Attending Physician Statement (APS) guidelines

Our underwriter will order the APS reports that are needed. Then Dynacare, our third party partner, will collect the information for these reports.

Life - Routine Age and Amount

Age  Amount
0 – 15 $500,001 and up
16 – 40 $3,000,001 and up
41 – 55 $2,000,001 and up
56 – 65 $1,500,001 and up
66 – 70 $500,001 and up
71 and older All amounts