We’re pleased to announce we’re maintaining the Sun Life dividend scale, including the dividend scale interest rate of 6.25% effective April 1, 2025.   

We’re also maintaining the experience portions of a Client's specific dividend scale, including mortality, policy surrender, expenses and taxes, as well as the special dividend announced in 2023 for pre-2004 policies. 

The Board of Directors of Sun Life Assurance Company of Canada made this decision based on the recommendation of Sun Life’s Appointed Actuary and in accordance with Sun Life’s Dividend Policy. 

Important Par details to note 

The Sun Life dividend scale for 2025-2026 isn’t an indicator of future performance. We recommend you continue to show illustrations using the current -0.5% and -1% dividend scale interest rates to show Clients future dividends are not guaranteed. 

The dividend scale interest rate isn’t the return that a Client can expect from their policy. The rate reflects the investment experience of the Par account and is only a part of a Client’s dividend. 

Sun Life Par. Strength. Stability. Performance.  

The Sun Life Par account remains strong, offering Clients solid returns with low volatility. Our management expertise, long-term investment strategy and well-established Par account helps us deliver long-term performance and stability to Clients.   

You can show Clients the strength of Sun Life’s participating insurance and how it can help them create strong and stable returns for a lifetime.  

Questions? 

Email Salesdesk@sunlife.com.