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© Sun Life Assurance Company of Canada. All rights reserved.
When using solves with participating product illustrations, there are many factors that may affect the results such as the dividend scale, adding or removing optional benefits such as Term insurance, adding Plus Premium, going on Premium Offset and if loans or withdrawals are included. The chart below describes the basis for the solves as well as some considerations specific to each solve.
Solve |
Description |
Availability |
Considerations |
---|---|---|---|
Coverage Solves |
Will solve for the coverage amount based on a specified monthly/yearly premium |
|
|
Dividend option change to cash - Earliest |
Will determine the earliest that dividend option can be changed to cash |
|
|
Plus Premium - Maximum |
Will use the maximum Plus Premium allowed. |
|
|
Premium Offset - Earliest |
Will determine the earliest year that premium offset is possible without lapsing |
|
|
Maximum withdrawal |
The level maximum amount of money that can be withdrawn from the policy for the years specified by the user. |
|
|
Maximum |
The level maximum policy loan amount for the years specified by the user. |
|
|
© Sun Life Assurance Company of Canada. All rights reserved.