eSignature Form selection tool

Examples of Guaranteed Investments - AA/GIC signer role selections

Applications:

810-3584 – Application for Superflex Annuity: TFSA
Scenario 1: TFSA policies with a PAC (pre-authorized chequing) (at least one of the PAC payors must be the planholder or their spouse) 

• Select Planholder (if the PAC payor is also the planholder)
• Select Planholder and select Joint Bank Account holder for PAC (spouse of planholder) (if the bank account for the PAC is jointly owned with the spouse)

Scenario 2: TFSA policies with a PAC (pre-authorized chequing) where the payor is the spouse 

• Select Planholder  
• Select PAC payor (spouse of planholder)

810-3549: Application for Superflex Deferred Annuity: RSP/LIRA/Non-registered or Income Master Annuity: RIF/LIF/RLIF

Scenario 1: Individually or jointly owned policy where (one of) the owner(s) is the annuitant.

Note: For a jointly owned policy, there must be one policy owner and then select the applicable number of joint policy owners.

• Select Policy owner
• Select Joint policy owner (if applicable)
• No other signer role is required
• The annuitant section must be completed on the application for a joint policy

Scenario 2: Parent/Guardian is the individual owner and the annuitant is under age 16 or under 18 in Quebec.

• Select Policy owner, Parent/Guardian for annuitant
• No other signer role is required
• The annuitant section must be completed on the application

Scenario 3: Parent/Guardian is NOT the individual or joint owner and the annuitant is under age 16 or under 18 in Quebec.

• Select Policy owner
• Select Parent/Guardian for annuitant (if not a policy owner)
• Select Joint policy owner (if applicable)
• The annuitant section must be completed on the application

Scenario 4: Non-registered individually owned policy where the annuitant is NOT one of the policy owners and a successor annuitant is named.

Note: If a successor annuitant is named on an individually owned policy, a contingent owner should also be named.

• Select Policy owner OR select Policy owner, Parent/Guardian for Successor annuitant (if applicable)
• Select Annuitant (if not a policy owner)
• Select Successor annuitant (if not a policy owner) (if applicable) OR select Parent/Guardian for Successor annuitant (if not a policy owner) (if applicable)

Scenario 5: Non-registered jointly owned policy where the annuitant is NOT one of the policy owners and a successor annuitant is named.

• Select Policy owner OR select Policy owner, Parent/Guardian for Successor annuitant (if applicable)
• Select Joint policy owner
• Select Joint policy owner, Parent/Guardian for Successor annuitant
• Select Annuitant (if not a policy owner)
• Select Successor annuitant (if not a policy owner) (if applicable) OR select Parent/Guardian for Successor annuitant (if not a policy owner) (if applicable)
• The annuitant section must be completed on the application

Scenario 6: Policies with a PAC (pre-authorized chequing) where the payor is different than the policy owner and the annuitant is one of the policy owners.

• Select Policy owner
• Select Joint Policy owner (if applicable)
• Select PAC payor (if not a policy owner)

Scenario 7: Policies with a PAC (pre-authorized chequing) where the payor is different than the policy owner and the annuitant is NOT one of the policy owners.

• Select Policy owner
• Select Joint Policy owner (if applicable)
• Select Annuitant (if not a policy owner)
• Select PAC payor (if not a policy owner)

Examples of Guaranteed Investments - Payout signer role selections

Applications:

3318 – Application for a payout annuity

Note: The Parent/Guardian will need to sign as the Annuitant if the Annuitant is a minor. An additional signature will be required if there is a Trustee for the minor who is different than the Parent/Guardian.

Scenario 1: Individual or sole proprietor owned policy where the policyholder is the annuitant

• Select Policyholder (acknowledgement) OR select Policyholder (acknowledgement including no death benefit)
• No other signer role is required
• Annuitant section must be completed on the application 

Scenario 2: Individual, sole proprietor or entity owned policy where the policyholder is NOT the annuitant(s)

• Select Policyholder (acknowledgement) OR select Policyholder (acknowledgement including no death benefit)
• Select Annuitant (if not a policyholder)
• Select Joint Annuitant (if not a policyholder) (if applicable)
• No other signer role is required
• Annuitant section (and Joint Annuitant section, if applicable) must be completed on the application 

Scenario 3: Jointly owned policy where one or both policyholders are the annuitant(s)

Note: For a jointly owned policy, there must be one policyholder and one joint policyholder. 

• Select Policyholder (acknowledgement) OR select Policyholder (acknowledgement including no death benefit)
• Select Joint Policyholder (acknowledgement) OR select Joint Policyholder (acknowledgement including no death benefit)
• No other signer role is required
• Annuitant (and joint, annuitant if applicable) section(s) must be completed on the application 
  

Scenario 4: Jointly owned policy where the policyholders are NOT the annuitant(s)

Note: For a jointly owned policy, there must be one policyholder and one joint policyholder.

• Select Policyholder (acknowledgement) OR select Policyholder (acknowledgement including no death benefit)
• Select Joint Policyholder (acknowledgement) OR select Joint Policyholder (acknowledgement including no death benefit)
• Select Annuitant (if not a policyholder)
• Select Joint annuitant (if not a policyholder) (if applicable)
• No other signer role is required
• Annuitant (and joint annuitant, if applicable) section(s) must be completed on the application

Additional signer role selections:

Scenario 1: Internal Transfers
If the funds are being transferred to the payout annuity internally and the internal policy has a Preferred/Irrevocable beneficiary

• Select Internal transfers - Preferred/Irrevocable beneficiary

Scenario 2: Applications signed in Quebec
If Advisor is newly licenced and within their probationary period.

• Select Supervisor of advisor (QC only)
  

Scenario 3: Advisor is also the policyholder (Non-registered policies only)
The verifying advisor confirms all of the identification details provided on the application and matches the original identification documents shown to them.

• Select Verifying advisor (if advisor is also the Client)