1 ROPD is only available for certain policy types, such as with the guaranteed 15 or 20 pay premiums options and up to an issue age of 50. Speak to a Sun Life representative or check out the Sun Permanent Life advisor guide to learn about other restrictions.
2 This option, available on lifetime payment child plans, automatically returns 75% of returnable premium amount on 15th policy anniversary or the policy anniversary nearest the insured person’s 25th birthday whichever is later, and coverage continues. The coverage also includes a generous partial benefit payout for non-life-threatening illness, which don’t reduce the CII benefit or ROP benefits.
3 Convert some or all their Sun CII benefit to long-term care insurance, without medical evidence, between the ages of 60 to 65.
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