Coverage for this illness ends on the insured person's 24th birthday.
Type 1 diabetes mellitus means a definite diagnosis where the insured person has total insulin deficiency and continuous dependence on exogenous insulin for survival. Dependence on insulin must persist for a continuous period of at least three months.
The diagnosis of Type 1 diabetes mellitus must be:
- made before the insured person's 24th birthday, and
- made by a specialist.