A preliminary assessment is a review that an underwriter completes before an advisor submits an insurance application. The advisor collects information from the Client, which the underwriter uses to assess whether the Client could be approved for insurance.
Remember: We base the final approval on a full underwriting review that we complete after you submit an official application.
Resources
Our email template will help you gather all the information we need to complete a preliminary assessment.
You can also share this preliminary underwriting document with your Clients so they can come prepared with the details you need.
We’re here to help
For cases over $5 million in face amount or $100,000 in premium, you can connect with the Sun Life Select team. This team of experts can help you navigate the complexities of larger cases.
This service is also part of the benefits that we offer to advisors who have qualified for the Select or Premier levels of our Strategic Partner Program (SPP). Eligible SPP advisors can connect with their dedicated underwriter for these requests.
Note: This preliminary assessment is provided by Sun Life based solely on the information you have provided. It is expressly understood that this assessment is contingent on the submission of a duly completed application and a comprehensive underwriting process. The accuracy and validity of this preliminary assessment are subject to change pending the outcome of our full review. This assessment does not constitute a binding obligation and is not conclusive of the final determination that may result from the complete application review and underwriting process. Sun Life reserves the right to modify or revoke this assessment based on the results of our full review.
