Competitor guaranteed rates

As of July 10, 2025

N/A REDEEMABLE NON-REDEEMABLE
N/A 1 year 2 year 3 year 4 year 5 year 1 year 2 year 3 year 4 year 5 year
Superflex (Insurance GIC) 2.45 2.75 2.80 2.85 3.00 - - - - -
Sun GIC Max (Trust GIC) - - - - - 2.80 2.95 2.95 3.05 3.10
Equitable  2.50 2.70 2.85 3.00 3.55 - - - - -
Canada Life 1.75 1.90 2.10 2.35 2.55 - - - - -
Desjardins  1.85 2.05 2.20 2.40 2.60 - - - - -
Empire Life 2.25 2.45 2.60 2.75 3.30 - - - - -
Manulife Bank - - - - - 3.25 3.10 3.50 3.20 3.50
Desjardins - Caisses - - - - - 2.80 2.85 2.90 3.00 3.20
TD Canada Trust - - - - - 2.80 2.85 2.65 2.70 3.00
Bank of Montreal - - - - - 2.75 2.75 2.80 2.80 3.00
Bank of Nova Scotia - - - - - 2.70 2.75 2.75 2.75 2.85
CIBC - - - - - 2.25 2.20 2.25 2.30 2.35
Royal Bank of Canada  - - - - - 2.70 2.80 2.80 2.80 2.90
National Bank - - - - - 2.80 2.95 3.00 3.10 3.30

Rates are extracted from CANNEX and are subject to change without prior notice, check www.cannex.com for the most up to date rates