While delivering the news of a reprice to Clients can be uncomfortable, the increased claims activity shows that Clients see value in their plans and are making good use of the robust coverage we offer.  

For existing Clients as well as for new business, there will be a premium increase of up to 25% for both PHI and HCC.   

In-force Clients will see their new premium details on renewal notices starting January 1, 2025, before the rates take effect on policy anniversaries on or after April 1, 2025.    

Although many Clients will experience an increase, rates won’t change for some Clients.   

Refer to the PHI and HCC premium rate change page for:  

  • all details by series, plan type and age bands 
  • frequently asked questions 
  • the transition rules

PHI and HCC continue to provide excellent coverage options for Clients needing protection with health expenses that aren’t covered by provincial plans.   

 Calls-to-action:  

Contact us:  

  • For in-force business, contact the Customer Care Centre at 1-800-800-4786:  
    • English Press 1, 2     
    • French Press 2, 1, 2  
  • For new business, contact salesdesk@sunlife.com