- What is the Effect of a Revocation Clause in a Will on Beneficiary Designations?
- Tax on the Surrender of a Life Insurance Policy
- Is a life insurance policy’s cash surrender value a matrimonial asset?
- Life Insurance and Shareholder Benefits Part 1
- Gestion Roy - Life Insurance and Shareholder Benefits – Part 2
- Donation of Private Corporation Shares and the Insured Share Donation Strategy
- Pre-Planning with Insurance Planning – Co-ordinating the Shareholders’ Agreement with the Will
- Unjust Enrichment – Updating Beneficiary Designations and Avoiding Disappointed Beneficiaries
- Beneficiary Designation Challenges and the Resulting Trust Presumption
- Beneficiary Designations and Secret Trusts
- Proposed interest deductibility limits, budget 2021: Should clients be concerned?
- Rogers Enterprises (2015) Inc. – Tax Court finds that an Increase in a Capital Dividend Account Balance is Not a Tax Benefit under the GAAR
- British Columbia clarifies its position on the donation of life insurance policies
- Dalla Lana Estate – sticky notes found to be a valid holograph will
- Fair Market Value of Corporate Shares and Life Insurance
- Subsection 55(2) – Preventing Dividends to Capital Gains
- Pipeline Post Mortem Strategy
- Scotti v. Agence du Revenu du Quebec – Quebec Court finds policyholder must pay tax on rebate
- The Estate of Juanita Nelson
- Increased capital gains inclusion rate and the impact on Clients
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New business and underwriting
Insurance Advisory - Articles & Publications
- Corporate Retirement Strategy guarantee fee
- Are insurance premiums deductible?
- Beware the multi-life trap (considerations for policies with multiple shareholders)
- Corporate ownership of a life insurance policy
- The Capital Dividend Account
- What is Refundable Dividend Tax on Hand (RDTOH)?
- Leveraging guide
- Life Insurance Shares Guide
- Buy Sell Agreements – Funding & Basic Structures
- Planning for Incorporated Businesses
- Buy Sell Agreements – Planning using Holding Companies
Lynn Lin
AVP, Insurance Advisory
Lynn Lin is the AVP of Insurance Advisory at Sun Life, leading the Insurance Advisory team and accountable for delivering the insights, expertise, strategies and tools that help advisors grow their business and confidently recommend Sun Life insurance solutions. With almost 20 years of global experience in the life insurance industry spanning Canada, Hong Kong, and Vietnam, Lynn brings a uniquely broad perspective to her work. A Fellow of the Society of Actuaries, Lynn combines a rigorous analytical foundation with deep industry expertise to translate complex insurance concepts into practical strategies.
Jean Turcotte
B.A.A., LL.B., Avocat, D.Fisc.,Pl.Fin.,TEP
Mr. Jean Turcotte is a lawyer and a financial planner. He is graduate from the Université de Sherbrooke. He also holds a Bachelor of Business Administration in finance (B.A.A.) from the École des Hautes Études Commerciales (HEC) and studied Taxation at McGill University. He is a member of the Quebec Bar. He is also a member of the IQPF, APFF and STEP Canada.
Mr. Turcotte currently holds the position of Director, Tax, Insurance and Wealth Management Solutions Group at Sun Life Financial in Montreal. He is in charge of, among other things, provide guidance to financial advisors on complex legal and tax issues affecting both individuals and business owners. Mr. Turcotte is committed to supporting you in finding innovative solutions and increasing the value you offer to clients in the insurance and wealth management sector.
In addition to his work at Sun Life Financial, he wrote a monthly tax article for the magazine Finance et Investissement from 1999 to 2010. Since 2012, he has also been involved in writing articles for Conseiller.ca magazine.
Mr. Turcotte has written several training manuals for the IQPF, the APFF, the Autorité des marchés financiers (AMF) and the Chambre de la sécurité financière (CSF). He is a frequent speaker at conferences and training sessions organized by the industry. In 2011 and 2016, he was named Trainer of the Year by the Institut Québecois de planification financière (IQPF). Mr. Turcotte has also been a guest speaker in different television programs. Finally, he acts as an expert witness in court in litigations involving financial advisors.
Areas of expertise :
- Advanced tax planning
- Financial and estate planning
- Asset protection
- Asset management
Grace Jin, MSc, CLU, QAFP
Advanced Solutions Manager
Since joining Sun Life in 2016, Grace has devoted her career to helping advisors grow their business using sales strategies and understanding the unique ways life insurance can be used to provide creative solutions for clients. In her current role as an Advanced Solutions Manager, Grace has been developing and supporting sales strategies and tools from the ideation to implementation.
Grace graduated from Western University with a Master of Statistics, Actuarial Science. She has continued her commitment to professional development, achieving the QAFP™ Certification and Chartered Life Underwriter® (CLU) designations. She is working toward her Associate of the Society of Actuaries designation.
Charlene Dumas-Gelinas, FSA, FCIA
Director, Insurance advisory and activation
Charlene is a bilingual leader with over a decade of pension and insurance experience. As Director, Insurance Advisory and Activation, she leverages her deep actuarial expertise and proven track record of cultivating strong relationships to bridge complex insurance concepts with practical business applications. Dedicated to empowering advisors, Charlene develops and delivers innovative content and tools designed to drive engagement and business growth.