You're illustrating participating insurance and you want to show projected values based on something other than a flat projected dividend scale.
The following example shows a scenario that starts with the current dividend scale, reduces over time to Current less 1%, and then comes back up to the Current scale at year 21.
|From year||To year||Current minus|
Here are some things to be aware of when you customize the dividend scale.
The illustration always includes 3 scenarios:
The illustration always includes calculations based on 3 different dividend scales.
If you do not customize the dividend scale, the system calculates values based on:
If you customize the dividend scale, the custom scale replaces the Current less 1% scenario. So in this situation the system calculates values based on:
The significance of the Primary dividend scale
Even though the system always calculates based on three different scenarios, the Primary dividend scale is used for the purpose of Solves and Strategies. When you add a Custom scale, it is always considered the Primary scale. So when you use a Custom scale, any Withdrawal or Loan solves will solve based on the values using your Custom scale. And the values from your Custom scale are the values that are used in any Sales Strategy you generate for the illustration.