-Scenario3!AK74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G74-Scenario3!AK74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H74-Scenario3!AL74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H74))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K74),(Scenario3!G74)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F74*12),(Scenario3!F74))),(Scenario3!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J74),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L74))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O74),(Scenario3!C74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C74),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P74)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O74)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L74))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O74),(Scenario3!C74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C74),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P74),(Scenario3!C74)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O74),(Scenario3!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C74),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q74))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E74),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U74)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T74)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q74))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E74),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U74),(Scenario3!E74)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T74),(Scenario3!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M74),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE74))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF74),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD74),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE74))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD74),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF74),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH74))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J74),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF74),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH74))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI74), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ74),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK74))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE74),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT74))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF74),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG74),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH74))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE74),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI74), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ74),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK74))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F74),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F74-Scenario4!AJ74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G74-Scenario4!AK74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G74-Scenario4!AK74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H74-Scenario4!AL74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H74))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K74),(Scenario4!G74)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F74*12),(Scenario4!F74))),(Scenario4!C74))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F74-Scenario4!AJ74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G74-Scenario4!AK74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G74-Scenario4!AK74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H74-Scenario4!AL74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H74))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K74),(Scenario4!G74)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F74*12),(Scenario4!F74))),(Scenario4!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J74),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L74))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O74),(Scenario4!C74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C74),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P74)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O74)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L74))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O74),(Scenario4!C74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C74),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P74),(Scenario4!C74)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O74),(Scenario4!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C74),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q74))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E74),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U74)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T74)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q74))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E74),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U74),(Scenario4!E74)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T74),(Scenario4!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M74),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE74))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF74),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD74),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE74))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD74),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF74),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH74))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J74),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF74),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH74))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI74), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ74),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK74))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE74),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT74))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF74),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG74),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH74))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE74),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI74), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ74),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK74))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F74),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F74-Scenario5!AJ74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G74-Scenario5!AK74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G74-Scenario5!AK74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H74-Scenario5!AL74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H74))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K74),(Scenario5!G74)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F74*12),(Scenario5!F74))),(Scenario5!C74))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F74-Scenario5!AJ74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G74-Scenario5!AK74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G74-Scenario5!AK74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H74-Scenario5!AL74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H74))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K74),(Scenario5!G74)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F74*12),(Scenario5!F74))),(Scenario5!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J74),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L74))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O74),(Scenario5!C74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C74),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P74)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O74)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L74))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O74),(Scenario5!C74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C74),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P74),(Scenario5!C74)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O74),(Scenario5!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C74),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q74))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E74),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U74)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T74)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q74))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E74),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U74),(Scenario5!E74)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T74),(Scenario5!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M74),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE74))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF74),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD74),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE74))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD74),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF74),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH74))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J74),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF74),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH74))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI74), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ74),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK74))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE74),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT74))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF74),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG74),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH74))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE74),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI74), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ74),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK74))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F74),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F74-Scenario6!AJ74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G74-Scenario6!AK74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G74-Scenario6!AK74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H74-Scenario6!AL74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H74))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K74),(Scenario6!G74)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F74*12),(Scenario6!F74))),(Scenario6!C74))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F74-Scenario6!AJ74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G74-Scenario6!AK74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G74-Scenario6!AK74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H74-Scenario6!AL74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H74))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K74),(Scenario6!G74)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F74*12),(Scenario6!F74))),(Scenario6!C74)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK75))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J74),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L74))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O74),(Scenario6!C74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C74),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P74)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O74)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L74))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O74),(Scenario6!C74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C74),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P74),(Scenario6!C74)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O74),(Scenario6!C74))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C74),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q74))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E74),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U74)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T74)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q74))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E74),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U74),(Scenario6!E74)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T74),(Scenario6!E74))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M74),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE74))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF74),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD74),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE74))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD74),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF74),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH74))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL74),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J74),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF74),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH74))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI74), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ74),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK74))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE74),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT74))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF74),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG74),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH74))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A75+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE74),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI74), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ74),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK74))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL74),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A75+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA75,F75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB75,M75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC75,T75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED75,AA75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE75,AH75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF75,AO75),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA75,EH75),0.1),IRR((EA$3:EA75,EH75),EU74))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB75,EI75),0.1),IRR((EB$3:EB75,EI75),EV74))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC75,EJ75),0.1),IRR((EC$3:EC75,EJ75),EW74))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED75,EK75),0.1),IRR((ED$3:ED75,EK75),EX74))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE75,EL75),0.1),IRR((EE$3:EE75,EL75),EY74))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF75,EM75),0.1),IRR((EF$3:EF75,EM75),EZ74))","v":{"$error":"#VALUE!"}},74,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA75<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA75+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F75),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F75-Scenario1!AJ75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G75-Scenario1!AK75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G75-Scenario1!AK75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H75-Scenario1!AL75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H75))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K75),(Scenario1!G75)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F75*12),(Scenario1!F75))),(Scenario1!C75))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F75-Scenario1!AJ75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G75-Scenario1!AK75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G75-Scenario1!AK75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H75-Scenario1!AL75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H75))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K75),(Scenario1!G75)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F75*12),(Scenario1!F75))),(Scenario1!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J75),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L75))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O75),(Scenario1!C75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C75),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P75)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O75)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L75))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O75),(Scenario1!C75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C75),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P75),(Scenario1!C75)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O75),(Scenario1!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C75),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q75))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E75),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U75)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T75)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q75))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E75),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U75),(Scenario1!E75)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T75),(Scenario1!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M75),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE75))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF75),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD75),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE75))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD75),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF75),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH75))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J75),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF75),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH75))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI75), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ75),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK75))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE75),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT75))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF75),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG75),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH75))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE75),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI75), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ75),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK75))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F75),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F75-Scenario2!AJ75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G75-Scenario2!AK75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G75-Scenario2!AK75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H75-Scenario2!AL75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H75))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K75),(Scenario2!G75)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F75*12),(Scenario2!F75))),(Scenario2!C75))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F75-Scenario2!AJ75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G75-Scenario2!AK75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G75-Scenario2!AK75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H75-Scenario2!AL75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H75))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K75),(Scenario2!G75)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F75*12),(Scenario2!F75))),(Scenario2!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J75),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L75))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O75),(Scenario2!C75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C75),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P75)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O75)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L75))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O75),(Scenario2!C75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C75),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P75),(Scenario2!C75)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O75),(Scenario2!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C75),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q75))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E75),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U75)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T75)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q75))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E75),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U75),(Scenario2!E75)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T75),(Scenario2!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M75),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE75))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF75),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD75),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE75))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD75),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF75),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH75))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J75),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF75),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH75))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI75), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ75),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK75))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE75),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT75))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF75),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG75),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH75))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE75),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI75), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ75),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK75))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F75),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F75-Scenario3!AJ75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G75-Scenario3!AK75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G75-Scenario3!AK75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H75-Scenario3!AL75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H75))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K75),(Scenario3!G75)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F75*12),(Scenario3!F75))),(Scenario3!C75))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F75-Scenario3!AJ75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G75-Scenario3!AK75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G75-Scenario3!AK75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H75-Scenario3!AL75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H75))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K75),(Scenario3!G75)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F75*12),(Scenario3!F75))),(Scenario3!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J75),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L75))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O75),(Scenario3!C75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C75),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P75)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O75)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L75))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O75),(Scenario3!C75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C75),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P75),(Scenario3!C75)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O75),(Scenario3!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C75),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q75))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E75),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U75)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T75)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q75))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E75),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U75),(Scenario3!E75)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T75),(Scenario3!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M75),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE75))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF75),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD75),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE75))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD75),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF75),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH75))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J75),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF75),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH75))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI75), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ75),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK75))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE75),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT75))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF75),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG75),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH75))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE75),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI75), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ75),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK75))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F75),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F75-Scenario4!AJ75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G75-Scenario4!AK75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G75-Scenario4!AK75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H75-Scenario4!AL75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H75))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K75),(Scenario4!G75)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F75*12),(Scenario4!F75))),(Scenario4!C75))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F75-Scenario4!AJ75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G75-Scenario4!AK75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G75-Scenario4!AK75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H75-Scenario4!AL75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H75))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K75),(Scenario4!G75)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F75*12),(Scenario4!F75))),(Scenario4!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J75),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L75))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O75),(Scenario4!C75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C75),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P75)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O75)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L75))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O75),(Scenario4!C75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C75),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P75),(Scenario4!C75)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O75),(Scenario4!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C75),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q75))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E75),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U75)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T75)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q75))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E75),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U75),(Scenario4!E75)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T75),(Scenario4!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M75),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE75))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF75),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD75),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE75))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD75),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF75),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH75))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J75),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF75),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH75))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI75), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ75),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK75))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE75),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT75))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF75),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG75),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH75))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE75),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI75), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ75),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK75))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F75),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F75-Scenario5!AJ75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G75-Scenario5!AK75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G75-Scenario5!AK75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H75-Scenario5!AL75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H75))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K75),(Scenario5!G75)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F75*12),(Scenario5!F75))),(Scenario5!C75))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F75-Scenario5!AJ75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G75-Scenario5!AK75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G75-Scenario5!AK75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H75-Scenario5!AL75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H75))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K75),(Scenario5!G75)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F75*12),(Scenario5!F75))),(Scenario5!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J75),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L75))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O75),(Scenario5!C75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C75),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P75)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O75)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L75))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O75),(Scenario5!C75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C75),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P75),(Scenario5!C75)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O75),(Scenario5!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C75),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q75))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E75),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U75)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T75)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q75))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E75),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U75),(Scenario5!E75)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T75),(Scenario5!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M75),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE75))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF75),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD75),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE75))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD75),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF75),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH75))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J75),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF75),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH75))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI75), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ75),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK75))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE75),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT75))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF75),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG75),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH75))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE75),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI75), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ75),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK75))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F75),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F75-Scenario6!AJ75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G75-Scenario6!AK75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G75-Scenario6!AK75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H75-Scenario6!AL75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H75))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K75),(Scenario6!G75)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F75*12),(Scenario6!F75))),(Scenario6!C75))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F75-Scenario6!AJ75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G75-Scenario6!AK75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G75-Scenario6!AK75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H75-Scenario6!AL75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H75))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K75),(Scenario6!G75)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F75*12),(Scenario6!F75))),(Scenario6!C75)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK76))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J75),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L75))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O75),(Scenario6!C75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C75),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P75)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O75)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L75))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O75),(Scenario6!C75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C75),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P75),(Scenario6!C75)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O75),(Scenario6!C75))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C75),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q75))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E75),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U75)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T75)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q75))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E75),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U75),(Scenario6!E75)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T75),(Scenario6!E75))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M75),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE75))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF75),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD75),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE75))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD75),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF75),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH75))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL75),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J75),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF75),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH75))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI75), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ75),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK75))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE75),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT75))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF75),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG75),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH75))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A76+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE75),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI75), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ75),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK75))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL75),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A76+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA76,F76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB76,M76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC76,T76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED76,AA76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE76,AH76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF76,AO76),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA76,EH76),0.1),IRR((EA$3:EA76,EH76),EU75))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB76,EI76),0.1),IRR((EB$3:EB76,EI76),EV75))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC76,EJ76),0.1),IRR((EC$3:EC76,EJ76),EW75))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED76,EK76),0.1),IRR((ED$3:ED76,EK76),EX75))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE76,EL76),0.1),IRR((EE$3:EE76,EL76),EY75))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF76,EM76),0.1),IRR((EF$3:EF76,EM76),EZ75))","v":{"$error":"#VALUE!"}},75,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA76<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA76+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F76),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F76-Scenario1!AJ76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G76-Scenario1!AK76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G76-Scenario1!AK76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H76-Scenario1!AL76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H76))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K76),(Scenario1!G76)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F76*12),(Scenario1!F76))),(Scenario1!C76))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F76-Scenario1!AJ76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G76-Scenario1!AK76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G76-Scenario1!AK76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H76-Scenario1!AL76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H76))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K76),(Scenario1!G76)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F76*12),(Scenario1!F76))),(Scenario1!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J76),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L76))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O76),(Scenario1!C76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C76),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P76)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O76)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L76))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O76),(Scenario1!C76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C76),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P76),(Scenario1!C76)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O76),(Scenario1!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C76),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q76))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E76),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U76)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T76)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q76))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E76),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U76),(Scenario1!E76)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T76),(Scenario1!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M76),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE76))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF76),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD76),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE76))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD76),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF76),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH76))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J76),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF76),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH76))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI76), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ76),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK76))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE76),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT76))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF76),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG76),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH76))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE76),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI76), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ76),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK76))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F76),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F76-Scenario2!AJ76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G76-Scenario2!AK76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G76-Scenario2!AK76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H76-Scenario2!AL76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H76))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K76),(Scenario2!G76)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F76*12),(Scenario2!F76))),(Scenario2!C76))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F76-Scenario2!AJ76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G76-Scenario2!AK76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G76-Scenario2!AK76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H76-Scenario2!AL76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H76))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K76),(Scenario2!G76)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F76*12),(Scenario2!F76))),(Scenario2!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J76),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L76))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O76),(Scenario2!C76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C76),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P76)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O76)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L76))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O76),(Scenario2!C76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C76),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P76),(Scenario2!C76)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O76),(Scenario2!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C76),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q76))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E76),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U76)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T76)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q76))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E76),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U76),(Scenario2!E76)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T76),(Scenario2!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M76),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE76))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF76),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD76),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE76))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD76),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF76),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH76))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J76),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF76),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH76))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI76), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ76),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK76))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE76),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT76))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF76),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG76),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH76))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE76),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI76), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ76),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK76))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F76),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F76-Scenario3!AJ76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G76-Scenario3!AK76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G76-Scenario3!AK76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H76-Scenario3!AL76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H76))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K76),(Scenario3!G76)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F76*12),(Scenario3!F76))),(Scenario3!C76))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F76-Scenario3!AJ76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G76-Scenario3!AK76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G76-Scenario3!AK76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H76-Scenario3!AL76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H76))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K76),(Scenario3!G76)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F76*12),(Scenario3!F76))),(Scenario3!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J76),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L76))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O76),(Scenario3!C76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C76),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P76)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O76)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L76))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O76),(Scenario3!C76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C76),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P76),(Scenario3!C76)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O76),(Scenario3!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C76),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q76))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E76),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U76)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T76)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q76))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E76),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U76),(Scenario3!E76)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T76),(Scenario3!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M76),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE76))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF76),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD76),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE76))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD76),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF76),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH76))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J76),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF76),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH76))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI76), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ76),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK76))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE76),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT76))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF76),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG76),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH76))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE76),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI76), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ76),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK76))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F76),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F76-Scenario4!AJ76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G76-Scenario4!AK76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G76-Scenario4!AK76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H76-Scenario4!AL76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H76))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K76),(Scenario4!G76)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F76*12),(Scenario4!F76))),(Scenario4!C76))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F76-Scenario4!AJ76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G76-Scenario4!AK76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G76-Scenario4!AK76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H76-Scenario4!AL76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H76))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K76),(Scenario4!G76)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F76*12),(Scenario4!F76))),(Scenario4!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J76),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L76))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O76),(Scenario4!C76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C76),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P76)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O76)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L76))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O76),(Scenario4!C76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C76),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P76),(Scenario4!C76)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O76),(Scenario4!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C76),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q76))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E76),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U76)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T76)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q76))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E76),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U76),(Scenario4!E76)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T76),(Scenario4!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M76),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE76))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF76),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD76),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE76))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD76),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF76),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH76))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J76),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF76),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH76))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI76), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ76),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK76))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE76),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT76))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF76),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG76),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH76))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE76),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI76), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ76),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK76))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F76),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F76-Scenario5!AJ76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G76-Scenario5!AK76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G76-Scenario5!AK76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H76-Scenario5!AL76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H76))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K76),(Scenario5!G76)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F76*12),(Scenario5!F76))),(Scenario5!C76))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F76-Scenario5!AJ76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G76-Scenario5!AK76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G76-Scenario5!AK76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H76-Scenario5!AL76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H76))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K76),(Scenario5!G76)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F76*12),(Scenario5!F76))),(Scenario5!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J76),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L76))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O76),(Scenario5!C76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C76),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P76)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O76)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L76))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O76),(Scenario5!C76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C76),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P76),(Scenario5!C76)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O76),(Scenario5!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C76),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q76))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E76),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U76)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T76)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q76))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E76),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U76),(Scenario5!E76)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T76),(Scenario5!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M76),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE76))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF76),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD76),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE76))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD76),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF76),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH76))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J76),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF76),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH76))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI76), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ76),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK76))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE76),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT76))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF76),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG76),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH76))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE76),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI76), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ76),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK76))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F76),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F76-Scenario6!AJ76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G76-Scenario6!AK76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G76-Scenario6!AK76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H76-Scenario6!AL76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H76))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K76),(Scenario6!G76)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F76*12),(Scenario6!F76))),(Scenario6!C76))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F76-Scenario6!AJ76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G76-Scenario6!AK76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G76-Scenario6!AK76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H76-Scenario6!AL76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H76))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K76),(Scenario6!G76)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F76*12),(Scenario6!F76))),(Scenario6!C76)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK77))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J76),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L76))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O76),(Scenario6!C76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C76),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P76)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O76)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L76))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O76),(Scenario6!C76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C76),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P76),(Scenario6!C76)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O76),(Scenario6!C76))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C76),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q76))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E76),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U76)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T76)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q76))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E76),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U76),(Scenario6!E76)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T76),(Scenario6!E76))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M76),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE76))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF76),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD76),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE76))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD76),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF76),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH76))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL76),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J76),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF76),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH76))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI76), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ76),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK76))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE76),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT76))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF76),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG76),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH76))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A77+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE76),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI76), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ76),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK76))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL76),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A77+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA77,F77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB77,M77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC77,T77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED77,AA77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE77,AH77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF77,AO77),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA77,EH77),0.1),IRR((EA$3:EA77,EH77),EU76))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB77,EI77),0.1),IRR((EB$3:EB77,EI77),EV76))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC77,EJ77),0.1),IRR((EC$3:EC77,EJ77),EW76))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED77,EK77),0.1),IRR((ED$3:ED77,EK77),EX76))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE77,EL77),0.1),IRR((EE$3:EE77,EL77),EY76))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF77,EM77),0.1),IRR((EF$3:EF77,EM77),EZ76))","v":{"$error":"#VALUE!"}},76,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA77<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA77+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F77),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F77-Scenario1!AJ77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G77-Scenario1!AK77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G77-Scenario1!AK77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H77-Scenario1!AL77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H77))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K77),(Scenario1!G77)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F77*12),(Scenario1!F77))),(Scenario1!C77))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F77-Scenario1!AJ77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G77-Scenario1!AK77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G77-Scenario1!AK77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H77-Scenario1!AL77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H77))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K77),(Scenario1!G77)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F77*12),(Scenario1!F77))),(Scenario1!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J77),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L77))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O77),(Scenario1!C77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C77),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P77)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O77)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L77))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O77),(Scenario1!C77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C77),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P77),(Scenario1!C77)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O77),(Scenario1!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C77),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q77))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E77),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U77)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T77)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q77))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E77),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U77),(Scenario1!E77)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T77),(Scenario1!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M77),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE77))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF77),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD77),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE77))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD77),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF77),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH77))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J77),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF77),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH77))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI77), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ77),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK77))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE77),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT77))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF77),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG77),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH77))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE77),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI77), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ77),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK77))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F77),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F77-Scenario2!AJ77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G77-Scenario2!AK77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G77-Scenario2!AK77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H77-Scenario2!AL77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H77))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K77),(Scenario2!G77)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F77*12),(Scenario2!F77))),(Scenario2!C77))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F77-Scenario2!AJ77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G77-Scenario2!AK77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G77-Scenario2!AK77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H77-Scenario2!AL77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H77))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K77),(Scenario2!G77)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F77*12),(Scenario2!F77))),(Scenario2!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J77),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L77))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O77),(Scenario2!C77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C77),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P77)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O77)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L77))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O77),(Scenario2!C77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C77),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P77),(Scenario2!C77)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O77),(Scenario2!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C77),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q77))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E77),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U77)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T77)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q77))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E77),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U77),(Scenario2!E77)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T77),(Scenario2!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M77),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE77))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF77),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD77),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE77))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD77),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF77),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH77))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J77),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF77),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH77))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI77), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ77),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK77))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE77),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT77))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF77),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG77),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH77))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE77),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI77), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ77),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK77))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F77),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F77-Scenario3!AJ77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G77-Scenario3!AK77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G77-Scenario3!AK77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H77-Scenario3!AL77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H77))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K77),(Scenario3!G77)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F77*12),(Scenario3!F77))),(Scenario3!C77))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F77-Scenario3!AJ77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G77-Scenario3!AK77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G77-Scenario3!AK77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H77-Scenario3!AL77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H77))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K77),(Scenario3!G77)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F77*12),(Scenario3!F77))),(Scenario3!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J77),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L77))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O77),(Scenario3!C77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C77),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P77)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O77)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L77))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O77),(Scenario3!C77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C77),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P77),(Scenario3!C77)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O77),(Scenario3!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C77),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q77))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E77),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U77)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T77)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q77))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E77),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U77),(Scenario3!E77)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T77),(Scenario3!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M77),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE77))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF77),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD77),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE77))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD77),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF77),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH77))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J77),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF77),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH77))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI77), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ77),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK77))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE77),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT77))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF77),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG77),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH77))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE77),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI77), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ77),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK77))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F77),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F77-Scenario4!AJ77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G77-Scenario4!AK77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G77-Scenario4!AK77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H77-Scenario4!AL77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H77))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K77),(Scenario4!G77)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F77*12),(Scenario4!F77))),(Scenario4!C77))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F77-Scenario4!AJ77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G77-Scenario4!AK77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G77-Scenario4!AK77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H77-Scenario4!AL77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H77))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K77),(Scenario4!G77)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F77*12),(Scenario4!F77))),(Scenario4!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J77),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L77))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O77),(Scenario4!C77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C77),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P77)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O77)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L77))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O77),(Scenario4!C77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C77),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P77),(Scenario4!C77)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O77),(Scenario4!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C77),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q77))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E77),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U77)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T77)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q77))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E77),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U77),(Scenario4!E77)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T77),(Scenario4!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M77),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE77))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF77),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD77),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE77))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD77),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF77),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH77))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J77),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF77),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH77))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI77), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ77),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK77))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE77),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT77))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF77),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG77),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH77))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE77),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI77), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ77),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK77))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F77),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F77-Scenario5!AJ77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G77-Scenario5!AK77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G77-Scenario5!AK77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H77-Scenario5!AL77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H77))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K77),(Scenario5!G77)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F77*12),(Scenario5!F77))),(Scenario5!C77))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F77-Scenario5!AJ77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G77-Scenario5!AK77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G77-Scenario5!AK77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H77-Scenario5!AL77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H77))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K77),(Scenario5!G77)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F77*12),(Scenario5!F77))),(Scenario5!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J77),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L77))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O77),(Scenario5!C77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C77),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P77)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O77)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L77))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O77),(Scenario5!C77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C77),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P77),(Scenario5!C77)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O77),(Scenario5!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C77),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q77))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E77),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U77)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T77)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q77))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E77),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U77),(Scenario5!E77)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T77),(Scenario5!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M77),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE77))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF77),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD77),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE77))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD77),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF77),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH77))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J77),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF77),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH77))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI77), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ77),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK77))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE77),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT77))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF77),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG77),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH77))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE77),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI77), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ77),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK77))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F77),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F77-Scenario6!AJ77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G77-Scenario6!AK77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G77-Scenario6!AK77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H77-Scenario6!AL77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H77))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K77),(Scenario6!G77)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F77*12),(Scenario6!F77))),(Scenario6!C77))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F77-Scenario6!AJ77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G77-Scenario6!AK77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G77-Scenario6!AK77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H77-Scenario6!AL77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H77))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K77),(Scenario6!G77)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F77*12),(Scenario6!F77))),(Scenario6!C77)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK78))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J77),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L77))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O77),(Scenario6!C77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C77),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P77)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O77)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L77))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O77),(Scenario6!C77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C77),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P77),(Scenario6!C77)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O77),(Scenario6!C77))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C77),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q77))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E77),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U77)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T77)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q77))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E77),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U77),(Scenario6!E77)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T77),(Scenario6!E77))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M77),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE77))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF77),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD77),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE77))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD77),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF77),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH77))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL77),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J77),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF77),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH77))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI77), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ77),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK77))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE77),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT77))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF77),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG77),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH77))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A78+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE77),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI77), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ77),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK77))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL77),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A78+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA78,F78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB78,M78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC78,T78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED78,AA78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE78,AH78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF78,AO78),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA78,EH78),0.1),IRR((EA$3:EA78,EH78),EU77))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB78,EI78),0.1),IRR((EB$3:EB78,EI78),EV77))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC78,EJ78),0.1),IRR((EC$3:EC78,EJ78),EW77))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED78,EK78),0.1),IRR((ED$3:ED78,EK78),EX77))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE78,EL78),0.1),IRR((EE$3:EE78,EL78),EY77))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF78,EM78),0.1),IRR((EF$3:EF78,EM78),EZ77))","v":{"$error":"#VALUE!"}},77,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA78<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA78+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F78),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F78-Scenario1!AJ78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G78-Scenario1!AK78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G78-Scenario1!AK78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H78-Scenario1!AL78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H78))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K78),(Scenario1!G78)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F78*12),(Scenario1!F78))),(Scenario1!C78))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F78-Scenario1!AJ78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G78-Scenario1!AK78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G78-Scenario1!AK78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H78-Scenario1!AL78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H78))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K78),(Scenario1!G78)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F78*12),(Scenario1!F78))),(Scenario1!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J78),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L78))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O78),(Scenario1!C78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C78),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P78)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O78)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L78))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O78),(Scenario1!C78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C78),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P78),(Scenario1!C78)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O78),(Scenario1!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C78),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q78))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E78),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U78)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T78)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q78))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E78),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U78),(Scenario1!E78)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T78),(Scenario1!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M78),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE78))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF78),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD78),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE78))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD78),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF78),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH78))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J78),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF78),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH78))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI78), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ78),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK78))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE78),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT78))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF78),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG78),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH78))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE78),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI78), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ78),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK78))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F78),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F78-Scenario2!AJ78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G78-Scenario2!AK78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G78-Scenario2!AK78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H78-Scenario2!AL78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H78))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K78),(Scenario2!G78)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F78*12),(Scenario2!F78))),(Scenario2!C78))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F78-Scenario2!AJ78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G78-Scenario2!AK78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G78-Scenario2!AK78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H78-Scenario2!AL78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H78))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K78),(Scenario2!G78)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F78*12),(Scenario2!F78))),(Scenario2!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J78),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L78))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O78),(Scenario2!C78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C78),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P78)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O78)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L78))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O78),(Scenario2!C78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C78),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P78),(Scenario2!C78)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O78),(Scenario2!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C78),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q78))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E78),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U78)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T78)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q78))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E78),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U78),(Scenario2!E78)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T78),(Scenario2!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M78),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE78))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF78),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD78),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE78))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD78),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF78),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH78))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J78),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF78),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH78))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI78), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ78),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK78))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE78),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT78))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF78),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG78),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH78))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE78),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI78), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ78),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK78))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F78),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F78-Scenario3!AJ78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G78-Scenario3!AK78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G78-Scenario3!AK78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H78-Scenario3!AL78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H78))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K78),(Scenario3!G78)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F78*12),(Scenario3!F78))),(Scenario3!C78))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F78-Scenario3!AJ78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G78-Scenario3!AK78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G78-Scenario3!AK78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H78-Scenario3!AL78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H78))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K78),(Scenario3!G78)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F78*12),(Scenario3!F78))),(Scenario3!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J78),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L78))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O78),(Scenario3!C78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C78),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P78)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O78)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L78))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O78),(Scenario3!C78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C78),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P78),(Scenario3!C78)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O78),(Scenario3!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C78),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q78))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E78),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U78)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T78)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q78))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E78),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U78),(Scenario3!E78)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T78),(Scenario3!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M78),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE78))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF78),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD78),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE78))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD78),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF78),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH78))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J78),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF78),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH78))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI78), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ78),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK78))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE78),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT78))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF78),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG78),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH78))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE78),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI78), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ78),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK78))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F78),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F78-Scenario4!AJ78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G78-Scenario4!AK78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G78-Scenario4!AK78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H78-Scenario4!AL78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H78))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K78),(Scenario4!G78)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F78*12),(Scenario4!F78))),(Scenario4!C78))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F78-Scenario4!AJ78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G78-Scenario4!AK78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G78-Scenario4!AK78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H78-Scenario4!AL78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H78))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K78),(Scenario4!G78)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F78*12),(Scenario4!F78))),(Scenario4!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J78),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L78))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O78),(Scenario4!C78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C78),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P78)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O78)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L78))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O78),(Scenario4!C78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C78),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P78),(Scenario4!C78)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O78),(Scenario4!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C78),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q78))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E78),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U78)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T78)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q78))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E78),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U78),(Scenario4!E78)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T78),(Scenario4!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M78),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE78))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF78),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD78),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE78))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD78),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF78),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH78))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J78),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF78),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH78))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI78), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ78),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK78))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE78),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT78))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF78),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG78),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH78))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE78),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI78), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ78),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK78))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F78),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F78-Scenario5!AJ78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G78-Scenario5!AK78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G78-Scenario5!AK78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H78-Scenario5!AL78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H78))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K78),(Scenario5!G78)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F78*12),(Scenario5!F78))),(Scenario5!C78))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F78-Scenario5!AJ78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G78-Scenario5!AK78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G78-Scenario5!AK78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H78-Scenario5!AL78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H78))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K78),(Scenario5!G78)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F78*12),(Scenario5!F78))),(Scenario5!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J78),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L78))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O78),(Scenario5!C78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C78),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P78)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O78)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L78))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O78),(Scenario5!C78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C78),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P78),(Scenario5!C78)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O78),(Scenario5!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C78),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q78))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E78),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U78)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T78)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q78))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E78),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U78),(Scenario5!E78)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T78),(Scenario5!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M78),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE78))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF78),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD78),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE78))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD78),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF78),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH78))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J78),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF78),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH78))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI78), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ78),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK78))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE78),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT78))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF78),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG78),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH78))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE78),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI78), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ78),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK78))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F78),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F78-Scenario6!AJ78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G78-Scenario6!AK78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G78-Scenario6!AK78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H78-Scenario6!AL78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H78))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K78),(Scenario6!G78)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F78*12),(Scenario6!F78))),(Scenario6!C78))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F78-Scenario6!AJ78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G78-Scenario6!AK78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G78-Scenario6!AK78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H78-Scenario6!AL78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H78))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K78),(Scenario6!G78)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F78*12),(Scenario6!F78))),(Scenario6!C78)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK79))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J78),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L78))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O78),(Scenario6!C78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C78),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P78)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O78)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L78))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O78),(Scenario6!C78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C78),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P78),(Scenario6!C78)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O78),(Scenario6!C78))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C78),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q78))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E78),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U78)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T78)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q78))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E78),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U78),(Scenario6!E78)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T78),(Scenario6!E78))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M78),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE78))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF78),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD78),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE78))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD78),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF78),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH78))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL78),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J78),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF78),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH78))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI78), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ78),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK78))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE78),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT78))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF78),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG78),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH78))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A79+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE78),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI78), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ78),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK78))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL78),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A79+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA79,F79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB79,M79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC79,T79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED79,AA79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE79,AH79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF79,AO79),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA79,EH79),0.1),IRR((EA$3:EA79,EH79),EU78))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB79,EI79),0.1),IRR((EB$3:EB79,EI79),EV78))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC79,EJ79),0.1),IRR((EC$3:EC79,EJ79),EW78))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED79,EK79),0.1),IRR((ED$3:ED79,EK79),EX78))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE79,EL79),0.1),IRR((EE$3:EE79,EL79),EY78))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF79,EM79),0.1),IRR((EF$3:EF79,EM79),EZ78))","v":{"$error":"#VALUE!"}},78,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA79<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA79+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F79),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F79-Scenario1!AJ79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G79-Scenario1!AK79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G79-Scenario1!AK79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H79-Scenario1!AL79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H79))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K79),(Scenario1!G79)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F79*12),(Scenario1!F79))),(Scenario1!C79))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F79-Scenario1!AJ79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G79-Scenario1!AK79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G79-Scenario1!AK79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H79-Scenario1!AL79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H79))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K79),(Scenario1!G79)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F79*12),(Scenario1!F79))),(Scenario1!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J79),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L79))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O79),(Scenario1!C79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C79),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P79)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O79)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L79))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O79),(Scenario1!C79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C79),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P79),(Scenario1!C79)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O79),(Scenario1!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C79),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q79))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E79),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U79)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T79)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q79))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E79),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U79),(Scenario1!E79)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T79),(Scenario1!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M79),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE79))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF79),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD79),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE79))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD79),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF79),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH79))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J79),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF79),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH79))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI79), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ79),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK79))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE79),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT79))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF79),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG79),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH79))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE79),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI79), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ79),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK79))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F79),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F79-Scenario2!AJ79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G79-Scenario2!AK79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G79-Scenario2!AK79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H79-Scenario2!AL79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H79))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K79),(Scenario2!G79)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F79*12),(Scenario2!F79))),(Scenario2!C79))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F79-Scenario2!AJ79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G79-Scenario2!AK79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G79-Scenario2!AK79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H79-Scenario2!AL79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H79))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K79),(Scenario2!G79)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F79*12),(Scenario2!F79))),(Scenario2!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J79),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L79))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O79),(Scenario2!C79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C79),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P79)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O79)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L79))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O79),(Scenario2!C79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C79),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P79),(Scenario2!C79)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O79),(Scenario2!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C79),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q79))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E79),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U79)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T79)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q79))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E79),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U79),(Scenario2!E79)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T79),(Scenario2!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M79),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE79))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF79),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD79),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE79))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD79),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF79),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH79))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J79),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF79),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH79))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI79), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ79),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK79))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE79),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT79))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF79),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG79),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH79))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE79),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI79), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ79),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK79))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F79),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F79-Scenario3!AJ79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G79-Scenario3!AK79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G79-Scenario3!AK79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H79-Scenario3!AL79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H79))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K79),(Scenario3!G79)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F79*12),(Scenario3!F79))),(Scenario3!C79))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F79-Scenario3!AJ79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G79-Scenario3!AK79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G79-Scenario3!AK79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H79-Scenario3!AL79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H79))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K79),(Scenario3!G79)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F79*12),(Scenario3!F79))),(Scenario3!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J79),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L79))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O79),(Scenario3!C79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C79),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P79)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O79)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L79))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O79),(Scenario3!C79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C79),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P79),(Scenario3!C79)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O79),(Scenario3!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C79),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q79))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E79),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U79)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T79)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q79))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E79),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U79),(Scenario3!E79)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T79),(Scenario3!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M79),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE79))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF79),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD79),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE79))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD79),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF79),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH79))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J79),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF79),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH79))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI79), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ79),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK79))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE79),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT79))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF79),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG79),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH79))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE79),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI79), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ79),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK79))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F79),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F79-Scenario4!AJ79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G79-Scenario4!AK79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G79-Scenario4!AK79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H79-Scenario4!AL79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H79))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K79),(Scenario4!G79)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F79*12),(Scenario4!F79))),(Scenario4!C79))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F79-Scenario4!AJ79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G79-Scenario4!AK79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G79-Scenario4!AK79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H79-Scenario4!AL79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H79))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K79),(Scenario4!G79)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F79*12),(Scenario4!F79))),(Scenario4!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J79),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L79))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O79),(Scenario4!C79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C79),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P79)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O79)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L79))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O79),(Scenario4!C79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C79),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P79),(Scenario4!C79)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O79),(Scenario4!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C79),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q79))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E79),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U79)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T79)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q79))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E79),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U79),(Scenario4!E79)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T79),(Scenario4!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M79),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE79))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF79),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD79),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE79))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD79),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF79),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH79))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J79),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF79),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH79))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI79), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ79),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK79))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE79),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT79))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF79),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG79),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH79))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE79),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI79), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ79),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK79))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F79),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F79-Scenario5!AJ79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G79-Scenario5!AK79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G79-Scenario5!AK79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H79-Scenario5!AL79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H79))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K79),(Scenario5!G79)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F79*12),(Scenario5!F79))),(Scenario5!C79))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F79-Scenario5!AJ79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G79-Scenario5!AK79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G79-Scenario5!AK79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H79-Scenario5!AL79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H79))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K79),(Scenario5!G79)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F79*12),(Scenario5!F79))),(Scenario5!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J79),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L79))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O79),(Scenario5!C79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C79),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P79)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O79)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L79))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O79),(Scenario5!C79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C79),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P79),(Scenario5!C79)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O79),(Scenario5!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C79),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q79))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E79),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U79)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T79)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q79))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E79),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U79),(Scenario5!E79)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T79),(Scenario5!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M79),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE79))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF79),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD79),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE79))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD79),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF79),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH79))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J79),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF79),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH79))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI79), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ79),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK79))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE79),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT79))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF79),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG79),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH79))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE79),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI79), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ79),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK79))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F79),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F79-Scenario6!AJ79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G79-Scenario6!AK79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G79-Scenario6!AK79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H79-Scenario6!AL79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H79))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K79),(Scenario6!G79)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F79*12),(Scenario6!F79))),(Scenario6!C79))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F79-Scenario6!AJ79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G79-Scenario6!AK79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G79-Scenario6!AK79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H79-Scenario6!AL79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H79))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K79),(Scenario6!G79)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F79*12),(Scenario6!F79))),(Scenario6!C79)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK80))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J79),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L79))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O79),(Scenario6!C79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C79),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P79)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O79)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L79))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O79),(Scenario6!C79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C79),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P79),(Scenario6!C79)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O79),(Scenario6!C79))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C79),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q79))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E79),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U79)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T79)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q79))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E79),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U79),(Scenario6!E79)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T79),(Scenario6!E79))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M79),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE79))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF79),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD79),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE79))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD79),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF79),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH79))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL79),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J79),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF79),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH79))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI79), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ79),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK79))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE79),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT79))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF79),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG79),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH79))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A80+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE79),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI79), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ79),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK79))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL79),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A80+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA80,F80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB80,M80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC80,T80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED80,AA80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE80,AH80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF80,AO80),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA80,EH80),0.1),IRR((EA$3:EA80,EH80),EU79))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB80,EI80),0.1),IRR((EB$3:EB80,EI80),EV79))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC80,EJ80),0.1),IRR((EC$3:EC80,EJ80),EW79))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED80,EK80),0.1),IRR((ED$3:ED80,EK80),EX79))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE80,EL80),0.1),IRR((EE$3:EE80,EL80),EY79))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF80,EM80),0.1),IRR((EF$3:EF80,EM80),EZ79))","v":{"$error":"#VALUE!"}},79,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA80<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA80+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F80),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F80-Scenario1!AJ80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G80-Scenario1!AK80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G80-Scenario1!AK80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H80-Scenario1!AL80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H80))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K80),(Scenario1!G80)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F80*12),(Scenario1!F80))),(Scenario1!C80))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F80-Scenario1!AJ80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G80-Scenario1!AK80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G80-Scenario1!AK80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H80-Scenario1!AL80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H80))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K80),(Scenario1!G80)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F80*12),(Scenario1!F80))),(Scenario1!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J80),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L80))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O80),(Scenario1!C80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C80),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P80)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O80)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L80))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O80),(Scenario1!C80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C80),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P80),(Scenario1!C80)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O80),(Scenario1!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C80),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q80))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E80),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U80)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T80)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q80))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E80),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U80),(Scenario1!E80)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T80),(Scenario1!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M80),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE80))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF80),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD80),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE80))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD80),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF80),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH80))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J80),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF80),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH80))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI80), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ80),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK80))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE80),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT80))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF80),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG80),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH80))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE80),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI80), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ80),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK80))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F80),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F80-Scenario2!AJ80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G80-Scenario2!AK80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G80-Scenario2!AK80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H80-Scenario2!AL80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H80))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K80),(Scenario2!G80)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F80*12),(Scenario2!F80))),(Scenario2!C80))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F80-Scenario2!AJ80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G80-Scenario2!AK80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G80-Scenario2!AK80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H80-Scenario2!AL80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H80))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K80),(Scenario2!G80)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F80*12),(Scenario2!F80))),(Scenario2!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J80),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L80))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O80),(Scenario2!C80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C80),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P80)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O80)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L80))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O80),(Scenario2!C80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C80),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P80),(Scenario2!C80)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O80),(Scenario2!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C80),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q80))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E80),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U80)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T80)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q80))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E80),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U80),(Scenario2!E80)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T80),(Scenario2!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M80),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE80))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF80),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD80),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE80))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD80),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF80),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH80))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J80),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF80),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH80))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI80), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ80),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK80))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE80),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT80))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF80),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG80),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH80))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE80),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI80), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ80),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK80))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F80),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F80-Scenario3!AJ80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G80-Scenario3!AK80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G80-Scenario3!AK80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H80-Scenario3!AL80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H80))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K80),(Scenario3!G80)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F80*12),(Scenario3!F80))),(Scenario3!C80))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F80-Scenario3!AJ80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G80-Scenario3!AK80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G80-Scenario3!AK80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H80-Scenario3!AL80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H80))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K80),(Scenario3!G80)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F80*12),(Scenario3!F80))),(Scenario3!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J80),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L80))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O80),(Scenario3!C80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C80),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P80)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O80)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L80))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O80),(Scenario3!C80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C80),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P80),(Scenario3!C80)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O80),(Scenario3!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C80),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q80))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E80),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U80)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T80)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q80))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E80),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U80),(Scenario3!E80)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T80),(Scenario3!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M80),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE80))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF80),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD80),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE80))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD80),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF80),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH80))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J80),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF80),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH80))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI80), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ80),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK80))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE80),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT80))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF80),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG80),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH80))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE80),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI80), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ80),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK80))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F80),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F80-Scenario4!AJ80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G80-Scenario4!AK80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G80-Scenario4!AK80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H80-Scenario4!AL80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H80))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K80),(Scenario4!G80)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F80*12),(Scenario4!F80))),(Scenario4!C80))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F80-Scenario4!AJ80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G80-Scenario4!AK80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G80-Scenario4!AK80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H80-Scenario4!AL80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H80))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K80),(Scenario4!G80)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F80*12),(Scenario4!F80))),(Scenario4!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J80),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L80))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O80),(Scenario4!C80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C80),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P80)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O80)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L80))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O80),(Scenario4!C80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C80),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P80),(Scenario4!C80)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O80),(Scenario4!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C80),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q80))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E80),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U80)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T80)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q80))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E80),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U80),(Scenario4!E80)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T80),(Scenario4!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M80),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE80))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF80),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD80),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE80))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD80),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF80),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH80))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J80),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF80),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH80))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI80), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ80),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK80))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE80),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT80))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF80),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG80),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH80))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE80),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI80), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ80),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK80))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F80),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F80-Scenario5!AJ80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G80-Scenario5!AK80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G80-Scenario5!AK80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H80-Scenario5!AL80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H80))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K80),(Scenario5!G80)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F80*12),(Scenario5!F80))),(Scenario5!C80))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F80-Scenario5!AJ80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G80-Scenario5!AK80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G80-Scenario5!AK80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H80-Scenario5!AL80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H80))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K80),(Scenario5!G80)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F80*12),(Scenario5!F80))),(Scenario5!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J80),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L80))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O80),(Scenario5!C80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C80),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P80)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O80)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L80))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O80),(Scenario5!C80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C80),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P80),(Scenario5!C80)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O80),(Scenario5!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C80),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q80))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E80),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U80)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T80)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q80))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E80),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U80),(Scenario5!E80)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T80),(Scenario5!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M80),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE80))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF80),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD80),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE80))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD80),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF80),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH80))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J80),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF80),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH80))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI80), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ80),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK80))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE80),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT80))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF80),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG80),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH80))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE80),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI80), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ80),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK80))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F80),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F80-Scenario6!AJ80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G80-Scenario6!AK80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G80-Scenario6!AK80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H80-Scenario6!AL80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H80))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K80),(Scenario6!G80)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F80*12),(Scenario6!F80))),(Scenario6!C80))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F80-Scenario6!AJ80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G80-Scenario6!AK80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G80-Scenario6!AK80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H80-Scenario6!AL80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H80))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K80),(Scenario6!G80)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F80*12),(Scenario6!F80))),(Scenario6!C80)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK81))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J80),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L80))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O80),(Scenario6!C80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C80),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P80)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O80)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L80))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O80),(Scenario6!C80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C80),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P80),(Scenario6!C80)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O80),(Scenario6!C80))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C80),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q80))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E80),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U80)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T80)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q80))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E80),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U80),(Scenario6!E80)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T80),(Scenario6!E80))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M80),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE80))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF80),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD80),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE80))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD80),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF80),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH80))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL80),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J80),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF80),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH80))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI80), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ80),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK80))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE80),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT80))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF80),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG80),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH80))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A81+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE80),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI80), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ80),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK80))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL80),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A81+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA81,F81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB81,M81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC81,T81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED81,AA81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE81,AH81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF81,AO81),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA81,EH81),0.1),IRR((EA$3:EA81,EH81),EU80))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB81,EI81),0.1),IRR((EB$3:EB81,EI81),EV80))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC81,EJ81),0.1),IRR((EC$3:EC81,EJ81),EW80))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED81,EK81),0.1),IRR((ED$3:ED81,EK81),EX80))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE81,EL81),0.1),IRR((EE$3:EE81,EL81),EY80))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF81,EM81),0.1),IRR((EF$3:EF81,EM81),EZ80))","v":{"$error":"#VALUE!"}},80,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA81<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA81+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F81),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F81-Scenario1!AJ81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G81-Scenario1!AK81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G81-Scenario1!AK81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H81-Scenario1!AL81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H81))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K81),(Scenario1!G81)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F81*12),(Scenario1!F81))),(Scenario1!C81))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F81-Scenario1!AJ81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G81-Scenario1!AK81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G81-Scenario1!AK81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H81-Scenario1!AL81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H81))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K81),(Scenario1!G81)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F81*12),(Scenario1!F81))),(Scenario1!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J81),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L81))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O81),(Scenario1!C81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C81),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P81)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O81)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L81))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O81),(Scenario1!C81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C81),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P81),(Scenario1!C81)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O81),(Scenario1!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C81),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q81))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E81),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U81)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T81)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q81))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E81),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U81),(Scenario1!E81)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T81),(Scenario1!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M81),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE81))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF81),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD81),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE81))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD81),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF81),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH81))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J81),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF81),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH81))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI81), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ81),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK81))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE81),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT81))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF81),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG81),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH81))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE81),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI81), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ81),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK81))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F81),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F81-Scenario2!AJ81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G81-Scenario2!AK81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G81-Scenario2!AK81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H81-Scenario2!AL81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H81))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K81),(Scenario2!G81)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F81*12),(Scenario2!F81))),(Scenario2!C81))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F81-Scenario2!AJ81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G81-Scenario2!AK81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G81-Scenario2!AK81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H81-Scenario2!AL81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H81))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K81),(Scenario2!G81)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F81*12),(Scenario2!F81))),(Scenario2!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J81),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L81))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O81),(Scenario2!C81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C81),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P81)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O81)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L81))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O81),(Scenario2!C81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C81),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P81),(Scenario2!C81)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O81),(Scenario2!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C81),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q81))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E81),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U81)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T81)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q81))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E81),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U81),(Scenario2!E81)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T81),(Scenario2!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M81),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE81))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF81),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD81),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE81))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD81),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF81),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH81))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J81),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF81),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH81))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI81), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ81),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK81))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE81),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT81))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF81),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG81),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH81))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE81),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI81), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ81),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK81))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F81),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F81-Scenario3!AJ81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G81-Scenario3!AK81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G81-Scenario3!AK81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H81-Scenario3!AL81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H81))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K81),(Scenario3!G81)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F81*12),(Scenario3!F81))),(Scenario3!C81))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F81-Scenario3!AJ81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G81-Scenario3!AK81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G81-Scenario3!AK81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H81-Scenario3!AL81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H81))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K81),(Scenario3!G81)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F81*12),(Scenario3!F81))),(Scenario3!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J81),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L81))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O81),(Scenario3!C81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C81),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P81)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O81)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L81))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O81),(Scenario3!C81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C81),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P81),(Scenario3!C81)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O81),(Scenario3!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C81),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q81))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E81),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U81)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T81)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q81))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E81),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U81),(Scenario3!E81)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T81),(Scenario3!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M81),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE81))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF81),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD81),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE81))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD81),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF81),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH81))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J81),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF81),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH81))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI81), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ81),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK81))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE81),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT81))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF81),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG81),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH81))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE81),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI81), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ81),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK81))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F81),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F81-Scenario4!AJ81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G81-Scenario4!AK81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G81-Scenario4!AK81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H81-Scenario4!AL81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H81))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K81),(Scenario4!G81)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F81*12),(Scenario4!F81))),(Scenario4!C81))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F81-Scenario4!AJ81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G81-Scenario4!AK81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G81-Scenario4!AK81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H81-Scenario4!AL81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H81))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K81),(Scenario4!G81)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F81*12),(Scenario4!F81))),(Scenario4!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J81),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L81))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O81),(Scenario4!C81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C81),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P81)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O81)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L81))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O81),(Scenario4!C81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C81),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P81),(Scenario4!C81)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O81),(Scenario4!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C81),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q81))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E81),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U81)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T81)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q81))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E81),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U81),(Scenario4!E81)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T81),(Scenario4!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M81),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE81))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF81),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD81),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE81))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD81),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF81),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH81))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J81),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF81),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH81))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI81), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ81),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK81))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE81),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT81))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF81),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG81),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH81))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE81),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI81), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ81),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK81))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F81),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F81-Scenario5!AJ81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G81-Scenario5!AK81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G81-Scenario5!AK81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H81-Scenario5!AL81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H81))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K81),(Scenario5!G81)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F81*12),(Scenario5!F81))),(Scenario5!C81))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F81-Scenario5!AJ81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G81-Scenario5!AK81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G81-Scenario5!AK81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H81-Scenario5!AL81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H81))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K81),(Scenario5!G81)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F81*12),(Scenario5!F81))),(Scenario5!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J81),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L81))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O81),(Scenario5!C81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C81),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P81)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O81)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L81))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O81),(Scenario5!C81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C81),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P81),(Scenario5!C81)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O81),(Scenario5!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C81),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q81))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E81),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U81)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T81)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q81))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E81),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U81),(Scenario5!E81)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T81),(Scenario5!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M81),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE81))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF81),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD81),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE81))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD81),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF81),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH81))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J81),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF81),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH81))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI81), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ81),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK81))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE81),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT81))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF81),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG81),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH81))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE81),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI81), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ81),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK81))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F81),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F81-Scenario6!AJ81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G81-Scenario6!AK81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G81-Scenario6!AK81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H81-Scenario6!AL81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H81))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K81),(Scenario6!G81)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F81*12),(Scenario6!F81))),(Scenario6!C81))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F81-Scenario6!AJ81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G81-Scenario6!AK81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G81-Scenario6!AK81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H81-Scenario6!AL81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H81))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K81),(Scenario6!G81)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F81*12),(Scenario6!F81))),(Scenario6!C81)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK82))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J81),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L81))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O81),(Scenario6!C81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C81),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P81)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O81)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L81))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O81),(Scenario6!C81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C81),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P81),(Scenario6!C81)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O81),(Scenario6!C81))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C81),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q81))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E81),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U81)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T81)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q81))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E81),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U81),(Scenario6!E81)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T81),(Scenario6!E81))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M81),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE81))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF81),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD81),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE81))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD81),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF81),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH81))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL81),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J81),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF81),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH81))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI81), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ81),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK81))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE81),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT81))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF81),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG81),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH81))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A82+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE81),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI81), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ81),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK81))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL81),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A82+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA82,F82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB82,M82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC82,T82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED82,AA82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE82,AH82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF82,AO82),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA82,EH82),0.1),IRR((EA$3:EA82,EH82),EU81))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB82,EI82),0.1),IRR((EB$3:EB82,EI82),EV81))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC82,EJ82),0.1),IRR((EC$3:EC82,EJ82),EW81))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED82,EK82),0.1),IRR((ED$3:ED82,EK82),EX81))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE82,EL82),0.1),IRR((EE$3:EE82,EL82),EY81))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF82,EM82),0.1),IRR((EF$3:EF82,EM82),EZ81))","v":{"$error":"#VALUE!"}},81,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA82<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA82+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F82),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F82-Scenario1!AJ82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G82-Scenario1!AK82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G82-Scenario1!AK82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H82-Scenario1!AL82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H82))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K82),(Scenario1!G82)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F82*12),(Scenario1!F82))),(Scenario1!C82))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F82-Scenario1!AJ82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G82-Scenario1!AK82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G82-Scenario1!AK82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H82-Scenario1!AL82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H82))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K82),(Scenario1!G82)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F82*12),(Scenario1!F82))),(Scenario1!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J82),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L82))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O82),(Scenario1!C82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C82),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P82)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O82)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L82))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O82),(Scenario1!C82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C82),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P82),(Scenario1!C82)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O82),(Scenario1!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C82),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q82))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E82),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U82)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T82)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q82))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E82),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U82),(Scenario1!E82)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T82),(Scenario1!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M82),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE82))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF82),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD82),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE82))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD82),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF82),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH82))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J82),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF82),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH82))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI82), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ82),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK82))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE82),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT82))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF82),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG82),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH82))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE82),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI82), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ82),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK82))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F82),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F82-Scenario2!AJ82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G82-Scenario2!AK82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G82-Scenario2!AK82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H82-Scenario2!AL82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H82))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K82),(Scenario2!G82)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F82*12),(Scenario2!F82))),(Scenario2!C82))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F82-Scenario2!AJ82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G82-Scenario2!AK82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G82-Scenario2!AK82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H82-Scenario2!AL82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H82))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K82),(Scenario2!G82)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F82*12),(Scenario2!F82))),(Scenario2!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J82),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L82))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O82),(Scenario2!C82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C82),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P82)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O82)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L82))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O82),(Scenario2!C82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C82),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P82),(Scenario2!C82)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O82),(Scenario2!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C82),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q82))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E82),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U82)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T82)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q82))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E82),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U82),(Scenario2!E82)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T82),(Scenario2!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M82),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE82))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF82),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD82),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE82))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD82),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF82),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH82))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J82),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF82),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH82))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI82), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ82),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK82))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE82),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT82))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF82),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG82),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH82))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE82),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI82), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ82),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK82))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F82),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F82-Scenario3!AJ82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G82-Scenario3!AK82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G82-Scenario3!AK82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H82-Scenario3!AL82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H82))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K82),(Scenario3!G82)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F82*12),(Scenario3!F82))),(Scenario3!C82))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F82-Scenario3!AJ82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G82-Scenario3!AK82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G82-Scenario3!AK82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H82-Scenario3!AL82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H82))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K82),(Scenario3!G82)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F82*12),(Scenario3!F82))),(Scenario3!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J82),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L82))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O82),(Scenario3!C82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C82),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P82)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O82)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L82))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O82),(Scenario3!C82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C82),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P82),(Scenario3!C82)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O82),(Scenario3!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C82),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q82))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E82),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U82)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T82)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q82))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E82),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U82),(Scenario3!E82)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T82),(Scenario3!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M82),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE82))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF82),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD82),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE82))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD82),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF82),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH82))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J82),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF82),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH82))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI82), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ82),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK82))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE82),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT82))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF82),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG82),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH82))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE82),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI82), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ82),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK82))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F82),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F82-Scenario4!AJ82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G82-Scenario4!AK82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G82-Scenario4!AK82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H82-Scenario4!AL82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H82))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K82),(Scenario4!G82)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F82*12),(Scenario4!F82))),(Scenario4!C82))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F82-Scenario4!AJ82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G82-Scenario4!AK82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G82-Scenario4!AK82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H82-Scenario4!AL82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H82))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K82),(Scenario4!G82)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F82*12),(Scenario4!F82))),(Scenario4!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J82),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L82))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O82),(Scenario4!C82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C82),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P82)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O82)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L82))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O82),(Scenario4!C82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C82),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P82),(Scenario4!C82)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O82),(Scenario4!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C82),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q82))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E82),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U82)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T82)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q82))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E82),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U82),(Scenario4!E82)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T82),(Scenario4!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M82),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE82))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF82),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD82),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE82))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD82),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF82),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH82))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J82),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF82),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH82))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI82), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ82),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK82))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE82),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT82))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF82),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG82),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH82))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE82),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI82), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ82),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK82))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F82),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F82-Scenario5!AJ82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G82-Scenario5!AK82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G82-Scenario5!AK82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H82-Scenario5!AL82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H82))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K82),(Scenario5!G82)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F82*12),(Scenario5!F82))),(Scenario5!C82))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F82-Scenario5!AJ82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G82-Scenario5!AK82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G82-Scenario5!AK82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H82-Scenario5!AL82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H82))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K82),(Scenario5!G82)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F82*12),(Scenario5!F82))),(Scenario5!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J82),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L82))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O82),(Scenario5!C82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C82),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P82)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O82)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L82))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O82),(Scenario5!C82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C82),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P82),(Scenario5!C82)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O82),(Scenario5!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C82),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q82))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E82),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U82)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T82)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q82))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E82),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U82),(Scenario5!E82)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T82),(Scenario5!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M82),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE82))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF82),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD82),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE82))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD82),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF82),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH82))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J82),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF82),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH82))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI82), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ82),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK82))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE82),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT82))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF82),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG82),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH82))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE82),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI82), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ82),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK82))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F82),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F82-Scenario6!AJ82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G82-Scenario6!AK82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G82-Scenario6!AK82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H82-Scenario6!AL82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H82))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K82),(Scenario6!G82)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F82*12),(Scenario6!F82))),(Scenario6!C82))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F82-Scenario6!AJ82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G82-Scenario6!AK82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G82-Scenario6!AK82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H82-Scenario6!AL82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H82))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K82),(Scenario6!G82)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F82*12),(Scenario6!F82))),(Scenario6!C82)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK83))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J82),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L82))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O82),(Scenario6!C82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C82),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P82)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O82)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L82))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O82),(Scenario6!C82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C82),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P82),(Scenario6!C82)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O82),(Scenario6!C82))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C82),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q82))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E82),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U82)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T82)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q82))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E82),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U82),(Scenario6!E82)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T82),(Scenario6!E82))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M82),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE82))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF82),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD82),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE82))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD82),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF82),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH82))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL82),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J82),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF82),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH82))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI82), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ82),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK82))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE82),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT82))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF82),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG82),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH82))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A83+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE82),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI82), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ82),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK82))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL82),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A83+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA83,F83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB83,M83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC83,T83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED83,AA83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE83,AH83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF83,AO83),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA83,EH83),0.1),IRR((EA$3:EA83,EH83),EU82))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB83,EI83),0.1),IRR((EB$3:EB83,EI83),EV82))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC83,EJ83),0.1),IRR((EC$3:EC83,EJ83),EW82))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED83,EK83),0.1),IRR((ED$3:ED83,EK83),EX82))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE83,EL83),0.1),IRR((EE$3:EE83,EL83),EY82))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF83,EM83),0.1),IRR((EF$3:EF83,EM83),EZ82))","v":{"$error":"#VALUE!"}},82,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA83<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA83+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F83),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F83-Scenario1!AJ83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G83-Scenario1!AK83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G83-Scenario1!AK83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H83-Scenario1!AL83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H83))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K83),(Scenario1!G83)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F83*12),(Scenario1!F83))),(Scenario1!C83))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F83-Scenario1!AJ83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G83-Scenario1!AK83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G83-Scenario1!AK83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H83-Scenario1!AL83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H83))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K83),(Scenario1!G83)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F83*12),(Scenario1!F83))),(Scenario1!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J83),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L83))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O83),(Scenario1!C83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C83),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P83)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O83)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L83))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O83),(Scenario1!C83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C83),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P83),(Scenario1!C83)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O83),(Scenario1!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C83),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q83))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E83),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U83)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T83)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q83))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E83),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U83),(Scenario1!E83)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T83),(Scenario1!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M83),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE83))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF83),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD83),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE83))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD83),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF83),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH83))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J83),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF83),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH83))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI83), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ83),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK83))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE83),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT83))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF83),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG83),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH83))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE83),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI83), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ83),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK83))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F83),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F83-Scenario2!AJ83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G83-Scenario2!AK83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G83-Scenario2!AK83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H83-Scenario2!AL83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H83))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K83),(Scenario2!G83)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F83*12),(Scenario2!F83))),(Scenario2!C83))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F83-Scenario2!AJ83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G83-Scenario2!AK83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G83-Scenario2!AK83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H83-Scenario2!AL83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H83))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K83),(Scenario2!G83)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F83*12),(Scenario2!F83))),(Scenario2!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J83),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L83))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O83),(Scenario2!C83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C83),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P83)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O83)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L83))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O83),(Scenario2!C83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C83),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P83),(Scenario2!C83)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O83),(Scenario2!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C83),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q83))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E83),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U83)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T83)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q83))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E83),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U83),(Scenario2!E83)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T83),(Scenario2!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M83),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE83))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF83),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD83),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE83))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD83),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF83),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH83))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J83),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF83),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH83))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI83), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ83),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK83))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE83),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT83))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF83),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG83),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH83))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE83),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI83), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ83),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK83))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F83),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F83-Scenario3!AJ83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G83-Scenario3!AK83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G83-Scenario3!AK83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H83-Scenario3!AL83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H83))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K83),(Scenario3!G83)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F83*12),(Scenario3!F83))),(Scenario3!C83))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F83-Scenario3!AJ83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G83-Scenario3!AK83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G83-Scenario3!AK83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H83-Scenario3!AL83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H83))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K83),(Scenario3!G83)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F83*12),(Scenario3!F83))),(Scenario3!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J83),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L83))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O83),(Scenario3!C83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C83),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P83)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O83)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L83))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O83),(Scenario3!C83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C83),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P83),(Scenario3!C83)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O83),(Scenario3!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C83),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q83))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E83),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U83)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T83)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q83))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E83),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U83),(Scenario3!E83)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T83),(Scenario3!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M83),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE83))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF83),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD83),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE83))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD83),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF83),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH83))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J83),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF83),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH83))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI83), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ83),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK83))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE83),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT83))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF83),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG83),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH83))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE83),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI83), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ83),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK83))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F83),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F83-Scenario4!AJ83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G83-Scenario4!AK83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G83-Scenario4!AK83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H83-Scenario4!AL83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H83))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K83),(Scenario4!G83)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F83*12),(Scenario4!F83))),(Scenario4!C83))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F83-Scenario4!AJ83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G83-Scenario4!AK83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G83-Scenario4!AK83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H83-Scenario4!AL83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H83))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K83),(Scenario4!G83)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F83*12),(Scenario4!F83))),(Scenario4!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J83),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L83))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O83),(Scenario4!C83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C83),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P83)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O83)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L83))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O83),(Scenario4!C83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C83),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P83),(Scenario4!C83)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O83),(Scenario4!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C83),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q83))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E83),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U83)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T83)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q83))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E83),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U83),(Scenario4!E83)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T83),(Scenario4!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M83),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE83))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF83),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD83),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE83))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD83),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF83),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH83))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J83),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF83),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH83))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI83), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ83),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK83))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE83),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT83))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF83),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG83),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH83))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE83),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI83), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ83),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK83))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F83),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F83-Scenario5!AJ83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G83-Scenario5!AK83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G83-Scenario5!AK83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H83-Scenario5!AL83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H83))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K83),(Scenario5!G83)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F83*12),(Scenario5!F83))),(Scenario5!C83))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F83-Scenario5!AJ83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G83-Scenario5!AK83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G83-Scenario5!AK83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H83-Scenario5!AL83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H83))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K83),(Scenario5!G83)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F83*12),(Scenario5!F83))),(Scenario5!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J83),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L83))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O83),(Scenario5!C83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C83),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P83)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O83)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L83))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O83),(Scenario5!C83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C83),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P83),(Scenario5!C83)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O83),(Scenario5!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C83),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q83))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E83),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U83)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T83)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q83))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E83),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U83),(Scenario5!E83)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T83),(Scenario5!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M83),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE83))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF83),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD83),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE83))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD83),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF83),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH83))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J83),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF83),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH83))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI83), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ83),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK83))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE83),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT83))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF83),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG83),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH83))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE83),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI83), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ83),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK83))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F83),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F83-Scenario6!AJ83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G83-Scenario6!AK83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G83-Scenario6!AK83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H83-Scenario6!AL83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H83))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K83),(Scenario6!G83)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F83*12),(Scenario6!F83))),(Scenario6!C83))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F83-Scenario6!AJ83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G83-Scenario6!AK83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G83-Scenario6!AK83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H83-Scenario6!AL83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H83))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K83),(Scenario6!G83)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F83*12),(Scenario6!F83))),(Scenario6!C83)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK84))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J83),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L83))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O83),(Scenario6!C83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C83),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P83)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O83)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L83))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O83),(Scenario6!C83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C83),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P83),(Scenario6!C83)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O83),(Scenario6!C83))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C83),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q83))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E83),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U83)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T83)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q83))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E83),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U83),(Scenario6!E83)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T83),(Scenario6!E83))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M83),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE83))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF83),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD83),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE83))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD83),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF83),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH83))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL83),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J83),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF83),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH83))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI83), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ83),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK83))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE83),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT83))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF83),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG83),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH83))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A84+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE83),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI83), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ83),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK83))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL83),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A84+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA84,F84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB84,M84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC84,T84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED84,AA84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE84,AH84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF84,AO84),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA84,EH84),0.1),IRR((EA$3:EA84,EH84),EU83))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB84,EI84),0.1),IRR((EB$3:EB84,EI84),EV83))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC84,EJ84),0.1),IRR((EC$3:EC84,EJ84),EW83))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED84,EK84),0.1),IRR((ED$3:ED84,EK84),EX83))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE84,EL84),0.1),IRR((EE$3:EE84,EL84),EY83))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF84,EM84),0.1),IRR((EF$3:EF84,EM84),EZ83))","v":{"$error":"#VALUE!"}},83,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA84<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA84+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F84),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F84-Scenario1!AJ84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G84-Scenario1!AK84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G84-Scenario1!AK84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H84-Scenario1!AL84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H84))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K84),(Scenario1!G84)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F84*12),(Scenario1!F84))),(Scenario1!C84))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F84-Scenario1!AJ84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G84-Scenario1!AK84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G84-Scenario1!AK84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H84-Scenario1!AL84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H84))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K84),(Scenario1!G84)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F84*12),(Scenario1!F84))),(Scenario1!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J84),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L84))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O84),(Scenario1!C84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C84),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P84)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O84)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L84))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O84),(Scenario1!C84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C84),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P84),(Scenario1!C84)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O84),(Scenario1!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C84),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q84))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E84),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U84)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T84)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q84))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E84),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U84),(Scenario1!E84)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T84),(Scenario1!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M84),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE84))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF84),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD84),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE84))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD84),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF84),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH84))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J84),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF84),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH84))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI84), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ84),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK84))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE84),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT84))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF84),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG84),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH84))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE84),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI84), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ84),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK84))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F84),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F84-Scenario2!AJ84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G84-Scenario2!AK84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G84-Scenario2!AK84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H84-Scenario2!AL84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H84))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K84),(Scenario2!G84)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F84*12),(Scenario2!F84))),(Scenario2!C84))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F84-Scenario2!AJ84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G84-Scenario2!AK84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G84-Scenario2!AK84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H84-Scenario2!AL84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H84))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K84),(Scenario2!G84)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F84*12),(Scenario2!F84))),(Scenario2!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J84),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L84))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O84),(Scenario2!C84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C84),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P84)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O84)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L84))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O84),(Scenario2!C84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C84),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P84),(Scenario2!C84)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O84),(Scenario2!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C84),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q84))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E84),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U84)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T84)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q84))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E84),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U84),(Scenario2!E84)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T84),(Scenario2!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M84),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE84))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF84),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD84),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE84))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD84),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF84),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH84))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J84),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF84),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH84))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI84), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ84),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK84))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE84),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT84))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF84),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG84),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH84))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE84),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI84), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ84),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK84))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F84),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F84-Scenario3!AJ84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G84-Scenario3!AK84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G84-Scenario3!AK84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H84-Scenario3!AL84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H84))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K84),(Scenario3!G84)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F84*12),(Scenario3!F84))),(Scenario3!C84))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F84-Scenario3!AJ84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G84-Scenario3!AK84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G84-Scenario3!AK84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H84-Scenario3!AL84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H84))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K84),(Scenario3!G84)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F84*12),(Scenario3!F84))),(Scenario3!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J84),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L84))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O84),(Scenario3!C84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C84),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P84)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O84)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L84))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O84),(Scenario3!C84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C84),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P84),(Scenario3!C84)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O84),(Scenario3!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C84),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q84))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E84),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U84)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T84)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q84))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E84),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U84),(Scenario3!E84)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T84),(Scenario3!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M84),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE84))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF84),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD84),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE84))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD84),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF84),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH84))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J84),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF84),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH84))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI84), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ84),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK84))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE84),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT84))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF84),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG84),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH84))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE84),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI84), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ84),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK84))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F84),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F84-Scenario4!AJ84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G84-Scenario4!AK84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G84-Scenario4!AK84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H84-Scenario4!AL84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H84))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K84),(Scenario4!G84)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F84*12),(Scenario4!F84))),(Scenario4!C84))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F84-Scenario4!AJ84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G84-Scenario4!AK84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G84-Scenario4!AK84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H84-Scenario4!AL84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H84))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K84),(Scenario4!G84)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F84*12),(Scenario4!F84))),(Scenario4!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J84),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L84))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O84),(Scenario4!C84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C84),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P84)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O84)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L84))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O84),(Scenario4!C84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C84),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P84),(Scenario4!C84)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O84),(Scenario4!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C84),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q84))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E84),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U84)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T84)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q84))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E84),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U84),(Scenario4!E84)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T84),(Scenario4!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M84),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE84))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF84),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD84),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE84))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD84),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF84),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH84))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J84),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF84),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH84))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI84), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ84),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK84))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE84),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT84))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF84),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG84),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH84))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE84),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI84), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ84),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK84))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F84),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F84-Scenario5!AJ84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G84-Scenario5!AK84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G84-Scenario5!AK84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H84-Scenario5!AL84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H84))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K84),(Scenario5!G84)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F84*12),(Scenario5!F84))),(Scenario5!C84))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F84-Scenario5!AJ84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G84-Scenario5!AK84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G84-Scenario5!AK84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H84-Scenario5!AL84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H84))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K84),(Scenario5!G84)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F84*12),(Scenario5!F84))),(Scenario5!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J84),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L84))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O84),(Scenario5!C84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C84),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P84)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O84)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L84))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O84),(Scenario5!C84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C84),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P84),(Scenario5!C84)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O84),(Scenario5!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C84),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q84))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E84),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U84)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T84)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q84))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E84),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U84),(Scenario5!E84)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T84),(Scenario5!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M84),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE84))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF84),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD84),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE84))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD84),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF84),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH84))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J84),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF84),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH84))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI84), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ84),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK84))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE84),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT84))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF84),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG84),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH84))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE84),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI84), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ84),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK84))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F84),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F84-Scenario6!AJ84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G84-Scenario6!AK84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G84-Scenario6!AK84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H84-Scenario6!AL84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H84))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K84),(Scenario6!G84)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F84*12),(Scenario6!F84))),(Scenario6!C84))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F84-Scenario6!AJ84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G84-Scenario6!AK84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G84-Scenario6!AK84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H84-Scenario6!AL84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H84))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K84),(Scenario6!G84)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F84*12),(Scenario6!F84))),(Scenario6!C84)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK85))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J84),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L84))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O84),(Scenario6!C84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C84),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P84)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O84)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L84))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O84),(Scenario6!C84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C84),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P84),(Scenario6!C84)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O84),(Scenario6!C84))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C84),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q84))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E84),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U84)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T84)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q84))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E84),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U84),(Scenario6!E84)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T84),(Scenario6!E84))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M84),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE84))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF84),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD84),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE84))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD84),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF84),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH84))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL84),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J84),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF84),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH84))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI84), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ84),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK84))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE84),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT84))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF84),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG84),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH84))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A85+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE84),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI84), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ84),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK84))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL84),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A85+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA85,F85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB85,M85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC85,T85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED85,AA85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE85,AH85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF85,AO85),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA85,EH85),0.1),IRR((EA$3:EA85,EH85),EU84))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB85,EI85),0.1),IRR((EB$3:EB85,EI85),EV84))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC85,EJ85),0.1),IRR((EC$3:EC85,EJ85),EW84))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED85,EK85),0.1),IRR((ED$3:ED85,EK85),EX84))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE85,EL85),0.1),IRR((EE$3:EE85,EL85),EY84))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF85,EM85),0.1),IRR((EF$3:EF85,EM85),EZ84))","v":{"$error":"#VALUE!"}},84,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA85<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA85+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F85),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F85-Scenario1!AJ85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G85-Scenario1!AK85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G85-Scenario1!AK85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H85-Scenario1!AL85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H85))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K85),(Scenario1!G85)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F85*12),(Scenario1!F85))),(Scenario1!C85))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F85-Scenario1!AJ85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G85-Scenario1!AK85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G85-Scenario1!AK85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H85-Scenario1!AL85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H85))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K85),(Scenario1!G85)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F85*12),(Scenario1!F85))),(Scenario1!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J85),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L85))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O85),(Scenario1!C85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C85),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P85)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O85)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L85))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O85),(Scenario1!C85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C85),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P85),(Scenario1!C85)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O85),(Scenario1!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C85),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q85))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E85),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U85)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T85)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q85))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E85),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U85),(Scenario1!E85)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T85),(Scenario1!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M85),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE85))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF85),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD85),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE85))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD85),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF85),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH85))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J85),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF85),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH85))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI85), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ85),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK85))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE85),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT85))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF85),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG85),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH85))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE85),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI85), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ85),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK85))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F85),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F85-Scenario2!AJ85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G85-Scenario2!AK85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G85-Scenario2!AK85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H85-Scenario2!AL85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H85))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K85),(Scenario2!G85)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F85*12),(Scenario2!F85))),(Scenario2!C85))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F85-Scenario2!AJ85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G85-Scenario2!AK85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G85-Scenario2!AK85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H85-Scenario2!AL85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H85))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K85),(Scenario2!G85)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F85*12),(Scenario2!F85))),(Scenario2!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J85),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L85))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O85),(Scenario2!C85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C85),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P85)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O85)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L85))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O85),(Scenario2!C85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C85),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P85),(Scenario2!C85)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O85),(Scenario2!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C85),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q85))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E85),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U85)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T85)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q85))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E85),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U85),(Scenario2!E85)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T85),(Scenario2!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M85),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE85))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF85),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD85),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE85))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD85),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF85),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH85))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J85),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF85),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH85))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI85), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ85),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK85))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE85),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT85))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF85),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG85),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH85))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE85),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI85), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ85),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK85))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F85),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F85-Scenario3!AJ85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G85-Scenario3!AK85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G85-Scenario3!AK85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H85-Scenario3!AL85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H85))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K85),(Scenario3!G85)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F85*12),(Scenario3!F85))),(Scenario3!C85))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F85-Scenario3!AJ85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G85-Scenario3!AK85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G85-Scenario3!AK85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H85-Scenario3!AL85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H85))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K85),(Scenario3!G85)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F85*12),(Scenario3!F85))),(Scenario3!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J85),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L85))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O85),(Scenario3!C85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C85),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P85)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O85)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L85))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O85),(Scenario3!C85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C85),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P85),(Scenario3!C85)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O85),(Scenario3!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C85),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q85))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E85),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U85)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T85)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q85))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E85),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U85),(Scenario3!E85)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T85),(Scenario3!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M85),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE85))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF85),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD85),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE85))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD85),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF85),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH85))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J85),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF85),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH85))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI85), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ85),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK85))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE85),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT85))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF85),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG85),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH85))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE85),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI85), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ85),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK85))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F85),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F85-Scenario4!AJ85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G85-Scenario4!AK85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G85-Scenario4!AK85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H85-Scenario4!AL85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H85))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K85),(Scenario4!G85)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F85*12),(Scenario4!F85))),(Scenario4!C85))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F85-Scenario4!AJ85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G85-Scenario4!AK85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G85-Scenario4!AK85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H85-Scenario4!AL85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H85))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K85),(Scenario4!G85)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F85*12),(Scenario4!F85))),(Scenario4!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J85),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L85))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O85),(Scenario4!C85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C85),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P85)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O85)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L85))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O85),(Scenario4!C85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C85),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P85),(Scenario4!C85)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O85),(Scenario4!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C85),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q85))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E85),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U85)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T85)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q85))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E85),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U85),(Scenario4!E85)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T85),(Scenario4!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M85),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE85))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF85),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD85),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE85))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD85),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF85),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH85))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J85),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF85),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH85))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI85), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ85),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK85))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE85),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT85))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF85),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG85),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH85))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE85),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI85), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ85),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK85))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F85),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F85-Scenario5!AJ85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G85-Scenario5!AK85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G85-Scenario5!AK85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H85-Scenario5!AL85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H85))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K85),(Scenario5!G85)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F85*12),(Scenario5!F85))),(Scenario5!C85))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F85-Scenario5!AJ85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G85-Scenario5!AK85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G85-Scenario5!AK85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H85-Scenario5!AL85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H85))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K85),(Scenario5!G85)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F85*12),(Scenario5!F85))),(Scenario5!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J85),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L85))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O85),(Scenario5!C85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C85),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P85)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O85)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L85))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O85),(Scenario5!C85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C85),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P85),(Scenario5!C85)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O85),(Scenario5!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C85),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q85))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E85),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U85)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T85)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q85))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E85),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U85),(Scenario5!E85)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T85),(Scenario5!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M85),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE85))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF85),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD85),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE85))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD85),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF85),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH85))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J85),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF85),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH85))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI85), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ85),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK85))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE85),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT85))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF85),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG85),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH85))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE85),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI85), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ85),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK85))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F85),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F85-Scenario6!AJ85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G85-Scenario6!AK85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G85-Scenario6!AK85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H85-Scenario6!AL85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H85))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K85),(Scenario6!G85)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F85*12),(Scenario6!F85))),(Scenario6!C85))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F85-Scenario6!AJ85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G85-Scenario6!AK85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G85-Scenario6!AK85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H85-Scenario6!AL85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H85))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K85),(Scenario6!G85)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F85*12),(Scenario6!F85))),(Scenario6!C85)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK86))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J85),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L85))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O85),(Scenario6!C85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C85),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P85)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O85)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L85))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O85),(Scenario6!C85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C85),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P85),(Scenario6!C85)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O85),(Scenario6!C85))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C85),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q85))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E85),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U85)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T85)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q85))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E85),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U85),(Scenario6!E85)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T85),(Scenario6!E85))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M85),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE85))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF85),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD85),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE85))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD85),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF85),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH85))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL85),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J85),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF85),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH85))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI85), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ85),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK85))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE85),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT85))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF85),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG85),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH85))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A86+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE85),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI85), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ85),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK85))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL85),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A86+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA86,F86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB86,M86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC86,T86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED86,AA86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE86,AH86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF86,AO86),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA86,EH86),0.1),IRR((EA$3:EA86,EH86),EU85))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB86,EI86),0.1),IRR((EB$3:EB86,EI86),EV85))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC86,EJ86),0.1),IRR((EC$3:EC86,EJ86),EW85))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED86,EK86),0.1),IRR((ED$3:ED86,EK86),EX85))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE86,EL86),0.1),IRR((EE$3:EE86,EL86),EY85))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF86,EM86),0.1),IRR((EF$3:EF86,EM86),EZ85))","v":{"$error":"#VALUE!"}},85,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA86<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA86+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F86),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F86-Scenario1!AJ86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G86-Scenario1!AK86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G86-Scenario1!AK86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H86-Scenario1!AL86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H86))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K86),(Scenario1!G86)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F86*12),(Scenario1!F86))),(Scenario1!C86))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F86-Scenario1!AJ86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G86-Scenario1!AK86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G86-Scenario1!AK86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H86-Scenario1!AL86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H86))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K86),(Scenario1!G86)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F86*12),(Scenario1!F86))),(Scenario1!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J86),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L86))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O86),(Scenario1!C86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C86),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P86)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O86)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L86))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O86),(Scenario1!C86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C86),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P86),(Scenario1!C86)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O86),(Scenario1!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C86),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q86))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E86),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U86)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T86)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q86))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E86),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U86),(Scenario1!E86)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T86),(Scenario1!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M86),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE86))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF86),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD86),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE86))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD86),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF86),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH86))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J86),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF86),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH86))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI86), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ86),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK86))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE86),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT86))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF86),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG86),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH86))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE86),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI86), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ86),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK86))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F86),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F86-Scenario2!AJ86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G86-Scenario2!AK86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G86-Scenario2!AK86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H86-Scenario2!AL86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H86))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K86),(Scenario2!G86)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F86*12),(Scenario2!F86))),(Scenario2!C86))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F86-Scenario2!AJ86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G86-Scenario2!AK86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G86-Scenario2!AK86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H86-Scenario2!AL86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H86))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K86),(Scenario2!G86)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F86*12),(Scenario2!F86))),(Scenario2!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J86),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L86))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O86),(Scenario2!C86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C86),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P86)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O86)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L86))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O86),(Scenario2!C86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C86),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P86),(Scenario2!C86)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O86),(Scenario2!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C86),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q86))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E86),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U86)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T86)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q86))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E86),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U86),(Scenario2!E86)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T86),(Scenario2!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M86),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE86))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF86),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD86),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE86))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD86),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF86),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH86))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J86),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF86),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH86))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI86), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ86),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK86))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE86),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT86))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF86),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG86),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH86))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE86),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI86), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ86),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK86))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F86),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F86-Scenario3!AJ86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G86-Scenario3!AK86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G86-Scenario3!AK86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H86-Scenario3!AL86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H86))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K86),(Scenario3!G86)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F86*12),(Scenario3!F86))),(Scenario3!C86))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F86-Scenario3!AJ86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G86-Scenario3!AK86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G86-Scenario3!AK86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H86-Scenario3!AL86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H86))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K86),(Scenario3!G86)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F86*12),(Scenario3!F86))),(Scenario3!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J86),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L86))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O86),(Scenario3!C86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C86),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P86)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O86)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L86))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O86),(Scenario3!C86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C86),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P86),(Scenario3!C86)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O86),(Scenario3!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C86),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q86))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E86),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U86)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T86)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q86))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E86),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U86),(Scenario3!E86)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T86),(Scenario3!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M86),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE86))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF86),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD86),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE86))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD86),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF86),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH86))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J86),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF86),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH86))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI86), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ86),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK86))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE86),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT86))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF86),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG86),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH86))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE86),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI86), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ86),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK86))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F86),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F86-Scenario4!AJ86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G86-Scenario4!AK86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G86-Scenario4!AK86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H86-Scenario4!AL86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H86))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K86),(Scenario4!G86)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F86*12),(Scenario4!F86))),(Scenario4!C86))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F86-Scenario4!AJ86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G86-Scenario4!AK86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G86-Scenario4!AK86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H86-Scenario4!AL86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H86))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K86),(Scenario4!G86)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F86*12),(Scenario4!F86))),(Scenario4!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J86),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L86))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O86),(Scenario4!C86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C86),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P86)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O86)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L86))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O86),(Scenario4!C86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C86),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P86),(Scenario4!C86)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O86),(Scenario4!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C86),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q86))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E86),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U86)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T86)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q86))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E86),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U86),(Scenario4!E86)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T86),(Scenario4!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M86),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE86))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF86),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD86),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE86))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD86),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF86),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH86))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J86),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF86),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH86))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI86), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ86),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK86))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE86),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT86))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF86),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG86),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH86))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE86),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI86), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ86),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK86))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F86),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F86-Scenario5!AJ86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G86-Scenario5!AK86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G86-Scenario5!AK86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H86-Scenario5!AL86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H86))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K86),(Scenario5!G86)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F86*12),(Scenario5!F86))),(Scenario5!C86))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F86-Scenario5!AJ86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G86-Scenario5!AK86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G86-Scenario5!AK86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H86-Scenario5!AL86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H86))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K86),(Scenario5!G86)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F86*12),(Scenario5!F86))),(Scenario5!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J86),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L86))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O86),(Scenario5!C86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C86),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P86)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O86)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L86))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O86),(Scenario5!C86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C86),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P86),(Scenario5!C86)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O86),(Scenario5!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C86),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q86))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E86),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U86)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T86)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q86))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E86),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U86),(Scenario5!E86)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T86),(Scenario5!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M86),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE86))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF86),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD86),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE86))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD86),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF86),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH86))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J86),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF86),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH86))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI86), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ86),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK86))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE86),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT86))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF86),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG86),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH86))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE86),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI86), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ86),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK86))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F86),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F86-Scenario6!AJ86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G86-Scenario6!AK86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G86-Scenario6!AK86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H86-Scenario6!AL86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H86))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K86),(Scenario6!G86)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F86*12),(Scenario6!F86))),(Scenario6!C86))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F86-Scenario6!AJ86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G86-Scenario6!AK86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G86-Scenario6!AK86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H86-Scenario6!AL86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H86))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K86),(Scenario6!G86)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F86*12),(Scenario6!F86))),(Scenario6!C86)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK87))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J86),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L86))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O86),(Scenario6!C86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C86),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P86)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O86)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L86))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O86),(Scenario6!C86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C86),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P86),(Scenario6!C86)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O86),(Scenario6!C86))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C86),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q86))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E86),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U86)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T86)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q86))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E86),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U86),(Scenario6!E86)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T86),(Scenario6!E86))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M86),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE86))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF86),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD86),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE86))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD86),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF86),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH86))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL86),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J86),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF86),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH86))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI86), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ86),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK86))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE86),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT86))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF86),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG86),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH86))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A87+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE86),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI86), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ86),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK86))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL86),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A87+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA87,F87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB87,M87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC87,T87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED87,AA87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE87,AH87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF87,AO87),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA87,EH87),0.1),IRR((EA$3:EA87,EH87),EU86))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB87,EI87),0.1),IRR((EB$3:EB87,EI87),EV86))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC87,EJ87),0.1),IRR((EC$3:EC87,EJ87),EW86))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED87,EK87),0.1),IRR((ED$3:ED87,EK87),EX86))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE87,EL87),0.1),IRR((EE$3:EE87,EL87),EY86))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF87,EM87),0.1),IRR((EF$3:EF87,EM87),EZ86))","v":{"$error":"#VALUE!"}},86,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA87<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA87+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F87),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F87-Scenario1!AJ87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G87-Scenario1!AK87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G87-Scenario1!AK87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H87-Scenario1!AL87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H87))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K87),(Scenario1!G87)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F87*12),(Scenario1!F87))),(Scenario1!C87))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F87-Scenario1!AJ87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G87-Scenario1!AK87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G87-Scenario1!AK87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H87-Scenario1!AL87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H87))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K87),(Scenario1!G87)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F87*12),(Scenario1!F87))),(Scenario1!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J87),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L87))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O87),(Scenario1!C87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C87),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P87)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O87)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L87))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O87),(Scenario1!C87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C87),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P87),(Scenario1!C87)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O87),(Scenario1!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C87),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q87))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E87),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U87)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T87)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q87))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E87),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U87),(Scenario1!E87)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T87),(Scenario1!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M87),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE87))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF87),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD87),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE87))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD87),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF87),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH87))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J87),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF87),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH87))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI87), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ87),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK87))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE87),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT87))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF87),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG87),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH87))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE87),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI87), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ87),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK87))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F87),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F87-Scenario2!AJ87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G87-Scenario2!AK87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G87-Scenario2!AK87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H87-Scenario2!AL87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H87))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K87),(Scenario2!G87)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F87*12),(Scenario2!F87))),(Scenario2!C87))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F87-Scenario2!AJ87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G87-Scenario2!AK87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G87-Scenario2!AK87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H87-Scenario2!AL87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H87))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K87),(Scenario2!G87)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F87*12),(Scenario2!F87))),(Scenario2!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J87),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L87))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O87),(Scenario2!C87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C87),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P87)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O87)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L87))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O87),(Scenario2!C87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C87),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P87),(Scenario2!C87)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O87),(Scenario2!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C87),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q87))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E87),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U87)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T87)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q87))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E87),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U87),(Scenario2!E87)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T87),(Scenario2!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M87),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE87))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF87),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD87),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE87))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD87),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF87),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH87))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J87),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF87),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH87))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI87), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ87),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK87))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE87),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT87))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF87),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG87),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH87))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE87),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI87), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ87),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK87))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F87),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F87-Scenario3!AJ87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G87-Scenario3!AK87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G87-Scenario3!AK87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H87-Scenario3!AL87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H87))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K87),(Scenario3!G87)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F87*12),(Scenario3!F87))),(Scenario3!C87))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F87-Scenario3!AJ87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G87-Scenario3!AK87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G87-Scenario3!AK87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H87-Scenario3!AL87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H87))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K87),(Scenario3!G87)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F87*12),(Scenario3!F87))),(Scenario3!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J87),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L87))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O87),(Scenario3!C87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C87),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P87)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O87)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L87))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O87),(Scenario3!C87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C87),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P87),(Scenario3!C87)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O87),(Scenario3!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C87),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q87))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E87),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U87)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T87)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q87))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E87),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U87),(Scenario3!E87)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T87),(Scenario3!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M87),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE87))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF87),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD87),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE87))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD87),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF87),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH87))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J87),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF87),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH87))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI87), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ87),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK87))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE87),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT87))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF87),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG87),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH87))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE87),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI87), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ87),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK87))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F87),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F87-Scenario4!AJ87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G87-Scenario4!AK87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G87-Scenario4!AK87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H87-Scenario4!AL87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H87))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K87),(Scenario4!G87)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F87*12),(Scenario4!F87))),(Scenario4!C87))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F87-Scenario4!AJ87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G87-Scenario4!AK87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G87-Scenario4!AK87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H87-Scenario4!AL87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H87))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K87),(Scenario4!G87)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F87*12),(Scenario4!F87))),(Scenario4!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J87),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L87))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O87),(Scenario4!C87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C87),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P87)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O87)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L87))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O87),(Scenario4!C87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C87),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P87),(Scenario4!C87)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O87),(Scenario4!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C87),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q87))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E87),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U87)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T87)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q87))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E87),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U87),(Scenario4!E87)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T87),(Scenario4!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M87),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE87))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF87),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD87),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE87))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD87),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF87),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH87))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J87),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF87),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH87))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI87), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ87),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK87))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE87),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT87))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF87),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG87),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH87))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE87),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI87), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ87),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK87))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F87),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F87-Scenario5!AJ87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G87-Scenario5!AK87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G87-Scenario5!AK87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H87-Scenario5!AL87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H87))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K87),(Scenario5!G87)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F87*12),(Scenario5!F87))),(Scenario5!C87))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F87-Scenario5!AJ87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G87-Scenario5!AK87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G87-Scenario5!AK87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H87-Scenario5!AL87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H87))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K87),(Scenario5!G87)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F87*12),(Scenario5!F87))),(Scenario5!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J87),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L87))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O87),(Scenario5!C87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C87),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P87)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O87)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L87))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O87),(Scenario5!C87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C87),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P87),(Scenario5!C87)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O87),(Scenario5!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C87),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q87))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E87),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U87)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T87)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q87))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E87),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U87),(Scenario5!E87)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T87),(Scenario5!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M87),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE87))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF87),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD87),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE87))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD87),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF87),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH87))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J87),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF87),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH87))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI87), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ87),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK87))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE87),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT87))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF87),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG87),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH87))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE87),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI87), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ87),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK87))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F87),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F87-Scenario6!AJ87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G87-Scenario6!AK87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G87-Scenario6!AK87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H87-Scenario6!AL87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H87))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K87),(Scenario6!G87)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F87*12),(Scenario6!F87))),(Scenario6!C87))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F87-Scenario6!AJ87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G87-Scenario6!AK87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G87-Scenario6!AK87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H87-Scenario6!AL87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H87))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K87),(Scenario6!G87)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F87*12),(Scenario6!F87))),(Scenario6!C87)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK88))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J87),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L87))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O87),(Scenario6!C87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C87),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P87)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O87)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L87))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O87),(Scenario6!C87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C87),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P87),(Scenario6!C87)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O87),(Scenario6!C87))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C87),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q87))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E87),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U87)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T87)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q87))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E87),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U87),(Scenario6!E87)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T87),(Scenario6!E87))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M87),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE87))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF87),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD87),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE87))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD87),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF87),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH87))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL87),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J87),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF87),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH87))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI87), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ87),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK87))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE87),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT87))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF87),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG87),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH87))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A88+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE87),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI87), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ87),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK87))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL87),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A88+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA88,F88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB88,M88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC88,T88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED88,AA88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE88,AH88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF88,AO88),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA88,EH88),0.1),IRR((EA$3:EA88,EH88),EU87))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB88,EI88),0.1),IRR((EB$3:EB88,EI88),EV87))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC88,EJ88),0.1),IRR((EC$3:EC88,EJ88),EW87))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED88,EK88),0.1),IRR((ED$3:ED88,EK88),EX87))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE88,EL88),0.1),IRR((EE$3:EE88,EL88),EY87))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF88,EM88),0.1),IRR((EF$3:EF88,EM88),EZ87))","v":{"$error":"#VALUE!"}},87,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA88<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA88+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F88),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F88-Scenario1!AJ88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G88-Scenario1!AK88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G88-Scenario1!AK88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H88-Scenario1!AL88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H88))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K88),(Scenario1!G88)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F88*12),(Scenario1!F88))),(Scenario1!C88))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F88-Scenario1!AJ88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G88-Scenario1!AK88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G88-Scenario1!AK88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H88-Scenario1!AL88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H88))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K88),(Scenario1!G88)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F88*12),(Scenario1!F88))),(Scenario1!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J88),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L88))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O88),(Scenario1!C88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C88),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P88)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O88)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L88))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O88),(Scenario1!C88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C88),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P88),(Scenario1!C88)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O88),(Scenario1!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C88),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q88))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E88),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U88)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T88)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q88))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E88),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U88),(Scenario1!E88)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T88),(Scenario1!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M88),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE88))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF88),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD88),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE88))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD88),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF88),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH88))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J88),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF88),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH88))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI88), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ88),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK88))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE88),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT88))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF88),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG88),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH88))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE88),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI88), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ88),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK88))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F88),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F88-Scenario2!AJ88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G88-Scenario2!AK88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G88-Scenario2!AK88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H88-Scenario2!AL88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H88))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K88),(Scenario2!G88)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F88*12),(Scenario2!F88))),(Scenario2!C88))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F88-Scenario2!AJ88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G88-Scenario2!AK88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G88-Scenario2!AK88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H88-Scenario2!AL88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H88))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K88),(Scenario2!G88)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F88*12),(Scenario2!F88))),(Scenario2!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J88),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L88))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O88),(Scenario2!C88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C88),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P88)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O88)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L88))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O88),(Scenario2!C88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C88),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P88),(Scenario2!C88)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O88),(Scenario2!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C88),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q88))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E88),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U88)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T88)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q88))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E88),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U88),(Scenario2!E88)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T88),(Scenario2!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M88),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE88))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF88),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD88),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE88))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD88),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF88),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH88))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J88),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF88),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH88))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI88), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ88),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK88))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE88),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT88))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF88),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG88),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH88))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE88),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI88), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ88),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK88))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F88),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F88-Scenario3!AJ88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G88-Scenario3!AK88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G88-Scenario3!AK88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H88-Scenario3!AL88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H88))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K88),(Scenario3!G88)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F88*12),(Scenario3!F88))),(Scenario3!C88))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F88-Scenario3!AJ88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G88-Scenario3!AK88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G88-Scenario3!AK88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H88-Scenario3!AL88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H88))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K88),(Scenario3!G88)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F88*12),(Scenario3!F88))),(Scenario3!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J88),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L88))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O88),(Scenario3!C88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C88),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P88)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O88)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L88))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O88),(Scenario3!C88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C88),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P88),(Scenario3!C88)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O88),(Scenario3!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C88),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q88))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E88),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U88)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T88)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q88))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E88),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U88),(Scenario3!E88)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T88),(Scenario3!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M88),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE88))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF88),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD88),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE88))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD88),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF88),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH88))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J88),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF88),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH88))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI88), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ88),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK88))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE88),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT88))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF88),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG88),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH88))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE88),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI88), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ88),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK88))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F88),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F88-Scenario4!AJ88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G88-Scenario4!AK88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G88-Scenario4!AK88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H88-Scenario4!AL88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H88))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K88),(Scenario4!G88)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F88*12),(Scenario4!F88))),(Scenario4!C88))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F88-Scenario4!AJ88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G88-Scenario4!AK88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G88-Scenario4!AK88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H88-Scenario4!AL88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H88))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K88),(Scenario4!G88)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F88*12),(Scenario4!F88))),(Scenario4!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J88),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L88))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O88),(Scenario4!C88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C88),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P88)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O88)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L88))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O88),(Scenario4!C88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C88),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P88),(Scenario4!C88)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O88),(Scenario4!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C88),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q88))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E88),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U88)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T88)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q88))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E88),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U88),(Scenario4!E88)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T88),(Scenario4!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M88),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE88))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF88),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD88),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE88))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD88),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF88),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH88))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J88),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF88),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH88))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI88), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ88),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK88))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE88),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT88))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF88),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG88),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH88))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE88),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI88), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ88),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK88))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F88),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F88-Scenario5!AJ88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G88-Scenario5!AK88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G88-Scenario5!AK88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H88-Scenario5!AL88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H88))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K88),(Scenario5!G88)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F88*12),(Scenario5!F88))),(Scenario5!C88))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F88-Scenario5!AJ88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G88-Scenario5!AK88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G88-Scenario5!AK88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H88-Scenario5!AL88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H88))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K88),(Scenario5!G88)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F88*12),(Scenario5!F88))),(Scenario5!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J88),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L88))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O88),(Scenario5!C88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C88),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P88)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O88)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L88))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O88),(Scenario5!C88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C88),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P88),(Scenario5!C88)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O88),(Scenario5!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C88),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q88))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E88),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U88)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T88)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q88))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E88),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U88),(Scenario5!E88)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T88),(Scenario5!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M88),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE88))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF88),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD88),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE88))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD88),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF88),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH88))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J88),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF88),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH88))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI88), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ88),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK88))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE88),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT88))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF88),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG88),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH88))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE88),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI88), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ88),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK88))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F88),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F88-Scenario6!AJ88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G88-Scenario6!AK88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G88-Scenario6!AK88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H88-Scenario6!AL88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H88))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K88),(Scenario6!G88)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F88*12),(Scenario6!F88))),(Scenario6!C88))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F88-Scenario6!AJ88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G88-Scenario6!AK88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G88-Scenario6!AK88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H88-Scenario6!AL88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H88))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K88),(Scenario6!G88)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F88*12),(Scenario6!F88))),(Scenario6!C88)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK89))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J88),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L88))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O88),(Scenario6!C88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C88),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P88)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O88)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L88))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O88),(Scenario6!C88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C88),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P88),(Scenario6!C88)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O88),(Scenario6!C88))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C88),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q88))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E88),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U88)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T88)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q88))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E88),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U88),(Scenario6!E88)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T88),(Scenario6!E88))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M88),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE88))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF88),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD88),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE88))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD88),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF88),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH88))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL88),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J88),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF88),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH88))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI88), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ88),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK88))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE88),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT88))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF88),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG88),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH88))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A89+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE88),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI88), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ88),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK88))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL88),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A89+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA89,F89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB89,M89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC89,T89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED89,AA89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE89,AH89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF89,AO89),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA89,EH89),0.1),IRR((EA$3:EA89,EH89),EU88))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB89,EI89),0.1),IRR((EB$3:EB89,EI89),EV88))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC89,EJ89),0.1),IRR((EC$3:EC89,EJ89),EW88))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED89,EK89),0.1),IRR((ED$3:ED89,EK89),EX88))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE89,EL89),0.1),IRR((EE$3:EE89,EL89),EY88))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF89,EM89),0.1),IRR((EF$3:EF89,EM89),EZ88))","v":{"$error":"#VALUE!"}},88,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA89<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA89+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F89),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F89-Scenario1!AJ89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G89-Scenario1!AK89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G89-Scenario1!AK89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H89-Scenario1!AL89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H89))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K89),(Scenario1!G89)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F89*12),(Scenario1!F89))),(Scenario1!C89))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F89-Scenario1!AJ89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G89-Scenario1!AK89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G89-Scenario1!AK89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H89-Scenario1!AL89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H89))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K89),(Scenario1!G89)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F89*12),(Scenario1!F89))),(Scenario1!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J89),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L89))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O89),(Scenario1!C89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C89),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P89)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O89)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L89))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O89),(Scenario1!C89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C89),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P89),(Scenario1!C89)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O89),(Scenario1!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C89),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q89))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E89),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U89)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T89)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q89))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E89),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U89),(Scenario1!E89)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T89),(Scenario1!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M89),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE89))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF89),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD89),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE89))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD89),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF89),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH89))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J89),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF89),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH89))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI89), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ89),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK89))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE89),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT89))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF89),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG89),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH89))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE89),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI89), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ89),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK89))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F89),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F89-Scenario2!AJ89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G89-Scenario2!AK89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G89-Scenario2!AK89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H89-Scenario2!AL89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H89))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K89),(Scenario2!G89)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F89*12),(Scenario2!F89))),(Scenario2!C89))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F89-Scenario2!AJ89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G89-Scenario2!AK89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G89-Scenario2!AK89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H89-Scenario2!AL89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H89))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K89),(Scenario2!G89)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F89*12),(Scenario2!F89))),(Scenario2!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J89),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L89))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O89),(Scenario2!C89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C89),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P89)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O89)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L89))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O89),(Scenario2!C89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C89),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P89),(Scenario2!C89)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O89),(Scenario2!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C89),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q89))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E89),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U89)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T89)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q89))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E89),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U89),(Scenario2!E89)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T89),(Scenario2!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M89),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE89))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF89),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD89),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE89))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD89),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF89),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH89))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J89),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF89),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH89))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI89), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ89),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK89))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE89),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT89))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF89),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG89),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH89))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE89),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI89), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ89),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK89))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F89),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F89-Scenario3!AJ89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G89-Scenario3!AK89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G89-Scenario3!AK89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H89-Scenario3!AL89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H89))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K89),(Scenario3!G89)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F89*12),(Scenario3!F89))),(Scenario3!C89))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F89-Scenario3!AJ89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G89-Scenario3!AK89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G89-Scenario3!AK89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H89-Scenario3!AL89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H89))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K89),(Scenario3!G89)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F89*12),(Scenario3!F89))),(Scenario3!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J89),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L89))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O89),(Scenario3!C89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C89),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P89)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O89)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L89))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O89),(Scenario3!C89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C89),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P89),(Scenario3!C89)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O89),(Scenario3!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C89),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q89))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E89),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U89)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T89)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q89))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E89),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U89),(Scenario3!E89)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T89),(Scenario3!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M89),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE89))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF89),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD89),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE89))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD89),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF89),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH89))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J89),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF89),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH89))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI89), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ89),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK89))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE89),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT89))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF89),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG89),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH89))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE89),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI89), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ89),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK89))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F89),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F89-Scenario4!AJ89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G89-Scenario4!AK89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G89-Scenario4!AK89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H89-Scenario4!AL89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H89))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K89),(Scenario4!G89)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F89*12),(Scenario4!F89))),(Scenario4!C89))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F89-Scenario4!AJ89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G89-Scenario4!AK89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G89-Scenario4!AK89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H89-Scenario4!AL89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H89))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K89),(Scenario4!G89)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F89*12),(Scenario4!F89))),(Scenario4!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J89),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L89))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O89),(Scenario4!C89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C89),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P89)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O89)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L89))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O89),(Scenario4!C89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C89),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P89),(Scenario4!C89)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O89),(Scenario4!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C89),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q89))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E89),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U89)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T89)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q89))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E89),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U89),(Scenario4!E89)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T89),(Scenario4!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M89),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE89))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF89),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD89),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE89))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD89),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF89),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH89))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J89),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF89),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH89))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI89), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ89),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK89))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE89),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT89))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF89),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG89),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH89))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE89),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI89), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ89),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK89))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F89),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F89-Scenario5!AJ89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G89-Scenario5!AK89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G89-Scenario5!AK89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H89-Scenario5!AL89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H89))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K89),(Scenario5!G89)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F89*12),(Scenario5!F89))),(Scenario5!C89))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F89-Scenario5!AJ89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G89-Scenario5!AK89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G89-Scenario5!AK89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H89-Scenario5!AL89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H89))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K89),(Scenario5!G89)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F89*12),(Scenario5!F89))),(Scenario5!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J89),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L89))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O89),(Scenario5!C89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C89),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P89)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O89)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L89))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O89),(Scenario5!C89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C89),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P89),(Scenario5!C89)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O89),(Scenario5!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C89),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q89))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E89),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U89)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T89)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q89))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E89),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U89),(Scenario5!E89)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T89),(Scenario5!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M89),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE89))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF89),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD89),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE89))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD89),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF89),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH89))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J89),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF89),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH89))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI89), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ89),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK89))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE89),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT89))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF89),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG89),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH89))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE89),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI89), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ89),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK89))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F89),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F89-Scenario6!AJ89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G89-Scenario6!AK89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G89-Scenario6!AK89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H89-Scenario6!AL89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H89))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K89),(Scenario6!G89)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F89*12),(Scenario6!F89))),(Scenario6!C89))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F89-Scenario6!AJ89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G89-Scenario6!AK89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G89-Scenario6!AK89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H89-Scenario6!AL89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H89))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K89),(Scenario6!G89)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F89*12),(Scenario6!F89))),(Scenario6!C89)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK90))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J89),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L89))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O89),(Scenario6!C89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C89),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P89)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O89)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L89))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O89),(Scenario6!C89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C89),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P89),(Scenario6!C89)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O89),(Scenario6!C89))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C89),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q89))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E89),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U89)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T89)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q89))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E89),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U89),(Scenario6!E89)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T89),(Scenario6!E89))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M89),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE89))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF89),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD89),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE89))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD89),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF89),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH89))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL89),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J89),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF89),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH89))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI89), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ89),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK89))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE89),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT89))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF89),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG89),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH89))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A90+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE89),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI89), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ89),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK89))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL89),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A90+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA90,F90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB90,M90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC90,T90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED90,AA90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE90,AH90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF90,AO90),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA90,EH90),0.1),IRR((EA$3:EA90,EH90),EU89))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB90,EI90),0.1),IRR((EB$3:EB90,EI90),EV89))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC90,EJ90),0.1),IRR((EC$3:EC90,EJ90),EW89))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED90,EK90),0.1),IRR((ED$3:ED90,EK90),EX89))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE90,EL90),0.1),IRR((EE$3:EE90,EL90),EY89))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF90,EM90),0.1),IRR((EF$3:EF90,EM90),EZ89))","v":{"$error":"#VALUE!"}},89,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA90<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA90+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F90),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F90-Scenario1!AJ90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G90-Scenario1!AK90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G90-Scenario1!AK90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H90-Scenario1!AL90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H90))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K90),(Scenario1!G90)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F90*12),(Scenario1!F90))),(Scenario1!C90))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F90-Scenario1!AJ90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G90-Scenario1!AK90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G90-Scenario1!AK90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H90-Scenario1!AL90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H90))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K90),(Scenario1!G90)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F90*12),(Scenario1!F90))),(Scenario1!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J90),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L90))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O90),(Scenario1!C90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C90),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P90)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O90)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L90))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O90),(Scenario1!C90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C90),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P90),(Scenario1!C90)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O90),(Scenario1!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C90),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q90))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E90),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U90)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T90)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q90))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E90),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U90),(Scenario1!E90)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T90),(Scenario1!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M90),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE90))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF90),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD90),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE90))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD90),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF90),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH90))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J90),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF90),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH90))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI90), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ90),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK90))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE90),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT90))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF90),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG90),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH90))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE90),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI90), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ90),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK90))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F90),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F90-Scenario2!AJ90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G90-Scenario2!AK90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G90-Scenario2!AK90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H90-Scenario2!AL90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H90))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K90),(Scenario2!G90)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F90*12),(Scenario2!F90))),(Scenario2!C90))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F90-Scenario2!AJ90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G90-Scenario2!AK90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G90-Scenario2!AK90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H90-Scenario2!AL90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H90))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K90),(Scenario2!G90)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F90*12),(Scenario2!F90))),(Scenario2!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J90),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L90))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O90),(Scenario2!C90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C90),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P90)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O90)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L90))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O90),(Scenario2!C90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C90),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P90),(Scenario2!C90)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O90),(Scenario2!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C90),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q90))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E90),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U90)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T90)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q90))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E90),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U90),(Scenario2!E90)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T90),(Scenario2!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M90),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE90))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF90),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD90),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE90))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD90),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF90),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH90))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J90),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF90),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH90))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI90), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ90),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK90))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE90),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT90))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF90),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG90),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH90))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE90),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI90), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ90),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK90))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F90),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F90-Scenario3!AJ90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G90-Scenario3!AK90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G90-Scenario3!AK90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H90-Scenario3!AL90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H90))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K90),(Scenario3!G90)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F90*12),(Scenario3!F90))),(Scenario3!C90))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F90-Scenario3!AJ90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G90-Scenario3!AK90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G90-Scenario3!AK90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H90-Scenario3!AL90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H90))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K90),(Scenario3!G90)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F90*12),(Scenario3!F90))),(Scenario3!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J90),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L90))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O90),(Scenario3!C90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C90),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P90)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O90)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L90))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O90),(Scenario3!C90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C90),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P90),(Scenario3!C90)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O90),(Scenario3!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C90),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q90))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E90),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U90)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T90)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q90))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E90),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U90),(Scenario3!E90)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T90),(Scenario3!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M90),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE90))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF90),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD90),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE90))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD90),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF90),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH90))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J90),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF90),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH90))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI90), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ90),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK90))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE90),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT90))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF90),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG90),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH90))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE90),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI90), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ90),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK90))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F90),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F90-Scenario4!AJ90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G90-Scenario4!AK90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G90-Scenario4!AK90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H90-Scenario4!AL90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H90))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K90),(Scenario4!G90)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F90*12),(Scenario4!F90))),(Scenario4!C90))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F90-Scenario4!AJ90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G90-Scenario4!AK90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G90-Scenario4!AK90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H90-Scenario4!AL90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H90))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K90),(Scenario4!G90)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F90*12),(Scenario4!F90))),(Scenario4!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J90),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L90))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O90),(Scenario4!C90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C90),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P90)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O90)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L90))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O90),(Scenario4!C90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C90),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P90),(Scenario4!C90)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O90),(Scenario4!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C90),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q90))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E90),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U90)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T90)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q90))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E90),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U90),(Scenario4!E90)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T90),(Scenario4!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M90),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE90))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF90),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD90),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE90))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD90),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF90),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH90))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J90),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF90),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH90))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI90), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ90),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK90))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE90),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT90))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF90),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG90),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH90))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE90),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI90), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ90),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK90))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F90),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F90-Scenario5!AJ90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G90-Scenario5!AK90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G90-Scenario5!AK90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H90-Scenario5!AL90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H90))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K90),(Scenario5!G90)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F90*12),(Scenario5!F90))),(Scenario5!C90))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F90-Scenario5!AJ90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G90-Scenario5!AK90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G90-Scenario5!AK90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H90-Scenario5!AL90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H90))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K90),(Scenario5!G90)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F90*12),(Scenario5!F90))),(Scenario5!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J90),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L90))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O90),(Scenario5!C90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C90),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P90)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O90)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L90))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O90),(Scenario5!C90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C90),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P90),(Scenario5!C90)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O90),(Scenario5!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C90),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q90))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E90),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U90)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T90)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q90))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E90),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U90),(Scenario5!E90)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T90),(Scenario5!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M90),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE90))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF90),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD90),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE90))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD90),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF90),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH90))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J90),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF90),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH90))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI90), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ90),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK90))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE90),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT90))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF90),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG90),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH90))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE90),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI90), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ90),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK90))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F90),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F90-Scenario6!AJ90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G90-Scenario6!AK90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G90-Scenario6!AK90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H90-Scenario6!AL90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H90))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K90),(Scenario6!G90)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F90*12),(Scenario6!F90))),(Scenario6!C90))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F90-Scenario6!AJ90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G90-Scenario6!AK90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G90-Scenario6!AK90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H90-Scenario6!AL90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H90))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K90),(Scenario6!G90)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F90*12),(Scenario6!F90))),(Scenario6!C90)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK91))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J90),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L90))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O90),(Scenario6!C90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C90),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P90)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O90)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L90))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O90),(Scenario6!C90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C90),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P90),(Scenario6!C90)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O90),(Scenario6!C90))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C90),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q90))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E90),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U90)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T90)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q90))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E90),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U90),(Scenario6!E90)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T90),(Scenario6!E90))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M90),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE90))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF90),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD90),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE90))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD90),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF90),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH90))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL90),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J90),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF90),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH90))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI90), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ90),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK90))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE90),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT90))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF90),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG90),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH90))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A91+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE90),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI90), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ90),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK90))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL90),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A91+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA91,F91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB91,M91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC91,T91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED91,AA91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE91,AH91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF91,AO91),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA91,EH91),0.1),IRR((EA$3:EA91,EH91),EU90))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB91,EI91),0.1),IRR((EB$3:EB91,EI91),EV90))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC91,EJ91),0.1),IRR((EC$3:EC91,EJ91),EW90))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED91,EK91),0.1),IRR((ED$3:ED91,EK91),EX90))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE91,EL91),0.1),IRR((EE$3:EE91,EL91),EY90))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF91,EM91),0.1),IRR((EF$3:EF91,EM91),EZ90))","v":{"$error":"#VALUE!"}},90,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA91<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA91+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F91),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F91-Scenario1!AJ91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G91-Scenario1!AK91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G91-Scenario1!AK91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H91-Scenario1!AL91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H91))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K91),(Scenario1!G91)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F91*12),(Scenario1!F91))),(Scenario1!C91))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F91-Scenario1!AJ91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G91-Scenario1!AK91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G91-Scenario1!AK91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H91-Scenario1!AL91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H91))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K91),(Scenario1!G91)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F91*12),(Scenario1!F91))),(Scenario1!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J91),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L91))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O91),(Scenario1!C91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C91),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P91)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O91)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L91))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O91),(Scenario1!C91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C91),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P91),(Scenario1!C91)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O91),(Scenario1!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C91),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q91))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E91),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U91)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T91)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q91))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E91),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U91),(Scenario1!E91)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T91),(Scenario1!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M91),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE91))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF91),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD91),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE91))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD91),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF91),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH91))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J91),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF91),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH91))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI91), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ91),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK91))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE91),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT91))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF91),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG91),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH91))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE91),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI91), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ91),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK91))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F91),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F91-Scenario2!AJ91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G91-Scenario2!AK91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G91-Scenario2!AK91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H91-Scenario2!AL91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H91))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K91),(Scenario2!G91)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F91*12),(Scenario2!F91))),(Scenario2!C91))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F91-Scenario2!AJ91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G91-Scenario2!AK91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G91-Scenario2!AK91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H91-Scenario2!AL91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H91))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K91),(Scenario2!G91)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F91*12),(Scenario2!F91))),(Scenario2!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J91),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L91))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O91),(Scenario2!C91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C91),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P91)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O91)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L91))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O91),(Scenario2!C91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C91),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P91),(Scenario2!C91)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O91),(Scenario2!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C91),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q91))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E91),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U91)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T91)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q91))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E91),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U91),(Scenario2!E91)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T91),(Scenario2!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M91),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE91))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF91),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD91),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE91))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD91),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF91),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH91))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J91),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF91),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH91))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI91), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ91),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK91))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE91),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT91))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF91),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG91),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH91))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE91),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI91), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ91),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK91))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F91),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F91-Scenario3!AJ91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G91-Scenario3!AK91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G91-Scenario3!AK91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H91-Scenario3!AL91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H91))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K91),(Scenario3!G91)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F91*12),(Scenario3!F91))),(Scenario3!C91))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F91-Scenario3!AJ91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G91-Scenario3!AK91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G91-Scenario3!AK91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H91-Scenario3!AL91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H91))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K91),(Scenario3!G91)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F91*12),(Scenario3!F91))),(Scenario3!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J91),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L91))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O91),(Scenario3!C91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C91),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P91)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O91)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L91))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O91),(Scenario3!C91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C91),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P91),(Scenario3!C91)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O91),(Scenario3!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C91),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q91))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E91),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U91)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T91)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q91))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E91),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U91),(Scenario3!E91)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T91),(Scenario3!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M91),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE91))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF91),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD91),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE91))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD91),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF91),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH91))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J91),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF91),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH91))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI91), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ91),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK91))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE91),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT91))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF91),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG91),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH91))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE91),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI91), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ91),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK91))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F91),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F91-Scenario4!AJ91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G91-Scenario4!AK91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G91-Scenario4!AK91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H91-Scenario4!AL91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H91))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K91),(Scenario4!G91)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F91*12),(Scenario4!F91))),(Scenario4!C91))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F91-Scenario4!AJ91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G91-Scenario4!AK91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G91-Scenario4!AK91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H91-Scenario4!AL91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H91))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K91),(Scenario4!G91)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F91*12),(Scenario4!F91))),(Scenario4!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J91),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L91))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O91),(Scenario4!C91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C91),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P91)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O91)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L91))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O91),(Scenario4!C91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C91),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P91),(Scenario4!C91)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O91),(Scenario4!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C91),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q91))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E91),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U91)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T91)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q91))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E91),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U91),(Scenario4!E91)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T91),(Scenario4!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M91),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE91))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF91),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD91),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE91))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD91),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF91),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH91))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J91),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF91),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH91))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI91), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ91),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK91))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE91),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT91))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF91),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG91),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH91))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE91),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI91), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ91),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK91))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F91),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F91-Scenario5!AJ91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G91-Scenario5!AK91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G91-Scenario5!AK91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H91-Scenario5!AL91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H91))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K91),(Scenario5!G91)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F91*12),(Scenario5!F91))),(Scenario5!C91))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F91-Scenario5!AJ91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G91-Scenario5!AK91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G91-Scenario5!AK91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H91-Scenario5!AL91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H91))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K91),(Scenario5!G91)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F91*12),(Scenario5!F91))),(Scenario5!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J91),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L91))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O91),(Scenario5!C91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C91),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P91)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O91)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L91))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O91),(Scenario5!C91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C91),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P91),(Scenario5!C91)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O91),(Scenario5!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C91),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q91))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E91),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U91)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T91)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q91))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E91),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U91),(Scenario5!E91)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T91),(Scenario5!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M91),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE91))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF91),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD91),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE91))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD91),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF91),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH91))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J91),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF91),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH91))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI91), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ91),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK91))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE91),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT91))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF91),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG91),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH91))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE91),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI91), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ91),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK91))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F91),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F91-Scenario6!AJ91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G91-Scenario6!AK91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G91-Scenario6!AK91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H91-Scenario6!AL91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H91))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K91),(Scenario6!G91)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F91*12),(Scenario6!F91))),(Scenario6!C91))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F91-Scenario6!AJ91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G91-Scenario6!AK91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G91-Scenario6!AK91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H91-Scenario6!AL91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H91))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K91),(Scenario6!G91)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F91*12),(Scenario6!F91))),(Scenario6!C91)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK92))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J91),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L91))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O91),(Scenario6!C91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C91),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P91)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O91)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L91))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O91),(Scenario6!C91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C91),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P91),(Scenario6!C91)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O91),(Scenario6!C91))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C91),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q91))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E91),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U91)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T91)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q91))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E91),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U91),(Scenario6!E91)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T91),(Scenario6!E91))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M91),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE91))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF91),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD91),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE91))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD91),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF91),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH91))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL91),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J91),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF91),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH91))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI91), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ91),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK91))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE91),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT91))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF91),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG91),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH91))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A92+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE91),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI91), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ91),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK91))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL91),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A92+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA92,F92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB92,M92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC92,T92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED92,AA92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE92,AH92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF92,AO92),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA92,EH92),0.1),IRR((EA$3:EA92,EH92),EU91))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB92,EI92),0.1),IRR((EB$3:EB92,EI92),EV91))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC92,EJ92),0.1),IRR((EC$3:EC92,EJ92),EW91))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED92,EK92),0.1),IRR((ED$3:ED92,EK92),EX91))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE92,EL92),0.1),IRR((EE$3:EE92,EL92),EY91))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF92,EM92),0.1),IRR((EF$3:EF92,EM92),EZ91))","v":{"$error":"#VALUE!"}},91,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA92<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA92+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F92),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F92-Scenario1!AJ92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G92-Scenario1!AK92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G92-Scenario1!AK92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H92-Scenario1!AL92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H92))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K92),(Scenario1!G92)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F92*12),(Scenario1!F92))),(Scenario1!C92))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F92-Scenario1!AJ92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G92-Scenario1!AK92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G92-Scenario1!AK92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H92-Scenario1!AL92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H92))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K92),(Scenario1!G92)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F92*12),(Scenario1!F92))),(Scenario1!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J92),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L92))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O92),(Scenario1!C92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C92),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P92)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O92)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L92))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O92),(Scenario1!C92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C92),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P92),(Scenario1!C92)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O92),(Scenario1!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C92),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q92))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E92),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U92)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T92)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q92))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E92),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U92),(Scenario1!E92)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T92),(Scenario1!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M92),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE92))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF92),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD92),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE92))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD92),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF92),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH92))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J92),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF92),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH92))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI92), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ92),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK92))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE92),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT92))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF92),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG92),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH92))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE92),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI92), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ92),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK92))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F92),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F92-Scenario2!AJ92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G92-Scenario2!AK92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G92-Scenario2!AK92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H92-Scenario2!AL92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H92))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K92),(Scenario2!G92)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F92*12),(Scenario2!F92))),(Scenario2!C92))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F92-Scenario2!AJ92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G92-Scenario2!AK92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G92-Scenario2!AK92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H92-Scenario2!AL92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H92))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K92),(Scenario2!G92)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F92*12),(Scenario2!F92))),(Scenario2!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J92),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L92))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O92),(Scenario2!C92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C92),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P92)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O92)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L92))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O92),(Scenario2!C92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C92),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P92),(Scenario2!C92)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O92),(Scenario2!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C92),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q92))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E92),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U92)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T92)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q92))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E92),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U92),(Scenario2!E92)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T92),(Scenario2!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M92),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE92))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF92),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD92),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE92))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD92),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF92),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH92))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J92),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF92),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH92))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI92), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ92),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK92))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE92),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT92))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF92),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG92),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH92))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE92),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI92), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ92),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK92))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F92),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F92-Scenario3!AJ92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G92-Scenario3!AK92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G92-Scenario3!AK92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H92-Scenario3!AL92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H92))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K92),(Scenario3!G92)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F92*12),(Scenario3!F92))),(Scenario3!C92))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F92-Scenario3!AJ92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G92-Scenario3!AK92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G92-Scenario3!AK92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H92-Scenario3!AL92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H92))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K92),(Scenario3!G92)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F92*12),(Scenario3!F92))),(Scenario3!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J92),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L92))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O92),(Scenario3!C92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C92),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P92)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O92)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L92))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O92),(Scenario3!C92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C92),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P92),(Scenario3!C92)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O92),(Scenario3!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C92),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q92))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E92),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U92)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T92)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q92))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E92),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U92),(Scenario3!E92)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T92),(Scenario3!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M92),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE92))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF92),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD92),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE92))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD92),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF92),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH92))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J92),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF92),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH92))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI92), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ92),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK92))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE92),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT92))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF92),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG92),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH92))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE92),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI92), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ92),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK92))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F92),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F92-Scenario4!AJ92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G92-Scenario4!AK92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G92-Scenario4!AK92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H92-Scenario4!AL92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H92))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K92),(Scenario4!G92)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F92*12),(Scenario4!F92))),(Scenario4!C92))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F92-Scenario4!AJ92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G92-Scenario4!AK92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G92-Scenario4!AK92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H92-Scenario4!AL92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H92))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K92),(Scenario4!G92)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F92*12),(Scenario4!F92))),(Scenario4!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J92),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L92))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O92),(Scenario4!C92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C92),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P92)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O92)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L92))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O92),(Scenario4!C92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C92),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P92),(Scenario4!C92)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O92),(Scenario4!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C92),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q92))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E92),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U92)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T92)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q92))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E92),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U92),(Scenario4!E92)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T92),(Scenario4!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M92),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE92))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF92),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD92),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE92))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD92),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF92),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH92))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J92),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF92),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH92))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI92), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ92),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK92))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE92),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT92))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF92),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG92),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH92))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE92),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI92), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ92),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK92))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F92),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F92-Scenario5!AJ92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G92-Scenario5!AK92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G92-Scenario5!AK92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H92-Scenario5!AL92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H92))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K92),(Scenario5!G92)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F92*12),(Scenario5!F92))),(Scenario5!C92))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F92-Scenario5!AJ92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G92-Scenario5!AK92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G92-Scenario5!AK92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H92-Scenario5!AL92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H92))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K92),(Scenario5!G92)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F92*12),(Scenario5!F92))),(Scenario5!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J92),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L92))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O92),(Scenario5!C92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C92),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P92)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O92)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L92))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O92),(Scenario5!C92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C92),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P92),(Scenario5!C92)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O92),(Scenario5!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C92),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q92))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E92),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U92)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T92)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q92))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E92),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U92),(Scenario5!E92)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T92),(Scenario5!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M92),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE92))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF92),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD92),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE92))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD92),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF92),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH92))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J92),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF92),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH92))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI92), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ92),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK92))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE92),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT92))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF92),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG92),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH92))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE92),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI92), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ92),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK92))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F92),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F92-Scenario6!AJ92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G92-Scenario6!AK92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G92-Scenario6!AK92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H92-Scenario6!AL92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H92))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K92),(Scenario6!G92)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F92*12),(Scenario6!F92))),(Scenario6!C92))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F92-Scenario6!AJ92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G92-Scenario6!AK92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G92-Scenario6!AK92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H92-Scenario6!AL92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H92))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K92),(Scenario6!G92)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F92*12),(Scenario6!F92))),(Scenario6!C92)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK93))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J92),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L92))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O92),(Scenario6!C92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C92),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P92)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O92)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L92))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O92),(Scenario6!C92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C92),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P92),(Scenario6!C92)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O92),(Scenario6!C92))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C92),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q92))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E92),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U92)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T92)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q92))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E92),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U92),(Scenario6!E92)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T92),(Scenario6!E92))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M92),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE92))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF92),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD92),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE92))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD92),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF92),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH92))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL92),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J92),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF92),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH92))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI92), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ92),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK92))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE92),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT92))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF92),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG92),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH92))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A93+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE92),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI92), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ92),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK92))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL92),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A93+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA93,F93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB93,M93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC93,T93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED93,AA93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE93,AH93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF93,AO93),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA93,EH93),0.1),IRR((EA$3:EA93,EH93),EU92))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB93,EI93),0.1),IRR((EB$3:EB93,EI93),EV92))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC93,EJ93),0.1),IRR((EC$3:EC93,EJ93),EW92))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED93,EK93),0.1),IRR((ED$3:ED93,EK93),EX92))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE93,EL93),0.1),IRR((EE$3:EE93,EL93),EY92))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF93,EM93),0.1),IRR((EF$3:EF93,EM93),EZ92))","v":{"$error":"#VALUE!"}},92,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA93<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA93+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F93),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F93-Scenario1!AJ93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G93-Scenario1!AK93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G93-Scenario1!AK93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H93-Scenario1!AL93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H93))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K93),(Scenario1!G93)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F93*12),(Scenario1!F93))),(Scenario1!C93))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F93-Scenario1!AJ93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G93-Scenario1!AK93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G93-Scenario1!AK93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H93-Scenario1!AL93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H93))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K93),(Scenario1!G93)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F93*12),(Scenario1!F93))),(Scenario1!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J93),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L93))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O93),(Scenario1!C93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C93),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P93)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O93)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L93))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O93),(Scenario1!C93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C93),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P93),(Scenario1!C93)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O93),(Scenario1!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C93),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q93))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E93),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U93)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T93)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q93))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E93),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U93),(Scenario1!E93)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T93),(Scenario1!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M93),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE93))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF93),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD93),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE93))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD93),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF93),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH93))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J93),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF93),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH93))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI93), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ93),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK93))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE93),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT93))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF93),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG93),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH93))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE93),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI93), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ93),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK93))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F93),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F93-Scenario2!AJ93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G93-Scenario2!AK93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G93-Scenario2!AK93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H93-Scenario2!AL93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H93))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K93),(Scenario2!G93)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F93*12),(Scenario2!F93))),(Scenario2!C93))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F93-Scenario2!AJ93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G93-Scenario2!AK93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G93-Scenario2!AK93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H93-Scenario2!AL93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H93))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K93),(Scenario2!G93)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F93*12),(Scenario2!F93))),(Scenario2!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J93),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L93))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O93),(Scenario2!C93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C93),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P93)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O93)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L93))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O93),(Scenario2!C93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C93),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P93),(Scenario2!C93)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O93),(Scenario2!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C93),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q93))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E93),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U93)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T93)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q93))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E93),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U93),(Scenario2!E93)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T93),(Scenario2!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M93),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE93))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF93),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD93),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE93))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD93),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF93),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH93))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J93),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF93),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH93))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI93), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ93),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK93))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE93),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT93))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF93),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG93),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH93))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE93),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI93), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ93),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK93))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F93),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F93-Scenario3!AJ93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G93-Scenario3!AK93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G93-Scenario3!AK93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H93-Scenario3!AL93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H93))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K93),(Scenario3!G93)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F93*12),(Scenario3!F93))),(Scenario3!C93))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F93-Scenario3!AJ93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G93-Scenario3!AK93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G93-Scenario3!AK93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H93-Scenario3!AL93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H93))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K93),(Scenario3!G93)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F93*12),(Scenario3!F93))),(Scenario3!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J93),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L93))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O93),(Scenario3!C93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C93),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P93)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O93)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L93))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O93),(Scenario3!C93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C93),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P93),(Scenario3!C93)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O93),(Scenario3!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C93),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q93))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E93),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U93)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T93)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q93))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E93),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U93),(Scenario3!E93)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T93),(Scenario3!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M93),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE93))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF93),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD93),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE93))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD93),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF93),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH93))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J93),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF93),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH93))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI93), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ93),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK93))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE93),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT93))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF93),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG93),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH93))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE93),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI93), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ93),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK93))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F93),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F93-Scenario4!AJ93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G93-Scenario4!AK93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G93-Scenario4!AK93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H93-Scenario4!AL93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H93))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K93),(Scenario4!G93)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F93*12),(Scenario4!F93))),(Scenario4!C93))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F93-Scenario4!AJ93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G93-Scenario4!AK93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G93-Scenario4!AK93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H93-Scenario4!AL93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H93))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K93),(Scenario4!G93)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F93*12),(Scenario4!F93))),(Scenario4!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J93),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L93))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O93),(Scenario4!C93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C93),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P93)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O93)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L93))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O93),(Scenario4!C93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C93),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P93),(Scenario4!C93)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O93),(Scenario4!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C93),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q93))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E93),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U93)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T93)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q93))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E93),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U93),(Scenario4!E93)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T93),(Scenario4!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M93),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE93))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF93),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD93),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE93))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD93),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF93),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH93))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J93),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF93),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH93))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI93), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ93),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK93))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE93),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT93))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF93),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG93),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH93))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE93),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI93), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ93),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK93))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F93),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F93-Scenario5!AJ93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G93-Scenario5!AK93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G93-Scenario5!AK93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H93-Scenario5!AL93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H93))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K93),(Scenario5!G93)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F93*12),(Scenario5!F93))),(Scenario5!C93))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F93-Scenario5!AJ93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G93-Scenario5!AK93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G93-Scenario5!AK93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H93-Scenario5!AL93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H93))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K93),(Scenario5!G93)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F93*12),(Scenario5!F93))),(Scenario5!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J93),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L93))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O93),(Scenario5!C93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C93),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P93)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O93)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L93))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O93),(Scenario5!C93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C93),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P93),(Scenario5!C93)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O93),(Scenario5!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C93),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q93))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E93),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U93)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T93)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q93))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E93),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U93),(Scenario5!E93)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T93),(Scenario5!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M93),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE93))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF93),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD93),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE93))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD93),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF93),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH93))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J93),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF93),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH93))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI93), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ93),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK93))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE93),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT93))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF93),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG93),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH93))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE93),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI93), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ93),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK93))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F93),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F93-Scenario6!AJ93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G93-Scenario6!AK93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G93-Scenario6!AK93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H93-Scenario6!AL93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H93))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K93),(Scenario6!G93)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F93*12),(Scenario6!F93))),(Scenario6!C93))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F93-Scenario6!AJ93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G93-Scenario6!AK93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G93-Scenario6!AK93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H93-Scenario6!AL93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H93))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K93),(Scenario6!G93)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F93*12),(Scenario6!F93))),(Scenario6!C93)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK94))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J93),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L93))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O93),(Scenario6!C93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C93),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P93)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O93)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L93))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O93),(Scenario6!C93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C93),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P93),(Scenario6!C93)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O93),(Scenario6!C93))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C93),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q93))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E93),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U93)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T93)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q93))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E93),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U93),(Scenario6!E93)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T93),(Scenario6!E93))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M93),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE93))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF93),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD93),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE93))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD93),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF93),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH93))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL93),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J93),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF93),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH93))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI93), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ93),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK93))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE93),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT93))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF93),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG93),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH93))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A94+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE93),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI93), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ93),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK93))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL93),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A94+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA94,F94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB94,M94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC94,T94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED94,AA94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE94,AH94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF94,AO94),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA94,EH94),0.1),IRR((EA$3:EA94,EH94),EU93))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB94,EI94),0.1),IRR((EB$3:EB94,EI94),EV93))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC94,EJ94),0.1),IRR((EC$3:EC94,EJ94),EW93))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED94,EK94),0.1),IRR((ED$3:ED94,EK94),EX93))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE94,EL94),0.1),IRR((EE$3:EE94,EL94),EY93))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF94,EM94),0.1),IRR((EF$3:EF94,EM94),EZ93))","v":{"$error":"#VALUE!"}},93,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA94<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA94+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F94),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F94-Scenario1!AJ94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G94-Scenario1!AK94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G94-Scenario1!AK94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H94-Scenario1!AL94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H94))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K94),(Scenario1!G94)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F94*12),(Scenario1!F94))),(Scenario1!C94))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F94-Scenario1!AJ94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G94-Scenario1!AK94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G94-Scenario1!AK94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H94-Scenario1!AL94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H94))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K94),(Scenario1!G94)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F94*12),(Scenario1!F94))),(Scenario1!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J94),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L94))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O94),(Scenario1!C94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C94),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P94)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O94)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L94))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O94),(Scenario1!C94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C94),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P94),(Scenario1!C94)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O94),(Scenario1!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C94),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q94))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E94),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U94)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T94)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q94))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E94),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U94),(Scenario1!E94)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T94),(Scenario1!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M94),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE94))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF94),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD94),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE94))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD94),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF94),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH94))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J94),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF94),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH94))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI94), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ94),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK94))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE94),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT94))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF94),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG94),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH94))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE94),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI94), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ94),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK94))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F94),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F94-Scenario2!AJ94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G94-Scenario2!AK94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G94-Scenario2!AK94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H94-Scenario2!AL94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H94))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K94),(Scenario2!G94)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F94*12),(Scenario2!F94))),(Scenario2!C94))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F94-Scenario2!AJ94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G94-Scenario2!AK94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G94-Scenario2!AK94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H94-Scenario2!AL94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H94))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K94),(Scenario2!G94)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F94*12),(Scenario2!F94))),(Scenario2!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J94),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L94))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O94),(Scenario2!C94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C94),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P94)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O94)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L94))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O94),(Scenario2!C94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C94),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P94),(Scenario2!C94)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O94),(Scenario2!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C94),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q94))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E94),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U94)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T94)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q94))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E94),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U94),(Scenario2!E94)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T94),(Scenario2!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M94),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE94))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF94),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD94),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE94))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD94),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF94),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH94))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J94),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF94),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH94))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI94), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ94),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK94))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE94),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT94))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF94),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG94),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH94))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE94),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI94), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ94),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK94))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F94),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F94-Scenario3!AJ94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G94-Scenario3!AK94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G94-Scenario3!AK94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H94-Scenario3!AL94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H94))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K94),(Scenario3!G94)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F94*12),(Scenario3!F94))),(Scenario3!C94))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F94-Scenario3!AJ94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G94-Scenario3!AK94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G94-Scenario3!AK94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H94-Scenario3!AL94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H94))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K94),(Scenario3!G94)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F94*12),(Scenario3!F94))),(Scenario3!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J94),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L94))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O94),(Scenario3!C94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C94),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P94)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O94)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L94))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O94),(Scenario3!C94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C94),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P94),(Scenario3!C94)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O94),(Scenario3!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C94),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q94))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E94),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U94)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T94)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q94))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E94),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U94),(Scenario3!E94)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T94),(Scenario3!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M94),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE94))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF94),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD94),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE94))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD94),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF94),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH94))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J94),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF94),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH94))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI94), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ94),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK94))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE94),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT94))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF94),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG94),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH94))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE94),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI94), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ94),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK94))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F94),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F94-Scenario4!AJ94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G94-Scenario4!AK94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G94-Scenario4!AK94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H94-Scenario4!AL94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H94))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K94),(Scenario4!G94)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F94*12),(Scenario4!F94))),(Scenario4!C94))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F94-Scenario4!AJ94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G94-Scenario4!AK94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G94-Scenario4!AK94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H94-Scenario4!AL94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H94))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K94),(Scenario4!G94)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F94*12),(Scenario4!F94))),(Scenario4!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J94),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L94))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O94),(Scenario4!C94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C94),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P94)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O94)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L94))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O94),(Scenario4!C94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C94),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P94),(Scenario4!C94)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O94),(Scenario4!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C94),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q94))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E94),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U94)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T94)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q94))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E94),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U94),(Scenario4!E94)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T94),(Scenario4!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M94),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE94))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF94),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD94),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE94))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD94),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF94),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH94))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J94),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF94),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH94))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI94), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ94),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK94))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE94),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT94))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF94),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG94),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH94))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE94),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI94), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ94),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK94))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F94),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F94-Scenario5!AJ94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G94-Scenario5!AK94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G94-Scenario5!AK94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H94-Scenario5!AL94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H94))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K94),(Scenario5!G94)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F94*12),(Scenario5!F94))),(Scenario5!C94))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F94-Scenario5!AJ94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G94-Scenario5!AK94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G94-Scenario5!AK94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H94-Scenario5!AL94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H94))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K94),(Scenario5!G94)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F94*12),(Scenario5!F94))),(Scenario5!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J94),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L94))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O94),(Scenario5!C94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C94),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P94)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O94)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L94))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O94),(Scenario5!C94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C94),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P94),(Scenario5!C94)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O94),(Scenario5!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C94),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q94))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E94),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U94)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T94)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q94))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E94),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U94),(Scenario5!E94)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T94),(Scenario5!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M94),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE94))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF94),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD94),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE94))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD94),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF94),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH94))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J94),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF94),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH94))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI94), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ94),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK94))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE94),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT94))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF94),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG94),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH94))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE94),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI94), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ94),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK94))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F94),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F94-Scenario6!AJ94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G94-Scenario6!AK94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G94-Scenario6!AK94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H94-Scenario6!AL94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H94))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K94),(Scenario6!G94)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F94*12),(Scenario6!F94))),(Scenario6!C94))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F94-Scenario6!AJ94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G94-Scenario6!AK94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G94-Scenario6!AK94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H94-Scenario6!AL94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H94))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K94),(Scenario6!G94)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F94*12),(Scenario6!F94))),(Scenario6!C94)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK95))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J94),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L94))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O94),(Scenario6!C94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C94),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P94)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O94)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L94))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O94),(Scenario6!C94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C94),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P94),(Scenario6!C94)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O94),(Scenario6!C94))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C94),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q94))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E94),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U94)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T94)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q94))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E94),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U94),(Scenario6!E94)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T94),(Scenario6!E94))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M94),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE94))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF94),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD94),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE94))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD94),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF94),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH94))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL94),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J94),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF94),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH94))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI94), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ94),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK94))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE94),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT94))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF94),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG94),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH94))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A95+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE94),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI94), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ94),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK94))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL94),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A95+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA95,F95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB95,M95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC95,T95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED95,AA95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE95,AH95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF95,AO95),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA95,EH95),0.1),IRR((EA$3:EA95,EH95),EU94))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB95,EI95),0.1),IRR((EB$3:EB95,EI95),EV94))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC95,EJ95),0.1),IRR((EC$3:EC95,EJ95),EW94))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED95,EK95),0.1),IRR((ED$3:ED95,EK95),EX94))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE95,EL95),0.1),IRR((EE$3:EE95,EL95),EY94))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF95,EM95),0.1),IRR((EF$3:EF95,EM95),EZ94))","v":{"$error":"#VALUE!"}},94,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA95<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA95+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F95),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F95-Scenario1!AJ95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G95-Scenario1!AK95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G95-Scenario1!AK95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H95-Scenario1!AL95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H95))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K95),(Scenario1!G95)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F95*12),(Scenario1!F95))),(Scenario1!C95))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F95-Scenario1!AJ95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G95-Scenario1!AK95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G95-Scenario1!AK95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H95-Scenario1!AL95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H95))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K95),(Scenario1!G95)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F95*12),(Scenario1!F95))),(Scenario1!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J95),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L95))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O95),(Scenario1!C95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C95),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P95)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O95)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L95))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O95),(Scenario1!C95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C95),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P95),(Scenario1!C95)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O95),(Scenario1!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C95),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q95))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E95),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U95)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T95)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q95))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E95),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U95),(Scenario1!E95)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T95),(Scenario1!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M95),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE95))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF95),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD95),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE95))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD95),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF95),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH95))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J95),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF95),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH95))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI95), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ95),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK95))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE95),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT95))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF95),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG95),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH95))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE95),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI95), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ95),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK95))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F95),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F95-Scenario2!AJ95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G95-Scenario2!AK95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G95-Scenario2!AK95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H95-Scenario2!AL95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H95))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K95),(Scenario2!G95)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F95*12),(Scenario2!F95))),(Scenario2!C95))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F95-Scenario2!AJ95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G95-Scenario2!AK95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G95-Scenario2!AK95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H95-Scenario2!AL95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H95))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K95),(Scenario2!G95)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F95*12),(Scenario2!F95))),(Scenario2!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J95),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L95))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O95),(Scenario2!C95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C95),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P95)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O95)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L95))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O95),(Scenario2!C95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C95),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P95),(Scenario2!C95)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O95),(Scenario2!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C95),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q95))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E95),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U95)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T95)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q95))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E95),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U95),(Scenario2!E95)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T95),(Scenario2!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M95),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE95))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF95),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD95),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE95))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD95),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF95),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH95))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J95),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF95),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH95))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI95), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ95),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK95))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE95),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT95))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF95),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG95),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH95))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE95),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI95), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ95),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK95))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F95),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F95-Scenario3!AJ95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G95-Scenario3!AK95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G95-Scenario3!AK95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H95-Scenario3!AL95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H95))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K95),(Scenario3!G95)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F95*12),(Scenario3!F95))),(Scenario3!C95))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F95-Scenario3!AJ95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G95-Scenario3!AK95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G95-Scenario3!AK95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H95-Scenario3!AL95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H95))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K95),(Scenario3!G95)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F95*12),(Scenario3!F95))),(Scenario3!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J95),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L95))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O95),(Scenario3!C95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C95),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P95)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O95)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L95))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O95),(Scenario3!C95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C95),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P95),(Scenario3!C95)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O95),(Scenario3!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C95),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q95))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E95),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U95)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T95)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q95))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E95),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U95),(Scenario3!E95)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T95),(Scenario3!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M95),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE95))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF95),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD95),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE95))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD95),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF95),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH95))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J95),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF95),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH95))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI95), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ95),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK95))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE95),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT95))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF95),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG95),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH95))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE95),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI95), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ95),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK95))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F95),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F95-Scenario4!AJ95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G95-Scenario4!AK95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G95-Scenario4!AK95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H95-Scenario4!AL95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H95))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K95),(Scenario4!G95)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F95*12),(Scenario4!F95))),(Scenario4!C95))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F95-Scenario4!AJ95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G95-Scenario4!AK95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G95-Scenario4!AK95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H95-Scenario4!AL95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H95))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K95),(Scenario4!G95)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F95*12),(Scenario4!F95))),(Scenario4!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J95),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L95))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O95),(Scenario4!C95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C95),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P95)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O95)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L95))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O95),(Scenario4!C95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C95),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P95),(Scenario4!C95)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O95),(Scenario4!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C95),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q95))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E95),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U95)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T95)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q95))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E95),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U95),(Scenario4!E95)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T95),(Scenario4!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M95),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE95))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF95),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD95),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE95))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD95),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF95),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH95))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J95),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF95),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH95))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI95), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ95),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK95))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE95),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT95))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF95),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG95),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH95))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE95),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI95), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ95),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK95))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F95),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F95-Scenario5!AJ95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G95-Scenario5!AK95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G95-Scenario5!AK95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H95-Scenario5!AL95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H95))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K95),(Scenario5!G95)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F95*12),(Scenario5!F95))),(Scenario5!C95))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F95-Scenario5!AJ95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G95-Scenario5!AK95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G95-Scenario5!AK95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H95-Scenario5!AL95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H95))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K95),(Scenario5!G95)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F95*12),(Scenario5!F95))),(Scenario5!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J95),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L95))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O95),(Scenario5!C95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C95),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P95)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O95)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L95))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O95),(Scenario5!C95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C95),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P95),(Scenario5!C95)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O95),(Scenario5!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C95),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q95))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E95),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U95)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T95)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q95))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E95),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U95),(Scenario5!E95)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T95),(Scenario5!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M95),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE95))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF95),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD95),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE95))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD95),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF95),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH95))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J95),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF95),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH95))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI95), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ95),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK95))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE95),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT95))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF95),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG95),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH95))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE95),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI95), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ95),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK95))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F95),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F95-Scenario6!AJ95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G95-Scenario6!AK95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G95-Scenario6!AK95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H95-Scenario6!AL95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H95))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K95),(Scenario6!G95)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F95*12),(Scenario6!F95))),(Scenario6!C95))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F95-Scenario6!AJ95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G95-Scenario6!AK95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G95-Scenario6!AK95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H95-Scenario6!AL95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H95))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K95),(Scenario6!G95)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F95*12),(Scenario6!F95))),(Scenario6!C95)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK96))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J95),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L95))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O95),(Scenario6!C95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C95),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P95)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O95)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L95))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O95),(Scenario6!C95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C95),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P95),(Scenario6!C95)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O95),(Scenario6!C95))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C95),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q95))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E95),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U95)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T95)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q95))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E95),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U95),(Scenario6!E95)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T95),(Scenario6!E95))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M95),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE95))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF95),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD95),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE95))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD95),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF95),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH95))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL95),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J95),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF95),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH95))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI95), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ95),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK95))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE95),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT95))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF95),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG95),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH95))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A96+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE95),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI95), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ95),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK95))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL95),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A96+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA96,F96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB96,M96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC96,T96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED96,AA96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE96,AH96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF96,AO96),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA96,EH96),0.1),IRR((EA$3:EA96,EH96),EU95))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB96,EI96),0.1),IRR((EB$3:EB96,EI96),EV95))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC96,EJ96),0.1),IRR((EC$3:EC96,EJ96),EW95))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED96,EK96),0.1),IRR((ED$3:ED96,EK96),EX95))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE96,EL96),0.1),IRR((EE$3:EE96,EL96),EY95))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF96,EM96),0.1),IRR((EF$3:EF96,EM96),EZ95))","v":{"$error":"#VALUE!"}},95,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA96<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA96+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F96),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F96-Scenario1!AJ96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G96-Scenario1!AK96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G96-Scenario1!AK96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H96-Scenario1!AL96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H96))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K96),(Scenario1!G96)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F96*12),(Scenario1!F96))),(Scenario1!C96))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F96-Scenario1!AJ96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G96-Scenario1!AK96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G96-Scenario1!AK96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H96-Scenario1!AL96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H96))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K96),(Scenario1!G96)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F96*12),(Scenario1!F96))),(Scenario1!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J96),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L96))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O96),(Scenario1!C96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C96),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P96)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O96)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L96))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O96),(Scenario1!C96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C96),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P96),(Scenario1!C96)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O96),(Scenario1!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C96),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q96))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E96),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U96)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T96)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q96))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E96),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U96),(Scenario1!E96)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T96),(Scenario1!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M96),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE96))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF96),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD96),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE96))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD96),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF96),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH96))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J96),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF96),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH96))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI96), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ96),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK96))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE96),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT96))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF96),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG96),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH96))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE96),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI96), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ96),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK96))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F96),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F96-Scenario2!AJ96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G96-Scenario2!AK96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G96-Scenario2!AK96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H96-Scenario2!AL96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H96))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K96),(Scenario2!G96)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F96*12),(Scenario2!F96))),(Scenario2!C96))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F96-Scenario2!AJ96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G96-Scenario2!AK96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G96-Scenario2!AK96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H96-Scenario2!AL96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H96))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K96),(Scenario2!G96)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F96*12),(Scenario2!F96))),(Scenario2!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J96),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L96))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O96),(Scenario2!C96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C96),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P96)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O96)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L96))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O96),(Scenario2!C96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C96),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P96),(Scenario2!C96)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O96),(Scenario2!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C96),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q96))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E96),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U96)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T96)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q96))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E96),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U96),(Scenario2!E96)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T96),(Scenario2!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M96),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE96))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF96),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD96),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE96))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD96),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF96),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH96))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J96),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF96),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH96))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI96), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ96),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK96))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE96),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT96))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF96),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG96),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH96))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE96),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI96), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ96),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK96))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F96),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F96-Scenario3!AJ96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G96-Scenario3!AK96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G96-Scenario3!AK96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H96-Scenario3!AL96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H96))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K96),(Scenario3!G96)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F96*12),(Scenario3!F96))),(Scenario3!C96))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F96-Scenario3!AJ96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G96-Scenario3!AK96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G96-Scenario3!AK96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H96-Scenario3!AL96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H96))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K96),(Scenario3!G96)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F96*12),(Scenario3!F96))),(Scenario3!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J96),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L96))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O96),(Scenario3!C96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C96),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P96)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O96)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L96))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O96),(Scenario3!C96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C96),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P96),(Scenario3!C96)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O96),(Scenario3!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C96),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q96))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E96),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U96)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T96)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q96))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E96),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U96),(Scenario3!E96)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T96),(Scenario3!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M96),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE96))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF96),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD96),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE96))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD96),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF96),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH96))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J96),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF96),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH96))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI96), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ96),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK96))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE96),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT96))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF96),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG96),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH96))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE96),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI96), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ96),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK96))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F96),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F96-Scenario4!AJ96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G96-Scenario4!AK96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G96-Scenario4!AK96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H96-Scenario4!AL96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H96))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K96),(Scenario4!G96)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F96*12),(Scenario4!F96))),(Scenario4!C96))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F96-Scenario4!AJ96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G96-Scenario4!AK96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G96-Scenario4!AK96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H96-Scenario4!AL96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H96))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K96),(Scenario4!G96)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F96*12),(Scenario4!F96))),(Scenario4!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J96),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L96))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O96),(Scenario4!C96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C96),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P96)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O96)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L96))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O96),(Scenario4!C96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C96),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P96),(Scenario4!C96)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O96),(Scenario4!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C96),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q96))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E96),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U96)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T96)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q96))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E96),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U96),(Scenario4!E96)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T96),(Scenario4!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M96),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE96))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF96),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD96),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE96))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD96),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF96),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH96))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J96),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF96),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH96))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI96), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ96),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK96))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE96),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT96))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF96),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG96),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH96))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE96),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI96), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ96),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK96))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F96),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F96-Scenario5!AJ96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G96-Scenario5!AK96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G96-Scenario5!AK96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H96-Scenario5!AL96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H96))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K96),(Scenario5!G96)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F96*12),(Scenario5!F96))),(Scenario5!C96))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F96-Scenario5!AJ96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G96-Scenario5!AK96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G96-Scenario5!AK96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H96-Scenario5!AL96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H96))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K96),(Scenario5!G96)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F96*12),(Scenario5!F96))),(Scenario5!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J96),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L96))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O96),(Scenario5!C96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C96),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P96)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O96)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L96))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O96),(Scenario5!C96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C96),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P96),(Scenario5!C96)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O96),(Scenario5!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C96),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q96))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E96),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U96)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T96)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q96))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E96),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U96),(Scenario5!E96)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T96),(Scenario5!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M96),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE96))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF96),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD96),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE96))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD96),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF96),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH96))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J96),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF96),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH96))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI96), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ96),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK96))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE96),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT96))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF96),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG96),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH96))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE96),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI96), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ96),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK96))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F96),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F96-Scenario6!AJ96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G96-Scenario6!AK96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G96-Scenario6!AK96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H96-Scenario6!AL96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H96))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K96),(Scenario6!G96)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F96*12),(Scenario6!F96))),(Scenario6!C96))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F96-Scenario6!AJ96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G96-Scenario6!AK96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G96-Scenario6!AK96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H96-Scenario6!AL96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H96))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K96),(Scenario6!G96)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F96*12),(Scenario6!F96))),(Scenario6!C96)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK97))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J96),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L96))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O96),(Scenario6!C96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C96),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P96)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O96)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L96))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O96),(Scenario6!C96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C96),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P96),(Scenario6!C96)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O96),(Scenario6!C96))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C96),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q96))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E96),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U96)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T96)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q96))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E96),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U96),(Scenario6!E96)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T96),(Scenario6!E96))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M96),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE96))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF96),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD96),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE96))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD96),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF96),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH96))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL96),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J96),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF96),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH96))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI96), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ96),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK96))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE96),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT96))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF96),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG96),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH96))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A97+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE96),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI96), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ96),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK96))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL96),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A97+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA97,F97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB97,M97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC97,T97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED97,AA97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE97,AH97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF97,AO97),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA97,EH97),0.1),IRR((EA$3:EA97,EH97),EU96))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB97,EI97),0.1),IRR((EB$3:EB97,EI97),EV96))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC97,EJ97),0.1),IRR((EC$3:EC97,EJ97),EW96))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED97,EK97),0.1),IRR((ED$3:ED97,EK97),EX96))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE97,EL97),0.1),IRR((EE$3:EE97,EL97),EY96))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF97,EM97),0.1),IRR((EF$3:EF97,EM97),EZ96))","v":{"$error":"#VALUE!"}},96,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA97<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA97+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F97),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F97-Scenario1!AJ97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G97-Scenario1!AK97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G97-Scenario1!AK97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H97-Scenario1!AL97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H97))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K97),(Scenario1!G97)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F97*12),(Scenario1!F97))),(Scenario1!C97))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F97-Scenario1!AJ97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G97-Scenario1!AK97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G97-Scenario1!AK97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H97-Scenario1!AL97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H97))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K97),(Scenario1!G97)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F97*12),(Scenario1!F97))),(Scenario1!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J97),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L97))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O97),(Scenario1!C97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C97),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P97)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O97)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L97))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O97),(Scenario1!C97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C97),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P97),(Scenario1!C97)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O97),(Scenario1!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C97),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q97))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E97),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U97)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T97)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q97))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E97),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U97),(Scenario1!E97)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T97),(Scenario1!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M97),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE97))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF97),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD97),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE97))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD97),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF97),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH97))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J97),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF97),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH97))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI97), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ97),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK97))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE97),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT97))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF97),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG97),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH97))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE97),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI97), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ97),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK97))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F97),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F97-Scenario2!AJ97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G97-Scenario2!AK97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G97-Scenario2!AK97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H97-Scenario2!AL97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H97))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K97),(Scenario2!G97)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F97*12),(Scenario2!F97))),(Scenario2!C97))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F97-Scenario2!AJ97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G97-Scenario2!AK97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G97-Scenario2!AK97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H97-Scenario2!AL97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H97))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K97),(Scenario2!G97)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F97*12),(Scenario2!F97))),(Scenario2!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J97),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L97))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O97),(Scenario2!C97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C97),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P97)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O97)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L97))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O97),(Scenario2!C97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C97),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P97),(Scenario2!C97)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O97),(Scenario2!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C97),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q97))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E97),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U97)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T97)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q97))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E97),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U97),(Scenario2!E97)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T97),(Scenario2!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M97),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE97))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF97),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD97),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE97))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD97),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF97),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH97))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J97),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF97),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH97))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI97), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ97),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK97))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE97),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT97))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF97),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG97),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH97))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE97),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI97), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ97),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK97))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F97),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F97-Scenario3!AJ97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G97-Scenario3!AK97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G97-Scenario3!AK97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H97-Scenario3!AL97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H97))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K97),(Scenario3!G97)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F97*12),(Scenario3!F97))),(Scenario3!C97))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F97-Scenario3!AJ97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G97-Scenario3!AK97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G97-Scenario3!AK97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H97-Scenario3!AL97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H97))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K97),(Scenario3!G97)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F97*12),(Scenario3!F97))),(Scenario3!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J97),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L97))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O97),(Scenario3!C97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C97),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P97)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O97)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L97))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O97),(Scenario3!C97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C97),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P97),(Scenario3!C97)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O97),(Scenario3!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C97),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q97))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E97),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U97)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T97)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q97))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E97),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U97),(Scenario3!E97)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T97),(Scenario3!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M97),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE97))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF97),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD97),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE97))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD97),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF97),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH97))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J97),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF97),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH97))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI97), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ97),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK97))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE97),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT97))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF97),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG97),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH97))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE97),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI97), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ97),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK97))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F97),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F97-Scenario4!AJ97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G97-Scenario4!AK97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G97-Scenario4!AK97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H97-Scenario4!AL97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H97))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K97),(Scenario4!G97)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F97*12),(Scenario4!F97))),(Scenario4!C97))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F97-Scenario4!AJ97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G97-Scenario4!AK97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G97-Scenario4!AK97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H97-Scenario4!AL97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H97))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K97),(Scenario4!G97)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F97*12),(Scenario4!F97))),(Scenario4!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J97),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L97))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O97),(Scenario4!C97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C97),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P97)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O97)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L97))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O97),(Scenario4!C97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C97),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P97),(Scenario4!C97)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O97),(Scenario4!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C97),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q97))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E97),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U97)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T97)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q97))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E97),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U97),(Scenario4!E97)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T97),(Scenario4!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M97),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE97))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF97),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD97),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE97))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD97),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF97),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH97))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J97),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF97),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH97))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI97), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ97),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK97))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE97),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT97))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF97),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG97),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH97))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE97),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI97), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ97),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK97))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F97),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F97-Scenario5!AJ97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G97-Scenario5!AK97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G97-Scenario5!AK97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H97-Scenario5!AL97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H97))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K97),(Scenario5!G97)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F97*12),(Scenario5!F97))),(Scenario5!C97))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F97-Scenario5!AJ97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G97-Scenario5!AK97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G97-Scenario5!AK97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H97-Scenario5!AL97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H97))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K97),(Scenario5!G97)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F97*12),(Scenario5!F97))),(Scenario5!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J97),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L97))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O97),(Scenario5!C97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C97),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P97)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O97)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L97))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O97),(Scenario5!C97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C97),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P97),(Scenario5!C97)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O97),(Scenario5!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C97),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q97))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E97),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U97)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T97)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q97))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E97),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U97),(Scenario5!E97)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T97),(Scenario5!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M97),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE97))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF97),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD97),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE97))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD97),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF97),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH97))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J97),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF97),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH97))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI97), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ97),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK97))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE97),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT97))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF97),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG97),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH97))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE97),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI97), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ97),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK97))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F97),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F97-Scenario6!AJ97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G97-Scenario6!AK97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G97-Scenario6!AK97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H97-Scenario6!AL97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H97))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K97),(Scenario6!G97)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F97*12),(Scenario6!F97))),(Scenario6!C97))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F97-Scenario6!AJ97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G97-Scenario6!AK97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G97-Scenario6!AK97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H97-Scenario6!AL97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H97))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K97),(Scenario6!G97)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F97*12),(Scenario6!F97))),(Scenario6!C97)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK98))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J97),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L97))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O97),(Scenario6!C97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C97),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P97)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O97)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L97))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O97),(Scenario6!C97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C97),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P97),(Scenario6!C97)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O97),(Scenario6!C97))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C97),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q97))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E97),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U97)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T97)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q97))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E97),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U97),(Scenario6!E97)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T97),(Scenario6!E97))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M97),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE97))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF97),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD97),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE97))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD97),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF97),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH97))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL97),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J97),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF97),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH97))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI97), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ97),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK97))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE97),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT97))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF97),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG97),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH97))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A98+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE97),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI97), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ97),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK97))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL97),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A98+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA98,F98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB98,M98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC98,T98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED98,AA98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE98,AH98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF98,AO98),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA98,EH98),0.1),IRR((EA$3:EA98,EH98),EU97))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB98,EI98),0.1),IRR((EB$3:EB98,EI98),EV97))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC98,EJ98),0.1),IRR((EC$3:EC98,EJ98),EW97))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED98,EK98),0.1),IRR((ED$3:ED98,EK98),EX97))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE98,EL98),0.1),IRR((EE$3:EE98,EL98),EY97))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF98,EM98),0.1),IRR((EF$3:EF98,EM98),EZ97))","v":{"$error":"#VALUE!"}},97,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA98<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA98+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F98),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F98-Scenario1!AJ98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G98-Scenario1!AK98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G98-Scenario1!AK98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H98-Scenario1!AL98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H98))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K98),(Scenario1!G98)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F98*12),(Scenario1!F98))),(Scenario1!C98))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F98-Scenario1!AJ98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G98-Scenario1!AK98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G98-Scenario1!AK98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H98-Scenario1!AL98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H98))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K98),(Scenario1!G98)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F98*12),(Scenario1!F98))),(Scenario1!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J98),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L98))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O98),(Scenario1!C98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C98),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P98)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O98)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L98))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O98),(Scenario1!C98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C98),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P98),(Scenario1!C98)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O98),(Scenario1!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C98),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q98))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E98),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U98)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T98)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q98))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E98),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U98),(Scenario1!E98)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T98),(Scenario1!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M98),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE98))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF98),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD98),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE98))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD98),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF98),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH98))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J98),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF98),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH98))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI98), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ98),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK98))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE98),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT98))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF98),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG98),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH98))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE98),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI98), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ98),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK98))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F98),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F98-Scenario2!AJ98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G98-Scenario2!AK98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G98-Scenario2!AK98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H98-Scenario2!AL98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H98))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K98),(Scenario2!G98)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F98*12),(Scenario2!F98))),(Scenario2!C98))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F98-Scenario2!AJ98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G98-Scenario2!AK98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G98-Scenario2!AK98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H98-Scenario2!AL98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H98))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K98),(Scenario2!G98)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F98*12),(Scenario2!F98))),(Scenario2!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J98),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L98))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O98),(Scenario2!C98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C98),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P98)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O98)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L98))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O98),(Scenario2!C98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C98),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P98),(Scenario2!C98)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O98),(Scenario2!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C98),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q98))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E98),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U98)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T98)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q98))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E98),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U98),(Scenario2!E98)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T98),(Scenario2!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M98),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE98))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF98),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD98),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE98))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD98),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF98),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH98))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J98),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF98),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH98))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI98), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ98),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK98))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE98),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT98))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF98),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG98),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH98))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE98),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI98), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ98),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK98))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F98),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F98-Scenario3!AJ98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G98-Scenario3!AK98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G98-Scenario3!AK98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H98-Scenario3!AL98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H98))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K98),(Scenario3!G98)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F98*12),(Scenario3!F98))),(Scenario3!C98))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F98-Scenario3!AJ98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G98-Scenario3!AK98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G98-Scenario3!AK98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H98-Scenario3!AL98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H98))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K98),(Scenario3!G98)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F98*12),(Scenario3!F98))),(Scenario3!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J98),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L98))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O98),(Scenario3!C98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C98),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P98)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O98)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L98))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O98),(Scenario3!C98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C98),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P98),(Scenario3!C98)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O98),(Scenario3!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C98),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q98))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E98),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U98)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T98)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q98))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E98),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U98),(Scenario3!E98)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T98),(Scenario3!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M98),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE98))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF98),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD98),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE98))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD98),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF98),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH98))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J98),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF98),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH98))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI98), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ98),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK98))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE98),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT98))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF98),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG98),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH98))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE98),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI98), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ98),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK98))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F98),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F98-Scenario4!AJ98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G98-Scenario4!AK98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G98-Scenario4!AK98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H98-Scenario4!AL98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H98))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K98),(Scenario4!G98)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F98*12),(Scenario4!F98))),(Scenario4!C98))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F98-Scenario4!AJ98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G98-Scenario4!AK98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G98-Scenario4!AK98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H98-Scenario4!AL98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H98))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K98),(Scenario4!G98)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F98*12),(Scenario4!F98))),(Scenario4!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J98),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L98))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O98),(Scenario4!C98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C98),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P98)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O98)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L98))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O98),(Scenario4!C98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C98),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P98),(Scenario4!C98)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O98),(Scenario4!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C98),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q98))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E98),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U98)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T98)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q98))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E98),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U98),(Scenario4!E98)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T98),(Scenario4!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M98),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE98))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF98),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD98),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE98))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD98),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF98),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH98))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J98),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF98),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH98))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI98), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ98),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK98))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE98),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT98))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF98),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG98),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH98))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE98),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI98), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ98),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK98))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F98),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F98-Scenario5!AJ98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G98-Scenario5!AK98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G98-Scenario5!AK98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H98-Scenario5!AL98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H98))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K98),(Scenario5!G98)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F98*12),(Scenario5!F98))),(Scenario5!C98))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F98-Scenario5!AJ98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G98-Scenario5!AK98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G98-Scenario5!AK98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H98-Scenario5!AL98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H98))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K98),(Scenario5!G98)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F98*12),(Scenario5!F98))),(Scenario5!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J98),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L98))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O98),(Scenario5!C98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C98),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P98)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O98)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L98))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O98),(Scenario5!C98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C98),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P98),(Scenario5!C98)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O98),(Scenario5!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C98),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q98))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E98),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U98)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T98)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q98))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E98),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U98),(Scenario5!E98)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T98),(Scenario5!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M98),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE98))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF98),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD98),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE98))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD98),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF98),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH98))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J98),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF98),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH98))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI98), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ98),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK98))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE98),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT98))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF98),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG98),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH98))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE98),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI98), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ98),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK98))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F98),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F98-Scenario6!AJ98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G98-Scenario6!AK98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G98-Scenario6!AK98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H98-Scenario6!AL98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H98))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K98),(Scenario6!G98)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F98*12),(Scenario6!F98))),(Scenario6!C98))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F98-Scenario6!AJ98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G98-Scenario6!AK98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G98-Scenario6!AK98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H98-Scenario6!AL98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H98))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K98),(Scenario6!G98)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F98*12),(Scenario6!F98))),(Scenario6!C98)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK99))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J98),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L98))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O98),(Scenario6!C98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C98),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P98)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O98)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L98))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O98),(Scenario6!C98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C98),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P98),(Scenario6!C98)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O98),(Scenario6!C98))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C98),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q98))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E98),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U98)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T98)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q98))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E98),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U98),(Scenario6!E98)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T98),(Scenario6!E98))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M98),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE98))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF98),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD98),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE98))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD98),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF98),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH98))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL98),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J98),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF98),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH98))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI98), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ98),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK98))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE98),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT98))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF98),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG98),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH98))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A99+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE98),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI98), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ98),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK98))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL98),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A99+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA99,F99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB99,M99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC99,T99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED99,AA99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE99,AH99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF99,AO99),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA99,EH99),0.1),IRR((EA$3:EA99,EH99),EU98))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB99,EI99),0.1),IRR((EB$3:EB99,EI99),EV98))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC99,EJ99),0.1),IRR((EC$3:EC99,EJ99),EW98))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED99,EK99),0.1),IRR((ED$3:ED99,EK99),EX98))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE99,EL99),0.1),IRR((EE$3:EE99,EL99),EY98))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF99,EM99),0.1),IRR((EF$3:EF99,EM99),EZ98))","v":{"$error":"#VALUE!"}},98,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA99<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA99+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F99),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F99-Scenario1!AJ99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G99-Scenario1!AK99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G99-Scenario1!AK99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H99-Scenario1!AL99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H99))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K99),(Scenario1!G99)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F99*12),(Scenario1!F99))),(Scenario1!C99))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F99-Scenario1!AJ99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G99-Scenario1!AK99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G99-Scenario1!AK99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H99-Scenario1!AL99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H99))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K99),(Scenario1!G99)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F99*12),(Scenario1!F99))),(Scenario1!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J99),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L99))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O99),(Scenario1!C99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C99),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P99)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O99)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L99))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O99),(Scenario1!C99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C99),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P99),(Scenario1!C99)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O99),(Scenario1!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C99),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q99))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E99),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U99)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T99)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q99))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E99),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U99),(Scenario1!E99)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T99),(Scenario1!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M99),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE99))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF99),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD99),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE99))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD99),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF99),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH99))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J99),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF99),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH99))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI99), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ99),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK99))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE99),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT99))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF99),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG99),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH99))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE99),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI99), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ99),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK99))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F99),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F99-Scenario2!AJ99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G99-Scenario2!AK99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G99-Scenario2!AK99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H99-Scenario2!AL99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H99))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K99),(Scenario2!G99)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F99*12),(Scenario2!F99))),(Scenario2!C99))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F99-Scenario2!AJ99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G99-Scenario2!AK99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G99-Scenario2!AK99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H99-Scenario2!AL99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H99))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K99),(Scenario2!G99)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F99*12),(Scenario2!F99))),(Scenario2!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J99),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L99))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O99),(Scenario2!C99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C99),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P99)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O99)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L99))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O99),(Scenario2!C99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C99),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P99),(Scenario2!C99)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O99),(Scenario2!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C99),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q99))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E99),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U99)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T99)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q99))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E99),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U99),(Scenario2!E99)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T99),(Scenario2!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M99),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE99))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF99),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD99),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE99))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD99),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF99),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH99))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J99),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF99),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH99))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI99), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ99),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK99))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE99),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT99))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF99),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG99),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH99))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE99),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI99), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ99),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK99))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F99),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F99-Scenario3!AJ99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G99-Scenario3!AK99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G99-Scenario3!AK99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H99-Scenario3!AL99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H99))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K99),(Scenario3!G99)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F99*12),(Scenario3!F99))),(Scenario3!C99))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F99-Scenario3!AJ99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G99-Scenario3!AK99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G99-Scenario3!AK99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H99-Scenario3!AL99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H99))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K99),(Scenario3!G99)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F99*12),(Scenario3!F99))),(Scenario3!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J99),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L99))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O99),(Scenario3!C99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C99),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P99)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O99)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L99))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O99),(Scenario3!C99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C99),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P99),(Scenario3!C99)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O99),(Scenario3!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C99),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q99))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E99),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U99)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T99)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q99))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E99),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U99),(Scenario3!E99)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T99),(Scenario3!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M99),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE99))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF99),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD99),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE99))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD99),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF99),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH99))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J99),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF99),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH99))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI99), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ99),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK99))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE99),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT99))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF99),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG99),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH99))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE99),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI99), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ99),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK99))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F99),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F99-Scenario4!AJ99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G99-Scenario4!AK99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G99-Scenario4!AK99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H99-Scenario4!AL99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H99))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K99),(Scenario4!G99)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F99*12),(Scenario4!F99))),(Scenario4!C99))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F99-Scenario4!AJ99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G99-Scenario4!AK99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G99-Scenario4!AK99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H99-Scenario4!AL99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H99))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K99),(Scenario4!G99)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F99*12),(Scenario4!F99))),(Scenario4!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J99),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L99))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O99),(Scenario4!C99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C99),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P99)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O99)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L99))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O99),(Scenario4!C99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C99),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P99),(Scenario4!C99)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O99),(Scenario4!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C99),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q99))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E99),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U99)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T99)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q99))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E99),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U99),(Scenario4!E99)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T99),(Scenario4!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M99),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE99))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF99),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD99),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE99))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD99),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF99),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH99))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J99),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF99),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH99))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI99), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ99),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK99))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE99),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT99))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF99),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG99),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH99))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE99),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI99), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ99),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK99))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F99),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F99-Scenario5!AJ99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G99-Scenario5!AK99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G99-Scenario5!AK99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H99-Scenario5!AL99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H99))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K99),(Scenario5!G99)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F99*12),(Scenario5!F99))),(Scenario5!C99))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F99-Scenario5!AJ99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G99-Scenario5!AK99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G99-Scenario5!AK99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H99-Scenario5!AL99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H99))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K99),(Scenario5!G99)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F99*12),(Scenario5!F99))),(Scenario5!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J99),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L99))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O99),(Scenario5!C99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C99),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P99)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O99)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L99))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O99),(Scenario5!C99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C99),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P99),(Scenario5!C99)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O99),(Scenario5!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C99),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q99))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E99),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U99)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T99)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q99))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E99),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U99),(Scenario5!E99)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T99),(Scenario5!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M99),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE99))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF99),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD99),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE99))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD99),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF99),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH99))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J99),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF99),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH99))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI99), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ99),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK99))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE99),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT99))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF99),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG99),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH99))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE99),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI99), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ99),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK99))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F99),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F99-Scenario6!AJ99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G99-Scenario6!AK99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G99-Scenario6!AK99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H99-Scenario6!AL99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H99))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K99),(Scenario6!G99)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F99*12),(Scenario6!F99))),(Scenario6!C99))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F99-Scenario6!AJ99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G99-Scenario6!AK99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G99-Scenario6!AK99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H99-Scenario6!AL99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H99))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K99),(Scenario6!G99)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F99*12),(Scenario6!F99))),(Scenario6!C99)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK100))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J99),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L99))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O99),(Scenario6!C99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C99),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P99)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O99)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L99))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O99),(Scenario6!C99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C99),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P99),(Scenario6!C99)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O99),(Scenario6!C99))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C99),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q99))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E99),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U99)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T99)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q99))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E99),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U99),(Scenario6!E99)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T99),(Scenario6!E99))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M99),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE99))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF99),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD99),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE99))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD99),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF99),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH99))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL99),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J99),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF99),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH99))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI99), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ99),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK99))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE99),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT99))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF99),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG99),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH99))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A100+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE99),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI99), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ99),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK99))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL99),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A100+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA100,F100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB100,M100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC100,T100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED100,AA100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE100,AH100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF100,AO100),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA100,EH100),0.1),IRR((EA$3:EA100,EH100),EU99))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB100,EI100),0.1),IRR((EB$3:EB100,EI100),EV99))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC100,EJ100),0.1),IRR((EC$3:EC100,EJ100),EW99))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED100,EK100),0.1),IRR((ED$3:ED100,EK100),EX99))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE100,EL100),0.1),IRR((EE$3:EE100,EL100),EY99))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF100,EM100),0.1),IRR((EF$3:EF100,EM100),EZ99))","v":{"$error":"#VALUE!"}},99,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA100<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA100+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F100),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F100-Scenario1!AJ100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G100-Scenario1!AK100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G100-Scenario1!AK100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H100-Scenario1!AL100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H100))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K100),(Scenario1!G100)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F100*12),(Scenario1!F100))),(Scenario1!C100))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F100-Scenario1!AJ100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G100-Scenario1!AK100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G100-Scenario1!AK100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H100-Scenario1!AL100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H100))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K100),(Scenario1!G100)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F100*12),(Scenario1!F100))),(Scenario1!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J100),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L100))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O100),(Scenario1!C100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C100),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P100)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O100)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L100))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O100),(Scenario1!C100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C100),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P100),(Scenario1!C100)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O100),(Scenario1!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C100),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q100))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E100),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U100)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T100)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q100))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E100),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U100),(Scenario1!E100)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T100),(Scenario1!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M100),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE100))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF100),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD100),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE100))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD100),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF100),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH100))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J100),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF100),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH100))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI100), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ100),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK100))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE100),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT100))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF100),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG100),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH100))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE100),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI100), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ100),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK100))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F100),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F100-Scenario2!AJ100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G100-Scenario2!AK100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G100-Scenario2!AK100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H100-Scenario2!AL100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H100))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K100),(Scenario2!G100)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F100*12),(Scenario2!F100))),(Scenario2!C100))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F100-Scenario2!AJ100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G100-Scenario2!AK100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G100-Scenario2!AK100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H100-Scenario2!AL100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H100))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K100),(Scenario2!G100)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F100*12),(Scenario2!F100))),(Scenario2!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J100),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L100))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O100),(Scenario2!C100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C100),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P100)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O100)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L100))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O100),(Scenario2!C100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C100),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P100),(Scenario2!C100)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O100),(Scenario2!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C100),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q100))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E100),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U100)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T100)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q100))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E100),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U100),(Scenario2!E100)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T100),(Scenario2!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M100),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE100))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF100),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD100),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE100))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD100),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF100),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH100))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J100),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF100),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH100))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI100), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ100),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK100))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE100),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT100))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF100),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG100),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH100))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE100),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI100), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ100),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK100))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F100),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F100-Scenario3!AJ100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G100-Scenario3!AK100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G100-Scenario3!AK100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H100-Scenario3!AL100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H100))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K100),(Scenario3!G100)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F100*12),(Scenario3!F100))),(Scenario3!C100))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F100-Scenario3!AJ100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G100-Scenario3!AK100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G100-Scenario3!AK100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H100-Scenario3!AL100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H100))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K100),(Scenario3!G100)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F100*12),(Scenario3!F100))),(Scenario3!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J100),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L100))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O100),(Scenario3!C100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C100),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P100)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O100)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L100))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O100),(Scenario3!C100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C100),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P100),(Scenario3!C100)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O100),(Scenario3!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C100),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q100))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E100),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U100)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T100)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q100))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E100),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U100),(Scenario3!E100)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T100),(Scenario3!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M100),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE100))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF100),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD100),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE100))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD100),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF100),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH100))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J100),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF100),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH100))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI100), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ100),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK100))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE100),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT100))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF100),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG100),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH100))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE100),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI100), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ100),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK100))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F100),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F100-Scenario4!AJ100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G100-Scenario4!AK100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G100-Scenario4!AK100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H100-Scenario4!AL100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H100))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K100),(Scenario4!G100)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F100*12),(Scenario4!F100))),(Scenario4!C100))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F100-Scenario4!AJ100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G100-Scenario4!AK100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G100-Scenario4!AK100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H100-Scenario4!AL100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H100))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K100),(Scenario4!G100)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F100*12),(Scenario4!F100))),(Scenario4!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J100),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L100))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O100),(Scenario4!C100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C100),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P100)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O100)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L100))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O100),(Scenario4!C100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C100),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P100),(Scenario4!C100)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O100),(Scenario4!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C100),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q100))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E100),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U100)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T100)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q100))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E100),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U100),(Scenario4!E100)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T100),(Scenario4!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M100),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE100))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF100),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD100),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE100))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD100),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF100),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH100))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J100),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF100),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH100))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI100), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ100),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK100))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE100),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT100))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF100),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG100),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH100))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE100),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI100), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ100),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK100))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F100),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F100-Scenario5!AJ100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G100-Scenario5!AK100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G100-Scenario5!AK100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H100-Scenario5!AL100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H100))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K100),(Scenario5!G100)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F100*12),(Scenario5!F100))),(Scenario5!C100))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F100-Scenario5!AJ100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G100-Scenario5!AK100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G100-Scenario5!AK100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H100-Scenario5!AL100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H100))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K100),(Scenario5!G100)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F100*12),(Scenario5!F100))),(Scenario5!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J100),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L100))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O100),(Scenario5!C100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C100),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P100)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O100)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L100))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O100),(Scenario5!C100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C100),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P100),(Scenario5!C100)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O100),(Scenario5!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C100),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q100))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E100),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U100)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T100)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q100))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E100),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U100),(Scenario5!E100)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T100),(Scenario5!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M100),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE100))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF100),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD100),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE100))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD100),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF100),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH100))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J100),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF100),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH100))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI100), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ100),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK100))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE100),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT100))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF100),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG100),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH100))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE100),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI100), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ100),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK100))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F100),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F100-Scenario6!AJ100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G100-Scenario6!AK100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G100-Scenario6!AK100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H100-Scenario6!AL100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H100))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K100),(Scenario6!G100)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F100*12),(Scenario6!F100))),(Scenario6!C100))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F100-Scenario6!AJ100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G100-Scenario6!AK100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G100-Scenario6!AK100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H100-Scenario6!AL100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H100))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K100),(Scenario6!G100)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F100*12),(Scenario6!F100))),(Scenario6!C100)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK101))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J100),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L100))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O100),(Scenario6!C100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C100),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P100)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O100)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L100))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O100),(Scenario6!C100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C100),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P100),(Scenario6!C100)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O100),(Scenario6!C100))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C100),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q100))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E100),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U100)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T100)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q100))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E100),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U100),(Scenario6!E100)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T100),(Scenario6!E100))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M100),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE100))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF100),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD100),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE100))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD100),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF100),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH100))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL100),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J100),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF100),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH100))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI100), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ100),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK100))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE100),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT100))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF100),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG100),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH100))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A101+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE100),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI100), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ100),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK100))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL100),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A101+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA101,F101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB101,M101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC101,T101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED101,AA101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE101,AH101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF101,AO101),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA101,EH101),0.1),IRR((EA$3:EA101,EH101),EU100))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB101,EI101),0.1),IRR((EB$3:EB101,EI101),EV100))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC101,EJ101),0.1),IRR((EC$3:EC101,EJ101),EW100))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED101,EK101),0.1),IRR((ED$3:ED101,EK101),EX100))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE101,EL101),0.1),IRR((EE$3:EE101,EL101),EY100))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF101,EM101),0.1),IRR((EF$3:EF101,EM101),EZ100))","v":{"$error":"#VALUE!"}},100,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA101<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA101+1,FALSE)","v":{"$error":"#N/A"}}]
[{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!F101),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F101-Scenario1!AJ101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G101-Scenario1!AK101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G101-Scenario1!AK101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H101-Scenario1!AL101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!F101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!G101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!G101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!H101))))),IF(Scenario1!EG$4=\"Sun Term - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K101),(Scenario1!G101)),IF(Scenario1!EG$4=\"Not applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Monthly\",(Scenario1!F101*12),(Scenario1!F101))),(Scenario1!C101))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F101-Scenario1!AJ101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G101-Scenario1!AK101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G101-Scenario1!AK101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H101-Scenario1!AL101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!F101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!G101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!G101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!H101))))),IF(Scenario1!EG$4=\"Temporaire - NA\",IF(Scenario1!EG$6=\"Monthly\",(Scenario1!K101),(Scenario1!G101)),IF(Scenario1!EG$4=\"Pas applicable\",IF(Scenario1!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario1!$A$150:'Scenario1'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario1!F101*12),(Scenario1!F101))),(Scenario1!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($B$3,NPV($AT$11,B$4:B102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J101),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!J101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!K101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!K101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!L101))))),IF(Scenario1!EG$4=\"Sun Term - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O101),(Scenario1!C101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C101),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!N101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!O101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!P101)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!M101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!N101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!O101)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!J101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!K101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!K101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!L101))))),IF(Scenario1!EG$4=\"Temporaire - NA\",0,IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O101),(Scenario1!C101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!C101),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!N101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!O101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!P101),(Scenario1!C101)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!M101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!N101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!O101),(Scenario1!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario1!C101),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!O101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!P101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!P101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!Q101))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario1!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!Q101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!R101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!S101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E101),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!S101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!T101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!U101)))),IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!R101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!S101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!T101)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!O101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!P101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!P101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!Q101))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario1!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!Q101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!R101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!S101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!E101),IF(AND(Scenario1!$EG$8=\"SunUniversalLife\",Scenario1!$EJ$21=1),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!S101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!T101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!U101),(Scenario1!E101)))),IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!R101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!S101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!T101),(Scenario1!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!M101),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BO101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BP101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BP101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BQ101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BC101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BD101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BD101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BE101))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario1!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BF101),IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BH101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD101),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BO101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BP101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BP101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BQ101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BC101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BD101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BD101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BE101))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario1!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AD101),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BF101),IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BH101))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario1!J101),IF(Scenario1!$EG$10=\"English\",IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BR101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BS101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BS101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BT101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Current\",(Scenario1!BF101),IF(Scenario1!EG$4=\"Current minus 1%\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Custom\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Current minus 2%\",(Scenario1!BH101))))),IF(Scenario1!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario1!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Primary rate\",(Scenario1!BI101), IF(Scenario1!EG$4=\"Secondary rate\",(Scenario1!BJ101),IF(Scenario1!EG$4=\"Alternate rate\",(Scenario1!BK101))))),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE101),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario1!$EG$8=\"Protect/Accum\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BR101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BS101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BS101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BT101))))),IF(Scenario1!$EG$8=\"Accelerator\",IF(Scenario1!EG$4=\"Taux actuel\",(Scenario1!BF101),IF(Scenario1!EG$4=\"Taux actuel moins 1%\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Taux personnalisé\",(Scenario1!BG101),IF(Scenario1!EG$4=\"Taux actuel moins 2%\",(Scenario1!BH101))))),IF(Scenario1!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario1!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario1!$EG$8=\"PermLife\",(Scenario1!AE101),IF(Scenario1!$EG$8=\"SunSpectrumUL\",(IF(Scenario1!EG$4=\"Taux principal\",(Scenario1!BI101), IF(Scenario1!EG$4=\"Taux secondaire\",(Scenario1!BJ101),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BK101))))),IF(Scenario1!$EG$8=\"SunUniversalLife\",IF(Scenario1!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario1!EG$4=\"Autre taux\",(Scenario1!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario1!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!F101),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F101-Scenario2!AJ101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G101-Scenario2!AK101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G101-Scenario2!AK101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H101-Scenario2!AL101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!F101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!G101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!G101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!H101))))),IF(Scenario2!EG$4=\"Sun Term - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K101),(Scenario2!G101)),IF(Scenario2!EG$4=\"Not applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Monthly\",(Scenario2!F101*12),(Scenario2!F101))),(Scenario2!C101))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F101-Scenario2!AJ101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G101-Scenario2!AK101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G101-Scenario2!AK101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H101-Scenario2!AL101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!F101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!G101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!G101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!H101))))),IF(Scenario2!EG$4=\"Temporaire - NA\",IF(Scenario2!EG$6=\"Monthly\",(Scenario2!K101),(Scenario2!G101)),IF(Scenario2!EG$4=\"Pas applicable\",IF(Scenario2!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario2!$A$150:'Scenario2'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario2!F101*12),(Scenario2!F101))),(Scenario2!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($I$3,NPV($AT$11,I$4:I102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J101),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!J101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!K101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!K101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!L101))))),IF(Scenario2!EG$4=\"Sun Term - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O101),(Scenario2!C101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C101),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!N101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!O101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!P101)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!M101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!N101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!O101)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!J101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!K101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!K101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!L101))))),IF(Scenario2!EG$4=\"Temporaire - NA\",0,IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O101),(Scenario2!C101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!C101),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!N101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!O101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!P101),(Scenario2!C101)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!M101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!N101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!O101),(Scenario2!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario2!C101),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!O101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!P101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!P101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!Q101))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario2!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!Q101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!R101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!S101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E101),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!S101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!T101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!U101)))),IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!R101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!S101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!T101)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!O101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!P101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!P101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!Q101))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario2!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!Q101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!R101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!S101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!E101),IF(AND(Scenario2!$EG$8=\"SunUniversalLife\",Scenario2!$EJ$21=1),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!S101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!T101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!U101),(Scenario2!E101)))),IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!R101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!S101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!T101),(Scenario2!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!M101),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BO101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BP101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BP101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BQ101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BC101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BD101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BD101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BE101))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario2!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BF101),IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BH101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD101),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BO101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BP101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BP101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BQ101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BC101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BD101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BD101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BE101))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario2!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AD101),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BF101),IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BH101))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario2!J101),IF(Scenario2!$EG$10=\"English\",IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BR101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BS101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BS101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BT101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Current\",(Scenario2!BF101),IF(Scenario2!EG$4=\"Current minus 1%\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Custom\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Current minus 2%\",(Scenario2!BH101))))),IF(Scenario2!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario2!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Primary rate\",(Scenario2!BI101), IF(Scenario2!EG$4=\"Secondary rate\",(Scenario2!BJ101),IF(Scenario2!EG$4=\"Alternate rate\",(Scenario2!BK101))))),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE101),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario2!$EG$8=\"Protect/Accum\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BR101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BS101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BS101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BT101))))),IF(Scenario2!$EG$8=\"Accelerator\",IF(Scenario2!EG$4=\"Taux actuel\",(Scenario2!BF101),IF(Scenario2!EG$4=\"Taux actuel moins 1%\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Taux personnalisé\",(Scenario2!BG101),IF(Scenario2!EG$4=\"Taux actuel moins 2%\",(Scenario2!BH101))))),IF(Scenario2!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario2!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario2!$EG$8=\"PermLife\",(Scenario2!AE101),IF(Scenario2!$EG$8=\"SunSpectrumUL\",(IF(Scenario2!EG$4=\"Taux principal\",(Scenario2!BI101), IF(Scenario2!EG$4=\"Taux secondaire\",(Scenario2!BJ101),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BK101))))),IF(Scenario2!$EG$8=\"SunUniversalLife\",IF(Scenario2!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario2!EG$4=\"Autre taux\",(Scenario2!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario2!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!F101),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F101-Scenario3!AJ101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G101-Scenario3!AK101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G101-Scenario3!AK101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H101-Scenario3!AL101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!F101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!G101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!G101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!H101))))),IF(Scenario3!EG$4=\"Sun Term - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K101),(Scenario3!G101)),IF(Scenario3!EG$4=\"Not applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Monthly\",(Scenario3!F101*12),(Scenario3!F101))),(Scenario3!C101))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F101-Scenario3!AJ101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G101-Scenario3!AK101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G101-Scenario3!AK101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H101-Scenario3!AL101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!F101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!G101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!G101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!H101))))),IF(Scenario3!EG$4=\"Temporaire - NA\",IF(Scenario3!EG$6=\"Monthly\",(Scenario3!K101),(Scenario3!G101)),IF(Scenario3!EG$4=\"Pas applicable\",IF(Scenario3!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario3!$A$150:'Scenario3'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario3!F101*12),(Scenario3!F101))),(Scenario3!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($P$3,NPV($AT$11,P$4:P102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J101),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!J101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!K101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!K101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!L101))))),IF(Scenario3!EG$4=\"Sun Term - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O101),(Scenario3!C101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C101),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!N101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!O101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!P101)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!M101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!N101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!O101)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!J101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!K101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!K101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!L101))))),IF(Scenario3!EG$4=\"Temporaire - NA\",0,IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O101),(Scenario3!C101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!C101),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!N101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!O101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!P101),(Scenario3!C101)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!M101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!N101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!O101),(Scenario3!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario3!C101),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!O101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!P101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!P101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!Q101))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario3!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!Q101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!R101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!S101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E101),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!S101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!T101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!U101)))),IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!R101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!S101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!T101)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!O101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!P101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!P101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!Q101))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario3!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!Q101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!R101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!S101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!E101),IF(AND(Scenario3!$EG$8=\"SunUniversalLife\",Scenario3!$EJ$21=1),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!S101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!T101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!U101),(Scenario3!E101)))),IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!R101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!S101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!T101),(Scenario3!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!M101),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BO101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BP101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BP101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BQ101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BC101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BD101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BD101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BE101))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario3!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BF101),IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BH101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD101),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BO101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BP101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BP101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BQ101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BC101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BD101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BD101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BE101))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario3!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AD101),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BF101),IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BH101))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario3!J101),IF(Scenario3!$EG$10=\"English\",IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BR101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BS101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BS101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BT101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Current\",(Scenario3!BF101),IF(Scenario3!EG$4=\"Current minus 1%\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Custom\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Current minus 2%\",(Scenario3!BH101))))),IF(Scenario3!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario3!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Primary rate\",(Scenario3!BI101), IF(Scenario3!EG$4=\"Secondary rate\",(Scenario3!BJ101),IF(Scenario3!EG$4=\"Alternate rate\",(Scenario3!BK101))))),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE101),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario3!$EG$8=\"Protect/Accum\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BR101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BS101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BS101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BT101))))),IF(Scenario3!$EG$8=\"Accelerator\",IF(Scenario3!EG$4=\"Taux actuel\",(Scenario3!BF101),IF(Scenario3!EG$4=\"Taux actuel moins 1%\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Taux personnalisé\",(Scenario3!BG101),IF(Scenario3!EG$4=\"Taux actuel moins 2%\",(Scenario3!BH101))))),IF(Scenario3!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario3!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario3!$EG$8=\"PermLife\",(Scenario3!AE101),IF(Scenario3!$EG$8=\"SunSpectrumUL\",(IF(Scenario3!EG$4=\"Taux principal\",(Scenario3!BI101), IF(Scenario3!EG$4=\"Taux secondaire\",(Scenario3!BJ101),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BK101))))),IF(Scenario3!$EG$8=\"SunUniversalLife\",IF(Scenario3!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario3!EG$4=\"Autre taux\",(Scenario3!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario3!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!F101),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F101-Scenario4!AJ101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G101-Scenario4!AK101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G101-Scenario4!AK101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H101-Scenario4!AL101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!F101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!G101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!G101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!H101))))),IF(Scenario4!EG$4=\"Sun Term - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K101),(Scenario4!G101)),IF(Scenario4!EG$4=\"Not applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Monthly\",(Scenario4!F101*12),(Scenario4!F101))),(Scenario4!C101))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F101-Scenario4!AJ101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G101-Scenario4!AK101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G101-Scenario4!AK101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H101-Scenario4!AL101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!F101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!G101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!G101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!H101))))),IF(Scenario4!EG$4=\"Temporaire - NA\",IF(Scenario4!EG$6=\"Monthly\",(Scenario4!K101),(Scenario4!G101)),IF(Scenario4!EG$4=\"Pas applicable\",IF(Scenario4!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario4!$A$150:'Scenario4'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario4!F101*12),(Scenario4!F101))),(Scenario4!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($W$3,NPV($AT$11,W$4:W102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J101),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!J101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!K101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!K101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!L101))))),IF(Scenario4!EG$4=\"Sun Term - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O101),(Scenario4!C101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C101),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!N101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!O101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!P101)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!M101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!N101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!O101)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!J101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!K101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!K101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!L101))))),IF(Scenario4!EG$4=\"Temporaire - NA\",0,IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O101),(Scenario4!C101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!C101),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!N101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!O101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!P101),(Scenario4!C101)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!M101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!N101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!O101),(Scenario4!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario4!C101),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!O101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!P101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!P101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!Q101))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario4!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!Q101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!R101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!S101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E101),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!S101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!T101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!U101)))),IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!R101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!S101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!T101)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!O101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!P101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!P101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!Q101))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario4!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!Q101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!R101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!S101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!E101),IF(AND(Scenario4!$EG$8=\"SunUniversalLife\",Scenario4!$EJ$21=1),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!S101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!T101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!U101),(Scenario4!E101)))),IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!R101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!S101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!T101),(Scenario4!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!M101),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BO101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BP101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BP101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BQ101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BC101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BD101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BD101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BE101))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario4!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BF101),IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BH101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD101),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BO101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BP101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BP101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BQ101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BC101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BD101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BD101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BE101))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario4!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AD101),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BF101),IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BH101))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario4!J101),IF(Scenario4!$EG$10=\"English\",IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BR101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BS101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BS101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BT101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Current\",(Scenario4!BF101),IF(Scenario4!EG$4=\"Current minus 1%\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Custom\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Current minus 2%\",(Scenario4!BH101))))),IF(Scenario4!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario4!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Primary rate\",(Scenario4!BI101), IF(Scenario4!EG$4=\"Secondary rate\",(Scenario4!BJ101),IF(Scenario4!EG$4=\"Alternate rate\",(Scenario4!BK101))))),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE101),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario4!$EG$8=\"Protect/Accum\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BR101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BS101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BS101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BT101))))),IF(Scenario4!$EG$8=\"Accelerator\",IF(Scenario4!EG$4=\"Taux actuel\",(Scenario4!BF101),IF(Scenario4!EG$4=\"Taux actuel moins 1%\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Taux personnalisé\",(Scenario4!BG101),IF(Scenario4!EG$4=\"Taux actuel moins 2%\",(Scenario4!BH101))))),IF(Scenario4!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario4!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario4!$EG$8=\"PermLife\",(Scenario4!AE101),IF(Scenario4!$EG$8=\"SunSpectrumUL\",(IF(Scenario4!EG$4=\"Taux principal\",(Scenario4!BI101), IF(Scenario4!EG$4=\"Taux secondaire\",(Scenario4!BJ101),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BK101))))),IF(Scenario4!$EG$8=\"SunUniversalLife\",IF(Scenario4!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario4!EG$4=\"Autre taux\",(Scenario4!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario4!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!F101),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F101-Scenario5!AJ101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G101-Scenario5!AK101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G101-Scenario5!AK101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H101-Scenario5!AL101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!F101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!G101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!G101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!H101))))),IF(Scenario5!EG$4=\"Sun Term - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K101),(Scenario5!G101)),IF(Scenario5!EG$4=\"Not applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Monthly\",(Scenario5!F101*12),(Scenario5!F101))),(Scenario5!C101))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F101-Scenario5!AJ101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G101-Scenario5!AK101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G101-Scenario5!AK101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H101-Scenario5!AL101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!F101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!G101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!G101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!H101))))),IF(Scenario5!EG$4=\"Temporaire - NA\",IF(Scenario5!EG$6=\"Monthly\",(Scenario5!K101),(Scenario5!G101)),IF(Scenario5!EG$4=\"Pas applicable\",IF(Scenario5!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario5!$A$150:'Scenario5'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario5!F101*12),(Scenario5!F101))),(Scenario5!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AD$3,NPV($AT$11,AD$4:AD102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J101),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!J101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!K101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!K101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!L101))))),IF(Scenario5!EG$4=\"Sun Term - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O101),(Scenario5!C101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C101),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!N101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!O101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!P101)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!M101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!N101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!O101)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!J101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!K101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!K101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!L101))))),IF(Scenario5!EG$4=\"Temporaire - NA\",0,IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O101),(Scenario5!C101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!C101),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!N101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!O101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!P101),(Scenario5!C101)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!M101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!N101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!O101),(Scenario5!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario5!C101),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!O101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!P101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!P101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!Q101))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario5!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!Q101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!R101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!S101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E101),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!S101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!T101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!U101)))),IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!R101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!S101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!T101)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!O101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!P101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!P101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!Q101))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario5!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!Q101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!R101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!S101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!E101),IF(AND(Scenario5!$EG$8=\"SunUniversalLife\",Scenario5!$EJ$21=1),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!S101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!T101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!U101),(Scenario5!E101)))),IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!R101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!S101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!T101),(Scenario5!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!M101),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BO101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BP101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BP101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BQ101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BC101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BD101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BD101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BE101))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario5!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BF101),IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BH101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD101),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BO101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BP101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BP101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BQ101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BC101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BD101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BD101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BE101))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario5!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AD101),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BF101),IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BH101))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario5!J101),IF(Scenario5!$EG$10=\"English\",IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BR101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BS101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BS101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BT101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Current\",(Scenario5!BF101),IF(Scenario5!EG$4=\"Current minus 1%\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Custom\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Current minus 2%\",(Scenario5!BH101))))),IF(Scenario5!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario5!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Primary rate\",(Scenario5!BI101), IF(Scenario5!EG$4=\"Secondary rate\",(Scenario5!BJ101),IF(Scenario5!EG$4=\"Alternate rate\",(Scenario5!BK101))))),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE101),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario5!$EG$8=\"Protect/Accum\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BR101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BS101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BS101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BT101))))),IF(Scenario5!$EG$8=\"Accelerator\",IF(Scenario5!EG$4=\"Taux actuel\",(Scenario5!BF101),IF(Scenario5!EG$4=\"Taux actuel moins 1%\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Taux personnalisé\",(Scenario5!BG101),IF(Scenario5!EG$4=\"Taux actuel moins 2%\",(Scenario5!BH101))))),IF(Scenario5!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario5!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario5!$EG$8=\"PermLife\",(Scenario5!AE101),IF(Scenario5!$EG$8=\"SunSpectrumUL\",(IF(Scenario5!EG$4=\"Taux principal\",(Scenario5!BI101), IF(Scenario5!EG$4=\"Taux secondaire\",(Scenario5!BJ101),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BK101))))),IF(Scenario5!$EG$8=\"SunUniversalLife\",IF(Scenario5!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario5!EG$4=\"Autre taux\",(Scenario5!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario5!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!F101),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F101-Scenario6!AJ101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G101-Scenario6!AK101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G101-Scenario6!AK101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H101-Scenario6!AL101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!F101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!G101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!G101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!H101))))),IF(Scenario6!EG$4=\"Sun Term - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K101),(Scenario6!G101)),IF(Scenario6!EG$4=\"Not applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Premium Frequency\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Monthly\",(Scenario6!F101*12),(Scenario6!F101))),(Scenario6!C101))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F101-Scenario6!AJ101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G101-Scenario6!AK101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G101-Scenario6!AK101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H101-Scenario6!AL101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!F101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!G101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!G101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!H101))))),IF(Scenario6!EG$4=\"Temporaire - NA\",IF(Scenario6!EG$6=\"Monthly\",(Scenario6!K101),(Scenario6!G101)),IF(Scenario6!EG$4=\"Pas applicable\",IF(Scenario6!$EG$8=\"PermLife\",IF(VLOOKUP(\"Périodicité de la prime\",Scenario6!$A$150:'Scenario6'!$B$170,2,FALSE)=\"Mensuelle\",(Scenario6!F101*12),(Scenario6!F101))),(Scenario6!C101)))))),NA())","v":{"$error":"#N/A"}},{"$f":"SUM($AK$3,NPV($AT$11,AK$4:AK102))","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J101),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!J101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!K101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!K101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!L101))))),IF(Scenario6!EG$4=\"Sun Term - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O101),(Scenario6!C101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C101),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!N101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!O101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!P101)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!M101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!N101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!O101)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!J101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!K101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!K101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!L101))))),IF(Scenario6!EG$4=\"Temporaire - NA\",0,IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O101),(Scenario6!C101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!C101),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!N101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!O101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!P101),(Scenario6!C101)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!M101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!N101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!O101),(Scenario6!C101))))))))))),NA())","v":{"$error":"#N/A"}},{"$error":"#N/A"},{"$f":"IF(ISNUMBER(Scenario6!C101),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!O101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!P101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!P101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!Q101))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"Total Policy Death Benefit\",Scenario6!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!Q101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!R101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!S101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E101),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!S101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!T101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!U101)))),IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!R101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!S101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!T101)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!O101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!P101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!P101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!Q101))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Capital-décès total du contrat\",Scenario6!$A$1:$G$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!Q101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!R101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!S101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!E101),IF(AND(Scenario6!$EG$8=\"SunUniversalLife\",Scenario6!$EJ$21=1),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!S101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!T101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!U101),(Scenario6!E101)))),IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!R101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!S101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!T101),(Scenario6!E101))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!M101),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BO101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BP101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BP101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BQ101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BC101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BD101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BD101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BE101))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"ACB\",Scenario6!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BF101),IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BH101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD101),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"ACB (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"ACB (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"ACB (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BO101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BP101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BP101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BQ101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BC101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BD101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BD101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BE101))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"CBR\",Scenario6!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AD101),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BF101),IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BH101))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"CBR (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"CBR (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL101),HLOOKUP(\"CBR (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(Scenario6!J101),IF(Scenario6!$EG$10=\"English\",IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BR101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BS101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BS101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BT101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Current\",(Scenario6!BF101),IF(Scenario6!EG$4=\"Current minus 1%\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Custom\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Current minus 2%\",(Scenario6!BH101))))),IF(Scenario6!EG$4=\"Sun Term - NA\",HLOOKUP(\"CDA Credit\",Scenario6!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Primary rate\",(Scenario6!BI101), IF(Scenario6!EG$4=\"Secondary rate\",(Scenario6!BJ101),IF(Scenario6!EG$4=\"Alternate rate\",(Scenario6!BK101))))),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE101),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Primary rate\",HLOOKUP(\"CDA credit (Primary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Secondary rate\",HLOOKUP(\"CDA credit (Secondary rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Alternate rate\",HLOOKUP(\"CDA credit (Alternate rate)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE)))))))))),IF(Scenario6!$EG$8=\"Protect/Accum\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BR101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BS101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BS101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BT101))))),IF(Scenario6!$EG$8=\"Accelerator\",IF(Scenario6!EG$4=\"Taux actuel\",(Scenario6!BF101),IF(Scenario6!EG$4=\"Taux actuel moins 1%\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Taux personnalisé\",(Scenario6!BG101),IF(Scenario6!EG$4=\"Taux actuel moins 2%\",(Scenario6!BH101))))),IF(Scenario6!EG$4=\"Temporaire - NA\",HLOOKUP(\"Crédit au CDC\",Scenario6!$A$1:$S$100,Calculations!$A102+1,FALSE),IF(Scenario6!$EG$8=\"PermLife\",(Scenario6!AE101),IF(Scenario6!$EG$8=\"SunSpectrumUL\",(IF(Scenario6!EG$4=\"Taux principal\",(Scenario6!BI101), IF(Scenario6!EG$4=\"Taux secondaire\",(Scenario6!BJ101),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BK101))))),IF(Scenario6!$EG$8=\"SunUniversalLife\",IF(Scenario6!EG$4=\"Taux principal\",HLOOKUP(\"Crédit au CDC (taux principal)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Taux secondaire\",HLOOKUP(\"Crédit au CDC (taux secondaire)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE),IF(Scenario6!EG$4=\"Autre taux\",(Scenario6!BL101),HLOOKUP(\"Crédit au CDC (autre taux)\",Scenario6!$A$1:$EC$100,Calculations!$A102+1,FALSE))))))))))),NA())","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,{"$error":"#N/A"},0,0,0,0,0,0,0,null,null,50000,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},{"$error":"#N/A"},null,{"$f":"IRR((EA$3:EA102,F102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EB$3:EB102,M102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EC$3:EC102,T102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((ED$3:ED102,AA102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EE$3:EE102,AH102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IRR((EF$3:EF102,AO102),0.1)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EA$3:EA102,EH102),0.1),IRR((EA$3:EA102,EH102),EU101))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EB$3:EB102,EI102),0.1),IRR((EB$3:EB102,EI102),EV101))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EC$3:EC102,EJ102),0.1),IRR((EC$3:EC102,EJ102),EW101))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((ED$3:ED102,EK102),0.1),IRR((ED$3:ED102,EK102),EX101))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EE$3:EE102,EL102),0.1),IRR((EE$3:EE102,EL102),EY101))","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(IRR((EF$3:EF102,EM102),0.1),IRR((EF$3:EF102,EM102),EZ101))","v":{"$error":"#VALUE!"}},101,"","","","","","",{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$20,$BI$20,0),HLOOKUP(Calculations!$FH$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$21,$BI$21,0),HLOOKUP(Calculations!$FI$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$22,$BI$22,0),HLOOKUP(Calculations!$FJ$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$23,$BI$23,0),HLOOKUP(Calculations!$FK$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$24,$BI$24,0),HLOOKUP(Calculations!$FL$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},{"$f":"IF($BJ$30=FALSE,IF(FA102<=$BJ$25,$BI$25,0),HLOOKUP(Calculations!$FM$105,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE))","v":0},0,{"$f":"HLOOKUP(Calculations!$FO$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FP$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FQ$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FR$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FS$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},{"$f":"HLOOKUP(Calculations!$FT$1,Scenario1!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},null,null,null,null,null,null,0,0,0,0,0,0,0,null,null,null,null,null,{"$f":"HLOOKUP(Calculations!$GM$105,CII!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"HLOOKUP(Calculations!$GO$105,CII!$A$1:$AE$101,Calculations!FA102+1,FALSE)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI20<=BJ103,BK103,IF(BI20<=BJ104,BK104,IF(BI20<=BJ105,BK105,IF(BI20<=BJ106,BK106,IF(BI20<=BJ107,BK107,IF(BI20>BJ107,BK108))))))","v":"B1"},99999,"B1",{"$f":"\"T\"&BJ20&BI103","v":"TB1"},{"$f":"BL103&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM103,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},{"$f":"IFERROR(BN103*BI20/1000,0)*BP103+BQ103+BR103","v":0},{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI20/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI20/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI21<=BJ103,BK103,IF(BI21<=BJ104,BK104,IF(BI21<=BJ105,BK105,IF(BI21<=BJ106,BK106,IF(BI21<=BJ107,BK107,IF(BI21>BJ107,BK108))))))","v":"B1"},249999,"B2",{"$f":"\"T\"&BJ21&BI104","v":"TB1"},{"$f":"BL104&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM104,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},{"$f":"IFERROR(BN104*BI21/1000,0)*BP104+BQ104+BR104","v":0},{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI21/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI21/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"COUNTIF(GM2:GM102,GM2)","v":101},null,{"$f":"COUNTIF(GO2:GO102,GO2)","v":101}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI22<=BJ103,BK103,IF(BI22<=BJ104,BK104,IF(BI22<=BJ105,BK105,IF(BI22<=BJ106,BK106,IF(BI22<=BJ107,BK107,IF(BI22>BJ107,BK108))))))","v":"B1"},499999,"B3","TB1",{"$f":"BL105&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM105,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI22/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI22/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 1 Death Benefit\",\"Assurance 1 - Capital-décès\")","v":"Coverage 1 Death Benefit"},{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 2 Death Benefit\",\"Assurance 2 - Capital-décès\")","v":"Coverage 2 Death Benefit"},{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 3 Death Benefit\",\"Assurance 3 - Capital-décès\")","v":"Coverage 3 Death Benefit"},{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 4 Death Benefit\",\"Assurance 4 - Capital-décès\")","v":"Coverage 4 Death Benefit"},{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 5 Death Benefit\",\"Assurance 5 - Capital-décès\")","v":"Coverage 5 Death Benefit"},{"$f":"IF(Scenario1!$EG$10=\"English\",\"Coverage 6 Death Benefit\",\"Assurance 6 - Capital-décès\")","v":"Coverage 6 Death Benefit"},null,{"$f":"COUNTIF(FO2:FO102,FO2)","v":101},{"$f":"COUNTIF(FP2:FP102,FP2)","v":101},101,101,101,101,{"$f":"MAX(FO106:FT106)","v":0},null,null,null,null,null,{"$f":"SUM(GA2:GA102)","v":0},{"$f":"SUM(GB2:GB102)","v":0},0,0,0,0,0,{"$f":"IF(Calculations!$BJ$30=TRUE,IF(Scenario1!$EG$6=\"Monthly\",1.08*(GG105-SUM(GA105:GF105)),(GG105-SUM(GA105:GF105))),(GG105-SUM(GA105:GF105)))","v":0},{"$f":"IF(GH105>=0,\"save \"&TEXT(GH105,\"$###,##0\"),\"cost \"&TEXT(-GH105,\"$###,##0\")&\" more\")","v":"save $0"},null,null,null,{"$f":"IF(CII!AA27=\"Annual\",IF(CII!AA2=\"English\",\"Yearly base coverage premium\",\"Prime annuelle de l'assurance de base\"),IF(CII!AA2=\"English\",\"Monthly base coverage premium\",\"Prime mensuelle de l'assurance de base\"))","v":"Monthly base coverage premium"},null,{"$f":"IF(CII!AA2=\"English\",\"Critical illness insurance benefit\",\"Montant d’assurance maladies graves\")","v":"Critical illness insurance benefit"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI23<=BJ103,BK103,IF(BI23<=BJ104,BK104,IF(BI23<=BJ105,BK105,IF(BI23<=BJ106,BK106,IF(BI23<=BJ107,BK107,IF(BI23>BJ107,BK108))))))","v":"B1"},999999,"B4","TB1",{"$f":"BL106&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM106,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI23/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI23/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(FO105<=100,FO105,0)","v":0},{"$f":"IF(FP105<=100,FP105,0)","v":0},0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI24<=BJ103,BK103,IF(BI24<=BJ104,BK104,IF(BI24<=BJ105,BK105,IF(BI24<=BJ106,BK106,IF(BI24<=BJ107,BK107,IF(BI24>BJ107,BK108))))))","v":"B1"},1999999,"B5","TB1",{"$f":"BL107&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM107,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI24/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI24/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI25<=BJ103,BK103,IF(BI25<=BJ104,BK104,IF(BI25<=BJ105,BK105,IF(BI25<=BJ106,BK106,IF(BI25<=BJ107,BK107,IF(BI25>BJ107,BK108))))))","v":"B1"},25000000,"B6","TB1",{"$f":"BL108&Scenario1!$EP$2&Scenario1!$ER$2","v":"TB1F3"},{"$f":"HLOOKUP(BM108,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI25/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI25/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BI26<=BJ103,BK103,IF(BI26<=BJ104,BK104,IF(BI26<=BJ105,BK105,IF(BI26<=BJ106,BK106,IF(BI26<=BJ107,BK107,IF(BI26>BJ107,BK108))))))","v":"B1"},null,null,"T0B1",{"$f":"BL109&Scenario1!$EP$2&Scenario1!$ER$2","v":"T0B1F3"},{"$f":"HLOOKUP(BM109,Initial_Base_Rates!$B$3:$BNM$105,4+Scenario1!$EQ$2,FALSE)","v":{"$error":"#N/A"}},0,{"$f":"IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$204>100,(Scenario1!$D$204/100),1),1)","v":1},{"$f":"IFERROR(BI26/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$205>0,Scenario1!$D$205,0),0)","v":0},{"$f":"IFERROR(BI26/1000,0)*IF(Scenario1!$D$208=TRUE,IF(Scenario1!$D$206>0,Scenario1!$D$206,0),0)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK111))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL111))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM111))),\"\")","v":""},{"$f":"IF(BM111<>\"\",MIN($BM$29,MAX(BM111,5)),\"\")","v":""},{"$f":"IF(COUNTIF(BN$111:BN111,BN111)=1,BN111,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP111))),\"\")","v":""},{"$f":"SUMIF(BN111:BN116,BP111,BL111:BL116)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK112))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL112))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM112))),\"\")","v":""},"",{"$f":"IF(COUNTIF(BN$111:BN112,BN112)=1,BN112,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP112))),\"\")","v":""},{"$f":"SUMIF(BN112:BN117,BP112,BL112:BL117)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK113))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL113))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM113))),\"\")","v":""},"",{"$f":"IF(COUNTIF(BN$111:BN113,BN113)=1,BN113,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP113))),\"\")","v":""},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK114))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL114))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM114))),\"\")","v":""},"",{"$f":"IF(COUNTIF(BN$111:BN114,BN114)=1,BN114,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP114))),\"\")","v":""},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK115))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL115))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM115))),\"\")","v":""},"",{"$f":"IF(COUNTIF(BN$111:BN115,BN115)=1,BN115,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP115))),\"\")","v":""},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(INDEX($BH$111:$BH$116,_xlfn.AGGREGATE(15,6,(ROW($BH$111:$BH$116)-ROW($BH$111)+1)/($BH$111:$BH$116<>\"\"),ROWS(BK$111:BK116))),\"\")","v":""},{"$f":"IFERROR(INDEX($BI$111:$BI$116,_xlfn.AGGREGATE(15,6,(ROW($BI$111:$BI$116)-ROW($BI$111)+1)/($BI$111:$BI$116<>\"\"),ROWS(BL$111:BL116))),\"\")","v":""},{"$f":"IFERROR(INDEX($BJ$111:$BJ$116,_xlfn.AGGREGATE(15,6,(ROW($BJ$111:$BJ$116)-ROW($BJ$111)+1)/($BJ$111:$BJ$116<>\"\"),ROWS(BM$111:BM116))),\"\")","v":""},"",{"$f":"IF(COUNTIF(BN$111:BN116,BN116)=1,BN116,\"\")","v":""},{"$f":"IFERROR(INDEX($BO$111:$BO$116,_xlfn.AGGREGATE(15,6,(ROW($BO$111:$BO$116)-ROW($BO$111)+1)/($BO$111:$BO$116<>\"\"),ROWS(BP$111:BP116))),\"\")","v":""},0]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5]

{"sheet":"Scenario1","index":7,"n_rows":212,"n_cols":154,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":{"$error":"#N/A"}},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":{"$error":"#N/A"}},null,null,null,"Gender","age","risk class",null,{"$f":"A1","v":0},{"$f":"N1","v":0},{"$f":"P1","v":0},{"$f":"R1","v":0},{"$f":"T1","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":"-"},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"male\",IF(LEFT(EL2,1)=\"F\",\"female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"homme\",IF(LEFT(EL2,1)=\"F\",\"femme\"))))","v":"female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false},null,{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"M\",IF(LEFT(EL2,1)=\"F\",\"F\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"M\",IF(LEFT(EL2,1)=\"F\",\"F\"))))","v":"F"},{"$f":"IF(EG10=\"English\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE))","v":0},{"$f":"D203","v":3},null,{"$f":"A2","v":0},{"$f":"N2","v":0},{"$f":"P2","v":0},{"$f":"R2","v":0},{"$f":"T2","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":{"$error":"#N/A"}},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false},null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Life Evolve Term",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!B3:B102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!B3:B102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!B3:B102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!B3:B102,0))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":"-"},null,{"$f":"IF(AND(B204=\"\",B204=\"\"),\"Person1\",B204&\" \"&B205)&\", \"&EM2&\", \"&EQ1&\" \"&EQ2&\", \"&IF(EN2=\"No\",\"non-smoker\",\"smoker\")&\" (\"&ER1&\" \"&ER2&\")\"&IF(D208=FALSE,\"\",EL6&EM6&EN6)","v":"Person1, female, age 0, smoker (risk class 3)"},null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"},null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$10=\"English\",IF(OR($F$1=\"Total Monthly Policy Premium\",$G$1=\"Total Monthly Policy Premium\"),\"Monthly\",IF(OR($F$1=\"Total Annual Policy Premium\",$G$1=\"Total Annual Policy Premium\"),\"Annual\",\"\")),IF(EG$4<>\"\",IF(OR($F$1=\"Prime mensuelle totale du contrat\",$G$1=\"Prime mensuelle totale du contrat\"),\"Monthly\",IF(OR($F$1=\"Prime annuelle totale du contrat\",$G$1=\"Prime annuelle totale du contrat\"),\"Annual\")),NA()))","v":""},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":"Sun Life Evolve Term"},null,{"$f":"IF(D204>100,\", mortality assessment of \"&TEXT(D204,\"0\")&\"%\",\"\")","v":""},{"$f":"IF(D205>0,\", permanent flat extra of \"&TEXT(D205,\"$#.00\")&\" per thousand\",\"\")","v":""},{"$f":"IF(D206>0,\", temporary rating of \"&TEXT(D206,\"$#.00\")&\" per thousand for \"&D207&\" years\",\"\")","v":""},null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#N/A"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":{"$error":"#N/A"}},{"$f":"IF(AND(EQ2<18,ER2=3),\"This illustration assumes you will request non-smoker rates starting at age 18. This option is not automatic; please remember to request non-smoker rates when the insured person is eligible. Otherwise, smoker rates will be charged starting at age 18.\",IF(AND(EQ2<18,ER2=5),\"This illustration assumes smoker rates will be charged starting at age 18. You will be able to apply for non-smoker rates when the insured person is eligible.\",\"\"))","v":"This illustration assumes you will request non-smoker rates starting at age 18. This option is not automatic; please remember to request non-smoker rates when the insured person is eligible. Otherwise, smoker rates will be charged starting at age 18."},null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":{"$error":"#N/A"}},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"English\"))","v":"English"},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(B3:B102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":{"$error":"#N/A"}},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:B102,2,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":{"$error":"#N/A"}},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\",IF(EG14<=Calculations!$AS$2,\"M\")))","v":{"$error":"#N/A"}},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF(Scenario1!$EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL Years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL Type",{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0},null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"A66","v":0},{"$f":"N66","v":0},{"$f":"P66","v":0},{"$f":"R66","v":0},{"$f":"T66","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"A101","v":0},0,0,0,0]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":"P1 Age"}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":"P1 Gender"},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":0}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":"P1 Smoker"},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":0},null,3]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":"P1 First Name"},null,null,100]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":"P1 Last Name"},null,null,0]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":"P2 Age"},null,null,0]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":"P2 Gender"},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":0},null,0]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":"P2 Smoker"},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":0},null,false]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":"P2 First Name"}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":"P2 Last Name"}]
["C2 Amount"]
["A2 Montant"]

{"sheet":"Scenario2","index":8,"n_rows":212,"n_cols":148,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":false},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":false},null,null,null,"Gender","age","risk class"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":false},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"male\",IF(LEFT(EL2,1)=\"F\",\"female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"homme\",IF(LEFT(EL2,1)=\"F\",\"femme\"))))","v":"female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false},null,{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"M\",IF(LEFT(EL2,1)=\"F\",\"F\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"M\",IF(LEFT(EL2,1)=\"F\",\"F\"))))","v":"F"},{"$f":"IF(EG10=\"English\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE))","v":{"$error":"#N/A"}},{"$f":"IF(OR(EN2=\"No\",EN2=\"Non\"),3,5)","v":5}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":false},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Life Evolve Term",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!I3:I102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!I3:I102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!I3:I102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!I3:I102,0))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":false},null,{"$f":"IF(AND(B204=\"\",B204=\"\"),\"Person1\",B204&\" \"&B205)&\", \"&EM2&\", \"&EQ1&\" \"&EQ2&\", \"&IF(EN2=\"No\",\"non-smoker\",\"smoker\")&IF(D208=FALSE,\"\",EL6)","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$4=\"Sun Term - NA\",IF($G$1=\"Total Monthly Policy Premium\",\"Monthly\",IF($G$1=\"Total Annual Policy Premium\",\"Annual\",\"\")),IF(EG$4=\"Temporaire - NA\",IF($G$1=\"Prime mensuelle totale du contrat\",\"Monthly\",IF($G$1=\"Prime annuelle totale du contrat\",\"Annual\")),NA()))","v":{"$error":"#N/A"}},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":false},null,{"$f":"IF(D204>100,\", morbidity rating of \"&D204&\"%,\",\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":""},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CII!A1=\"Year\",\"English\",IF(CII!A1=\"Année\",\"French\",\"\"))","v":""},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(I3:I102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":"Age 100"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":false},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:I102,9,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":false},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\"),IF(EG14<=Calculations!$AS$2,\"M\"))","v":"N"},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL Years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":false},null,null,100]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":false},null,false]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":false}]
["C2 Amount"]
["A2 Montant"]

{"sheet":"Scenario3","index":9,"n_rows":212,"n_cols":144,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":false},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":false},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":false},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select interest rate/dividend scale",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!P3:P102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!P3:P102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!P3:P102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!P3:P102,0))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$4=\"Sun Term - NA\",IF($G$1=\"Total Monthly Policy Premium\",\"Monthly\",IF($G$1=\"Total Annual Policy Premium\",\"Annual\",\"\")),IF(EG$4=\"Temporaire - NA\",IF($G$1=\"Prime mensuelle totale du contrat\",\"Monthly\",IF($G$1=\"Prime annuelle totale du contrat\",\"Annual\")),NA()))","v":{"$error":"#N/A"}},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":""},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"\"))","v":""},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(P3:P102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":"Age 100"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":false},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:P102,16,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":false},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\"),IF(EG14<=Calculations!$AS$2,\"M\"))","v":"N"},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":false}]
["C2 Amount"]
["A2 Montant"]

{"sheet":"Scenario4","index":10,"n_rows":212,"n_cols":144,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":false},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":false},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":false},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select interest rate/dividend scale",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!W3:W102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!W3:W102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!W3:W102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!W3:W102,0))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$4=\"Sun Term - NA\",IF($G$1=\"Total Monthly Policy Premium\",\"Monthly\",IF($G$1=\"Total Annual Policy Premium\",\"Annual\",\"\")),IF(EG$4=\"Temporaire - NA\",IF($G$1=\"Prime mensuelle totale du contrat\",\"Monthly\",IF($G$1=\"Prime annuelle totale du contrat\",\"Annual\")),NA()))","v":{"$error":"#N/A"}},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":""},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"\"))","v":""},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(AD3:AD102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":"Age 100"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":false},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:W102,23,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":false},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\"),IF(EG14<=Calculations!$AS$2,\"M\"))","v":"N"},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":false}]
["C2 Amount"]
["A2 Montant"]

{"sheet":"Scenario5","index":11,"n_rows":212,"n_cols":144,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":false},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":false},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":false},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select interest rate/dividend scale",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AD3:AD102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AD3:AD102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AD3:AD102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AD3:AD102,0))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$4=\"Sun Term - NA\",IF($G$1=\"Total Monthly Policy Premium\",\"Monthly\",IF($G$1=\"Total Annual Policy Premium\",\"Annual\",\"\")),IF(EG$4=\"Temporaire - NA\",IF($G$1=\"Prime mensuelle totale du contrat\",\"Monthly\",IF($G$1=\"Prime annuelle totale du contrat\",\"Annual\")),NA()))","v":{"$error":"#N/A"}},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":""},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"\"))","v":""},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(AD3:AD102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":"Age 100"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":false},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:AD102,30,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":false},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\"),IF(EG14<=Calculations!$AS$2,\"M\"))","v":"N"},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL Years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":false}]
["C2 Amount"]
["A2 Montant"]

{"sheet":"Scenario6","index":12,"n_rows":212,"n_cols":144,"rows_kept":212,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Test",null,"Product Name",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Term\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Sun Permanent Life\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"SunUniversalLife Pro\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Protector II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accumulator II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Term\",\"Temporaire\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunUniversalLife Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Universal Life II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Par Accelerator\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"SunSpectrum Permanent Life II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Product Name\",A75:B175,2,FALSE)=\"Sun Permanent Life\",\"Assurance-vie permanente Sun Life\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Sun Par Protector II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Sun Par Accumulator II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Term\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"SunUniversalLife II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"SunUniversalLife Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Sun Par Accelerator\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"SunSpectrum Permanent Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Sun Permanent Life\"))))))))),IF(Calculations!AT3=\"French\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Protection Sun Life avec participation II\",\"Vie Protection Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Capitalisation Sun Life avec participation II\",\"Vie Capitalisation Sun Life avec participation II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Temporaire\",\"Temporaire\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life II\",\"Vie universelle Sun Life II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle Sun Life Pro\",\"Vie universelle Sun Life Pro\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie universelle SunSpectrum II\",\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Vie Accélération Sun Life avec participation\",\"Vie Accélération Sun Life avec participation\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente SunSpectrum II\",\"Assurance-vie permanente SunSpectrum II\",IF(VLOOKUP(\"Nom du produit\",A75:B175,2,FALSE)=\"Assurance-vie permanente Sun Life\",\"Assurance-vie permanente Sun Life\")))))))))))))","v":false},"Joint Life/Single Life?",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"JLTD 1st\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"JFTD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Single life\")))),IF(EJ1=\"Term\",IF(B1=\"Age\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"JLTD 2nd\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"JLTD 1st\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"JFTD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"SunSpectrum Universal Life II\",EJ1=\"SunUniversalLife II\", EJ1=\"SunUniversalLife Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur une tête\",\"Single life\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"JFTD\")))),IF(EJ1=\"Term\",IF(B1=\"Âge\",\"Single life\",\"JFTD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Single life\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"JLTD 2nd\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"JLTD 1st\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"JFTD\")))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\" Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to second death\",\"2TDD 2e\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint last-to-die, COI to first death\",\"2TDD 1er\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Joint first-to-die\",\"2TPD\",IF(VLOOKUP(\"C1 Plan Type\",A150:B210,2,FALSE)=\"Single\",\"Sur une tête\")))),IF(EJ1=\"Temporaire\",IF(B1=\"Age\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to second death\",\"2TDD 2e\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint last to die Premiums to first death\",\"2TDD 1er\",IF(VLOOKUP(\"Joint type\",A150:B210,2,FALSE)=\"Joint first to die\",\"2TPD\")))))),IF(EG10=\"French\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle SunSpectrum II\", EJ1=\"Vie universelle Sun Life Pro\"),IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes – dernier décès, CDA jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)=\"Sur deux têtes - premier décès\",\"2TPD\",VLOOKUP(\"A1 Type de contrat\",A150:B210,2,FALSE)))),IF(EJ1=\"Temporaire\",IF(B1=\"Âge\",\"Sur une tête\",\"2TPD\"),IF(ISNA(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)),\"Sur une tête\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au second décès\",\"2TDD 2e\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Dernier décès – primes jusqu'au premier décès\",\"2TDD 1er\",IF(VLOOKUP(\"Type d'assurance sur deux têtes\",A150:B210,2,FALSE)=\"Premier décès\",\"2TPD\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(C2),ISNA(C2)),\"Empty Scenario\", \"Complete Scenario\")","v":"Empty Scenario"},null,"Dividend Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"PUA\",VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Paid Up Additional Insurance (PUA)\",\"BAL\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Enhanced Insurance\",\"Complément d'assurance\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Annual Premium Reduction\",\"Réduction annuelle de la prime\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Dividends on Deposit (DOD)\",\"Participations capitalisées (PARC)\",IF(VLOOKUP(\"Dividend Option\",A150:B190,2,FALSE)=\"Cash Payment\",\"Paiement comptant\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"BAL\",VLOOKUP(\"Option de participation\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Bonifications d'assurance libérée (BAL)\",\"PUA\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Complément d'assurance\",\"Enhanced Insurance\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Réduction annuelle de la prime\",\"Annual Premium Reduction\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Participations capitalisées (PARC)\",\"Dividends on Deposit (DOD)\",IF(VLOOKUP(\"Option de participation\",A150:B190,2,FALSE)=\"Paiement comptant\",\"Cash Payment\"))))))))))","v":false},"Client One Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P1 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P1 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P1 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P1 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL2,1)=\"M\",\"Male\",IF(LEFT(EL2,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL2,1)=\"H\",\"Homme\",IF(LEFT(EL2,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL2,1)=\"N\",\"No\",IF(RIGHT(EL2,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL2,1)=\"N\",\"Non\",IF(RIGHT(EL2,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preferred Scale",null,"Premium/COI Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Life pay\",(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE))))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\"),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 70\",\"Ren. tous les ans jusqu'à 70 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 85\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Yearly renewable to age 100\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 10 years\",\"Primes limitées – 10 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 15 years\",\"Primes limitées – 15 ans\",IF(VLOOKUP(\"C1 COI Type\",A150:B210,2,FALSE)=\"Limited pay - 20 years\",\"Primes limitées – 20 ans\"))))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"Life Pay\",\"Paiement à vie\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"10 Pay\",\"10 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"15 Pay\",\"15 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"20 Pay\",\"20 Paiements\",IF(VLOOKUP(\"Premium Option\",A150:B210,2,FALSE)=\"8 Pay\",\"8 Paiements\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Ren. tous les ans jusqu'à 85 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Ren. tous les ans jusqu'à 100 ans\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Ren. tous les ans jusqu'à 70 ans\",(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE))))),IF(EJ1=\"Temporaire\",IF(EL1=\"Sur une tête\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Temporaire 30 ans\",\"Temporaire 20 ans\"),\"Temporaire 15 ans\"),\"Temporaire 10 ans\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"),IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 70 ans\",\"Yearly renewable to age 70\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 85 ans\",\"Yearly renewable to age 85\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 10 ans\",\"Limited pay - 10 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 15 ans\",\"Limited pay - 15 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Primes limitées – 20 ans\",\"Limited pay - 20 years\",IF(VLOOKUP(\"A1 Type de CDA\",A150:B210,2,FALSE)=\"Renouvelable tous les ans jusqu'à 100 ans\",\"Yearly renewable to age 100\"))))))),IF(EJ1=\"Term\",IF(EL1=\"Single life\",IF(D11=D12,IF(D16=D17,IF(D21=D22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\"),IF(C11=C12,IF(C16=C17,IF(C21=C22,\"Term 30\",\"Term 20\"),\"Term 15\"),\"Term 10\")),IF(ISNA(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)),\"-\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"Paiement à vie\",\"Life pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"10 Paiements\",\"10 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"15 Paiements\",\"15 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"20 Paiements\",\"20 Pay\",IF(VLOOKUP(\"Options de prime\",A150:B210,2,FALSE)=\"8 Paiements\",\"8 Pay\")))))))))))))","v":false},"Client Two Information",{"$f":"IF(Calculations!AT3=\"English\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"M\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"S\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"M\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"S\"))))))),IF(Calculations!AT3=\"French\",IF(EG10=\"English\",IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"M\",IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"H\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Gender\",A150:B210,2,FALSE)=\"F\",IF((VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"No\"),CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Smoker\",A150:B210,2,FALSE)=\"Yes\",CONCATENATE(\"F\",VLOOKUP(\"P2 Age\",A150:B210,2,FALSE),\"F\"))))),IF(EG10=\"French\",IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"H\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"H\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\"))),IF(VLOOKUP(\"P2 Sexe\",A150:B210,2,FALSE)=\"F\",IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Non\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"N\"),IF(VLOOKUP(\"P2 Fumeur\",A150:B210,2,FALSE)=\"Oui\",CONCATENATE(\"F\",VLOOKUP(\"P2 Âge\",A150:B210,2,FALSE),\"F\")))))))))","v":false},{"$f":"IF(Calculations!AT3=\"English\",IF(LEFT(EL3,1)=\"M\",\"Male\",IF(LEFT(EL3,1)=\"F\",\"Female\")),IF(Calculations!AT3=\"French\",IF(LEFT(EL3,1)=\"H\",\"Homme\",IF(LEFT(EL3,1)=\"F\",\"Femme\"))))","v":"Female"},{"$f":"IF(Calculations!AT3=\"English\",IF(RIGHT(EL3,1)=\"N\",\"No\",IF(RIGHT(EL3,1)=\"S\",\"Yes\")),IF(Calculations!AT3=\"French\",IF(RIGHT(EL3,1)=\"N\",\"Non\",IF(RIGHT(EL3,1)=\"F\",\"Oui\"))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select interest rate/dividend scale",null,"Offset year",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AK3:AK102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Premium Offset\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AK3:AK102,0)))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",IF(EJ1=\"SunSpectrum Universal Life II\",\"Not applicable\",IF(EJ1=\"SunUniversalLife II\",\"Not applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"No offset\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AK3:AK102,0)))))),IF(Calculations!AT3=\"French\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"Pas applicable\",IF(EJ1=\"Vie universelle Sun Life II\",\"Pas applicable\",IF(ISNA(VLOOKUP(\"Prélèvement des primes sur les participations\",A150:B190,2,FALSE)),\"Aucun PPP\",(INDEX(Calculations!A3:A102,MATCH(0,Calculations!AK3:AK102,0))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sun Term? (Monthly or Annual)",null,"Death Benefit Option",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE))),IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Insurance amount + fund\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level\",\"Uniforme\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + indexed\",\"Uniforme + indexation\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + return of payment\",\"Uniforme + remb. des paiements\",IF(VLOOKUP(\"Death Benefit Option\",A150:B190,2,FALSE)=\"Level + ACB\",\"Uniforme + CBR\")))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Uniforme + CBR\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Mont. d'assur. + cpte du contrat\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Uniforme + remb. des paiements\",(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)))))),IF(Calculations!AT3=\"English\",IF(ISNA(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)),\"-\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Montant d'assurance + compte du contrat\",\"Insurance amount + fund\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme\",\"Level\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + indexation\",\"Level + indexed\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + Remboursement des paiements\",\"Level + return of payment\",IF(VLOOKUP(\"Option de capital-décès\",A150:B190,2,FALSE)=\"Uniforme + coût de base rajusté\",\"Level + ACB\"))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$4=\"Sun Term - NA\",IF($G$1=\"Total Monthly Policy Premium\",\"Monthly\",IF($G$1=\"Total Annual Policy Premium\",\"Annual\",\"\")),IF(EG$4=\"Temporaire - NA\",IF($G$1=\"Prime mensuelle totale du contrat\",\"Monthly\",IF($G$1=\"Prime annuelle totale du contrat\",\"Annual\")),NA()))","v":{"$error":"#N/A"}},null,"Interest rate/Dividend Scale",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",EG4,IF(Calculations!AT3=\"French\",IF(EG4=\"Current\",\"Taux actuel\",IF(EG4=\"Current minus 1%\",\"Taux actuel moins 1%\",IF(EG4=\"Current minus 2%\",\"Taux actuel moins 2%\",IF(EG4=\"Custom\",\"Taux personnalisé\",IF(EG4=\"Primary rate\",\"Taux principal\",IF(EG4=\"Secondary rate\",\"Taux secondaire\",IF(EG4=\"Alternate rate\",\"Autre taux\",IF(EG4=\"Sun Term - NA\",\"Temporaire - NA\",IF(EG4=\"Not applicable\",\"Pas applicable\"))))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"French\",EG4,IF(Calculations!AT3=\"English\",IF(EG4=\"Taux actuel\",\"Current\",IF(EG4=\"Taux actuel moins 1%\",\"Current minus 1%\",IF(EG4=\"Taux actuel moins 2%\",\"Current minus 2%\",IF(EG4=\"Taux personnalisé\",\"Custom rate\",IF(EG4=\"Taux principal\",\"Primary rate\",IF(EG4=\"Taux secondaire\",\"Secondary rate\",IF(EG4=\"Autre taux\",\"Alternate rate\",IF(EG4=\"Temporaire - NA\",\"Sun Term - NA\",IF(EG4=\"Pas applicable\",\"Not applicable\")))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mapping Type",null,"Initial Total Premium/ Payment",{"$f":"ROUND(IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",IF(EG10=\"English\",IF(VLOOKUP(\"Premium Frequency\",A150:B170,2,FALSE)=\"Monthly\",F2*12,F2),IF(EG10=\"French\",IF(VLOOKUP(\"Périodicité de la prime\",A150:B170,2,FALSE)=\"Mensuelle\",F2*12,F2))),IF(EG8=\"SunUniversalLife\",C2,IF(EG8=\"SunSpectrumUL\",C2,IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\"))))))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(EG8=\"Protect/Accum\",IF(Calculations!AT3=\"English\",IF(EJ6=\"Current\",(F2),IF(EJ6=\"Current minus 1%\",(G2),IF(EJ6=\"Current minus 2%\",(H2),IF(EJ6=\"Custom\",(G2))))),IF(Calculations!AT3=\"French\",IF(EJ6=\"Taux actuel\",(F2),IF(EJ6=\"Taux actuel moins 1%\",(G2),IF(EJ6=\"Taux actuel moins 2%\",(H2),IF(EJ6=\"Taux personnalisé\",(G2))))))),IF(EG8=\"PermLife\",F2,IF(EG8=\"SunUniversalLife\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"SunSpectrumUL\",INDIRECT(ADDRESS(2,25+EJ21)),IF(EG8=\"Accelerator\",F2,IF(EG4=\"Sun Term - NA\",G2,IF(EG4=\"Temporaire - NA\",G2,\"-\")))))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EJ1=\"SunSpectrum Universal Life II\",\"SunSpectrumUL\",IF(EJ1=\"Vie universelle SunSpectrum II\",\"SunSpectrumUL\",IF(OR(EJ1=\"SunUniversalLife II\",EJ1=\"SunUniversalLife Pro\"),\"SunUniversalLife\",IF(OR(EJ1=\"Vie universelle Sun Life II\",EJ1=\"Vie universelle Sun Life Pro\"),\"SunUniversalLife\",IF(EJ1=\"Sun Par Accelerator\",\"Accelerator\",IF(EJ1=\"Vie Accélération Sun Life avec participation\",\"Accelerator\",IF(EJ1=\"Sun Par Protector II\",\"Protect/Accum\",IF(EJ1=\"Vie Protection Sun Life avec participation II\",\"Protect/Accum\",IF(EJ1=\"Sun Par Accumulator II\",\"Protect/Accum\",IF(EJ1=\"Vie Capitalisation Sun Life avec participation II\",\"Protect/Accum\",IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),\"PermLife\",IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),\"PermLife\",\"\"))))))))))))","v":""},null,"Plus Premium",{"$f":"IF(EG8=\"Protect/Accum\",(EK7-EJ9),IF(EG8=\"Accelerator\",(EK7-EJ9),IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),EK7*12-EJ9,EK7-EJ9),EJ7-EJ9)))","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Language",null,"Base Premium",{"$f":"IF(EG8=\"Accelerator\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AG2*12+AH2*12,AG2+AH2),IF(EG8=\"Protect/Accum\",IF(OR(B153=\"Monthly\",B153=\"Mensuelle\"),AM2*12+AN2*12,AM2+AN2),IF(OR(EG8=\"SunUniversalLife\",EG8=\"SunSpectrumUL\"),EK7,IF(OR(EG4=\"Sun Term - NA\",EG4=\"Temporaire - NA\"),EK7,IF(EG8=\"PermLife\",IF(OR(B152=\"Monthly\",B152=\"Mensuelle\"),G2*12+H2*12,G2+H2),\"-\")))))","v":"-"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($A$1=\"Year\",\"English\",IF($A$1=\"Année\",\"French\",\"\"))","v":""},null,"Initial Face Amount",{"$f":"IF(EG10=\"English\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Total Policy Death Benefit\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"C2 Amount\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Total policy death benefit\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"C1 Amount\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Guaranteed Insurance Amount\",K1:R100,2,FALSE))))))))),IF(EG10=\"French\",IF(Calculations!AT3=\"English\",(IF(EJ1=\"Term\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),(IF(OR(EJ1=\"SunUniversalLife Pro\",EJ1=\"SunUniversalLife II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"SunSpectrum Permanent Life II\",EJ1=\"Sun Permanent Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"SunSpectrum Universal Life II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))),IF(Calculations!AT3=\"French\",(IF(EJ1=\"Temporaire\",(HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE)),IF(OR(EJ1=\"Vie universelle Sun Life Pro\",EJ1=\"Vie universelle Sun Life II\"),((VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)+(VLOOKUP(\"A2 Montant\",$A$150:$B$215,2,FALSE)))),IF(OR(EJ1=\"Assurance-vie permanente SunSpectrum II\",EJ1=\"Assurance-vie permanente Sun Life\"),HLOOKUP(\"Capital-décès total du contrat\",A1:R75,2,FALSE),IF(EJ1=\"Vie universelle SunSpectrum II\",(VLOOKUP(\"A1 Montant\",$A$150:$B$215,2,FALSE)),HLOOKUP(\"Montant d'assurance garanti\",K1:R100,2,FALSE))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Age 85",null,"Max Policy Age",{"$f":"MAX(IF(ISNA(AK3:AK102),0,A3:A102))","v":0},{"$f":"IF(Calculations!AT3=\"English\",IF(EJ1=\"Term\",\"Age 85\",\"Age 100\"),IF(Calculations!AT3=\"French\",IF(EJ1=\"Temporaire\",\"Âge 85\",\"Âge 100\")))","v":"Age 100"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG10=\"English\",IF(ISNA(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Age\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Joint Age\",A150:B190,2,FALSE)))),IF(EG10=\"French\",IF(ISNA(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE)),(85-(VLOOKUP(\"P1 Âge\",A150:B190,2,FALSE))),(85-(VLOOKUP(\"Âge commun\",A150:B190,2,FALSE))))))","v":false},null,"Life Pay",{"$f":"IF(VLOOKUP(EJ11,Calculations!A3:AK102,37,FALSE)=0,\"No\",\"Yes\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Policy Year Life Expectancy",null,"IRR on Death Benefit Year 5",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,5+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,5+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,5+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,5+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,5+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Calculations!AT3=\"English\",IF(EL1=\"JLTD 1st\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JLTD 2nd\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"JFTD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Single life\",(#REF!-#REF!))))),IF(Calculations!AT3=\"French\",IF(EL1=\"2TDD 2e\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TDD 1er\",IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"2TPD\",IF((#REF!-#REF!)<(#REF!-#REF!),(#REF!-#REF!),IF((#REF!-#REF!)>(#REF!-#REF!),(#REF!-#REF!))),IF(EL1=\"Sur une tête\",(#REF!-#REF!)))))))","v":false},null,"IRR on Death Benefit Year 10",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,10+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,10+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,10+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,10+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,10+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Report LE Location",null,"IRR on Death Benefit Year 15",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,15+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,15+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,15+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,15+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,15+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(EG$14>20,IF(EG14>=Calculations!$AS$2,\"N\"),IF(EG14<=Calculations!$AS$2,\"M\"))","v":"N"},null,"IRR on Death Benefit Year 20",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$66,20+1,FALSE),IF(EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$66,20+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,20+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,20+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$66,20+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$66,20+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scenario Name",null,"IRR on Death Benefit Age 100",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$101,$EJ$11+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EJ$11+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$101,$EJ$11+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$101,$EJ$11+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Empty",null,"IRR on Death Benefit Compare Year",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,Calculations!$AS$2+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,Calculations!$AS$2+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRR on Death Benefit LE",{"$f":"IF($EG$10=\"English\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF(EJ$6=\"Current\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"Total IRR on death\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"Total IRR on death benefit (Current rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 1%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"Total IRR on death benefit (Custom rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"Total IRR on death benefit (Current rate minus 2%)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"IRR on death benefit (Primary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"IRR on death benefit (Secondary rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"IRR on death benefit (Alternate rate)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"IRR on death benefit\",$A$1:$DZ$100,$EG$14+1,FALSE)))))))))))),IF($EG$10=\"French\",IF(Calculations!$AT$3=\"English\",(IF($EJ$1=\"Term\",(HLOOKUP(\"TRI total au décès\",$B$1:$S$77,$EG$14+1,FALSE)),IF($EJ$6=\"Current\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Custom\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Current minus 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Primary rate\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Secondary rate\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Alternate rate\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Not applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))),IF(Calculations!$AT$3=\"French\",IF($EJ$1=\"Temporaire\",(HLOOKUP(\"TRI total au décès\",$A$1:$R$77,$EG$14+1,FALSE)),IF($EJ$6=\"Taux actuel\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 1%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 1 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux personnalisé\",HLOOKUP(\"TRI total sur le capital-décès (taux personnalisé)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux actuel moins 2%\",HLOOKUP(\"TRI total sur le capital-décès (taux actuel moins 2 %)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux principal\",HLOOKUP(\"TRI du capital-décès (taux principal)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Taux secondaire\",HLOOKUP(\"TRI du capital-décès (taux secondaire)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Autre taux\",HLOOKUP(\"TRI du capital-décès (autre taux)\",$A$1:$DZ$100,$EG$14+1,FALSE),IF($EJ$6=\"Pas applicable\",HLOOKUP(\"TRI du capital-décès\",$A$1:$DZ$100,$EG$14+1,FALSE))))))))))))))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UL Years of Payment",{"$f":"IF(OR($EJ$1=\"SunUniversalLife Pro\",$EJ$1=\"Vie universelle Sun Life Pro\",$EJ$1=\"SunUniversalLife II\",$EJ$1=\"Vie universelle Sun Life II\",$EJ$1=\"SunSpectrum Universal Life II\",$EJ$1=\"Vie universelle SunSpectrum II\"),COUNTIF(C2:C101,\">0\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(M1=\"Guaranteed cash value\",M1=\"Valeur de rachat garantie\"),1,0)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[{"$f":"IF(EG10=\"English\",\"P1 Age\",IF(EG10=\"French\",\"P1 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Gender\",IF(EG10=\"French\",\"P1 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C202=\"H\",\"M\",IF(C202=\"F\",\"F\",C202)),IF(EG10=\"French\",IF(C202=\"M\",\"H\",IF(C202=\"F\",\"F\",C202))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Smoker\",IF(EG10=\"French\",\"P1 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C203=\"Oui\",\"Yes\",IF(C203=\"Non\",\"No\",C203)),IF(EG10=\"French\",IF(C203=\"Yes\",\"Oui\",IF(C203=\"No\",\"Non\",C203))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 First Name\",IF(EG10=\"French\",\"P1 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P1 Last Name\",IF(EG10=\"French\",\"P1 Nom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Age\",IF(EG10=\"French\",\"P2 Âge\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Gender\",IF(EG10=\"French\",\"P2 Sexe\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C207=\"H\",\"M\",IF(C207=\"F\",\"F\",C207)),IF(EG10=\"French\",IF(C207=\"M\",\"H\",IF(C207=\"F\",\"F\",C207))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Smoker\",IF(EG10=\"French\",\"P2 Fumeur\"))","v":false},{"$f":"IF(EG10=\"English\",IF(C208=\"Oui\",\"Yes\",IF(C208=\"Non\",\"No\",C208)),IF(EG10=\"French\",IF(C208=\"Yes\",\"Oui\",IF(C208=\"No\",\"Non\",C208))))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 First Name\",IF(EG10=\"French\",\"P2 Prénom\"))","v":false}]
[{"$f":"IF(EG10=\"English\",\"P2 Last Name\",IF(EG10=\"French\",\"P2 Nom\"))","v":false}]
["C2 Amount"]
["A2 Montant"]