Competitor guaranteed rates

As of April 17, 2025

N/A REDEEMABLE NON-REDEEMABLE
N/A 1 year 2 year 3 year 4 year 5 year 1 year 2 year 3 year 4 year 5 year
Superflex (Insurance GIC) 2.30 2.50 2.55 2.65 2.80 - - - - -
Sun GIC Max (Trust GIC) - - - - - 2.70 2.75 2.70 2.80 2.90
Equitable  2.60 2.75 2.90 3.05 3.60 - - - - -
Canada Life 1.75 1.85 2.00 2.15 2.30 - - - - -
Desjardins  2.00 2.10 2.20 2.40 2.60 - - - - -
Empire Life 2.30 2.50 2.65 2.80 3.35 - - - - -
Manulife Bank - - - - - 2.75 2.75 2.85 2.90 2.95
Desjardins - Caisses - - - - - 2.80 2.85 2.85 2.85 3.20
TD Canada Trust - - - - - 2.80 2.85 2.65 2.70 3.00
Bank of Montreal - - - - - 2.75 2.75 2.80 2.80 3.00
Bank of Nova Scotia - - - - - 3.10 3.05 3.05 3.00 3.00
CIBC - - - - - 2.75 2.70 2.75 2.80 2.85
Royal Bank of Canada  - - - - - 2.70 2.80 2.80 2.80 2.90
National Bank - - - - - 2.80
2.85 2.80 2.80 3.30

Rates are extracted from CANNEX and are subject to change without prior notice, check www.cannex.com for the most up to date rates