Segregated funds

Sun Life Guaranteed Investment Funds (GIFs) is an industry-leading suite of segregated fund products to help meet clients" investment growth, market protection, lifetime guaranteed income and legacy planning needs.

Sun Life GIFs consists of three products:

  • Sun GIF Solutions: offers the ability to build savings, receive lifetime guaranteed income and grow estate value all within one contract including three series options: Investment, Income and Estate Series.
  • Sun Lifetime Advantage GIF: offers lifetime guaranteed income in retirement with annual automatic resets through the deferral phase when there's strong market performance and rising interest rates.
  • Sun Protect GIF: offers the ability to grow and protect savings for a term of 15 years or more.

To learn more about these products, visit