Heart valve replacement or repair


Heart valve replacement or repair means the undergoing of surgery to replace any heart valve with either a natural or mechanical valve or to repair heart valve defects or abnormalities.

The surgery must be determined to be medically necessary by a specialist.

Survival period

The insured person must survive for 30 days following the date of surgery.


No benefit will be payable under this condition for angioplasty, intra arterial procedures, percutaneous trans catheter procedures or non surgical procedures.